The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 5,934 163,259 SH   SOLE   0 0 163,259
ABBOTT LABS COM 002824100 1,443 13,256 SH   SOLE   0 0 13,256
AIR PRODS & CHEMS INC COM 009158106 814 2,732 SH   SOLE   0 0 2,732
AMAZON COM INC COM 023135106 2,229 708 SH   SOLE   0 0 708
AMERICAN ELEC PWR CO INC COM 025537101 545 6,665 SH   SOLE   0 0 6,665
AMERICAN EXPRESS CO COM 025816109 264 2,629 SH   SOLE   0 0 2,629
AMERICAN INTL GROUP INC COM NEW 026874784 217 7,875 SH   SOLE   0 0 7,875
AMGEN INC COM 031162100 862 3,392 SH   SOLE   0 0 3,392
APPLE INC COM 037833100 6,373 55,030 SH   SOLE   0 0 55,030
ARCHER DANIELS MIDLAND CO COM 039483102 7,639 164,314 SH   SOLE   0 0 164,314
AUTOMATIC DATA PROCESSING IN COM 053015103 6,573 47,119 SH   SOLE   0 0 47,119
BANCO BRADESCO S A SP ADR PFD NEW 059460303 65 19,054 SH   SOLE   0 0 19,054
BAXTER INTL INC COM 071813109 253 3,143 SH   SOLE   0 0 3,143
BECTON DICKINSON & CO COM 075887109 276 1,185 SH   SOLE   0 0 1,185
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,280 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,754 8,236 SH   SOLE   0 0 8,236
BIO RAD LABS INC CL A 090572207 201 389 SH   SOLE   0 0 389
BOEING CO COM 097023105 319 1,932 SH   SOLE   0 0 1,932
CVS HEALTH CORP COM 126650100 202 3,460 SH   SOLE   0 0 3,460
CAMDEN PPTY TR SH BEN INT 133131102 1,686 18,948 SH   SOLE   0 0 18,948
CANADIAN NATL RY CO COM 136375102 243 2,278 SH   SOLE   0 0 2,278
CHEVRON CORP NEW COM 166764100 430 5,965 SH   SOLE   0 0 5,965
CITIGROUP INC COM NEW 172967424 305 7,064 SH   SOLE   0 0 7,064
CLOROX CO DEL COM 189054109 8,653 41,170 SH   SOLE   0 0 41,170
COCA COLA CO COM 191216100 1,696 34,358 SH   SOLE   0 0 34,358
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 231 3,328 SH   SOLE   0 0 3,328
CONSOLIDATED EDISON INC COM 209115104 6,629 85,202 SH   SOLE   0 0 85,202
CUMMINS INC COM 231021106 373 1,768 SH   SOLE   0 0 1,768
DBX ETF TR XTRACK USD HIGH 233051432 786 16,339 SH   SOLE   0 0 16,339
DISNEY WALT CO COM DISNEY 254687106 435 3,509 SH   SOLE   0 0 3,509
EMERSON ELEC CO COM 291011104 284 4,330 SH   SOLE   0 0 4,330
FASTENAL CO COM 311900104 375 8,319 SH   SOLE   0 0 8,319
FIRST TR NASDAQ 100 TECH IND SHS 337345102 223 1,900 SH   SOLE   0 0 1,900
FRANKLIN RESOURCES INC COM 354613101 6,154 302,387 SH   SOLE   0 0 302,387
GENERAL DYNAMICS CORP COM 369550108 5,976 43,173 SH   SOLE   0 0 43,173
GENUINE PARTS CO COM 372460105 284 2,983 SH   SOLE   0 0 2,983
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 289 8,817 SH   SOLE   0 0 8,817
HOME DEPOT INC COM 437076102 4,154 14,956 SH   SOLE   0 0 14,956
HONEYWELL INTL INC COM 438516106 747 4,536 SH   SOLE   0 0 4,536
HORMEL FOODS CORP COM 440452100 7,704 157,570 SH   SOLE   0 0 157,570
ILLINOIS TOOL WKS INC COM 452308109 8,203 42,456 SH   SOLE   0 0 42,456
INTEL CORP COM 458140100 642 12,390 SH   SOLE   0 0 12,390
INTERNATIONAL BUSINESS MACHS COM 459200101 664 5,458 SH   SOLE   0 0 5,458
