The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DISNEY WALT CO COM 254687106 247 1,338 SH   SOLE 0 0 0 1,338
MARATHON PETE CORP COM 56585A102 896 16,743 SH   SOLE 0 0 0 16,743
ISHARES TR MSCI USA MULTIFT 46434V282 4,763 117,188 SH   SOLE 0 0 0 117,188
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 856 6,042 SH   SOLE 0 0 0 6,042
XEROX HOLDINGS CORP COM NEW 98421M106 850 35,013 SH   SOLE 0 0 0 35,013
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,501 11,356 SH   SOLE 0 0 0 11,356
PEPSICO INC COM 713448108 544 3,844 SH   SOLE 0 0 0 3,844
FS KKR CAP CORP II COM 35952V303 1,051 53,837 SH   SOLE 0 0 0 53,837
ANNALY CAPITAL MANAGEMENT IN COM 035710409 123 14,298 SH   SOLE 0 0 0 14,298
COMERICA INC COM 200340107 1,101 15,347 SH   SOLE 0 0 0 15,347
ISHARES TR MSCI INTL SML CP 46434V266 5,202 148,724 SH   SOLE 0 0 0 148,724
SPDR SER TR SSGA US LRG ETF 78468R804 272 2,170 SH   SOLE 0 0 0 2,170
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 30,154 614,006 SH   SOLE 0 0 0 614,006
PRUDENTIAL FINL INC COM 744320102 842 9,248 SH   SOLE 0 0 0 9,248
ISHARES TR 0-5 YR TIPS ETF 46429B747 13,447 127,194 SH   SOLE 0 0 0 127,194
APPLE INC COM 037833100 1,126 9,215 SH   SOLE 0 0 0 9,215
ISHARES TR MSCI USA MIN VOL 46429B697 37,572 543,021 SH   SOLE 0 0 0 543,021
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 435 8,851 SH   SOLE 0 0 0 8,851
HUNTINGTON BANCSHARES INC COM 446150104 972 61,845 SH   SOLE 0 0 0 61,845
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 21,002 63,608 SH   SOLE 0 0 0 63,608
AMAZON COM INC COM 023135106 415 134 SH   SOLE 0 0 0 134
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784 8,404 313,918 SH   SOLE 0 0 0 313,918
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 13,798 432,126 SH   SOLE 0 0 0 432,126
ISHARES TR MSCI USA QLT FCT 46432F339 99,623 818,061 SH   SOLE 0 0 0 818,061
INVESCO LTD SHS G491BT108 1,330 52,738 SH   SOLE 0 0 0 52,738
ISHARES TR ESG AW MSCI EAFE 46435G516 1,654 21,787 SH   SOLE 0 0 0 21,787
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,097 147,185 SH   SOLE 0 0 0 147,185
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 935 8,985 SH   SOLE 0 0 0 8,985
BOEING CO COM 097023105 255 1,001 SH   SOLE 0 0 0 1,001
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9 16 15,000 PRN   SOLE 0 0 0 15,000
VANGUARD INDEX FDS GROWTH ETF 922908736 2,468 9,602 SH   SOLE 0 0 0 9,602
INTERPUBLIC GROUP COS INC COM 460690100 977 33,445 SH   SOLE 0 0 0 33,445
SPDR S&P 500 ETF TR TR UNIT 78462F103 0 300 SH   SOLE 0 0 0 300
ISHARES TR MSCI USA VALUE 46432F388 13,400 130,781 SH   SOLE 0 0 0 130,781
J P MORGAN EXCHANGE-TRADED F DIVERSFED RTRN 46641Q886 13,875 167,593 SH   SOLE 0 0 0 167,593
ISHARES TR JPMORGAN USD EMG 464288281 265 2,431 SH   SOLE 0 0 0 2,431
ISHARES TR ESG AWR US AGRGT 46435U549 1,283 23,441 SH   SOLE 0 0 0 23,441
ISHARES TR CORE TOTAL USD 46434V613 251 4,766 SH   SOLE 0 0 0 4,766
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,051 36,829 SH   SOLE 0 0 0 36,829
ISHARES INC ESG AWR MSCI EM 46434G863 479 11,066 SH   SOLE 0 0 0 11,066
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 286 3,115 SH   SOLE 0 0 0 3,115
