The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alexandria Real Est Eqty OTHER 015271109 3,009 18,806 SH   DFND   16,151 0 2,655
American Tower Corp Class A COMMON STOCK 029912201 3,180 13,154 SH   DFND   11,909 0 1,245
Chubb Corp COMMON STOCK 171232101 2,572 22,146 SH   DFND   21,320 0 826
Crown Castle Int'l Corp COMMON STOCK 228227104 3,379 20,297 SH   DFND   18,030 0 2,267
Digital Realty Trust Inc OTHER 253868103 2,995 20,411 SH   DFND   17,496 0 2,915
Essex Property Trust Inc OTHER 297178105 2,123 10,574 SH   DFND   9,063 0 1,511
Federal Realty Invst Tr OTHER 313747206 1,259 17,146 SH   DFND   14,906 0 2,240
Gilead Science Inc COMMON STOCK 375558103 675 10,676 SH   DFND   10,606 0 70
i-Shares Trust Russell 2000 Value OTHER 464287630 554 5,573 SH   DFND   5,573 0 0
Loral Space & Communications Inc COMMON STOCK 543881106 254 13,885 SH   DFND   13,885 0 0
Merck & Co Inc New COMMON STOCK 589331107 1,623 19,572 SH   DFND   18,896 0 676
Nestle S A ADR COMMON STOCK 641069406 4,506 37,861 SH   DFND   37,441 0 420
Schwab US Large Cap EtTF OTHER 808524201 332 4,115 SH   DFND   4,115 0 0
Schwab International OTHER 808524805 10,374 330,383 SH   DFND   305,363 0 25,020
Sun Communities OTHER 866674104 1,677 11,924 SH   DFND   10,060 0 1,864
Vanguard FTSE All World Ex US OTHER 922042718 8,761 83,209 SH   DFND   79,147 0 4,062
Vanguard Mid-Cap Value Index OTHER 922908512 6,369 62,829 SH   DFND   58,500 0 4,329
Vici Properties Inc COMMON STOCK 925652109 1,721 73,659 SH   DFND   65,360 0 8,299
Amneal Pharmaceuticals Inc Com Stk Cl A COMMON STOCK 03168L105 97 25,002 SH   DFND   25,002 0 0
Corporate Office Property Tr OTHER 22002T108 1,563 65,905 SH   DFND   58,600 0 7,305
Extra Space Storage Inc OTHER 30225T102 1,894 17,704 SH   DFND   15,567 0 2,137
First Industrial Realty Trust OTHER 32054K103 2,120 53,276 SH   DFND   46,552 0 6,724
Iron Mountain OTHER 46284V101 1,898 70,860 SH   DFND   65,065 0 5,795
Mid American Apartment Communities Inc OTHER 59522J103 2,392 20,631 SH   DFND   18,427 0 2,204
Invesco QQQ Tr Unit Ser 1 OTHER 73935A104 330 1,189 SH   DFND   1,189 0 0
QTS Realty Trust Inc OTHER 74736A103 1,369 21,720 SH   DFND   18,920 0 2,800
S B A Communications COMMON STOCK 78410G104 1,506 4,730 SH   DFND   4,110 0 620
Stag Industrial Inc COMMON STOCK 85254J102 1,574 51,639 SH   DFND   44,713 0 6,926
Marriott Internatl Inc Class A New Frac (W) COMMON STOCK FHB903208 0 11,935 SH   DFND   11,935 0 0
Hansard Global PLC Douglas Shs COMMON STOCK G4329M100 9 16,956 SH   DFND   16,956 0 0
Willis Towers Watson Pub Ltd Co Com Usd0 COMMON STOCK G96629103 209 1,000 SH   DFND   1,000 0 0
ZOETIS INC COMMON STOCK 98978V103 627 3,790 SH   DFND   646 0 3,144
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 685 5,030 SH   DFND   4,340 0 690
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 177 1,300 SH   OTR   1,300 0 0
YUM! BRANDS INC COMMON STOCK 988498101 204 2,234 SH   DFND   2,223 0 11
YUM! BRANDS INC COMMON STOCK 988498101 7 80 SH   OTR   80 0 0
XYLEM INC-W/I COMMON STOCK 98419M100 217 2,578 SH   DFND   804 0 1,774
XILINX INC COMMON STOCK 983919101 35 340 SH   DFND   335 0 5
XILINX INC COMMON STOCK 983919101 304 2,920 SH   OTR   2,920 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 410 5,943 SH   DFND   5,644 0 299
XCEL ENERGY INC COMMON STOCK 98389B100 25 360 SH   OTR   360 0 0
WEYERHAEUSER CO REIT OTHER 962166104 264 9,245 SH   DFND   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 25 879 SH   OTR   0 0 0
WELLTOWER INC REIT OTHER 95040Q104 2,828 51,339 SH   DFND   37,555 0 5,343
WELLTOWER INC REIT OTHER 95040Q104 11 200 SH   OTR   0 0 0
WELLS FARGO & CO COMMON STOCK 949746101 1,034 44,001 SH   DFND   43,968 0 33
WELLS FARGO & CO COMMON STOCK 949746101 402 17,100 SH   OTR   17,100 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 424 4,377 SH   DFND   676 0 3,701
WEC ENERGY GROUP INC COMMON STOCK 92939U106 168 1,734 SH   OTR   1,734 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 19,826 175,189 SH   DFND   174,019 0 1,170
WASTE MANAGEMENT INC COMMON STOCK 94106L109 1,944 17,175 SH   OTR   17,175 0 0
WALMART INC COMMON STOCK 931142103 9,037 64,589 SH   DFND   63,910 0 679
WALMART INC COMMON STOCK 931142103 536 3,830 SH   OTR   3,830 0 0
VISA INC CL A COMMON STOCK 92826C839 15,943 79,725 SH   DFND   75,582 0 4,143
VISA INC CL A COMMON STOCK 92826C839 643 3,216 SH   OTR   3,216 0 0
VIACOMCBS INC CL B COMMON STOCK 92556H206 3,489 124,566 SH   DFND   107,855 14,980 1,731
VIACOMCBS INC CL B COMMON STOCK 92556H206 59 2,097 SH   OTR   2,097 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 21,171 355,869 SH   DFND   349,800 0 6,069
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,493 41,905 SH   OTR   38,055 410 3,440
VANGUARD VALUE ETF OTHER 922908744 708 6,771 SH   DFND   75 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 264 1,550 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,591 18,043 SH   DFND   990 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 22 250 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 43,167 280,669 SH   DFND   2,023 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 2,397 15,582 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 6,803 61,489 SH   DFND   6,480 0 638
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 1,512 13,665 SH   OTR   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 12,365 57,528 SH   DFND   18,558 0 2,247
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 2,463 11,458 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 25,966 312,653 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 1,411 16,993 SH   OTR   0 0 0
VANGUARD S&P 500 GROWTH ETF OTHER 921932505 980 4,700 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 68,137 221,475 SH   DFND   790 0 0
VANGUARD S&P 500 ETF OTHER 922908363 4,742 15,414 SH   OTR   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 5,901 74,731 SH   DFND   18,574 0 1,620
