The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOGO INC COM 38046C109 25,049 11,816 SH   SOLE   0 0 11,816
OVINTIV INC COM 69047Q102 36,547 13,536 SH   SOLE   0 0 13,536
AMBEV SA SPONSORED ADR 02319V103 46,627 20,273 SH   SOLE   0 0 20,273
ANNALY CAPITAL MANAGEMENT IN COM 035710409 51,926 10,242 SH   SOLE   0 0 10,242
SIRIUS XM HLDGS INC COM 82968B103 69,706 14,110 SH   SOLE   0 0 14,110
ALPHATEC HLDGS INC COM NEW 02081G201 82,627 23,950 SH   SOLE   0 0 23,950
MACATAWA BK CORP COM 554225102 92,560 13,000 SH   SOLE   0 0 13,000
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 127,613 34,867 SH   SOLE   0 0 34,867
ROCKWELL MED INC COM 774374102 140,947 68,755 SH   SOLE   0 0 68,755
FORD MTR CO DEL COM 345370860 153,421 31,764 SH   SOLE   0 0 31,764
TELARIA INC COM 879181105 164,142 27,357 SH   SOLE   0 0 27,357
UBS GROUP AG SHS H42097107 165,133 17,833 SH   SOLE   0 0 17,833
INDEPENDENT BANK CORP MICH COM NEW 453838609 179,947 13,981 SH   SOLE   0 0 13,981
LEVEL ONE BANCORP INC COM 52730D208 180,000 10,000 SH   SOLE   0 0 10,000
ISHARES TR SHRT NAT MUN ETF 464288158 200,298 1,884 SH   SOLE   0 0 1,884
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 200,459 9,812 SH   SOLE   0 0 9,812
ISHARES TR SP SMCP600VL ETF 464287879 200,679 2,008 SH   SOLE   0 0 2,008
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 201,597 8,535 SH   SOLE   0 0 8,535
INTERCONTINENTAL EXCHANGE IN COM 45866F104 201,875 2,500 SH   SOLE   0 0 2,500
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 201,935 4,065 SH   SOLE   0 0 4,065
ISHARES TR IBOXX INV CP ETF 464287242 202,432 1,639 SH   SOLE   0 0 1,639
ISHARES TR S&P MC 400VL ETF 464287705 203,257 1,852 SH   SOLE   0 0 1,852
ISHARES TR CORE MSCI PAC 46434V696 203,984 4,400 SH   SOLE   0 0 4,400
PAYPAL HLDGS INC COM 70450Y103 204,117 2,132 SH   SOLE   0 0 2,132
ISHARES TR IBONDS SEP2020 46434V571 204,235 8,050 SH   SOLE   0 0 8,050
VERIZON COMMUNICATIONS INC COM 92343V104 204,496 3,806 SH   SOLE   0 0 3,806
CREDIT ACCEP CORP MICH COM 225310101 204,552 800 SH   SOLE   0 0 800
ISHARES TR INTL SEL DIV ETF 464288448 206,270 9,127 SH   SOLE   0 0 9,127
JPMORGAN CHASE &CO ALERIAN ML ETN 46625H365 206,326 22,849 SH   SOLE   0 0 22,849
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 207,340 1,270 SH   SOLE   0 0 1,270
SPDR SER TR PORTFOLIO S&P400 78464A847 207,984 8,211 SH   SOLE   0 0 8,211
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 208,270 8,060 SH   SOLE   0 0 8,060
NIKE INC CL B 654106103 209,166 2,528 SH   SOLE   0 0 2,528
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 210,650 960 SH   SOLE   0 0 960
ALTRIA GROUP INC COM 02209S103 212,685 5,500 SH   SOLE   0 0 5,500
EXXON MOBIL CORP COM 30231G102 212,821 5,605 SH   SOLE   0 0 5,605
BRISTOL-MYERS SQUIBB CO COM 110122108 213,261 3,826 SH   SOLE   0 0 3,826
SOUTHERN CO COM 842587107 219,267 4,050 SH   SOLE   0 0 4,050
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 222,343 7,259 SH   SOLE   0 0 7,259
ISHARES TR S&P SML 600 GWT 464287887 222,781 1,616 SH   SOLE   0 0 1,616
ISHARES TR 3 7 YR TREAS BD 464288661 225,744 1,693 SH   SOLE   0 0 1,693
HOME DEPOT INC COM 437076102 226,852 1,215 SH   SOLE   0 0 1,215
ISHARES TR RUSSELL 3000 ETF 464287689 228,279 1,539 SH   SOLE   0 0 1,539
NEXTERA ENERGY INC COM 65339F101 229,310 953 SH   SOLE   0 0 953
