The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 17,631 110,073 SH   SOLE   109,943 0 130
ABBOTT LABS COM 002824100 2,936 26,976 SH   SOLE   26,976 0 0
ABBVIE INC COM 00287Y109 1,553 17,733 SH   SOLE   17,733 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 735 1,499 SH   SOLE   1,499 0 0
AGNICO EAGLE MINES LTD COM 008474108 40,406 507,552 SH   SOLE   500,747 0 6,805
AIR PRODS & CHEMS INC COM 009158106 904 3,036 SH   SOLE   3,036 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101 3,544 32,064 SH   SOLE   32,064 0 0
ALIGN TECHNOLOGY INC COM 016255101 494 1,509 SH   SOLE   1,509 0 0
ALPHABET INC CAP STK CL C 02079K107 1,830 1,245 SH   SOLE   1,245 0 0
ALPHABET INC CAP STK CL A 02079K305 27,905 19,040 SH   SOLE   18,603 0 437
AMAZON COM INC COM 023135106 5,510 1,750 SH   SOLE   1,750 0 0
AMERICAN ELEC PWR CO INC COM 025537101 329 4,022 SH   SOLE   4,022 0 0
AMERICAN EXPRESS CO COM 025816109 1,663 16,585 SH   SOLE   16,585 0 0
AMERICAN TOWER CORP NEW COM 03027X100 48,093 198,954 SH   SOLE   195,406 0 3,548
AMERICAN WTR WKS CO INC NEW COM 030420103 18,997 131,123 SH   SOLE   126,953 0 4,170
AMERIPRISE FINL INC COM 03076C106 462 3,000 SH   SOLE   3,000 0 0
AMGEN INC COM 031162100 554 2,181 SH   SOLE   2,181 0 0
AMPHENOL CORP NEW CL A 032095101 13,663 126,196 SH   SOLE   121,196 0 5,000
APPLE INC COM 037833100 18,420 159,054 SH   SOLE   157,534 0 1,520
ASPEN TECHNOLOGY INC COM 045327103 28,415 224,462 SH   SOLE   220,782 0 3,680
ASTRAZENECA PLC SPONSORED ADR 046353108 977 17,832 SH   SOLE   17,832 0 0
AT&T INC COM 00206R102 568 19,909 SH   SOLE   19,909 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 16,242 116,439 SH   SOLE   116,439 0 0
AVERY DENNISON CORP COM 053611109 978 7,650 SH   SOLE   7,650 0 0
BANK NOVA SCOTIA B C COM 064149107 8,864 213,535 SH   SOLE   213,305 0 230
BAXTER INTL INC COM 071813109 332 4,129 SH   SOLE   4,129 0 0
BECTON DICKINSON & CO COM 075887109 933 4,008 SH   SOLE   4,008 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 6,080 19 SH   SOLE   19 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 36,993 173,723 SH   SOLE   171,503 0 2,220
BIOGEN INC COM 09062X103 292 1,030 SH   SOLE   1,030 0 0
BK OF AMERICA CORP COM 060505104 352 14,622 SH   SOLE   14,622 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 230 4,400 SH   SOLE   4,400 0 0
BP PLC SPONSORED ADR 055622104 180 10,314 SH   SOLE   10,314 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,102 18,278 SH   SOLE   18,178 0 100
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 726 5,500 SH   SOLE   5,500 0 0
BROOKLINE BANCORP INC DEL COM 11373M107 96 11,088 SH   SOLE   11,088 0 0
BROWN FORMAN CORP CL B 115637209 995 13,206 SH   SOLE   13,206 0 0
BROWN FORMAN CORP CL A 115637100 1,030 15,000 SH   SOLE   15,000 0 0
CAMBRIDGE BANCORP COM 132152109 385 7,250 SH   SOLE   7,250 0 0
CARMAX INC COM 143130102 30,669 333,685 SH   SOLE   328,865 0 4,820
CARRIER GLOBAL CORPORATION COM 14448C104 268 8,788 SH   SOLE   8,788 0 0
CATERPILLAR INC DEL COM 149123101 4,195 28,125 SH   SOLE   28,125 0 0
CHEVRON CORP NEW COM 166764100 11,647 161,757 SH   SOLE   158,762 0 2,995
