The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NEXPOINT STRATEGIC OPORTUNT COM NEW 65340G205 155 18,728 SH   SOLE   0 0 18,728
DOLLAR GEN CORP NEW COM 256677105 248 1,643 SH   SOLE   0 0 1,643
FARMERS NATIONAL BANC CORP COM 309627107 269 23,157 SH   SOLE   0 0 23,157
JOHNSON CTLS INTL PLC SHS G51502105 1,511 56,029 SH   SOLE   0 0 56,029
ISHARES TR US TREAS BD ETF 46429B267 7,396 264,057 SH   SOLE   0 0 264,057
EATON CORP PLC SHS G29183103 525 6,758 SH   SOLE   0 0 6,758
ISHARES TR RUS 1000 GRW ETF 464287614 535 3,549 SH   SOLE   0 0 3,549
DEERE & CO COM 244199105 351 2,543 SH   SOLE   0 0 2,543
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 422 1,781 SH   SOLE   0 0 1,781
QUALCOMM INC COM 747525103 614 9,082 SH   SOLE   0 0 9,082
ISHARES TR MBS ETF 464288588 2,804 25,386 SH   SOLE   0 0 25,386
ALLERGAN PLC SHS G0177J108 210 1,185 SH   SOLE   0 0 1,185
ADOBE INC COM 00724F101 586 1,841 SH   SOLE   0 0 1,841
PROGRESSIVE CORP OHIO COM 743315103 259 3,504 SH   SOLE   0 0 3,504
PIMCO DYNAMIC CR & MTG INC F COM SHS 72202D106 623 37,024 SH   SOLE   0 0 37,024
KELLOGG CO COM 487836108 901 15,016 SH   SOLE   0 0 15,016
VANGUARD INDEX FDS TOTAL STK MKT 922908769 190,026 1,474,095 SH   SOLE   0 0 1,474,095
CENTENE CORP DEL COM 15135B101 4,795 80,716 SH   SOLE   0 0 80,716
ISHARES TR TIPS BD ETF 464287176 332 2,817 SH   SOLE   0 0 2,817
AGREE REALTY CORP COM 008492100 350 5,656 SH   SOLE   0 0 5,656
ISHARES TR CRE U S REIT ETF 464288521 339 8,663 SH   SOLE   0 0 8,663
ALPHABET INC CAP STK CL A 02079K305 2,238 1,926 SH   SOLE   0 0 1,926
PHILLIPS 66 COM 718546104 267 4,984 SH   SOLE   0 0 4,984
POLARIS INC COM 731068102 732 15,198 SH   SOLE   0 0 15,198
ANNALY CAPITAL MANAGEMENT IN COM 035710409 60 11,839 SH   SOLE   0 0 11,839
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 626 7,620 SH   SOLE   0 0 7,620
MERCK & CO. INC COM 58933Y105 2,528 32,856 SH   SOLE   0 0 32,856
DUPONT DE NEMOURS INC COM 26614N102 277 8,135 SH   SOLE   0 0 8,135
KIMBERLY CLARK CORP COM 494368103 528 4,127 SH   SOLE   0 0 4,127
TJX COS INC NEW COM 872540109 203 4,248 SH   SOLE   0 0 4,248
YUM CHINA HLDGS INC COM 98850P109 379 8,894 SH   SOLE   0 0 8,894
GREIF INC CL A 397624107 1,081 34,777 SH   SOLE   0 0 34,777
UNITEDHEALTH GROUP INC COM 91324P102 701 2,813 SH   SOLE   0 0 2,813
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 397 3,844 SH   SOLE   0 0 3,844
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,470 9,005 SH   SOLE   0 0 9,005
ISHARES TR EAFE SML CP ETF 464288273 1,246 27,798 SH   SOLE   0 0 27,798
NOVARTIS A G SPONSORED ADR 66987V109 380 4,610 SH   SOLE   0 0 4,610
ALLIANZGI CONV INCOME FD COM 018828103 151 40,307 SH   SOLE   0 0 40,307
FACEBOOK INC CL A 30303M102 1,792 10,745 SH   SOLE   0 0 10,745
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,773 112,048 SH   SOLE   0 0 112,048
ISHARES TR COHEN STEER REIT 464287564 241 2,636 SH   SOLE   0 0 2,636
ISHARES TR RUS 2000 VAL ETF 464287630 433 5,279 SH   SOLE   0 0 5,279
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 246 6,486 SH   SOLE   0 0 6,486
ISHARES TR NATIONAL MUN ETF 464288414 27,257 241,192 SH   SOLE   0 0 241,192
GENERAL MLS INC COM 370334104 346 6,548 SH   SOLE   0 0 6,548
ATHERSYS INC NEW COM 04744L106 360 120,000 SH   SOLE   0 0 120,000
BIG LOTS INC COM 089302103 142 10,000 SH   SOLE   0 0 10,000