VANGUARD REAL ESTATE ETF OTHER 922908553 195 2,474 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 1,361 8,703 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 125 800 SH   OTR   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 14,789 158,207 SH   DFND   95 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 575 6,155 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 239 2,496 SH   DFND   32 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 372 1,194 SH   DFND   70 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 31 100 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 35,697 202,527 SH   DFND   188 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 1,606 9,112 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 3,789 46,815 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 179 2,212 SH   OTR   0 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 26,366 129,245 SH   DFND   60 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 939 4,605 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736 915 4,022 SH   DFND   180 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 29,648 565,474 SH   DFND   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 1,415 26,990 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 28,762 665,179 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1,824 42,181 SH   OTR   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 1,308 31,981 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 398 9,725 SH   OTR   0 0 0
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 250 4,968 SH   DFND   365 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 434 3,370 SH   DFND   0 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 89 12,947 SH   DFND   12,947 0 0
V.F. CORP COMMON STOCK 918204108 12,974 184,690 SH   DFND   183,674 0 1,016
V.F. CORP COMMON STOCK 918204108 1,811 25,776 SH   OTR   25,076 0 700
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 1,052 17,718 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 92 1,550 SH   OTR   0 0 0
US BANCORP NEW COMMON STOCK 902973304 2,606 72,684 SH   DFND   68,610 0 4,074
US BANCORP NEW COMMON STOCK 902973304 700 19,533 SH   OTR   19,533 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 10,953 35,132 SH   DFND   32,088 0 3,044
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 185 592 SH   OTR   592 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 2,231 13,390 SH   DFND   13,029 0 361
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 11 65 SH   OTR   65 0 0
UNION PAC CORP COMMON STOCK 907818108 49,857 253,248 SH   DFND   250,754 0 2,494
UNION PAC CORP COMMON STOCK 907818108 2,073 10,530 SH   OTR   10,530 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 215 3,484 SH   DFND   500 0 2,984
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 466 7,720 SH   DFND   5,197 0 2,523
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 72 1,200 SH   OTR   1,200 0 0
UMH PROPERTIES INC REIT OTHER 903002103 988 72,951 SH   DFND   0 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 10,263 269,725 SH   DFND   265,250 0 4,475
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 792 20,810 SH   OTR   20,810 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 895 8,275 SH   DFND   8,020 0 255
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 67 620 SH   OTR   620 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 10,949 90,301 SH   DFND   90,297 0 4
TRANE TECHNOLOGIES PLC OTHER G8994E103 606 5,000 SH   OTR   5,000 0 0
TOTAL SE SPONS COMMON STOCK 89151E109 1,331 38,809 SH   DFND   38,809 0 0
TOTAL SE SPONS COMMON STOCK 89151E109 55 1,600 SH   OTR   1,600 0 0
TJX COS INC COMMON STOCK 872540109 20,812 373,980 SH   DFND   370,209 0 3,771
TJX COS INC COMMON STOCK 872540109 1,464 26,314 SH   OTR   26,314 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 12,713 28,792 SH   DFND   27,716 0 1,076
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 327 740 SH   OTR   740 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 796 5,553 SH   DFND   5,125 0 428
TEXTRON INC COMMON STOCK 883203101 279 7,717 SH   DFND   7,700 0 17
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 8,192 57,372 SH   DFND   53,964 0 3,408
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 174 1,220 SH   OTR   1,220 0 0
TESLA INC COMMON STOCK 88160R101 1,602 3,735 SH   DFND   3,735 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 2,606 22,331 SH   DFND   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,060 9,083 SH   OTR   0 0 0
TE CONNECTIVITY LIMITED OTHER H84989104 7,402 75,735 SH   DFND   75,009 0 726
TE CONNECTIVITY LIMITED OTHER H84989104 382 3,908 SH   OTR   3,908 0 0
TARGET CORP COMMON STOCK 87612E106 1,988 12,628 SH   DFND   12,036 0 592
TARGET CORP COMMON STOCK 87612E106 275 1,749 SH   OTR   1,749 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 325 4,015 SH   DFND   680 0 3,335
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 561 4,376 SH   DFND   4,302 0 74
SYSCO CORP COMMON STOCK 871829107 10,292 165,418 SH   DFND   162,779 0 2,639
SYSCO CORP COMMON STOCK 871829107 1,477 23,742 SH   OTR   22,217 1,050 475
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 1,771 7,360 SH   DFND   7,356 0 4
SUMITOMO MITSUI FINL GROUP SPO COMMON STOCK 86562M209 58 10,456 SH   DFND   0 0 10,456
STRYKER CORPORATION COMMON STOCK 863667101 13,659 65,553 SH   DFND   65,246 0 307
STRYKER CORPORATION COMMON STOCK 863667101 432 2,072 SH   OTR   2,072 0 0
STATE STREET CORP COMMON STOCK 857477103 232 3,911 SH   DFND   1,177 0 2,734
STARBUCKS CORP COMMON STOCK 855244109 10,165 118,316 SH   DFND   114,697 0 3,619
STARBUCKS CORP COMMON STOCK 855244109 1,290 15,014 SH   OTR   15,014 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 22,795 67,275 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,402 4,137 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 5,964 64,544 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,453 15,724 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 35,588 106,267 SH   DFND   1,086 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,992 8,935 SH   OTR   0 0 0
