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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 38,422 102,353 SH   SOLE   0 0 102,353
AMAZON COM INC COM 023135106 782 240 SH   SOLE   0 0 240
MICROSOFT CORP COM 594918104 205 923 SH   SOLE   0 0 923
AT&T INC COM 00206R102 283 9,852 SH   SOLE   0 0 9,852
PPG INDS INC COM 693506107 2,043 14,164 SH   SOLE   0 0 14,164
VERIZON COMMUNICATIONS INC COM 92343V104 301 5,128 SH   SOLE   0 0 5,128
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,149 77,793 SH   SOLE   0 0 77,793
SPDR SER TR S&P 600 SMCP GRW 78464A201 4,719 61,793 SH   SOLE   0 0 61,793
SPDR SER TR PRTFLO S&P500 GW 78464A409 5,632 101,870 SH   SOLE   0 0 101,870
SPDR SER TR PORTFOLI S&P1500 78464A805 2,344 50,855 SH   SOLE   0 0 50,855
PROCTER AND GAMBLE CO COM 742718109 234 1,681 SH   SOLE   0 0 1,681
MARSH & MCLENNAN COS INC COM 571748102 354 3,027 SH   SOLE   0 0 3,027
APPLE INC COM 037833100 1,594 12,013 SH   SOLE   0 0 12,013
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,483 188,502 SH   SOLE   0 0 188,502
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,768 35,286 SH   SOLE   0 0 35,286
VANGUARD INDEX FDS VALUE ETF 922908744 748 6,290 SH   SOLE   0 0 6,290
VANGUARD INDEX FDS MID CAP ETF 922908629 6,544 31,651 SH   SOLE   0 0 31,651
VANGUARD INDEX FDS SM CP VAL ETF 922908611 972 6,838 SH   SOLE   0 0 6,838
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,282 32,268 SH   SOLE   0 0 32,268
VANGUARD INDEX FDS GROWTH ETF 922908736 742 2,929 SH   SOLE   0 0 2,929
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,816 6,786 SH   SOLE   0 0 6,786
ISHARES TR EAFE VALUE ETF 464288877 6,763 143,288 SH   SOLE   0 0 143,288
ISHARES TR EAFE GRWTH ETF 464288885 6,045 59,906 SH   SOLE   0 0 59,906
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,419 97,636 SH   SOLE   0 0 97,636
VANGUARD INDEX FDS LARGE CAP ETF 922908637 338 1,920 SH   SOLE   0 0 1,920
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,741 8,208 SH   SOLE   0 0 8,208
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 702 5,900 SH   SOLE   0 0 5,900
SPDR SER TR S&P 400 MDCP GRW 78464A821 5,024 72,460 SH   SOLE   0 0 72,460
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 329 5,636 SH   SOLE   0 0 5,636
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,288 148,232 SH   SOLE   0 0 148,232
VANGUARD BD INDEX FDS INTERMED TERM 921937819 5,669 61,059 SH   SOLE   0 0 61,059
SPDR SER TR PORTFOLIO S&P400 78464A847 30,250 748,753 SH   SOLE   0 0 748,753
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 10,239 242,870 SH   SOLE   0 0 242,870
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 8,229 174,303 SH   SOLE   0 0 174,303
ISHARES TR NATIONAL MUN ETF 464288414 4,931 42,073 SH   SOLE   0 0 42,073
FIRST MERCHANTS CORP COM 320817109 510 13,622 SH   SOLE   0 0 13,622
PHILIP MORRIS INTL INC COM 718172109 291 3,514 SH   SOLE   0 0 3,514
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 36,568 1,083,509 SH   SOLE   0 0 1,083,509
SPDR SER TR PORTFOLIO AGRGTE 78464A649 34,703 1,127,089 SH   SOLE   0 0 1,127,089
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 623 6,735 SH   SOLE   0 0 6,735
ISHARES TR SHRT NAT MUN ETF 464288158 1,086 10,047 SH   SOLE   0 0 10,047
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 971 15,763 SH   SOLE   0 0 15,763
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,021 23,338 SH   SOLE   0 0 23,338
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 21,530 367,728 SH   SOLE   0 0 367,728
SPDR SER TR PORTFOLIO S&P600 78468R853 30,972 865,140 SH   SOLE   0 0 865,140