REGENERON PHARMACEUTICALS COM 75886F107 253 519 SH   SOLE   0 0 519
ISHARES TR GLOBAL REIT ETF 46434V647 1,624 84,779 SH   SOLE   0 0 84,779
PAYCHEX INC COM 704326107 212 3,369 SH   SOLE   0 0 3,369
MCCORMICK & CO INC COM NON VTG 579780206 208 1,475 SH   SOLE   0 0 1,475
SPDR SER TR AEROSPACE DEF 78464A631 397 5,219 SH   SOLE   0 0 5,219
ISHARES INC CORE MSCI EMKT 46434G103 912 22,541 SH   SOLE   0 0 22,541
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 350 12,306 SH   SOLE   0 0 12,306
NUVEEN AMT FREE MUN CR INC F COM 67071L106 148 10,077 SH   SOLE   0 0 10,077
INTERNATIONAL BUSINESS MACHS COM 459200101 2,454 22,123 SH   SOLE   0 0 22,123
GLOBAL PMTS INC COM 37940X102 862 5,977 SH   SOLE   0 0 5,977
DENBURY RES INC COM NEW 247916208 2 10,000 SH   SOLE   0 0 10,000
SPDR SER TR S&P DIVID ETF 78464A763 249 3,119 SH   SOLE   0 0 3,119
PIMCO HIGH INCOME FD COM SHS 722014107 71 14,415 SH   SOLE   0 0 14,415
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 655 7,533 SH   SOLE   0 0 7,533
ISHARES TR RUS MDCP VAL ETF 464287473 717 11,190 SH   SOLE   0 0 11,190
LILLY ELI & CO COM 532457108 726 5,232 SH   SOLE   0 0 5,232
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 176 46,135 SH   SOLE   0 0 46,135
ISHARES TR RUS 2000 GRW ETF 464287648 245 1,548 SH   SOLE   0 0 1,548
THOR INDS INC COM 885160101 1,319 31,273 SH   SOLE   0 0 31,273
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 16,397 195,158 SH   SOLE   0 0 195,158
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508 338 29,684 SH   SOLE   0 0 29,684
EASTMAN CHEM CO COM 277432100 518 11,117 SH   SOLE   0 0 11,117
STARWOOD PPTY TR INC COM 85571B105 616 60,068 SH   SOLE   0 0 60,068
KEYCORP COM 493267108 190 18,348 SH   SOLE   0 0 18,348
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 6,468 179,830 SH   SOLE   0 0 179,830
ISHARES TR RUS 1000 VAL ETF 464287598 1,948 19,646 SH   SOLE   0 0 19,646
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 203 8,797 SH   SOLE   0 0 8,797
FERRARI N V COM N3167Y103 360 2,357 SH   SOLE   0 0 2,357
CORNERSTONE TOTAL RETURN FD COM 21924U300 293 36,844 SH   SOLE   0 0 36,844
ISHARES TR 3 7 YR TREAS BD 464288661 215 1,609 SH   SOLE   0 0 1,609
ISHARES TR SELECT DIVID ETF 464287168 631 8,583 SH   SOLE   0 0 8,583
MARATHON OIL CORP COM 565849106 108 32,892 SH   SOLE   0 0 32,892
VANGUARD INDEX FDS MID CAP ETF 922908629 911 6,919 SH   SOLE   0 0 6,919
BRISTOL-MYERS SQUIBB CO COM 110122108 1,104 19,809 SH   SOLE   0 0 19,809
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 90 29,535 SH   SOLE   0 0 29,535
SHERWIN WILLIAMS CO COM 824348106 1,977 4,302 SH   SOLE   0 0 4,302
UNITED TECHNOLOGIES CORP COM 913017109 2,035 21,571 SH   SOLE   0 0 21,571
ISHARES TR PFD AND INCM SEC 464288687 350 10,981 SH   SOLE   0 0 10,981
LABORATORY CORP AMER HLDGS COM NEW 50540R409 5,241 41,466 SH   SOLE   0 0 41,466
INTERCONTINENTAL EXCHANGE IN COM 45866F104 292 3,621 SH   SOLE   0 0 3,621
PNC FINL SVCS GROUP INC COM 693475105 485 5,064 SH   SOLE   0 0 5,064
CINCINNATI FINL CORP COM 172062101 315 4,181 SH   SOLE   0 0 4,181
INVESCO QQQ TR UNIT SER 1 46090E103 5,271 27,682 SH   SOLE   0 0 27,682
COLGATE PALMOLIVE CO COM 194162103 1,256 18,934 SH   SOLE   0 0 18,934
ANTHEM INC COM 036752103 318 1,399 SH   SOLE   0 0 1,399