SPDR GOLD TRUST OTHER 78463V107 577 3,255 SH   DFND   890 0 0
SPDR GOLD TRUST OTHER 78463V107 35 200 SH   OTR   0 0 0
SPDR DJIA TRUST OTHER 78467X109 287 1,036 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 572 22,127 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 34 1,300 SH   OTR   0 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 893 16,469 SH   DFND   15,861 0 608
SOUTHERN COMPANY COMMON STOCK 842587107 345 6,370 SH   OTR   6,370 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 1,281 8,805 SH   DFND   8,805 0 0
SIMON PROPERTY GROUP INC REIT OTHER 828806109 1,350 20,870 SH   DFND   0 0 0
SIMON PROPERTY GROUP INC REIT OTHER 828806109 61 941 SH   OTR   0 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 441 633 SH   DFND   453 0 180
SERVICENOW INC COMMON STOCK 81762P102 988 2,037 SH   DFND   1,337 0 700
SELECTIVE INS GROUP INC COMMON STOCK 816300107 584 11,350 SH   DFND   11,350 0 0
SCOTTS MIRACLE-GRO COMPANY CL COMMON STOCK 810186106 283 1,850 SH   DFND   1,850 0 0
SCHWAB US LARGE CAP VALUE OTHER 808524409 445 8,533 SH   DFND   0 0 0
SCHLUMBERGER LTD OTHER 806857108 816 52,441 SH   DFND   50,311 0 2,130
SCHLUMBERGER LTD OTHER 806857108 149 9,576 SH   OTR   8,576 0 1,000
SAP SE SPONS ADR COMMON STOCK 803054204 585 3,752 SH   DFND   1,111 0 2,641
SANOFI SPONS ADR COMMON STOCK 80105N105 223 4,450 SH   DFND   1,928 0 2,522
SALESFORCE.COM COMMON STOCK 79466L302 4,485 17,845 SH   DFND   14,964 0 2,881
S&P GLOBAL INC COMMON STOCK 78409V104 1,369 3,796 SH   DFND   3,496 0 300
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 225 9,315 SH   DFND   8,209 0 1,106
ROSS STORES INC COMMON STOCK 778296103 296 3,175 SH   DFND   1,256 0 1,919
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 7,268 32,933 SH   DFND   32,801 0 132
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 848 1,516 SH   DFND   1,095 0 421
REALTY INCOME CORP REIT OTHER 756109104 3,162 52,047 SH   DFND   32,992 0 4,812
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 10,922 189,821 SH   DFND   176,024 0 13,797
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 1,308 22,736 SH   OTR   22,236 0 500
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 301 2,630 SH   DFND   2,150 0 480
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 698 6,100 SH   OTR   5,900 0 200
QUALCOMM INC COMMON STOCK 747525103 15,639 132,892 SH   DFND   131,621 0 1,271
QUALCOMM INC COMMON STOCK 747525103 2,850 24,219 SH   OTR   23,219 0 1,000
PULTE GROUP INC COMMON STOCK 745867101 228 4,921 SH   DFND   4,671 0 250
PUBLIC STORAGE INC REIT OTHER 74460D109 336 1,509 SH   DFND   0 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 22 100 SH   OTR   0 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 6,408 116,697 SH   DFND   113,679 0 3,018
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 776 14,138 SH   OTR   14,138 0 0
PTC INC COMMON STOCK 69370C100 430 5,195 SH   DFND   5,195 0 0
PTC INC COMMON STOCK 69370C100 283 3,420 SH   OTR   3,420 0 0
PROLOGIS INC REIT OTHER 74340W103 3,289 32,685 SH   DFND   27,121 0 4,022
PROLOGIS INC REIT OTHER 74340W103 49 491 SH   OTR   0 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 35,012 251,904 SH   DFND   249,051 0 2,853
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,877 42,284 SH   OTR   40,084 360 1,840
PPL CORPORATION COMMON STOCK 69351T106 578 21,230 SH   DFND   21,208 0 22
PPL CORPORATION COMMON STOCK 69351T106 47 1,740 SH   OTR   1,740 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 411 3,365 SH   DFND   3,120 0 245
PPG INDUSTRIES INC COMMON STOCK 693506107 229 1,875 SH   OTR   1,875 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 19,355 176,102 SH   DFND   173,575 0 2,527
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 934 8,499 SH   OTR   8,499 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 2,248 23,966 SH   DFND   0 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 5,121 68,291 SH   DFND   66,554 0 1,737
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 284 3,790 SH   OTR   3,725 0 65
PFIZER INC COMMON STOCK 717081103 9,818 267,538 SH   DFND   248,890 0 18,648
PFIZER INC COMMON STOCK 717081103 701 19,093 SH   OTR   19,093 0 0
PERFORMANCE FOOD GROUP CO COMMON STOCK 71377A103 298 8,600 SH   DFND   8,600 0 0
PEPSICO INC COMMON STOCK 713448108 43,258 312,103 SH   DFND   308,927 0 3,176
PEPSICO INC COMMON STOCK 713448108 4,888 35,265 SH   OTR   32,765 0 2,500
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 8,720 575,598 SH   DFND   292,175 0 283,423
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 2,861 188,852 SH   OTR   175,282 0 13,570
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 51,132 259,513 SH   DFND   254,623 0 4,890
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 2,459 12,482 SH   OTR   12,482 0 0
PAYCHEX INC COMMON STOCK 704326107 436 5,460 SH   DFND   5,138 0 322
PARTY CITY HOLDCO INC COMMON STOCK 702149105 26 10,000 SH   DFND   10,000 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 15,370 140,945 SH   DFND   140,938 0 7
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 4,802 76,926 SH   DFND   69,595 0 7,331
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 453 7,250 SH   OTR   7,000 0 250
ORACLE CORPORATION COMMON STOCK 68389X105 18,114 303,423 SH   DFND   298,487 0 4,936
ORACLE CORPORATION COMMON STOCK 68389X105 461 7,716 SH   OTR   7,716 0 0
OGE ENERGY CORP COMMON STOCK 670837103 288 9,600 SH   DFND   0 0 9,600
NVIDIA CORP COMMON STOCK 67066G104 2,106 3,891 SH   DFND   3,369 0 522
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 72 5,325 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 143 10,600 SH   OTR   0 0 0
NUCOR CORP COMMON STOCK 670346105 3,708 82,666 SH   DFND   81,929 0 737
NUCOR CORP COMMON STOCK 670346105 341 7,600 SH   OTR   7,600 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 239 3,439 SH   DFND   3,135 0 304
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 8,476 97,470 SH   DFND   92,671 876 3,923
