The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 45,805 335,540 SH   DFND   0 0 335,540
ABBOTT LABS COM 002824100 6,978 88,433 SH   DFND   0 0 88,433
ABBOTT LABS COM 002824100 220 2,785 SH   SOLE   0 0 2,745
ABBVIE INC COM 00287Y109 4,767 62,572 SH   DFND   0 0 62,572
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,564 21,829 SH   DFND   0 0 21,829
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 214 1,311 SH   SOLE   0 0 1,296
ADOBE INC COM 00724F101 1,185 3,725 SH   DFND   0 0 3,725
AFLAC INC COM 001055102 1,647 48,116 SH   DFND   0 0 48,116
AGNICO EAGLE MINES LTD COM 008474108 799 20,073 SH   DFND   0 0 20,073
AIR PRODS & CHEMS INC COM 009158106 224 1,124 SH   DFND   0 0 1,124
AKAMAI TECHNOLOGIES INC COM 00971T101 229 2,500 SH   DFND   0 0 2,500
ALEXCO RESOURCE CORP COM 01535P106 55 45,000 SH   DFND   0 0 45,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,723 14,002 SH   DFND   0 0 14,002
ALIGN TECHNOLOGY INC COM 016255101 787 4,527 SH   DFND   0 0 4,527
ALLEGION PLC ORD SHS G0176J109 253 2,746 SH   DFND   0 0 2,746
ALLSTATE CORP COM 020002101 568 6,188 SH   DFND   0 0 6,188
ALPHABET INC CAP STK CL C 02079K107 3,219 2,768 SH   DFND   0 0 2,768
ALPHABET INC CAP STK CL A 02079K305 7,921 6,817 SH   DFND   0 0 6,817
AMAZON COM INC COM 023135106 25,029 12,837 SH   DFND   0 0 12,837
AMERICAN ELEC PWR CO INC COM 025537101 510 6,373 SH   DFND   0 0 6,373
AMERICAN TOWER CORP NEW COM 03027X100 11,902 54,661 SH   DFND   0 0 54,661
AMERICAN WTR WKS CO INC NEW COM 030420103 3,007 25,150 SH   DFND   0 0 25,150
AMERICAN WTR WKS CO INC NEW COM 030420103 259 2,169 SH   SOLE   0 0 2,149
AMERISOURCEBERGEN CORP COM 03073E105 1,428 16,140 SH   DFND   0 0 16,140
AMGEN INC COM 031162100 4,429 21,848 SH   DFND   0 0 21,848
ANALOG DEVICES INC COM 032654105 232 2,593 SH   DFND   0 0 2,593
APPLE INC COM 037833100 73,656 289,652 SH   DFND   0 0 289,652
APPLE INC COM 037833100 362 1,423 SH   SOLE   0 0 1,408
ASML HOLDING N V N Y REGISTRY SHS N07059210 1,020 3,900 SH   DFND   0 0 3,900
AT&T INC COM 00206R102 3,597 123,383 SH   DFND   0 0 123,383
AUTOMATIC DATA PROCESSING IN COM 053015103 3,926 28,722 SH   DFND   0 0 28,722
AZURRX BIOPHARMA INC COM 05502L105 164 282,460 SH   DFND   0 0 282,460
BANK NEW YORK MELLON CORP COM 064058100 738 21,911 SH   DFND   0 0 21,911
BAXTER INTL INC COM 071813109 2,322 28,599 SH   DFND   0 0 28,599
BECTON DICKINSON & CO COM 075887109 1,532 6,669 SH   DFND   0 0 6,669
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,088 4 SH   DFND   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 26,444 144,637 SH   DFND   0 0 144,637
BEST BUY INC COM 086516101 205 3,600 SH   DFND   0 0 3,600
BIO-TECHNE CORP COM 09073M104 244 1,286 SH   DFND   0 0 1,286
BK OF AMERICA CORP COM 060505104 1,437 67,666 SH   DFND   0 0 67,666
BLACKROCK INC COM 09247X101 5,889 13,384 SH   DFND   0 0 13,384
BLACKSTONE GROUP INC COM CL A 09260D107 2,836 62,235 SH   DFND   0 0 62,235
