The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 460 10,354 SH   SOLE   10,054 0 300
AT&T INC COM 00206R102 461 16,025 SH   SOLE   16,025 0 0
ABBOTT LABS COM 002824100 1,402 12,802 SH   SOLE   12,802 0 0
ABBVIE INC COM 00287Y109 1,600 14,928 SH   SOLE   14,928 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 442 884 SH   SOLE   884 0 0
ADVANCED MICRO DEVICES INC COM 007903107 376 4,100 SH   SOLE   4,100 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 716 3,075 SH   SOLE   2,905 0 170
ALPHABET INC CAP STK CL C 02079K107 28,594 16,322 SH   SOLE   15,996 0 326
ALPHABET INC CAP STK CL A 02079K305 11,790 6,727 SH   SOLE   6,509 0 218
ALTRIA GROUP INC COM 02209S103 252 6,149 SH   SOLE   6,149 0 0
AMAZON COM INC COM 023135106 41,308 12,683 SH   SOLE   12,401 0 282
AMERICAN ELEC PWR CO INC COM 025537101 204 2,447 SH   SOLE   2,447 0 0
AMERICAN EXPRESS CO COM 025816109 17,675 146,180 SH   SOLE   143,517 0 2,663
AMERICAN TOWER CORP NEW COM 03027X100 13,564 60,428 SH   SOLE   58,298 0 2,130
AMGEN INC COM 031162100 1,442 6,272 SH   SOLE   6,272 0 0
ANALOG DEVICES INC COM 032654105 277 1,875 SH   SOLE   1,875 0 0
APPIAN CORP CL A 03782L101 13,832 85,336 SH   SOLE   83,280 0 2,056
APPLE INC COM 037833100 60,323 454,612 SH   SOLE   447,531 0 7,081
AUTOMATIC DATA PROCESSING IN COM 053015103 727 4,126 SH   SOLE   4,126 0 0
BK OF AMERICA CORP COM 060505104 19,723 650,725 SH   SOLE   631,445 0 19,280
BANK NEW YORK MELLON CORP COM 064058100 2,567 60,480 SH   SOLE   60,480 0 0
BAXTER INTL INC COM 071813109 240 2,989 SH   SOLE   2,989 0 0
BEAM THERAPEUTICS INC COM 07373V105 326 3,990 SH   SOLE   3,990 0 0
BERKLEY W R CORP COM 084423102 284 4,276 SH   SOLE   4,276 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 17,393 75,013 SH   SOLE   73,611 0 1,402
BLACKROCK INC COM 09247X101 1,030 1,427 SH   SOLE   1,427 0 0
BOEING CO COM 097023105 1,387 6,481 SH   SOLE   6,481 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,605 25,874 SH   SOLE   25,874 0 0
BROADSTONE NET LEASE INC CL A COM 11135E104 275 14,024 SH   SOLE   14,024 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 16,269 394,218 SH   SOLE   385,934 0 8,284
CSX CORP COM 126408103 345 3,805 SH   SOLE   3,805 0 0
CVS HEALTH CORP COM 126650100 207 3,036 SH   SOLE   3,036 0 0
CANADIAN NATL RY CO COM 136375102 20,903 190,284 SH   SOLE   187,461 0 2,823
CANOPY GROWTH CORP COM 138035100 416 16,897 SH   SOLE   16,897 0 0
CARMAX INC COM 143130102 14,181 150,129 SH   SOLE   146,343 0 3,786
CARS COM INC COM 14575E105 114 10,061 SH   SOLE   10,061 0 0
CATERPILLAR INC COM 149123101 1,240 6,811 SH   SOLE   6,211 0 600
CHEVRON CORP NEW COM 166764100 1,904 22,544 SH   SOLE   22,369 0 175
CINCINNATI FINL CORP COM 172062101 449 5,135 SH   SOLE   5,135 0 0
CISCO SYS INC COM 17275R102 1,391 31,095 SH   SOLE   31,095 0 0
CITRIX SYS INC COM 177376100 311 2,387 SH   SOLE   2,387 0 0
COCA COLA CO COM 191216100 1,533 27,955 SH   SOLE   27,955 0 0
COLGATE PALMOLIVE CO COM 194162103 383 4,474 SH   SOLE   4,474 0 0
COMCAST CORP NEW CL A 20030N101 1,654 31,570 SH   SOLE   31,570 0 0
CONSOLIDATED EDISON INC COM 209115104 367 5,082 SH   SOLE   5,082 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,070 9,451 SH   SOLE   9,451 0 0
COSTCO WHSL CORP NEW COM 22160K105 745 1,976 SH   SOLE   1,896 0 80
CRESCENT CAP BDC INC COM 225655109 496 34,032 SH   SOLE   34,032 0 0
CROWN HLDGS INC COM 228368106 942 9,404 SH   SOLE   9,404 0 0
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 4,456 191,288 SH   SOLE   183,618 0 7,670
DEERE & CO COM 244199105 897 3,333 SH   SOLE   3,333 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 10,053 63,300 SH   SOLE   61,437 0 1,863
