The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MERCK & CO. INC COM 58933Y105 698 9,024 SH   SOLE   0 0 9,024
CHINA DISTANCE ED HLDGS LTD SPONS ADR 16944W104 239 27,681 SH   SOLE   0 0 27,681
NXP SEMICONDUCTORS N V COM N6596X109 718 6,294 SH   SOLE   0 0 6,294
ASTRAZENECA PLC SPONSORED ADR 046353108 497 9,396 SH   SOLE   0 0 9,396
ING GROEP N.V. SPONSORED ADR 456837103 351 50,848 SH   SOLE   0 0 50,848
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 204 2,310 SH   SOLE   0 0 2,310
CVS HEALTH CORP COM 126650100 245 3,773 SH   SOLE   0 0 3,773
VANGUARD INDEX FDS MID CAP ETF 922908629 402 2,452 SH   SOLE   0 0 2,452
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,877 69,704 SH   SOLE   0 0 69,704
SPDR SER TR WELLS FG PFD ETF 78464A292 261 6,240 SH   SOLE   0 0 6,240
MAGNA INTL INC COM 559222401 1,272 28,574 SH   SOLE   0 0 28,574
SALESFORCE COM INC COM 79466L302 25 500 SH Call SOLE   0 0 500
CEDAR REALTY TRUST INC COM NEW 150602209 16 16,089 SH   SOLE   0 0 16,089
STARBUCKS CORP COM 855244109 20 1,000 SH Call SOLE   0 0 1,000
ISHARES GOLD TRUST ISHARES 464285105 26,547 1,562,499 SH   SOLE   0 0 1,562,499
AON PLC SHS CL A G0403H108 323 1,677 SH   SOLE   0 0 1,677
ALPHABET INC CAP STK CL C 02079K107 1,180 835 SH   SOLE   0 0 835
RETRACTABLE TECHNOLOGIES INC COM 76129W105 253 35,997 SH   SOLE   0 0 35,997
HOME DEPOT INC COM 437076102 748 2,986 SH   SOLE   0 0 2,986
AMERICAN TOWER CORP NEW COM 03027X100 220 852 SH   SOLE   0 0 852
RESTAURANT BRANDS INTL INC COM 76131D103 310 5,667 SH   SOLE   0 0 5,667
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 232 41,219 SH   SOLE   0 0 41,219
VULCAN MATLS CO COM 929160109 563 4,857 SH   SOLE   0 0 4,857
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 155 16,851 SH   SOLE   0 0 16,851
PAYPAL HLDGS INC COM 70450Y103 440 2,524 SH   SOLE   0 0 2,524
AMGEN INC COM 031162100 1,115 4,726 SH   SOLE   0 0 4,726
ISHARES TR US INDUSTRIALS 464287754 257 1,701 SH   SOLE   0 0 1,701
SONY CORP SPONSORED ADR 835699307 949 13,723 SH   SOLE   0 0 13,723
UBER TECHNOLOGIES INC COM 90353T100 874 28,130 SH   SOLE   0 0 28,130
ISHARES INC ESG MSCI EM ETF 46434G863 957 29,834 SH   SOLE   0 0 29,834
GLOBALSCAPE INC COM 37940G109 185 19,020 SH   SOLE   0 0 19,020
VEDANTA LTD SPONSORED ADR 92242Y100 241 42,944 SH   SOLE   0 0 42,944
LINDE PLC SHS G5494J103 238 1,120 SH   SOLE   0 0 1,120
BIG 5 SPORTING GOODS CORP COM 08915P101 65 33,664 SH   SOLE   0 0 33,664
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 255 4,069 SH   SOLE   0 0 4,069
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 29,152 751,526 SH   SOLE   0 0 751,526
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 302 201,137 SH   SOLE   0 0 201,137
POSCO SPONSORED ADR 693483109 308 8,326 SH   SOLE   0 0 8,326
RITCHIE BROS AUCTIONEERS COM 767744105 389 9,530 SH   SOLE   0 0 9,530
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 55,646 669,465 SH   SOLE   0 0 669,465