ALPHABET INC CAP STK CL C 02079K107 6,152 5,291 SH   SOLE   0 0 5,291
PALO ALTO NETWORKS INC COM 697435105 3,454 21,067 SH   SOLE   0 0 21,067
VANGUARD INDEX FDS VALUE ETF 922908744 399 4,484 SH   SOLE   0 0 4,484
DUKE ENERGY CORP NEW COM NEW 26441C204 946 11,699 SH   SOLE   0 0 11,699
GOLDMAN SACHS GROUP INC COM 38141G104 444 2,871 SH   SOLE   0 0 2,871
ALLSTATE CORP COM 020002101 213 2,317 SH   SOLE   0 0 2,317
SPDR SER TR NUVEEN BRC MUNIC 78468R721 3,566 71,313 SH   SOLE   0 0 71,313
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 94 100,000 SH   SOLE   0 0 100,000
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,716 66,217 SH   SOLE   0 0 66,217
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 73,102 472,605 SH   SOLE   0 0 472,605
ISHARES TR CORE S&P MCP ETF 464287507 2,432 16,905 SH   SOLE   0 0 16,905
3M CO COM 88579Y101 1,246 9,125 SH   SOLE   0 0 9,125
WISDOMTREE TR YIELD ENHANCD US 97717X511 12,671 245,327 SH   SOLE   0 0 245,327
JPMORGAN CHASE & CO COM 46625H100 3,044 33,814 SH   SOLE   0 0 33,814
GOLD FIELDS LTD NEW SPONSORED ADR 38059T106 114 24,066 SH   SOLE   0 0 24,066
VANGUARD INDEX FDS SM CP VAL ETF 922908611 349 3,928 SH   SOLE   0 0 3,928
ROCKWELL AUTOMATION INC COM 773903109 511 3,385 SH   SOLE   0 0 3,385
MILLER HOWARD HIGH INC EQTY COM SHS BEN IN 600379101 111 19,714 SH   SOLE   0 0 19,714
ISHARES TR EAFE VALUE ETF 464288877 248 6,936 SH   SOLE   0 0 6,936
S&P GLOBAL INC COM 78409V104 252 1,030 SH   SOLE   0 0 1,030
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 126 14,025 SH   SOLE   0 0 14,025
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 516 11,477 SH   SOLE   0 0 11,477
MOODYS CORP COM 615369105 286 1,353 SH   SOLE   0 0 1,353
MICROSOFT CORP COM 594918104 22,664 143,709 SH   SOLE   0 0 143,709
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 9,909 80,085 SH   SOLE   0 0 80,085
LINDE PLC SHS G5494J103 343 1,984 SH   SOLE   0 0 1,984
STARBUCKS CORP COM 855244109 1,476 22,450 SH   SOLE   0 0 22,450
CHEVRON CORP NEW COM 166764100 922 12,729 SH   SOLE   0 0 12,729
LOCKHEED MARTIN CORP COM 539830109 1,477 4,358 SH   SOLE   0 0 4,358
DISCOVERY INC COM SER C 25470F302 3,434 195,766 SH   SOLE   0 0 195,766
DOW INC COM 260557103 291 9,941 SH   SOLE   0 0 9,941
INVESCO EXCHANGE TRADED FD T ZACKS MULT AST 46137Y500 301 21,725 SH   SOLE   0 0 21,725
SPDR SER TR PORTFOLIO INTRMD 78464A375 464 13,651 SH   SOLE   0 0 13,651
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,481 22,374 SH   SOLE   0 0 22,374
INTEL CORP COM 458140100 3,715 68,638 SH   SOLE   0 0 68,638
TAPESTRY INC COM 876030107 730 56,366 SH   SOLE   0 0 56,366
TRUIST FINL CORP COM 89832Q109 327 10,597 SH   SOLE   0 0 10,597
HONEYWELL INTL INC COM 438516106 2,723 20,356 SH   SOLE   0 0 20,356
EDWARDS LIFESCIENCES CORP COM 28176E108 414 2,195 SH   SOLE   0 0 2,195
VANGUARD INDEX FDS GROWTH ETF 922908736 514 3,278 SH   SOLE   0 0 3,278
CATERPILLAR INC DEL COM 149123101 987 8,502 SH   SOLE   0 0 8,502
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,914 48,226 SH   SOLE   0 0 48,226
CVS HEALTH CORP COM 126650100 314 5,299 SH   SOLE   0 0 5,299
AT&T INC COM 00206R102 3,717 127,498 SH   SOLE   0 0 127,498
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 69,803 1,938,984 SH   SOLE   0 0 1,938,984
AMAZON COM INC COM 023135106 11,552 5,925 SH   SOLE   0 0 5,925
