The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 82,747 246,228 SH   SOLE   0 0 246,228
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 73,076 1,786,689 SH   SOLE   0 0 1,786,689
ISHARES TR CORE S&P MCP ETF 464287507 41,720 225,134 SH   SOLE   0 0 225,134
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 40,557 697,027 SH   SOLE   0 0 697,027
ISHARES TR BARCLAYS 7 10 YR 464287440 38,165 313,288 SH   SOLE   0 0 313,288
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 24,219 446,277 SH   SOLE   0 0 446,277
ISHARES TR INTRM TR CRP ETF 464288638 23,027 378,666 SH   SOLE   0 0 378,666
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,041 417,231 SH   SOLE   0 0 417,231
ISHARES TR CORE S&P SCP ETF 464287804 13,458 191,624 SH   SOLE   0 0 191,624
ISHARES TR NATIONAL MUN ETF 464288414 7,366 63,537 SH   SOLE   0 0 63,537
ISHARES TR ESG MSCI USA ETF 46435G425 5,112 67,077 SH   SOLE   0 0 67,077
ISHARES TR ESG MSCI EAFE 46435G516 2,933 46,207 SH   SOLE   0 0 46,207
ISHARES TR SH TR CRPORT ETF 464288646 1,689 30,760 SH   SOLE   0 0 30,760
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,221 15,087 SH   SOLE   0 0 15,087
ISHARES INC ESG MSCI EM ETF 46435G863 746 20,961 SH   SOLE   0 0 20,961
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 743 14,278 SH   SOLE   0 0 14,278
ISHARES TR ESG MSCI USA SML 46435U663 578 21,797 SH   SOLE   0 0 21,797