The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 236 1,727 SH   DFND 1 0 0 1,727
ABBOTT LABS COM 002824100 930 11,787 SH   DFND 1 0 0 11,787
ABBVIE INC COM 00287Y109 735 9,643 SH   DFND 1 0 0 9,643
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,157 7,086 SH   DFND 1 0 0 7,086
ADVISORSHARES TR NEWFLT MULSINC 00768Y727 743 16,478 SH   DFND 1 0 0 16,478
AIR PRODS & CHEMS INC COM 009158106 742 3,716 SH   DFND 1 0 0 3,716
ALBEMARLE CORP COM 012653101 679 12,048 SH   DFND 1 0 0 12,048
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 361 1,856 SH   DFND 1 0 0 1,856
ALLIANCE RES PARTNER L P UT LTD PART 01877R108 1,237 399,107 SH   DFND 1 0 0 399,107
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 349 18,763 SH   DFND 1 0 0 18,763
ALPHABET INC CAP STK CL A 02079K305 629 541 SH   DFND 1 0 0 541
ALPHABET INC CAP STK CL C 02079K107 862 741 SH   DFND 1 0 0 741
ALPS ETF TR ALERIAN MLP 00162Q866 133 38,853 SH   DFND 1 0 0 38,853
ALTRIA GROUP INC COM 02209S103 506 13,092 SH   DFND 1 0 0 13,092
AMAZON COM INC COM 023135106 3,665 1,880 SH   DFND 1 0 0 1,880
AMERICAN EXPRESS CO COM 025816109 722 8,430 SH   DFND 1 0 0 8,430
AMERICAN WTR WKS CO INC NEW COM 030420103 510 4,265 SH   DFND 1 0 0 4,265
AMGEN INC COM 031162100 1,492 7,359 SH   DFND 1 0 0 7,359
ANALOG DEVICES INC COM 032654105 606 6,766 SH   DFND 1 0 0 6,766
ANNALY CAPITAL MANAGEMENT IN COM 035710409 547 107,872 SH   DFND 1 0 0 107,872
APPLE INC COM 037833100 4,101 16,128 SH   DFND 1 0 0 16,128
AT&T INC COM 00206R102 1,666 57,158 SH   DFND 1 0 0 57,158
AUTOMATIC DATA PROCESSING IN COM 053015103 205 1,503 SH   DFND 1 0 0 1,503
BANK NEW YORK MELLON CORP COM 064058100 416 12,355 SH   DFND 1 0 0 12,355
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,036 5,666 SH   DFND 1 0 0 5,666
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 572 452 SH   DFND 1 0 0 452
BK OF AMERICA CORP COM 060505104 727 34,230 SH   DFND 1 0 0 34,230
BLACKSTONE GROUP INC COM CL A 09260D107 407 8,925 SH   DFND 1 0 0 8,925
BOEING CO COM 097023105 645 4,323 SH   DFND 1 0 0 4,323
BRISTOL-MYERS SQUIBB CO COM 110122108 1,147 20,571 SH   DFND 1 0 0 20,571
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 886 20,031 SH   DFND 1 0 0 20,031
CAPITAL ONE FINL CORP COM 14040H105 463 9,184 SH   DFND 1 0 0 9,184
CATERPILLAR INC DEL COM 149123101 528 4,550 SH   DFND 1 0 0 4,550
CHEVRON CORP NEW COM 166764100 1,205 16,630 SH   DFND 1 0 0 16,630
CHUBB LIMITED COM H1467J104 301 2,692 SH   DFND 1 0 0 2,692
CISCO SYS INC COM 17275R102 2,417 61,473 SH   DFND 1 0 0 61,473
CME GROUP INC COM 12572Q105 509 2,942 SH   DFND 1 0 0 2,942
COMCAST CORP NEW CL A 20030N101 265 7,720 SH   DFND 1 0 0 7,720
CONOCOPHILLIPS COM 20825C104 869 28,207 SH   DFND 1 0 0 28,207
COSTCO WHSL CORP NEW COM 22160K105 1,305 4,576 SH   DFND 1 0 0 4,576
CROWN CASTLE INTL CORP NEW COM 22822V101 361 2,500 SH   DFND 1 0 0 2,500
CVS HEALTH CORP COM 126650100 1,240 20,900 SH   DFND 1 0 0 20,900
DANAHER CORPORATION COM 235851102 2,474 17,872 SH   DFND 1 0 0 17,872
DIAGEO P L C SPON ADR NEW 25243Q205 605 4,760 SH   DFND 1 0 0 4,760
DIREXION SHS ETF TR DAILY TECHNOLOGY 25460E562 130 23,000 SH   DFND 1 0 0 23,000
