The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 644 5,881 SH   SOLE   5,881 0 0
AFLAC INC COM 001055102 385 8,647 SH   SOLE   8,647 0 0
APPLE INC COM 037833100 984 7,416 SH   SOLE   7,416 0 0
CISCO SYS INC COM 17275R102 568 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COM 25746U109 505 6,711 SH   SOLE   6,711 0 0
EVERSOURCE ENERGY COM 30040W108 484 5,595 SH   SOLE   5,595 0 0
FIFTH THIRD BANCORP COM 316773100 546 19,787 SH   SOLE   19,787 0 0
GARMIN LTD SHS H2906T109 693 5,795 SH   SOLE   5,795 0 0
GENERAL MLS INC COM 370334104 514 8,744 SH   SOLE   8,744 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 33,303 439,994 SH   SOLE   439,994 0 0
GRAINGER W W INC COM 384802104 717 1,756 SH   SOLE   1,756 0 0
ILLINOIS TOOL WKS INC COM 452308109 578 2,833 SH   SOLE   2,833 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 289,743 923,513 SH   SOLE   923,513 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 28,146 416,611 SH   SOLE   416,611 0 0
ISHARES TR CORE US AGGBD ET 464287226 23,892 202,150 SH   SOLE   202,150 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,180 26,320 SH   SOLE   26,320 0 0
ISHARES TR CORE LT USDB ETF 464289479 21,528 281,705 SH   SOLE   281,705 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 43,671 845,690 SH   SOLE   845,690 0 0
ISHARES TR CORE TOTAL USD 46434V613 23,904 437,959 SH   SOLE   437,959 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,577 4,202 SH   SOLE   4,202 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 62,754 476,313 SH   SOLE   476,313 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 71,710 250,121 SH   SOLE   250,121 0 0
ISHARES TR MBS ETF 464288588 16,270 147,737 SH   SOLE   147,737 0 0
ISHARES TR SHORT TREAS BD 464288679 41,428 374,810 SH   SOLE   374,810 0 0
ISHARES TR TIPS BD ETF 464287176 3,258 25,524 SH   SOLE   25,524 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,131 27,400 SH   SOLE   27,400 0 0
ISHARES TR USD INV GRDE ETF 464288620 12,856 207,452 SH   SOLE   207,452 0 0
JOHNSON & JOHNSON COM 478160104 503 3,197 SH   SOLE   3,197 0 0
KELLOGG CO COM 487836108 236 3,800 SH   SOLE   3,800 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 493 2,610 SH   SOLE   2,610 0 0
LILLY ELI & CO COM 532457108 710 4,207 SH   SOLE   4,207 0 0
LOCKHEED MARTIN CORP COM 539830109 487 1,371 SH   SOLE   1,371 0 0
MCDONALDS CORP COM 580135101 516 2,403 SH   SOLE   2,403 0 0
MERCK & CO. INC COM 58933Y105 547 6,688 SH   SOLE   6,688 0 0
MICROSOFT CORP COM 594918104 712 3,202 SH   SOLE   3,202 0 0
PFIZER INC COM 717081103 566 15,369 SH   SOLE   15,369 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,998 117,577 SH   SOLE   117,577 0 0
PROCTER AND GAMBLE CO COM 742718109 654 4,698 SH   SOLE   4,698 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,211 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 33,270 255,887 SH   SOLE   255,887 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 21,792 135,540 SH   SOLE   135,540 0 0
SOUTHERN CO COM 842587107 524 8,526 SH   SOLE   8,526 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 23,555 361,850 SH   SOLE   361,850 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 308,256 9,133,512 SH   SOLE   9,133,512 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 60,714 1,440,088 SH   SOLE   1,440,088 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 160,443 3,293,851 SH   SOLE   3,293,851 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 179,190 479,271 SH   SOLE   479,271 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,563 55,000 SH Put SOLE   55,000 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 101,399 1,759,178 SH   SOLE   1,759,178 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 31,646 302,921 SH   SOLE   302,921 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 27,738 900,863 SH   SOLE   900,863 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 39,372 1,086,897 SH   SOLE   1,086,897 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 13,785 370,756 SH   SOLE   370,756 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 10,531 337,841 SH   SOLE   337,841 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 43,777 1,322,557 SH   SOLE   1,322,557 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 597,705 13,596,575 SH   SOLE   13,596,575 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 7,408 280,397 SH   SOLE   280,397 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 9,794 311,907 SH   SOLE   311,907 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 147,723 4,126,345 SH   SOLE   4,126,345 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 7,817 173,200 SH   SOLE   173,200 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 4,449 144,858 SH   SOLE   144,858 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 66,405 1,201,024 SH   SOLE   1,201,024 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 9,029 176,321 SH   SOLE   176,321 0 0
SYSCO CORP COM 871829107 484 6,523 SH   SOLE   6,523 0 0
TRUIST FINL CORP COM 89832Q109 517 10,791 SH   SOLE   10,791 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,234 69,600 SH   SOLE   69,600 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 12,222 339,298 SH   SOLE   339,298 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 27,669 232,593 SH   SOLE   232,593 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 71,413 281,887 SH   SOLE   281,887 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,233 8,734 SH   SOLE   8,734 0 0
WALMART INC COM 931142103 723 5,013 SH   SOLE   5,013 0 0
WASTE MGMT INC DEL COM 94106L109 557 4,719 SH   SOLE   4,719 0 0