DICKS SPORTING GOODS INC COM 253393102 506 8,996 SH   SOLE   8,996 0 0
DIREXION SHS ETF TR DAILY SM CP BEAR 25460E125 120 17,500 SH   SOLE   17,500 0 0
DISNEY WALT CO COM 254687106 25,755 142,150 SH   SOLE   138,090 0 4,060
DOMINION ENERGY INC COM 25746U109 294 3,907 SH   SOLE   3,907 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 273 2,977 SH   SOLE   2,977 0 0
EASTMAN CHEM CO COM 277432100 333 3,318 SH   SOLE   3,318 0 0
ECOLAB INC COM 278865100 219 1,010 SH   SOLE   1,010 0 0
EMERSON ELEC CO COM 291011104 1,777 22,104 SH   SOLE   22,104 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 793 128,274 SH   SOLE   128,274 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,968 100,444 SH   SOLE   100,444 0 0
EXXON MOBIL CORP COM 30231G102 2,007 48,681 SH   SOLE   46,745 0 1,936
FACEBOOK INC CL A 30303M102 1,239 4,535 SH   SOLE   4,535 0 0
FIRST HORIZON CORPORATION COM 320517105 243 19,014 SH   SOLE   19,014 0 0
GENERAL DYNAMICS CORP COM 369550108 370 2,483 SH   SOLE   2,483 0 0
GENERAL ELECTRIC CO COM 369604103 978 90,527 SH   SOLE   82,011 0 8,516
GENERAL MLS INC COM 370334104 644 10,950 SH   SOLE   10,950 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 426 1,617 SH   SOLE   1,617 0 0
GRAHAM CORP COM 384556106 2,835 186,753 SH   SOLE   186,753 0 0
HCA HEALTHCARE INC COM 40412C101 493 3,000 SH   SOLE   3,000 0 0
HENRY JACK & ASSOC INC COM 426281101 11,255 69,481 SH   SOLE   68,161 0 1,320
HOME DEPOT INC COM 437076102 782 2,945 SH   SOLE   2,845 0 100
HONEYWELL INTL INC COM 438516106 1,070 5,032 SH   SOLE   5,032 0 0
IEC ELECTRS CORP NEW COM 44949L105 1,095 80,790 SH   SOLE   80,790 0 0
IDEX CORP COM 45167R104 202 1,012 SH   SOLE   1,012 0 0
IDEXX LABS INC COM 45168D104 16,253 32,514 SH   SOLE   31,023 0 1,491
ILLINOIS TOOL WKS INC COM 452308109 436 2,137 SH   SOLE   2,137 0 0
INTEL CORP COM 458140100 2,103 42,220 SH   SOLE   41,895 0 325
INTERNATIONAL BUSINESS MACHS COM 459200101 741 5,885 SH   SOLE   5,885 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 446 1,420 SH   SOLE   1,420 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 304 371 SH   SOLE   371 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 564 9,178 SH   SOLE   9,178 0 0
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 265 1,160 SH   SOLE   1,160 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 509 3,820 SH   SOLE   3,820 0 0
GOLD TRUST ISHARES 464285105 2,546 140,441 SH   SOLE   140,441 0 0
ISHARES TR CORE S&P TTL STK 464287150 85,860 995,825 SH   SOLE   988,510 0 7,315
ISHARES TR TIPS BD ETF 464287176 610 4,780 SH   SOLE   4,780 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,151 8,394 SH   SOLE   8,394 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,841 15,579 SH   SOLE   15,579 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 884 17,100 SH   SOLE   16,730 0 370
ISHARES TR IBOXX INV CP ETF 464287242 4,198 30,392 SH   SOLE   30,322 0 70
ISHARES TR BARCLAYS 7 10 YR 464287440 251 2,095 SH   SOLE   2,095 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,878 25,738 SH   SOLE   25,738 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 324 3,346 SH   SOLE   3,346 0 0
ISHARES TR CORE S&P MCP ETF 464287507 860 3,743 SH   SOLE   3,743 0 0
ISHARES TR COHEN STEER REIT 464287564 916 17,000 SH   SOLE   17,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 604 8,360 SH   SOLE   8,360 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,346 10,217 SH   SOLE   10,217 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,025 7,062 SH   SOLE   7,062 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 9,474 48,320 SH   SOLE   46,173 0 2,147
