The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COMMON STOCK 88579Y101 17,523 128,362 SH   DFND   127,394 0 968
3M CO COMMON STOCK 88579Y101 381 2,788 SH   OTR   2,788 0 0
ABBOTT LABS COMMON STOCK 002824100 7,139 90,461 SH   DFND   83,307 0 7,154
ABBOTT LABS COMMON STOCK 002824100 1,115 14,129 SH   OTR   13,729 0 400
ABBVIE INC COMMON STOCK 00287Y109 10,399 136,486 SH   DFND   135,338 0 1,148
ABBVIE INC COMMON STOCK 00287Y109 750 9,849 SH   OTR   9,449 0 400
ACCENTURE PLC CL A OTHER G1151C101 4,452 27,273 SH   DFND   24,655 0 2,618
ADOBE INC COMMON STOCK 00724F101 3,982 12,514 SH   DFND   11,120 0 1,394
ADOBE INC COMMON STOCK 00724F101 876 2,752 SH   OTR   1,752 0 1,000
AerCap Holdings NV COMMON STOCK N00985106 1,138 49,925 SH   DFND   48,380 0 1,545
AFLAC INC COMMON STOCK 001055102 220 6,412 SH   DFND   2,640 0 3,772
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 11,816 59,194 SH   DFND   58,379 0 815
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 2,839 14,224 SH   OTR   13,924 0 300
Alcon Inc COMMON STOCK H01301128 280 5,513 SH   DFND   5,373 0 140
ALERIAN MLP ETF OTHER 00162Q866 759 220,526 SH   DFND   0 0 0
ALERIAN MLP ETF OTHER 00162Q866 13 3,750 SH   OTR   0 0 0
Alexandria Real Est Eqty COMMON STOCK 015271109 2,231 16,279 SH   DFND   14,372 0 1,907
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 641 3,294 SH   DFND   3,294 0 0
ALLEGHANY CORP COMMON STOCK 017175100 9,599 17,378 SH   DFND   17,378 0 0
ALLSTATE CORP COMMON STOCK 020002101 6,188 67,457 SH   DFND   65,576 0 1,881
ALLSTATE CORP COMMON STOCK 020002101 624 6,800 SH   OTR   6,800 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 32,081 27,609 SH   DFND   27,207 0 402
ALPHABET INC CL A COMMON STOCK 02079K305 1,924 1,656 SH   OTR   1,646 0 10
ALPHABET INC CL C COMMON STOCK 02079K107 25,438 21,876 SH   DFND   21,184 0 692
ALPHABET INC CL C COMMON STOCK 02079K107 395 340 SH   OTR   340 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 687 17,761 SH   DFND   15,369 0 2,392
ALTRIA GROUP INC COMMON STOCK 02209S103 264 6,835 SH   OTR   6,660 0 175
AMAZON.COM INC COMMON STOCK 023135106 18,842 9,664 SH   DFND   9,306 0 358
AMAZON.COM INC COMMON STOCK 023135106 47 24 SH   OTR   24 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 419 5,230 SH   DFND   4,851 0 379
AMERICAN ELEC PWR INC COMMON STOCK 025537101 353 4,408 SH   OTR   4,408 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 2,166 25,306 SH   DFND   24,767 0 539
AMERICAN EXPRESS CO COMMON STOCK 025816109 553 6,455 SH   OTR   6,455 0 0
American Tower Corp Class A COMMON STOCK 029912201 2,642 12,135 SH   DFND   11,060 0 1,075
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 581 4,862 SH   DFND   4,773 0 89
AMGEN INC COMMON STOCK 031162100 11,967 59,029 SH   DFND   57,127 0 1,902
AMGEN INC COMMON STOCK 031162100 786 3,875 SH   OTR   3,575 0 300
Amneal Pharmaceuticals Inc Com Stk Cl A COMMON STOCK 03168L105 87 25,002 SH   DFND   25,002 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 676 7,538 SH   DFND   6,813 0 725
ANTHEM INC COMMON STOCK 036752103 512 2,256 SH   DFND   1,931 0 325
AON PLC OTHER G0408V102 6,225 37,720 SH   DFND   36,964 0 756
APPLE INC COMMON STOCK 037833100 76,860 302,253 SH   DFND   298,004 0 4,249
APPLE INC COMMON STOCK 037833100 4,057 15,953 SH   OTR   15,803 0 150
APPLIED MATERIALS INC COMMON STOCK 038222105 5,068 110,617 SH   DFND   109,169 0 1,448
APPLIED MATERIALS INC COMMON STOCK 038222105 75 1,645 SH   OTR   1,645 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 203 1,001 SH   DFND   1,001 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 1,527 29,434 SH   DFND   29,406 0 28
ARROW ELECTRONICS INC COMMON STOCK 042735100 4 70 SH   OTR   70 0 0
AT&T INC COMMON STOCK 00206R102 18,512 635,061 SH   DFND   620,282 0 14,779
AT&T INC COMMON STOCK 00206R102 897 30,775 SH   OTR   29,335 0 1,440
AUTODESK INC COMMON STOCK 052769106 220 1,410 SH   DFND   300 0 1,110
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 18,335 134,150 SH   DFND   129,626 0 4,524
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2,429 17,769 SH   OTR   17,769 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 10,620 104,243 SH   DFND   102,460 0 1,783
AVERY DENNISON CORP COMMON STOCK 053611109 1,096 10,762 SH   OTR   10,762 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 34 10,963 SH   DFND   0 0 10,963
BANK OF AMERICA CORP COMMON STOCK 060505104 8,163 384,498 SH   DFND   372,315 0 12,183
BANK OF AMERICA CORP COMMON STOCK 060505104 442 20,835 SH   OTR   20,835 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 309 9,177 SH   DFND   8,868 0 309
BAXTER INTL INC COMMON STOCK 071813109 231 2,848 SH   DFND   2,848 0 0
BAXTER INTL INC COMMON STOCK 071813109 122 1,500 SH   OTR   1,500 0 0
BECTON DICKINSON COMMON STOCK 075887109 12,902 56,154 SH   DFND   55,039 0 1,115
BECTON DICKINSON COMMON STOCK 075887109 1,589 6,917 SH   OTR   6,417 0 500
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 544 2 SH   DFND   2 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 27,943 152,834 SH   DFND   151,961 0 873
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 409 2,238 SH   OTR   2,238 0 0
BGC PARTNERS INC CL A COMMON STOCK 05541T101 52 20,500 SH   DFND   20,500 0 0
BIOGEN INC COMMON STOCK 09062X103 848 2,680 SH   DFND   2,667 0 13
BLACK KNIGHT INC COMMON STOCK 09215C105 1,231 21,194 SH   DFND   21,194 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 24,676 56,085 SH   DFND   55,444 0 641
BLACKROCK INC CL A COMMON STOCK 09247X101 2,138 4,859 SH   OTR   4,859 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 25 1,900 SH   DFND   0 0 0
BLACKROCK MUNI INCOME QUAL TR OTHER 092479104 128 9,652 SH   OTR   0 0 0
BLACKROCK MUNIHOLDINGS NJ QUAL OTHER 09254X101 340 25,794 SH   DFND   0 0 0
