The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 262 1,498 SH   DFND 1 0 0 1,498
ABBOTT LABS COM 002824100 730 6,664 SH   DFND 1 0 0 6,664
ABBVIE INC COM 00287Y109 963 8,992 SH   DFND 1 0 0 8,992
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 269 1,028 SH   DFND 1 0 0 1,028
AIR PRODS & CHEMS INC COM 009158106 466 1,707 SH   DFND 1 0 0 1,707
ALLIANCE RESOURCE PARTNERS L UT LTD PART 01877R108 1,788 399,107 SH   DFND 1 0 0 399,107
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 573 16,963 SH   DFND 1 0 0 16,963
ALPHABET INC CAP STK CL A 02079K305 387 221 SH   DFND 1 0 0 221
ALPHABET INC CAP STK CL C 02079K107 405 231 SH   DFND 1 0 0 231
AMAZON COM INC COM 023135106 2,674 821 SH   DFND 1 0 0 821
AMERICAN EXPRESS CO COM 025816109 741 6,130 SH   DFND 1 0 0 6,130
AMGEN INC COM 031162100 985 4,283 SH   DFND 1 0 0 4,283
ANALOG DEVICES INC COM 032654105 529 3,583 SH   DFND 1 0 0 3,583
ANNALY CAPITAL MANAGEMENT IN COM 035710409 233 27,569 SH   DFND 1 0 0 27,569
APPLE INC COM 037833100 6,273 47,276 SH   DFND 1 0 0 47,276
AT&T INC COM 00206R102 342 11,883 SH   DFND 1 0 0 11,883
BANK NEW YORK MELLON CORP COM 064058100 371 8,742 SH   DFND 1 0 0 8,742
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 237 1,021 SH   DFND 1 0 0 1,021
BLACKSTONE GROUP INC COM CL A 09260D107 352 5,426 SH   DFND 1 0 0 5,426
BRISTOL-MYERS SQUIBB CO COM 110122108 900 14,510 SH   DFND 1 0 0 14,510
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 662 16,035 SH   DFND 1 0 0 16,035
CATERPILLAR INC COM 149123101 639 3,513 SH   DFND 1 0 0 3,513
CHEVRON CORP NEW COM 166764100 262 3,101 SH   DFND 1 0 0 3,101
CISCO SYS INC COM 17275R102 1,386 30,963 SH   DFND 1 0 0 30,963
CONOCOPHILLIPS COM 20825C104 431 10,770 SH   DFND 1 0 0 10,770
COSTCO WHSL CORP NEW COM 22160K105 674 1,788 SH   DFND 1 0 0 1,788
CROWN CASTLE INTL CORP NEW COM 22822V101 253 1,590 SH   DFND 1 0 0 1,590
CSX CORP COM 126408103 227 2,504 SH   DFND 1 0 0 2,504
CVS HEALTH CORP COM 126650100 546 7,991 SH   DFND 1 0 0 7,991
DANAHER CORPORATION COM 235851102 1,035 4,659 SH   DFND 1 0 0 4,659
DARDEN RESTAURANTS INC COM 237194105 203 1,700 SH   DFND 1 0 0 1,700
DEERE & CO COM 244199105 224 831 SH   DFND 1 0 0 831
DIAGEO PLC SPON ADR NEW 25243Q205 204 1,286 SH   DFND 1 0 0 1,286
DISNEY WALT CO COM 254687106 1,915 10,572 SH   DFND 1 0 0 10,572
DUKE ENERGY CORP NEW COM NEW 26441C204 231 2,527 SH   DFND 1 0 0 2,527
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 124 20,058 SH   DFND 1 0 0 20,058
ENTERPRISE PRODS PARTNERS L COM 293792107 983 50,202 SH   DFND 1 0 0 50,202
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 678 11,775 SH   DFND 1 0 0 11,775
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 761 11,440 SH   DFND 1 0 0 11,440
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 223 3,500 SH   DFND 1 0 0 3,500
EXXON MOBIL CORP COM 30231G102 585 14,183 SH   DFND 1 0 0 14,183
FACEBOOK INC CL A 30303M102 1,147 4,199 SH   DFND 1 0 0 4,199
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 604 8,947 SH   DFND 1 0 0 8,947
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 269 4,484 SH   DFND 1 0 0 4,484
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 373 7,250 SH   DFND 1 0 0 7,250
FRANCO NEV CORP COM 351858105 257 2,050 SH   DFND 1 0 0 2,050
GENERAL ELECTRIC CO COM 369604103 168 15,580 SH   DFND 1 0 0 15,580
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 25,178 659,626 SH   DFND 1 0 0 659,626
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 57,246 1,794,558 SH   DFND 1 0 0 1,794,558
