The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 60,784 389,668 SH   DFND   0 0 389,668
ABBOTT LABS COM 002824100 8,217 89,872 SH   DFND   0 0 89,872
ABBOTT LABS COM 002824100 243 2,655 SH   SOLE   0 0 2,625
ABBVIE INC COM 00287Y109 6,317 64,342 SH   DFND   0 0 64,342
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,644 21,627 SH   DFND   0 0 21,627
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 273 1,272 SH   SOLE   0 0 1,257
ACTIVISION BLIZZARD INC COM 00507V109 217 2,863 SH   DFND   0 0 2,863
ADOBE INC COM 00724F101 1,760 4,044 SH   DFND   0 0 4,044
AFLAC INC COM 001055102 1,656 45,971 SH   DFND   0 0 45,971
AGNICO EAGLE MINES LTD COM 008474108 1,606 25,073 SH   DFND   0 0 25,073
AIR PRODS & CHEMS INC COM 009158106 271 1,124 SH   DFND   0 0 1,124
AKAMAI TECHNOLOGIES INC COM 00971T101 278 2,598 SH   DFND   0 0 2,598
ALEXCO RESOURCE CORP COM 01535P106 217 96,500 SH   DFND   0 0 96,500
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,058 14,175 SH   DFND   0 0 14,175
ALIGN TECHNOLOGY INC COM 016255101 1,206 4,395 SH   DFND   0 0 4,395
ALLEGION PLC ORD SHS G0176J109 281 2,745 SH   DFND   0 0 2,745
ALLSTATE CORP COM 020002101 600 6,188 SH   DFND   0 0 6,188
ALPHABET INC CAP STK CL C 02079K107 3,874 2,740 SH   DFND   0 0 2,740
ALPHABET INC CAP STK CL A 02079K305 10,070 7,101 SH   DFND   0 0 7,101
AMAZON COM INC COM 023135106 35,575 12,895 SH   DFND   0 0 12,895
AMERICAN ELEC PWR CO INC COM 025537101 508 6,378 SH   DFND   0 0 6,378
AMERICAN TOWER CORP NEW COM 03027X100 14,237 55,065 SH   DFND   0 0 55,065
AMERICAN WTR WKS CO INC NEW COM 030420103 3,199 24,862 SH   DFND   0 0 24,862
AMERICAN WTR WKS CO INC NEW COM 030420103 268 2,086 SH   SOLE   0 0 2,066
AMERISOURCEBERGEN CORP COM 03073E105 1,611 15,989 SH   DFND   0 0 15,989
AMGEN INC COM 031162100 5,275 22,367 SH   DFND   0 0 22,367
ANALOG DEVICES INC COM 032654105 331 2,695 SH   DFND   0 0 2,695
APPLE INC COM 037833100 104,985 287,788 SH   DFND   0 0 287,788
APPLE INC COM 037833100 470 1,288 SH   SOLE   0 0 1,279
AT&T INC COM 00206R102 3,874 128,154 SH   DFND   0 0 128,154
AUTOMATIC DATA PROCESSING IN COM 053015103 4,256 28,582 SH   DFND   0 0 28,582
AZURRX BIOPHARMA INC COM 05502L105 161 178,203 SH   DFND   0 0 178,203
BANK NEW YORK MELLON CORP COM 064058100 832 21,524 SH   DFND   0 0 21,524
BAXTER INTL INC COM 071813109 2,454 28,503 SH   DFND   0 0 28,503
BAXTER INTL INC COM 071813109 200 2,320 SH   SOLE   0 0 2,290
BECTON DICKINSON & CO COM 075887109 1,612 6,739 SH   DFND   0 0 6,739
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,069 4 SH   DFND   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 25,568 143,229 SH   DFND   0 0 143,229
BEST BUY INC COM 086516101 314 3,600 SH   DFND   0 0 3,600
BIO-TECHNE CORP COM 09073M104 480 1,819 SH   DFND   0 0 1,819
BK OF AMERICA CORP COM 060505104 1,553 65,406 SH   DFND   0 0 65,406
BLACKROCK INC COM 09247X101 7,359 13,525 SH   DFND   0 0 13,525
BLACKSTONE GROUP INC COM CL A 09260D107 3,914 69,070 SH   DFND   0 0 69,070
BOEING CO COM 097023105 1,765 9,629 SH   DFND   0 0 9,629
BOOKING HOLDINGS INC COM 09857L108 1,826 1,147 SH   DFND   0 0 1,147
BP PLC SPONSORED ADR 055622104 1,205 51,686 SH   DFND   0 0 51,686
