The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 43,524 109,407 SH   SOLE   0 0 109,407
AMAZON COM INC COM 023135106 866 280 SH   SOLE   0 0 280
MICROSOFT CORP COM 594918104 218 923 SH   SOLE   0 0 923
AT&T INC COM 00206R102 324 10,702 SH   SOLE   0 0 10,702
PPG INDS INC COM 693506107 2,128 14,164 SH   SOLE   0 0 14,164
VERIZON COMMUNICATIONS INC COM 92343V104 327 5,628 SH   SOLE   0 0 5,628
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,411 66,000 SH   SOLE   0 0 66,000
SPDR SER TR S&P 600 SMCP GRW 78464A201 4,696 54,701 SH   SOLE   0 0 54,701
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,550 98,410 SH   SOLE   0 0 98,410
SPDR SER TR PORTFOLI S&P1500 78464A805 2,070 42,073 SH   SOLE   0 0 42,073
PROCTER AND GAMBLE CO COM 742718109 207 1,530 SH   SOLE   0 0 1,530
MARSH & MCLENNAN COS INC COM 571748102 370 3,039 SH   SOLE   0 0 3,039
APPLE INC COM 037833100 1,639 13,418 SH   SOLE   0 0 13,418
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,757 178,277 SH   SOLE   0 0 178,277
L BRANDS INC COM 501797104 262 4,242 SH   SOLE   0 0 4,242
WORTHINGTON INDS INC COM 981811102 202 3,004 SH   SOLE   0 0 3,004
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,875 36,032 SH   SOLE   0 0 36,032
VANGUARD INDEX FDS VALUE ETF 922908744 802 6,100 SH   SOLE   0 0 6,100
VANGUARD INDEX FDS MID CAP ETF 922908629 6,849 30,942 SH   SOLE   0 0 30,942
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,012 6,112 SH   SOLE   0 0 6,112
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,706 31,325 SH   SOLE   0 0 31,325
VANGUARD INDEX FDS GROWTH ETF 922908736 753 2,929 SH   SOLE   0 0 2,929
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,809 6,586 SH   SOLE   0 0 6,586
ISHARES TR EAFE VALUE ETF 464288877 6,885 135,081 SH   SOLE   0 0 135,081
ISHARES TR EAFE GRWTH ETF 464288885 5,831 58,039 SH   SOLE   0 0 58,039
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,582 85,309 SH   SOLE   0 0 85,309
VANGUARD INDEX FDS LARGE CAP ETF 922908637 356 1,921 SH   SOLE   0 0 1,921
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,671 7,787 SH   SOLE   0 0 7,787
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 782 5,795 SH   SOLE   0 0 5,795
SPDR SER TR S&P 400 MDCP GRW 78464A821 5,033 67,006 SH   SOLE   0 0 67,006
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 339 5,586 SH   SOLE   0 0 5,586
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,663 166,233 SH   SOLE   0 0 166,233
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,707 64,319 SH   SOLE   0 0 64,319
SPDR SER TR PORTFOLIO S&P400 78464A847 33,993 742,859 SH   SOLE   0 0 742,859
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 12,115 276,733 SH   SOLE   0 0 276,733
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,409 171,231 SH   SOLE   0 0 171,231
ISHARES TR NATIONAL MUN ETF 464288414 5,160 44,467 SH   SOLE   0 0 44,467
PHILIP MORRIS INTL INC COM 718172109 312 3,514 SH   SOLE   0 0 3,514
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 40,052 1,132,694 SH   SOLE   0 0 1,132,694
SPDR SER TR PORTFOLIO AGRGTE 78464A649 40,113 1,352,873 SH   SOLE   0 0 1,352,873
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 617 6,342 SH   SOLE   0 0 6,342
ISHARES TR SHRT NAT MUN ETF 464288158 1,253 11,618 SH   SOLE   0 0 11,618
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 760 12,355 SH   SOLE   0 0 12,355
XPRESSPA GROUP INC COM 98420U703 18 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,019 22,011 SH   SOLE   0 0 22,011
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 23,072 403,926 SH   SOLE   0 0 403,926
SPDR SER TR PORTFOLIO S&P600 78468R853 33,982 803,931 SH   SOLE   0 0 803,931
AT&T INC COM 00206R102 2 300 SH Call SOLE   0 0 300
AT&T INC COM 00206R102 1 100 SH Call SOLE   0 0 100