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 5,720 75,568 SH   DFND 1 0 0 75,568
HOME DEPOT INC COM 437076102 1,785 6,721 SH   DFND 1 0 0 6,721
HONEYWELL INTL INC COM 438516106 613 2,883 SH   DFND 1 0 0 2,883
INTEL CORP COM 458140100 781 15,680 SH   DFND 1 0 0 15,680
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 1,249 24,687 SH   DFND 1 0 0 24,687
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102 3,069 75,342 SH   DFND 1 0 0 75,342
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 648 17,236 SH   DFND 1 0 0 17,236
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,989 70,938 SH   DFND 1 0 0 70,938
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 463 6,609 SH   DFND 1 0 0 6,609
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 1,334 5,845 SH   DFND 1 0 0 5,845
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 4,795 113,859 SH   DFND 1 0 0 113,859
INVESCO QQQ TR UNIT SER 1 46090E103 376 1,200 SH   DFND 1 0 0 1,200
ISHARES INC CORE MSCI EMKT 46434G103 3,159 50,922 SH   DFND 1 0 0 50,922
ISHARES INC MSCI EMERG MKT 46434G889 2,748 55,937 SH   DFND 1 0 0 55,937
ISHARES INC MSCI EMERG MRKT 464286533 14,846 243,058 SH   DFND 1 0 0 243,058
ISHARES TR 1 3 YR TREAS BD 464287457 18,093 209,460 SH   DFND 1 0 0 209,460
ISHARES TR BARCLAYS 7 10 YR 464287440 213 1,779 SH   DFND 1 0 0 1,779
ISHARES TR CORE DIV GRWTH 46434V621 368 8,206 SH   DFND 1 0 0 8,206
ISHARES TR CORE INTL AGGR 46435G672 1,688 30,030 SH   DFND 1 0 0 30,030
ISHARES TR CORE MSCI EAFE 46432F842 1,690 24,454 SH   DFND 1 0 0 24,454
ISHARES TR CORE MSCI TOTAL 46432F834 1,539 22,902 SH   DFND 1 0 0 22,902
ISHARES TR CORE S&P MCP ETF 464287507 329 1,431 SH   DFND 1 0 0 1,431
ISHARES TR CORE S&P500 ETF 464287200 4,959 13,211 SH   DFND 1 0 0 13,211
ISHARES TR CORE US AGGBD ET 464287226 2,814 23,808 SH   DFND 1 0 0 23,808
ISHARES TR ESG AW MSCI EAFE 46435G516 234 3,197 SH   DFND 1 0 0 3,197
ISHARES TR EXPND TEC SC ETF 464287549 1,658 4,740 SH   DFND 1 0 0 4,740
ISHARES TR FLTG RATE NT ETF 46429B655 1,475 29,079 SH   DFND 1 0 0 29,079
ISHARES TR IBONDS DEC 46435U697 213 7,866 SH   DFND 1 0 0 7,866
ISHARES TR IBONDS DEC2021 46435G789 206 7,999 SH   DFND 1 0 0 7,999
ISHARES TR IBONDS DEC2022 46435G755 208 7,902 SH   DFND 1 0 0 7,902
ISHARES TR IBONDS DEC2023 46435G318 210 8,028 SH   DFND 1 0 0 8,028
ISHARES TR IBONDS DEC25 ETF 46434VBD1 357 13,051 SH   DFND 1 0 0 13,051
ISHARES TR IBOXX HI YD ETF 464288513 231 2,645 SH   DFND 1 0 0 2,645
ISHARES TR IBOXX INV CP ETF 464287242 1,396 10,106 SH   DFND 1 0 0 10,106
ISHARES TR ISHS 1-5YR INVS 464288646 506 9,179 SH   DFND 1 0 0 9,179
ISHARES TR ISHS 5-10YR INVT 464288638 265 4,285 SH   DFND 1 0 0 4,285
ISHARES TR JPMORGAN USD EMG 464288281 13,645 117,722 SH   DFND 1 0 0 117,722
ISHARES TR MSCI ACWI EX US 464288240 299 5,637 SH   DFND 1 0 0 5,637
ISHARES TR MSCI EAFE ETF 464287465 576 7,898 SH   DFND 1 0 0 7,898
ISHARES TR MSCI EAFE MIN VL 46429B689 35,548 484,233 SH   DFND 1 0 0 484,233
ISHARES TR MSCI INTL MULTFT 46434V274 6,612 243,249 SH   DFND 1 0 0 243,249
ISHARES TR MSCI USA ESG SLC 464288802 397 4,816 SH   DFND 1 0 0 4,816
ISHARES TR MSCI USA MIN VOL 46429B697 36,445 536,908 SH   DFND 1 0 0 536,908
ISHARES TR MSCI USA MMENTM 46432F396 62,425 387,037 SH   DFND 1 0 0 387,037
ISHARES TR MSCI USA QLT FCT 46432F339 41,322 355,578 SH   DFND 1 0 0 355,578
ISHARES TR MSCI USA SMCP MN 46435G433 750 22,145 SH   DFND 1 0 0 22,145
ISHARES TR MSCI USA VALUE 46432F388 35,848 412,467 SH   DFND 1 0 0 412,467
ISHARES TR NASDAQ BIOTECH 464287556 509 3,357 SH   DFND 1 0 0 3,357
ISHARES TR NATIONAL MUN ETF 464288414 2,599 22,177 SH   DFND 1 0 0 22,177