BOEING CO COM 097023105 3,075 20,615 SH   DFND   0 0 20,615
BOOKING HLDGS INC COM 09857L108 1,534 1,140 SH   DFND   0 0 1,140
BP PLC SPONSORED ADR 055622104 830 34,036 SH   DFND   0 0 34,036
BRISTOL-MYERS SQUIBB CO COM 110122108 6,018 107,974 SH   DFND   0 0 107,974
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 561 147,602 SH   DFND   0 0 147,602
BROADCOM INC COM 11135F101 1,168 4,928 SH   DFND   0 0 4,928
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 2,362 24,908 SH   DFND   0 0 24,908
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 227 2,396 SH   SOLE   0 0 2,366
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,054 23,809 SH   DFND   0 0 23,809
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 845 23,500 SH   DFND   0 0 23,500
BROOKLINE BANCORP INC DEL COM 11373M107 163 14,451 SH   DFND   0 0 14,451
CANADIAN NATL RY CO COM 136375102 2,025 26,086 SH   DFND   0 0 26,086
CAPITAL ONE FINL CORP COM 14040H105 234 4,643 SH   DFND   0 0 4,643
CARLISLE COS INC COM 142339100 1,007 8,040 SH   DFND   0 0 8,040
CATERPILLAR INC DEL COM 149123101 3,997 34,444 SH   DFND   0 0 34,444
CERNER CORP COM 156782104 436 6,921 SH   DFND   0 0 6,921
CHARTER COMMUNICATIONS INC N CL A 16119P108 552 1,266 SH   DFND   0 0 1,266
CHESAPEAKE ENERGY CORP COM 165167107 5 28,225 SH   DFND   0 0 28,225
CHEVRON CORP NEW COM 166764100 5,424 74,854 SH   DFND   0 0 74,854
CHUBB LIMITED COM H1467J104 478 4,280 SH   DFND   0 0 4,280
CIGNA CORP NEW COM 125523100 419 2,363 SH   DFND   0 0 2,363
CISCO SYS INC COM 17275R102 5,458 138,839 SH   DFND   0 0 138,839
CITIGROUP INC COM NEW 172967424 2,604 61,824 SH   DFND   0 0 61,824
CLEARPOINT NEURO INC COM 18507C103 543 151,584 SH   DFND   0 0 151,584
CLOROX CO DEL COM 189054109 1,505 8,687 SH   DFND   0 0 8,687
CME GROUP INC COM 12572Q105 1,820 10,526 SH   DFND   0 0 10,526
COCA COLA CO COM 191216100 805 18,194 SH   DFND   0 0 18,194
COLGATE PALMOLIVE CO COM 194162103 1,020 15,371 SH   DFND   0 0 15,371
COMCAST CORP NEW CL A 20030N101 11,018 320,473 SH   DFND   0 0 320,473
CONFORMIS INC COM 20717E101 7 11,000 SH   DFND   0 0 11,000
CONOCOPHILLIPS COM 20825C104 1,853 60,173 SH   DFND   0 0 60,173
CONSOLIDATED EDISON INC COM 209115104 270 3,460 SH   DFND   0 0 3,460
CONSTELLATION BRANDS INC CL A 21036P108 505 3,525 SH   DFND   0 0 3,525
COSTCO WHSL CORP NEW COM 22160K105 1,026 3,600 SH   DFND   0 0 3,600
CROWN CASTLE INTL CORP NEW COM 22822V101 2,843 19,685 SH   DFND   0 0 19,685
CSX CORP COM 126408103 2,961 51,672 SH   DFND   0 0 51,672
CUMMINS INC COM 231021106 1,407 10,398 SH   DFND   0 0 10,398
CVS HEALTH CORP COM 126650100 1,806 30,434 SH   DFND   0 0 30,434
DANAHER CORPORATION COM 235851102 7,758 56,051 SH   DFND   0 0 56,051
DEERE & CO COM 244199105 613 4,439 SH   DFND   0 0 4,439
DIAGEO P L C SPON ADR NEW 25243Q205 757 5,952 SH   DFND   0 0 5,952
DISNEY WALT CO COM DISNEY 254687106 8,197 84,852 SH   DFND   0 0 84,852
DOCUSIGN INC COM 256163106 502 5,435 SH   DFND   0 0 5,435