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 327 3,757 SH   OTR   3,757 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 344 1,090 SH   DFND   878 0 212
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 16 50 SH   OTR   50 0 0
NORTHERN TR CORP COMMON STOCK 665859104 205 2,635 SH   DFND   2,635 0 0
NORTHERN TR CORP COMMON STOCK 665859104 99 1,275 SH   OTR   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 618 2,885 SH   DFND   2,604 0 281
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 556 2,600 SH   OTR   2,600 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 9,019 71,840 SH   DFND   69,119 0 2,721
NIKE INC-CLASS B COMMON STOCK 654106103 342 2,721 SH   OTR   2,721 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 23,361 84,167 SH   DFND   83,553 0 614
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,363 4,910 SH   OTR   4,910 0 0
NEWMARK GROUP INC CL A COMMON STOCK 65158N102 87 20,177 SH   DFND   20,177 0 0
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 312 11,561 SH   DFND   11,561 0 0
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 38 1,400 SH   OTR   1,400 0 0
NETFLIX INC COMMON STOCK 64110L106 537 1,073 SH   DFND   685 0 388
NATIONAL BEVERAGE CORP COMMON STOCK 635017106 4,081 60,000 SH   DFND   60,000 0 0
NASDAQ INC COMMON STOCK 631103108 220 1,792 SH   DFND   0 0 1,792
MORGAN STANLEY COMMON STOCK 617446448 6,760 139,817 SH   DFND   138,035 0 1,782
MORGAN STANLEY COMMON STOCK 617446448 46 950 SH   OTR   350 0 600
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 984 17,118 SH   DFND   16,370 0 748
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 151 2,622 SH   OTR   2,622 0 0
MICROSOFT CORP COMMON STOCK 594918104 61,774 293,701 SH   DFND   282,390 0 11,311
MICROSOFT CORP COMMON STOCK 594918104 4,778 22,716 SH   OTR   22,716 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 341 7,256 SH   DFND   5,740 0 1,516
MICRON TECHNOLOGY INC COMMON STOCK 595112103 35 750 SH   OTR   750 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 1,126 10,962 SH   DFND   9,796 0 1,166
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 76 737 SH   OTR   737 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 699 24,983 SH   DFND   0 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 101 3,600 SH   OTR   0 0 0
METLIFE INC COMMON STOCK 59156R108 810 21,787 SH   DFND   21,012 0 775
METLIFE INC COMMON STOCK 59156R108 329 8,845 SH   OTR   8,845 0 0
MERCK & CO INC COMMON STOCK 58933Y105 43,421 523,459 SH   DFND   518,379 0 5,080
MERCK & CO INC COMMON STOCK 58933Y105 5,191 62,580 SH   OTR   62,400 0 180
MEDTRONIC PLC OTHER G5960L103 5,106 49,140 SH   DFND   44,555 0 4,585
MEDTRONIC PLC OTHER G5960L103 150 1,443 SH   OTR   1,443 0 0
MCDONALDS CORP COMMON STOCK 580135101 22,148 100,908 SH   DFND   99,674 0 1,234
MCDONALDS CORP COMMON STOCK 580135101 3,565 16,244 SH   OTR   16,244 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 1,428 7,357 SH   DFND   7,017 0 340
MCCORMICK & CO INC COMMON STOCK 579780206 1,414 7,285 SH   OTR   7,285 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 2,211 6,537 SH   DFND   4,402 0 2,135
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 5,406 22,969 SH   DFND   22,674 0 295
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 530 2,250 SH   OTR   2,250 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 230 2,004 SH   DFND   0 0 2,004
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 206 2,226 SH   DFND   1,586 0 640
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 14 150 SH   OTR   150 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 72 2,440 SH   DFND   1,400 0 1,040
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 205 6,970 SH   OTR   6,970 0 0
M & T BANK CORP COMMON STOCK 55261F104 597 6,486 SH   DFND   6,486 0 0
LOWES COS INC COMMON STOCK 548661107 20,371 122,821 SH   DFND   120,991 0 1,830
LOWES COS INC COMMON STOCK 548661107 2,284 13,768 SH   OTR   13,768 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 731 1,908 SH   DFND   1,596 0 312
LOCKHEED MARTIN CORP COMMON STOCK 539830109 19 50 SH   OTR   50 0 0
LINDE PLC OTHER G5494J103 2,322 9,753 SH   DFND   8,800 0 953
LINDE PLC OTHER G5494J103 210 881 SH   OTR   881 0 0
LILLY ELI & CO COMMON STOCK 532457108 8,622 58,247 SH   DFND   56,430 0 1,817
LILLY ELI & CO COMMON STOCK 532457108 1,177 7,950 SH   OTR   7,950 0 0
LAZARD LTD CL A OTHER G54050102 321 9,701 SH   DFND   9,701 0 0
LAZARD LTD CL A OTHER G54050102 7 200 SH   OTR   200 0 0
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 3,689 16,904 SH   DFND   16,687 0 217
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 140 640 SH   OTR   640 0 0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 19,198 101,970 SH   DFND   101,566 0 404
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 780 4,144 SH   OTR   4,144 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 3,501 20,615 SH   DFND   20,037 0 578
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 429 2,525 SH   OTR   2,525 0 0
KROGER CO COMMON STOCK 501044101 464 13,680 SH   DFND   7,229 0 6,451
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,202 8,138 SH   DFND   7,515 0 623
KIMBERLY CLARK CORP COMMON STOCK 494368103 273 1,846 SH   OTR   1,500 0 346
KEYCORP COMMON STOCK 493267108 2,566 215,088 SH   DFND   212,740 0 2,348
KEYCORP COMMON STOCK 493267108 352 29,529 SH   OTR   29,529 0 0
KELLOGG CO COMMON STOCK 487836108 384 5,944 SH   DFND   5,930 0 14
KANSAS CITY SOUTHERN COMMON STOCK 485170302 460 2,544 SH   DFND   2,400 0 144
KANSAS CITY SOUTHERN COMMON STOCK 485170302 90 500 SH   OTR   500 0 0
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 7,570 149,025 SH   DFND   23,750 0 2,960
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 4,032 79,377 SH   OTR   0 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 40,029 415,801 SH   DFND   405,246 0 10,555
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,515 46,899 SH   OTR   45,899 0 1,000
JOHNSON & JOHNSON COMMON STOCK 478160104 49,027 329,310 SH   DFND   324,517 0 4,793
JOHNSON & JOHNSON COMMON STOCK 478160104 4,978 33,434 SH   OTR   33,034 0 400