BLACKROCK MUNIYIELD NEW JERSEY OTHER 09254Y109 358 26,556 SH   DFND   0 0 0
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 1,309 28,709 SH   DFND   28,505 0 204
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 205 4,500 SH   OTR   4,500 0 0
BOEING CO COMMON STOCK 097023105 6,234 41,802 SH   DFND   41,078 0 724
BOEING CO COMMON STOCK 097023105 1,062 7,120 SH   OTR   7,120 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 4,969 3,694 SH   DFND   3,598 0 96
BOOKING HOLDINGS INC COMMON STOCK 09857L108 7 5 SH   OTR   5 0 0
Boston Pptys Inc COMMON STOCK 101121101 2,362 25,608 SH   DFND   23,032 0 2,576
BP PLC SPONS ADR COMMON STOCK 055622104 179 7,344 SH   DFND   7,344 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 141 5,774 SH   OTR   5,774 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 28,005 502,413 SH   DFND   494,275 0 8,138
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,552 45,783 SH   OTR   45,378 0 405
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 323 85,184 SH   DFND   84,606 0 578
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 23 6,054 SH   OTR   5,804 0 250
BROADCOM INC COMMON STOCK 11135F101 783 3,304 SH   DFND   2,820 0 484
BROADCOM INC COMMON STOCK 11135F101 17 70 SH   OTR   70 0 0
Brookfield Asset Mgmt COMMON STOCK 112585104 1,035 23,380 SH   DFND   22,610 0 770
CATERPILLAR INC COMMON STOCK 149123101 4,039 34,805 SH   DFND   32,674 0 2,131
CATERPILLAR INC COMMON STOCK 149123101 921 7,936 SH   OTR   7,811 0 125
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 151 4,589 SH   DFND   3,973 0 616
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 61 1,857 SH   OTR   1,857 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 10,849 322,708 SH   DFND   321,600 0 1,108
CHARLES SCHWAB CORP COMMON STOCK 808513105 711 21,144 SH   OTR   21,144 0 0
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 203 466 SH   DFND   294 0 172
Check Point Software Technologies COMMON STOCK M22465104 1,770 17,602 SH   DFND   17,432 0 170
CHEVRON CORPORATION COMMON STOCK 166764100 22,238 306,910 SH   DFND   304,329 0 2,581
CHEVRON CORPORATION COMMON STOCK 166764100 2,674 36,901 SH   OTR   36,481 0 420
Chubb Corp COMMON STOCK 171232101 1,847 16,535 SH   DFND   16,035 0 500
CHUBB LTD OTHER H1467J104 993 8,890 SH   DFND   6,473 0 2,417
CHUBB LTD OTHER H1467J104 398 3,565 SH   OTR   2,693 120 752
CHURCH & DWIGHT INC COMMON STOCK 171340102 3,550 55,313 SH   DFND   54,182 0 1,131
CHURCH & DWIGHT INC COMMON STOCK 171340102 91 1,420 SH   OTR   0 880 540
CIGNA CORP COMMON STOCK 125523100 538 3,038 SH   DFND   2,494 0 544
CIGNA CORP COMMON STOCK 125523100 148 836 SH   OTR   715 0 121
CISCO SYSTEMS INC COMMON STOCK 17275R102 16,497 419,659 SH   DFND   412,006 0 7,653
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,529 38,889 SH   OTR   37,989 0 900
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 1,716 91,212 SH   DFND   90,319 0 893
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 128 6,825 SH   OTR   6,825 0 0
CLOROX COMPANY COMMON STOCK 189054109 941 5,431 SH   DFND   5,431 0 0
CLOROX COMPANY COMMON STOCK 189054109 104 600 SH   OTR   600 0 0
COCA COLA CO COMMON STOCK 191216100 4,062 91,788 SH   DFND   85,183 0 6,605
COCA COLA CO COMMON STOCK 191216100 600 13,567 SH   OTR   13,567 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 2,442 36,796 SH   DFND   35,487 0 1,309
COLGATE PALMOLIVE CO COMMON STOCK 194162103 216 3,250 SH   OTR   3,250 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 4,204 122,291 SH   DFND   115,129 0 7,162
COMCAST CORP-CL A COMMON STOCK 20030N101 120 3,494 SH   OTR   3,494 0 0
COMERICA INC COMMON STOCK 200340107 1,068 36,396 SH   DFND   36,223 0 173
COMERICA INC COMMON STOCK 200340107 127 4,313 SH   OTR   4,313 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 520 16,890 SH   DFND   15,664 0 1,226
CONOCOPHILLIPS COMMON STOCK 20825C104 64 2,078 SH   OTR   2,078 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 823 10,554 SH   DFND   10,359 0 195
CONSOLIDATED EDISON INC COMMON STOCK 209115104 8 100 SH   OTR   100 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1,111 7,750 SH   DFND   7,747 0 3
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 92 640 SH   OTR   640 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 4,195 42,766 SH   DFND   39,665 0 260
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 475 8,725 SH   DFND   0 0 0
CORNING INC COMMON STOCK 219350105 213 10,390 SH   DFND   9,490 0 900
CORNING INC COMMON STOCK 219350105 1,205 58,670 SH   OTR   58,670 0 0
CORTEVA INC COMMON STOCK 22052L104 1,078 45,905 SH   DFND   43,027 0 2,878
CORTEVA INC COMMON STOCK 22052L104 148 6,318 SH   OTR   6,254 0 64
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 23,090 80,981 SH   DFND   79,717 0 1,264
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 3,808 13,355 SH   OTR   12,305 350 700
Crown Castle Int'l Corp COMMON STOCK 228227104 2,925 20,260 SH   DFND   17,867 0 2,393
CROWN CASTLE INTL CORP REIT OTHER 22822V101 2,064 14,297 SH   DFND   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 349 2,415 SH   OTR   0 0 0
CSX CORP COMMON STOCK 126408103 205 3,583 SH   DFND   3,103 0 480
CSX CORP COMMON STOCK 126408103 1,076 18,785 SH   OTR   18,785 0 0
CubeSmart COMMON STOCK 229663109 1,427 53,263 SH   DFND   46,904 0 6,359
CUMMINS INC COMMON STOCK 231021106 5,972 44,132 SH   DFND   43,122 0 1,010
CUMMINS INC COMMON STOCK 231021106 776 5,732 SH   OTR   5,583 89 60
CVS HEALTH CORP COMMON STOCK 126650100 10,973 184,942 SH   DFND   181,234 0 3,708
CVS HEALTH CORP COMMON STOCK 126650100 728 12,274 SH   OTR   12,274 0 0
DANAHER CORP COMMON STOCK 235851102 7,885 56,970 SH   DFND   56,637 0 333
DANAHER CORP COMMON STOCK 235851102 1,759 12,712 SH   OTR   12,312 0 400
DEERE & CO COMMON STOCK 244199105 586 4,245 SH   DFND   3,847 0 398