DOMINION ENERGY INC COM 25746U109 515 7,140 SH   DFND   0 0 7,140
DOW INC COM 260557103 221 7,569 SH   DFND   0 0 7,569
DUKE ENERGY CORP NEW COM NEW 26441C204 747 9,240 SH   DFND   0 0 9,240
DUKE REALTY CORP COM NEW 264411505 766 23,666 SH   DFND   0 0 23,666
DUNKIN BRANDS GROUP INC COM 265504100 2,174 40,945 SH   DFND   0 0 40,945
DUPONT DE NEMOURS INC COM 26614N102 230 6,743 SH   DFND   0 0 6,743
EAST WEST BANCORP INC COM 27579R104 782 30,400 SH   DFND   0 0 30,400
EATON CORP PLC SHS G29183103 314 4,041 SH   DFND   0 0 4,041
EATON VANCE TX MGD DIV EQ IN COM 27828N102 1,920 205,973 SH   DFND   0 0 205,973
EBAY INC COM 278642103 507 16,854 SH   DFND   0 0 16,854
ECOLAB INC COM 278865100 373 2,393 SH   DFND   0 0 2,393
EDWARDS LIFESCIENCES CORP COM 28176E108 237 1,256 SH   DFND   0 0 1,256
ELANCO ANIMAL HEALTH INC COM 28414H103 339 15,127 SH   DFND   0 0 15,127
EMERSON ELEC CO COM 291011104 2,012 42,220 SH   DFND   0 0 42,220
ENBRIDGE INC COM 29250N105 1,965 67,541 SH   DFND   0 0 67,541
ENSTAR GROUP LIMITED SHS G3075P101 350 2,200 SH   DFND   0 0 2,200
EVERSOURCE ENERGY COM 30040W108 348 4,444 SH   DFND   0 0 4,444
EXPEDITORS INTL WASH INC COM 302130109 279 4,175 SH   DFND   0 0 4,175
EXXON MOBIL CORP COM 30231G102 7,371 194,117 SH   DFND   0 0 194,117
FACEBOOK INC CL A 30303M102 646 3,872 SH   DFND   0 0 3,872
FEDEX CORP COM 31428X106 256 2,115 SH   DFND   0 0 2,115
FIDELITY COVINGTON TR MSCI ENERGY IDX 316092402 690 91,745 SH   DFND   0 0 91,745
FISERV INC COM 337738108 607 6,395 SH   DFND   0 0 6,395
FLIR SYS INC COM 302445101 1,736 54,428 SH   DFND   0 0 54,428
FORD MTR CO DEL COM 345370860 137 28,274 SH   DFND   0 0 28,274
FORTINET INC COM 34959E109 2,338 23,110 SH   DFND   0 0 23,110
FORTIVE CORP COM 34959J108 2,385 43,221 SH   DFND   0 0 43,221
FORTUNE BRANDS HOME & SEC IN COM 34964C106 373 8,619 SH   DFND   0 0 8,619
FREEPORT-MCMORAN INC CL B 35671D857 70 10,387 SH   DFND   0 0 10,387
GENERAL ELECTRIC CO COM 369604103 402 50,651 SH   DFND   0 0 50,651
GENERAL MLS INC COM 370334104 1,066 20,193 SH   DFND   0 0 20,193
GENTEX CORP COM 371901109 626 28,255 SH   DFND   0 0 28,255
GILEAD SCIENCES INC COM 375558103 548 7,328 SH   DFND   0 0 7,328
GLOBE LIFE INC COM 37959E102 1,747 24,276 SH   DFND   0 0 24,276
GOLDMAN SACHS GROUP INC COM 38141G104 570 3,688 SH   DFND   0 0 3,688
GRACO INC COM 384109104 1,685 34,572 SH   DFND   0 0 34,572
HOME DEPOT INC COM 437076102 8,980 48,094 SH   DFND   0 0 48,094
HONEYWELL INTL INC COM 438516106 8,090 60,466 SH   DFND   0 0 60,466
IDEXX LABS INC COM 45168D104 242 1,000 SH   DFND   0 0 1,000
ILLINOIS TOOL WKS INC COM 452308109 1,076 7,574 SH   DFND   0 0 7,574
INTEL CORP COM 458140100 11,084 204,800 SH   DFND   0 0 204,800
INTEL CORP COM 458140100 276 5,098 SH   SOLE   0 0 5,038
INTERNATIONAL BUSINESS MACHS COM 459200101 3,414 30,775 SH   DFND   0 0 30,775
INTUIT COM 461202103 2,841 12,350 SH   DFND   0 0 12,350
INTUIT COM 461202103 212 922 SH   SOLE   0 0 907