JM SMUCKER CO COMMON STOCK 832696405 553 4,787 SH   DFND   3,988 0 799
JM SMUCKER CO COMMON STOCK 832696405 150 1,300 SH   OTR   1,300 0 0
ITAU UNIBANCO HOLDING SPONS AD COMMON STOCK 465562106 67 16,732 SH   DFND   0 0 16,732
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 876 15,956 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 13 230 SH   OTR   0 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 576 3,262 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 578 4,724 SH   DFND   20 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 9,368 83,310 SH   DFND   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 1,417 12,599 SH   OTR   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 8,783 38,010 SH   DFND   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 1,846 7,988 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 2,045 25,298 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,432 17,709 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 3,398 19,657 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 2,209 12,776 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 2,307 40,209 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 34 600 SH   OTR   0 0 0
ISHARES RUSSELL 3000 ETF OTHER 464287689 274 1,400 SH   DFND   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 1,357 9,062 SH   DFND   5,951 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,237 10,474 SH   DFND   5,053 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 247 2,088 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 3,066 14,135 SH   DFND   2,373 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 588 2,710 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,177 6,290 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 80 425 SH   OTR   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 4,306 118,125 SH   DFND   2,500 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 360 9,888 SH   OTR   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,373 11,840 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 4,874 35,996 SH   DFND   120 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 1,590 11,745 SH   OTR   0 0 0
ISHARES MSCI USA MIN VOL FACTO OTHER 46429B697 371 5,827 SH   DFND   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 304 10,869 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,500 34,021 SH   DFND   6,733 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 180 4,090 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 399 6,760 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 3,539 55,590 SH   DFND   11,038 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 82 1,292 SH   OTR   0 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 320 11,665 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 135 1,000 SH   DFND   0 0 0
ISHARES IBOXX INV GRD CORP BON OTHER 464287242 66 491 SH   OTR   0 0 0
ISHARES DJ US TECHNOLOGY SEC E OTHER 464287721 301 1,000 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 1,948 23,892 SH   DFND   520 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 86 1,055 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 401 3,396 SH   DFND   143 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 52 443 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 2,950 42,011 SH   DFND   302 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 35 496 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 1,259 6,796 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 61 330 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 3,406 10,135 SH   DFND   879 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 6,911 130,890 SH   DFND   119,396 0 7,713
ISHARES CORE MSCI EMERGING OTHER 46434G103 48 914 SH   OTR   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 450 7,463 SH   DFND   2,110 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 86 1,420 SH   OTR   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 171 1,349 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 90 715 SH   OTR   0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 355 4,103 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 9,264 85,686 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 406 3,755 SH   OTR   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 96,271 346,499 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 3,524 12,685 SH   OTR   0 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 519 732 SH   DFND   350 0 382
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 64 90 SH   OTR   90 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 8,010 65,834 SH   DFND   64,627 128 1,079
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,151 9,458 SH   OTR   9,108 0 350
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 3,652 219,059 SH   DFND   216,298 0 2,761
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 325 19,525 SH   OTR   19,525 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 9,839 242,710 SH   DFND   241,940 0 770
INTERNATIONAL PAPER CO COMMON STOCK 460146103 462 11,402 SH   OTR   11,402 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 4,130 41,284 SH   DFND   39,649 0 1,635
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 26 260 SH   OTR   260 0 0
INTEL CORP COMMON STOCK 458140100 21,911 423,157 SH   DFND   419,290 0 3,867
INTEL CORP COMMON STOCK 458140100 2,210 42,685 SH   OTR   41,795 890 0
INGERSOLL-RAND INC COMMON STOCK 45687V106 2,893 81,272 SH   DFND   81,272 0 0
INGERSOLL-RAND INC COMMON STOCK 45687V106 170 4,783 SH   OTR   4,783 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 569 41,209 SH   DFND   35,440 0 5,769
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 727 9,446 SH   DFND   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 10 125 SH   OTR   0 0 0
IMMUNOMEDICS INC COMMON STOCK 452907108 383 4,500 SH   DFND   4,500 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2,950 15,266 SH   DFND   15,008 0 258