DEERE & CO COMMON STOCK 244199105 48 350 SH   OTR   350 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 560 80,997 SH   DFND   80,997 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 87 12,525 SH   OTR   12,525 0 0
Digital Realty Trust Inc COMMON STOCK 253868103 2,433 17,515 SH   DFND   15,122 0 2,393
DISNEY WALT CO NEW COMMON STOCK 254687106 20,463 211,828 SH   DFND   210,603 0 1,225
DISNEY WALT CO NEW COMMON STOCK 254687106 2,998 31,031 SH   OTR   30,331 0 700
DOLLAR GENERAL CORP COMMON STOCK 256677105 8,764 58,035 SH   DFND   55,781 0 2,254
DOMINION ENERGY INC COMMON STOCK 25746U109 6,763 93,688 SH   DFND   93,165 0 523
DOMINION ENERGY INC COMMON STOCK 25746U109 1,438 19,922 SH   OTR   19,922 0 0
DOVER CORP COMMON STOCK 260003108 456 5,436 SH   DFND   5,105 0 331
DOW INC COMMON STOCK 260557103 2,607 89,167 SH   DFND   87,014 0 2,153
DOW INC COMMON STOCK 260557103 279 9,554 SH   OTR   9,490 0 64
DUKE ENERGY CORP COMMON STOCK 26441C204 1,410 17,434 SH   DFND   16,934 0 500
DUKE ENERGY CORP COMMON STOCK 26441C204 399 4,931 SH   OTR   4,931 0 0
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 323 6,090 SH   DFND   6,090 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 2,520 73,914 SH   DFND   71,466 0 2,448
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 315 9,250 SH   OTR   9,186 0 64
EATON CORP PLC OTHER G29183103 432 5,557 SH   DFND   3,886 0 1,671
EATON VANCE T/M BUY-WR IN OTHER 27828X100 238 19,532 SH   DFND   0 0 0
ECOLAB INC COMMON STOCK 278865100 3,209 20,593 SH   DFND   20,034 0 559
ECOLAB INC COMMON STOCK 278865100 12 76 SH   OTR   76 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 420 2,226 SH   DFND   2,179 0 47
ELECTRONIC ARTS INC COMMON STOCK 285512109 326 3,255 SH   DFND   2,892 0 363
EMERSON ELEC CO COMMON STOCK 291011104 2,863 60,079 SH   DFND   59,269 0 810
EMERSON ELEC CO COMMON STOCK 291011104 370 7,774 SH   OTR   7,774 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 97 3,330 SH   DFND   3,330 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 114 3,935 SH   OTR   3,935 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 632 21,748 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 17 600 SH   OTR   0 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 435 30,407 SH   DFND   28,107 0 2,300
EOG RES INC COMMON STOCK 26875P101 232 6,447 SH   DFND   6,177 0 270
EOG RES INC COMMON STOCK 26875P101 73 2,026 SH   OTR   2,026 0 0
EQUIFAX INC COMMON STOCK 294429105 218 1,827 SH   DFND   1,700 0 127
EQUIFAX INC COMMON STOCK 294429105 78 650 SH   OTR   650 0 0
Essex Property Trust Inc COMMON STOCK 297178105 1,911 8,676 SH   DFND   7,682 0 994
Extra Space Storage Inc COMMON STOCK 30225T102 1,617 16,891 SH   DFND   15,123 0 1,768
EXXONMOBIL CORP COMMON STOCK 30231G102 23,164 610,066 SH   DFND   587,943 0 22,123
EXXONMOBIL CORP COMMON STOCK 30231G102 2,715 71,499 SH   OTR   71,368 0 131
FACEBOOK INC-A COMMON STOCK 30303M102 10,799 64,746 SH   DFND   59,399 0 5,347
FACEBOOK INC-A COMMON STOCK 30303M102 558 3,348 SH   OTR   3,348 0 0
FASTENAL CO COMMON STOCK 311900104 2,352 75,267 SH   DFND   75,267 0 0
FASTENAL CO COMMON STOCK 311900104 37 1,195 SH   OTR   1,195 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 3,857 31,811 SH   DFND   31,662 0 149
FEDEX CORPORATION COMMON STOCK 31428X106 651 5,371 SH   OTR   5,371 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 2,665 128,003 SH   DFND   107,923 0 3,932
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 3 160 SH   OTR   0 0 0
First Industrial Realty Trust COMMON STOCK 32054K103 1,590 47,855 SH   DFND   42,239 0 5,616
FIRST REPUBLIC BANK COMMON STOCK 33616C100 3,348 40,686 SH   DFND   40,681 0 5
FIRST REPUBLIC BANK COMMON STOCK 33616C100 220 2,670 SH   OTR   2,670 0 0
FIRST TRUST LARGE CAP CORE A OTHER 33734K109 348 7,301 SH   DFND   0 0 0
FISERV INC COMMON STOCK 337738108 647 6,807 SH   DFND   5,990 0 817
FNF GROUP COMMON STOCK 31620R303 1,724 69,309 SH   DFND   69,124 0 185
FORD MOTOR CO DEL COMMON STOCK 345370860 616 127,601 SH   DFND   126,601 0 1,000
FORD MOTOR CO DEL COMMON STOCK 345370860 99 20,400 SH   OTR   20,400 0 0
FORTIVE CORP COMMON STOCK 34959J108 514 9,311 SH   DFND   8,850 0 461
FORTIVE CORP COMMON STOCK 34959J108 245 4,446 SH   OTR   4,446 0 0
GABELLI EQUITY TR INC OTHER 362397101 59 13,449 SH   DFND   0 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 12,805 96,778 SH   DFND   96,134 0 644
GENERAL DYNAMICS CORP COMMON STOCK 369550108 150 1,130 SH   OTR   1,130 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 729 91,822 SH   DFND   78,615 0 13,207
GENERAL ELECTRIC CORP COMMON STOCK 369604103 423 53,279 SH   OTR   53,279 0 0
GENERAL MLS INC COMMON STOCK 370334104 2,961 56,113 SH   DFND   55,268 0 845
GENERAL MLS INC COMMON STOCK 370334104 583 11,040 SH   OTR   10,200 660 180
GENUINE PARTS CO COMMON STOCK 372460105 4,871 72,352 SH   DFND   71,590 0 762
GENUINE PARTS CO COMMON STOCK 372460105 220 3,265 SH   OTR   3,265 0 0
Gilead Science Inc COMMON STOCK 375558103 825 11,036 SH   DFND   10,911 0 125
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 501 13,234 SH   DFND   12,158 0 1,076
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 227 5,980 SH   OTR   5,980 0 0
GOGO INC COMMON STOCK 38046C109 21 10,000 SH   DFND   10,000 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 741 4,792 SH   DFND   4,575 0 217
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 200 1,295 SH   OTR   1,295 0 0
Hansard Global PLC Douglas Shs COMMON STOCK G4329M100 6 16,956 SH   DFND   16,956 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 1,440 16,256 SH   DFND   0 0 2,700
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 349 3,938 SH   OTR   0 0 0
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 2,116 87,162 SH   DFND   50,076 0 4,946