ISHARES TR CORE S&P SCP ETF 464287804 27,053 249,270 SH   SOLE 0 0 0 249,270
ISHARES INC MSCI EMERG MRKT 464286533 18,850 298,443 SH   SOLE 0 0 0 298,443
ISHARES TR CORE S&P US VLU 464287663 434 6,299 SH   SOLE 0 0 0 6,299
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,189 286,006 SH   SOLE 0 0 0 286,006
CISCO SYS INC COM 17275R102 525 10,158 SH   SOLE 0 0 0 10,158
ISHARES TR CORE S&P US GWT 464287671 2,068 22,773 SH   SOLE 0 0 0 22,773
DOW INC COM 260557103 856 13,394 SH   SOLE 0 0 0 13,394
EXXON MOBIL CORP COM 30231G102 200 3,589 SH   SOLE 0 0 0 3,589
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 3,841 120,197 SH   SOLE 0 0 0 120,197
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,876 36,646 SH   SOLE 0 0 0 36,646
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,623 43,232 SH   SOLE 0 0 0 43,232
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 33,484 1,127,404 SH   SOLE 0 0 0 1,127,404
ABBVIE INC COM 00287Y109 846 7,817 SH   SOLE 0 0 0 7,817
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 433 8,195 SH   SOLE 0 0 0 8,195
VANGUARD INDEX FDS VALUE ETF 922908744 1,104 8,396 SH   SOLE 0 0 0 8,396
WESTROCK CO COM 96145D105 1,019 19,571 SH   SOLE 0 0 0 19,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 571 2,237 SH   SOLE 0 0 0 2,237
ISHARES TR BARCLAYS 7 10 YR 464287440 12,053 106,731 SH   SOLE 0 0 0 106,731
ISHARES INC CORE MSCI EMKT 46434G103 1,030 16,006 SH   SOLE 0 0 0 16,006
GILEAD SCIENCES INC COM 375558103 638 9,866 SH   SOLE 0 0 0 9,866
PPL CORP COM 69351T106 719 24,940 SH   SOLE 0 0 0 24,940
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 17,651 192,155 SH   SOLE 0 0 0 192,155
GLOBAL X FDS GLBX SUPRINC ETF 37950E333 166 14,000 SH   SOLE 0 0 0 14,000
ISHARES TR GRWT ALLOCAT ETF 464289867 969 18,090 SH   SOLE 0 0 0 18,090
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 229 15,250 SH   SOLE 0 0 0 15,250
ISHARES TR CORE DIV GRWTH 46434V621 24,979 517,478 SH   SOLE 0 0 0 517,478
WISDOMTREE TR US SMALLCAP DIVD 97717W604 268 8,593 SH   SOLE 0 0 0 8,593
ISHARES TR 3 7 YR TREAS BD 464288661 26,676 205,374 SH   SOLE 0 0 0 205,374
ISHARES TR CONSER ALLOC ETF 464289883 3,057 79,103 SH   SOLE 0 0 0 79,103
VANGUARD INDEX FDS SML CP GRW ETF 922908595 276 1,006 SH   SOLE 0 0 0 1,006
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,124 21,243 SH   SOLE 0 0 0 21,243
ISHARES TR ISHS 5-10YR INVT 464288638 818 13,806 SH   SOLE 0 0 0 13,806
ISHARES TR IBOXX INV CP ETF 464287242 12,719 97,798 SH   SOLE 0 0 0 97,798
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,541 11,109 SH   SOLE 0 0 0 11,109
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,354 15,981 SH   SOLE 0 0 0 15,981
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 365 6,838 SH   SOLE 0 0 0 6,838
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,474 25,341 SH   SOLE 0 0 0 25,341
WISDOMTREE TR INTRST RATE HDGE 97717W380 17,540 373,111 SH   SOLE 0 0 0 373,111
PEOPLES UNITED FINANCIAL INC COM 712704105 926 51,726 SH   SOLE 0 0 0 51,726
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 273 2,052 SH   SOLE 0 0 0 2,052
