The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MUN INFRA EX TD BD 233051705 1,442 49,325 SH   SOLE   49,325 0 0
FIRST TR EXCHANGE-TRADED FD IV EX TD BD 33739Q200 965 18,750 SH   SOLE   18,750 0 0
FIRST TR EXCHNG TRADED FD VIII EX TD BD 33740U109 4,204 163,080 SH   SOLE   159,355 0 3,725
FIRST TR EXCHNG TRADED FD VIII EX TD BD 33740U109 249 9,650 SH   OTR   4,650 0 5,000
INVESCO ACTIVELY MANAGED ETF U EX TD BD 46090A887 4,088 80,828 SH   SOLE   75,728 0 5,100
INVESCO EXCH TRD SLF IDX FD TR EX TD BD 46138J841 4,222 188,588 SH   SOLE   183,008 0 5,580
ISHARES TR 0-5YR HI YL CP EX TD BD 46434V407 255 5,609 SH   SOLE   5,609 0 0
ISHARES TR IBONDS DEC2022 EX TD BD 46435G755 368 13,960 SH   SOLE   13,960 0 0
ISHARES TR INTRM GOV CR ETF EX TD BD 464288612 5,626 47,825 SH   SOLE   46,424 0 1,401
ISHARES TR ISHS 5-10YR INVT EX TD BD 464288638 6,644 107,525 SH   SOLE   99,945 0 7,580
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q837 39,879 785,183 SH   SOLE   774,183 0 11,000
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q837 521 10,250 SH   OTR   5,250 0 5,000
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q654 36,005 705,420 SH   SOLE   680,545 0 24,875
J P MORGAN EXCHANGE-TRADED FD EX TD BD 46641Q654 191 3,750 SH   OTR   3,750 0 0
SPDR SER TR PORTFOLIO SHORT EX TD BD 78464A474 5,484 174,655 SH   SOLE   170,385 0 4,270
3M CO COM COM 88579Y101 1,608 9,202 SH   SOLE   7,767 0 1,435
ABBOTT LABS COM COM 002824100 5,985 54,666 SH   SOLE   51,444 0 3,222
ABBOTT LABS COM COM 002824100 11 100 SH   OTR   100 0 0
ABBVIE INC COM COM 00287Y109 4,480 41,806 SH   SOLE   39,031 0 2,775
ABBVIE INC COM COM 00287Y109 11 100 SH   OTR   100 0 0
ABIOMED INC COM COM 003654100 236 728 SH   SOLE   728 0 0
ACCENTURE PLC IRELAND SHS CLAS COM G1151C101 371 1,421 SH   SOLE   1,421 0 0
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 35,285 70,553 SH   SOLE   69,103 0 1,450
ADOBE SYSTEMS INCORPORATED COM COM 00724F101 750 1,500 SH   OTR   400 0 1,100
AFLAC INC COM COM 001055102 1,928 43,355 SH   SOLE   42,565 0 790
AGILENT TECHNOLOGIES INC COM COM 00846U101 14,491 122,298 SH   SOLE   120,298 0 2,000
AGILENT TECHNOLOGIES INC COM COM 00846U101 47 400 SH   OTR   400 0 0
AIMIA INC COM COM 00900Q103 65 20,000 SH   SOLE   20,000 0 0
AIR PRODS & CHEMS INC COM COM 009158106 588 2,152 SH   SOLE   2,152 0 0
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 1,738 7,467 SH   SOLE   6,752 0 715
ALIBABA GROUP HLDG LTD SPONSOR COM 01609W102 268 1,150 SH   OTR   0 0 1,150
ALLIANT ENERGY CORP COM COM 018802108 1,240 24,068 SH   SOLE   22,568 0 1,500
ALLSTATE CORP COM COM 020002101 231 2,097 SH   SOLE   1,197 0 900
ALPHABET INC CAP STK CL A COM 02079K305 44,487 25,383 SH   SOLE   24,225 0 1,158
ALPHABET INC CAP STK CL A COM 02079K305 815 465 SH   OTR   90 0 375
ALPHABET INC CAP STK CL C COM 02079K107 3,775 2,155 SH   SOLE   2,143 0 12
ALTRIA GROUP INC COM COM 02209S103 5,185 126,468 SH   SOLE   119,335 0 7,133
ALTRIA GROUP INC COM COM 02209S103 33 800 SH   OTR   800 0 0
AMAZON COM INC COM COM 023135106 3,677 1,129 SH   SOLE   1,036 0 93
AMAZON COM INC COM COM 023135106 16 5 SH   OTR   5 0 0
AMERICAN ELEC PWR CO INC COM COM 025537101 363 4,354 SH   SOLE   3,679 0 675