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 735 3,803 SH   OTR   3,303 0 500
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 187 20,373 SH   DFND   11,552 4,114 4,707
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 9,840 59,775 SH   DFND   56,498 0 3,277
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 2,107 12,799 SH   OTR   12,798 0 1
HOME DEPOT INC COMMON STOCK 437076102 39,452 142,062 SH   DFND   139,441 0 2,621
HOME DEPOT INC COMMON STOCK 437076102 3,717 13,385 SH   OTR   12,385 0 1,000
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 2,356 90,641 SH   DFND   55,690 0 6,711
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 49 1,880 SH   OTR   0 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 1,671 15,837 SH   DFND   0 0 2,700
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 272 2,575 SH   OTR   0 0 0
HALOZYME THERAPEUTICS INC COMMON STOCK 40637H109 131 5,000 SH   DFND   5,000 0 0
HALOZYME THERAPEUTICS INC COMMON STOCK 40637H109 105 4,000 SH   OTR   4,000 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 939 4,672 SH   DFND   4,445 0 227
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 260 1,295 SH   OTR   1,295 0 0
GOGO INC COMMON STOCK 38046C109 92 10,000 SH   DFND   10,000 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 426 11,323 SH   DFND   10,435 0 888
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 225 5,980 SH   OTR   5,980 0 0
GENUINE PARTS CO COMMON STOCK 372460105 6,867 72,151 SH   DFND   71,390 0 761
GENUINE PARTS CO COMMON STOCK 372460105 293 3,077 SH   OTR   3,077 0 0
GENERAL MLS INC COMMON STOCK 370334104 3,300 53,502 SH   DFND   52,732 0 770
GENERAL MLS INC COMMON STOCK 370334104 681 11,040 SH   OTR   10,200 660 180
GENERAL ELECTRIC CORP COMMON STOCK 369604103 514 82,465 SH   DFND   76,465 0 6,000
GENERAL ELECTRIC CORP COMMON STOCK 369604103 318 51,114 SH   OTR   51,114 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 13,239 95,641 SH   DFND   94,925 0 716
GENERAL DYNAMICS CORP COMMON STOCK 369550108 184 1,330 SH   OTR   1,330 0 0
GARTNER INC CL A COMMON STOCK 366651107 238 1,905 SH   DFND   0 0 1,905
GABELLI EQUITY TR INC OTHER 362397101 68 13,449 SH   DFND   0 0 0
FORTIVE CORP COMMON STOCK 34959J108 662 8,687 SH   DFND   8,231 0 456
FORTIVE CORP COMMON STOCK 34959J108 291 3,821 SH   OTR   3,821 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 306 45,976 SH   DFND   45,976 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 73 11,000 SH   OTR   11,000 0 0
FNF GROUP COMMON STOCK 31620R303 2,169 69,276 SH   DFND   69,124 0 152
FISERV INC COMMON STOCK 337738108 755 7,325 SH   DFND   6,511 0 814
FIRST TRUST LARGE CAP CORE A OTHER 33734K109 461 7,301 SH   DFND   0 0 0
FIRST SOLAR INC COMMON STOCK 336433107 214 3,230 SH   DFND   3,230 0 0
FIRST SOLAR INC COMMON STOCK 336433107 20 300 SH   OTR   150 0 150
FIRST REPUBLIC BANK COMMON STOCK 33616C100 5,536 50,759 SH   DFND   50,261 0 498
FIRST REPUBLIC BANK COMMON STOCK 33616C100 251 2,300 SH   OTR   2,300 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 3,003 124,790 SH   DFND   106,689 0 3,132
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 4 160 SH   OTR   0 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 8,060 32,047 SH   DFND   31,649 0 398
FEDEX CORPORATION COMMON STOCK 31428X106 1,408 5,596 SH   OTR   5,596 0 0
FASTENAL CO COMMON STOCK 311900104 3,389 75,150 SH   DFND   75,123 0 27
FASTENAL CO COMMON STOCK 311900104 54 1,195 SH   OTR   1,195 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 16,579 63,303 SH   DFND   57,524 0 5,779
FACEBOOK INC-A COMMON STOCK 30303M102 916 3,498 SH   OTR   3,498 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 19,306 562,360 SH   DFND   542,502 0 19,858
EXXON MOBIL CORP COMMON STOCK 30231G102 2,223 64,743 SH   OTR   64,612 0 131
EQUIFAX INC COMMON STOCK 294429105 287 1,830 SH   DFND   1,700 0 130
EQUIFAX INC COMMON STOCK 294429105 102 650 SH   OTR   650 0 0
EOG RES INC COMMON STOCK 26875P101 213 5,915 SH   DFND   5,646 0 269
EOG RES INC COMMON STOCK 26875P101 73 2,026 SH   OTR   2,026 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 262 16,616 SH   DFND   15,547 0 1,069
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 594 19,834 SH   DFND   0 0 509
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 18 600 SH   OTR   0 0 0
EMERSON ELEC CO COMMON STOCK 291011104 3,878 59,147 SH   DFND   58,274 0 873
EMERSON ELEC CO COMMON STOCK 291011104 469 7,154 SH   OTR   7,154 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 425 3,262 SH   DFND   2,892 0 370
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 2,280 28,557 SH   DFND   28,406 0 151
ECOLAB INC COMMON STOCK 278865100 4,414 22,088 SH   DFND   21,526 0 562
ECOLAB INC COMMON STOCK 278865100 41 206 SH   OTR   206 0 0
EATON CORP PLC OTHER G29183103 461 4,521 SH   DFND   2,685 0 1,836
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 3,958 71,344 SH   DFND   68,418 0 2,926
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 457 8,239 SH   OTR   8,175 0 64
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 404 4,930 SH   DFND   4,930 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,475 16,653 SH   DFND   16,342 0 311
DUKE ENERGY CORP COMMON STOCK 26441C204 437 4,931 SH   OTR   4,931 0 0
DOW INC COMMON STOCK 260557103 4,012 85,270 SH   DFND   83,131 0 2,139
DOW INC COMMON STOCK 260557103 407 8,659 SH   OTR   8,595 0 64
DOVER CORP COMMON STOCK 260003108 605 5,583 SH   DFND   5,105 0 478
DOMINION ENERGY INC COMMON STOCK 25746U109 7,422 94,035 SH   DFND   93,491 0 544
DOMINION ENERGY INC COMMON STOCK 25746U109 1,390 17,612 SH   OTR   17,612 0 0
DOLLAR GENERAL CORP COMMON STOCK 256677105 12,068 57,572 SH   DFND   55,650 0 1,922
DISNEY WALT CO NEW COMMON STOCK 254687106 27,133 218,672 SH   DFND   217,255 0 1,417
DISNEY WALT CO NEW COMMON STOCK 254687106 3,708 29,881 SH   OTR   29,181 0 700
DISCOVER FINL SVCS COMMON STOCK 254709108 125 2,163 SH   DFND   2,102 0 61
DISCOVER FINL SVCS COMMON STOCK 254709108 85 1,475 SH   OTR   475 0 1,000
