The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 587 24,096 SH   SOLE   22,484 0 1,612
PFIZER INC COM 717081103 17,079 522,301 SH   SOLE   492,426 0 29,875
ISHARES TR SHRT NAT MUN ETF 464288158 433 4,016 SH   SOLE   3,726 0 290
ISHARES TR EXPND TEC SC ETF 464287549 56,088 200,930 SH   SOLE   187,306 0 13,625
DANAHER CORPORATION COM 235851102 33,872 191,549 SH   SOLE   178,466 0 13,083
AMERICAN TOWER CORP NEW COM 03027X100 16,455 63,646 SH   SOLE   59,579 0 4,067
PIMCO ETF TR ACTIVE BD ETF 72201R775 6,545 58,654 SH   SOLE   56,908 0 1,746
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 15,745 353,990 SH   SOLE   327,593 0 26,397
MASTERCARD INCORPORATED CL A 57636Q104 35,012 118,404 SH   SOLE   110,709 0 7,696
DISNEY WALT CO COM DISNEY 254687106 31,915 286,210 SH   SOLE   268,849 0 17,361
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,883 6,106 SH   SOLE   6,106 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,710 88,884 SH   SOLE   82,130 0 6,754
ADOBE INC COM 00724F101 404 929 SH   SOLE   929 0 0
ABBOTT LABS COM 002824100 21,264 232,569 SH   SOLE   218,997 0 13,572
PEPSICO INC COM 713448108 5,185 39,205 SH   SOLE   37,532 0 1,673
BK OF AMERICA CORP COM 060505104 326 13,724 SH   SOLE   13,724 0 0
ISHARES TR SH TR CRPORT ETF 464288646 53,694 981,436 SH   SOLE   924,073 0 57,363
COSTCO WHSL CORP NEW COM 22160K105 35,220 116,157 SH   SOLE   108,877 0 7,281
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 4,538 77,395 SH   SOLE   72,780 0 4,616
ROSS STORES INC COM 778296103 8,370 98,193 SH   SOLE   90,065 0 8,128
ABIOMED INC COM 003654100 209 867 SH   SOLE   867 0 0
AMAZON COM INC COM 023135106 26,796 9,713 SH   SOLE   9,228 0 485
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 2,192 102,668 SH   SOLE   99,410 0 3,258
APPLE INC COM 037833100 82,615 226,467 SH   SOLE   214,569 0 11,898
ISHARES TR 0-5 YR TIPS ETF 46429B747 54,311 530,428 SH   SOLE   500,497 0 29,931
AT&T INC COM 00206R102 774 25,590 SH   SOLE   25,590 0 0
ISHARES TR INTL SEL DIV ETF 464288448 10,399 413,977 SH   SOLE   398,025 0 15,952
QUALCOMM INC COM 747525103 19,385 212,529 SH   SOLE   200,520 0 12,008
MERCK & CO. INC COM 58933Y105 394 5,099 SH   SOLE   5,099 0 0
COLGATE PALMOLIVE CO COM 194162103 32,527 443,996 SH   SOLE   413,898 0 30,098
ORACLE CORP COM 68389X105 255 4,606 SH   SOLE   4,606 0 0
TEXAS INSTRS INC COM 882508104 217 1,709 SH   SOLE   1,709 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 714 10,331 SH   SOLE   10,034 0 297
ILLUMINA INC COM 452327109 350 944 SH   SOLE   944 0 0
ISHARES TR U.S. MED DVC ETF 464288810 2,037 7,695 SH   SOLE   7,180 0 515
VANGUARD INDEX FDS GROWTH ETF 922908736 48,736 241,161 SH   SOLE   225,947 0 15,214
PROCTER AND GAMBLE CO COM 742718109 6,076 50,819 SH   SOLE   48,612 0 2,207
BOEING CO COM 097023105 1,343 7,324 SH   SOLE   7,324 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 480 7,352 SH   SOLE   7,084 0 268
SCHWAB CHARLES CORP COM 808513105 1,063 31,515 SH   SOLE   31,515 0 0
STRYKER CORPORATION COM 863667101 13,885 77,056 SH   SOLE   72,991 0 4,066
WALMART INC COM 931142103 15,162 126,586 SH   SOLE   117,650 0 8,935
TERRITORIAL BANCORP INC COM 88145X108 361 15,158 SH   SOLE   15,158 0 0
ISHARES TR GBL COMM SVC ETF 464287275 6,881 111,675 SH   SOLE   107,699 0 3,976
PIMCO ETF TR 1-5 US TIP IDX 72201R205 758 14,246 SH   SOLE   13,047 0 1,199
INTEL CORP COM 458140100 3,872 64,710 SH   SOLE   64,337 0 373
ISHARES TR MSCI KLD400 SOC 464288570 637 5,394 SH   SOLE   4,930 0 464
DUKE ENERGY CORP NEW COM NEW 26441C204 283 3,547 SH   SOLE   3,547 0 0
ISHARES TR CORE TOTAL USD 46434V613 33,673 619,791 SH   SOLE   588,983 0 30,808