AMERICAN EXPRESS CO COM COM 025816109 303 2,504 SH   SOLE   2,399 0 105
AMERISOURCEBERGEN CORP COM COM 03073E105 1,023 10,460 SH   SOLE   10,460 0 0
AMGEN INC COM COM 031162100 12,613 54,858 SH   SOLE   50,055 0 4,803
AMGEN INC COM COM 031162100 86 375 SH   OTR   375 0 0
ANTHEM INC COM COM 036752103 9,909 30,859 SH   SOLE   30,009 0 850
APPLE INC COM COM 037833100 117,026 881,949 SH   SOLE   838,655 0 43,294
APPLE INC COM COM 037833100 2,468 18,600 SH   OTR   5,600 0 13,000
APPLIED MATLS INC COM COM 038222105 1,422 16,480 SH   SOLE   16,480 0 0
ARCHER DANIELS MIDLAND CO COM COM 039483102 722 14,331 SH   SOLE   13,981 0 350
AT&T INC COM COM 00206R102 4,458 154,998 SH   SOLE   151,146 0 3,852
AT&T INC COM COM 00206R102 29 1,000 SH   OTR   1,000 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 6,377 36,191 SH   SOLE   33,416 0 2,775
AUTOZONE INC COM COM 053332102 1,517 1,280 SH   SOLE   1,258 0 22
BECTON DICKINSON & CO COM COM 075887109 2,134 8,529 SH   SOLE   7,354 0 1,175
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 348 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL COM 084670108 1,043 3 SH   OTR   0 0 3
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 8,228 35,487 SH   SOLE   32,844 0 2,643
BERKSHIRE HATHAWAY INC DEL CL COM 084670702 89 385 SH   OTR   385 0 0
BK OF AMERICA CORP COM COM 060505104 16,412 541,484 SH   SOLE   524,369 0 17,115
BK OF AMERICA CORP COM COM 060505104 333 11,000 SH   OTR   3,000 0 8,000
BLACKROCK INC COM COM 09247X101 16,585 22,986 SH   SOLE   22,535 0 451
BLACKROCK INC COM COM 09247X101 54 75 SH   OTR   75 0 0
BOEING CO COM COM 097023105 1,066 4,979 SH   SOLE   4,757 0 222
BRISTOL-MYERS SQUIBB CO COM COM 110122108 9,428 151,996 SH   SOLE   146,875 0 5,121
BROADCOM INC COM COM 11135F101 13,329 30,442 SH   SOLE   29,977 0 465
BROWN & BROWN INC COM COM 115236101 348 7,350 SH   SOLE   7,350 0 0
BROWN FORMAN CORP CL B COM 115637209 240 3,022 SH   SOLE   3,022 0 0
CANADIAN NATL RY CO COM COM 136375102 8,132 74,026 SH   SOLE   53,176 0 20,850
CAPITAL ONE FINL CORP COM COM 14040H105 679 6,870 SH   SOLE   6,870 0 0
CARRIER GLOBAL CORPORATION COM COM 14448C104 1,319 34,973 SH   SOLE   31,533 0 3,440
CARRIER GLOBAL CORPORATION COM COM 14448C104 8 200 SH   OTR   200 0 0
CATERPILLAR INC COM COM 149123101 3,468 19,054 SH   SOLE   17,704 0 1,350
CATERPILLAR INC COM COM 149123101 55 300 SH   OTR   300 0 0
CBRE GROUP INC CL A COM 12504L109 9,488 151,277 SH   SOLE   148,525 0 2,752
CERNER CORP COM COM 156782104 8,987 114,513 SH   SOLE   112,022 0 2,491
CERNER CORP COM COM 156782104 35 450 SH   OTR   450 0 0
CHARLES & COLVARD LTD COM 159765106 27 22,306 SH   SOLE   22,306 0 0
CHARTER COMMUNICATIONS INC NEW COM 16119P108 285 431 SH   SOLE   374 0 57
CHEVRON CORP NEW COM COM 166764100 19,560 231,620 SH   SOLE   221,031 0 10,589
CHEVRON CORP NEW COM COM 166764100 248 2,935 SH   OTR   785 0 2,150
CHUBB LIMITED COM COM H1467J104 3,879 25,203 SH   SOLE   24,575 0 628
CIGNA CORP NEW COM COM 125523100 7,478 35,919 SH   SOLE   34,015 0 1,904
CIGNA CORP NEW COM COM 125523100 500 2,400 SH   OTR   400 0 2,000
CISCO SYS INC COM COM 17275R102 18,452 412,334 SH   SOLE   389,270 0 23,064
CISCO SYS INC COM COM 17275R102 785 17,550 SH   OTR   2,550 0 15,000
CLOROX CO DEL COM COM 189054109 273 1,352 SH   SOLE   1,076 0 276