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 992 104,897 SH   DFND   104,897 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 149 15,775 SH   OTR   15,775 0 0
DEERE & CO COMMON STOCK 244199105 3,828 17,274 SH   DFND   16,462 0 812
DEERE & CO COMMON STOCK 244199105 78 350 SH   OTR   350 0 0
DANAHER CORP COMMON STOCK 235851102 13,352 62,009 SH   DFND   61,325 0 684
DANAHER CORP COMMON STOCK 235851102 2,374 11,023 SH   OTR   10,623 0 400
CVS HEALTH CORP COMMON STOCK 126650100 11,298 193,462 SH   DFND   190,015 0 3,447
CVS HEALTH CORP COMMON STOCK 126650100 746 12,774 SH   OTR   12,774 0 0
CUMMINS INC COMMON STOCK 231021106 9,021 42,723 SH   DFND   41,657 0 1,066
CUMMINS INC COMMON STOCK 231021106 1,097 5,197 SH   OTR   5,048 89 60
CSX CORP COMMON STOCK 126408103 272 3,508 SH   DFND   3,003 0 505
CSX CORP COMMON STOCK 126408103 1,459 18,785 SH   OTR   18,785 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 2,419 14,526 SH   DFND   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 306 1,840 SH   OTR   0 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 28,987 81,653 SH   DFND   80,326 0 1,327
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 4,305 12,128 SH   OTR   11,123 315 690
CORTEVA INC COMMON STOCK 22052L104 1,182 41,029 SH   DFND   39,211 0 1,818
CORTEVA INC COMMON STOCK 22052L104 162 5,629 SH   OTR   5,565 0 64
CORNING INC COMMON STOCK 219350105 371 11,460 SH   DFND   10,560 0 900
CORNING INC COMMON STOCK 219350105 1,563 48,220 SH   OTR   48,220 0 0
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 546 8,525 SH   DFND   0 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 6,235 42,416 SH   DFND   38,994 0 581
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 2,085 11,002 SH   DFND   11,002 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 121 640 SH   OTR   640 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 848 10,903 SH   DFND   10,700 0 203
CONOCOPHILLIPS COMMON STOCK 20825C104 548 16,686 SH   DFND   14,109 0 2,577
CONOCOPHILLIPS COMMON STOCK 20825C104 68 2,078 SH   OTR   2,078 0 0
COMERICA INC COMMON STOCK 200340107 912 23,853 SH   DFND   23,680 0 173
COMERICA INC COMMON STOCK 200340107 57 1,488 SH   OTR   1,488 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 5,873 126,965 SH   DFND   120,265 0 6,700
COMCAST CORP-CL A COMMON STOCK 20030N101 162 3,494 SH   OTR   3,494 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,712 35,154 SH   DFND   35,137 0 17
COLGATE PALMOLIVE CO COMMON STOCK 194162103 251 3,250 SH   OTR   3,250 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 82 1,180 SH   DFND   544 0 636
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 152 2,184 SH   OTR   2,184 0 0
COCA COLA CO COMMON STOCK 191216100 4,865 98,551 SH   DFND   92,337 0 6,214
COCA COLA CO COMMON STOCK 191216100 680 13,767 SH   OTR   13,767 0 0
CLOROX COMPANY COMMON STOCK 189054109 1,090 5,184 SH   DFND   5,181 0 3
CLOROX COMPANY COMMON STOCK 189054109 126 600 SH   OTR   600 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 2,609 103,201 SH   DFND   101,684 0 1,517
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 209 8,275 SH   OTR   8,275 0 0
CITIGROUP INC COMMON STOCK 172967424 186 4,307 SH   DFND   2,839 43 1,425
CITIGROUP INC COMMON STOCK 172967424 19 450 SH   OTR   450 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 17,304 439,294 SH   DFND   433,347 0 5,947
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,906 48,392 SH   OTR   47,492 0 900
CIGNA CORP COMMON STOCK 125523100 590 3,480 SH   DFND   2,667 0 813
CIGNA CORP COMMON STOCK 125523100 150 888 SH   OTR   767 0 121
CHURCH & DWIGHT INC COMMON STOCK 171340102 4,966 52,995 SH   DFND   51,511 0 1,484
CHURCH & DWIGHT INC COMMON STOCK 171340102 133 1,420 SH   OTR   0 880 540
CHUBB LTD OTHER H1467J104 798 6,874 SH   DFND   6,262 0 612
CHUBB LTD OTHER H1467J104 400 3,445 SH   OTR   2,573 120 752
CHEVRON CORPORATION COMMON STOCK 166764100 22,695 315,205 SH   DFND   312,414 0 2,791
CHEVRON CORPORATION COMMON STOCK 166764100 2,505 34,791 SH   OTR   34,371 0 420
CHECK POINT SOFTWARE TECH LT O OTHER M22465104 4,923 40,906 SH   DFND   38,817 0 2,089
CHECK POINT SOFTWARE TECH LT O OTHER M22465104 254 2,110 SH   OTR   2,110 0 0
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 207 332 SH   DFND   329 0 3
CHARLES SCHWAB CORP COMMON STOCK 808513105 10,130 279,609 SH   DFND   276,761 0 2,848
CHARLES SCHWAB CORP COMMON STOCK 808513105 766 21,144 SH   OTR   21,144 0 0
CHARLES RIVER LABORATORIES INT COMMON STOCK 159864107 212 935 SH   DFND   0 0 935
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 151 3,473 SH   DFND   3,473 0 0
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 73 1,666 SH   OTR   1,666 0 0
CATERPILLAR INC COMMON STOCK 149123101 5,570 37,346 SH   DFND   34,997 0 2,349
CATERPILLAR INC COMMON STOCK 149123101 1,125 7,546 SH   OTR   7,471 0 75
CARRIER GLOBAL CORP COMMON STOCK 14448C104 4,697 153,808 SH   DFND   139,803 0 14,005
CARRIER GLOBAL CORP COMMON STOCK 14448C104 465 15,214 SH   OTR   14,714 0 500
CARDINAL HEALTH INC COMMON STOCK 14149Y108 208 4,426 SH   DFND   4,426 0 0
BROADCOM INC COMMON STOCK 11135F101 1,310 3,595 SH   DFND   3,088 0 507
BROADCOM INC COMMON STOCK 11135F101 26 70 SH   OTR   70 0 0
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 188 83,851 SH   DFND   83,818 0 33
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 50 22,054 SH   OTR   21,804 0 250
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 29,727 493,067 SH   DFND   485,265 0 7,802
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,711 61,550 SH   OTR   61,145 0 405
BP PLC SPONS ADR COMMON STOCK 055622104 116 6,640 SH   DFND   6,640 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 89 5,103 SH   OTR   5,103 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 6,221 3,637 SH   DFND   3,527 0 110
BOOKING HOLDINGS INC COMMON STOCK 09857L108 9 5 SH   OTR   5 0 0
BOEING CO COMMON STOCK 097023105 5,725 34,642 SH   DFND   34,138 0 504
BOEING CO COMMON STOCK 097023105 1,005 6,083 SH   OTR   6,083 0 0