INTUITIVE SURGICAL INC COM NEW 46120E602 270 546 SH   DFND   0 0 546
INVESCO ACTIVELY MANAGED ETF ULTRA SHRT DUR 46090A887 369 7,492 SH   DFND   0 0 7,492
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 914 29,162 SH   DFND   0 0 29,162
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,270 27,016 SH   DFND   0 0 27,016
INVESCO EXCHANGE-TRADED FD T S&P500 HDL VOL 46138E362 603 20,107 SH   DFND   0 0 20,107
INVESCO EXCHANGE-TRADED FD T KBW BK ETF 46138E628 729 21,750 SH   DFND   0 0 21,750
INVESCO EXCHANGE-TRADED FD T FNDMNTL HY CRP 46138E719 333 20,063 SH   DFND   0 0 20,063
INVESCO QQQ TR UNIT SER 1 46090E103 982 5,160 SH   DFND   0 0 5,160
IQVIA HLDGS INC COM 46266C105 1,954 18,120 SH   DFND   0 0 18,120
ISHARES INC MIN VOL EMRG MKT 464286533 546 11,644 SH   DFND   0 0 11,644
ISHARES INC MSCI JPN ETF NEW 46434G822 253 5,125 SH   DFND   0 0 5,125
ISHARES TR S&P 100 ETF 464287101 432 3,644 SH   DFND   0 0 3,644
ISHARES TR SELECT DIVID ETF 464287168 233 3,167 SH   DFND   0 0 3,167
ISHARES TR TIPS BD ETF 464287176 299 2,533 SH   DFND   0 0 2,533
ISHARES TR CORE S&P500 ETF 464287200 7,033 27,216 SH   DFND   0 0 27,216
ISHARES TR MSCI EMG MKT ETF 464287234 1,584 46,412 SH   DFND   0 0 46,412
ISHARES TR IBOXX INV CP ETF 464287242 830 6,722 SH   DFND   0 0 6,722
ISHARES TR MSCI EAFE ETF 464287465 526 9,847 SH   DFND   0 0 9,847
ISHARES TR CORE S&P MCP ETF 464287507 2,273 15,797 SH   DFND   0 0 15,797
ISHARES TR EXPANDED TECH 464287515 1,260 5,990 SH   DFND   0 0 5,990
ISHARES TR CORE S&P US GWT 464287671 1,321 23,140 SH   DFND   0 0 23,140
ISHARES TR U.S. TECH ETF 464287721 1,351 6,608 SH   DFND   0 0 6,608
ISHARES TR CORE S&P SCP ETF 464287804 2,338 41,674 SH   DFND   0 0 41,674
ISHARES TR MRGSTR MD CP ETF 464288208 817 5,337 SH   DFND   0 0 5,337
ISHARES TR MSCI ACWI EX US 464288240 347 9,225 SH   DFND   0 0 9,225
ISHARES TR JPMORGAN USD EMG 464288281 378 3,910 SH   DFND   0 0 3,910
ISHARES TR MRGSTR SM CP ETF 464288505 273 2,175 SH   DFND   0 0 2,175
ISHARES TR MSCI KLD400 SOC 464288570 231 2,367 SH   DFND   0 0 2,367
ISHARES TR INTRM TR CRP ETF 464288638 1,478 26,913 SH   DFND   0 0 26,913
ISHARES TR PFD AND INCM SEC 464288687 1,013 31,804 SH   DFND   0 0 31,804
ISHARES TR US HOME CONS ETF 464288752 727 25,117 SH   DFND   0 0 25,117
ISHARES TR MSCI USA ESG SLC 464288802 369 3,364 SH   DFND   0 0 3,364
ISHARES TR FLTG RATE NT ETF 46429B655 1,267 25,990 SH   DFND   0 0 25,815
ISHARES TR CORE HIGH DV ETF 46429B663 463 6,473 SH   DFND   0 0 6,473
ISHARES TR MSCI MIN VOL ETF 46429B697 1,085 20,081 SH   DFND   0 0 20,081
ISHARES TR USA QUALITY FCTR 46432F339 250 3,080 SH   DFND   0 0 3,080
ISHARES TR USA MOMENTUM FCT 46432F396 612 5,746 SH   DFND   0 0 5,746
ISHARES TR CORE MSCI TOTAL 46432F834 457 9,722 SH   DFND   0 0 9,722
ISHARES TR CORE MSCI EAFE 46432F842 441 8,838 SH   DFND   0 0 8,838
ISHARES TR CORE TOTAL USD 46434V613 986 18,781 SH   DFND   0 0 18,781