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 137 5,655 SH   OTR   0 0 0
HOME DEPOT INC COMMON STOCK 437076102 25,883 138,627 SH   DFND   136,346 0 2,281
HOME DEPOT INC COMMON STOCK 437076102 2,716 14,545 SH   OTR   13,545 0 1,000
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 5,748 42,962 SH   DFND   40,318 0 2,644
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 140 1,043 SH   OTR   1,042 0 1
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 140 17,103 SH   DFND   11,152 4,114 1,837
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2,241 15,767 SH   DFND   15,069 0 698
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 585 4,115 SH   OTR   3,615 0 500
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 583 9,886 SH   DFND   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 7 125 SH   OTR   0 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 329 40,016 SH   DFND   35,440 0 4,576
INGERSOLL-RAND INC COMMON STOCK 45687V106 2,018 81,360 SH   DFND   81,360 0 0
INGERSOLL-RAND INC COMMON STOCK 45687V106 119 4,783 SH   OTR   4,783 0 0
INTEL CORP COMMON STOCK 458140100 22,007 406,646 SH   DFND   402,943 0 3,703
INTEL CORP COMMON STOCK 458140100 2,542 46,965 SH   OTR   46,075 890 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 2,644 32,741 SH   DFND   31,518 0 1,223
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 21 260 SH   OTR   260 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 7,638 245,370 SH   DFND   244,605 0 765
INTERNATIONAL PAPER CO COMMON STOCK 460146103 396 12,722 SH   OTR   12,722 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 3,274 202,237 SH   DFND   199,466 0 2,771
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 328 20,275 SH   OTR   20,275 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 7,287 65,694 SH   DFND   64,656 128 910
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 969 8,734 SH   OTR   8,384 0 350
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 276 557 SH   DFND   344 0 213
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 45 90 SH   OTR   90 0 0
Invesco QQQ Tr Unit Ser 1 OTHER 73935A104 226 1,189 SH   DFND   1,189 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 66,212 347,752 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 2,521 13,238 SH   OTR   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 7,293 86,802 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 315 3,755 SH   OTR   0 0 0
Iron Mountain COMMON STOCK 46284V101 1,350 56,720 SH   DFND   53,140 0 3,580
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 157 1,329 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 84 715 SH   OTR   0 0 0
i-Shares Core MSCI EM OTHER 46434G103 4,685 115,776 SH   DFND   108,870 0 6,906
ISHARES CORE S&P 500 ETF OTHER 464287200 3,100 11,998 SH   DFND   872 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 27 105 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 966 6,714 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 47 330 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 2,489 44,353 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 28 496 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 375 3,253 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 51 443 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 1,796 24,426 SH   DFND   520 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 124 1,690 SH   OTR   0 0 0
ISHARES DJ US TECHNOLOGY SEC E OTHER 464287721 204 1,000 SH   OTR   0 0 0
ISHARES EDGE MSCI MIN VOL USA OTHER 46429B697 231 4,277 SH   DFND   0 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 255 11,665 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 3,166 59,232 SH   DFND   12,253 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 40 750 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 308 6,869 SH   DFND   0 0 0
i-Shares MSCI EAFE Value Index Fd OTHER 464288877 714 20,005 SH   DFND   19,805 0 200
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,225 35,886 SH   DFND   8,468 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 140 4,090 SH   OTR   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 255 10,869 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 3,932 36,496 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 1,269 11,775 SH   OTR   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,338 11,840 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 3,041 95,499 SH   DFND   2,500 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 215 6,750 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 890 6,290 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 60 425 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 2,257 14,976 SH   DFND   3,303 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 408 2,710 SH   OTR   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,484 14,957 SH   DFND   7,428 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 207 2,088 SH   OTR   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 1,407 12,289 SH   DFND   7,606 0 0
ISHARES RUSSELL 3000 ETF OTHER 464287689 208 1,400 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 1,819 42,140 SH   DFND   320 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 26 600 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 2,382 19,596 SH   DFND   37 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 1,553 12,776 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,688 26,344 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,135 17,709 SH   OTR   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 6,546 39,662 SH   DFND   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 1,312 7,947 SH   OTR   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 8,951 93,000 SH   DFND   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 1,204 12,510 SH   OTR   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 563 5,638 SH   DFND   20 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 450 3,262 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 835 15,956 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 12 230 SH   OTR   0 0 0