COCA COLA CO COM COM 191216100 7,959 145,128 SH   SOLE   124,917 0 20,211
COCA COLA CO COM COM 191216100 47 850 SH   OTR   850 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 1,182 14,424 SH   SOLE   14,334 0 90
COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 287 3,500 SH   OTR   0 0 3,500
COLGATE PALMOLIVE CO COM COM 194162103 1,655 19,349 SH   SOLE   19,349 0 0
COMCAST CORP NEW CL A COM 20030N101 21,145 403,533 SH   SOLE   396,004 0 7,529
COMCAST CORP NEW CL A COM 20030N101 79 1,500 SH   OTR   1,500 0 0
CONOCOPHILLIPS COM COM 20825C104 237 5,932 SH   SOLE   5,332 0 600
CONSOLIDATED EDISON INC COM COM 209115104 929 12,859 SH   SOLE   8,359 0 4,500
CORNING INC COM COM 219350105 687 19,078 SH   SOLE   19,078 0 0
CORTEVA INC COM COM 22052L104 525 13,555 SH   SOLE   12,256 0 1,299
CORTEVA INC COM COM 22052L104 3 85 SH   OTR   85 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 1,939 5,146 SH   SOLE   5,146 0 0
CRH MEDICAL CORP COM COM 12626F105 871 373,900 SH   SOLE   373,900 0 0
CRH MEDICAL CORP COM RESTRICTE COM 12626F105 47 20,000 SH   SOLE   20,000 0 0
CSX CORP COM COM 126408103 1,737 19,140 SH   SOLE   18,440 0 700
CUMMINS INC COM COM 231021106 6,646 29,265 SH   SOLE   28,404 0 861
CVS HEALTH CORP COM COM 126650100 263 3,857 SH   SOLE   3,857 0 0
DANAHER CORPORATION COM COM 235851102 279 1,256 SH   SOLE   1,256 0 0
DEERE & CO COM COM 244199105 2,740 10,185 SH   SOLE   9,685 0 500
DEERE & CO COM COM 244199105 108 400 SH   OTR   400 0 0
DISCOVER FINL SVCS COM COM 254709108 21,678 239,455 SH   SOLE   232,231 0 7,224
DISCOVER FINL SVCS COM COM 254709108 398 4,400 SH   OTR   400 0 4,000
DISNEY WALT CO COM COM 254687106 36,093 199,209 SH   SOLE   187,260 0 11,949
DISNEY WALT CO COM COM 254687106 771 4,257 SH   OTR   1,257 0 3,000
DOLLAR TREE INC COM COM 256746108 4,474 41,410 SH   SOLE   39,955 0 1,455
DOMINION ENERGY INC COM COM 25746U109 11,779 156,634 SH   SOLE   148,860 0 7,774
DOMINION ENERGY INC COM COM 25746U109 494 6,565 SH   OTR   415 0 6,150
DOW INC COM COM 260557103 1,081 19,476 SH   SOLE   17,573 0 1,903
DOW INC COM COM 260557103 5 85 SH   OTR   85 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 1,604 17,517 SH   SOLE   15,755 0 1,762
DUPONT DE NEMOURS INC COM COM 26614N102 905 12,728 SH   SOLE   11,603 0 1,125
DUPONT DE NEMOURS INC COM COM 26614N102 6 85 SH   OTR   85 0 0
EASTMAN CHEM CO COM COM 277432100 18,170 181,197 SH   SOLE   173,612 0 7,585
EASTMAN CHEM CO COM COM 277432100 441 4,400 SH   OTR   400 0 4,000
EATON CORP PLC SHS COM G29183103 1,577 13,124 SH   SOLE   12,024 0 1,100
EATON CORP PLC SHS COM G29183103 48 400 SH   OTR   400 0 0
ECOLAB INC COM COM 278865100 772 3,569 SH   SOLE   3,569 0 0
EMERSON ELEC CO COM COM 291011104 14,943 185,923 SH   SOLE   181,987 0 3,936
EMERSON ELEC CO COM COM 291011104 430 5,350 SH   OTR   350 0 5,000
ENTERGY CORP NEW COM COM 29364G103 196 1,968 SH   SOLE   1,968 0 0
ENTERGY CORP NEW COM COM 29364G103 70 700 SH   OTR   700 0 0
EROS RES CORP COM COM 29601R102 8 109,090 SH   SOLE   109,090 0 0
EVERSOURCE ENERGY COM COM 30040W108 1,692 19,564 SH   SOLE   18,674 0 890
EXTRA SPACE STORAGE INC COM COM 30225T102 689 5,945 SH   SOLE   5,745 0 200
EXTRA SPACE STORAGE INC COM COM 30225T102 53 460 SH   OTR   460 0 0