ISHARES TR PFD AND INCM SEC 464288687 1,031 26,781 SH   DFND 1 0 0 26,781
ISHARES TR PHLX SEMICND ETF 464287523 220 580 SH   DFND 1 0 0 580
ISHARES TR RUS 1000 ETF 464287622 227 1,072 SH   DFND 1 0 0 1,072
ISHARES TR RUS 1000 GRW ETF 464287614 237 984 SH   DFND 1 0 0 984
ISHARES TR RUS TP200 GR ETF 464289438 1,362 10,234 SH   DFND 1 0 0 10,234
ISHARES TR RUSSELL 2000 ETF 464287655 719 3,667 SH   DFND 1 0 0 3,667
ISHARES TR S&P 500 VAL ETF 464287408 624 4,875 SH   DFND 1 0 0 4,875
ISHARES TR SP SMCP600VL ETF 464287879 799 9,825 SH   DFND 1 0 0 9,825
ISHARES TR TIPS BD ETF 464287176 12,968 101,590 SH   DFND 1 0 0 101,590
ISHARES TR U.S. MED DVC ETF 464288810 334 1,020 SH   DFND 1 0 0 1,020
ISHARES TR US AER DEF ETF 464288760 410 4,330 SH   DFND 1 0 0 4,330
ISHARES TR US TREAS BD ETF 46429B267 7,518 275,999 SH   DFND 1 0 0 275,999
ISHARES TR USD INV GRDE ETF 464288620 20,634 332,973 SH   DFND 1 0 0 332,973
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 482 9,489 SH   DFND 1 0 0 9,489
JOHNSON & JOHNSON COM 478160104 1,093 6,947 SH   DFND 1 0 0 6,947
JPMORGAN CHASE & CO COM 46625H100 1,438 11,319 SH   DFND 1 0 0 11,319
KKR & CO INC COM 48251W104 388 9,590 SH   DFND 1 0 0 9,590
L3HARRIS TECHNOLOGIES INC COM 502431109 814 4,304 SH   DFND 1 0 0 4,304
LILLY ELI & CO COM 532457108 1,265 7,493 SH   DFND 1 0 0 7,493
LOCKHEED MARTIN CORP COM 539830109 844 2,379 SH   DFND 1 0 0 2,379
LOWES COS INC COM 548661107 516 3,212 SH   DFND 1 0 0 3,212
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 377 8,890 SH   DFND 1 0 0 8,890
MCCORMICK & CO INC COM NON VTG 579780206 231 2,414 SH   DFND 1 0 0 2,414
MCDONALDS CORP COM 580135101 2,072 9,655 SH   DFND 1 0 0 9,655
MICROSOFT CORP COM 594918104 4,688 21,076 SH   DFND 1 0 0 21,076
NIKE INC CL B 654106103 521 3,682 SH   DFND 1 0 0 3,682
NVIDIA CORPORATION COM 67066G104 257 492 SH   DFND 1 0 0 492
ONE GAS INC COM 68235P108 731 9,524 SH   DFND 1 0 0 9,524
ONEOK INC NEW COM 682680103 1,524 39,700 SH   DFND 1 0 0 39,700
PACER FDS TR TRENDP US LAR CP 69374H105 239 7,307 SH   DFND 1 0 0 7,307
PAYCHEX INC COM 704326107 368 3,946 SH   DFND 1 0 0 3,946
PAYPAL HLDGS INC COM 70450Y103 329 1,403 SH   DFND 1 0 0 1,403
PEPSICO INC COM 713448108 1,013 6,833 SH   DFND 1 0 0 6,833
PFIZER INC COM 717081103 200 5,430 SH   DFND 1 0 0 5,430
PHILLIPS 66 COM 718546104 430 6,141 SH   DFND 1 0 0 6,141
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,162 10,269 SH   DFND 1 0 0 10,269
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 529 5,181 SH   DFND 1 0 0 5,181
PIMCO ETF TR INTER MUN BD ACT 72201R866 267 4,711 SH   DFND 1 0 0 4,711
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 515 10,013 SH   DFND 1 0 0 10,013
PINNACLE FINL PARTNERS INC COM 72346Q104 210 3,268 SH   DFND 1 0 0 3,268
PROCTER AND GAMBLE CO COM 742718109 1,147 8,240 SH   DFND 1 0 0 8,240
QUALCOMM INC COM 747525103 1,425 9,355 SH   DFND 1 0 0 9,355
RAYTHEON TECHNOLOGIES CORP COM 75513E101 308 4,307 SH   DFND 1 0 0 4,307
S&P GLOBAL INC COM 78409V104 285 867 SH   DFND 1 0 0 867
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 548 9,405 SH   DFND 1 0 0 9,405
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 7,426 173,013 SH   DFND 1 0 0 173,013
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 655 23,182 SH   DFND 1 0 0 23,182
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,197 40,892 SH   DFND 1 0 0 40,892
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 988 28,407 SH   DFND 1 0 0 28,407
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,370 24,443 SH   DFND 1 0 0 24,443