DISNEY WALT CO COM DISNEY 254687106 2,029 21,001 SH   DFND 1 0 0 21,001
DNP SELECT INCOME FD COM 23325P104 134 13,713 SH   DFND 1 0 0 13,713
DOW INC COM 260557103 206 7,049 SH   DFND 1 0 0 7,049
DUKE ENERGY CORP NEW COM NEW 26441C204 1,235 15,268 SH   DFND 1 0 0 15,268
ECOLAB INC COM 278865100 414 2,659 SH   DFND 1 0 0 2,659
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 378 82,096 SH   DFND 1 0 0 82,096
ENTERPRISE PRODS PARTNERS L COM 293792107 1,146 80,109 SH   DFND 1 0 0 80,109
ETF MANAGERS TR PRIME CYBR SCRTY 26924G201 851 23,862 SH   DFND 1 0 0 23,862
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 900 24,148 SH   DFND 1 0 0 24,148
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889 281 8,925 SH   DFND 1 0 0 8,925
EXXON MOBIL CORP COM 30231G102 1,474 38,823 SH   DFND 1 0 0 38,823
FACEBOOK INC CL A 30303M102 856 5,134 SH   DFND 1 0 0 5,134
FIDELITY LTD TRM BD ETF 316188200 551 11,055 SH   DFND 1 0 0 11,055
FIDELITY COVINGTON TR CONSMR STAPLES 316092303 412 12,746 SH   DFND 1 0 0 12,746
FIDELITY COVINGTON TR MSCI FINLS IDX 316092501 337 11,485 SH   DFND 1 0 0 11,485
FIDELITY COVINGTON TR MSCI HLTH CARE I 316092600 645 15,001 SH   DFND 1 0 0 15,001
FIDELITY COVINGTON TR MSCI UTILS INDEX 316092865 389 10,822 SH   DFND 1 0 0 10,822
FIRST FINL BANCORP OH COM 320209109 342 22,968 SH   DFND 1 0 0 22,968
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 667 40,670 SH   DFND 1 0 0 40,670
FIRST TR EXCHANGE TRADED FD CHINDIA ETF 33733A102 1,290 41,237 SH   DFND 1 0 0 41,237
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 1,685 42,152 SH   DFND 1 0 0 42,152
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 3,318 135,158 SH   DFND 1 0 0 135,158
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E194 1,315 26,466 SH   DFND 1 0 0 26,466
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 5,579 94,517 SH   DFND 1 0 0 94,517
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 803 15,753 SH   DFND 1 0 0 15,753
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 502 12,006 SH   DFND 1 0 0 12,006
FORTIVE CORP COM 34959J108 367 6,647 SH   DFND 1 0 0 6,647
FRANCO NEVADA CORP COM 351858105 204 2,050 SH   DFND 1 0 0 2,050
GALLAGHER ARTHUR J & CO COM 363576109 767 9,403 SH   DFND 1 0 0 9,403
GENERAL ELECTRIC CO COM 369604103 553 69,683 SH   DFND 1 0 0 69,683
GILEAD SCIENCES INC COM 375558103 528 7,057 SH   DFND 1 0 0 7,057
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 7,243 276,771 SH   DFND 1 0 0 276,771
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 21,668 939,641 SH   DFND 1 0 0 939,641
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 657 12,584 SH   DFND 1 0 0 12,584
HELMERICH & PAYNE INC COM 423452101 197 12,600 SH   DFND 1 0 0 12,600
HOME DEPOT INC COM 437076102 2,216 11,865 SH   DFND 1 0 0 11,865
HONEYWELL INTL INC COM 438516106 1,398 10,448 SH   DFND 1 0 0 10,448
INTEL CORP COM 458140100 1,059 19,569 SH   DFND 1 0 0 19,569
INTERNATIONAL BUSINESS MACHS COM 459200101 316 2,852 SH   DFND 1 0 0 2,852
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 3,353 67,989 SH   DFND 1 0 0 67,989
INVESCO CALIF VALUE MUN INCO COM 46132H106 244 21,533 SH   DFND 1 0 0 21,533