ISHARES TR CORE DIV GRWTH 46434V621 1,730 53,091 SH   DFND   0 0 53,091
JD COM INC SPON ADR CL A 47215P106 916 22,613 SH   DFND   0 0 22,613
JEFFERIES FINL GROUP INC COM 47233W109 338 24,743 SH   DFND   0 0 24,743
JOHN HANCOCK ETF TRUST MLTFCTR LRG CAP 47804J107 2,060 64,229 SH   DFND   0 0 63,821
JOHN HANCOCK ETF TRUST MULTIFACTOR MI 47804J206 2,074 73,002 SH   DFND   0 0 73,002
JOHN HANCOCK ETF TRUST MULTI INTL ETF 47804J859 703 30,974 SH   DFND   0 0 30,974
JOHNSON & JOHNSON COM 478160104 15,198 115,899 SH   DFND   0 0 115,899
JOUNCE THERAPEUTICS INC COM 481116101 51 10,816 SH   DFND   0 0 10,816
JPMORGAN CHASE & CO COM 46625H100 12,815 142,337 SH   DFND   0 0 142,337
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 244 27,045 SH   DFND   0 0 27,045
KIMBERLY CLARK CORP COM 494368103 561 4,388 SH   DFND   0 0 4,388
LIGAND PHARMACEUTICALS INC COM NEW 53220K504 255 3,505 SH   DFND   0 0 3,505
LILLY ELI & CO COM 532457108 4,106 29,603 SH   DFND   0 0 29,603
LINDE PLC SHS G5494J103 406 2,345 SH   DFND   0 0 2,345
LIQTECH INTL INC COM 53632A201 51 12,000 SH   DFND   0 0 12,000
LOCKHEED MARTIN CORP COM 539830109 1,997 5,892 SH   DFND   0 0 5,892
LOWES COS INC COM 548661107 2,144 24,910 SH   DFND   0 0 24,910
MARATHON PETE CORP COM 56585A102 315 13,330 SH   DFND   0 0 13,330
MASTERCARD INC CL A 57636Q104 4,767 19,736 SH   DFND   0 0 19,736
MASTERCARD INC CL A 57636Q104 202 837 SH   SOLE   0 0 825
MCCORMICK & CO INC COM NON VTG 579780206 3,078 21,796 SH   DFND   0 0 21,796
MCCORMICK & CO INC COM NON VTG 579780206 221 1,567 SH   SOLE   0 0 1,547
MCDONALDS CORP COM 580135101 3,284 19,863 SH   DFND   0 0 19,863
MEDTRONIC PLC SHS G5960L103 2,589 28,708 SH   DFND   0 0 28,708
MERCK & CO. INC COM 58933Y105 7,455 96,895 SH   DFND   0 0 96,895
METTLER TOLEDO INTERNATIONAL COM 592688105 1,935 2,803 SH   DFND   0 0 2,803
MICROSOFT CORP COM 594918104 23,534 149,222 SH   DFND   0 0 149,222
MICROSOFT CORP COM 594918104 324 2,055 SH   SOLE   0 0 2,035
MONDELEZ INTL INC CL A 609207105 3,511 70,106 SH   DFND   0 0 70,106
NETFLIX INC COM 64110L106 1,362 3,627 SH   DFND   0 0 3,627
NEXTERA ENERGY INC COM 65339F101 8,443 35,088 SH   DFND   0 0 35,088
NEXTERA ENERGY INC COM 65339F101 288 1,195 SH   SOLE   0 0 1,180
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 828 19,255 SH   DFND   0 0 19,255
NIKE INC CL B 654106103 5,085 61,459 SH   DFND   0 0 61,459
NORFOLK SOUTHERN CORP COM 655844108 321 2,198 SH   DFND   0 0 2,198
NORTHROP GRUMMAN CORP COM 666807102 258 853 SH   DFND   0 0 853
NOVARTIS A G SPONSORED ADR 66987V109 2,240 27,171 SH   DFND   0 0 27,171
NUCOR CORP COM 670346105 446 12,389 SH   DFND   0 0 12,389
NVIDIA CORP COM 67066G104 1,532 5,813 SH   DFND   0 0 5,813
NXP SEMICONDUCTORS N V COM N6596X109 214 2,585 SH   DFND   0 0 2,585
OMNICOM GROUP INC COM 681919106 1,363 24,818 SH   DFND   0 0 24,818
ORACLE CORP COM 68389X105 5,056 104,616 SH   DFND   0 0 104,616
ORACLE CORP COM 68389X105 212 4,387 SH   SOLE   0 0 4,337