NORDSON CORP COM 655663102 305 2,259 SH   SOLE   0 0 2,259
BP PLC SPONSORED ADR 055622104 703 28,813 SH   SOLE   0 0 28,813
CITIGROUP INC COM NEW 172967424 353 8,387 SH   SOLE   0 0 8,387
INVESCO EXCHANGE-TRADED FD T PFD ETF 46138E511 2,858 217,175 SH   SOLE   0 0 217,175
GILEAD SCIENCES INC COM 375558103 2,239 29,947 SH   SOLE   0 0 29,947
GENERAL ELECTRIC CO COM 369604103 957 120,557 SH   SOLE   0 0 120,557
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 659 40,195 SH   SOLE   0 0 40,195
ICICI BANK LIMITED ADR 45104G104 96 11,277 SH   SOLE   0 0 11,277
META FINL GROUP INC COM 59100U108 957 44,048 SH   SOLE   0 0 44,048
DANAHER CORPORATION COM 235851102 541 3,909 SH   SOLE   0 0 3,909
ISHARES TR CORE S&P500 ETF 464287200 6,018 23,290 SH   SOLE   0 0 23,290
WELLS FARGO CO NEW COM 949746101 339 11,799 SH   SOLE   0 0 11,799
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 73 16,012 SH   SOLE   0 0 16,012
SAP SE SPON ADR 803054204 315 2,848 SH   SOLE   0 0 2,848
FORD MTR CO DEL COM 345370860 978 202,409 SH   SOLE   0 0 202,409
FIRST DEFIANCE FINL CORP COM 32006W106 1,426 96,748 SH   SOLE   0 0 96,748
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,039 6,255 SH   SOLE   0 0 6,255
AMERICAN TOWER CORP NEW COM 03027X100 382 1,754 SH   SOLE   0 0 1,754
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,905 237,085 SH   SOLE   0 0 237,085
AURORA CANNABIS INC COM 05156X108 15 16,845 SH   SOLE   0 0 16,845
PEPSICO INC COM 713448108 3,316 27,610 SH   SOLE   0 0 27,610
YUM BRANDS INC COM 988498101 603 8,805 SH   SOLE   0 0 8,805
ENTERPRISE PRODS PARTNERS L COM 293792107 494 34,532 SH   SOLE   0 0 34,532
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 549 5,941 SH   SOLE   0 0 5,941
VERIZON COMMUNICATIONS INC COM 92343V104 2,876 53,529 SH   SOLE   0 0 53,529
EXXON MOBIL CORP COM 30231G102 2,175 57,271 SH   SOLE   0 0 57,271
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 181 13,123 SH   SOLE   0 0 13,123
LINCOLN ELEC HLDGS INC COM 533900106 795 11,528 SH   SOLE   0 0 11,528
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 444 6,273 SH   SOLE   0 0 6,273
BLACKROCK INC COM 09247X101 341 774 SH   SOLE   0 0 774
LINEAGE CELL THERAPEUTICS IN COM 53566P109 57 68,721 SH   SOLE   0 0 68,721
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 323 15,527 SH   SOLE   0 0 15,527
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,270 37,843 SH   SOLE   0 0 37,843
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 12,752 69,747 SH   SOLE   0 0 69,747
THERMO FISHER SCIENTIFIC INC COM 883556102 741 2,613 SH   SOLE   0 0 2,613
ISHARES TR RUS 1000 ETF 464287622 614 4,337 SH   SOLE   0 0 4,337
NOKIA CORP SPONSORED ADR 654902204 35 11,361 SH   SOLE   0 0 11,361
WASTE MGMT INC DEL COM 94106L109 579 6,257 SH   SOLE   0 0 6,257
CORNERSTONE STRATEGIC VALUE COM 21924B302 316 38,954 SH   SOLE   0 0 38,954
NIKE INC CL B 654106103 2,970 35,890 SH   SOLE   0 0 35,890
APOLLO INVT CORP COM NEW 03761U502 714 105,851 SH   SOLE   0 0 105,851
PARKER HANNIFIN CORP COM 701094104 974 7,508 SH   SOLE   0 0 7,508
OXFORD LANE CAP CORP COM 691543102 116 27,930 SH   SOLE   0 0 27,930
ISHARES TR CORE MSCI TOTAL 46432F834 129,041 2,744,971 SH   SOLE   0 0 2,744,971
COSTCO WHSL CORP NEW COM 22160K105 773 2,713 SH   SOLE   0 0 2,713
