The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 777 7,249 SH   SOLE   0 0 7,249
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 6,674 25,551 SH   SOLE   0 0 25,551
ALPHABET INC CAP STK CL A 02079K305 287 164 SH   SOLE   0 0 164
ALPHABET INC CAP STK CL C 02079K107 201 115 SH   SOLE   0 0 115
AMAZON COM INC COM 023135106 1,335 410 SH   SOLE   0 0 410
APPLE INC COM 037833100 2,335 17,600 SH   SOLE   0 0 17,600
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 511 2,204 SH   SOLE   0 0 2,204
CISCO SYS INC COM 17275R102 318 7,110 SH   SOLE   0 0 7,110
CVS HEALTH CORP COM 126650100 238 3,483 SH   SOLE   0 0 3,483
DEERE & CO COM 244199105 264 980 SH   SOLE   0 0 980
DISNEY WALT CO COM 254687106 397 2,191 SH   SOLE   0 0 2,191
EQUITY RESIDENTIAL SH BEN INT 29476L107 548 9,245 SH   SOLE   0 0 9,245
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 7,705 303,604 SH   SOLE   0 0 303,604
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118 795 16,061 SH   SOLE   0 0 16,061
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 233 4,242 SH   SOLE   0 0 4,242
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108 1,582 16,365 SH   SOLE   0 0 16,365
FLEXSHARES TR M STAR DEV MKT 33939L803 648 9,824 SH   SOLE   0 0 9,824
FLEXSHARES TR QUALT DIVD IDX 33939L860 4,103 82,985 SH   SOLE   0 0 82,985
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 1,141 29,889 SH   SOLE   0 0 29,889
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 7,862 246,463 SH   SOLE   0 0 246,463
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 52,253 690,361 SH   SOLE   0 0 690,361
GOLDMAN SACHS GROUP INC COM 38141G104 488 1,850 SH   SOLE   0 0 1,850
HOME DEPOT INC COM 437076102 496 1,869 SH   SOLE   0 0 1,869
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 1,530 22,635 SH   SOLE   0 0 22,635
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 1,648 42,744 SH   SOLE   0 0 42,744
ISHARES GOLD TRUST ISHARES 464285105 453 25,003 SH   SOLE   0 0 25,003
ISHARES INC CORE MSCI EMKT 46434G103 259 4,180 SH   SOLE   0 0 4,180
ISHARES TR CORE S&P MCP ETF 464287507 8,271 35,986 SH   SOLE   0 0 35,986
ISHARES TR CORE S&P SCP ETF 464287804 3,276 35,653 SH   SOLE   0 0 35,653
ISHARES TR CORE S&P500 ETF 464287200 16,083 42,844 SH   SOLE   0 0 42,844
ISHARES TR MBS ETF 464288588 1,258 11,427 SH   SOLE   176 0 11,251
ISHARES TR MSCI INDIA ETF 46429B598 487 12,117 SH   SOLE   0 0 12,117
ISHARES TR MSCI INTL MOMENT 46434V449 1,756 46,638 SH   SOLE   0 0 46,638
ISHARES TR MSCI INTL MULTFT 46434V274 2,033 74,804 SH   SOLE   0 0 74,804
ISHARES TR MSCI USA MMENTM 46432F396 1,794 11,125 SH   SOLE   0 0 11,125
ISHARES TR NATIONAL MUN ETF 464288414 648 5,533 SH   SOLE   0 0 5,533
ISHARES TR RUS 1000 ETF 464287622 2,643 12,479 SH   SOLE   0 0 12,479
ISHARES TR RUS 1000 GRW ETF 464287614 423 1,756 SH   SOLE   0 0 1,756
ISHARES TR RUSSELL 2000 ETF 464287655 1,243 6,340 SH   SOLE   0 0 6,340
ISHARES TR S&P 500 GRWT ETF 464287309 5,138 80,500 SH   SOLE   0 0 80,500
ISHARES TR U.S. MED DVC ETF 464288810 458 1,400 SH   SOLE   0 0 1,400
ISHARES TR US HOME CONS ETF 464288752 623 11,172 SH   SOLE   0 0 11,172
ISHARES U S ETF TR BLACKROCK SHORT 46431W838 795 15,822 SH   SOLE   768 0 15,054
ISHARES U S ETF TR INT RT HDG C B 46431W705 1,242 13,002 SH   SOLE   0 0 13,002
JOHNSON & JOHNSON COM 478160104 608 3,864 SH   SOLE   0 0 3,864
JPMORGAN CHASE & CO COM 46625H100 423 3,330 SH   SOLE   0 0 3,330
KRAFT HEINZ CO COM 500754106 296 8,526 SH   SOLE   0 0 8,526
MASTERCARD INCORPORATED CL A 57636Q104 294 825 SH   SOLE   0 0 825
MICROSOFT CORP COM 594918104 1,640 7,376 SH   SOLE   0 0 7,376
NIKE INC CL B 654106103 209 1,476 SH   SOLE   0 0 1,476
ORACLE CORP COM 68389X105 352 5,443 SH   SOLE   0 0 5,443
PFIZER INC COM 717081103 521 14,159 SH   SOLE   0 0 14,159
PROCTER AND GAMBLE CO COM 742718109 479 3,441 SH   SOLE   0 0 3,441
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 27,949 776,146 SH   SOLE   0 0 776,146
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 19,470 453,631 SH   SOLE   0 0 453,631
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,321 14,521 SH   SOLE   0 0 14,521
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 391 5,793 SH   SOLE   0 0 5,793
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,315 64,479 SH   SOLE   0 0 64,479
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,404 10,795 SH   SOLE   0 0 10,795
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 1,788 48,895 SH   SOLE   0 0 48,895
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,751 109,086 SH   SOLE   0 0 109,086
STRYKER CORPORATION COM 863667101 318 1,299 SH   SOLE   0 0 1,299
UDR INC COM 902653104 577 15,026 SH   SOLE   0 0 15,026
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 646 4,152 SH   SOLE   0 0 4,152
VANGUARD INDEX FDS GROWTH ETF 922908736 6,644 26,226 SH   SOLE   0 0 26,226
VANGUARD INDEX FDS LARGE CAP ETF 922908637 7,258 41,302 SH   SOLE   0 0 41,302
VANGUARD INDEX FDS MID CAP ETF 922908629 36,709 177,536 SH   SOLE   0 0 177,536
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 259 3,053 SH   SOLE   0 0 3,053
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,518 36,422 SH   SOLE   0 0 36,422
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,502 7,718 SH   SOLE   0 0 7,718
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 537 9,200 SH   SOLE   0 0 9,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,684 53,556 SH   SOLE   0 0 53,556
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 266 3,337 SH   SOLE   0 0 3,337
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,790 19,760 SH   SOLE   0 0 19,760
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 29,642 627,877 SH   SOLE   0 0 627,877
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 211 943 SH   SOLE   0 0 943
VANGUARD WORLD FDS INF TECH ETF 92204A702 695 1,964 SH   SOLE   0 0 1,964
VENTAS INC COM 92276F100 749 15,272 SH   SOLE   0 0 15,272
WILLIS TOWERS WATSON PLC LTD SHS G96629103 324 1,537 SH   SOLE   0 0 1,537
WINTRUST FINL CORP COM 97650W108 231 3,786 SH   SOLE   0 0 3,786
WISDOMTREE TR INTL SMCAP DIV 97717W760 486 7,141 SH   SOLE   0 0 7,141