BRISTOL-MYERS SQUIBB CO COM 110122108 6,370 108,332 SH   DFND   0 0 108,332
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 624 174,337 SH   DFND   0 0 174,337
BROADCOM INC COM 11135F101 1,572 4,982 SH   DFND   0 0 4,982
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 3,100 24,565 SH   DFND   0 0 24,565
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 302 2,396 SH   SOLE   0 0 2,371
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,037 31,522 SH   DFND   0 0 31,522
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 966 23,500 SH   DFND   0 0 23,500
BROOKLINE BANCORP INC DEL COM 11373M107 146 14,451 SH   DFND   0 0 14,451
CANADIAN NATL RY CO COM 136375102 2,307 26,042 SH   DFND   0 0 26,042
CANADIAN NATL RY CO COM 136375102 220 2,480 SH   SOLE   0 0 2,445
CAPITAL ONE FINL CORP COM 14040H105 291 4,652 SH   DFND   0 0 4,652
CARLISLE COS INC COM 142339100 920 7,686 SH   DFND   0 0 7,686
CARRIER GLOBAL CORPORATION COM 14448C104 881 39,638 SH   DFND   0 0 39,638
CATERPILLAR INC DEL COM 149123101 4,290 33,916 SH   DFND   0 0 33,916
CERNER CORP COM 156782104 485 7,072 SH   DFND   0 0 7,072
CHARTER COMMUNICATIONS INC N CL A 16119P108 646 1,266 SH   DFND   0 0 1,266
CHEVRON CORP NEW COM 166764100 6,613 74,111 SH   DFND   0 0 74,111
CHUBB LIMITED COM H1467J104 582 4,593 SH   DFND   0 0 4,593
CIGNA CORP NEW COM 125523100 440 2,345 SH   DFND   0 0 2,345
CISCO SYS INC COM 17275R102 6,515 139,688 SH   DFND   0 0 139,688
CITIGROUP INC COM NEW 172967424 2,382 46,610 SH   DFND   0 0 46,610
CLEARPOINT NEURO INC COM 18507C103 539 151,584 SH   DFND   0 0 151,584
CLOROX CO DEL COM 189054109 1,927 8,786 SH   DFND   0 0 8,786
CME GROUP INC COM 12572Q105 225 1,384 SH   DFND   0 0 1,384
COCA COLA CO COM 191216100 813 18,204 SH   DFND   0 0 18,204
COLGATE PALMOLIVE CO COM 194162103 1,126 15,371 SH   DFND   0 0 15,371
COMCAST CORP NEW CL A 20030N101 12,492 320,463 SH   DFND   0 0 320,463
COMCAST CORP NEW CL A 20030N101 221 5,670 SH   SOLE   0 0 5,595
CONFORMIS INC COM 20717E101 8 10,000 SH   DFND   0 0 10,000
CONOCOPHILLIPS COM 20825C104 2,020 48,072 SH   DFND   0 0 48,072
CONSOLIDATED EDISON INC COM 209115104 249 3,460 SH   DFND   0 0 3,460
CONSTELLATION BRANDS INC CL A 21036P108 617 3,525 SH   DFND   0 0 3,525
COSTCO WHSL CORP NEW COM 22160K105 1,422 4,691 SH   DFND   0 0 4,691
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 228 3,100 SH   DFND   0 0 3,100
CROWN CASTLE INTL CORP NEW COM 22822V101 3,296 19,694 SH   DFND   0 0 19,694
CSX CORP COM 126408103 3,760 53,916 SH   DFND   0 0 53,916
CUMMINS INC COM 231021106 1,786 10,307 SH   DFND   0 0 10,307
CVS HEALTH CORP COM 126650100 2,113 32,518 SH   DFND   0 0 32,518
D R HORTON INC COM 23331A109 269 4,858 SH   DFND   0 0 4,858
DANAHER CORPORATION COM 235851102 9,875 55,844 SH   DFND   0 0 55,844
DEERE & CO COM 244199105 698 4,439 SH   DFND   0 0 4,439
DIAGEO P L C SPON ADR NEW 25243Q205 800 5,952 SH   DFND   0 0 5,952
DISNEY WALT CO COM DISNEY 254687106 7,412 66,470 SH   DFND   0 0 66,470
DOCUSIGN INC COM 256163106 936 5,435 SH   DFND   0 0 5,435
DOLLAR TREE INC COM 256746108 329 3,551 SH   DFND   0 0 3,551
DOMINION ENERGY INC COM 25746U109 612 7,540 SH   DFND   0 0 7,540
DONALDSON INC COM 257651109 230 4,950 SH   DFND   0 0 4,950