CHUBB LIMITED COM H1467J104 20,770 178,865 SH   SOLE   175,715 0 3,150
CHURCH & DWIGHT INC COM 171340102 801 8,547 SH   SOLE   8,547 0 0
CIGNA CORP NEW COM 125523100 265 1,567 SH   SOLE   1,567 0 0
CISCO SYS INC COM 17275R102 563 14,292 SH   SOLE   14,292 0 0
CLOROX CO DEL COM 189054109 337 1,605 SH   SOLE   1,605 0 0
COCA COLA CO COM 191216100 2,515 50,947 SH   SOLE   50,947 0 0
COEUR MNG INC COM NEW 192108504 125 17,000 SH   SOLE   17,000 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,713 39,074 SH   SOLE   39,074 0 0
COLGATE PALMOLIVE CO COM 194162103 2,558 33,159 SH   SOLE   32,859 0 300
COMCAST CORP NEW CL A 20030N101 1,408 30,438 SH   SOLE   30,438 0 0
COMMUNITY BK SYS INC COM 203607106 253 4,650 SH   SOLE   4,650 0 0
CONSTELLATION BRANDS INC CL A 21036P108 9,588 50,592 SH   SOLE   48,477 0 2,115
CORTEVA INC COM 22052L104 289 10,019 SH   SOLE   10,019 0 0
COSTCO WHSL CORP NEW COM 22160K105 857 2,413 SH   SOLE   2,413 0 0
CSX CORP COM 126408103 731 9,410 SH   SOLE   9,410 0 0
CULLEN FROST BANKERS INC COM 229899109 808 12,640 SH   SOLE   12,640 0 0
CUMMINS INC COM 231021106 211 1,000 SH   SOLE   1,000 0 0
CVS HEALTH CORP COM 126650100 16,457 281,796 SH   SOLE   276,476 0 5,320
DANAHER CORPORATION COM 235851102 44,902 208,528 SH   SOLE   204,993 0 3,535
DARDEN RESTAURANTS INC COM 237194105 412 4,087 SH   SOLE   4,087 0 0
DEERE & CO COM 244199105 3,586 16,182 SH   SOLE   16,182 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 226 1,642 SH   SOLE   1,642 0 0
DISNEY WALT CO COM DISNEY 254687106 26,777 215,805 SH   SOLE   212,305 0 3,500
DOW INC COM 260557103 882 18,744 SH   SOLE   18,595 0 149
DUPONT DE NEMOURS INC COM 26614N102 388 7,000 SH   SOLE   6,851 0 149
EATON VANCE CORP COM NON VTG 278265103 327 8,569 SH   SOLE   8,569 0 0
ECOLAB INC COM 278865100 26,458 132,394 SH   SOLE   130,669 0 1,725
EDWARDS LIFESCIENCES CORP COM 28176E108 1,151 14,416 SH   SOLE   14,416 0 0
EMERSON ELEC CO COM 291011104 719 10,971 SH   SOLE   10,971 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 158 10,000 SH   SOLE   10,000 0 0
EQUINIX INC COM 29444U700 201 264 SH   SOLE   264 0 0
EVERSOURCE ENERGY COM 30040W108 14,507 173,634 SH   SOLE   173,372 0 262
EXXON MOBIL CORP COM 30231G102 3,756 109,410 SH   SOLE   109,260 0 150
EYEPOINT PHARMACEUTICALS INC COM 30233G100 7 14,000 SH   SOLE   14,000 0 0
FACEBOOK INC CL A 30303M102 6,611 25,243 SH   SOLE   24,743 0 500
FIRST REP BK SAN FRANCISCO C COM 33616C100 18,191 166,796 SH   SOLE   163,631 0 3,165
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 410 9,250 SH   SOLE   9,250 0 0
FISERV INC COM 337738108 1,481 14,373 SH   SOLE   14,373 0 0
FORTIVE CORP COM 34959J108 720 9,447 SH   SOLE   9,297 0 150
GARTNER INC COM 366651107 1,252 10,019 SH   SOLE   10,019 0 0
GENERAL ELECTRIC CO COM 369604103 3,345 536,971 SH   SOLE   536,771 0 200
GENERAL MLS INC COM 370334104 700 11,357 SH   SOLE   11,357 0 0
GILEAD SCIENCES INC COM 375558103 6,093 96,417 SH   SOLE   92,917 0 3,500
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 282 7,482 SH   SOLE   7,482 0 0
GOLD TRUST ISHARES 464285105 7,679 426,868 SH   SOLE   426,398 0 470