EXXON MOBIL CORP COM COM 30231G102 6,075 147,369 SH   SOLE   129,771 0 17,598
EXXON MOBIL CORP COM COM 30231G102 251 6,096 SH   OTR   1,096 0 5,000
F5 NETWORKS INC COM COM 315616102 8,869 50,407 SH   SOLE   49,131 0 1,276
FACEBOOK INC CL A COM 30303M102 20,579 75,337 SH   SOLE   73,706 0 1,631
FEDEX CORP COM COM 31428X106 794 3,058 SH   SOLE   3,006 0 52
FIRST CTZNS BANCSHARES INC N C COM 31946M103 359 625 SH   SOLE   625 0 0
FISERV INC COM COM 337738108 319 2,800 SH   SOLE   2,800 0 0
FORTINET INC COM COM 34959E109 10,579 71,223 SH   SOLE   69,895 0 1,328
FORTUNE BRANDS HOME & SEC INC COM 34964C106 237 2,767 SH   SOLE   2,767 0 0
FULTON FINL CORP PA COM COM 360271100 196 15,431 SH   SOLE   4,517 0 10,914
GENERAL DYNAMICS CORP COM COM 369550108 2,851 19,158 SH   SOLE   18,069 0 1,089
GENERAL DYNAMICS CORP COM COM 369550108 149 1,000 SH   OTR   0 0 1,000
GENERAL ELECTRIC CO COM COM 369604103 929 86,054 SH   SOLE   77,554 0 8,500
GENUINE PARTS CO COM COM 372460105 1,787 17,792 SH   SOLE   17,692 0 100
GILEAD SCIENCES INC COM COM 375558103 218 3,746 SH   SOLE   3,746 0 0
GLOBAL PMTS INC COM COM 37940X102 306 1,422 SH   SOLE   1,422 0 0
GLOBALSTAR INC COM COM 378973408 7 20,000 SH   SOLE   20,000 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 1,809 6,860 SH   SOLE   5,585 0 1,275
HARTFORD FINL SVCS GROUP INC C COM 416515104 1,694 34,595 SH   SOLE   34,479 0 116
HOME DEPOT INC COM COM 437076102 42,822 161,215 SH   SOLE   151,626 0 9,589
HOME DEPOT INC COM COM 437076102 717 2,700 SH   OTR   900 0 1,800
HONEYWELL INTL INC COM COM 438516106 5,513 25,917 SH   SOLE   25,417 0 500
HONEYWELL INTL INC COM COM 438516106 319 1,500 SH   OTR   0 0 1,500
ILLINOIS TOOL WKS INC COM COM 452308109 659 3,233 SH   SOLE   3,138 0 95
ILLINOIS TOOL WKS INC COM COM 452308109 41 200 SH   OTR   200 0 0
ILLUMINA INC COM COM 452327109 261 705 SH   SOLE   705 0 0
INTEL CORP COM COM 458140100 25,892 519,712 SH   SOLE   493,520 0 26,192
INTEL CORP COM COM 458140100 668 13,400 SH   OTR   1,400 0 12,000
INTERNATIONAL BUSINESS MACHS C COM 459200101 2,679 21,283 SH   SOLE   21,133 0 150
INTUIT COM COM 461202103 217 570 SH   SOLE   570 0 0
ITT INC COM COM 45073V108 1,626 21,114 SH   SOLE   20,939 0 175
ITT INC COM COM 45073V108 15 200 SH   OTR   200 0 0
JOHNSON & JOHNSON COM COM 478160104 31,661 201,173 SH   SOLE   187,680 0 13,493
JOHNSON & JOHNSON COM COM 478160104 896 5,696 SH   OTR   1,746 0 3,950
JPMORGAN CHASE & CO COM COM 46625H100 40,532 318,977 SH   SOLE   293,003 0 25,974
JPMORGAN CHASE & CO COM COM 46625H100 1,048 8,245 SH   OTR   935 0 7,310
KELLOGG CO COM COM 487836108 121 1,950 SH   SOLE   1,950 0 0
KELLOGG CO COM COM 487836108 230 3,696 SH   OTR   3,696 0 0
KIMBERLY-CLARK CORP COM COM 494368103 11,944 88,583 SH   SOLE   86,869 0 1,714
KROGER CO COM COM 501044101 3,588 112,964 SH   SOLE   110,029 0 2,935
KROGER CO COM COM 501044101 64 2,000 SH   OTR   2,000 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109 3,130 16,558 SH   SOLE   16,363 0 195
LIBERTY BROADBAND CORP COM SER COM 530307107 264 1,675 SH   SOLE   1,675 0 0
LIBERTY BROADBAND CORP COM SER COM 530307305 772 4,877 SH   SOLE   4,877 0 0
LIBERTY MEDIA CORP DEL COM A S COM 531229409 306 7,090 SH   SOLE   7,090 0 0