PARK CITY GROUP INC COM NEW 700215304 341 89,735 SH   DFND   0 0 89,735
PAYCHEX INC COM 704326107 1,845 29,328 SH   DFND   0 0 29,328
PAYPAL HLDGS INC COM 70450Y103 3,343 34,919 SH   DFND   0 0 34,919
PELOTON INTERACTIVE INC CL A COM 70614W100 220 8,300 SH   DFND   0 0 8,300
PEPSICO INC COM 713448108 5,872 48,892 SH   DFND   0 0 48,892
PEPSICO INC COM 713448108 261 2,175 SH   SOLE   0 0 2,150
PERKINELMER INC COM 714046109 226 3,000 SH   DFND   0 0 3,000
PFIZER INC COM 717081103 5,146 157,675 SH   DFND   0 0 157,675
PHILIP MORRIS INTL INC COM 718172109 363 4,979 SH   DFND   0 0 4,979
PHILLIPS 66 COM 718546104 1,749 32,592 SH   DFND   0 0 32,592
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,165 72,393 SH   DFND   0 0 72,393
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 209 2,111 SH   SOLE   0 0 2,111
PNC FINL SVCS GROUP INC COM 693475105 470 4,915 SH   DFND   0 0 4,915
PROCTER & GAMBLE CO COM 742718109 12,387 112,607 SH   DFND   0 0 112,607
PROCTER & GAMBLE CO COM 742718109 302 2,747 SH   SOLE   0 0 2,727
PROGRESSIVE CORP OHIO COM 743315103 2,467 33,409 SH   DFND   0 0 33,409
PROGRESSIVE CORP OHIO COM 743315103 229 3,105 SH   SOLE   0 0 3,055
QUALCOMM INC COM 747525103 424 6,263 SH   DFND   0 0 6,263
QUEST DIAGNOSTICS INC COM 74834L100 874 10,885 SH   DFND   0 0 10,885
RAYTHEON CO COM NEW 755111507 536 4,084 SH   DFND   0 0 4,084
RELMADA THERAPEUTICS INC COM 75955J402 14,516 425,575 SH   DFND   0 0 425,575
ROPER TECHNOLOGIES INC COM 776696106 3,178 10,191 SH   DFND   0 0 10,191
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 312 9,554 SH   DFND   0 0 9,554
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 652 18,699 SH   DFND   0 0 18,699
S&P GLOBAL INC COM 78409V104 1,101 4,494 SH   DFND   0 0 4,494
SALESFORCE COM INC COM 79466L302 5,655 39,276 SH   DFND   0 0 39,276
SANOFI SPONSORED ADR 80105N105 1,455 33,285 SH   DFND   0 0 33,285
SCHLUMBERGER LTD COM 806857108 413 30,596 SH   DFND   0 0 30,596
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 246 4,022 SH   DFND   0 0 4,022
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 775 18,393 SH   DFND   0 0 18,393
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 304 5,899 SH   DFND   0 0 5,899
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 689 33,508 SH   DFND   0 0 33,508
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 360 4,068 SH   DFND   0 0 4,068
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 222 4,080 SH   DFND   0 0 4,080
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 306 3,123 SH   DFND   0 0 3,123
SELECT SECTOR SPDR TR ENERGY 81369Y506 250 8,602 SH   DFND   0 0 8,602
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 307 5,207 SH   DFND   0 0 5,207
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,684 33,395 SH   DFND   0 0 33,395
SHERWIN WILLIAMS CO COM 824348106 354 770 SH   DFND   0 0 770
SOUTHERN CO COM 842587107 1,461 26,988 SH   DFND   0 0 26,988