INTUIT COM 461202103 418 1,282 SH   SOLE   0 0 1,282
ISHARES GOLD TRUST ISHARES 464285105 450 25,021 SH   SOLE   0 0 25,021
ISHARES TR CORE S&P TTL STK 464287150 557 7,374 SH   SOLE   0 0 7,374
ISHARES TR SELECT DIVID ETF 464287168 243 2,982 SH   SOLE   0 0 2,982
ISHARES TR TIPS BD ETF 464287176 205 1,620 SH   SOLE   0 0 1,620
ISHARES TR CORE S&P500 ETF 464287200 36,616 108,957 SH   SOLE   0 0 108,957
ISHARES TR CORE US AGGBD ET 464287226 2,038 17,260 SH   SOLE   0 0 17,260
ISHARES TR MSCI EMG MKT ETF 464287234 996 22,584 SH   SOLE   0 0 22,584
ISHARES TR IBOXX INV CP ETF 464287242 1,418 10,527 SH   SOLE   0 0 10,527
ISHARES TR S&P 500 GRWT ETF 464287309 1,564 6,769 SH   SOLE   0 0 6,769
ISHARES TR S&P 500 VAL ETF 464287408 881 7,834 SH   SOLE   0 0 7,834
ISHARES TR BARCLAYS 7 10 YR 464287440 59,799 490,878 SH   SOLE   0 0 490,878
ISHARES TR MSCI EAFE ETF 464287465 1,988 31,230 SH   SOLE   0 0 31,230
ISHARES TR RUS MID CAP ETF 464287499 2,251 39,230 SH   SOLE   0 0 39,230
ISHARES TR CORE S&P MCP ETF 464287507 6,091 32,867 SH   SOLE   0 0 32,867
ISHARES TR RUS 1000 VAL ETF 464287598 30,386 257,228 SH   SOLE   0 0 257,228
ISHARES TR S&P MC 400GR ETF 464287606 231 965 SH   SOLE   0 0 965
ISHARES TR RUS 1000 GRW ETF 464287614 52,904 243,921 SH   SOLE   0 0 243,921
ISHARES TR RUS 1000 ETF 464287622 644 3,439 SH   SOLE   0 0 3,439
ISHARES TR RUSSELL 2000 ETF 464287655 1,723 11,501 SH   SOLE   0 0 11,501
ISHARES TR U.S. UTILITS ETF 464287697 200 1,371 SH   SOLE   0 0 1,371
ISHARES TR S&P MC 400VL ETF 464287705 205 1,521 SH   SOLE   0 0 1,521
ISHARES TR CORE S&P SCP ETF 464287804 6,570 93,551 SH   SOLE   0 0 93,551
ISHARES TR SP SMCP600VL ETF 464287879 565 4,616 SH   SOLE   0 0 4,616
ISHARES TR SHRT NAT MUN ETF 464288158 9,770 90,384 SH   SOLE   0 0 90,384
ISHARES TR MSCI ACWI ETF 464288257 1,738 21,743 SH   SOLE   0 0 21,743
ISHARES TR JPMORGAN USD EMG 464288281 61,895 558,166 SH   SOLE   0 0 558,166
ISHARES TR INTL SEL DIV ETF 464288448 200 8,027 SH   SOLE   0 0 8,027
ISHARES TR IBOXX HI YD ETF 464288513 754 8,985 SH   SOLE   0 0 8,985
ISHARES TR ISHS 1-5YR INVS 464288646 25,684 467,742 SH   SOLE   0 0 467,742
ISHARES TR 3 7 YR TREAS BD 464288661 105,207 787,537 SH   SOLE   0 0 787,537
ISHARES TR PFD AND INCM SEC 464288687 695 19,055 SH   SOLE   0 0 19,055
ISHARES TR EAFE GRWTH ETF 464288885 226 2,518 SH   SOLE   0 0 2,518
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 48 12,060 SH   SOLE   0 0 12,060
JOHNSON & JOHNSON COM 478160104 1,515 10,173 SH   SOLE   0 0 10,173
KIMBERLY CLARK CORP COM 494368103 471 3,192 SH   SOLE   0 0 3,192
LEAR CORP COM NEW 521865204 204 1,872 SH   SOLE   0 0 1,872
LOCKHEED MARTIN CORP COM 539830109 460 1,200 SH   SOLE   0 0 1,200
LOWES COS INC COM 548661107 289 1,740 SH   SOLE   0 0 1,740
MCDONALDS CORP COM 580135101 8,446 38,480 SH   SOLE   0 0 38,480
MICROSOFT CORP COM 594918104 3,201 15,218 SH   SOLE   0 0 15,218