DOW INC COM 260557103 261 6,413 SH   DFND   0 0 6,413
DUKE ENERGY CORP NEW COM NEW 26441C204 739 9,247 SH   DFND   0 0 9,247
DUKE REALTY CORP COM NEW 264411505 704 19,900 SH   DFND   0 0 19,900
DUNKIN BRANDS GROUP INC COM 265504100 2,593 39,746 SH   DFND   0 0 39,746
DUPONT DE NEMOURS INC COM 26614N102 273 5,130 SH   DFND   0 0 5,130
EAST WEST BANCORP INC COM 27579R104 774 21,350 SH   DFND   0 0 21,350
EATON CORP PLC SHS G29183103 354 4,041 SH   DFND   0 0 4,041
EATON VANCE TX MGD DIV EQ IN COM 27828N102 2,221 206,053 SH   DFND   0 0 206,053
EBAY INC. COM 278642103 856 16,329 SH   DFND   0 0 16,329
ECOLAB INC COM 278865100 609 3,060 SH   DFND   0 0 3,060
EDWARDS LIFESCIENCES CORP COM 28176E108 260 3,768 SH   DFND   0 0 3,768
ELANCO ANIMAL HEALTH INC COM 28414H103 323 15,078 SH   DFND   0 0 15,078
EMERSON ELEC CO COM 291011104 2,587 41,710 SH   DFND   0 0 41,710
EMERSON ELEC CO COM 291011104 207 3,344 SH   SOLE   0 0 3,314
ENBRIDGE INC COM 29250N105 2,031 66,750 SH   DFND   0 0 66,750
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 242 34,024 SH   DFND   0 0 34,024
ENSTAR GROUP LIMITED SHS G3075P101 336 2,200 SH   DFND   0 0 2,200
ENTERPRISE PRODS PARTNERS L COM 293792107 490 26,980 SH   DFND   0 0 26,980
EVERSOURCE ENERGY COM 30040W108 370 4,444 SH   DFND   0 0 4,444
EXPEDITORS INTL WASH INC COM 302130109 317 4,175 SH   DFND   0 0 4,175
EXXON MOBIL CORP COM 30231G102 8,525 190,625 SH   DFND   0 0 190,625
FACEBOOK INC CL A 30303M102 1,064 4,684 SH   DFND   0 0 4,684
FACTSET RESH SYS INC COM 303075105 246 750 SH   DFND   0 0 750
FEDEX CORP COM 31428X106 294 2,100 SH   DFND   0 0 2,100
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 945 95,195 SH   DFND   0 0 95,195
FIRST TR NASDAQ-100 TECH IND DJ INTERNT IDX 33733E302 201 1,180 SH   DFND   0 0 1,180
FISERV INC COM 337738108 611 6,260 SH   DFND   0 0 6,260
FLEXSHARES TR QUALT DIVD IDX 33939L860 223 5,285 SH   DFND   0 0 5,285
FLIR SYS INC COM 302445101 2,208 54,435 SH   DFND   0 0 54,435
FORD MTR CO DEL COM 345370860 132 21,749 SH   DFND   0 0 21,749
FORTINET INC COM 34959E109 2,417 17,610 SH   DFND   0 0 17,610
FORTIVE CORP COM 34959J108 2,759 40,771 SH   DFND   0 0 40,771
FORTUNE BRANDS HOME & SEC IN COM 34964C106 551 8,619 SH   DFND   0 0 8,619
GENERAL ELECTRIC CO COM 369604103 422 61,741 SH   DFND   0 0 61,741
GENERAL MLS INC COM 370334104 1,204 19,528 SH   DFND   0 0 19,528
GENTEX CORP COM 371901109 728 28,255 SH   DFND   0 0 28,255
GILEAD SCIENCES INC COM 375558103 605 7,866 SH   DFND   0 0 7,866
GLOBE LIFE INC COM 37959E102 1,796 24,191 SH   DFND   0 0 24,191
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 334 5,330 SH   DFND   0 0 5,330
GOLDMAN SACHS GROUP INC COM 38141G104 747 3,778 SH   DFND   0 0 3,778
GRACO INC COM 384109104 1,659 34,572 SH   DFND   0 0 34,572
HOME DEPOT INC COM 437076102 12,294 49,074 SH   DFND   0 0 49,074
HONEYWELL INTL INC COM 438516106 8,699 60,161 SH   DFND   0 0 60,161
IDEXX LABS INC COM 45168D104 330 1,000 SH   DFND   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,337 7,649 SH   DFND   0 0 7,649
INTEL CORP COM 458140100 12,345 206,327 SH   DFND   0 0 206,327
INTEL CORP COM 458140100 306 5,108 SH   SOLE   0 0 5,058