ZOETIS INC CL A 98978V103 256 1,868 SH   SOLE   0 0 1,868
VANGUARD INDEX FDS GROWTH ETF 922908736 428 2,117 SH   SOLE   0 0 2,117
WESTERN UN CO COM 959802109 598 27,638 SH   SOLE   0 0 27,638
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104 105 26,757 SH   SOLE   0 0 26,757
CITRIX SYS INC COM 177376100 209 1,413 SH   SOLE   0 0 1,413
HONEYWELL INTL INC COM 438516106 255 1,764 SH   SOLE   0 0 1,764
WNS HLDGS LTD SPON ADR 92932M101 575 10,460 SH   SOLE   0 0 10,460
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,248 6,989 SH   SOLE   0 0 6,989
MANULIFE FINL CORP COM 56501R106 646 47,451 SH   SOLE   0 0 47,451
RYERSON HLDG CORP COM 783754104 84 14,979 SH   SOLE   0 0 14,979
SPDR GOLD TR GOLD SHS 78463V107 1,056 6,309 SH   SOLE   0 0 6,309
REGENERON PHARMACEUTICALS COM 75886F107 559 896 SH   SOLE   0 0 896
PCTEL INC COM 69325Q105 110 16,496 SH   SOLE   0 0 16,496
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 3,551 99,945 SH   SOLE   0 0 99,945
WISDOMTREE TR JAPN HEDGE EQT 97717W851 3,031 64,457 SH   SOLE   0 0 64,457
MICROSOFT CORP COM 594918104 41 700 SH Call SOLE   0 0 700
INVESCO QQQ TR UNIT SER 1 46090E103 60,475 244,246 SH   SOLE   0 0 244,246
AEGLEA BIOTHERAPEUTICS INC COM 00773J103 1,615 174,646 SH   SOLE   0 0 174,646
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,633 42,327 SH   SOLE   0 0 42,327
ASML HOLDING N V N Y REGISTRY SHS N07059210 531 1,442 SH   SOLE   0 0 1,442
INNOVIVA INC COM 45781M101 151 10,833 SH   SOLE   0 0 10,833
CHIPMOS TECHNOLOGIES INC SPONSORD ADS NEW 16965P202 651 28,719 SH   SOLE   0 0 28,719
VANGUARD WORLD FDS INF TECH ETF 92204A702 246 882 SH   SOLE   0 0 882
MEDTRONIC PLC SHS G5960L103 306 3,341 SH   SOLE   0 0 3,341
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 5,516 109,604 SH   SOLE   0 0 109,604
COLGATE PALMOLIVE CO COM 194162103 318 4,336 SH   SOLE   0 0 4,336
BLACKSTONE GROUP INC COM CL A 09260D107 287 5,063 SH   SOLE   0 0 5,063
CIGNA CORP NEW COM 125523100 221 1,179 SH   SOLE   0 0 1,179
DR REDDYS LABS LTD ADR 256135203 527 9,948 SH   SOLE   0 0 9,948
CHEETAH MOBILE INC ADR 163075104 114 66,205 SH   SOLE   0 0 66,205
KRYSTAL BIOTECH INC COM 501147102 422 10,200 SH   SOLE   0 0 10,200
GENERAL ELECTRIC CO COM 369604103 11 7,500 SH Call SOLE   0 0 7,500
UNIVERSAL TECHNICAL INST INC COM 913915104 95 13,604 SH   SOLE   0 0 13,604
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 990 17,444 SH   SOLE   0 0 17,444
BOOKING HOLDINGS INC COM 09857L108 465 292 SH   SOLE   0 0 292
SPDR SER TR NUVEEN BRC MUNIC 78468R721 25,809 499,590 SH   SOLE   0 0 499,590
SINOPEC SHANGHAI PETROCHEMIC SPON ADR H 82935M109 211 8,846 SH   SOLE   0 0 8,846
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 269 1,350 SH   SOLE   0 0 1,350
APPLE INC COM 037833100 44 400 SH Call SOLE   0 0 400
COCA COLA CO COM 191216100 341 7,636 SH   SOLE   0 0 7,636
DAVITA INC COM 23918K108 439 5,551 SH   SOLE   0 0 5,551
COMCAST CORP NEW CL A 20030N101 323 8,281 SH   SOLE   0 0 8,281