DBX ETF TR XTRACK USD HIGH 233051432 4,978 99,582 SH   SOLE 0 0 0 99,582
CITIZENS FINANCIAL GROUP INC COM 174610105 1,030 23,333 SH   SOLE 0 0 0 23,333
HEALTHPEAK PROPERTIES INC COM 42250P103 254 8,003 SH   SOLE 0 0 0 8,003
FIRST TR VALUE LINE DIVID IN SHS 33734H106 42,014 1,106,212 SH   SOLE 0 0 0 1,106,212
FACEBOOK INC CL A 30303M102 225 765 SH   SOLE 0 0 0 765
SPDR SER TR PORTFOLIO S&P500 78464A854 82,071 1,760,796 SH   SOLE 0 0 0 1,760,796
WALGREENS BOOTS ALLIANCE INC COM 931427108 213 3,877 SH   SOLE 0 0 0 3,877
VANGUARD INDEX FDS SMALL CP ETF 922908751 500 2,335 SH   SOLE 0 0 0 2,335
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 572 7,842 SH   SOLE 0 0 0 7,842
VANGUARD INDEX FDS TOTAL STK MKT 922908769 44,848 216,984 SH   SOLE 0 0 0 216,984
ISHARES TR A RATE CP BD ETF 46429B291 539 9,732 SH   SOLE 0 0 0 9,732
UNUM GROUP COM 91529Y106 1,013 36,401 SH   SOLE 0 0 0 36,401
ISHARES TR ESG AWR MSCI USA 46435G425 2,726 29,996 SH   SOLE 0 0 0 29,996
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 6,189 292,907 SH   SOLE 0 0 0 292,907
ISHARES TR CORE US AGGBD ET 464287226 1,456 12,793 SH   SOLE 0 0 0 12,793
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 5,484 272,135 SH   SOLE 0 0 0 272,135
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 15,874 229,125 SH   SOLE 0 0 0 229,125
AMERICAN FIN TR INC COM CLASS A 02607T109 181 18,404 SH   SOLE 0 0 0 18,404
ISHARES TR AGGRES ALLOC ETF 464289859 18,159 271,312 SH   SOLE 0 0 0 271,312
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 709 4,018 SH   SOLE 0 0 0 4,018
SPDR SER TR SPDR BLOOMBERG 78468R663 28,739 314,088 SH   SOLE 0 0 0 314,088
INVESCO QQQ TR UNIT SER 1 46090E103 1,996 6,253 SH   SOLE 0 0 0 6,253
TESLA INC COM 88160R101 789 1,182 SH   SOLE 0 0 0 1,182
VERIZON COMMUNICATIONS INC COM 92343V104 760 13,070 SH   SOLE 0 0 0 13,070
INTERNATIONAL PAPER CO COM 460146103 874 16,166 SH   SOLE 0 0 0 16,166
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,888 115,978 SH   SOLE 0 0 0 115,978
VANGUARD WORLD FD MEGA GRWTH IND 921910816 563 2,717 SH   SOLE 0 0 0 2,717
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 771 7,626 SH   SOLE 0 0 0 7,626
WISDOMTREE TR INTL QULTY DIV 97717X131 453 12,214 SH   SOLE 0 0 0 12,214
INTERNATIONAL BUSINESS MACHS COM 459200101 695 5,216 SH   SOLE 0 0 0 5,216
FRANKLIN RESOURCES INC COM 354613101 902 30,461 SH   SOLE 0 0 0 30,461
ISHARES TR ESG AWARE MSCI 46435U663 900 23,360 SH   SOLE 0 0 0 23,360
ISHARES TR S&P 500 GRWT ETF 464287309 3,820 58,674 SH   SOLE 0 0 0 58,674
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 6,116 280,943 SH   SOLE 0 0 0 280,943
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,637 10,144 SH   SOLE 0 0 0 10,144
FIRST TR EXCHANGE-TRADED FD SSI STRG ETF 33739Q507 7,294 145,278 SH   SOLE 0 0 0 145,278
ISHARES TR MSCI USA SML CP 46434V290 1,888 35,996 SH   SOLE 0 0 0 35,996
SPDR SER TR PORTFOLIO AGRGTE 78464A649 83,782 2,825,707 SH   SOLE 0 0 0 2,825,707
MICROSOFT CORP COM 594918104 274 1,163 SH   SOLE 0 0 0 1,163
ISHARES TR CORE S&P MCP ETF 464287507 22,958 88,205 SH   SOLE 0 0 0 88,205
ISHARES TR RUSSELL 2000 ETF 464287655 18,485 83,667 SH   SOLE 0 0 0 83,667