i-Shares Trust Russell 2000 Value OTHER 464287630 818 9,978 SH   DFND   9,928 0 50
JM SMUCKER CO COMMON STOCK 832696405 497 4,481 SH   DFND   3,587 0 894
JM SMUCKER CO COMMON STOCK 832696405 144 1,300 SH   OTR   1,300 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 42,650 325,253 SH   DFND   321,620 0 3,633
JOHNSON & JOHNSON COMMON STOCK 478160104 4,782 36,469 SH   OTR   36,069 0 400
JP MORGAN CHASE & CO COMMON STOCK 46625H100 36,761 408,323 SH   DFND   398,927 0 9,396
JP MORGAN CHASE & CO COMMON STOCK 46625H100 4,103 45,578 SH   OTR   44,578 0 1,000
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 633 12,745 SH   DFND   12,745 0 0
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 1,198 24,125 SH   OTR   0 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 339 2,667 SH   DFND   2,450 0 217
KANSAS CITY SOUTHERN COMMON STOCK 485170302 64 500 SH   OTR   500 0 0
KELLOGG CO COMMON STOCK 487836108 354 5,894 SH   DFND   5,880 0 14
KEYCORP COMMON STOCK 493267108 2,185 210,703 SH   DFND   208,089 0 2,614
KEYCORP COMMON STOCK 493267108 312 30,129 SH   OTR   30,129 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,017 7,955 SH   DFND   7,386 0 569
KIMBERLY CLARK CORP COMMON STOCK 494368103 236 1,846 SH   OTR   1,500 0 346
KINDER MORGAN INC COMMON STOCK 49456B101 129 9,302 SH   DFND   5,635 0 3,667
KINDER MORGAN INC COMMON STOCK 49456B101 35 2,548 SH   OTR   2,548 0 0
KKR REAL ESTATE FINANCE TRUST OTHER 48251K100 586 39,050 SH   DFND   0 0 0
KROGER CO COMMON STOCK 501044101 390 12,958 SH   DFND   7,142 0 5,816
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 2,600 14,433 SH   DFND   13,826 0 607
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 450 2,500 SH   OTR   2,500 0 0
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 11,839 93,672 SH   DFND   93,274 0 398
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 524 4,144 SH   OTR   4,144 0 0
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 2,534 15,902 SH   DFND   15,805 0 97
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 121 760 SH   OTR   760 0 0
LAZARD LTD CL A OTHER G54050102 229 9,701 SH   DFND   9,701 0 0
LAZARD LTD CL A OTHER G54050102 5 200 SH   OTR   200 0 0
LILLY ELI & CO COMMON STOCK 532457108 9,424 67,940 SH   DFND   66,067 0 1,873
LILLY ELI & CO COMMON STOCK 532457108 1,118 8,059 SH   OTR   8,059 0 0
LINDE PLC OTHER G5494J103 1,703 9,846 SH   DFND   8,836 0 1,010
LINDE PLC OTHER G5494J103 187 1,081 SH   OTR   1,081 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 568 1,677 SH   DFND   1,367 0 310
LOCKHEED MARTIN CORP COMMON STOCK 539830109 17 50 SH   OTR   50 0 0
Loral Space & Communications Inc COMMON STOCK 543881106 226 13,885 SH   DFND   13,885 0 0
LOWES COS INC COMMON STOCK 548661107 10,602 123,202 SH   DFND   121,188 0 2,014
LOWES COS INC COMMON STOCK 548661107 1,211 14,078 SH   OTR   14,078 0 0
M & T BANK CORP COMMON STOCK 55261F104 675 6,527 SH   DFND   6,527 0 0
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 325 8,902 SH   DFND   6,309 0 2,593
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 42 1,769 SH   DFND   1,100 0 669
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 172 7,270 SH   OTR   7,270 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 180 2,407 SH   DFND   1,763 0 644
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 49 653 SH   OTR   653 0 0
Marriott Internatl Inc Class A New Frac (W) COMMON STOCK FHB903208 0 11,935 SH   DFND   11,935 0 0
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 4,145 21,904 SH   DFND   21,609 0 295
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 478 2,525 SH   OTR   2,525 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 783 3,240 SH   DFND   1,182 0 2,058
MCCORMICK & CO INC COMMON STOCK 579780206 1,066 7,547 SH   DFND   7,358 0 189
MCCORMICK & CO INC COMMON STOCK 579780206 1,050 7,435 SH   OTR   7,435 0 0
MCDONALDS CORP COMMON STOCK 580135101 15,768 95,365 SH   DFND   94,020 0 1,345
MCDONALDS CORP COMMON STOCK 580135101 2,799 16,927 SH   OTR   16,927 0 0
MEDTRONIC PLC OTHER G5960L103 4,369 48,449 SH   DFND   45,247 0 3,202
MEDTRONIC PLC OTHER G5960L103 147 1,634 SH   OTR   1,634 0 0
MERCK & CO INC COMMON STOCK 58933Y105 40,036 520,356 SH   DFND   513,257 0 7,099
MERCK & CO INC COMMON STOCK 58933Y105 4,892 63,588 SH   OTR   63,408 0 180
Merck & Co Inc New COMMON STOCK 589331107 1,333 17,331 SH   DFND   17,331 0 0
METLIFE INC COMMON STOCK 59156R108 856 27,990 SH   DFND   27,215 0 775
METLIFE INC COMMON STOCK 59156R108 270 8,845 SH   OTR   8,845 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 773 32,653 SH   DFND   0 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 120 5,050 SH   OTR   0 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 679 10,012 SH   DFND   8,698 0 1,314
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 50 737 SH   OTR   737 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 251 5,970 SH   DFND   5,100 0 870
MICROSOFT CORP COMMON STOCK 594918104 45,871 290,857 SH   DFND   278,589 0 12,268
MICROSOFT CORP COMMON STOCK 594918104 3,661 23,213 SH   OTR   23,213 0 0
Mid American Apartment Communities Inc COMMON STOCK 59522J103 1,900 18,442 SH   DFND   16,488 0 1,954
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 855 17,064 SH   DFND   16,358 0 706
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 149 2,967 SH   OTR   2,967 0 0