ORACLE CORP COM 68389X105 1,434 25,951 SH   SOLE   0 0 25,951
ABBOTT LABS COM 002824100 294 3,213 SH   SOLE   0 0 3,213
ISHARES TR IBONDS DEC21 ETF 46434VBK5 3,131 124,480 SH   SOLE   0 0 124,480
BRISTOL-MYERS SQUIBB CO COM 110122108 535 9,104 SH   SOLE   0 0 9,104
VANGUARD INDEX FDS TOTAL STK MKT 922908769 121,622 776,989 SH   SOLE   0 0 776,989
LSI INDS INC COM 50216C108 187 28,852 SH   SOLE   0 0 28,852
GRUPO AEROPUERTO DEL PACIFIC SPON ADR B 400506101 336 4,672 SH   SOLE   0 0 4,672
MORGAN STANLEY COM NEW 617446448 620 12,843 SH   SOLE   0 0 12,843
LEIDOS HOLDINGS INC COM 525327102 589 6,290 SH   SOLE   0 0 6,290
QUALCOMM INC COM 747525103 952 10,432 SH   SOLE   0 0 10,432
TIM PARTICIPACOES S A SPONSORED ADR 88706P205 218 16,841 SH   SOLE   0 0 16,841
GOLDFIELD CORP COM 381370105 57 15,393 SH   SOLE   0 0 15,393
SPDR SER TR S&P DIVID ETF 78464A763 531 5,827 SH   SOLE   0 0 5,827
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 356 1,656 SH   SOLE   0 0 1,656
TERADYNE INC COM 880770102 234 2,766 SH   SOLE   0 0 2,766
ALTRIA GROUP INC COM 02209S103 258 6,581 SH   SOLE   0 0 6,581
LILLY ELI & CO COM 532457108 578 3,520 SH   SOLE   0 0 3,520
ISHARES TR CORE S&P500 ETF 464287200 72,723 234,825 SH   SOLE   0 0 234,825
ISHARES TR IBOXX HI YD ETF 464288513 1,162 14,238 SH   SOLE   0 0 14,238
THOMSON REUTERS CORP. COM NEW 884903709 351 5,171 SH   SOLE   0 0 5,171
JPMORGAN CHASE & CO COM 46625H100 23 1,700 SH Call SOLE   0 0 1,700
BIOGEN INC COM 09062X103 205 767 SH   SOLE   0 0 767
DISNEY WALT CO COM DISNEY 254687106 2,106 18,885 SH   SOLE   0 0 18,885
SUN LIFE FINANCIAL INC. COM 866796105 205 5,566 SH   SOLE   0 0 5,566
CHINA YUCHAI INTL LTD COM G21082105 343 23,870 SH   SOLE   0 0 23,870
HOST HOTELS & RESORTS INC COM 44107P104 240 22,208 SH   SOLE   0 0 22,208
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 338 2,691 SH   SOLE   0 0 2,691
APPLE INC COM 037833100 13,233 36,274 SH   SOLE   0 0 36,274
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 917 4,250 SH   SOLE   0 0 4,250
HOME DEPOT INC COM 437076102 8 200 SH Call SOLE   0 0 200
FACEBOOK INC CL A 30303M102 1,237 5,447 SH   SOLE   0 0 5,447
PFSWEB INC COM NEW 717098206 68 10,180 SH   SOLE   0 0 10,180
CUMMINS INC COM 231021106 593 3,424 SH   SOLE   0 0 3,424
BEST BUY INC COM 086516101 450 5,162 SH   SOLE   0 0 5,162
LOCKHEED MARTIN CORP COM 539830109 321 880 SH   SOLE   0 0 880
TESLA INC COM 88160R101 0 100 SH Put SOLE   0 0 100
WALMART INC COM 931142103 221 1,842 SH   SOLE   0 0 1,842
ISHARES TR 0-5YR HI YL CP 46434V407 408 9,523 SH   SOLE   0 0 9,523
RIO TINTO PLC SPONSORED ADR 767204100 1,337 23,793 SH   SOLE   0 0 23,793
VANGUARD INDEX FDS VALUE ETF 922908744 423 4,252 SH   SOLE   0 0 4,252
EBAY INC. COM 278642103 412 7,864 SH   SOLE   0 0 7,864
SHERWIN WILLIAMS CO COM 824348106 1,301 2,251 SH   SOLE   0 0 2,251
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 381 8,139 SH   SOLE   0 0 8,139
PERION NETWORK LTD SHS NEW M78673114 161 30,842 SH   SOLE   0 0 30,842