ISHARES TR CORE MSCI EAFE 46432F842 608 8,435 SH   SOLE 0 0 0 8,435
ISHARES TR S&P 500 VAL ETF 464287408 3,906 27,654 SH   SOLE 0 0 0 27,654
HANESBRANDS INC COM 410345102 938 47,712 SH   SOLE 0 0 0 47,712
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 22,162 232,796 SH   SOLE 0 0 0 232,796
SPDR SER TR PRTFLO S&P500 GW 78464A409 212 3,762 SH   SOLE 0 0 0 3,762
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 6,045 272,660 SH   SOLE 0 0 0 272,660
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 911 15,186 SH   SOLE 0 0 0 15,186
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 24,847 567,551 SH   SOLE 0 0 0 567,551
ISHARES TR ESG AWRE USD ETF 46435G193 355 13,179 SH   SOLE 0 0 0 13,179
ISHARES TR MBS ETF 464288588 223 2,058 SH   SOLE 0 0 0 2,058
PHILLIPS 66 COM 718546104 822 10,085 SH   SOLE 0 0 0 10,085
ISHARES TR BROAD USD HIGH 46435U853 261 6,347 SH   SOLE 0 0 0 6,347
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 3,542 58,057 SH   SOLE 0 0 0 58,057
CENTERPOINT ENERGY INC COM 15189T107 852 37,623 SH   SOLE 0 0 0 37,623
ISHARES TR MSCI EAFE ETF 464287465 284 3,743 SH   SOLE 0 0 0 3,743
ISHARES TR EAFE VALUE ETF 464288877 224 4,393 SH   SOLE 0 0 0 4,393
MYOVANT SCIENCES LTD COM G637AM102 226 10,979 SH   SOLE 0 0 0 10,979
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 10,808 212,944 SH   SOLE 0 0 0 212,944
FLEXSHARES TR CR SCD US BD 33939L761 15,952 298,150 SH   SOLE 0 0 0 298,150
FIRST TR EXCHANGE TRADED FD US EQTY OPPT ETF 336920103 8,873 74,473 SH   SOLE 0 0 0 74,473
VALERO ENERGY CORP COM 91913Y100 906 12,647 SH   SOLE 0 0 0 12,647
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 48,762 1,379,027 SH   SOLE 0 0 0 1,379,027
BLOCK H & R INC COM 093671105 775 35,533 SH   SOLE 0 0 0 35,533
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,287 101,570 SH   SOLE 0 0 0 101,570
ISHARES TR CORE S&P500 ETF 464287200 10,031 25,214 SH   SOLE 0 0 0 25,214
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 209 3,666 SH   SOLE 0 0 0 3,666
NEUBERGER BERMAN REAL ESTATE COM 64190A103 57 12,422 SH   SOLE 0 0 0 12,422
HP INC COM 40434L105 1,151 36,263 SH   SOLE 0 0 0 36,263
VANGUARD BD INDEX FDS INTERMED TERM 921937819 482 5,436 SH   SOLE 0 0 0 5,436
SSGA ACTIVE ETF TR INCOM ALLO ETF 78467V202 5,708 164,931 SH   SOLE 0 0 0 164,931
ISHARES TR MODERT ALLOC ETF 464289875 16,294 374,139 SH   SOLE 0 0 0 374,139
SPDR SER TR S&P 400 MDCP GRW 78464A821 23,988 319,366 SH   SOLE 0 0 0 319,366
ISHARES TR MSCI USA MMENTM 46432F396 68,651 426,776 SH   SOLE 0 0 0 426,776
KRAFT HEINZ CO COM 500754106 884 22,107 SH   SOLE 0 0 0 22,107
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 11,842 127,289 SH   SOLE 0 0 0 127,289
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 25,928 380,099 SH   SOLE 0 0 0 380,099
BOULDER GROWTH & INCOME FD I COM 101507101 194 15,409 SH   SOLE 0 0 0 15,409
JOHNSON & JOHNSON COM 478160104 206 1,256 SH   SOLE 0 0 0 1,256
KEYCORP COM 493267108 1,020 51,063 SH   SOLE 0 0 0 51,063
SEAGATE TECHNOLOGY PLC SHS G7945M107 878 11,441 SH   SOLE 0 0 0 11,441
VANGUARD INDEX FDS SM CP VAL ETF 922908611 20,725 125,141 SH   SOLE 0 0 0 125,141