MONDELEZ INTL INC CL A 609207105 393 6,844 SH   SOLE   0 0 6,844
NIKE INC CL B 654106103 1,056 8,409 SH   SOLE   0 0 8,409
NOVO-NORDISK A S ADR 670100205 652 9,391 SH   SOLE   0 0 9,391
PAYCHEX INC COM 704326107 288 3,612 SH   SOLE   0 0 3,612
PEPSICO INC COM 713448108 480 3,460 SH   SOLE   0 0 3,460
PFIZER INC COM 717081103 574 15,654 SH   SOLE   0 0 15,654
PHILIP MORRIS INTL INC COM 718172109 241 3,214 SH   SOLE   0 0 3,214
PHILLIPS 66 COM 718546104 343 6,607 SH   SOLE   0 0 6,607
PROCTER AND GAMBLE CO COM 742718109 1,466 10,549 SH   SOLE   0 0 10,549
PROGRESSIVE CORP COM 743315103 1,104 11,663 SH   SOLE   0 0 11,663
QUALCOMM INC COM 747525103 3,164 26,886 SH   SOLE   0 0 26,886
SAP SE SPON ADR 803054204 413 2,653 SH   SOLE   0 0 2,653
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,716 21,551 SH   SOLE   0 0 21,551
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 253,094 2,197,570 SH   SOLE   0 0 2,197,570
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 186,154 3,566,851 SH   SOLE   0 0 3,566,851
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,269 40,901 SH   SOLE   0 0 40,901
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,578 23,099 SH   SOLE   0 0 23,099
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 149,634 5,591,688 SH   SOLE   0 0 5,591,688
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 987 40,180 SH   SOLE   0 0 40,180
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 567 14,858 SH   SOLE   0 0 14,858
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 87,000 2,674,459 SH   SOLE   0 0 2,674,459
SMITH A O CORP COM 831865209 8,185 155,016 SH   SOLE   0 0 155,016
SOUTHERN CO COM 842587107 770 14,201 SH   SOLE   0 0 14,201
STARBUCKS CORP COM 855244109 290 3,381 SH   SOLE   0 0 3,381
SYSCO CORP COM 871829107 250 4,017 SH   SOLE   0 0 4,017
TJX COS INC NEW COM 872540109 587 10,552 SH   SOLE   0 0 10,552
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 481 5,936 SH   SOLE   0 0 5,936
TEXAS INSTRS INC COM 882508104 1,049 7,345 SH   SOLE   0 0 7,345
THERMO FISHER SCIENTIFIC INC COM 883556102 277 628 SH   SOLE   0 0 628
UNION PAC CORP COM 907818108 348 1,770 SH   SOLE   0 0 1,770
UNITED PARCEL SERVICE INC CL B 911312106 209 1,254 SH   SOLE   0 0 1,254
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 362 2,814 SH   SOLE   0 0 2,814
VANGUARD WORLD FD ESG US STK ETF 921910733 410 6,629 SH   SOLE   0 0 6,629
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,020 11,559 SH   SOLE   0 0 11,559
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 861 10,907 SH   SOLE   0 0 10,907
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,736 54,476 SH   SOLE   0 0 54,476
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,125 38,753 SH   SOLE   0 0 38,753
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 700 13,884 SH   SOLE   0 0 13,884
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,179 258,529 SH   SOLE   0 0 258,529