INTERNATIONAL BUSINESS MACHS COM 459200101 3,722 30,816 SH   DFND   0 0 30,816
INTUIT COM 461202103 3,522 11,889 SH   DFND   0 0 11,889
INTUIT COM 461202103 268 904 SH   SOLE   0 0 894
INTUITIVE SURGICAL INC COM NEW 46120E602 311 546 SH   DFND   0 0 546
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 342 6,779 SH   DFND   0 0 6,779
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 639 19,416 SH   DFND   0 0 19,416
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628 832 21,750 SH   DFND   0 0 21,750
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 378 20,864 SH   DFND   0 0 20,864
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 1,059 29,137 SH   DFND   0 0 29,137
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,637 25,916 SH   DFND   0 0 25,916
INVESCO QQQ TR UNIT SER 1 46090E103 1,289 5,205 SH   DFND   0 0 5,205
IQVIA HLDGS INC COM 46266C105 2,556 18,015 SH   DFND   0 0 18,015
IQVIA HLDGS INC COM 46266C105 252 1,778 SH   SOLE   0 0 1,758
ISHARES INC MIN VOL EMRG MKT 464286533 491 9,441 SH   DFND   0 0 9,441
ISHARES INC MSCI JPN ETF NEW 46434G822 281 5,125 SH   DFND   0 0 5,125
ISHARES TR S&P 100 ETF 464287101 531 3,729 SH   DFND   0 0 3,729
ISHARES TR SELECT DIVID ETF 464287168 252 3,117 SH   DFND   0 0 3,117
ISHARES TR TIPS BD ETF 464287176 323 2,627 SH   DFND   0 0 2,627
ISHARES TR CORE S&P500 ETF 464287200 8,343 26,939 SH   DFND   0 0 26,939
ISHARES TR MSCI EMG MKT ETF 464287234 1,103 27,587 SH   DFND   0 0 27,587
ISHARES TR IBOXX INV CP ETF 464287242 910 6,769 SH   DFND   0 0 6,769
ISHARES TR MSCI EAFE ETF 464287465 530 8,715 SH   DFND   0 0 8,715
ISHARES TR RUS MD CP GR ETF 464287481 228 1,442 SH   DFND   0 0 1,442
ISHARES TR CORE S&P MCP ETF 464287507 2,784 15,655 SH   DFND   0 0 15,655
ISHARES TR EXPANDED TECH 464287515 1,998 7,028 SH   DFND   0 0 7,028
ISHARES TR NASDAQ BIOTECH 464287556 393 2,875 SH   DFND   0 0 2,875
ISHARES TR CORE S&P US GWT 464287671 1,647 22,909 SH   DFND   0 0 22,909
ISHARES TR U.S. TECH ETF 464287721 1,783 6,607 SH   DFND   0 0 6,607
ISHARES TR CORE S&P SCP ETF 464287804 2,693 39,433 SH   DFND   0 0 39,433
ISHARES TR MRGSTR MD CP ETF 464288208 935 5,072 SH   DFND   0 0 5,072
ISHARES TR JPMORGAN USD EMG 464288281 420 3,841 SH   DFND   0 0 3,841
ISHARES TR MRGSTR SM CP ETF 464288505 329 2,175 SH   DFND   0 0 2,175
ISHARES TR MSCI KLD400 SOC 464288570 276 2,340 SH   DFND   0 0 2,340
ISHARES TR INTRM TR CRP ETF 464288638 1,621 26,841 SH   DFND   0 0 26,841
ISHARES TR PFD AND INCM SEC 464288687 677 19,554 SH   DFND   0 0 19,554
ISHARES TR US HOME CONS ETF 464288752 1,096 24,817 SH   DFND   0 0 24,817
ISHARES TR MSCI USA ESG SLC 464288802 434 3,247 SH   DFND   0 0 3,247
ISHARES TR FLTG RATE NT ETF 46429B655 1,303 25,750 SH   DFND   0 0 25,575
ISHARES TR CORE HIGH DV ETF 46429B663 316 3,900 SH   DFND   0 0 3,900
ISHARES TR MSCI MIN VOL ETF 46429B697 1,163 19,179 SH   DFND   0 0 19,179
ISHARES TR USA QUALITY FCTR 46432F339 304 3,170 SH   DFND   0 0 3,170
ISHARES TR USA MOMENTUM FCT 46432F396 714 5,450 SH   DFND   0 0 5,450
ISHARES TR CORE MSCI TOTAL 46432F834 499 9,146 SH   DFND   0 0 9,146
ISHARES TR CORE MSCI EAFE 46432F842 476 8,328 SH   DFND   0 0 8,328
ISHARES TR CORE TOTAL USD 46434V613 1,020 18,772 SH   DFND   0 0 18,772