SOUTHERN COPPER CORP COM 84265V105 390 13,850 SH   DFND   0 0 13,850
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 290 1,322 SH   DFND   0 0 1,322
SPDR GOLD TRUST GOLD SHS 78463V107 2,760 18,644 SH   DFND   0 0 18,644
SPDR S&P 500 ETF TR TR UNIT 78462F103 766 2,970 SH   DFND   0 0 2,970
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 552 2,098 SH   DFND   0 0 2,098
SPDR SER TR NYSE TECH ETF 78464A102 2,299 31,377 SH   DFND   0 0 31,377
SPDR SER TR PORTFOLIO SHORT 78464A474 1,427 47,167 SH   DFND   0 0 47,167
SPDR SER TR BLOMBERG BRC INV 78468R200 895 30,438 SH   DFND   0 0 30,438
SPRING BK PHARMACEUTICALS IN COM 849431101 77 83,238 SH   DFND   0 0 83,238
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 329 8,232 SH   DFND   0 0 8,232
STANLEY BLACK & DECKER INC COM 854502101 231 2,313 SH   DFND   0 0 2,313
STARBUCKS CORP COM 855244109 1,330 20,228 SH   DFND   0 0 20,228
STRYKER CORP COM 863667101 1,131 6,794 SH   DFND   0 0 6,794
SUN LIFE FINL INC COM 866796105 217 6,767 SH   DFND   0 0 6,767
SYSCO CORP COM 871829107 1,425 31,239 SH   DFND   0 0 31,239
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 450 3,795 SH   DFND   0 0 3,795
TARGET CORP COM 87612E106 510 5,488 SH   DFND   0 0 5,488
TC ENERGY CORP COM 87807B107 232 5,246 SH   DFND   0 0 5,246
TEAM INC COM 878155100 98 15,014 SH   DFND   0 0 15,014
TECOGEN INC NEW COM NEW 87876P201 23 24,369 SH   DFND   0 0 24,369
TESLA INC COM 88160R101 776 1,481 SH   DFND   0 0 1,481
TEXAS INSTRS INC COM 882508104 689 6,892 SH   DFND   0 0 6,892
THERMO FISHER SCIENTIFIC INC COM 883556102 10,178 35,887 SH   DFND   0 0 35,887
TJX COS INC NEW COM 872540109 1,688 35,305 SH   DFND   0 0 35,305
TORONTO DOMINION BK ONT COM NEW 891160509 1,461 34,462 SH   DFND   0 0 34,462
TRANE TECHNOLOGIES PLC SHS G8994E103 566 6,855 SH   DFND   0 0 6,855
TRAVELERS COMPANIES INC COM 89417E109 365 3,677 SH   DFND   0 0 3,677
TRUIST FINL CORP COM 89832Q109 1,235 40,037 SH   DFND   0 0 40,037
UNILEVER PLC SPON ADR NEW 904767704 1,785 35,302 SH   DFND   0 0 35,302
UNION PAC CORP COM 907818108 1,346 9,546 SH   DFND   0 0 9,546
UNITED PARCEL SERVICE INC CL B 911312106 748 8,012 SH   DFND   0 0 8,012
UNITED TECHNOLOGIES CORP COM 913017109 4,029 42,708 SH   DFND   0 0 42,708
UNITEDHEALTH GROUP INC COM 91324P102 254 1,018 SH   DFND   0 0 1,018
UNIVERSAL DISPLAY CORP COM 91347P105 1,493 11,326 SH   DFND   0 0 11,326
UNIVERSAL HLTH SVCS INC CL B 913903100 780 7,875 SH   DFND   0 0 7,875
US BANCORP DEL COM NEW 902973304 2,158 62,645 SH   DFND   0 0 62,645
V F CORP COM 918204108 744 13,755 SH   DFND   0 0 13,755
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,112 12,445 SH   DFND   0 0 12,445
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 216 2,535 SH   DFND   0 0 2,435
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 8,268 34,914 SH   DFND   0 0 34,762
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 492 7,044 SH   DFND   0 0 7,044