ISHARES TR CORE S&P TTL STK 464287150 7,870 137,557 SH   SOLE   0 0 137,557
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 272 5,788 SH   SOLE   0 0 5,788
SELECT SECTOR SPDR TR ENERGY 81369Y506 388 13,335 SH   SOLE   0 0 13,335
INTUITIVE SURGICAL INC COM NEW 46120E602 507 1,024 SH   SOLE   0 0 1,024
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 445 2,029 SH   SOLE   0 0 2,029
EATON VANCE TAX-MANAGED GLOB COM 27829F108 222 34,823 SH   SOLE   0 0 34,823
JOHNSON & JOHNSON COM 478160104 2,546 19,414 SH   SOLE   0 0 19,414
BANK NEW YORK MELLON CORP COM 064058100 819 24,317 SH   SOLE   0 0 24,317
PAYPAL HLDGS INC COM 70450Y103 846 8,833 SH   SOLE   0 0 8,833
NUVEEN CR STRATEGIES INCOME COM SHS 67073D102 284 50,000 SH   SOLE   0 0 50,000
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 331 9,682 SH   SOLE   0 0 9,682
BECTON DICKINSON & CO COM 075887109 598 2,601 SH   SOLE   0 0 2,601
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 535 9,655 SH   SOLE   0 0 9,655
ISHARES TR RUSSELL 2000 ETF 464287655 4,147 36,234 SH   SOLE   0 0 36,234
VANGUARD INDEX FDS LARGE CAP ETF 922908637 725 6,120 SH   SOLE   0 0 6,120
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 212 5,817 SH   SOLE   0 0 5,817
ISHARES TR S&P 500 GRWT ETF 464287309 1,799 10,900 SH   SOLE   0 0 10,900
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 27,484 1,393,726 SH   SOLE   0 0 1,393,726
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 517 10,810 SH   SOLE   0 0 10,810
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 254 3,214 SH   SOLE   0 0 3,214
ISHARES TR EXPANDED TECH 464287515 246 1,170 SH   SOLE   0 0 1,170
ISHARES TR U.S. MED DVC ETF 464288810 1,554 6,896 SH   SOLE   0 0 6,896
ROPER TECHNOLOGIES INC COM 776696106 296 949 SH   SOLE   0 0 949
SEAGATE TECHNOLOGY PLC SHS G7945M107 252 5,161 SH   SOLE   0 0 5,161
MCDONALDS CORP COM 580135101 951 5,749 SH   SOLE   0 0 5,749
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 44,117 720,277 SH   SOLE   0 0 720,277
VISA INC COM CL A 92826C839 1,585 9,836 SH   SOLE   0 0 9,836
HANESBRANDS INC COM 410345102 860 109,216 SH   SOLE   0 0 109,216
AFLAC INC COM 001055102 239 6,980 SH   SOLE   0 0 6,980
FLEXSHARES TR MORNSTAR UPSTR 33939L407 234 10,392 SH   SOLE   0 0 10,392
ENBRIDGE INC COM 29250N105 303 10,409 SH   SOLE   0 0 10,409
DIAGEO P L C SPON ADR NEW 25243Q205 326 2,568 SH   SOLE   0 0 2,568
TARGET CORP COM 87612E106 564 6,065 SH   SOLE   0 0 6,065
GENERAL DYNAMICS CORP COM 369550108 314 2,375 SH   SOLE   0 0 2,375
SIRIUS XM HLDGS INC COM 82968B103 57 11,491 SH   SOLE   0 0 11,491
APPLE INC COM 037833100 24,833 97,656 SH   SOLE   0 0 97,656
ISHARES TR MRNGSTR LG-CP GR 464287119 211 1,136 SH   SOLE   0 0 1,136
PFIZER INC COM 717081103 2,559 78,393 SH   SOLE   0 0 78,393
U S SILICA HLDGS INC COM 90346E103 21 11,915 SH   SOLE   0 0 11,915
NEXTERA ENERGY INC COM 65339F101 961 3,994 SH   SOLE   0 0 3,994
AUTOMATIC DATA PROCESSING IN COM 053015103 552 4,039 SH   SOLE   0 0 4,039
ILLINOIS TOOL WKS INC COM 452308109 270 1,900 SH   SOLE   0 0 1,900
CLOROX CO DEL COM 189054109 550 3,174 SH   SOLE   0 0 3,174
MONDELEZ INTL INC CL A 609207105 327 6,526 SH   SOLE   0 0 6,526
SCOTTS MIRACLE GRO CO CL A 810186106 341 3,330 SH   SOLE   0 0 3,330
LANCASTER COLONY CORP COM 513847103 362 2,501 SH   SOLE   0 0 2,501