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 179,482 2,637,493 SH   SOLE   0 0 2,637,493
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 241,096 4,598,445 SH   SOLE   0 0 4,598,445
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,468 192,283 SH   SOLE   0 0 192,283
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 248 805 SH   SOLE   0 0 805
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 233 1,292 SH   SOLE   0 0 1,292
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 693 8,773 SH   SOLE   0 0 8,773
VANGUARD INDEX FDS SML CP GRW ETF 922908595 101,016 469,995 SH   SOLE   0 0 469,995
VANGUARD INDEX FDS SM CP VAL ETF 922908611 131,379 1,187,547 SH   SOLE   0 0 1,187,547
VANGUARD INDEX FDS MID CAP ETF 922908629 491 2,786 SH   SOLE   0 0 2,786
VANGUARD INDEX FDS GROWTH ETF 922908736 102,345 449,654 SH   SOLE   0 0 449,654
VANGUARD INDEX FDS VALUE ETF 922908744 92,029 880,578 SH   SOLE   0 0 880,578
VANGUARD INDEX FDS SMALL CP ETF 922908751 311 2,023 SH   SOLE   0 0 2,023
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,564 9,181 SH   SOLE   0 0 9,181
VICI PPTYS INC COM 925652109 209 8,939 SH   SOLE   0 0 8,939
WALMART INC COM 931142103 1,260 9,009 SH   SOLE   0 0 9,009
WALGREENS BOOTS ALLIANCE INC COM 931427108 5,292 147,331 SH   SOLE   0 0 147,331
WEYERHAEUSER CO MTN BE COM NEW 962166104 232 8,147 SH   SOLE   0 0 8,147
ZEBRA TECHNOLOGIES CORPORATI CL A 989207105 224 887 SH   SOLE   0 0 887
RAYTHEON TECHNOLOGIES CORP COM 75513E101 403 7,002 SH   SOLE   0 0 7,002
INVESCO QQQ TR UNIT SER 1 46090E103 4,816 17,335 SH   SOLE   0 0 17,335
TARGET CORP COM 87612E106 429 2,723 SH   SOLE   0 0 2,723
AT&T INC COM 00206R102 965 33,845 SH   SOLE   0 0 33,845
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 366 6,379 SH   SOLE   0 0 6,379
ABBVIE INC COM 00287Y109 1,595 18,206 SH   SOLE   0 0 18,206
ADOBE SYSTEMS INCORPORATED COM 00724F101 593 1,210 SH   SOLE   0 0 1,210
AGILENT TECHNOLOGIES INC COM 00846U101 218 2,161 SH   SOLE   0 0 2,161
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 637 2,168 SH   SOLE   0 0 2,168
ALPHABET INC CAP STK CL C 02079K107 860 585 SH   SOLE   0 0 585
ALPHABET INC CAP STK CL A 02079K305 753 514 SH   SOLE   0 0 514
AMBEV SA SPONSORED ADR 02319V103 31 13,727 SH   SOLE   0 0 13,727
AMERICAN TOWER CORP NEW COM 03027X100 386 1,597 SH   SOLE   0 0 1,597
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 32 11,755 SH   SOLE   0 0 11,755
BIOGEN INC COM 09062X103 273 963 SH   SOLE   0 0 963
BOOKING HOLDINGS INC COM 09857L108 293 171 SH   SOLE   0 0 171
BROADCOM INC COM 11135F101 308 847 SH   SOLE   0 0 847
CGI INC CL A SUB VTG 12532H104 206 3,044 SH   SOLE   0 0 3,044
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 520 5,089 SH   SOLE   0 0 5,089
CISCO SYS INC COM 17275R102 881 22,378 SH   SOLE   0 0 22,378
COMCAST CORP NEW CL A 20030N101 613 13,248 SH   SOLE   0 0 13,248
CONOCOPHILLIPS COM 20825C104 307 9,362 SH   SOLE   0 0 9,362
