The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 221 2,896 SH   SOLE   0 0 2,896
ALLEGHENY TECHNOLOGIES INC COM 01741R102 128 15,101 SH   SOLE   0 0 15,101
ALPHABET INC CAP STK CL A 02079K305 306 263 SH   SOLE   0 0 263
ALTRIA GROUP INC COM 02209S103 206 5,316 SH   SOLE   0 0 5,316
AMAZON COM INC COM 023135106 261 134 SH   SOLE   0 0 134
AMGEN INC COM 031162100 264 1,301 SH   SOLE   0 0 1,301
ANSYS INC COM 03662Q105 1,115 4,797 SH   SOLE   0 0 4,797
APPLE INC COM 037833100 1,757 6,911 SH   SOLE   0 0 6,911
BK OF AMERICA CORP COM 060505104 243 11,465 SH   SOLE   0 0 11,465
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 1,052 23,780 SH   SOLE   0 0 23,780
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 243 6,763 SH   SOLE   0 0 6,763
CBIZ INC COM 124805102 778 37,200 SH   SOLE   0 0 37,200
CISCO SYS INC COM 17275R102 280 7,116 SH   SOLE   0 0 7,116
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 1,993 100,318 SH   SOLE   0 0 100,318
COMCAST CORP NEW CL A 20030N101 222 6,448 SH   SOLE   0 0 6,448
CROWN CASTLE INTL CORP NEW COM 22822V101 290 2,008 SH   SOLE   0 0 2,008
DISNEY WALT CO COM DISNEY 254687106 227 2,355 SH   SOLE   0 0 2,355
EATON CORP PLC SHS G29183103 391 5,036 SH   SOLE   0 0 5,036
FEDERATED HERMES INC CL B 314211103 121,341 6,369,614 SH   SOLE   0 0 6,369,614
FEDERATED PREM MUN INC FD COM 31423P108 173 13,260 SH   SOLE   0 0 13,260
FLEXSHARES TR QUALT DIVD IDX 33939L860 263 7,300 SH   SOLE   0 0 7,300
FLEXSHARES TR INTL QLTDV IDX 33939L837 326 18,400 SH   SOLE   0 0 18,400
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827 3,571 138,793 SH   SOLE   0 0 138,793
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 835 15,713 SH   SOLE   0 0 15,713
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 267 8,047 SH   SOLE   0 0 8,047
ISHARES INC CORE MSCI EMKT 46434G103 967 23,893 SH   SOLE   0 0 23,893
ISHARES INC ESG MSCI EM ETF 46434G863 507 18,524 SH   SOLE   0 0 18,524
ISHARES TR CORE S&P MCP ETF 464287507 222 1,546 SH   SOLE   0 0 1,546
ISHARES TR S&P MC 400GR ETF 464287606 246 1,376 SH   SOLE   0 0 1,376
ISHARES TR CORE S&P SCP ETF 464287804 5,866 104,536 SH   SOLE   0 0 104,536
ISHARES TR S&P 500 VAL ETF 464287408 562 5,837 SH   SOLE   0 0 5,837
ISHARES TR CORE S&P500 ETF 464287200 2,483 9,608 SH   SOLE   0 0 9,608
ISHARES TR S&P 500 GRWT ETF 464287309 369 2,236 SH   SOLE   0 0 2,236
ISHARES TR RUS 1000 ETF 464287622 386 2,730 SH   SOLE   0 0 2,730
ISHARES TR RUS 1000 GRW ETF 464287614 5,487 36,425 SH   SOLE   0 0 36,425
ISHARES TR RUS 2000 VAL ETF 464287630 476 5,799 SH   SOLE   0 0 5,799
ISHARES TR RUS 2000 GRW ETF 464287648 291 1,841 SH   SOLE   0 0 1,841
ISHARES TR MSCI EAFE ETF 464287465 918 17,169 SH   SOLE   0 0 17,169
ISHARES TR RUS MID CAP ETF 464287499 5,931 137,387 SH   SOLE   0 0 137,387
ISHARES TR EAFE VALUE ETF 464288877 761 21,335 SH   SOLE   0 0 21,335
ISHARES TR EAFE GRWTH ETF 464288885 1,000 14,068 SH   SOLE   0 0 14,068
ISHARES TR MSCI KLD400 SOC 464288570 545 5,600 SH   SOLE   0 0 5,600
ISHARES TR NATIONAL MUN ETF 464288414 5,163 45,683 SH   SOLE   0 0 45,683
ISHARES TR MSCI MIN VOL ETF 46429B697 554 10,260 SH   SOLE   0 0 10,260
ISHARES TR CORE MSCI EAFE 46432F842 472 9,458 SH   SOLE   0 0 9,458
ISHARES TR USA MOMENTUM FCT 46432F396 246 2,310 SH   SOLE   0 0 2,310
ISHARES TR ESG MSCI EAFE 46435G516 502 9,443 SH   SOLE   0 0 9,443