BOEING CO COM 097023105 1,365 9,153 SH   SOLE   0 0 9,153
SOUTHERN CO COM 842587107 757 13,989 SH   SOLE   0 0 13,989
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 64,497 1,652,084 SH   SOLE   0 0 1,652,084
CONSOLIDATED EDISON INC COM 209115104 532 6,825 SH   SOLE   0 0 6,825
LOWES COS INC COM 548661107 516 5,997 SH   SOLE   0 0 5,997
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 237 2,910 SH   SOLE   0 0 2,910
ORACLE CORP COM 68389X105 1,052 21,759 SH   SOLE   0 0 21,759
STONE HBR EMERGING MKTS TOTA COM 86164W100 207 32,000 SH   SOLE   0 0 32,000
PROCTER & GAMBLE CO COM 742718109 3,186 28,963 SH   SOLE   0 0 28,963
MASTERCARD INC CL A 57636Q104 1,688 6,987 SH   SOLE   0 0 6,987
SERVICENOW INC COM 81762P102 5,124 17,881 SH   SOLE   0 0 17,881
STONE HBR EMERGING MKTS INCO COM 86164T107 372 50,129 SH   SOLE   0 0 50,129
ANTARES PHARMA INC COM 036642106 238 100,950 SH   SOLE   0 0 100,950
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,002 36,729 SH   SOLE   0 0 36,729
INTUIT COM 461202103 397 1,725 SH   SOLE   0 0 1,725
BROADCOM INC COM 11135F101 213 900 SH   SOLE   0 0 900
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,040 23,433 SH   SOLE   0 0 23,433
ISHARES TR CORE MSCI EAFE 46432F842 455 9,113 SH   SOLE   0 0 9,113
DTE ENERGY CO COM 233331107 923 9,714 SH   SOLE   0 0 9,714
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 707 16,025 SH   SOLE   0 0 16,025
GENTEX CORP COM 371901109 1,113 50,213 SH   SOLE   0 0 50,213
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 5,930 30,492 SH   SOLE   0 0 30,492
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 242 2,066 SH   SOLE   0 0 2,066
ISHARES TR S&P 500 VAL ETF 464287408 726 7,541 SH   SOLE   0 0 7,541
NETFLIX INC COM 64110L106 543 1,445 SH   SOLE   0 0 1,445
CORNING INC COM 219350105 328 15,950 SH   SOLE   0 0 15,950
UNION PAC CORP COM 907818108 433 3,072 SH   SOLE   0 0 3,072
INCYTE CORP COM 45337C102 4,028 54,999 SH   SOLE   0 0 54,999
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 25,675 763,442 SH   SOLE   0 0 763,442
DIEBOLD NXDF INC COM 253651103 173 49,150 SH   SOLE   0 0 49,150
ISHARES TR CORE S&P SCP ETF 464287804 1,128 20,109 SH   SOLE   0 0 20,109
ISHARES TR EAFE GRWTH ETF 464288885 269 3,777 SH   SOLE   0 0 3,777
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107 696 19,850 SH   SOLE   0 0 19,850
WEYERHAEUSER CO COM 962166104 2,086 123,082 SH   SOLE   0 0 123,082
TESLA INC COM 88160R101 599 1,143 SH   SOLE   0 0 1,143
SCHWAB STRATEGIC TR US REIT ETF 808524847 223 6,810 SH   SOLE   0 0 6,810
GENERAL MTRS CO COM 37045V100 229 11,036 SH   SOLE   0 0 11,036
BANNER CORP COM NEW 06652V208 236 7,142 SH   SOLE   0 0 7,142
TRANSDIGM GROUP INC COM 893641100 1,040 3,249 SH   SOLE   0 0 3,249
WABTEC COM 929740108 217 4,510 SH   SOLE   0 0 4,510
MEDTRONIC PLC SHS G5960L103 609 6,748 SH   SOLE   0 0 6,748
MORGAN STANLEY COM NEW 617446448 219 6,455 SH   SOLE   0 0 6,455
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 473 7,530 SH   SOLE   0 0 7,530
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 376 11,679 SH   SOLE   0 0 11,679
BK OF AMERICA CORP COM 060505104 1,045 49,212 SH   SOLE   0 0 49,212
TIMKENSTEEL CORP COM 887399103 120 37,291 SH   SOLE   0 0 37,291
WISDOMTREE TR US QTLY DIV GRT 97717X669 10,202 262,183 SH   SOLE   0 0 262,183