MORGAN STANLEY COMMON STOCK 617446448 4,721 138,861 SH   DFND   137,060 0 1,801
MORGAN STANLEY COMMON STOCK 617446448 32 950 SH   OTR   350 0 600
NASDAQ INC COMMON STOCK 631103108 237 2,494 SH   DFND   0 0 2,494
NATIONAL BEVERAGE CORP COMMON STOCK 635017106 2,559 60,000 SH   DFND   60,000 0 0
Nestle S A ADR COMMON STOCK 641069406 3,815 37,116 SH   DFND   36,756 0 360
NETFLIX INC COMMON STOCK 64110L106 413 1,100 SH   DFND   718 0 382
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 465 13,701 SH   DFND   13,701 0 0
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 48 1,400 SH   OTR   1,400 0 0
NEWMARK GROUP INC CL A COMMON STOCK 65158N102 86 20,177 SH   DFND   20,177 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 19,552 81,255 SH   DFND   80,794 0 461
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,309 5,440 SH   OTR   5,440 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 5,090 61,517 SH   DFND   58,847 0 2,670
NIKE INC-CLASS B COMMON STOCK 654106103 228 2,755 SH   OTR   2,755 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 413 2,827 SH   DFND   2,551 0 276
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 380 2,600 SH   OTR   2,600 0 0
NORTHERN TR CORP COMMON STOCK 665859104 226 3,000 SH   DFND   3,000 0 0
NORTHERN TR CORP COMMON STOCK 665859104 96 1,275 SH   OTR   1,275 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 272 898 SH   DFND   686 0 212
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 15 50 SH   OTR   50 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 6,956 84,369 SH   DFND   80,386 876 3,107
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 346 4,195 SH   OTR   4,195 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 251 4,170 SH   DFND   3,735 0 435
NUCOR CORP COMMON STOCK 670346105 2,609 72,420 SH   DFND   71,692 0 728
NUCOR CORP COMMON STOCK 670346105 297 8,250 SH   OTR   8,250 0 0
NUVEEN DOW30 DYN OVERWRT FD OTHER 67075F105 152 12,108 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 72 5,325 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 142 10,600 SH   OTR   0 0 0
NUVEEN S&P 500 BUY-WRT INC FD OTHER 6706ER101 158 15,628 SH   DFND   0 0 0
NVIDIA CORP COMMON STOCK 67066G104 923 3,501 SH   DFND   2,980 0 521
OGE ENERGY CORP COMMON STOCK 670837103 299 9,735 SH   DFND   135 0 9,600
ORACLE CORPORATION COMMON STOCK 68389X105 14,680 303,738 SH   DFND   299,639 0 4,099
ORACLE CORPORATION COMMON STOCK 68389X105 941 19,466 SH   OTR   19,466 0 0
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 12,238 140,938 SH   DFND   140,938 0 0
PARTY CITY HOLDCO INC COMMON STOCK 702149105 5 10,000 SH   DFND   10,000 0 0
PAYCHEX INC COMMON STOCK 704326107 295 4,691 SH   DFND   4,449 0 242
PAYCHEX INC COMMON STOCK 704326107 4 63 SH   OTR   63 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 24,698 257,969 SH   DFND   252,881 0 5,088
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,236 12,905 SH   OTR   12,905 0 0
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 10,971 611,230 SH   DFND   327,807 0 283,423
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 5,293 294,849 SH   OTR   281,012 0 13,837
PEPSICO INC COMMON STOCK 713448108 37,266 310,295 SH   DFND   307,202 0 3,093
PEPSICO INC COMMON STOCK 713448108 4,512 37,570 SH   OTR   35,070 0 2,500
PERFORMANCE FOOD GROUP CO COMMON STOCK 71377A103 213 8,600 SH   DFND   8,600 0 0
PFIZER INC COMMON STOCK 717081103 7,952 243,628 SH   DFND   227,227 0 16,401
PFIZER INC COMMON STOCK 717081103 601 18,403 SH   OTR   18,403 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 5,103 69,946 SH   DFND   68,008 0 1,938
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 314 4,300 SH   OTR   4,235 0 65
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 2,073 24,176 SH   DFND   0 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 16,712 174,596 SH   DFND   172,116 0 2,480
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 666 6,962 SH   OTR   6,962 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 207 2,482 SH   DFND   2,405 0 77
PPG INDUSTRIES INC COMMON STOCK 693506107 167 2,000 SH   OTR   2,000 0 0
PPL CORPORATION COMMON STOCK 69351T106 685 27,758 SH   DFND   27,758 0 0
PPL CORPORATION COMMON STOCK 69351T106 43 1,740 SH   OTR   1,740 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 27,462 249,654 SH   DFND   246,225 0 3,429
PROCTER & GAMBLE CO COMMON STOCK 742718109 4,856 44,149 SH   OTR   41,919 360 1,870
ProLogis Trust COMMON STOCK 74340W103 2,043 25,422 SH   DFND   22,541 0 2,881
PTC INC COMMON STOCK 69370C100 333 5,445 SH   DFND   5,445 0 0
PTC INC COMMON STOCK 69370C100 209 3,420 SH   OTR   3,420 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 5,170 115,115 SH   DFND   112,109 0 3,006
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 657 14,638 SH   OTR   14,638 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 284 1,431 SH   DFND   0 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 20 100 SH   OTR   0 0 0
QUALCOMM INC COMMON STOCK 747525103 6,293 93,027 SH   DFND   92,133 0 894
QUALCOMM INC COMMON STOCK 747525103 1,537 22,726 SH   OTR   21,726 0 1,000
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 211 2,630 SH   DFND   2,150 0 480
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 490 6,100 SH   OTR   5,900 0 200
RAYTHEON COMPANY COMMON STOCK 755111507 315 2,405 SH   DFND   2,038 0 367
REALTY INCOME CORP REIT OTHER 756109104 2,851 57,182 SH   DFND   38,366 0 4,592
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 683 1,398 SH   DFND   998 0 400
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 4,961 32,872 SH   DFND   32,801 0 71
ROSS STORES INC COMMON STOCK 778296103 252 2,898 SH   DFND   990 0 1,908
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 330 10,116 SH   DFND   9,049 0 1,067