BECTON DICKINSON &CO COM 075887109 229,770 1,000 SH   SOLE   0 0 1,000
ISHARES TR CORE MSCI TOTAL 46432F834 230,019 4,893 SH   SOLE   0 0 4,893
EDWARDS LIFESCIENCES CORP COM 28176E108 231,436 1,227 SH   SOLE   0 0 1,227
DISNEY WALT CO COM DISNEY 254687106 231,840 2,400 SH   SOLE   0 0 2,400
ISHARES TR S&P MC 400GR ETF 464287606 232,711 1,304 SH   SOLE   0 0 1,304
ISHARES TR CORE 1 5 YR USD 46432F859 233,280 4,619 SH   SOLE   0 0 4,619
COMERICA INC COM 200340107 234,720 8,000 SH   SOLE   0 0 8,000
INTERNATIONAL BUSINESS MACHS COM 459200101 236,478 2,131 SH   SOLE   0 0 2,131
MCDONALDS CORP COM 580135101 240,083 1,451 SH   SOLE   0 0 1,451
WISDOMTREE TR US QTLY DIV GRT 97717X669 242,610 6,235 SH   SOLE   0 0 6,235
FACEBOOK INC CL A 30303M102 244,695 1,467 SH   SOLE   0 0 1,467
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408 249,936 8,951 SH   SOLE   0 0 8,951
S&P GLOBAL INC COM 78409V104 253,381 1,034 SH   SOLE   0 0 1,034
ENSTAR GROUP LIMITED SHS G3075P101 254,480 1,600 SH   SOLE   0 0 1,600
THERMO FISHER SCIENTIFIC INC COM 883556102 255,240 900 SH   SOLE   0 0 900
ISHARES TR 0-5YR INVT GR CP 46434V100 255,814 5,102 SH   SOLE   0 0 5,102
ISHARES TR SH TR CRPORT ETF 464288646 256,616 4,901 SH   SOLE   0 0 4,901
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 256,908 9,027 SH   SOLE   0 0 9,027
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 257,502 14,816 SH   SOLE   0 0 14,816
LABORATORY CORP AMER HLDGS COM NEW 50540R409 259,099 2,050 SH   SOLE   0 0 2,050
ISHARES TR ESG 1 5 YR USD 46435G243 259,566 10,416 SH   SOLE   0 0 10,416
CVS HEALTH CORP COM 126650100 261,585 4,409 SH   SOLE   0 0 4,409
SPDR SER TR S&P DIVID ETF 78464A763 265,789 3,328 SH   SOLE   0 0 3,328
PHILIP MORRIS INTL INC COM 718172109 273,964 3,755 SH   SOLE   0 0 3,755
NOVO-NORDISK A S ADR 670100205 275,535 4,577 SH   SOLE   0 0 4,577
SPDR SER TR BLOMBERG INTL TR 78464A516 278,528 10,019 SH   SOLE   0 0 10,019
BOEING CO COM 097023105 280,681 1,882 SH   SOLE   0 0 1,882
MCKESSON CORP COM 58155Q103 282,963 2,092 SH   SOLE   0 0 2,092
GILEAD SCIENCES INC COM 375558103 288,274 3,856 SH   SOLE   0 0 3,856
ALPHABET INC CAP STK CL A 02079K305 290,487 250 SH   SOLE   0 0 250
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 294,377 14,228 SH   SOLE   0 0 14,228
VANGUARD WORLD FD MEGA CAP INDEX 921910873 294,827 3,242 SH   SOLE   0 0 3,242
DOVER CORP COM 260003108 297,987 3,550 SH   SOLE   0 0 3,550
INTEL CORP COM 458140100 298,796 5,521 SH   SOLE   0 0 5,521
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 305,636 5,608 SH   SOLE   0 0 5,608
ISHARES TR EAFE VALUE ETF 464288877 315,642 8,844 SH   SOLE   0 0 8,844
TRUIST FINL CORP COM 89832Q109 319,718 10,367 SH   SOLE   0 0 10,367
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 326,723 4,618 SH   SOLE   0 0 4,618
AMERICAN EXPRESS CO COM 025816109 342,440 4,000 SH   SOLE   0 0 4,000
ISHARES GOLD TRUST ISHARES 464285105 355,606 23,597 SH   SOLE   0 0 23,597
ROPER TECHNOLOGIES INC COM 776696106 358,581 1,150 SH   SOLE   0 0 1,150
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 362,232 5,914 SH   SOLE   0 0 5,914
UNITEDHEALTH GROUP INC COM 91324P102 377,156 1,512 SH   SOLE   0 0 1,512
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 379,799 4,361 SH   SOLE   0 0 4,361