BARCLAYS PLC ADR 06738E204 126 22,208 SH   SOLE   0 0 22,208
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 337 3,316 SH   SOLE   0 0 3,316
KB FINL GROUP INC SPONSORED ADR 48241A105 518 18,621 SH   SOLE   0 0 18,621
SPDR S&P 500 ETF TR TR UNIT 78462F103 28,832 93,502 SH   SOLE   0 0 93,502
DIAGEO P L C SPON ADR NEW 25243Q205 403 3,002 SH   SOLE   0 0 3,002
SCHLUMBERGER LTD COM 806857108 258 14,016 SH   SOLE   0 0 14,016
BK OF AMERICA CORP COM 060505104 767 32,284 SH   SOLE   0 0 32,284
TEXAS INSTRS INC COM 882508104 298 2,344 SH   SOLE   0 0 2,344
CHEVRON CORP NEW COM 166764100 821 9,197 SH   SOLE   0 0 9,197
FACEBOOK INC CL A 30303M102 14 300 SH Call SOLE   0 0 300
LANDSTAR SYS INC COM 515098101 205 1,824 SH   SOLE   0 0 1,824
JOYY INC ADS REPSTG COM A 46591M109 327 3,696 SH   SOLE   0 0 3,696
NEW ORIENTAL ED & TECHNOLOGY SPON ADR 647581107 261 2,005 SH   SOLE   0 0 2,005
ISHARES TR CORE MSCI EAFE 46432F842 42,851 749,672 SH   SOLE   0 0 749,672
CNOOC LIMITED SPONSORED ADR 126132109 321 2,848 SH   SOLE   0 0 2,848
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 332 8,146 SH   SOLE   0 0 8,146
THERMO FISHER SCIENTIFIC INC COM 883556102 309 852 SH   SOLE   0 0 852
ISHARES TR CONSER ALLOC ETF 464289883 207 5,678 SH   SOLE   0 0 5,678
MECHEL PAO SPONSORED ADR NE 583840608 237 137,745 SH   SOLE   0 0 137,745
PHILIP MORRIS INTL INC COM 718172109 384 5,482 SH   SOLE   0 0 5,482
CLOROX CO DEL COM 189054109 200 913 SH   SOLE   0 0 913
GRUPO AEROPORTUARIO DEL CENT SPON ADR 400501102 274 7,385 SH   SOLE   0 0 7,385
ISHARES TR TIPS BD ETF 464287176 49,613 403,354 SH   SOLE   0 0 403,354
MICROSOFT CORP COM 594918104 5,183 25,468 SH   SOLE   0 0 25,468
INTEL CORP COM 458140100 1,121 18,743 SH   SOLE   0 0 18,743
COSTCO WHSL CORP NEW COM 22160K105 601 1,981 SH   SOLE   0 0 1,981
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 598 5,106 SH   SOLE   0 0 5,106
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 223 6,811 SH   SOLE   0 0 6,811
POINTS INTL LTD COM NEW 730843208 107 11,771 SH   SOLE   0 0 11,771
BOEING CO COM 097023105 515 2,810 SH   SOLE   0 0 2,810
INTERNATIONAL BUSINESS MACHS COM 459200101 411 3,403 SH   SOLE   0 0 3,403
ROYAL BK SCOTLAND GROUP PLC SPONS ADR 2 ORD 780097689 766 251,243 SH   SOLE   0 0 251,243
WPP PLC NEW ADR 92937A102 293 7,476 SH   SOLE   0 0 7,476
SALESFORCE COM INC COM 79466L302 500 2,668 SH   SOLE   0 0 2,668
ISHARES TR MSCI USA ESG SLC 464288802 482 3,602 SH   SOLE   0 0 3,602
ROYAL BK CDA COM 780087102 201 2,967 SH   SOLE   0 0 2,967
ISHARES TR SH TR CRPORT ETF 464288646 6,182 112,992 SH   SOLE   0 0 112,992
UNILEVER N V N Y SHS NEW 904784709 463 8,689 SH   SOLE   0 0 8,689
ISHARES INC CORE MSCI EMKT 46434G103 19,976 419,662 SH   SOLE   0 0 419,662
ISHARES TR HDG MSCI JAPAN 46434V886 294 9,580 SH   SOLE   0 0 9,580
KAMADA LTD SHS M6240T109 227 29,237 SH   SOLE   0 0 29,237
ISHARES TR IBOXX INV CP ETF 464287242 2,904 21,590 SH   SOLE   0 0 21,590