ISHARES TR CORE DIV GRWTH 46434V621 1,983 52,727 SH   DFND   0 0 52,727
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 770 15,180 SH   DFND   0 0 15,180
JD.COM INC SPON ADR CL A 47215P106 1,361 22,613 SH   DFND   0 0 22,613
JEFFERIES FINL GROUP INC COM 47233W109 385 24,743 SH   DFND   0 0 24,743
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 2,410 62,832 SH   DFND   0 0 62,424
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 2,055 58,525 SH   DFND   0 0 58,525
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 791 30,488 SH   DFND   0 0 30,488
JOHNSON & JOHNSON COM 478160104 16,580 117,898 SH   DFND   0 0 117,898
JOUNCE THERAPEUTICS INC COM 481116101 75 10,816 SH   DFND   0 0 10,816
JPMORGAN CHASE & CO COM 46625H100 13,208 140,423 SH   DFND   0 0 140,423
KIMBERLY CLARK CORP COM 494368103 639 4,522 SH   DFND   0 0 4,522
KRAFT HEINZ CO COM 500754106 210 6,579 SH   DFND   0 0 6,579
LAM RESEARCH CORP COM 512807108 224 691 SH   DFND   0 0 691
LILLY ELI & CO COM 532457108 4,860 29,599 SH   DFND   0 0 29,599
LINDE PLC SHS G5494J103 476 2,245 SH   DFND   0 0 2,245
LOCKHEED MARTIN CORP COM 539830109 3,639 9,972 SH   DFND   0 0 9,972
LOWES COS INC COM 548661107 3,250 24,053 SH   DFND   0 0 24,053
LOWES COS INC COM 548661107 215 1,588 SH   SOLE   0 0 1,563
MARATHON PETE CORP COM 56585A102 461 12,325 SH   DFND   0 0 12,325
MASTERCARD INCORPORATED CL A 57636Q104 5,168 17,478 SH   DFND   0 0 17,478
MASTERCARD INCORPORATED CL A 57636Q104 202 683 SH   SOLE   0 0 673
MCCORMICK & CO INC COM NON VTG 579780206 3,981 22,188 SH   DFND   0 0 22,188
MCCORMICK & CO INC COM NON VTG 579780206 269 1,500 SH   SOLE   0 0 1,485
MCDONALDS CORP COM 580135101 3,612 19,579 SH   DFND   0 0 19,579
MEDTRONIC PLC SHS G5960L103 2,633 28,710 SH   DFND   0 0 28,710
MERCK & CO. INC COM 58933Y105 7,388 95,545 SH   DFND   0 0 95,545
METTLER TOLEDO INTERNATIONAL COM 592688105 2,047 2,541 SH   DFND   0 0 2,541
MICROSOFT CORP COM 594918104 29,504 144,975 SH   DFND   0 0 144,975
MICROSOFT CORP COM 594918104 321 1,575 SH   SOLE   0 0 1,560
MONDELEZ INTL INC CL A 609207105 3,586 70,136 SH   DFND   0 0 70,136
MORGAN STANLEY COM NEW 617446448 275 5,687 SH   DFND   0 0 5,687
NETFLIX INC COM 64110L106 1,696 3,727 SH   DFND   0 0 3,727
NEXTERA ENERGY INC COM 65339F101 8,405 34,994 SH   DFND   0 0 34,994
NEXTERA ENERGY INC COM 65339F101 270 1,125 SH   SOLE   0 0 1,115
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 2,386 46,530 SH   DFND   0 0 46,530
NIKE INC CL B 654106103 6,049 61,689 SH   DFND   0 0 61,689
NORFOLK SOUTHERN CORP COM 655844108 386 2,198 SH   DFND   0 0 2,198
NORTHROP GRUMMAN CORP COM 666807102 262 853 SH   DFND   0 0 853
NOVAGOLD RES INC COM NEW 66987E206 321 35,000 SH   DFND   0 0 35,000
NOVARTIS AG SPONSORED ADR 66987V109 2,366 27,092 SH   DFND   0 0 27,092
NOVARTIS AG SPONSORED ADR 66987V109 204 2,332 SH   SOLE   0 0 2,302
NUCOR CORP COM 670346105 425 10,259 SH   DFND   0 0 10,259
NVIDIA CORPORATION COM 67066G104 2,222 5,848 SH   DFND   0 0 5,848
NXP SEMICONDUCTORS N V COM N6596X109 290 2,545 SH   DFND   0 0 2,545
OMNICOM GROUP INC COM 681919106 1,364 24,990 SH   DFND   0 0 24,990
ORACLE CORP COM 68389X105 5,910 106,936 SH   DFND   0 0 106,936