ISHARES TR ESG 1 5 YR USD 46435G243 215 8,627 SH   SOLE   0 0 8,627
J P MORGAN EXCHANGE-TRADED F DIV RTN INT EQ 46641Q209 5,175 119,682 SH   SOLE   0 0 119,682
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 1,263 25,636 SH   SOLE   0 0 25,636
JOHN HANCOCK ETF TRUST MLTFCTR LRG CAP 47804J107 984 30,665 SH   SOLE   0 0 30,665
JPMORGAN CHASE & CO COM 46625H100 335 3,718 SH   SOLE   0 0 3,718
LIBERTY BROADBAND CORP COM SER C 530307305 377 3,405 SH   SOLE   0 0 3,405
LIBERTY MEDIA CORP DEL COM C SIRIUSXM 531229607 291 9,200 SH   SOLE   0 0 9,200
MEDTRONIC PLC SHS G5960L103 257 2,852 SH   SOLE   0 0 2,852
MICROSOFT CORP COM 594918104 3,343 21,200 SH   SOLE   0 0 21,200
NEXTERA ENERGY INC COM 65339F101 230 957 SH   SOLE   0 0 957
ORACLE CORP COM 68389X105 373 7,725 SH   SOLE   0 0 7,725
PEPSICO INC COM 713448108 257 2,140 SH   SOLE   0 0 2,140
PNC FINL SVCS GROUP INC COM 693475105 204 2,132 SH   SOLE   0 0 2,132
PROCTER & GAMBLE CO COM 742718109 255 2,322 SH   SOLE   0 0 2,322
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,809 379,591 SH   SOLE   0 0 379,591
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 6,682 109,095 SH   SOLE   0 0 109,095
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,378 26,744 SH   SOLE   0 0 26,744
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 7,807 98,014 SH   SOLE   0 0 98,014
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 421 9,508 SH   SOLE   0 0 9,508
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,047 147,260 SH   SOLE   0 0 147,260
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 374 7,228 SH   SOLE   0 0 7,228
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,945 46,137 SH   SOLE   0 0 46,137
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,905 35,095 SH   SOLE   0 0 35,095
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 227 4,102 SH   SOLE   0 0 4,102
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 201 917 SH   SOLE   0 0 917
SPDR GOLD TRUST GOLD SHS 78463V107 626 4,229 SH   SOLE   0 0 4,229
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 18,991 793,281 SH   SOLE   0 0 793,281
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,647 10,270 SH   SOLE   0 0 10,270
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,336 37,891 SH   SOLE   0 0 37,891
SPDR SER TR S&P 400 MDCP GRW 78464A821 883 20,616 SH   SOLE   0 0 20,616
SPDR SER TR PORTFOLIO S&P500 78464A854 1,048 34,647 SH   SOLE   0 0 34,647
TRIMAS CORP COM NEW 896215209 706 30,550 SH   SOLE   0 0 30,550
UNITEDHEALTH GROUP INC COM 91324P102 214 859 SH   SOLE   0 0 859
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 282 3,426 SH   SOLE   0 0 3,426
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,161 9,008 SH   SOLE   0 0 9,008
VANGUARD INDEX FDS MID CAP ETF 922908629 14,509 110,210 SH   SOLE   0 0 110,210
VANGUARD INDEX FDS SMALL CP ETF 922908751 526 4,558 SH   SOLE   0 0 4,558
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,664 15,473 SH   SOLE   0 0 15,473
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 224 2,171 SH   SOLE   0 0 2,171
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,977 209,258 SH   SOLE   0 0 209,258
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 347 4,900 SH   SOLE   0 0 4,900
VISA INC COM CL A 92826C839 243 1,509 SH   SOLE   0 0 1,509
WALMART INC COM 931142103 361 3,177 SH   SOLE   0 0 3,177