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 1,749 33,509 SH   DFND   33,305 0 204
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 235 4,500 SH   OTR   4,500 0 0
BLACKROCK MUNIYIELD NEW JERSEY OTHER 09254Y109 366 26,556 SH   DFND   0 0 0
BLACKROCK MUNIHOLDINGS NJ QUAL OTHER 09254X101 351 25,794 SH   DFND   0 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 27 1,900 SH   DFND   0 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 137 9,652 SH   OTR   0 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 32,203 57,142 SH   DFND   56,481 0 661
BLACKROCK INC CL A COMMON STOCK 09247X101 2,591 4,597 SH   OTR   4,597 0 0
BLACK KNIGHT INC COMMON STOCK 09215C105 1,845 21,194 SH   DFND   21,194 0 0
BIOGEN INC COMMON STOCK 09062X103 753 2,654 SH   DFND   2,641 0 13
BGC PARTNERS INC CL A COMMON STOCK 05541T101 47 19,500 SH   DFND   19,500 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 31,153 146,298 SH   DFND   144,984 0 1,314
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 477 2,238 SH   OTR   2,238 0 0
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 640 2 SH   DFND   2 0 0
BECTON DICKINSON COMMON STOCK 075887109 14,348 61,663 SH   DFND   60,557 0 1,106
BECTON DICKINSON COMMON STOCK 075887109 1,561 6,707 SH   OTR   6,207 0 500
BAXTER INTL INC COMMON STOCK 071813109 211 2,628 SH   DFND   2,628 0 0
BAXTER INTL INC COMMON STOCK 071813109 121 1,500 SH   OTR   1,500 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 315 9,177 SH   DFND   8,868 0 309
BANK OF AMERICA CORP COMMON STOCK 060505104 10,597 439,892 SH   DFND   427,249 0 12,643
BANK OF AMERICA CORP COMMON STOCK 060505104 483 20,035 SH   OTR   20,035 0 0
BANCO SANTANDER SA SPONS ADR COMMON STOCK 05964H105 40 21,477 SH   DFND   3,300 0 18,177
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 53 19,477 SH   DFND   0 0 19,477
AVERY DENNISON CORP COMMON STOCK 053611109 13,249 103,637 SH   DFND   102,024 0 1,613
AVERY DENNISON CORP COMMON STOCK 053611109 1,261 9,862 SH   OTR   9,862 0 0
AUTOZONE INC COMMON STOCK 053332102 254 216 SH   DFND   98 0 118
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 18,422 132,064 SH   DFND   129,014 0 3,050
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,399 17,199 SH   OTR   17,199 0 0
AUTODESK INC COMMON STOCK 052769106 442 1,915 SH   DFND   300 0 1,615
AT&T INC COMMON STOCK 00206R102 19,385 679,947 SH   DFND   674,072 0 5,875
AT&T INC COMMON STOCK 00206R102 1,037 36,373 SH   OTR   35,083 0 1,290
ARROW ELECTRONICS INC COMMON STOCK 042735100 2,349 29,862 SH   DFND   29,227 0 635
ARROW ELECTRONICS INC COMMON STOCK 042735100 6 70 SH   OTR   70 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 370 1,790 SH   DFND   1,790 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 8,155 137,177 SH   DFND   134,070 0 3,107
APPLIED MATERIALS INC COMMON STOCK 038222105 122 2,060 SH   OTR   2,060 0 0
APPLE INC COMMON STOCK 037833100 136,093 1,175,139 SH   DFND   1,159,571 0 15,568
APPLE INC COMMON STOCK 037833100 6,866 59,284 SH   OTR   58,684 0 600
AON PLC OTHER G0403H108 7,612 36,896 SH   DFND   36,090 0 806
ANTHEM INC COMMON STOCK 036752103 572 2,128 SH   DFND   1,704 0 424
ANALOG DEVICES INC COMMON STOCK 032654105 1,124 9,629 SH   DFND   9,288 0 341
ANALOG DEVICES INC COMMON STOCK 032654105 74 630 SH   OTR   630 0 0
AMGEN INC COMMON STOCK 031162100 16,173 63,632 SH   DFND   61,927 0 1,705
AMGEN INC COMMON STOCK 031162100 909 3,575 SH   OTR   3,275 0 300
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 221 2,277 SH   DFND   95 0 2,182
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 650 4,487 SH   DFND   4,411 0 76
AMERICAN TOWER CORP REIT OTHER 03027X100 219 904 SH   DFND   0 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2,520 25,142 SH   DFND   24,967 0 175
AMERICAN EXPRESS CO COMMON STOCK 025816109 640 6,380 SH   OTR   6,380 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 403 4,934 SH   DFND   4,546 0 388
AMERICAN ELEC PWR INC COMMON STOCK 025537101 360 4,408 SH   OTR   4,408 0 0
AMBEV SA SPONS ADR COMMON STOCK 02319V103 48 21,456 SH   DFND   0 0 21,456
AMAZON.COM INC COMMON STOCK 023135106 31,720 10,074 SH   DFND   9,719 0 355
AMAZON.COM INC COMMON STOCK 023135106 44 14 SH   OTR   14 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 647 16,753 SH   DFND   14,090 0 2,663
ALTRIA GROUP INC COMMON STOCK 02209S103 249 6,450 SH   OTR   6,275 0 175
ALPHABET INC CL C COMMON STOCK 02079K107 32,260 21,952 SH   DFND   21,279 0 673
ALPHABET INC CL C COMMON STOCK 02079K107 500 340 SH   OTR   340 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 41,466 28,293 SH   DFND   27,846 0 447
ALPHABET INC CL A COMMON STOCK 02079K305 2,412 1,646 SH   OTR   1,636 0 10
ALLSTATE CORP COMMON STOCK 020002101 5,238 55,649 SH   DFND   54,033 0 1,616
ALLSTATE CORP COMMON STOCK 020002101 617 6,552 SH   OTR   6,552 0 0
ALLEGHANY CORP COMMON STOCK 017175100 9,104 17,492 SH   DFND   17,492 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 1,102 3,750 SH   DFND   3,464 0 286
ALERIAN MLP ETF OTHER 00162Q452 795 39,780 SH   DFND   0 0 0
ALERIAN MLP ETF OTHER 00162Q452 11 550 SH   OTR   0 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 19,864 66,690 SH   DFND   65,877 0 813
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3,991 13,399 SH   OTR   13,099 0 300
AFLAC INC COMMON STOCK 001055102 225 6,196 SH   DFND   2,500 0 3,696
ADOBE INC COMMON STOCK 00724F101 6,360 12,968 SH   DFND   11,564 0 1,404
ADOBE INC COMMON STOCK 00724F101 1,237 2,522 SH   OTR   1,522 0 1,000
ACCENTURE PLC CL A OTHER G1151C101 5,726 25,335 SH   DFND   22,608 0 2,727
ABBVIE INC COMMON STOCK 00287Y109 12,231 139,632 SH   DFND   139,183 0 449
ABBVIE INC COMMON STOCK 00287Y109 799 9,126 SH   OTR   8,640 0 486
ABBOTT LABS COMMON STOCK 002824100 9,792 89,972 SH   DFND   83,504 0 6,468
ABBOTT LABS COMMON STOCK 002824100 1,446 13,289 SH   OTR   12,889 0 400
ABB LTD SPONS ADR COMMON STOCK 000375204 243 9,536 SH   DFND   5,700 0 3,836
3M CO COMMON STOCK 88579Y101 20,520 128,107 SH   DFND   127,344 0 763
3M CO COMMON STOCK 88579Y101 447 2,788 SH   OTR   2,788 0 0