ISHARES TR CORE S&P US GWT 464287671 304 3,425 SH   SOLE   3,425 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 211 946 SH   SOLE   946 0 0
ISHARES TR S&P MC 400VL ETF 464287705 528 6,120 SH   SOLE   6,120 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 990 6,595 SH   SOLE   6,595 0 0
ISHARES TR CORE S&P SCP ETF 464287804 661 7,190 SH   SOLE   7,190 0 0
ISHARES TR MSCI ACWI EX US 464288240 3,072 57,916 SH   SOLE   57,916 0 0
ISHARES TR EAFE SML CP ETF 464288273 409 5,980 SH   SOLE   5,980 0 0
ISHARES TR MSCI KLD400 SOC 464288570 511 7,140 SH   SOLE   7,140 0 0
ISHARES TR MBS ETF 464288588 1,367 12,411 SH   SOLE   10,881 0 1,530
ISHARES TR USD INV GRDE ETF 464288620 1,598 25,784 SH   SOLE   20,879 0 4,905
ISHARES TR ISHS 5-10YR INVT 464288638 211 3,420 SH   SOLE   3,420 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 554 10,040 SH   SOLE   10,040 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,462 17,759 SH   SOLE   17,759 0 0
ISHARES SILVER TR ISHARES 46428Q109 251 10,200 SH   SOLE   10,200 0 0
ISHARES TR US TREAS BD ETF 46429B267 119,855 4,399,981 SH   SOLE   4,312,870 0 87,111
ISHARES TR CORE HIGH DV ETF 46429B663 310 3,540 SH   SOLE   3,540 0 0
ISHARES TR MSCI USA MMENTM 46432F396 16,331 101,254 SH   SOLE   100,172 0 1,082
ISHARES TR CORE MSCI TOTAL 46432F834 118,932 1,770,078 SH   SOLE   1,744,527 0 25,551
ISHARES TR CORE MSCI EAFE 46432F842 655 9,483 SH   SOLE   9,483 0 0
ISHARES INC CORE MSCI EMKT 46434G103 20,683 333,375 SH   SOLE   328,591 0 4,784
ISHARES INC MSCI GBL GOLD MN 46434G855 2,132 71,500 SH   SOLE   71,500 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 429 15,137 SH   SOLE   15,137 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 461 6,318 SH   SOLE   6,318 0 0
JPMORGAN CHASE & CO COM 46625H100 2,697 21,221 SH   SOLE   18,921 0 2,300
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 11,575 227,908 SH   SOLE   227,508 0 400
JOHNSON & JOHNSON COM 478160104 20,494 130,223 SH   SOLE   127,363 0 2,860
KIMBERLY-CLARK CORP COM 494368103 1,150 8,533 SH   SOLE   8,533 0 0
KOPIN CORP COM 500600101 47 19,380 SH   SOLE   19,380 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 409 2,162 SH   SOLE   2,162 0 0
LILLY ELI & CO COM 532457108 400 2,372 SH   SOLE   2,372 0 0
LOCKHEED MARTIN CORP COM 539830109 1,893 5,332 SH   SOLE   5,332 0 0
LOWES COS INC COM 548661107 864 5,385 SH   SOLE   5,385 0 0
M & T BK CORP COM 55261F104 443 3,480 SH   SOLE   3,480 0 0
MARKEL CORP COM 570535104 15,404 14,908 SH   SOLE   14,474 0 434
MASTERCARD INCORPORATED CL A 57636Q104 1,782 4,991 SH   SOLE   4,991 0 0
MCCORMICK & CO INC COM NON VTG 579780206 211 2,210 SH   SOLE   2,210 0 0
MCDONALDS CORP COM 580135101 1,559 7,266 SH   SOLE   7,266 0 0
MCKESSON CORP COM 58155Q103 300 1,727 SH   SOLE   1,727 0 0
MERCK & CO. INC COM 58933Y105 3,672 44,887 SH   SOLE   44,052 0 835
MICROSOFT CORP COM 594918104 20,012 89,974 SH   SOLE   88,803 0 1,171
MONDELEZ INTL INC CL A 609207105 360 6,164 SH   SOLE   6,164 0 0
MOODYS CORP COM 615369105 17,459 60,155 SH   SOLE   58,274 0 1,881
NATIONAL FUEL GAS CO N J COM 636180101 1,789 43,496 SH   SOLE   43,496 0 0
NETFLIX INC COM 64110L106 497 919 SH   SOLE   919 0 0
NEXTERA ENERGY INC COM 65339F101 1,548 20,070 SH   SOLE   20,070 0 0
NIKE INC CL B 654106103 1,481 10,466 SH   SOLE   10,466 0 0
NVIDIA CORPORATION COM 67066G104 396 758 SH   SOLE   758 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 705 1,558 SH   SOLE   1,558 0 0
ORACLE CORP COM 68389X105 1,260 19,474 SH   SOLE   19,274 0 200