LIBERTY MEDIA CORP DEL COM C S COM 531229607 619 14,219 SH   SOLE   14,219 0 0
LILLY ELI & CO COM COM 532457108 26,057 154,331 SH   SOLE   152,216 0 2,115
LINCOLN NATL CORP IND COM COM 534187109 1,007 20,017 SH   SOLE   19,947 0 70
LOCKHEED MARTIN CORP COM COM 539830109 12,401 34,935 SH   SOLE   34,181 0 754
LOCKHEED MARTIN CORP COM COM 539830109 248 700 SH   OTR   0 0 700
LOWES COS INC COM COM 548661107 510 3,177 SH   SOLE   2,977 0 200
MARATHON PETE CORP COM COM 56585A102 2,887 69,795 SH   SOLE   64,473 0 5,322
MARATHON PETE CORP COM COM 56585A102 8 200 SH   OTR   200 0 0
MARKEL CORP COM COM 570535104 1,692 1,637 SH   SOLE   1,332 0 305
MARRIOTT INTL INC NEW CL A COM 571903202 1,225 9,285 SH   SOLE   9,285 0 0
MASCO CORP COM COM 574599106 14,945 272,069 SH   SOLE   266,560 0 5,509
MASCO CORP COM COM 574599106 319 5,800 SH   OTR   800 0 5,000
MASTERCARD INCORPORATED CL A COM 57636Q104 31,828 89,170 SH   SOLE   87,774 0 1,396
MASTERCARD INCORPORATED CL A COM 57636Q104 86 240 SH   OTR   240 0 0
MCDONALDS CORP COM COM 580135101 16,337 76,135 SH   SOLE   73,198 0 2,937
MCDONALDS CORP COM COM 580135101 451 2,100 SH   OTR   300 0 1,800
MCKESSON CORP COM COM 58155Q103 10,353 59,525 SH   SOLE   58,741 0 784
MCKESSON CORP COM COM 58155Q103 35 200 SH   OTR   200 0 0
MEDTRONIC PLC SHS COM G5960L103 2,144 18,306 SH   SOLE   17,821 0 485
MEDTRONIC PLC SHS COM G5960L103 351 3,000 SH   OTR   0 0 3,000
MERCK & CO. INC COM COM 58933Y105 16,682 203,937 SH   SOLE   190,723 0 13,214
MERCK & CO. INC COM COM 58933Y105 542 6,625 SH   OTR   500 0 6,125
MICROCHIP TECHNOLOGY INC. COM COM 595017104 205 1,485 SH   SOLE   1,485 0 0
MICROSOFT CORP COM COM 594918104 76,616 344,467 SH   SOLE   321,928 0 22,539
MICROSOFT CORP COM COM 594918104 1,957 8,800 SH   OTR   2,800 0 6,000
MONDELEZ INTL INC CL A COM 609207105 2,987 51,084 SH   SOLE   45,484 0 5,600
MONDELEZ INTL INC CL A COM 609207105 23 400 SH   OTR   400 0 0
NESTLE S A SPONSORED ADR COM 641069406 1,550 13,159 SH   SOLE   10,771 0 2,388
NEXTERA ENERGY INC COM COM 65339F101 1,138 14,752 SH   SOLE   14,752 0 0
NEXTERA ENERGY INC COM COM 65339F101 123 1,600 SH   OTR   1,600 0 0
NIKE INC CL B COM 654106103 17,269 122,069 SH   SOLE   120,210 0 1,859
NIKE INC CL B COM 654106103 35 250 SH   OTR   250 0 0
NORFOLK SOUTHN CORP COM COM 655844108 18,620 78,365 SH   SOLE   74,953 0 3,412
NORFOLK SOUTHN CORP COM COM 655844108 48 200 SH   OTR   200 0 0
NORTHROP GRUMMAN CORP COM COM 666807102 1,759 5,772 SH   SOLE   5,772 0 0
ORACLE CORP COM COM 68389X105 5,821 89,987 SH   SOLE   84,687 0 5,300
OTIS WORLDWIDE CORP COM COM 68902V107 1,043 15,444 SH   SOLE   14,050 0 1,394
OTIS WORLDWIDE CORP COM COM 68902V107 7 100 SH   OTR   100 0 0
PARKER-HANNIFIN CORP COM COM 701094104 903 3,315 SH   SOLE   3,032 0 283
PAYPAL HLDGS INC COM COM 70450Y103 474 2,025 SH   SOLE   1,325 0 700
PEPSICO INC COM COM 713448108 22,793 153,694 SH   SOLE   149,816 0 3,878
PEPSICO INC COM COM 713448108 445 3,000 SH   OTR   0 0 3,000
PFIZER INC COM COM 717081103 9,788 265,911 SH   SOLE   244,919 0 20,992
PFIZER INC COM COM 717081103 420 11,420 SH   OTR   1,420 0 10,000
PHILIP MORRIS INTL INC COM COM 718172109 1,158 13,984 SH   SOLE   13,584 0 400
PHILLIPS 66 COM COM 718546104 1,037 14,822 SH   SOLE   14,409 0 413