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 HY 46138J809 332 15,000 SH   DFND 1 0 0 15,000
INVESCO EXCHANGE TRADED FD T DYNMC BIOTECH 46137V787 642 13,809 SH   DFND 1 0 0 13,809
INVESCO EXCHANGE TRADED FD T NASDAQ INTERNT 46137V530 1,584 12,600 SH   DFND 1 0 0 12,600
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 564 7,391 SH   DFND 1 0 0 7,391
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 880 29,397 SH   DFND 1 0 0 29,397
INVESCO EXCHANGE-TRADED FD T FTSE RAFI SML 46138E735 575 24,896 SH   DFND 1 0 0 24,896
INVESCO EXCHANGE-TRADED FD T NATL AMT MUNI 46138E537 343 13,299 SH   DFND 1 0 0 13,299
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 4,686 141,416 SH   DFND 1 0 0 141,416
INVESCO EXCHANGE-TRADED FD T S&P500 HDL VOL 46138E362 359 11,971 SH   DFND 1 0 0 11,971
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 554 11,805 SH   DFND 1 0 0 11,805
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 1,811 88,496 SH   DFND 1 0 0 88,496
INVESCO QQQ TR UNIT SER 1 46090E103 245 1,287 SH   DFND 1 0 0 1,287
ISHARES INC CORE MSCI EMKT 46434G103 11,807 291,746 SH   DFND 1 0 0 291,746
ISHARES INC EM MKT SM-CP ETF 464286475 344 10,728 SH   DFND 1 0 0 10,728
ISHARES INC MIN VOL EMRG MKT 464286533 2,075 44,220 SH   DFND 1 0 0 44,220
ISHARES INC MLT FCTR EMG MKT 46434G889 439 12,788 SH   DFND 1 0 0 12,788
ISHARES TR 1 3 YR TREAS BD 464287457 39,259 452,972 SH   DFND 1 0 0 452,972
ISHARES TR 20 YR TR BD ETF 464287432 1,351 8,188 SH   DFND 1 0 0 8,188
ISHARES TR BARCLAYS 7 10 YR 464287440 350 2,881 SH   DFND 1 0 0 2,881
ISHARES TR CALIF MUN BD ETF 464288356 874 14,435 SH   DFND 1 0 0 14,435
ISHARES TR CORE DIV GRWTH 46434V621 829 25,437 SH   DFND 1 0 0 25,437
ISHARES TR CORE HIGH DV ETF 46429B663 6,490 90,704 SH   DFND 1 0 0 90,704
ISHARES TR CORE INTL AGGR 46435G672 982 17,959 SH   DFND 1 0 0 17,959
ISHARES TR CORE MSCI EAFE 46432F842 17,640 353,575 SH   DFND 1 0 0 353,575
ISHARES TR CORE MSCI TOTAL 46432F834 3,785 80,504 SH   DFND 1 0 0 80,504
ISHARES TR CORE S&P MCP ETF 464287507 589 4,095 SH   DFND 1 0 0 4,095
ISHARES TR CORE S&P SCP ETF 464287804 215 3,832 SH   DFND 1 0 0 3,832
ISHARES TR CORE S&P TTL STK 464287150 547 9,566 SH   DFND 1 0 0 9,566
ISHARES TR CORE S&P500 ETF 464287200 7,707 29,827 SH   DFND 1 0 0 29,827
ISHARES TR CORE US AGGBD ET 464287226 1,282 11,110 SH   DFND 1 0 0 11,110
ISHARES TR EAFE SML CP ETF 464288273 518 11,550 SH   DFND 1 0 0 11,550
ISHARES TR EDGE MSCI MINM 46435G433 368 14,246 SH   DFND 1 0 0 14,246
ISHARES TR EDGE MSCI USA VL 46432F388 8,929 141,729 SH   DFND 1 0 0 141,729
ISHARES TR ESG MSCI EAFE 46435G516 350 6,579 SH   DFND 1 0 0 6,579
ISHARES TR EXPND TEC SC ETF 464287549 2,320 10,953 SH   DFND 1 0 0 10,953
ISHARES TR FLTG RATE NT ETF 46429B655 1,105 22,677 SH   DFND 1 0 0 22,677
ISHARES TR IBONDS DEC 46435U697 206 7,866 SH   DFND 1 0 0 7,866
ISHARES TR IBONDS DEC 26 46435U259 335 12,998 SH   DFND 1 0 0 12,998
ISHARES TR IBONDS DEC 28 46435U325 202 7,715 SH   DFND 1 0 0 7,715
ISHARES TR IBONDS DEC20 ETF 46434VAQ3 1,241 49,233 SH   DFND 1 0 0 49,233
ISHARES TR IBONDS DEC2021 46435G789 268 10,502 SH   DFND 1 0 0 10,502
ISHARES TR IBONDS DEC2022 46435G755 244 9,379 SH   DFND 1 0 0 9,379