CORTEVA INC COM 22052L104 210 7,282 SH   SOLE   0 0 7,282
COSTCO WHSL CORP NEW COM 22160K105 580 1,635 SH   SOLE   0 0 1,635
CROWN CASTLE INTL CORP NEW COM 22822V101 284 1,704 SH   SOLE   0 0 1,704
DOMINION ENERGY INC COM 25746U109 509 6,449 SH   SOLE   0 0 6,449
DOMINOS PIZZA INC COM 25754A201 245 576 SH   SOLE   0 0 576
DUKE ENERGY CORP NEW COM NEW 26441C204 506 5,714 SH   SOLE   0 0 5,714
ENTERGY CORP NEW COM 29364G103 358 3,631 SH   SOLE   0 0 3,631
EQUINIX INC COM 29444U700 297 391 SH   SOLE   0 0 391
EQUINOR ASA SPONSORED ADR 29446M102 175 12,442 SH   SOLE   0 0 12,442
EXXON MOBIL CORP COM 30231G102 1,536 44,742 SH   SOLE   0 0 44,742
FACEBOOK INC CL A 30303M102 1,023 3,906 SH   SOLE   0 0 3,906
FS KKR CAP CORP II COM 35952V303 168 11,422 SH   SOLE   0 0 11,422
HDFC BANK LTD SPONSORED ADS 40415F101 227 4,538 SH   SOLE   0 0 4,538
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 955 24,693 SH   SOLE   0 0 24,693
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 555 42,509 SH   SOLE   0 0 42,509
ISHARES TR US TREAS BD ETF 46429B267 1,268 45,375 SH   SOLE   0 0 45,375
ISHARES TR FLTG RATE NT ETF 46429B655 1,382 27,249 SH   SOLE   0 0 27,249
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 551 10,998 SH   SOLE   0 0 10,998
ISHARES TR CORE MSCI EAFE 46432F842 1,715 28,451 SH   SOLE   0 0 28,451
ISHARES INC CORE MSCI EMKT 46434G103 407 7,710 SH   SOLE   0 0 7,710
ISHARES INC ESG AWR MSCI EM 46434G863 257 7,209 SH   SOLE   0 0 7,209
ISHARES TR 0-5YR HI YL CP 46434V407 462 10,505 SH   SOLE   0 0 10,505
ISHARES TR CORE MSCI PAC 46434V696 10,019 177,856 SH   SOLE   0 0 177,856
ISHARES TR CORE MSCI EURO 46434V738 18,732 418,961 SH   SOLE   0 0 418,961
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 287 11,362 SH   SOLE   0 0 11,362
ISHARES TR IBONDS DEC23 ETF 46434VAX8 366 13,971 SH   SOLE   0 0 13,971
ISHARES TR IBONDS DEC22 ETF 46434VBA7 371 14,483 SH   SOLE   0 0 14,483
ISHARES TR IBONDS DEC25 ETF 46434VBD1 234 8,627 SH   SOLE   0 0 8,627
ISHARES TR IBONDS DEC24 ETF 46434VBG4 389 14,707 SH   SOLE   0 0 14,707
ISHARES TR IBONDS DEC21 ETF 46434VBK5 342 13,640 SH   SOLE   0 0 13,640
ISHARES TR ESG AWR MSCI USA 46435G425 249 3,262 SH   SOLE   0 0 3,262
ISHARES TR ESG AW MSCI EAFE 46435G516 470 7,405 SH   SOLE   0 0 7,405
JPMORGAN CHASE & CO COM 46625H100 586 6,085 SH   SOLE   0 0 6,085
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 1,309 25,774 SH   SOLE   0 0 25,774
KINDER MORGAN INC DEL COM 49456B101 166 13,458 SH   SOLE   0 0 13,458
MASTERCARD INCORPORATED CL A 57636Q104 388 1,147 SH   SOLE   0 0 1,147
MERCK & CO. INC COM 58933Y105 1,047 12,622 SH   SOLE   0 0 12,622
METLIFE INC COM 59156R108 203 5,464 SH   SOLE   0 0 5,464
MONSTER BEVERAGE CORP NEW COM 61174X109 241 3,002 SH   SOLE   0 0 3,002
NETFLIX INC COM 64110L106 456 912 SH   SOLE   0 0 912
NOVARTIS AG SPONSORED ADR 66987V109 495 5,698 SH   SOLE   0 0 5,698
NVIDIA CORPORATION COM 67066G104 337 622 SH   SOLE   0 0 622