PNC FINL SVCS GROUP INC COM COM 693475105 3,292 22,091 SH   SOLE   21,363 0 728
PPG INDS INC COM COM 693506107 1,263 8,754 SH   SOLE   8,754 0 0
PRA GROUP INC COM COM 69354N106 2,844 71,720 SH   SOLE   70,670 0 1,050
PROCTER AND GAMBLE CO COM COM 742718109 12,171 87,476 SH   SOLE   84,348 0 3,128
PROCTER AND GAMBLE CO COM COM 742718109 487 3,500 SH   OTR   760 0 2,740
PRUDENTIAL FINL INC COM COM 744320102 7,744 99,199 SH   SOLE   97,744 0 1,455
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 291 4,990 SH   SOLE   4,190 0 800
QUALCOMM INC COM COM 747525103 218 1,429 SH   SOLE   929 0 500
RAYONIER INC COM COM 754907103 666 22,674 SH   SOLE   22,674 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 4,033 56,395 SH   SOLE   50,479 0 5,916
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 14 200 SH   OTR   200 0 0
REINSURANCE GRP OF AMERICA INC COM 759351604 274 2,361 SH   SOLE   2,361 0 0
RGC RES INC COM COM 74955L103 610 25,660 SH   SOLE   25,660 0 0
ROYAL BK CDA COM COM 780087102 405 4,935 SH   SOLE   4,935 0 0
S&P GLOBAL INC COM COM 78409V104 405 1,232 SH   SOLE   1,232 0 0
SCHWAB CHARLES CORP COM COM 808513105 10,639 200,584 SH   SOLE   197,522 0 3,062
SEMPRA ENERGY COM COM 816851109 475 3,729 SH   SOLE   3,441 0 288
SIRIUS XM HOLDINGS INC COM COM 82968B103 84 13,168 SH   SOLE   13,168 0 0
SKYWORKS SOLUTIONS INC COM COM 83088M102 2,970 19,426 SH   SOLE   17,826 0 1,600
SONOCO PRODS CO COM COM 835495102 790 13,331 SH   SOLE   13,331 0 0
SOUTHERN CO COM COM 842587107 632 10,281 SH   SOLE   8,981 0 1,300
SOUTHWEST AIRLS CO COM COM 844741108 490 10,522 SH   SOLE   10,522 0 0
STARBUCKS CORP COM COM 855244109 9,471 88,527 SH   SOLE   84,324 0 4,203
STARBUCKS CORP COM COM 855244109 449 4,200 SH   OTR   650 0 3,550
STRYKER CORPORATION COM COM 863667101 5,518 22,519 SH   SOLE   21,844 0 675
SYSCO CORP COM COM 871829107 517 6,960 SH   SOLE   6,560 0 400
TEXAS INSTRS INC COM COM 882508104 3,976 24,227 SH   SOLE   23,285 0 942
THERMO FISHER SCIENTIFIC INC C COM 883556102 1,080 2,319 SH   SOLE   1,779 0 540
TJX COS INC NEW COM COM 872540109 361 5,280 SH   SOLE   5,280 0 0
TOWNEBANK PORTSMOUTH VA COM COM 89214P109 2,601 110,780 SH   SOLE   110,780 0 0
TRANE TECHNOLOGIES PLC SHS COM G8994E103 384 2,648 SH   SOLE   2,248 0 400
TRAVELERS COMPANIES INC COM COM 89417E109 6,044 43,058 SH   SOLE   41,074 0 1,984
TRAVELERS COMPANIES INC COM COM 89417E109 42 300 SH   OTR   300 0 0
TRUIST FINL CORP COM COM 89832Q109 8,005 167,004 SH   SOLE   143,363 0 23,641
TYSON FOODS INC CL A COM 902494103 832 12,913 SH   SOLE   12,193 0 720
UDR INC COM COM 902653104 3,094 80,507 SH   SOLE   66,017 0 14,490
UDR INC COM COM 902653104 83 2,160 SH   OTR   2,160 0 0
UNION PAC CORP COM COM 907818108 2,468 11,855 SH   SOLE   10,581 0 1,274
UNITED BANKSHARES INC WEST VA COM 909907107 488 15,056 SH   SOLE   15,056 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 12,919 76,718 SH   SOLE   74,088 0 2,630
UNITED PARCEL SERVICE INC CL B COM 911312106 59 350 SH   OTR   350 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 17,646 50,319 SH   SOLE   49,332 0 987
US BANCORP DEL COM NEW COM 902973304 826 17,723 SH   SOLE   16,223 0 1,500
V F CORP COM COM 918204108 1,885 22,066 SH   SOLE   21,275 0 791