ISHARES TR IBONDS DEC2023 46435G318 206 8,028 SH   DFND 1 0 0 8,028
ISHARES TR IBONDS DEC23 ETF 46434VAX8 234 9,350 SH   DFND 1 0 0 9,350
ISHARES TR IBONDS DEC24 ETF 46434VBG4 1,159 46,876 SH   DFND 1 0 0 46,876
ISHARES TR IBONDS DEC25 ETF 46434VBD1 2,412 96,595 SH   DFND 1 0 0 96,595
ISHARES TR IBONDS MAR23 ETF 46432FAZ0 1,280 48,510 SH   DFND 1 0 0 48,510
ISHARES TR IBOXX HI YD ETF 464288513 2,278 29,556 SH   DFND 1 0 0 29,556
ISHARES TR IBOXX INV CP ETF 464287242 677 5,482 SH   DFND 1 0 0 5,482
ISHARES TR INTRM TR CRP ETF 464288638 668 12,168 SH   DFND 1 0 0 12,168
ISHARES TR JPMORGAN USD EMG 464288281 12,139 125,552 SH   DFND 1 0 0 125,552
ISHARES TR MBS ETF 464288588 734 6,642 SH   DFND 1 0 0 6,642
ISHARES TR MIN VOL EAFE ETF 46429B689 10,254 165,250 SH   DFND 1 0 0 165,250
ISHARES TR MSCI CHINA ETF 46429B671 755 13,180 SH   DFND 1 0 0 13,180
ISHARES TR MSCI EAFE ETF 464287465 2,212 41,369 SH   DFND 1 0 0 41,369
ISHARES TR MSCI EMG MKT ETF 464287234 259 7,578 SH   DFND 1 0 0 7,578
ISHARES TR MSCI KLD400 SOC 464288570 237 2,438 SH   DFND 1 0 0 2,438
ISHARES TR MSCI MIN VOL ETF 46429B697 10,020 185,514 SH   DFND 1 0 0 185,514
ISHARES TR MSCI USA ESG SLC 464288802 291 2,653 SH   DFND 1 0 0 2,653
ISHARES TR MULTIFACTOR INTL 46434V274 1,128 55,660 SH   DFND 1 0 0 55,660
ISHARES TR NASDAQ BIOTECH 464287556 724 6,717 SH   DFND 1 0 0 6,717
ISHARES TR NATIONAL MUN ETF 464288414 4,450 39,375 SH   DFND 1 0 0 39,375
ISHARES TR PFD AND INCM SEC 464288687 3,104 97,484 SH   DFND 1 0 0 97,484
ISHARES TR RUS 1000 ETF 464287622 497 3,513 SH   DFND 1 0 0 3,513
ISHARES TR RUS TP200 GR ETF 464289438 1,755 20,844 SH   DFND 1 0 0 20,844
ISHARES TR RUSSELL 2000 ETF 464287655 2,860 24,985 SH   DFND 1 0 0 24,985
ISHARES TR S&P 500 VAL ETF 464287408 301 3,125 SH   DFND 1 0 0 3,125
ISHARES TR SH TR CRPORT ETF 464288646 999 19,087 SH   DFND 1 0 0 19,087
ISHARES TR SP SMCP600VL ETF 464287879 517 5,173 SH   DFND 1 0 0 5,173
ISHARES TR U.S. MED DVC ETF 464288810 453 2,010 SH   DFND 1 0 0 2,010
ISHARES TR US AER DEF ETF 464288760 715 4,970 SH   DFND 1 0 0 4,970
ISHARES TR US TREAS BD ETF 46429B267 1,433 51,170 SH   DFND 1 0 0 51,170
ISHARES TR USA MOMENTUM FCT 46432F396 15,222 142,954 SH   DFND 1 0 0 142,954
ISHARES TR USA QUALITY FCTR 46432F339 9,405 116,055 SH   DFND 1 0 0 116,055
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 703 14,507 SH   DFND 1 0 0 14,507
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 909 18,302 SH   DFND 1 0 0 18,302
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 1,203 23,845 SH   DFND 1 0 0 23,845
JD COM INC SPON ADR CL A 47215P106 1,336 32,996 SH   DFND 1 0 0 32,996
JOHNSON & JOHNSON COM 478160104 2,706 20,636 SH   DFND 1 0 0 20,636
JPMORGAN CHASE & CO COM 46625H100 1,935 21,489 SH   DFND 1 0 0 21,489
KINDER MORGAN INC DEL COM 49456B101 156 11,232 SH   DFND 1 0 0 11,232
KKR & CO INC CL A 48251W104 261 11,120 SH   DFND 1 0 0 11,120
L3HARRIS TECHNOLOGIES INC COM 502431109 1,327 7,367 SH   DFND 1 0 0 7,367
LILLY ELI & CO COM 532457108 1,163 8,381 SH   DFND 1 0 0 8,381
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 61 40,500 SH   DFND 1 0 0 40,500