ORACLE CORP COM 68389X105 242 4,387 SH   SOLE   0 0 4,337
OTIS WORLDWIDE CORP COM 68902V107 1,121 19,709 SH   DFND   0 0 19,709
PARK CITY GROUP INC COM NEW 700215304 201 47,575 SH   DFND   0 0 47,575
PAYCHEX INC COM 704326107 2,233 29,483 SH   DFND   0 0 29,483
PAYPAL HLDGS INC COM 70450Y103 5,083 29,172 SH   DFND   0 0 29,172
PAYPAL HLDGS INC COM 70450Y103 295 1,693 SH   SOLE   0 0 1,673
PELOTON INTERACTIVE INC CL A COM 70614W100 494 8,550 SH   DFND   0 0 8,550
PEPSICO INC COM 713448108 6,425 48,582 SH   DFND   0 0 48,582
PEPSICO INC COM 713448108 289 2,186 SH   SOLE   0 0 2,161
PERKINELMER INC COM 714046109 294 3,000 SH   DFND   0 0 3,000
PFIZER INC COM 717081103 5,149 157,458 SH   DFND   0 0 157,458
PHILIP MORRIS INTL INC COM 718172109 314 4,484 SH   DFND   0 0 4,484
PHILLIPS 66 COM 718546104 2,280 31,717 SH   DFND   0 0 31,717
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,750 86,044 SH   DFND   0 0 86,044
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 233 2,292 SH   SOLE   0 0 2,192
PNC FINL SVCS GROUP INC COM 693475105 638 6,066 SH   DFND   0 0 6,066
PROCTER AND GAMBLE CO COM 742718109 13,356 111,699 SH   DFND   0 0 111,699
PROCTER AND GAMBLE CO COM 742718109 327 2,737 SH   SOLE   0 0 2,717
PROGRESSIVE CORP OHIO COM 743315103 2,557 31,919 SH   DFND   0 0 31,919
PROGRESSIVE CORP OHIO COM 743315103 236 2,940 SH   SOLE   0 0 2,900
QUALCOMM INC COM 747525103 571 6,256 SH   DFND   0 0 6,256
QUEST DIAGNOSTICS INC COM 74834L100 1,235 10,839 SH   DFND   0 0 10,839
RAYTHEON TECHNOLOGIES CORP COM 75513E101 3,247 52,701 SH   DFND   0 0 52,701
RELMADA THERAPEUTICS INC COM 75955J402 20,320 454,087 SH   DFND   0 0 454,087
ROCKWELL AUTOMATION INC COM 773903109 213 1,000 SH   DFND   0 0 1,000
ROPER TECHNOLOGIES INC COM 776696106 4,002 10,307 SH   DFND   0 0 10,307
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 287 9,419 SH   DFND   0 0 9,419
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 608 18,594 SH   DFND   0 0 18,594
S&P GLOBAL INC COM 78409V104 1,480 4,492 SH   DFND   0 0 4,492
SALESFORCE COM INC COM 79466L302 7,376 39,372 SH   DFND   0 0 39,372
SANOFI SPONSORED ADR 80105N105 1,773 34,735 SH   DFND   0 0 34,735
SCHLUMBERGER LTD COM 806857108 299 16,277 SH   DFND   0 0 16,277
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 277 3,740 SH   DFND   0 0 3,740
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 960 18,242 SH   DFND   0 0 18,242
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 294 4,501 SH   DFND   0 0 4,501
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 789 33,698 SH   DFND   0 0 33,698
SCIENCE APPLICATIONS INTL CO COM 808625107 1,415 18,220 SH   DFND   0 0 18,220
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 407 4,068 SH   DFND   0 0 4,068
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 239 4,080 SH   DFND   0 0 4,080
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 399 3,123 SH   DFND   0 0 3,123
SELECT SECTOR SPDR TR ENERGY 81369Y506 316 8,337 SH   DFND   0 0 8,337
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 369 5,367 SH   DFND   0 0 5,367
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,486 33,360 SH   DFND   0 0 33,360
SERVICENOW INC COM 81762P102 270 666 SH   DFND   0 0 666