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 258 7,844 SH   SOLE   0 0 7,844
EASTMAN KODAK CO COM NEW 277461406 37 16,452 SH   SOLE   0 0 16,452
ANGLOGOLD ASHANTI LIMITED SPONSORED ADR 035128206 222 7,521 SH   SOLE   0 0 7,521
ISHARES TR 1 3 YR TREAS BD 464287457 5,007 57,807 SH   SOLE   0 0 57,807
STANTEC INC COM 85472N109 475 15,393 SH   SOLE   0 0 15,393
ISHARES TR IBONDS DEC25 ETF 46434VBD1 295 10,950 SH   SOLE   0 0 10,950
BHP GROUP LTD SPONSORED ADS 088606108 279 5,618 SH   SOLE   0 0 5,618
RAYTHEON TECHNOLOGIES CORP COM 75513E101 451 7,319 SH   SOLE   0 0 7,319
CENTURYLINK INC COM 156700106 167 16,604 SH   SOLE   0 0 16,604
NVIDIA CORPORATION COM 67066G104 1,667 4,387 SH   SOLE   0 0 4,387
ISHARES TR CORE US AGGBD ET 464287226 19,461 164,629 SH   SOLE   0 0 164,629
CHINA PETE & CHEM CORP SPON ADR H SHS 16941R108 222 5,296 SH   SOLE   0 0 5,296
T-MOBILE US INC COM 872590104 211 2,023 SH   SOLE   0 0 2,023
AMERISOURCEBERGEN CORP COM 03073E105 333 3,304 SH   SOLE   0 0 3,304
TARGET CORP COM 87612E106 363 3,026 SH   SOLE   0 0 3,026
ABBVIE INC COM 00287Y109 393 4,006 SH   SOLE   0 0 4,006
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 175 17,042 SH   SOLE   0 0 17,042
ABBOTT LABS COM 002824100 21 1,300 SH Call SOLE   0 0 1,300
NEXTERA ENERGY INC COM 65339F101 270 1,126 SH   SOLE   0 0 1,126
ISHARES TR MODERT ALLOC ETF 464289875 791 19,835 SH   SOLE   0 0 19,835
CATERPILLAR INC DEL COM 149123101 339 2,677 SH   SOLE   0 0 2,677
DHI GROUP INC COM 23331S100 38 18,249 SH   SOLE   0 0 18,249
ISHARES TR IBONDS DEC22 ETF 46434VBA7 3,484 135,674 SH   SOLE   0 0 135,674
TARGET CORP COM 87612E106 6 300 SH Call SOLE   0 0 300
NOVARTIS AG SPONSORED ADR 66987V109 1,034 11,843 SH   SOLE   0 0 11,843
ISHARES TR 3 7 YR TREAS BD 464288661 6,050 45,260 SH   SOLE   0 0 45,260
BP PLC SPONSORED ADR 055622104 376 16,143 SH   SOLE   0 0 16,143
DANAHER CORPORATION COM 235851102 227 1,285 SH   SOLE   0 0 1,285
CISCO SYS INC COM 17275R102 953 20,429 SH   SOLE   0 0 20,429
SUNCOR ENERGY INC NEW COM 867224107 252 14,945 SH   SOLE   0 0 14,945
AIR PRODS & CHEMS INC COM 009158106 365 1,513 SH   SOLE   0 0 1,513
EXXON MOBIL CORP COM 30231G102 1,241 27,741 SH   SOLE   0 0 27,741
STARBUCKS CORP COM 855244109 651 8,841 SH   SOLE   0 0 8,841
PAYPAL HLDGS INC COM 70450Y103 21 500 SH Call SOLE   0 0 500
VAALCO ENERGY INC COM NEW 91851C201 22 17,636 SH   SOLE   0 0 17,636
NOMURA HLDGS INC SPONSORED ADR 65535H208 247 55,703 SH   SOLE   0 0 55,703
ORION ENERGY SYSTEMS INC COM 686275108 64 18,402 SH   SOLE   0 0 18,402
NORFOLK SOUTHERN CORP COM 655844108 1,377 7,843 SH   SOLE   0 0 7,843
SANOFI SPONSORED ADR 80105N105 453 8,876 SH   SOLE   0 0 8,876
SPDR SER TR PORTFLI TIPS ETF 78464A656 2,228 73,916 SH   SOLE   0 0 73,916
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 319 3,055 SH   SOLE   0 0 3,055
COMMUNICATIONS SYS INC COM 203900105 56 11,068 SH   SOLE   0 0 11,068
SPDR SER TR S&P 600 SMCP VAL 78464A300 4,394 89,456 SH   SOLE   0 0 89,456