LOCKHEED MARTIN CORP COM 539830109 1,269 3,745 SH   DFND 1 0 0 3,745
LOWES COS INC COM 548661107 753 8,753 SH   DFND 1 0 0 8,753
LULULEMON ATHLETICA INC COM 550021109 248 1,307 SH   DFND 1 0 0 1,307
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 815 22,324 SH   DFND 1 0 0 22,324
MARKEL CORP COM 570535104 264 285 SH   DFND 1 0 0 285
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 210 9,300 SH   DFND 1 0 0 9,300
MAXAR TECHNOLOGIES INC COM 57778K105 346 32,412 SH   DFND 1 0 0 32,412
MCCORMICK & CO INC COM NON VTG 579780206 380 2,694 SH   DFND 1 0 0 2,694
MCDONALDS CORP COM 580135101 2,426 14,670 SH   DFND 1 0 0 14,670
MERCK & CO. INC COM 58933Y105 423 5,497 SH   DFND 1 0 0 5,497
MICROCHIP TECHNOLOGY INC COM 595017104 532 7,846 SH   DFND 1 0 0 7,846
MICROSOFT CORP COM 594918104 5,630 35,701 SH   DFND 1 0 0 35,701
MONDELEZ INTL INC CL A 609207105 347 6,930 SH   DFND 1 0 0 6,930
NETFLIX INC COM 64110L106 235 625 SH   DFND 1 0 0 625
NIKE INC CL B 654106103 822 9,934 SH   DFND 1 0 0 9,934
NOVARTIS A G SPONSORED ADR 66987V109 782 9,476 SH   DFND 1 0 0 9,476
NOVO-NORDISK A S ADR 670100205 501 8,313 SH   DFND 1 0 0 8,313
NVIDIA CORP COM 67066G104 919 3,488 SH   DFND 1 0 0 3,488
ONE GAS INC COM 68235P108 933 11,156 SH   DFND 1 0 0 11,156
ONEOK INC NEW COM 682680103 485 22,227 SH   DFND 1 0 0 22,227
ORACLE CORP COM 68389X105 317 6,559 SH   DFND 1 0 0 6,559
PACER FDS TR TRENDP US LAR CP 69374H105 9,153 338,893 SH   DFND 1 0 0 338,893
PACER FDS TR TRENDP US MID CP 69374H204 310 10,959 SH   DFND 1 0 0 10,959
PAYCHEX INC COM 704326107 541 8,592 SH   DFND 1 0 0 8,592
PAYPAL HLDGS INC COM 70450Y103 500 5,221 SH   DFND 1 0 0 5,221
PEPSICO INC COM 713448108 2,104 17,524 SH   DFND 1 0 0 17,524
PFIZER INC COM 717081103 359 11,004 SH   DFND 1 0 0 11,004
PHILIP MORRIS INTL INC COM 718172109 241 3,301 SH   DFND 1 0 0 3,301
PHILLIPS 66 COM 718546104 392 7,303 SH   DFND 1 0 0 7,303
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,835 17,288 SH   DFND 1 0 0 17,288
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,157 11,691 SH   DFND 1 0 0 11,691
PNC FINL SVCS GROUP INC COM 693475105 268 2,799 SH   DFND 1 0 0 2,799
PROCTER & GAMBLE CO COM 742718109 1,881 17,097 SH   DFND 1 0 0 17,097
QUALCOMM INC COM 747525103 1,083 16,003 SH   DFND 1 0 0 16,003
QURATE RETAIL INC COM SER A 74915M100 73 12,000 SH   DFND 1 0 0 12,000
RAYTHEON CO COM NEW 755111507 489 3,731 SH   DFND 1 0 0 3,731
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 718 21,974 SH   DFND 1 0 0 21,974
S&P GLOBAL INC COM 78409V104 212 867 SH   DFND 1 0 0 867
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 305 14,747 SH   DFND 1 0 0 14,747
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 348 13,486 SH   DFND 1 0 0 13,486
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 484 8,233 SH   DFND 1 0 0 8,233
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 8,216 317,585 SH   DFND 1 0 0 317,585
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 235 11,436 SH   DFND 1 0 0 11,436
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 510 24,265 SH   DFND 1 0 0 24,265
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 12,010 511,491 SH   DFND 1 0 0 511,491
