The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 546 5,046 SH   SOLE 0 0 0 5,046
ISHARES TR CORE S&P500 ETF 464287200 532 1,718 SH   SOLE 0 0 0 1,718
ISHARES TR 1 3 YR TREAS BD 464287457 307 3,540 SH   SOLE 0 0 0 3,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769 25,049 160,030 SH   SOLE 0 0 0 160,030
ISHARES TR CORE US AGGBD ET 464287226 705 5,961 SH   SOLE 0 0 0 5,961
VANGUARD INDEX FDS SM CP VAL ETF 922908611 507 4,740 SH   SOLE 0 0 0 4,740
VANGUARD INDEX FDS SMALL CP ETF 922908751 344 2,363 SH   SOLE 0 0 0 2,363
ISHARES TR MICRO-CAP ETF 464288869 292 3,345 SH   SOLE 0 0 0 3,345
ISHARES TR EAFE VALUE ETF 464288877 435 10,874 SH   SOLE 0 0 0 10,874
WISDOMTREE TR INTL SMCAP DIV 97717W760 614 11,032 SH   SOLE 0 0 0 11,032
ISHARES TR CORE S&P TTL STK 464287150 3,046 43,864 SH   SOLE 0 0 0 43,864
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 974 11,722 SH   SOLE 0 0 0 11,722
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,553 76,298 SH   SOLE 0 0 0 76,298
ISHARES TR NATIONAL MUN ETF 464288414 8,648 74,936 SH   SOLE 0 0 0 74,936
SPDR SER TR PORTFOLIO S&P500 78464A854 389 10,723 SH   SOLE 0 0 0 10,723
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 7,778 281,620 SH   SOLE 0 0 0 281,620
SPDR SER TR PORTFOLIO AGRGTE 78464A649 857 27,767 SH   SOLE 0 0 0 27,767
ISHARES TR GRWT ALLOCAT ETF 464289867 1,153 24,850 SH   SOLE 0 0 0 24,850
VANGUARD STAR FDS VG TL INTL STK F 921909768 16,694 339,508 SH   SOLE 0 0 0 339,508
ISHARES TR CORE MSCI TOTAL 46432F834 10,227 187,576 SH   SOLE 0 0 0 187,576
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 10,091 174,802 SH   SOLE 0 0 0 174,802
ISHARES TR CORE TOTAL USD 46434V613 21,430 394,443 SH   SOLE 0 0 0 394,443
ISHARES TR MULTIFACTOR INTL 46434V274 2,212 96,513 SH   SOLE 0 0 0 96,513
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 10,565 195,146 SH   SOLE 0 0 0 195,146
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 2,367 37,819 SH   SOLE 0 0 0 37,819
ISHARES TR CORE INTL AGGR 46435G672 5,472 98,274 SH   SOLE 0 0 0 98,274
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 726 23,954 SH   SOLE 0 0 0 23,954
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 1,449 54,510 SH   SOLE 0 0 0 54,510
ISHARES TR MULTIFACTOR USA 46434V282 3,510 112,957 SH   SOLE 0 0 0 112,957
ISHARES TR MULTIFACTOR USA 46434V290 795 22,276 SH   SOLE 0 0 0 22,276