HALLIBURTON CO COM 406216101 133 11,000 SH   SOLE   11,000 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 13,512 497,694 SH   SOLE   497,394 0 300
HERSHEY CO COM 427866108 1,462 10,203 SH   SOLE   10,203 0 0
HOME DEPOT INC COM 437076102 2,621 9,437 SH   SOLE   9,437 0 0
HONEYWELL INTL INC COM 438516106 430 2,614 SH   SOLE   2,614 0 0
HOOKIPA PHARMA INC COM 43906K100 139 14,728 SH   SOLE   14,728 0 0
IDEXX LABS INC COM 45168D104 47,052 119,691 SH   SOLE   117,628 0 2,063
ILLINOIS TOOL WKS INC COM 452308109 244 1,263 SH   SOLE   1,263 0 0
ILLUMINA INC COM 452327109 894 2,892 SH   SOLE   2,892 0 0
INTEL CORP COM 458140100 1,625 31,385 SH   SOLE   30,985 0 400
INTERNATIONAL BUSINESS MACHS COM 459200101 1,139 9,361 SH   SOLE   9,361 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,204 1,697 SH   SOLE   1,697 0 0
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847 308 14,050 SH   SOLE   14,050 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 2,344 65,815 SH   SOLE   65,815 0 0
ISHARES TR MSCI EAFE ETF 464287465 200 3,135 SH   SOLE   3,135 0 0
ISHARES TR MSCI ACWI EX US 464288240 221 4,813 SH   SOLE   4,813 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 263 1,759 SH   SOLE   1,759 0 0
ISHARES TR CORE S&P500 ETF 464287200 304 906 SH   SOLE   906 0 0
ISHARES TR CORE S&P SCP ETF 464287804 348 4,956 SH   SOLE   4,956 0 0
ISHARES TR RUS MID CAP ETF 464287499 365 6,355 SH   SOLE   6,355 0 0
ISHARES TR CORE S&P MCP ETF 464287507 478 2,578 SH   SOLE   2,578 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 575 5,789 SH   SOLE   5,789 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 644 8,000 SH   SOLE   8,000 0 0
ISHARES TR INTRM GOV CR ETF 464288612 1,012 8,599 SH   SOLE   8,599 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,047 9,436 SH   SOLE   9,436 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,389 29,295 SH   SOLE   29,295 0 0
ISHARES TR CORE S&P US VLU 464287663 2,932 54,006 SH   SOLE   54,006 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 14,545 229,132 SH   SOLE   229,132 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 11,069 219,675 SH   SOLE   219,675 0 0
JOHNSON & JOHNSON COM 478160104 21,413 143,824 SH   SOLE   141,254 0 2,570
JPMORGAN CHASE & CO COM 46625H100 3,984 41,387 SH   SOLE   41,387 0 0
KIMBERLY CLARK CORP COM 494368103 319 2,161 SH   SOLE   2,161 0 0
KINSALE CAP GROUP INC COM 49714P108 28,356 149,099 SH   SOLE   145,074 0 4,025
KLA CORP COM NEW 482480100 204 1,054 SH   SOLE   1,054 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 589 3,469 SH   SOLE   3,469 0 0
LAUDER ESTEE COS INC CL A 518439104 219 1,005 SH   SOLE   1,005 0 0
LILLY ELI & CO COM 532457108 621 4,195 SH   SOLE   4,195 0 0
LINDE PLC SHS G5494J103 830 3,487 SH   SOLE   3,487 0 0
LOWES COS INC COM 548661107 597 3,598 SH   SOLE   3,598 0 0
MARSH & MCLENNAN COS INC COM 571748102 989 8,622 SH   SOLE   8,622 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,926 5,695 SH   SOLE   5,695 0 0
MCCORMICK & CO INC COM NON VTG 579780206 19,512 100,528 SH   SOLE   100,488 0 40
