The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 615 6,731 SH   SOLE   6,731 0 0
AFLAC INC COM 001055102 412 11,447 SH   SOLE   11,447 0 0
APPLE INC COM 037833100 676 1,854 SH   SOLE   1,854 0 0
CHEVRON CORP NEW COM 166764100 458 5,135 SH   SOLE   5,135 0 0
CISCO SYS INC COM 17275R102 592 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COM 25746U109 545 6,711 SH   SOLE   6,711 0 0
EVERSOURCE ENERGY COM 30040W108 525 6,305 SH   SOLE   6,305 0 0
FIFTH THIRD BANCORP COM 316773100 381 19,787 SH   SOLE   19,787 0 0
GARMIN LTD SHS H2906T109 565 5,795 SH   SOLE   5,795 0 0
GENERAL MLS INC COM 370334104 693 11,244 SH   SOLE   11,244 0 0
GENUINE PARTS CO COM 372460105 502 5,773 SH   SOLE   5,773 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 31,008 495,339 SH   SOLE   495,339 0 0
GRAINGER W W INC COM 384802104 552 1,756 SH   SOLE   1,756 0 0
ILLINOIS TOOL WKS INC COM 452308109 558 3,193 SH   SOLE   3,193 0 0
INTL PAPER CO COM 460146103 465 13,217 SH   SOLE   13,217 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 251,457 1,015,577 SH   SOLE   1,015,577 0 0
ISHARES TR TIPS BD ETF 464287176 3,108 25,266 SH   SOLE   25,266 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,451 4,685 SH   SOLE   4,685 0 0
ISHARES TR CORE US AGGBD ET 464287226 22,073 186,729 SH   SOLE   186,729 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 47,466 389,477 SH   SOLE   389,477 0 0
ISHARES TR NASDAQ BIOTECH 464287556 27,458 200,879 SH   SOLE   200,879 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 51,743 250,121 SH   SOLE   250,121 0 0
ISHARES TR MBS ETF 464288588 15,970 144,265 SH   SOLE   144,265 0 0
ISHARES TR USD INV GRDE ETF 464288620 12,478 206,518 SH   SOLE   206,518 0 0
ISHARES TR SHORT TREAS BD 464288679 41,506 374,810 SH   SOLE   374,810 0 0
ISHARES TR CORE LT USDB ETF 464289479 20,879 278,500 SH   SOLE   278,500 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 39,357 764,668 SH   SOLE   764,668 0 0
ISHARES TR CORE TOTAL USD 46434V613 22,418 412,622 SH   SOLE   412,622 0 0
ISHARES TR CORE DIV GRWTH 46434V621 990 26,320 SH   SOLE   26,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,105 28,900 SH   SOLE   28,900 0 0
JOHNSON & JOHNSON COM 478160104 562 3,997 SH   SOLE   3,997 0 0
KELLOGG CO COM 487836108 588 8,900 SH   SOLE   8,900 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 443 2,610 SH   SOLE   2,610 0 0
LILLY ELI & CO COM 532457108 691 4,207 SH   SOLE   4,207 0 0
LOCKHEED MARTIN CORP COM 539830109 500 1,371 SH   SOLE   1,371 0 0
MCDONALDS CORP COM 580135101 510 2,763 SH   SOLE   2,763 0 0
MERCK & CO. INC COM 58933Y105 517 6,688 SH   SOLE   6,688 0 0
MICROSOFT CORP COM 594918104 652 3,202 SH   SOLE   3,202 0 0
NATIONAL FUEL GAS CO N J COM 636180101 544 12,980 SH   SOLE   12,980 0 0
PFIZER INC COM 717081103 503 15,369 SH   SOLE   15,369 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 11,956 117,577 SH   SOLE   117,577 0 0
PROCTER AND GAMBLE CO COM 742718109 569 4,758 SH   SOLE   4,758 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 243 3,941 SH   SOLE   3,941 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 977 18,882 SH   SOLE   18,882 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,530 27,641 SH   SOLE   27,641 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 15,742 150,656 SH   SOLE   150,656 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 3,510 64,956 SH   SOLE   64,956 0 0
SOUTHERN CO COM 842587107 447 8,626 SH   SOLE   8,626 0 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 23,753 668,540 SH   SOLE   668,540 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 21,121 401,049 SH   SOLE   401,049 0 0
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 146,295 3,672,989 SH   SOLE   3,672,989 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 55,099 1,646,722 SH   SOLE   1,646,722 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 274,795 9,949,135 SH   SOLE   9,949,135 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 246,086 798,049 SH   SOLE   798,049 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,123 68,500 SH Put SOLE   68,500 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 36,080 1,024,428 SH   SOLE   1,024,428 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 40,625 1,281,539 SH   SOLE   1,281,539 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 15,854 434,012 SH   SOLE   434,012 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 8,539 318,732 SH   SOLE   318,732 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 53,950 1,201,024 SH   SOLE   1,201,024 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 11,010 351,306 SH   SOLE   351,306 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 30,900 1,001,312 SH   SOLE   1,001,312 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 9,564 317,306 SH   SOLE   317,306 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 7,186 153,182 SH   SOLE   153,182 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 526,770 14,531,579 SH   SOLE   14,531,579 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 5,033 163,829 SH   SOLE   163,829 0 0
SPDR SER TR S&P KENSHO NEW 78468R648 22,604 607,141 SH   SOLE   607,141 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 741 26,610 SH   SOLE   26,610 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 26,505 300,141 SH   SOLE   300,141 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 130,035 4,894,054 SH   SOLE   4,894,054 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 8,264 168,223 SH   SOLE   168,223 0 0
SYSCO CORP COM 871829107 357 6,523 SH   SOLE   6,523 0 0
TRUIST FINL CORP COM 89832Q109 405 10,791 SH   SOLE   10,791 0 0
US BANCORP DEL COM NEW 902973304 375 10,180 SH   SOLE   10,180 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 25,876 705,447 SH   SOLE   705,447 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 2,259 78,700 SH   SOLE   78,700 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 56,967 281,887 SH   SOLE   281,887 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,023 8,734 SH   SOLE   8,734 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 906 11,506 SH   SOLE   11,506 0 0
WALMART INC COM 931142103 600 5,013 SH   SOLE   5,013 0 0
WASTE MGMT INC DEL COM 94106L109 500 4,719 SH   SOLE   4,719 0 0