SHERWIN WILLIAMS CO COM 824348106 445 770 SH   DFND   0 0 770
SLACK TECHNOLOGIES INC COM CL A 83088V102 734 23,600 SH   DFND   0 0 23,600
SOUTHERN CO COM 842587107 1,366 26,338 SH   DFND   0 0 26,338
SOUTHERN COPPER CORP COM 84265V105 551 13,850 SH   DFND   0 0 13,850
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 336 1,302 SH   DFND   0 0 1,302
SPDR GOLD TR GOLD SHS 78463V107 4,664 27,869 SH   DFND   0 0 27,869
SPDR S&P 500 ETF TR TR UNIT 78462F103 926 3,003 SH   DFND   0 0 3,003
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 672 2,072 SH   DFND   0 0 2,072
SPDR SER TR NYSE TECH ETF 78464A102 3,109 31,377 SH   DFND   0 0 31,377
SPDR SER TR PORTFOLIO SHORT 78464A474 1,489 47,508 SH   DFND   0 0 47,508
SPDR SER TR BLOMBERG BRC INV 78468R200 937 30,746 SH   DFND   0 0 30,746
SPRING BK PHARMACEUTICALS IN COM 849431101 88 59,905 SH   DFND   0 0 59,905
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 374 8,624 SH   DFND   0 0 8,624
STANLEY BLACK & DECKER INC COM 854502101 322 2,313 SH   DFND   0 0 2,313
STAR GROUP L P UNIT LTD PARTNR 85512C105 351 40,000 SH   DFND   0 0 40,000
STARBUCKS CORP COM 855244109 1,316 17,881 SH   DFND   0 0 17,881
STRYKER CORPORATION COM 863667101 1,220 6,769 SH   DFND   0 0 6,769
SUN LIFE FINANCIAL INC. COM 866796105 245 6,667 SH   DFND   0 0 6,667
SYSCO CORP COM 871829107 1,202 21,988 SH   DFND   0 0 21,988
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 558 3,995 SH   DFND   0 0 3,995
TARGET CORP COM 87612E106 658 5,488 SH   DFND   0 0 5,488
TC ENERGY CORP COM 87807B107 262 6,114 SH   DFND   0 0 6,114
TESLA INC COM 88160R101 1,437 1,331 SH   DFND   0 0 1,331
TEXAS INSTRS INC COM 882508104 1,146 9,025 SH   DFND   0 0 9,025
THERMO FISHER SCIENTIFIC INC COM 883556102 13,063 36,052 SH   DFND   0 0 36,052
TJX COS INC NEW COM 872540109 1,659 32,805 SH   DFND   0 0 32,805
TORONTO DOMINION BK ONT COM NEW 891160509 1,506 33,752 SH   DFND   0 0 33,752
TRANSDIGM GROUP INC COM 893641100 210 474 SH   DFND   0 0 474
TRAVELERS COMPANIES INC COM 89417E109 422 3,701 SH   DFND   0 0 3,701
TRUIST FINL CORP COM 89832Q109 1,511 40,247 SH   DFND   0 0 40,247
UNILEVER PLC SPON ADR NEW 904767704 1,931 35,190 SH   DFND   0 0 35,190
UNION PAC CORP COM 907818108 1,480 8,754 SH   DFND   0 0 8,754
UNITED PARCEL SERVICE INC CL B 911312106 752 6,765 SH   DFND   0 0 6,765
UNITEDHEALTH GROUP INC COM 91324P102 497 1,685 SH   DFND   0 0 1,685
UNIVERSAL DISPLAY CORP COM 91347P105 1,689 11,289 SH   DFND   0 0 11,289
UNIVERSAL HLTH SVCS INC CL B 913903100 692 7,445 SH   DFND   0 0 7,445
US BANCORP DEL COM NEW 902973304 2,272 61,718 SH   DFND   0 0 61,718
V F CORP COM 918204108 846 13,885 SH   DFND   0 0 13,885
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 646 17,620 SH   DFND   0 0 17,620
VANECK VECTORS ETF TR JR GOLD MINERS E 92189F791 503 10,140 SH   DFND   0 0 10,140
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,146 12,295 SH   DFND   0 0 12,295
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 206 2,335 SH   DFND   0 0 2,235
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,555 33,712 SH   DFND   0 0 33,560
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 209 739 SH   SOLE   0 0 739
