The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 262 2,328 SH   SOLE 0 0 0 2,328
ISHARES TR CORE S&P500 ETF 464287200 395 1,176 SH   SOLE 0 0 0 1,176
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26,637 156,405 SH   SOLE 0 0 0 156,405
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,436 41,904 SH   SOLE 0 0 0 41,904
VANGUARD INDEX FDS SM CP VAL ETF 922908611 230 2,081 SH   SOLE 0 0 0 2,081
WISDOMTREE TR INTL SMCAP DIV 97717W760 293 4,884 SH   SOLE 0 0 0 4,884
ISHARES TR CORE S&P TTL STK 464287150 2,820 37,351 SH   SOLE 0 0 0 37,351
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 908 10,935 SH   SOLE 0 0 0 10,935
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,692 100,992 SH   SOLE 0 0 0 100,992
ISHARES TR NATIONAL MUN ETF 464288414 11,405 98,376 SH   SOLE 0 0 0 98,376
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 9,913 338,801 SH   SOLE 0 0 0 338,801
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,801 22,332 SH   SOLE 0 0 0 22,332
ISHARES TR GRWT ALLOCAT ETF 464289867 1,266 26,133 SH   SOLE 0 0 0 26,133
ISHARES TR AGGRES ALLOC ETF 464289859 1,450 25,002 SH   SOLE 0 0 0 25,002
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 20,817 67,665 SH   SOLE 0 0 0 67,665
VANGUARD STAR FDS VG TL INTL STK F 921909768 17,314 331,868 SH   SOLE 0 0 0 331,868
ISHARES TR CORE MSCI TOTAL 46432F834 10,564 181,077 SH   SOLE 0 0 0 181,077
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 11,083 190,479 SH   SOLE 0 0 0 190,479
ISHARES TR CORE TOTAL USD 46434V613 24,685 453,932 SH   SOLE 0 0 0 453,932
ISHARES TR MSCI INTL MULTFT 46434V274 3,033 124,823 SH   SOLE 0 0 0 124,823
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11,557 212,283 SH   SOLE 0 0 0 212,283
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 3,321 48,797 SH   SOLE 0 0 0 48,797
ISHARES TR CORE INTL AGGR 46435G672 6,583 118,275 SH   SOLE 0 0 0 118,275
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 997 30,413 SH   SOLE 0 0 0 30,413
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,990 70,681 SH   SOLE 0 0 0 70,681
ISHARES TR MSCI USA MULTIFT 46434V282 4,898 147,516 SH   SOLE 0 0 0 147,516
ISHARES TR MSCI USA SML CP 46434V290 1,058 28,377 SH   SOLE 0 0 0 28,377