The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 262 686 SH   SOLE   686 0 0
ISHARES TR RUS 1000 ETF 464287622 444 2,052 SH   SOLE   2,052 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 14,094 57,718 SH   SOLE   57,718 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 14,602 63,751 SH   SOLE   63,751 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 925 2,427 SH   SOLE   2,427 0 0
AMAZON COM INC COM 023135106 54 17 SH   DFND   0 0 17
AMAZON COM INC COM 023135106 41 13 SH   DFND   0 0 13
AMAZON COM INC COM 023135106 458 144 SH   SOLE   144 0 0
EVERSOURCE ENERGY COM 30040W108 2 20 SH   DFND   0 0 20
EVERSOURCE ENERGY COM 30040W108 4 49 SH   DFND   0 0 49
EVERSOURCE ENERGY COM 30040W108 197 2,185 SH   SOLE   2,185 0 0
JOHNSON & JOHNSON COM 478160104 17 105 SH   DFND   0 0 105
JOHNSON & JOHNSON COM 478160104 50 314 SH   DFND   0 0 314
JOHNSON & JOHNSON COM 478160104 520 3,252 SH   SOLE   3,252 0 0
ISHARES TR MSCI EAFE ETF 464287465 317 4,183 SH   SOLE   4,183 0 0
MICROSOFT CORP COM 594918104 67 305 SH   DFND   0 0 305
MICROSOFT CORP COM 594918104 105 478 SH   DFND   0 0 478
MICROSOFT CORP COM 594918104 991 4,511 SH   SOLE   4,511 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5 40 SH   DFND   0 0 40
INTERNATIONAL BUSINESS MACHS COM 459200101 11 82 SH   DFND   0 0 82
INTERNATIONAL BUSINESS MACHS COM 459200101 211 1,643 SH   SOLE   1,643 0 0
COCA COLA CO COM 191216100 8 160 SH   DFND   0 0 160
COCA COLA CO COM 191216100 3 66 SH   DFND   0 0 66
COCA COLA CO COM 191216100 225 4,403 SH   SOLE   4,403 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 233 1,783 SH   SOLE   1,783 0 0
AMETEK INC COM 031100100 1 5 SH   DFND   0 0 5
AMETEK INC COM 031100100 585 4,736 SH   SOLE   4,736 0 0
MERCK & CO. INC COM 58933Y105 8 95 SH   DFND   0 0 95
MERCK & CO. INC COM 58933Y105 7 83 SH   DFND   0 0 83
MERCK & CO. INC COM 58933Y105 221 2,667 SH   SOLE   2,667 0 0
PROCTER AND GAMBLE CO COM 742718109 14 100 SH   DFND   0 0 100
PROCTER AND GAMBLE CO COM 742718109 12 88 SH   DFND   0 0 88
PROCTER AND GAMBLE CO COM 742718109 326 2,350 SH   SOLE   2,350 0 0
MCDONALDS CORP COM 580135101 6 30 SH   DFND   0 0 30
MCDONALDS CORP COM 580135101 9 41 SH   DFND   0 0 41
MCDONALDS CORP COM 580135101 2,317 10,733 SH   SOLE   10,733 0 0
JPMORGAN CHASE & CO COM 46625H100 16 120 SH   DFND   0 0 120
JPMORGAN CHASE & CO COM 46625H100 87 636 SH   DFND   0 0 636
JPMORGAN CHASE & CO COM 46625H100 177 1,302 SH   SOLE   1,302 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 45,143 226,567 SH   SOLE   226,567 0 0
NORFOLK SOUTHN CORP COM 655844108 3 10 SH   DFND   0 0 10
NORFOLK SOUTHN CORP COM 655844108 638 2,513 SH   SOLE   2,513 0 0
APPLE INC COM 037833100 86 650 SH   DFND   0 0 650
APPLE INC COM 037833100 122 925 SH   DFND   0 0 925
APPLE INC COM 037833100 3,755 28,436 SH   SOLE   28,436 0 0
ISHARES TR CORE US AGGBD ET 464287226 726 6,199 SH   SOLE   6,199 0 0
ESSENTIAL UTILS INC COM 29670G102 396 8,136 SH   SOLE   8,136 0 0
ALPHABET INC CAP STK CL A 02079K305 43 24 SH   DFND   0 0 24
ALPHABET INC CAP STK CL A 02079K305 13 7 SH   DFND   0 0 7
ALPHABET INC CAP STK CL A 02079K305 333 185 SH   SOLE   185 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 515 2,002 SH   SOLE   2,002 0 0
SPDR SER TR S&P DIVID ETF 78464A763 1,281 11,778 SH   SOLE   11,778 0 0
MASTERCARD INCORPORATED CL A 57636Q104 14 40 SH   DFND   0 0 40
MASTERCARD INCORPORATED CL A 57636Q104 23 64 SH   DFND   0 0 64
MASTERCARD INCORPORATED CL A 57636Q104 176 496 SH   SOLE   496 0 0
ISHARES TR CORE S&P TTL STK 464287150 83,888 950,249 SH   SOLE   950,249 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 297 4,870 SH   SOLE   4,870 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 205 2,344 SH   SOLE   2,344 0 0
ISHARES TR MSCI ACWI ETF 464288257 39,639 424,218 SH   SOLE   424,218 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 1,228 17,965 SH   SOLE   17,965 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 54,080 724,159 SH   SOLE   724,159 0 0
FACEBOOK INC CL A 30303M102 20 75 SH   DFND   0 0 75
FACEBOOK INC CL A 30303M102 541 2,022 SH   SOLE   2,022 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 326 7,327 SH   SOLE   7,327 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 3,935 51,921 SH   SOLE   51,921 0 0
UPWORK INC COM 91688F104 1,693 44,539 SH   SOLE   44,539 0 0