VALERO ENERGY CORP COM COM 91913Y100 1,484 26,240 SH   SOLE   25,042 0 1,198
VALERO ENERGY CORP COM COM 91913Y100 332 5,875 SH   OTR   300 0 5,575
VERIZON COMMUNICATIONS INC COM COM 92343V104 18,265 310,895 SH   SOLE   295,858 0 15,037
VERIZON COMMUNICATIONS INC COM COM 92343V104 595 10,135 SH   OTR   968 0 9,167
VIATRIS INC COM COM 92556V106 504 26,912 SH   SOLE   24,670 0 2,242
VIATRIS INC COM COM 92556V106 27 1,415 SH   OTR   175 0 1,240
VIRGINIA NATL BANKSHARES CORP COM 928031103 1,254 46,194 SH   SOLE   46,194 0 0
VISA INC COM CL A COM 92826C839 700 3,202 SH   SOLE   3,002 0 200
VMWARE INC CL A COM COM 928563402 7,361 52,482 SH   SOLE   51,324 0 1,158
WALMART INC COM COM 931142103 27,677 192,004 SH   SOLE   182,521 0 9,483
WALMART INC COM COM 931142103 829 5,750 SH   OTR   1,200 0 4,550
WASHINGTON REAL ESTATE INVT TR COM 939653101 445 20,590 SH   SOLE   16,190 0 4,400
WASTE MGMT INC DEL COM COM 94106L109 630 5,341 SH   SOLE   4,441 0 900
WEC ENERGY GROUP INC COM COM 92939U106 404 4,392 SH   SOLE   2,088 0 2,304
WELLS FARGO CO NEW COM COM 949746101 924 30,617 SH   SOLE   28,742 0 1,875
WHIRLPOOL CORP COM COM 963320106 1,496 8,291 SH   SOLE   7,466 0 825
WHIRLPOOL CORP COM COM 963320106 54 300 SH   OTR   300 0 0
XCEL ENERGY INC COM COM 98389B100 1,107 16,597 SH   SOLE   13,497 0 3,100
XCEL ENERGY INC COM COM 98389B100 367 5,500 SH   OTR   500 0 5,000
XYLEM INC COM COM 98419M100 3,078 30,235 SH   SOLE   30,115 0 120
YUM BRANDS INC COM COM 988498101 605 5,575 SH   SOLE   4,925 0 650
YUM CHINA HLDGS INC COM COM 98850P109 234 4,093 SH   SOLE   3,443 0 650
ZIMMER BIOMET HOLDINGS INC COM COM 98956P102 213 1,380 SH   SOLE   1,380 0 0
INVESCO EXCHANGE TRADED FD TR EX TRD EQ FD 46137V142 258 5,564 SH   SOLE   5,564 0 0
INVESCO QQQ TR UNIT SER 1 EX TRD EQ FD 46090E103 1,371 4,371 SH   SOLE   4,371 0 0
ISHARES GOLD TRUST EX TRD EQ FD 464285105 1,410 77,776 SH   SOLE   69,776 0 8,000
ISHARES GOLD TRUST EX TRD EQ FD 464285105 54 3,000 SH   OTR   3,000 0 0
ISHARES TR COHEN STEER REIT EX TRD EQ FD 464287564 1,177 21,848 SH   SOLE   19,848 0 2,000
ISHARES TR CORE MSCI EAFE EX TRD EQ FD 46432F842 3,905 56,522 SH   SOLE   56,522 0 0
ISHARES TR CORE S&P MCP ETF EX TRD EQ FD 464287507 6,488 28,228 SH   SOLE   27,278 0 950
ISHARES TR CORE S&P SCP ETF EX TRD EQ FD 464287804 1,773 19,293 SH   SOLE   19,203 0 90
ISHARES TR CORE S&P TTL STK EX TRD EQ FD 464287150 1,205 13,971 SH   SOLE   13,873 0 98
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 39,429 105,034 SH   SOLE   103,184 0 1,850
ISHARES TR CORE S&P500 ETF EX TRD EQ FD 464287200 5,605 14,930 SH   OTR   5,505 0 9,425
ISHARES TR EAFE GRWTH ETF EX TRD EQ FD 464288885 1,328 13,156 SH   SOLE   13,156 0 0
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 15,286 209,513 SH   SOLE   203,473 0 6,040
ISHARES TR MSCI EAFE ETF EX TRD EQ FD 464287465 927 12,700 SH   OTR   2,400 0 10,300
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 7,853 151,987 SH   SOLE   149,637 0 2,350
ISHARES TR MSCI EMG MKT ETF EX TRD EQ FD 464287234 359 6,950 SH   OTR   0 0 6,950
ISHARES TR MSCI USA QLT FCT EX TRD EQ FD 46432F339 17,554 151,053 SH   SOLE   149,713 0 1,340
ISHARES TR MSCI USA QLT FCT EX TRD EQ FD 46432F339 169 1,450 SH   OTR   1,450 0 0