DISCOVERY INC COM SER A 25470F104 272 12,891 SH   SOLE   0 0 12,891
ISHARES TR MSCI LW CRB TG 46434V464 1,145 9,474 SH   SOLE   0 0 9,474
AMAZON COM INC COM 023135106 4,180 1,515 SH   SOLE   0 0 1,515
BOEING CO COM 097023105 5 100 SH Call SOLE   0 0 100
MASTERCARD INCORPORATED CL A 57636Q104 868 2,934 SH   SOLE   0 0 2,934
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 4,986 66,654 SH   SOLE   0 0 66,654
SHOPIFY INC CL A 82509L107 81 200 SH Call SOLE   0 0 200
AMCOR PLC ORD G0250X107 137 13,377 SH   SOLE   0 0 13,377
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,538 147,048 SH   SOLE   0 0 147,048
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 204 8,812 SH   SOLE   0 0 8,812
HONDA MOTOR LTD AMERN SHS 438128308 802 31,360 SH   SOLE   0 0 31,360
UNITEDHEALTH GROUP INC COM 91324P102 597 2,026 SH   SOLE   0 0 2,026
BANCO SANTANDER S.A. ADR 05964H105 29 11,894 SH   SOLE   0 0 11,894
ISHARES TR RUS 2000 GRW ETF 464287648 413 1,998 SH   SOLE   0 0 1,998
BIO RAD LABS INC CL A 090572207 284 628 SH   SOLE   0 0 628
COCA COLA EUROPEAN PARTNERS SHS G25839104 341 9,034 SH   SOLE   0 0 9,034
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 284 107,540 SH   SOLE   0 0 107,540
SPDR SER TR PORTFOLIO S&P500 78464A854 678 18,692 SH   SOLE   0 0 18,692
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,579 9,098 SH   SOLE   0 0 9,098
PFIZER INC COM 717081103 801 24,507 SH   SOLE   0 0 24,507
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 1,702 67,213 SH   SOLE   0 0 67,213
GENERAL ELECTRIC CO COM 369604103 69 10,156 SH   SOLE   0 0 10,156
COSTCO WHSL CORP NEW COM 22160K105 26 700 SH Call SOLE   0 0 700
TOTAL S.A. SPONSORED ADS 89151E109 306 7,966 SH   SOLE   0 0 7,966
VEON LTD SPONSORED ADR 91822M106 86 47,602 SH   SOLE   0 0 47,602
FORTERRA INC COM 34960W106 137 12,252 SH   SOLE   0 0 12,252
PINDUODUO INC SPONSORED ADS 722304102 279 3,254 SH   SOLE   0 0 3,254
VISA INC COM CL A 92826C839 1,674 8,666 SH   SOLE   0 0 8,666
MARTIN MARIETTA MATLS INC COM 573284106 227 1,101 SH   SOLE   0 0 1,101
VERIZON COMMUNICATIONS INC COM 92343V104 599 10,871 SH   SOLE   0 0 10,871
WIPRO LTD SPON ADR 1 SH 97651M109 117 35,422 SH   SOLE   0 0 35,422
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 220 5,671 SH   SOLE   0 0 5,671
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,484 73,178 SH   SOLE   0 0 73,178
ALPHABET INC CAP STK CL A 02079K305 1,445 1,019 SH   SOLE   0 0 1,019
NOVO-NORDISK A S ADR 670100205 294 4,493 SH   SOLE   0 0 4,493
SHOPIFY INC CL A 82509L107 215 226 SH   SOLE   0 0 226
SAP SE SPON ADR 803054204 285 2,037 SH   SOLE   0 0 2,037
DISNEY WALT CO COM DISNEY 254687106 11 900 SH Call SOLE   0 0 900
UNION PAC CORP COM 907818108 356 2,108 SH   SOLE   0 0 2,108
JPMORGAN CHASE & CO COM 46625H100 1,451 15,432 SH   SOLE   0 0 15,432
ISHARES TR NATIONAL MUN ETF 464288414 2,708 23,468 SH   SOLE   0 0 23,468
FS KKR CAP CORP II COM 35952V303 230 17,815 SH   SOLE   0 0 17,815