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 219 2,410 SH   DFND 1 0 0 2,410
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,637 12,749 SH   DFND 1 0 0 12,749
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 436 6,402 SH   DFND 1 0 0 6,402
SEAGEN INC COM 81181C104 215 1,225 SH   DFND 1 0 0 1,225
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 396 5,865 SH   DFND 1 0 0 5,865
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,020 6,345 SH   DFND 1 0 0 6,345
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 4,619 40,720 SH   DFND 1 0 0 40,720
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,866 29,733 SH   DFND 1 0 0 29,733
SERVICENOW INC COM 81762P102 479 870 SH   DFND 1 0 0 870
SPDR GOLD TR GOLD SHS 78463V107 886 4,965 SH   DFND 1 0 0 4,965
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,094 21,648 SH   DFND 1 0 0 21,648
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 286 680 SH   DFND 1 0 0 680
SPDR SER TR BLMBRG BRC CNVRT 78464A359 475 5,734 SH   DFND 1 0 0 5,734
SPDR SER TR BLOMBERG BRC INV 78468R200 19,896 650,394 SH   DFND 1 0 0 650,394
SPDR SER TR NUVEEN BLMBRG SR 78468R739 8,341 167,521 SH   DFND 1 0 0 167,521
SPDR SER TR SSGA US SMAL ETF 78468R887 846 8,839 SH   DFND 1 0 0 8,839
STARBUCKS CORP COM 855244109 486 4,546 SH   DFND 1 0 0 4,546
THERMO FISHER SCIENTIFIC INC COM 883556102 646 1,387 SH   DFND 1 0 0 1,387
TITAN MED INC COM NEW 88830X819 171 100,000 SH   DFND 1 0 0 100,000
UNION PAC CORP COM 907818108 642 3,082 SH   DFND 1 0 0 3,082
UNITED PARCEL SERVICE INC CL B 911312106 704 4,182 SH   DFND 1 0 0 4,182
UNITEDHEALTH GROUP INC COM 91324P102 598 1,706 SH   DFND 1 0 0 1,706
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 271 3,271 SH   DFND 1 0 0 3,271
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 34,568 391,977 SH   DFND 1 0 0 391,977
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 43,395 741,157 SH   DFND 1 0 0 741,157
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 999 4,710 SH   DFND 1 0 0 4,710
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 429 3,608 SH   DFND 1 0 0 3,608
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,562 10,983 SH   DFND 1 0 0 10,983
VANGUARD INDEX FDS TOTAL STK MKT 922908769 284 1,460 SH   DFND 1 0 0 1,460
VANGUARD INDEX FDS VALUE ETF 922908744 4,052 34,060 SH   DFND 1 0 0 34,060
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 24,769 484,715 SH   DFND 1 0 0 484,715
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 12,497 226,427 SH   DFND 1 0 0 226,427
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 14,449 208,144 SH   DFND 1 0 0 208,144
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 24,825 255,561 SH   DFND 1 0 0 255,561
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,057 12,700 SH   DFND 1 0 0 12,700
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,936 27,882 SH   DFND 1 0 0 27,882
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,661 20,188 SH   DFND 1 0 0 20,188
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 668 7,302 SH   DFND 1 0 0 7,302
VERIZON COMMUNICATIONS INC COM 92343V104 1,118 19,023 SH   DFND 1 0 0 19,023
VISA INC COM CL A 92826C839 515 2,354 SH   DFND 1 0 0 2,354
WALMART INC COM 931142103 417 2,894 SH   DFND 1 0 0 2,894
WELLS FARGO CO NEW COM 949746101 334 11,063 SH   DFND 1 0 0 11,063
WISDOMTREE TR EMG MKTS SMCAP 97717W281 293 6,144 SH   DFND 1 0 0 6,144
WISDOMTREE TR GLB US QTLY DIV 97717W844 510 6,699 SH   DFND 1 0 0 6,699
WISDOMTREE TR US QTLY DIV GRT 97717X669 230 4,264 SH   DFND 1 0 0 4,264