ISHARES TR RUS 1000 ETF EX TRD EQ FD 464287622 820 3,870 SH   SOLE   3,870 0 0
ISHARES TR RUS 1000 GRW ETF EX TRD EQ FD 464287614 1,387 5,750 SH   SOLE   5,750 0 0
ISHARES TR RUS 1000 VAL ETF EX TRD EQ FD 464287598 371 2,714 SH   SOLE   2,714 0 0
ISHARES TR RUS MID CAP ETF EX TRD EQ FD 464287499 223 3,248 SH   SOLE   2,594 0 654
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 5,525 86,578 SH   SOLE   81,018 0 5,560
ISHARES TR S&P 500 GRWT ETF EX TRD EQ FD 464287309 1,251 19,600 SH   OTR   17,900 0 1,700
ISHARES TR S&P 500 VAL ETF EX TRD EQ FD 464287408 3,010 23,511 SH   SOLE   22,521 0 990
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 35,722 413,933 SH   SOLE   405,618 0 8,315
ISHARES TR S&P MC 400VL ETF EX TRD EQ FD 464287705 587 6,800 SH   OTR   4,400 0 2,400
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 1,922 19,987 SH   SOLE   18,787 0 1,200
ISHARES TR SELECT DIVID ETF EX TRD EQ FD 464287168 48 500 SH   OTR   500 0 0
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 1,856 22,828 SH   SOLE   22,078 0 750
ISHARES TR SP SMCP600VL ETF EX TRD EQ FD 464287879 293 3,600 SH   OTR   1,800 0 1,800
ISHARES TR U.S. TECH ETF EX TRD EQ FD 464287721 571 6,708 SH   SOLE   6,708 0 0
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 14,839 497,126 SH   SOLE   495,487 0 1,639
J P MORGAN EXCHANGE-TRADED FD EX TRD EQ FD 46641Q753 146 4,900 SH   OTR   4,900 0 0
SCHWAB STRATEGIC TR US BRD MKT EX TRD EQ FD 808524102 1,614 17,736 SH   SOLE   17,736 0 0
SCHWAB STRATEGIC TR US LRG CAP EX TRD EQ FD 808524201 914 10,053 SH   SOLE   9,817 0 236
SCHWAB STRATEGIC TR US SML CAP EX TRD EQ FD 808524607 279 3,135 SH   SOLE   3,135 0 0
SPDR GOLD TR GOLD SHS EX TRD EQ FD 78463V107 1,781 9,983 SH   SOLE   9,940 0 43
SPDR S&P 500 ETF TR TR UNIT EX TRD EQ FD 78462F103 1,409 3,769 SH   SOLE   3,769 0 0
SPDR SER TR S&P 600 SMCP VAL EX TRD EQ FD 78464A300 20,018 302,432 SH   SOLE   296,778 0 5,654
VANGUARD FTSE DEVELOPED MARKET EX TRD EQ FD 921943858 105,101 2,226,242 SH   SOLE   2,178,378 0 47,864
VANGUARD FTSE DEVELOPED MARKET EX TRD EQ FD 921943858 1,013 21,450 SH   OTR   17,450 0 4,000
VANGUARD INDEX FDS GROWTH ETF EX TRD EQ FD 922908736 259 1,024 SH   SOLE   924 0 100
VANGUARD INDEX FDS LARGE CAP E EX TRD EQ FD 922908637 370 2,106 SH   SOLE   2,106 0 0
VANGUARD INDEX FDS S&P 500 ETF EX TRD EQ FD 922908363 306 890 SH   SOLE   890 0 0
VANGUARD INDEX FDS TOTAL STK M EX TRD EQ FD 922908769 279 1,434 SH   SOLE   1,434 0 0
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 2,266 45,215 SH   SOLE   43,085 0 2,130
VANGUARD INTL EQUITY INDEX FDS EX TRD EQ FD 922042858 107 2,130 SH   OTR   2,130 0 0
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 6,156 43,604 SH   SOLE   36,279 0 7,325
VANGUARD SPECIALIZED FUNDS DIV EX TRD EQ FD 921908844 583 4,130 SH   OTR   4,130 0 0
VANGUARD STAR FDS VG TL INTL S EX TRD EQ FD 921909768 298 4,948 SH   SOLE   4,916 0 32
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 29,995 628,557 SH   SOLE   615,343 0 13,214
WISDOMTREE TR EMG MKTS SMCAP EX TRD EQ FD 97717W281 24 500 SH   OTR   500 0 0
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 3,148 118,337 SH   SOLE   114,448 0 3,889
WISDOMTREE TR US SMALLCAP DIVD EX TRD EQ FD 97717W604 80 3,000 SH   OTR   3,000 0 0