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 14,645 260,400 SH   SOLE   243,471 0 16,929
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 10,390 52,177 SH   SOLE   48,139 0 4,038
ISHARES TR CORE S&P SCP ETF 464287804 63,209 925,604 SH   SOLE   864,575 0 61,029
FORTIVE CORP COM 34959J108 25,229 372,877 SH   SOLE   346,871 0 26,007
ISHARES TR GOV/CRED BD ETF 464288596 15,838 126,474 SH   SOLE   120,437 0 6,037
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,267 30,862 SH   SOLE   28,874 0 1,988
EXXON MOBIL CORP COM 30231G102 603 13,485 SH   SOLE   13,485 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 206 2,377 SH   SOLE   2,377 0 0
CISCO SYS INC COM 17275R102 830 17,803 SH   SOLE   17,553 0 250
JPMORGAN CHASE & CO COM 46625H100 15,629 166,162 SH   SOLE   155,544 0 10,618
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 25,996 145,629 SH   SOLE   136,684 0 8,945
ISHARES INC CORE MSCI EMKT 46434G103 44,164 927,823 SH   SOLE   857,428 0 70,396
ISHARES TR FLTG RATE NT ETF 46429B655 26,173 517,353 SH   SOLE   488,106 0 29,247
VANGUARD INDEX FDS VALUE ETF 922908744 2,707 27,186 SH   SOLE   26,252 0 934
ISHARES TR PFD AND INCM SEC 464288687 2,087 60,248 SH   SOLE   58,415 0 1,833
CHEVRON CORP NEW COM 166764100 16,021 179,552 SH   SOLE   168,937 0 10,615
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 2,127 10,637 SH   SOLE   10,019 0 618
ISHARES TR CORE DIV GRWTH 46434V621 368 9,793 SH   SOLE   8,696 0 1,097
ISHARES TR CALIF MUN BD ETF 464288356 361 5,813 SH   SOLE   5,813 0 0
KIMBERLY CLARK CORP COM 494368103 5,716 40,441 SH   SOLE   38,817 0 1,624
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,030 25,853 SH   SOLE   24,357 0 1,496
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 374 3,684 SH   SOLE   3,522 0 162
VISA INC COM CL A 92826C839 31,401 162,558 SH   SOLE   153,180 0 9,377
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 267 2,280 SH   SOLE   2,280 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 8,338 393,651 SH   SOLE   378,825 0 14,826
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,535 51,594 SH   SOLE   48,344 0 3,250
ISHARES TR RUS 1000 VAL ETF 464287598 214 1,901 SH   SOLE   1,901 0 0
FACEBOOK INC CL A 30303M102 862 3,796 SH   SOLE   3,796 0 0
TJX COS INC NEW COM 872540109 16,775 331,778 SH   SOLE   310,954 0 20,824
ISHARES U S ETF TR INT RT HD LONG 46431W812 501 22,282 SH   SOLE   22,282 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 212 5,754 SH   SOLE   5,754 0 0
ZOETIS INC CL A 98978V103 16,162 117,940 SH   SOLE   110,814 0 7,125
BANK HAWAII CORP COM 062540109 1,965 31,993 SH   SOLE   31,993 0 0
MARSH & MCLENNAN COS INC COM 571748102 236 2,199 SH   SOLE   2,199 0 0
ISHARES TR US TELECOM ETF 464287713 1,725 62,598 SH   SOLE   60,010 0 2,588
AUTOMATIC DATA PROCESSING IN COM 053015103 244 1,638 SH   SOLE   1,638 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 18,233 321,797 SH   SOLE   300,914 0 20,883
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,842 25,132 SH   SOLE   23,587 0 1,545
CITIGROUP INC COM NEW 172967424 10,503 205,542 SH   SOLE   193,108 0 12,434
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,980 27,228 SH   SOLE   25,330 0 1,897
ISHARES TR USD INV GRDE ETF 464288620 10,215 169,067 SH   SOLE   161,754 0 7,313
ISHARES TR CORE US AGGBD ET 464287226 167,502 1,416,985 SH   SOLE   1,317,589 0 99,397
ISHARES TR CR 5 10 YR ETF 46435G417 15,912 304,591 SH   SOLE   288,610 0 15,980
HOME DEPOT INC COM 437076102 942 3,761 SH   SOLE   3,366 0 395
WASTE MGMT INC DEL COM 94106L109 15,713 148,366 SH   SOLE   138,490 0 9,876
