The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 531 6,731 SH   SOLE   6,731 0 0
AFLAC INC COM 001055102 392 11,447 SH   SOLE   11,447 0 0
APPLE INC COM 037833100 471 1,854 SH   SOLE   1,854 0 0
CHEVRON CORP NEW COM 166764100 372 5,135 SH   SOLE   5,135 0 0
CISCO SYS INC COM 17275R102 499 12,699 SH   SOLE   12,699 0 0
DOMINION ENERGY INC COM 25746U109 484 6,711 SH   SOLE   6,711 0 0
EVERSOURCE ENERGY COM 30040W108 493 6,305 SH   SOLE   6,305 0 0
FIFTH THIRD BANCORP COM 316773100 294 19,787 SH   SOLE   19,787 0 0
GARMIN LTD SHS H2906T109 434 5,795 SH   SOLE   5,795 0 0
GENERAL MLS INC COM 370334104 593 11,244 SH   SOLE   11,244 0 0
GENUINE PARTS CO COM 372460105 389 5,773 SH   SOLE   5,773 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 28,762 551,098 SH   SOLE   551,098 0 0
GRAINGER W W INC COM 384802104 436 1,756 SH   SOLE   1,756 0 0
ILLINOIS TOOL WKS INC COM 452308109 454 3,193 SH   SOLE   3,193 0 0
INTL PAPER CO COM 460146103 411 13,217 SH   SOLE   13,217 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 68,501 359,773 SH   SOLE   359,773 0 0
ISHARES TR TIPS BD ETF 464287176 2,963 25,128 SH   SOLE   25,128 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,310 5,070 SH   SOLE   5,070 0 0
ISHARES TR CORE US AGGBD ET 464287226 21,560 186,874 SH   SOLE   186,874 0 0
ISHARES TR MBS ETF 464288588 15,522 140,545 SH   SOLE   140,545 0 0
ISHARES TR USD INV GRDE ETF 464288620 12,153 216,939 SH   SOLE   216,939 0 0
ISHARES TR SHORT TREAS BD 464288679 41,611 374,810 SH   SOLE   374,810 0 0
ISHARES TR CORE LT USDB ETF 464289479 20,903 293,452 SH   SOLE   293,452 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 39,795 788,015 SH   SOLE   788,015 0 0
ISHARES TR CORE TOTAL USD 46434V613 22,542 429,373 SH   SOLE   429,373 0 0
ISHARES TR CORE DIV GRWTH 46434V621 858 26,320 SH   SOLE   26,320 0 0
ISHARES TR BROAD USD HIGH 46435U853 1,026 28,900 SH   SOLE   28,900 0 0
JOHNSON & JOHNSON COM 478160104 524 3,997 SH   SOLE   3,997 0 0
KELLOGG CO COM 487836108 534 8,900 SH   SOLE   8,900 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 470 2,610 SH   SOLE   2,610 0 0
LILLY ELI & CO COM 532457108 584 4,207 SH   SOLE   4,207 0 0
LOCKHEED MARTIN CORP COM 539830109 465 1,371 SH   SOLE   1,371 0 0
MCDONALDS CORP COM 580135101 457 2,763 SH   SOLE   2,763 0 0
MERCK & CO. INC COM 58933Y105 515 6,688 SH   SOLE   6,688 0 0
MICROSOFT CORP COM 594918104 505 3,202 SH   SOLE   3,202 0 0
NATIONAL FUEL GAS CO N J COM 636180101 484 12,980 SH   SOLE   12,980 0 0
PFIZER INC COM 717081103 502 15,369 SH   SOLE   15,369 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 39,096 394,988 SH   SOLE   394,988 0 0
PROCTER & GAMBLE CO COM 742718109 523 4,758 SH   SOLE   4,758 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 849 18,882 SH   SOLE   18,882 0 0
SOUTHERN CO COM 842587107 467 8,626 SH   SOLE   8,626 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 18,697 399,592 SH   SOLE   399,592 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 28,150 989,119 SH   SOLE   989,119 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 192,374 8,035,680 SH   SOLE   8,035,680 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 48,425 187,875 SH   SOLE   187,875 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,522 83,500 SH Put SOLE   83,500 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 33,962 1,039,343 SH   SOLE   1,039,343 0 0
SPDR SER TR PORTFOLIO LN COR 78464A367 37,803 1,327,826 SH   SOLE   1,327,826 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 14,839 436,312 SH   SOLE   436,312 0 0
SPDR SER TR PORTFLI MORTGAGE 78464A383 8,219 307,937 SH   SOLE   307,937 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 10,683 353,148 SH   SOLE   353,148 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 211,525 6,999,497 SH   SOLE   6,999,497 0 0
SPDR SER TR PORTFLI TIPS ETF 78464A656 9,104 313,500 SH   SOLE   313,500 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 6,614 140,009 SH   SOLE   140,009 0 0
SPDR SER TR PORTFLI INTRMDIT 78464A672 35,478 1,070,869 SH   SOLE   1,070,869 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 365,141 12,070,785 SH   SOLE   12,070,785 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 149,912 4,879,938 SH   SOLE   4,879,938 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788 655 26,610 SH   SOLE   26,610 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812 23,470 307,291 SH   SOLE   307,291 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 100,189 4,587,412 SH   SOLE   4,587,412 0 0
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309 7,579 166,723 SH   SOLE   166,723 0 0
SYSCO CORP COM 871829107 298 6,523 SH   SOLE   6,523 0 0
TRUIST FINL CORP COM 89832Q109 333 10,791 SH   SOLE   10,791 0 0
UNITED TECHNOLOGIES CORP COM 913017109 372 3,941 SH   SOLE   3,941 0 0
US BANCORP DEL COM NEW 902973304 351 10,180 SH   SOLE   10,180 0 0
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,991 78,700 SH   SOLE   78,700 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 44,169 281,887 SH   SOLE   281,887 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 903 8,734 SH   SOLE   8,734 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 814 11,506 SH   SOLE   11,506 0 0
WALMART INC COM 931142103 570 5,013 SH   SOLE   5,013 0 0
WASTE MGMT INC DEL COM 94106L109 437 4,719 SH   SOLE   4,719 0 0