VANGUARD INDEX FDS SM CP VAL ETF 922908611 609 6,860 SH   DFND   0 0 6,860
VANGUARD INDEX FDS MID CAP ETF 922908629 3,041 23,096 SH   DFND   0 0 23,036
VANGUARD INDEX FDS LARGE CAP ETF 922908637 963 8,134 SH   DFND   0 0 8,134
VANGUARD INDEX FDS GROWTH ETF 922908736 540 3,445 SH   DFND   0 0 3,445
VANGUARD INDEX FDS SMALL CP ETF 922908751 742 6,430 SH   DFND   0 0 6,430
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,630 64,124 SH   DFND   0 0 64,124
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,016 89,902 SH   DFND   0 0 89,780
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,998 63,185 SH   DFND   0 0 63,110
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 328 4,148 SH   SOLE   0 0 3,893
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,171 47,897 SH   DFND   0 0 47,724
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 225 2,586 SH   SOLE   0 0 2,486
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 752 7,272 SH   DFND   0 0 7,183
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,975 119,216 SH   DFND   0 0 118,964
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,053 14,878 SH   DFND   0 0 14,878
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 783 4,714 SH   DFND   0 0 4,714
VANGUARD WORLD FDS INF TECH ETF 92204A702 884 4,172 SH   DFND   0 0 4,172
VANGUARD WORLD FDS MATERIALS ETF 92204A801 1,340 13,925 SH   DFND   0 0 13,925
VERASTEM INC COM 92337C104 34 12,783 SH   DFND   0 0 12,783
VERIZON COMMUNICATIONS INC COM 92343V104 6,549 121,881 SH   DFND   0 0 121,881
VERIZON COMMUNICATIONS INC COM 92343V104 224 4,163 SH   SOLE   0 0 4,113
VERTEX PHARMACEUTICALS INC COM 92532F100 1,271 5,342 SH   DFND   0 0 5,342
VISA INC COM CL A 92826C839 5,839 36,237 SH   DFND   0 0 36,237
WALMART INC COM 931142103 2,465 21,697 SH   DFND   0 0 21,697
WATERS CORP COM 941848103 1,040 5,712 SH   DFND   0 0 5,712
WEC ENERGY GROUP INC COM 92939U106 2,332 26,464 SH   DFND   0 0 26,464
WEC ENERGY GROUP INC COM 92939U106 204 2,320 SH   SOLE   0 0 2,285
WELLS FARGO CO NEW COM 949746101 712 24,819 SH   DFND   0 0 24,819
WELLTOWER INC COM 95040Q104 1,304 28,484 SH   DFND   0 0 28,484
WESTERN ALLIANCE BANCORP COM 957638109 1,074 35,078 SH   DFND   0 0 35,078
WEYERHAEUSER CO COM 962166104 628 37,024 SH   DFND   0 0 37,024
WHEATON PRECIOUS METALS CORP COM 962879102 1,344 48,831 SH   DFND   0 0 48,831
WHITE MTNS INS GROUP LTD COM G9618E107 937 1,030 SH   DFND   0 0 1,030
WISDOMTREE TR US LARGECAP FUND 97717W588 250 8,890 SH   DFND   0 0 8,580
WP CAREY INC COM 92936U109 726 12,498 SH   DFND   0 0 12,498
XCEL ENERGY INC COM 98389B100 385 6,386 SH   DFND   0 0 6,386
XILINX INC COM 983919101 1,330 17,060 SH   DFND   0 0 17,060
XYLEM INC COM 98419M100 1,353 20,768 SH   DFND   0 0 20,768
YUM BRANDS INC COM 988498101 387 5,651 SH   DFND   0 0 5,651
YUM CHINA HLDGS INC COM 98850P109 226 5,297 SH   DFND   0 0 5,297
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 705 4,825 SH   DFND   0 0 4,825