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 191 5,484 SH   DFND   5,484 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 87 2,482 SH   OTR   2,482 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 941 3,838 SH   DFND   3,546 0 292
SALESFORCE.COM COMMON STOCK 79466L302 1,895 13,159 SH   DFND   10,420 0 2,739
SANOFI SPONS ADR COMMON STOCK 80105N105 201 4,608 SH   DFND   2,328 0 2,280
SAP SE SPONS ADR COMMON STOCK 803054204 394 3,567 SH   DFND   1,111 0 2,456
SCHLUMBERGER LTD OTHER 806857108 967 71,709 SH   DFND   70,709 0 1,000
SCHLUMBERGER LTD OTHER 806857108 171 12,701 SH   OTR   11,701 0 1,000
Schwab International OTHER 808524805 8,294 320,988 SH   DFND   297,223 0 23,765
Schwab US Large Cap Etf OTHER 808524201 232 3,790 SH   DFND   3,790 0 0
SCHWAB US LARGE CAP VALUE OTHER 808524409 272 6,146 SH   DFND   0 0 0
SELECTIVE INS GROUP INC COMMON STOCK 816300107 547 11,000 SH   DFND   11,000 0 0
SERVICENOW INC COMMON STOCK 81762P102 599 2,090 SH   DFND   1,372 0 718
SHERWIN WILLIAMS CO COMMON STOCK 824348106 270 588 SH   DFND   408 0 180
SIMON PROPERTY GROUP INC REIT OTHER 828806109 2,158 39,335 SH   DFND   16,361 0 2,098
SIMON PROPERTY GROUP INC REIT OTHER 828806109 52 941 SH   OTR   0 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 848 9,483 SH   DFND   9,483 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 990 18,286 SH   DFND   17,139 0 1,147
SOUTHERN COMPANY COMMON STOCK 842587107 372 6,870 SH   OTR   6,870 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 501 21,277 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 31 1,300 SH   OTR   0 0 0
SPDR DJIA TRUST OTHER 78467X109 206 940 SH   DFND   0 0 0
SPDR GOLD TRUST OTHER 78463V107 510 3,445 SH   DFND   1,200 0 0
SPDR GOLD TRUST OTHER 78463V107 36 242 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 27,660 107,314 SH   DFND   915 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,688 10,430 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 5,313 66,524 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,278 16,007 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 17,819 67,782 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,141 4,342 SH   OTR   0 0 0
Stag Industrial Inc COMMON STOCK 85254J102 1,053 46,755 SH   DFND   40,931 0 5,824
STARBUCKS CORP COMMON STOCK 855244109 7,604 115,668 SH   DFND   113,186 0 2,482
STARBUCKS CORP COMMON STOCK 855244109 964 14,664 SH   OTR   14,664 0 0
STATE STREET CORP COMMON STOCK 857477103 221 4,158 SH   DFND   1,177 0 2,981
STRYKER CORPORATION COMMON STOCK 863667101 11,060 66,429 SH   DFND   66,166 0 263
STRYKER CORPORATION COMMON STOCK 863667101 353 2,122 SH   OTR   2,122 0 0
SUNCOR ENERGY INC OTHER 867224107 166 10,495 SH   DFND   9,152 0 1,343
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 1,163 7,701 SH   DFND   7,701 0 0
SYSCO CORP COMMON STOCK 871829107 8,296 181,815 SH   DFND   179,979 0 1,836
SYSCO CORP COMMON STOCK 871829107 1,104 24,192 SH   OTR   22,667 1,050 475
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 430 4,402 SH   DFND   4,402 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 225 4,699 SH   DFND   680 0 4,019
TARGET CORP COMMON STOCK 87612E106 576 6,194 SH   DFND   5,580 0 614
TARGET CORP COMMON STOCK 87612E106 163 1,749 SH   OTR   1,749 0 0
TE CONNECTIVITY LIMITED OTHER H84989104 4,887 77,599 SH   DFND   76,878 0 721
TE CONNECTIVITY LIMITED OTHER H84989104 246 3,908 SH   OTR   3,908 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,786 22,222 SH   DFND   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,302 16,195 SH   OTR   0 0 0
TELIGENT INC COMMON STOCK 87960W104 4 13,400 SH   DFND   13,400 0 0
TESLA INC COMMON STOCK 88160R101 389 744 SH   DFND   744 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5,091 50,948 SH   DFND   47,955 0 2,993
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 122 1,220 SH   OTR   1,220 0 0
TEXTRON INC COMMON STOCK 883203101 236 8,837 SH   DFND   8,700 0 137
The Community Financial Corp COMMON STOCK 89546L107 144 6,529 SH   DFND   6,529 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 689 5,203 SH   DFND   4,775 0 428
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 8,293 29,243 SH   DFND   28,033 0 1,210
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 255 900 SH   OTR   900 0 0
TJX COS INC COMMON STOCK 872540109 17,587 367,841 SH   DFND   365,085 0 2,756
TJX COS INC COMMON STOCK 872540109 1,315 27,514 SH   OTR   27,514 0 0
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 1,489 39,971 SH   DFND   39,547 0 424
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 60 1,600 SH   OTR   1,600 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 7,616 92,216 SH   DFND   92,216 0 0
TRANE TECHNOLOGIES PLC OTHER G8994E103 448 5,423 SH   OTR   5,423 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 982 9,885 SH   DFND   9,389 0 496
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 62 620 SH   OTR   620 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 8,498 275,523 SH   DFND   272,592 0 2,931
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 662 21,470 SH   OTR   21,470 0 0
UMH PROPERTIES INC REIT OTHER 903002103 792 72,951 SH   DFND   0 0 0
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 379 7,761 SH   DFND   5,197 0 2,564
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 59 1,200 SH   OTR   1,200 0 0
UNION PAC CORP COMMON STOCK 907818108 35,871 254,333 SH   DFND   251,881 0 2,452
UNION PAC CORP COMMON STOCK 907818108 1,661 11,780 SH   OTR   11,780 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,739 18,618 SH   DFND   17,938 0 680
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 6 65 SH   OTR   65 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 18,021 191,040 SH   DFND   176,442 0 14,598