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 380,834 29,027 SH   SOLE   0 0 29,027
ISHARES TR CORE S&P SCP ETF 464287804 385,587 6,872 SH   SOLE   0 0 6,872
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 401,564 7,280 SH   SOLE   0 0 7,280
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 419,983 8,305 SH   SOLE   0 0 8,305
SPDR GOLD TRUST GOLD SHS 78463V107 422,978 2,857 SH   SOLE   0 0 2,857
LOCKHEED MARTIN CORP COM 539830109 423,687 1,250 SH   SOLE   0 0 1,250
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 424,730 6,763 SH   SOLE   0 0 6,763
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 431,356 2,218 SH   SOLE   0 0 2,218
FIDELITY COVINGTON TR MOMENTUM FACTR 316092816 433,676 14,306 SH   SOLE   0 0 14,306
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 441,701 8,452 SH   SOLE   0 0 8,452
GRACO INC COM 384109104 453,098 9,298 SH   SOLE   0 0 9,298
AMGEN INC COM 031162100 453,507 2,237 SH   SOLE   0 0 2,237
LAMAR ADVERTISING CO NEW CL A 512816109 456,699 8,906 SH   SOLE   0 0 8,906
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 456,729 9,557 SH   SOLE   0 0 9,557
ILLUMINA INC COM 452327109 467,308 1,711 SH   SOLE   0 0 1,711
UNION PAC CORP COM 907818108 480,946 3,410 SH   SOLE   0 0 3,410
ISHARES TR MBS ETF 464288588 480,966 4,355 SH   SOLE   0 0 4,355
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 482,052 15,923 SH   SOLE   0 0 15,923
AUTOMATIC DATA PROCESSING IN COM 053015103 498,745 3,649 SH   SOLE   0 0 3,649
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 499,008 7,144 SH   SOLE   0 0 7,144
CARLISLE COS INC COM 142339100 513,648 4,100 SH   SOLE   0 0 4,100
PIMCO ETF TR INTER MUN BD ACT 72201R866 519,636 9,525 SH   SOLE   0 0 9,525
FIDELITY COVINGTON TR SML MID FACTR 316092527 527,338 27,985 SH   SOLE   0 0 27,985
APOLLO GLOBAL MGMT INC COM CL A 03768E105 539,350 16,100 SH   SOLE   0 0 16,100
JPMORGAN CHASE &CO COM 46625H100 542,160 6,022 SH   SOLE   0 0 6,022
SPDR SER TR NUVEEN BLMBRG SR 78468R739 563,127 11,515 SH   SOLE   0 0 11,515
AT&T INC COM 00206R102 568,104 19,489 SH   SOLE   0 0 19,489
ADOBE INC COM 00724F101 570,604 1,793 SH   SOLE   0 0 1,793
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 572,114 10,581 SH   SOLE   0 0 10,581
PROASSURANCE CORP COM 74267C106 587,225 23,489 SH   SOLE   0 0 23,489
BLACKSTONE GROUP INC COM CL A 09260D107 619,752 13,600 SH   SOLE   0 0 13,600
ISHARES TR NATIONAL MUN ETF 464288414 671,081 5,938 SH   SOLE   0 0 5,938
MERCK &CO. INC COM 58933Y105 693,075 9,008 SH   SOLE   0 0 9,008
ISHARES INC MSCI WORLD ETF 464286392 731,684 9,389 SH   SOLE   0 0 9,389
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 738,790 15,039 SH   SOLE   0 0 15,039
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 765,686 22,966 SH   SOLE   0 0 22,966
US BANCORP DEL COM NEW 902973304 785,460 22,800 SH   SOLE   0 0 22,800
SPDR SER TR PRTFLO S&P500 VL 78464A508 809,205 31,316 SH   SOLE   0 0 31,316
ALPHABET INC CAP STK CL C 02079K107 832,571 716 SH   SOLE   0 0 716
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 838,682 10,602 SH   SOLE   0 0 10,602
VISA INC COM CL A 92826C839 848,780 5,268 SH   SOLE   0 0 5,268
FIDELITY COVINGTON TR LOW VOLITY ETF 316092824 851,752 27,291 SH   SOLE   0 0 27,291