PNC FINL SVCS GROUP INC COM 693475105 395 2,651 SH   SOLE   2,651 0 0
PPG INDS INC COM 693506107 283 1,959 SH   SOLE   1,959 0 0
PPL CORP COM 69351T106 341 12,104 SH   SOLE   12,104 0 0
PACKAGING CORP AMER COM 695156109 304 2,207 SH   SOLE   2,207 0 0
PAYCHEX INC COM 704326107 6,109 65,557 SH   SOLE   65,557 0 0
PAYLOCITY HLDG CORP COM 70438V106 841 4,085 SH   SOLE   4,085 0 0
PAYPAL HLDGS INC COM 70450Y103 1,861 7,948 SH   SOLE   6,848 0 1,100
PEPSICO INC COM 713448108 16,506 111,301 SH   SOLE   108,106 0 3,195
PFIZER INC COM 717081103 1,589 43,175 SH   SOLE   43,175 0 0
PHILIP MORRIS INTL INC COM 718172109 901 10,881 SH   SOLE   10,881 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,016 39,355 SH   SOLE   39,355 0 0
PROCTER AND GAMBLE CO COM 742718109 8,458 60,790 SH   SOLE   60,250 0 540
PROSHARES TR II ULTRA VIX SHORT 74347W148 218 20,500 SH   SOLE   20,500 0 0
QUALCOMM INC COM 747525103 1,286 8,441 SH   SOLE   8,441 0 0
QUEST DIAGNOSTICS INC COM 74834L100 277 2,325 SH   SOLE   2,325 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 643 8,985 SH   SOLE   8,985 0 0
ROCKET PHARMACEUTICALS INC COM 77313F106 987 18,000 SH   SOLE   18,000 0 0
ROCKWELL AUTOMATION INC COM 773903109 413 1,645 SH   SOLE   1,645 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 273 968 SH   SOLE   968 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 19,060 50,979 SH   SOLE   50,776 0 203
SPDR GOLD TR GOLD SHS 78463V107 2,366 13,265 SH   SOLE   13,265 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 18,246 659,891 SH   SOLE   644,253 0 15,638
SPDR SER TR PORTFLI INTRMDIT 78464A672 231 6,980 SH   SOLE   6,980 0 0
SPDR SER TR S&P BK ETF 78464A797 553 13,224 SH   SOLE   13,224 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 1,525 30,948 SH   SOLE   28,653 0 2,295
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 489 1,600 SH   SOLE   1,600 0 0
SALESFORCE COM INC COM 79466L302 363 1,632 SH   SOLE   1,632 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 22,598 248,362 SH   SOLE   242,828 0 5,534
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 15,483 170,241 SH   SOLE   166,850 0 3,391
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 3,925 44,102 SH   SOLE   43,680 0 422
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,516 114,704 SH   SOLE   112,479 0 2,225
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 301 7,017 SH   SOLE   7,017 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 38,945 859,907 SH   SOLE   850,180 0 9,727
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 426 9,481 SH   SOLE   9,445 0 36
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 472 7,365 SH   SOLE   7,365 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 7,541 134,591 SH   SOLE   134,589 0 2
SCHWAB STRATEGIC TR US REIT ETF 808524847 593 15,615 SH   SOLE   15,615 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 3,826 65,713 SH   SOLE   65,303 0 410
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 818 15,915 SH   SOLE   15,915 0 0
SEALED AIR CORP NEW COM 81211K100 216 4,720 SH   SOLE   4,720 0 0
SHOPIFY INC CL A 82509L107 19,999 17,668 SH   SOLE   17,048 0 620
SIRIUS XM HOLDINGS INC COM 82968B103 1,012 158,932 SH   SOLE   158,932 0 0
SOUTHERN CO COM 842587107 527 8,583 SH   SOLE   8,583 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104 991 65,693 SH   SOLE   65,693 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 669 34,567 SH   SOLE   34,567 0 0
STARBUCKS CORP COM 855244109 714 6,677 SH   SOLE   6,677 0 0
STATE STR CORP COM 857477103 320 4,394 SH   SOLE   4,330 0 64