VALERO ENERGY CORP COM 91913Y100 606 13,359 SH   SOLE   0 0 13,359
COMCAST CORP NEW CL A 20030N101 4,346 126,402 SH   SOLE   0 0 126,402
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 245 90,000 SH   SOLE   0 0 90,000
AIR PRODS & CHEMS INC COM 009158106 495 2,480 SH   SOLE   0 0 2,480
INVESCO SR INCOME TR COM 46131H107 124 38,460 SH   SOLE   0 0 38,460
INTERPUBLIC GROUP COS INC COM 460690100 540 33,358 SH   SOLE   0 0 33,358
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 262 4,805 SH   SOLE   0 0 4,805
AGNICO EAGLE MINES LTD COM 008474108 416 10,450 SH   SOLE   0 0 10,450
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 345 3,892 SH   SOLE   0 0 3,892
SALESFORCE COM INC COM 79466L302 5,769 40,068 SH   SOLE   0 0 40,068
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 778 12,483 SH   SOLE   0 0 12,483
KINDER MORGAN INC DEL COM 49456B101 155 11,112 SH   SOLE   0 0 11,112
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 9,287 380,601 SH   SOLE   0 0 380,601
ZOETIS INC CL A 98978V103 428 3,640 SH   SOLE   0 0 3,640
NVIDIA CORP COM 67066G104 705 2,673 SH   SOLE   0 0 2,673
RAYTHEON CO COM NEW 755111507 241 1,838 SH   SOLE   0 0 1,838
ISHARES TR U.S. REAL ES ETF 464287739 565 8,122 SH   SOLE   0 0 8,122
BANCO SANTANDER SA ADR 05964H105 44 18,763 SH   SOLE   0 0 18,763
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,523 49,220 SH   SOLE   0 0 49,220
AMGEN INC COM 031162100 1,884 9,293 SH   SOLE   0 0 9,293
ISHARES TR INTL SEL DIV ETF 464288448 728 32,208 SH   SOLE   0 0 32,208
HUNTINGTON BANCSHARES INC COM 446150104 1,444 175,847 SH   SOLE   0 0 175,847
ISHARES TR CORE S&P US VLU 464287663 909 19,689 SH   SOLE   0 0 19,689
NORFOLK SOUTHERN CORP COM 655844108 255 1,746 SH   SOLE   0 0 1,746
DISNEY WALT CO COM DISNEY 254687106 2,010 20,809 SH   SOLE   0 0 20,809
DOMINION ENERGY INC COM 25746U109 327 4,526 SH   SOLE   0 0 4,526
OAKTREE SPECIALTY LENDING CO COM 67401P108 893 275,667 SH   SOLE   0 0 275,667
CROWN CASTLE INTL CORP NEW COM 22822V101 274 1,895 SH   SOLE   0 0 1,895
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,007 38,954 SH   SOLE   0 0 38,954
ISHARES TR GLB INFRASTR ETF 464288372 1,774 51,941 SH   SOLE   0 0 51,941
ABBVIE INC COM 00287Y109 2,643 34,687 SH   SOLE   0 0 34,687
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 6,546 110,933 SH   SOLE   0 0 110,933
CISCO SYS INC COM 17275R102 2,178 55,399 SH   SOLE   0 0 55,399
COCA COLA CO COM 191216100 865 19,542 SH   SOLE   0 0 19,542
ALTRIA GROUP INC COM 02209S103 627 16,202 SH   SOLE   0 0 16,202
HOME DEPOT INC COM 437076102 3,996 21,402 SH   SOLE   0 0 21,402
STERIS PLC SHS USD G8473T100 4,154 29,679 SH   SOLE   0 0 29,679
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 48 10,676 SH   SOLE   0 0 10,676
L3HARRIS TECHNOLOGIES INC COM 502431109 359 1,991 SH   SOLE   0 0 1,991
UNITED PARCEL SERVICE INC CL B 911312106 1,324 14,174 SH   SOLE   0 0 14,174
STRYKER CORP COM 863667101 294 1,766 SH   SOLE   0 0 1,766
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,611 70,444 SH   SOLE   0 0 70,444
EMERSON ELEC CO COM 291011104 372 7,814 SH   SOLE   0 0 7,814
EATON VANCE RISK MNGD DIV EQ COM 27829G106 240 28,851 SH   SOLE   0 0 28,851
PHILIP MORRIS INTL INC COM 718172109 831 11,388 SH   SOLE   0 0 11,388
ISHARES TR MSCI ACWI ETF 464288257 7,588 121,267 SH   SOLE   0 0 121,267