ISHARES TR MIN VOL EAFE ETF 46429B689 931,991 15,020 SH   SOLE   0 0 15,020
ISHARES TR RUS 2000 GRW ETF 464287648 992,358 6,274 SH   SOLE   0 0 6,274
ISHARES TR 1 3 YR TREAS BD 464287457 1,001,385 11,554 SH   SOLE   0 0 11,554
PHYSICIANS RLTY TR COM 71943U104 1,012,113 72,605 SH   SOLE   0 0 72,605
ISHARES INC CORE MSCI EMKT 46434G103 1,216,421 30,057 SH   SOLE   0 0 30,057
VANGUARD INDEX FDS VALUE ETF 922908744 1,220,745 13,707 SH   SOLE   0 0 13,707
ISHARES TR RUS 1000 ETF 464287622 1,238,021 8,747 SH   SOLE   0 0 8,747
PROCTER &GAMBLE CO COM 742718109 1,274,015 11,581 SH   SOLE   0 0 11,581
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,325,844 47,899 SH   SOLE   0 0 47,899
CORTEVA INC COM 22052L104 1,348,947 57,402 SH   SOLE   0 0 57,402
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,353,809 10,501 SH   SOLE   0 0 10,501
JOHNSON &JOHNSON COM 478160104 1,366,767 10,423 SH   SOLE   0 0 10,423
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,428,633 7,814 SH   SOLE   0 0 7,814
ISHARES TR RUS 1000 GRW ETF 464287614 1,461,440 9,700 SH   SOLE   0 0 9,700
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,463,167 13,781 SH   SOLE   0 0 13,781
ISHARES TR MSCI EAFE ETF 464287465 1,479,665 27,678 SH   SOLE   0 0 27,678
INVESCO QQQ TR UNIT SER 1 46090E103 1,487,791 7,814 SH   SOLE   0 0 7,814
MASTERCARD INC CL A 57636Q104 1,490,425 6,170 SH   SOLE   0 0 6,170
ISHARES TR CORE S&P MCP ETF 464287507 1,614,828 11,225 SH   SOLE   0 0 11,225
DOW INC COM 260557103 1,678,434 57,402 SH   SOLE   0 0 57,402
MOODYS CORP COM 615369105 1,697,710 8,027 SH   SOLE   0 0 8,027
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,710,981 47,873 SH   SOLE   0 0 47,873
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,803,570 18,221 SH   SOLE   0 0 18,221
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,813,598 75,756 SH   SOLE   0 0 75,756
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 1,878,068 33,381 SH   SOLE   0 0 33,381
PFIZER INC COM 717081103 1,909,472 58,501 SH   SOLE   0 0 58,501
DUPONT DE NEMOURS INC COM 26614N102 1,957,408 57,402 SH   SOLE   0 0 57,402
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,976,198 7,667 SH   SOLE   0 0 7,667
ISHARES TR RUS 1000 VAL ETF 464287598 2,063,539 20,806 SH   SOLE   0 0 20,806
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,485,347 24,038 SH   SOLE   0 0 24,038
MICROSOFT CORP COM 594918104 2,520,678 15,983 SH   SOLE   0 0 15,983
AMAZON COM INC COM 023135106 2,669,166 1,369 SH   SOLE   0 0 1,369
ISHARES TR S&P 500 VAL ETF 464287408 2,761,292 28,688 SH   SOLE   0 0 28,688
ISHARES TR MSCI MIN VOL ETF 46429B697 2,966,627 54,927 SH   SOLE   0 0 54,927
Apple Inc COM 037833100 3,347,049 13,162 SH   SOLE   0 0 13,162
ISHARES TR CORE S&P TTL STK 464287150 3,381,616 59,108 SH   SOLE   0 0 59,108
ISHARES TR CORE US AGGBD ET 464287226 3,455,285 29,949 SH   SOLE   0 0 29,949
VANGUARD INDEX FDS GROWTH ETF 922908736 3,949,658 25,206 SH   SOLE   0 0 25,206
ISHARES TR CORE MSCI EAFE 46432F842 4,090,904 81,998 SH   SOLE   0 0 81,998
ISHARES TR CORE S&P500 ETF 464287200 5,266,626 20,381 SH   SOLE   0 0 20,381
ISHARES TR S&P 500 GRWT ETF 464287309 5,645,206 34,203 SH   SOLE   0 0 34,203
STRYKER CORP COM 863667101 19,949,830 119,826 SH   SOLE   0 0 119,826
PEPSICO INC COM 713448108 29,892,890 248,900 SH   SOLE   0 0 248,900