MCDONALDS CORP COM 580135101 589 2,684 SH   SOLE   2,684 0 0
MEDTRONIC PLC SHS G5960L103 23,141 222,684 SH   SOLE   218,409 0 4,275
MERCADOLIBRE INC COM 58733R102 14,568 13,458 SH   SOLE   13,218 0 240
MERCK & CO. INC COM 58933Y105 3,801 45,818 SH   SOLE   45,818 0 0
MICROSOFT CORP COM 594918104 84,888 403,594 SH   SOLE   399,544 0 4,050
MONDELEZ INTL INC CL A 609207105 274 4,772 SH   SOLE   4,772 0 0
MOODYS CORP COM 615369105 2,029 7,000 SH   SOLE   7,000 0 0
NEOGENOMICS INC COM NEW 64049M209 1,537 41,653 SH   SOLE   41,653 0 0
NETFLIX INC COM 64110L106 486 972 SH   SOLE   972 0 0
NIKE INC CL B 654106103 857 6,828 SH   SOLE   6,828 0 0
NORFOLK SOUTHN CORP COM 655844108 492 2,300 SH   SOLE   2,300 0 0
NOVARTIS AG SPONSORED ADR 66987V109 221 2,544 SH   SOLE   2,469 0 75
NVIDIA CORPORATION COM 67066G104 1,303 2,408 SH   SOLE   2,408 0 0
ORACLE CORP COM 68389X105 344 5,764 SH   SOLE   5,764 0 0
OTIS WORLDWIDE CORP COM 68902V107 267 4,281 SH   SOLE   4,281 0 0
PAYCHEX INC COM 704326107 10,031 125,755 SH   SOLE   120,860 0 4,895
PAYPAL HLDGS INC COM 70450Y103 1,415 7,180 SH   SOLE   7,180 0 0
PENN NATL GAMING INC COM 707569109 207 2,850 SH   SOLE   2,850 0 0
PEPSICO INC COM 713448108 6,912 49,871 SH   SOLE   49,671 0 200
PFIZER INC COM 717081103 2,153 58,657 SH   SOLE   58,657 0 0
PIMCO DYNAMIC CR INCOME FD COM SHS 72202D106 13,211 657,929 SH   SOLE   657,929 0 0
PIMCO DYNAMIC INCOME FD SHS 72201Y101 8,083 318,723 SH   SOLE   318,723 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 409 3,635 SH   SOLE   3,635 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 36,455 357,538 SH   SOLE   354,238 0 3,300
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 37,062 362,714 SH   SOLE   361,364 0 1,350
PORTLAND GEN ELEC CO COM NEW 736508847 1,644 46,316 SH   SOLE   46,016 0 300
PROCTER AND GAMBLE CO COM 742718109 24,606 177,035 SH   SOLE   176,835 0 200
RAYTHEON TECHNOLOGIES CORP COM 75513E101 963 16,738 SH   SOLE   16,738 0 0
REGENERON PHARMACEUTICALS COM 75886F107 458 819 SH   SOLE   819 0 0
ROCKWELL AUTOMATION INC COM 773903109 408 1,850 SH   SOLE   1,850 0 0
RPM INTL INC COM 749685103 257 3,100 SH   SOLE   3,100 0 0
SAREPTA THERAPEUTICS INC COM 803607100 271 1,932 SH   SOLE   1,932 0 0
SCHLUMBERGER LTD COM 806857108 299 19,207 SH   SOLE   17,907 0 1,300
SHERWIN WILLIAMS CO COM 824348106 263 378 SH   SOLE   378 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 278 1,911 SH   SOLE   1,911 0 0
SNAP ON INC COM 833034101 883 6,000 SH   SOLE   6,000 0 0
SPDR GOLD TR GOLD SHS 78463V107 5,130 28,966 SH   SOLE   28,955 0 11
SPDR S&P 500 ETF TR TR UNIT 78462F103 16,654 49,730 SH   SOLE   49,730 0 0
SPDR SER TR S&P DIVID ETF 78464A763 209 2,267 SH   SOLE   2,267 0 0
SPDR SER TR S&P REGL BKG 78464A698 409 11,470 SH   SOLE   11,470 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 11,458 624,733 SH   SOLE   590,551 0 34,182
SPROTT PHYSICAL GOLD TR UNIT 85207H104 7,324 486,631 SH   SOLE   486,631 0 0
STARBUCKS CORP COM 855244109 635 7,390 SH   SOLE   7,390 0 0
STRYKER CORPORATION COM 863667101 3,146 15,100 SH   SOLE   15,100 0 0
SYSCO CORP COM 871829107 663 10,662 SH   SOLE   10,662 0 0