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,320 25,526 SH   SOLE   0 0 25,526
AMERICAN ELEC PWR CO INC COM 025537101 557 6,962 SH   SOLE   0 0 6,962
ISHARES TR 20 YR TR BD ETF 464287432 308 1,866 SH   SOLE   0 0 1,866
NORTHROP GRUMMAN CORP COM 666807102 268 886 SH   SOLE   0 0 886
ISHARES TR CORE S&P US GWT 464287671 259 4,544 SH   SOLE   0 0 4,544
AMEREN CORP COM 023608102 356 4,893 SH   SOLE   0 0 4,893
ARES CAPITAL CORP COM 04010L103 1,053 97,706 SH   SOLE   0 0 97,706
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 12,687 128,174 SH   SOLE   0 0 128,174
QUTOUTIAO INC ADS REP SHS A 74915J107 24 10,000 SH   SOLE   0 0 10,000
ABBOTT LABS COM 002824100 1,390 17,611 SH   SOLE   0 0 17,611
SPDR GOLD TRUST GOLD SHS 78463V107 5,554 37,516 SH   SOLE   0 0 37,516
WALMART INC COM 931142103 4,089 35,984 SH   SOLE   0 0 35,984
ISHARES TR MSCI EAFE ETF 464287465 1,807 33,792 SH   SOLE   0 0 33,792
ANALOG DEVICES INC COM 032654105 215 2,395 SH   SOLE   0 0 2,395
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 732 21,949 SH   SOLE   0 0 21,949
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 39,128 720,988 SH   SOLE   0 0 720,988
ISHARES TR CORE HIGH DV ETF 46429B663 225 3,141 SH   SOLE   0 0 3,141
ISHARES TR CORE US AGGBD ET 464287226 105,815 917,177 SH   SOLE   0 0 917,177
SMUCKER J M CO COM NEW 832696405 1,024 9,223 SH   SOLE   0 0 9,223
VANGUARD WORLD FDS INF TECH ETF 92204A702 331 1,561 SH   SOLE   0 0 1,561
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 315 1,197 SH   SOLE   0 0 1,197
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 264 3,035 SH   SOLE   0 0 3,035
NOMURA HLDGS INC SPONSORED ADR 65535H208 49 11,586 SH   SOLE   0 0 11,586
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 237 1,978 SH   SOLE   0 0 1,978
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 22,713 386,402 SH   SOLE   0 0 386,402
ISHARES TR MSCI EMG MKT ETF 464287234 426 12,481 SH   SOLE   0 0 12,481
AMERICAN EXPRESS CO COM 025816109 402 4,701 SH   SOLE   0 0 4,701
PIMCO ETF TR INV GRD CRP BD 72201R817 12,142 114,702 SH   SOLE   0 0 114,702
ISHARES TR IBOXX INV CP ETF 464287242 3,897 31,555 SH   SOLE   0 0 31,555
RIVERNORTH / DOUBLELINE STRA COM 76882G107 268 20,900 SH   SOLE   0 0 20,900
ISHARES TR RUS MID CAP ETF 464287499 869 20,123 SH   SOLE   0 0 20,123
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,775 42,092 SH   SOLE   0 0 42,092
AMBEV SA SPONSORED ADR 02319V103 78 33,709 SH   SOLE   0 0 33,709
MARATHON PETE CORP COM 56585A102 583 24,695 SH   SOLE   0 0 24,695
CORTEVA INC COM 22052L104 229 9,762 SH   SOLE   0 0 9,762
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,416 122,344 SH   SOLE   0 0 122,344
FST TR NEW OPPORT MLP & ENE COM 33739M100 56 15,500 SH   SOLE   0 0 15,500
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,743 20,417 SH   SOLE   0 0 20,417
US BANCORP DEL COM NEW 902973304 527 15,301 SH   SOLE   0 0 15,301
SMILEDIRECTCLUB INC CL A COM 83192H106 117 25,000 SH   SOLE   0 0 25,000
CEDAR FAIR L P DEPOSITRY UNIT 150185106 590 32,177 SH   SOLE   0 0 32,177
NORTHWEST BANCSHARES INC MD COM 667340103 507 43,820 SH   SOLE   0 0 43,820
ACASTI PHARMA INC CL A NEW 00430K402 4 10,000 SH   SOLE   0 0 10,000
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 450 9,060 SH   SOLE   0 0 9,060