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,916 109,016 SH   DFND 1 0 0 109,016
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 822 13,603 SH   DFND 1 0 0 13,603
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 260 5,778 SH   DFND 1 0 0 5,778
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 3,800 47,710 SH   DFND 1 0 0 47,710
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,886 161,401 SH   DFND 1 0 0 161,401
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,267 53,774 SH   DFND 1 0 0 53,774
SEATTLE GENETICS INC COM 812578102 205 1,775 SH   DFND 1 0 0 1,775
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,156 48,735 SH   DFND 1 0 0 48,735
SELECT SECTOR SPDR TR ENERGY 81369Y506 221 7,601 SH   DFND 1 0 0 7,601
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 884 28,524 SH   DFND 1 0 0 28,524
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,902 19,395 SH   DFND 1 0 0 19,395
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,153 21,164 SH   DFND 1 0 0 21,164
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,366 60,574 SH   DFND 1 0 0 60,574
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,095 52,589 SH   DFND 1 0 0 52,589
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 613 10,390 SH   DFND 1 0 0 10,390
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 439 7,918 SH   DFND 1 0 0 7,918
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,146 64,033 SH   DFND 1 0 0 64,033
SEMPRA ENERGY COM 816851109 259 2,290 SH   DFND 1 0 0 2,290
SERVICENOW INC COM 81762P102 308 1,075 SH   DFND 1 0 0 1,075
SONOCO PRODS CO COM 835495102 223 4,805 SH   DFND 1 0 0 4,805
SPDR GOLD TRUST GOLD SHS 78463V107 1,457 9,844 SH   DFND 1 0 0 9,844
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 329 16,683 SH   DFND 1 0 0 16,683
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 248 7,482 SH   DFND 1 0 0 7,482
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,862 84,819 SH   DFND 1 0 0 84,819
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 246 934 SH   DFND 1 0 0 934
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,852 38,704 SH   DFND 1 0 0 38,704
SPDR SER TR BLOMBERG BRC INV 78468R200 8,101 275,548 SH   DFND 1 0 0 275,548
SPDR SER TR BLOMBERG INTL TR 78464A516 566 20,354 SH   DFND 1 0 0 20,354
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,949 60,316 SH   DFND 1 0 0 60,316
SPDR SER TR SSGA US SMAL ETF 78468R887 440 6,658 SH   DFND 1 0 0 6,658
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 266 18,200 SH   DFND 1 0 0 18,200
STARBUCKS CORP COM 855244109 972 14,792 SH   DFND 1 0 0 14,792
STRYKER CORP COM 863667101 323 1,939 SH   DFND 1 0 0 1,939
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 253 5,291 SH   DFND 1 0 0 5,291
THERMO FISHER SCIENTIFIC INC COM 883556102 2,027 7,146 SH   DFND 1 0 0 7,146
TITAN MED INC COM NEW 88830X819 26 95,500 SH   DFND 1 0 0 95,500
TJX COS INC NEW COM 872540109 234 4,900 SH   DFND 1 0 0 4,900
TYSON FOODS INC CL A 902494103 374 6,456 SH   DFND 1 0 0 6,456
UNION PAC CORP COM 907818108 942 6,678 SH   DFND 1 0 0 6,678
UNITED PARCEL SERVICE INC CL B 911312106 877 9,392 SH   DFND 1 0 0 9,392