ORACLE CORP COM 68389X105 5,335 89,361 SH   SOLE   0 0 89,361
OXFORD SQUARE CAP CORP COM 69181V107 175 70,846 SH   SOLE   0 0 70,846
PPL CORP COM 69351T106 441 16,213 SH   SOLE   0 0 16,213
PAYPAL HLDGS INC COM 70450Y103 662 3,362 SH   SOLE   0 0 3,362
PRICE T ROWE GROUP INC COM 74144T108 8,260 64,422 SH   SOLE   0 0 64,422
REGIONS FINANCIAL CORP NEW COM 7591EP100 276 23,911 SH   SOLE   0 0 23,911
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,078 6,204 SH   SOLE   0 0 6,204
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,586 43,814 SH   SOLE   0 0 43,814
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,712 94,073 SH   SOLE   0 0 94,073
SPDR SER TR NUVEEN BLMBRG SR 78468R739 1,406 28,195 SH   SOLE   0 0 28,195
SALESFORCE COM INC COM 79466L302 442 1,757 SH   SOLE   0 0 1,757
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,509 23,719 SH   SOLE   0 0 23,719
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 251 2,378 SH   SOLE   0 0 2,378
SERVICENOW INC COM 81762P102 256 529 SH   SOLE   0 0 529
SPROTT PHYSICAL GOLD TR UNIT 85207H104 557 36,994 SH   SOLE   0 0 36,994
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 284 34,348 SH   SOLE   0 0 34,348
10X GENOMICS INC CL A COM 88025U109 3,474 27,866 SH   SOLE   0 0 27,866
3M CO COM 88579Y101 7,502 46,837 SH   SOLE   0 0 46,837
UNITEDHEALTH GROUP INC COM 91324P102 1,082 3,471 SH   SOLE   0 0 3,471
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 591 15,081 SH   SOLE   0 0 15,081
VANECK VECTORS ETF TR SHRT HGH YLD MUN 92189F387 241 9,885 SH   SOLE   0 0 9,885
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 83,283 2,800,376 SH   SOLE   0 0 2,800,376
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 2,817 47,100 SH   SOLE   0 0 47,100
VANGUARD WORLD FDS INF TECH ETF 92204A702 222 713 SH   SOLE   0 0 713
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 46,447 560,615 SH   SOLE   0 0 560,615
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 170,892 3,148,924 SH   SOLE   0 0 3,148,924
VARIAN MED SYS INC COM 92220P105 373 2,167 SH   SOLE   0 0 2,167
VEREIT INC COM 92339V100 156 23,979 SH   SOLE   0 0 23,979
VERIZON COMMUNICATIONS INC COM 92343V104 769 12,920 SH   SOLE   0 0 12,920
VISA INC COM CL A 92826C839 1,131 5,658 SH   SOLE   0 0 5,658
WASHINGTON PRIME GROUP NEW COM 93964W108 9 13,949 SH   SOLE   0 0 13,949
WISDOMTREE TR INTL SMCAP DIV 97717W760 374 6,240 SH   SOLE   0 0 6,240
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 656 2,901 SH   SOLE   0 0 2,901
EATON CORP PLC SHS G29183103 230 2,253 SH   SOLE   0 0 2,253
LINDE PLC SHS G5494J103 369 1,549 SH   SOLE   0 0 1,549
MEDTRONIC PLC SHS G5960L103 1,067 10,268 SH   SOLE   0 0 10,268
ALCON AG ORD SHS H01301128 202 3,548 SH   SOLE   0 0 3,548
CHUBB LIMITED COM H1467J104 6,033 51,952 SH   SOLE   0 0 51,952
CHECK POINT SOFTWARE TECH LT ORD M22465104 226 1,879 SH   SOLE   0 0 1,879
ATLAS CORP SHS Y0436Q109 125 13,999 SH   SOLE   0 0 13,999