ISHARES TR INTRM TR CRP ETF 464288638 5,356 88,713 SH   SOLE   85,461 0 3,252
NVIDIA CORPORATION COM 67066G104 1,857 4,887 SH   SOLE   4,887 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 16,136 292,683 SH   SOLE   274,699 0 17,983
NETFLIX INC COM 64110L106 214 471 SH   SOLE   471 0 0
AMGEN INC COM 031162100 340 1,443 SH   SOLE   1,443 0 0
LOCKHEED MARTIN CORP COM 539830109 5,899 16,164 SH   SOLE   15,631 0 533
COCA COLA CO COM 191216100 4,487 100,422 SH   SOLE   97,642 0 2,780
INVESCO QQQ TR UNIT SER 1 46090E103 2,849 11,507 SH   SOLE   11,507 0 0
ECOLAB INC COM 278865100 16,536 83,116 SH   SOLE   77,802 0 5,314
YUM BRANDS INC COM 988498101 361 4,158 SH   SOLE   1,720 0 2,438
INTERNATIONAL BUSINESS MACHS COM 459200101 1,143 9,467 SH   SOLE   9,333 0 134
CHEGG INC COM 163092109 1,313 19,528 SH   SOLE   19,528 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,744 6,154 SH   SOLE   5,416 0 738
3M CO COM 88579Y101 259 1,659 SH   SOLE   1,659 0 0
ISHARES TR CORE S&P MCP ETF 464287507 38,510 216,566 SH   SOLE   200,720 0 15,845
ISHARES TR RUS 1000 ETF 464287622 4,498 26,201 SH   SOLE   25,314 0 887
UNITED SEC BANCSHARES CALIF COM 911460103 632 94,506 SH   SOLE   94,506 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 254 4,121 SH   SOLE   4,121 0 0
NETEASE INC SPONSORED ADS 64110W102 637 1,483 SH   SOLE   1,483 0 0
STARBUCKS CORP COM 855244109 215 2,922 SH   SOLE   2,922 0 0
MICROSOFT CORP COM 594918104 33,297 163,613 SH   SOLE   153,382 0 10,232
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,876 79,293 SH   SOLE   74,700 0 4,593
ISHARES TR RUS 1000 GRW ETF 464287614 623 3,245 SH   SOLE   3,245 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206 481 17,642 SH   SOLE   17,642 0 0
ISHARES TR U.S. UTILITS ETF 464287697 42,004 299,602 SH   SOLE   283,254 0 16,348
UNILEVER PLC SPON ADR NEW 904767704 5,311 96,781 SH   SOLE   92,317 0 4,464
TITAN MED INC COM NEW 88830X819 21 25,000 SH   SOLE   25,000 0 0
MCDONALDS CORP COM 580135101 15,601 84,572 SH   SOLE   79,010 0 5,562
ALPHABET INC CAP STK CL A 02079K305 32,677 23,044 SH   SOLE   21,766 0 1,278
ISHARES TR CORE 1 5 YR USD 46432F859 21,100 409,940 SH   SOLE   390,163 0 19,777
CLOROX CO DEL COM 189054109 21,769 99,235 SH   SOLE   93,899 0 5,335
VERTEX PHARMACEUTICALS INC COM 92532F100 899 3,098 SH   SOLE   3,098 0 0
HONEYWELL INTL INC COM 438516106 377 2,608 SH   SOLE   2,608 0 0
ISHARES TR MSCI EAFE ETF 464287465 23,795 390,913 SH   SOLE   371,060 0 19,854
WISDOMTREE TR US MIDCAP DIVID 97717W505 8,288 292,438 SH   SOLE   280,457 0 11,981
ALPHABET INC CAP STK CL C 02079K107 1,867 1,321 SH   SOLE   1,278 0 43
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 331 3,253 SH   SOLE   3,253 0 0
ISHARES TR CORE S&P500 ETF 464287200 52,257 168,739 SH   SOLE   158,711 0 10,028
XILINX INC COM 983919101 653 6,633 SH   SOLE   6,633 0 0
SPDR SER TR S&P DIVID ETF 78464A763 75,256 825,171 SH   SOLE   777,524 0 47,647
BAXTER INTL INC COM 071813109 28,622 332,425 SH   SOLE   311,723 0 20,702
ISHARES TR CORE HIGH DV ETF 46429B663 354 4,368 SH   SOLE   4,368 0 0
ISHARES TR MSCI USA ESG SLC 464288802 2,085 15,585 SH   SOLE   15,253 0 332
BLACKROCK INC COM 09247X101 657 1,207 SH   SOLE   1,207 0 0
AFLAC INC COM 001055102 9,973 276,793 SH   SOLE   259,771 0 17,022
ISHARES TR SHORT TREAS BD 464288679 748 6,757 SH   SOLE   5,873 0 884
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 256 1,550 SH   SOLE   1,550 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 262 4,973 SH   SOLE   4,644 0 329
JOHNSON & JOHNSON COM 478160104 31,666 225,169 SH   SOLE   210,173 0 14,996
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 269 11,258 SH   SOLE   11,258 0 0