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 558 7,104 SH   DFND   0 0 7,104
VANGUARD INDEX FDS SM CP VAL ETF 922908611 757 7,081 SH   DFND   0 0 7,081
VANGUARD INDEX FDS MID CAP ETF 922908629 3,544 21,624 SH   DFND   0 0 21,564
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,124 7,859 SH   DFND   0 0 7,859
VANGUARD INDEX FDS GROWTH ETF 922908736 715 3,540 SH   DFND   0 0 3,540
VANGUARD INDEX FDS SMALL CP ETF 922908751 890 6,105 SH   DFND   0 0 6,105
VANGUARD INDEX FDS TOTAL STK MKT 922908769 369 2,355 SH   DFND   0 0 2,355
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,989 62,775 SH   DFND   0 0 62,775
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 200 4,211 SH   SOLE   0 0 4,211
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,225 81,417 SH   DFND   0 0 81,295
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,337 64,560 SH   DFND   0 0 64,485
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 362 4,381 SH   SOLE   0 0 4,126
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,707 49,472 SH   DFND   0 0 49,299
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 271 2,849 SH   SOLE   0 0 2,749
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 811 6,924 SH   DFND   0 0 6,835
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 4,367 112,577 SH   DFND   0 0 112,325
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,126 14,288 SH   DFND   0 0 14,288
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 928 4,819 SH   DFND   0 0 4,819
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,163 4,172 SH   DFND   0 0 4,172
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,632 13,526 SH   DFND   0 0 13,526
VERASTEM INC COM 92337C104 22 12,783 SH   DFND   0 0 12,783
VERIZON COMMUNICATIONS INC COM 92343V104 6,877 124,745 SH   DFND   0 0 124,745
VERIZON COMMUNICATIONS INC COM 92343V104 233 4,218 SH   SOLE   0 0 4,168
VERTEX PHARMACEUTICALS INC COM 92532F100 1,651 5,687 SH   DFND   0 0 5,687
VISA INC COM CL A 92826C839 7,492 38,786 SH   DFND   0 0 38,786
WALMART INC COM 931142103 2,669 22,281 SH   DFND   0 0 22,281
WASTE MGMT INC DEL COM 94106L109 261 2,467 SH   DFND   0 0 2,467
WATERS CORP COM 941848103 1,030 5,712 SH   DFND   0 0 5,712
WEC ENERGY GROUP INC COM 92939U106 2,251 25,682 SH   DFND   0 0 25,682
WEC ENERGY GROUP INC COM 92939U106 203 2,320 SH   SOLE   0 0 2,285
WELLS FARGO CO NEW COM 949746101 588 22,988 SH   DFND   0 0 22,988
WELLTOWER INC COM 95040Q104 863 16,684 SH   DFND   0 0 16,684
WESTERN ALLIANCE BANCORP COM 957638109 1,255 33,133 SH   DFND   0 0 33,133
WEYERHAEUSER CO MTN BE COM NEW 962166104 607 27,022 SH   DFND   0 0 27,022
WHEATON PRECIOUS METALS CORP COM 962879102 2,161 49,061 SH   DFND   0 0 49,061
WISDOMTREE TR US LARGECAP FUND 97717W588 284 8,565 SH   DFND   0 0 8,255
WP CAREY INC COM 92936U109 288 4,250 SH   DFND   0 0 4,250
XCEL ENERGY INC COM 98389B100 411 6,576 SH   DFND   0 0 6,576
XILINX INC COM 983919101 1,674 17,015 SH   DFND   0 0 17,015
XYLEM INC COM 98419M100 1,374 21,159 SH   DFND   0 0 21,159
YUM BRANDS INC COM 988498101 381 4,387 SH   DFND   0 0 4,387
YUM CHINA HLDGS INC COM 98850P109 264 5,487 SH   DFND   0 0 5,487
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,098 4,330 SH   DFND   0 0 4,330