AEGON N V NY REGISTRY SHS 007924103 173 58,870 SH   SOLE   0 0 58,870
TESLA INC COM 88160R101 808 748 SH   SOLE   0 0 748
NIKE INC CL B 654106103 247 2,524 SH   SOLE   0 0 2,524
PROCTER AND GAMBLE CO COM 742718109 1,285 10,746 SH   SOLE   0 0 10,746
ISHARES TR BARCLAYS 7 10 YR 464287440 1,993 16,356 SH   SOLE   0 0 16,356
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 172 13,550 SH   SOLE   0 0 13,550
NVIDIA CORPORATION COM 67066G104 65 500 SH Call SOLE   0 0 500
SAPIENS INTL CORP N V SHS G7T16G103 393 14,029 SH   SOLE   0 0 14,029
SILVERCORP METALS INC COM 82835P103 135 25,112 SH   SOLE   0 0 25,112
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,140 39,982 SH   SOLE   0 0 39,982
ISHARES TR S&P MC 400GR ETF 464287606 580 2,588 SH   SOLE   0 0 2,588
TOPBUILD CORP COM 89055F103 238 2,091 SH   SOLE   0 0 2,091
3M CO COM 88579Y101 302 1,939 SH   SOLE   0 0 1,939
WELLS FARGO CO NEW COM 949746101 401 15,646 SH   SOLE   0 0 15,646
ISHARES TR CRE U S REIT ETF 464288521 678 15,594 SH   SOLE   0 0 15,594
ISHARES TR SHORT TREAS BD 464288679 2,820 25,466 SH   SOLE   0 0 25,466
ECOPETROL S A SPONSORED ADS 279158109 481 43,179 SH   SOLE   0 0 43,179
CSX CORP COM 126408103 370 5,302 SH   SOLE   0 0 5,302
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,397 52,985 SH   SOLE   0 0 52,985
PEPSICO INC COM 713448108 782 5,910 SH   SOLE   0 0 5,910
MCDONALDS CORP COM 580135101 562 3,049 SH   SOLE   0 0 3,049
CELESTICA INC SUB VTG SHS 15101Q108 350 51,251 SH   SOLE   0 0 51,251
JOHNSON & JOHNSON COM 478160104 1,700 12,090 SH   SOLE   0 0 12,090
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,566 39,529 SH   SOLE   0 0 39,529
SEAGATE TECHNOLOGY PLC SHS G7945M107 414 8,557 SH   SOLE   0 0 8,557
HERSHA HOSPITALITY TR PR SHS BEN INT 427825500 69 11,956 SH   SOLE   0 0 11,956
ISHARES TR AGGRES ALLOC ETF 464289859 1,745 31,789 SH   SOLE   0 0 31,789
JD.COM INC SPON ADR CL A 47215P106 242 4,016 SH   SOLE   0 0 4,016
ISHARES TR US TREAS BD ETF 46429B267 366 13,081 SH   SOLE   0 0 13,081
AMAZON COM INC COM 023135106 157 300 SH Call SOLE   0 0 300
GILEAD SCIENCES INC COM 375558103 312 4,057 SH   SOLE   0 0 4,057
ALASKA COMMUNICATIONS SYS GR COM 01167P101 97 34,601 SH   SOLE   0 0 34,601
ISHARES TR IBONDS DEC23 ETF 46434VAX8 3,980 151,753 SH   SOLE   0 0 151,753
CRH MED CORP COM 12626F105 63 30,420 SH   SOLE   0 0 30,420
AT&T INC COM 00206R102 1,096 36,255 SH   SOLE   0 0 36,255
NETFLIX INC COM 64110L106 405 890 SH   SOLE   0 0 890
ADOBE INC COM 00724F101 567 1,302 SH   SOLE   0 0 1,302
D R HORTON INC COM 23331A109 259 4,665 SH   SOLE   0 0 4,665
CITIGROUP INC COM NEW 172967424 864 16,907 SH   SOLE   0 0 16,907
ISHARES TR PFD AND INCM SEC 464288687 1,086 31,355 SH   SOLE   0 0 31,355
SMITH & NEPHEW GROUP PLC SPDN ADR NEW 83175M205 441 11,574 SH   SOLE   0 0 11,574
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,754 82,308 SH   SOLE   0 0 82,308
POLARITYTE INC COM 731094108 77 61,700 SH   SOLE   0 0 61,700