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 2,263 23,994 SH   OTR   23,494 0 500
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 7,564 30,334 SH   DFND   27,704 0 2,630
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 116 467 SH   OTR   467 0 0
US BANCORP NEW COMMON STOCK 902973304 2,596 75,336 SH   DFND   74,072 0 1,264
US BANCORP NEW COMMON STOCK 902973304 673 19,533 SH   OTR   19,533 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 979 17,667 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 86 1,550 SH   OTR   0 0 0
V.F. CORP COMMON STOCK 918204108 10,021 185,302 SH   DFND   184,165 0 1,137
V.F. CORP COMMON STOCK 918204108 1,428 26,401 SH   OTR   25,701 0 700
VALLEY NATL BANCORP COMMON STOCK 919794107 95 12,947 SH   DFND   12,947 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 361 3,490 SH   DFND   0 0 0
Vanguard FTSE All World Ex US OTHER 922042718 5,289 67,592 SH   DFND   64,122 0 3,470
VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 271 6,607 SH   DFND   365 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 1,260 37,806 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 338 10,141 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 22,088 658,348 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 1,445 43,064 SH   OTR   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 24,680 570,249 SH   DFND   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 1,169 27,001 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736 606 3,872 SH   DFND   180 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 21,414 128,931 SH   DFND   60 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 881 5,305 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 3,347 47,301 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 156 2,212 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 26,622 202,218 SH   DFND   26 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 1,210 9,190 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 225 2,588 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 12,308 137,790 SH   DFND   95 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 475 5,313 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 1,031 8,703 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 95 800 SH   OTR   0 0 0
Vanguard Mid-Cap Value Index OTHER 922908512 2,509 30,860 SH   DFND   29,715 0 1,145
VANGUARD REAL ESTATE ETF OTHER 922908553 1,586 22,703 SH   DFND   13,294 0 1,060
VANGUARD REAL ESTATE ETF OTHER 922908553 136 1,949 SH   OTR   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 53,171 224,522 SH   DFND   420 0 0
VANGUARD S&P 500 ETF OTHER 922908363 3,689 15,579 SH   OTR   0 0 0
VANGUARD S&P 500 GROWTH ETF OTHER 921932505 598 4,020 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 20,745 252,431 SH   DFND   22 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 1,137 13,831 SH   OTR   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 5,468 36,379 SH   DFND   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 1,722 11,458 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 7,619 85,799 SH   DFND   30,822 0 4,245
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 1,213 13,665 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 33,323 288,662 SH   DFND   6,680 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 1,860 16,112 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,421 16,653 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 21 250 SH   OTR   0 0 0
VANGUARD VALUE ETF OTHER 922908744 681 7,644 SH   DFND   75 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 15,085 280,761 SH   DFND   272,200 0 8,561
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,087 38,848 SH   OTR   34,998 410 3,440
VIACOMCBS INC CL B COMMON STOCK 92556H206 1,745 124,566 SH   DFND   107,855 14,980 1,731
VIACOMCBS INC CL B COMMON STOCK 92556H206 21 1,525 SH   OTR   1,525 0 0
Vici Properties Inc COMMON STOCK 925652109 1,094 65,741 SH   DFND   58,651 0 7,090
VISA INC CL A COMMON STOCK 92826C839 11,952 74,184 SH   DFND   70,470 0 3,714
VISA INC CL A COMMON STOCK 92826C839 578 3,586 SH   OTR   3,586 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 106 2,311 SH   DFND   2,311 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 114 2,500 SH   OTR   2,500 0 0
WALMART INC COMMON STOCK 931142103 7,769 68,377 SH   DFND   67,711 0 666
WALMART INC COMMON STOCK 931142103 356 3,135 SH   OTR   3,135 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 16,193 174,937 SH   DFND   174,106 0 831
WASTE MANAGEMENT INC COMMON STOCK 94106L109 1,596 17,238 SH   OTR   17,238 0 0
WAYSIDE TECHNOLOGY GROUP INC COMMON STOCK 946760105 1,082 84,635 SH   DFND   84,635 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 403 4,575 SH   DFND   876 0 3,699
WEC ENERGY GROUP INC COMMON STOCK 92939U106 206 2,334 SH   OTR   2,334 0 0
WELLS FARGO & CO COMMON STOCK 949746101 1,130 39,358 SH   DFND   37,790 0 1,568
WELLS FARGO & CO COMMON STOCK 949746101 519 18,100 SH   OTR   18,100 0 0
WELLTOWER INC REIT OTHER 95040Q104 2,248 49,109 SH   DFND   35,556 0 4,690
WELLTOWER INC REIT OTHER 95040Q104 79 1,725 SH   OTR   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 149 8,773 SH   DFND   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 83 4,879 SH   OTR   0 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 351 5,829 SH   DFND   5,594 0 235
XCEL ENERGY INC COMMON STOCK 98389B100 22 360 SH   OTR   360 0 0
XILINX INC COMMON STOCK 983919101 27 340 SH   DFND   335 0 5
XILINX INC COMMON STOCK 983919101 228 2,920 SH   OTR   2,920 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 501 4,952 SH   DFND   4,225 0 727
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 131 1,300 SH   OTR   1,300 0 0
ZOETIS INC COMMON STOCK 98978V103 445 3,776 SH   DFND   715 0 3,061