STRYKER CORPORATION COM 863667101 1,442 5,885 SH   SOLE   5,885 0 0
TJX COS INC NEW COM 872540109 12,014 175,930 SH   SOLE   173,037 0 2,893
TEGNA INC COM 87901J105 421 30,187 SH   SOLE   30,187 0 0
TELUS CORPORATION COM 87971M103 206 10,415 SH   SOLE   10,415 0 0
TESLA INC COM 88160R101 338 479 SH   SOLE   461 0 18
THERMO FISHER SCIENTIFIC INC COM 883556102 306 657 SH   SOLE   657 0 0
3M CO COM 88579Y101 815 4,665 SH   SOLE   4,665 0 0
TOMPKINS FINL CORP COM 890110109 550 7,797 SH   SOLE   7,797 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 825 14,630 SH   SOLE   14,630 0 0
TRAVELERS COMPANIES INC COM 89417E109 284 2,021 SH   SOLE   2,021 0 0
TRUIST FINL CORP COM 89832Q109 242 5,044 SH   SOLE   5,044 0 0
UNILEVER PLC SPON ADR NEW 904767704 16,998 281,612 SH   SOLE   273,230 0 8,382
UNION PAC CORP COM 907818108 219 1,051 SH   SOLE   1,051 0 0
UNITED PARCEL SERVICE INC CL B 911312106 279 1,659 SH   SOLE   1,659 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,153 3,288 SH   SOLE   3,288 0 0
UR-ENERGY INC COM 91688R108 15 19,050 SH   SOLE   19,050 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,817 30,210 SH   SOLE   27,010 0 3,200
VANGUARD BD INDEX FDS INTERMED TERM 921937819 237 2,550 SH   SOLE   2,550 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,652 30,071 SH   SOLE   29,921 0 150
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 619 13,114 SH   SOLE   13,114 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,323 14,288 SH   SOLE   14,288 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 772 13,231 SH   SOLE   13,231 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,975 39,409 SH   SOLE   37,304 0 2,105
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 245 4,075 SH   SOLE   4,075 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,296 3,770 SH   SOLE   3,770 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 500 5,886 SH   SOLE   5,886 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,134 29,216 SH   SOLE   29,216 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 41,822 253,957 SH   SOLE   248,481 0 5,476
VANGUARD INDEX FDS SMALL CP ETF 922908751 715 3,671 SH   SOLE   3,671 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 19,990 102,701 SH   SOLE   102,611 0 90
VERIZON COMMUNICATIONS INC COM 92343V104 2,777 47,273 SH   SOLE   47,273 0 0
VIASAT INC COM 92552V100 2,858 87,537 SH   SOLE   85,852 0 1,685
VISA INC COM CL A 92826C839 27,196 124,336 SH   SOLE   121,035 0 3,301
VMWARE INC CL A COM 928563402 491 3,500 SH   SOLE   3,500 0 0
WD-40 CO COM 929236107 318 1,197 SH   SOLE   1,197 0 0
WALMART INC COM 931142103 365 2,529 SH   SOLE   2,529 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 286 7,164 SH   SOLE   7,164 0 0
WASTE MGMT INC DEL COM 94106L109 583 4,944 SH   SOLE   4,944 0 0
WELLS FARGO CO NEW COM 949746101 14,310 474,158 SH   SOLE   464,314 0 9,844
WESTERN UN CO COM 959802109 223 10,175 SH   SOLE   10,175 0 0
WHEATON PRECIOUS METALS CORP COM 962879102 762 18,264 SH   SOLE   18,264 0 0
YUM BRANDS INC COM 988498101 1,155 10,637 SH   SOLE   10,637 0 0
YUM CHINA HLDGS INC COM 98850P109 719 12,598 SH   SOLE   12,598 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 568 3,684 SH   SOLE   3,684 0 0
ZYNGA INC CL A 98986T108 205 20,750 SH   SOLE   20,750 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 310 1,186 SH   SOLE   1,186 0 0
EATON CORP PLC SHS G29183103 640 5,328 SH   SOLE   5,328 0 0
LINDE PLC SHS G5494J103 1,034 3,925 SH   SOLE   3,925 0 0
MEDTRONIC PLC SHS G5960L103 457 3,905 SH   SOLE   3,605 0 300
TRANE TECHNOLOGIES PLC SHS G8994E103 255 1,759 SH   SOLE   1,759 0 0