TE CONNECTIVITY LTD REG SHS H84989104 22,542 230,630 SH   SOLE   226,130 0 4,500
TESLA INC COM 88160R101 749 1,745 SH   SOLE   1,745 0 0
TEXAS INSTRS INC COM 882508104 492 3,449 SH   SOLE   3,449 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 45,767 103,658 SH   SOLE   101,333 0 2,325
TJX COS INC NEW COM 872540109 28,722 516,127 SH   SOLE   506,167 0 9,960
UGI CORP NEW COM 902681105 19,871 602,528 SH   SOLE   594,383 0 8,145
UNION PAC CORP COM 907818108 9,480 48,154 SH   SOLE   48,154 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,294 13,768 SH   SOLE   13,768 0 0
UNITEDHEALTH GROUP INC COM 91324P102 344 1,103 SH   SOLE   1,103 0 0
UNIVERSAL ELECTRS INC COM 913483103 268 7,100 SH   SOLE   7,100 0 0
US BANCORP DEL COM NEW 902973304 6,685 186,477 SH   SOLE   182,372 0 4,105
VALHI INC NEW COM 918905209 268 20,333 SH   SOLE   20,333 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 220 5,620 SH   SOLE   5,620 0 0
VANECK VECTORS ETF TR LOW CARBN ENERGY 92189F502 426 3,870 SH   SOLE   3,870 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 251 2,847 SH   SOLE   2,847 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 289 3,664 SH   SOLE   3,664 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 676 5,213 SH   SOLE   5,198 0 15
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 914 9,020 SH   SOLE   9,020 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,461 13,975 SH   SOLE   13,975 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,912 17,100 SH   SOLE   17,100 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,226 10,487 SH   SOLE   10,467 0 20
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,280 168,355 SH   SOLE   155,820 0 12,535
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 96,473 1,912,248 SH   SOLE   1,880,728 0 31,520
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 407 4,250 SH   SOLE   4,250 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 226 1,757 SH   SOLE   1,757 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 653 15,972 SH   SOLE   15,972 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 206 661 SH   SOLE   551 0 110
VERASTEM INC COM 92337C104 163 134,430 SH   SOLE   134,130 0 300
VERIZON COMMUNICATIONS INC COM 92343V104 679 11,408 SH   SOLE   11,408 0 0
VISA INC COM CL A 92826C839 48,851 244,290 SH   SOLE   239,985 0 4,305
WALGREENS BOOTS ALLIANCE INC COM 931427108 5,885 163,850 SH   SOLE   161,550 0 2,300
WALMART INC COM 931142103 361 2,581 SH   SOLE   2,581 0 0
WATSCO INC COM 942622200 37,482 160,945 SH   SOLE   159,045 0 1,900
WAYFAIR INC CL A 94419L101 14,497 49,817 SH   SOLE   47,757 0 2,060
WISDOMTREE TR INTL MIDCAP DV 97717W778 21,228 379,515 SH   SOLE   373,425 0 6,090
XYLEM INC COM 98419M100 261 3,100 SH   SOLE   3,100 0 0
YANDEX N V SHS CLASS A N97284108 14,564 223,200 SH   SOLE   223,200 0 0
YUM BRANDS INC COM 988498101 11,203 122,709 SH   SOLE   120,819 0 1,890
YUM CHINA HLDGS INC COM 98850P109 1,087 20,522 SH   SOLE   20,432 0 90
ZIMMER BIOMET HOLDINGS INC COM 98956P102 251 1,843 SH   SOLE   1,843 0 0
ZOETIS INC CL A 98978V103 782 4,731 SH   SOLE   4,731 0 0