UNITED TECHNOLOGIES CORP COM 913017109 243 2,573 SH   DFND 1 0 0 2,573
UNITEDHEALTH GROUP INC COM 91324P102 545 2,185 SH   DFND 1 0 0 2,185
UPWORK INC COM 91688F104 315 48,894 SH   DFND 1 0 0 48,894
US BANCORP DEL COM NEW 902973304 212 6,166 SH   DFND 1 0 0 6,166
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 272 3,314 SH   DFND 1 0 0 3,314
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 32,084 375,914 SH   DFND 1 0 0 375,914
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 25,839 459,276 SH   DFND 1 0 0 459,276
VANGUARD INDEX FDS GROWTH ETF 922908736 451 2,878 SH   DFND 1 0 0 2,878
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,035 8,170 SH   DFND 1 0 0 8,170
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 953 11,728 SH   DFND 1 0 0 11,728
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 214 3,062 SH   DFND 1 0 0 3,062
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 222 937 SH   DFND 1 0 0 937
VANGUARD INDEX FDS SM CP VAL ETF 922908611 705 7,942 SH   DFND 1 0 0 7,942
VANGUARD INDEX FDS SML CP GRW ETF 922908595 245 1,631 SH   DFND 1 0 0 1,631
VANGUARD INDEX FDS TOTAL STK MKT 922908769 240 1,866 SH   DFND 1 0 0 1,866
VANGUARD INDEX FDS VALUE ETF 922908744 777 8,725 SH   DFND 1 0 0 8,725
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 256 6,246 SH   DFND 1 0 0 6,246
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 875 26,063 SH   DFND 1 0 0 26,063
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 453 7,206 SH   DFND 1 0 0 7,206
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,497 338,615 SH   DFND 1 0 0 338,615
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 2,339 44,219 SH   DFND 1 0 0 44,219
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,330 118,069 SH   DFND 1 0 0 118,069
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,954 114,298 SH   DFND 1 0 0 114,298
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,326 13,656 SH   DFND 1 0 0 13,656
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,747 60,098 SH   DFND 1 0 0 60,098
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,274 54,030 SH   DFND 1 0 0 54,030
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 4,914 47,535 SH   DFND 1 0 0 47,535
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,175 95,226 SH   DFND 1 0 0 95,226
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 640 9,090 SH   DFND 1 0 0 9,090
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,948 27,529 SH   DFND 1 0 0 27,529
VERIZON COMMUNICATIONS INC COM 92343V104 2,113 39,328 SH   DFND 1 0 0 39,328
VISA INC COM CL A 92826C839 1,296 8,045 SH   DFND 1 0 0 8,045
WALMART INC COM 931142103 499 4,394 SH   DFND 1 0 0 4,394
WELLS FARGO CO NEW COM 949746101 610 21,261 SH   DFND 1 0 0 21,261
WILLIAMS COS INC COM 969457100 152 10,739 SH   DFND 1 0 0 10,739
WISDOMTREE TR EMG MKTS SMCAP 97717W281 3,570 108,080 SH   DFND 1 0 0 108,080
WISDOMTREE TR GLB US QTLY DIV 97717W844 406 7,682 SH   DFND 1 0 0 7,682
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,601 33,325 SH   DFND 1 0 0 33,325
WISDOMTREE TR US QTLY DIV GRT 97717X669 256 6,582 SH   DFND 1 0 0 6,582
WISDOMTREE TR US SMALLCAP DIVD 97717W604 916 50,819 SH   DFND 1 0 0 50,819