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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 19,299 74,688 SH   SOLE   0 0 74,688
AMAZON COM INC COM 023135106 517 265 SH   SOLE   0 0 265
MICROSOFT CORP COM 594918104 227 1,440 SH   SOLE   0 0 1,440
AT&T INC COM 00206R102 420 14,404 SH   SOLE   0 0 14,404
PPG INDS INC COM 693506107 1,184 14,164 SH   SOLE   0 0 14,164
VERIZON COMMUNICATIONS INC COM 92343V104 342 6,360 SH   SOLE   0 0 6,360
SPDR SER TR S&P 600 SMCP VAL 78464A300 5,154 126,134 SH   SOLE   0 0 126,134
SPDR SER TR S&P 600 SMCP GRW 78464A201 5,047 109,286 SH   SOLE   0 0 109,286
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,584 184,213 SH   SOLE   0 0 184,213
SPDR SER TR PORTFOLI S&P1500 78464A805 4,499 143,037 SH   SOLE   0 0 143,037
MARSH & MCLENNAN COS INC COM 571748102 258 2,990 SH   SOLE   0 0 2,990
APPLE INC COM 037833100 680 2,674 SH   SOLE   0 0 2,674
SPDR SER TR PRTFLO S&P500 VL 78464A508 6,688 258,836 SH   SOLE   0 0 258,836
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,229 36,645 SH   SOLE   0 0 36,645
VANGUARD INDEX FDS VALUE ETF 922908744 778 8,736 SH   SOLE   0 0 8,736
VANGUARD INDEX FDS MID CAP ETF 922908629 4,744 36,038 SH   SOLE   0 0 36,038
VANGUARD INDEX FDS SM CP VAL ETF 922908611 844 9,505 SH   SOLE   0 0 9,505
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,602 39,863 SH   SOLE   0 0 39,863
VANGUARD INDEX FDS GROWTH ETF 922908736 670 4,274 SH   SOLE   0 0 4,274
WESTELL TECHNOLOGIES INC CL A NEW 957541204 8 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,242 8,262 SH   SOLE   0 0 8,262
ISHARES TR EAFE VALUE ETF 464288877 7,133 199,858 SH   SOLE   0 0 199,858
ISHARES TR EAFE GRWTH ETF 464288885 6,707 94,324 SH   SOLE   0 0 94,324
SPDR SER TR S&P 400 MDCP VAL 78464A839 5,395 153,012 SH   SOLE   0 0 153,012
VANGUARD INDEX FDS LARGE CAP ETF 922908637 291 2,458 SH   SOLE   0 0 2,458
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,316 10,385 SH   SOLE   0 0 10,385
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 761 9,356 SH   SOLE   0 0 9,356
SPDR SER TR S&P 400 MDCP GRW 78464A821 5,326 124,385 SH   SOLE   0 0 124,385
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 233 5,684 SH   SOLE   0 0 5,684
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,773 31,044 SH   SOLE   0 0 31,044
SPDR SER TR PORTFOLIO S&P400 78464A847 14,517 573,109 SH   SOLE   0 0 573,109
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,944 138,579 SH   SOLE   0 0 138,579
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,662 199,818 SH   SOLE   0 0 199,818
ISHARES TR NATIONAL MUN ETF 464288414 2,122 18,774 SH   SOLE   0 0 18,774
FIRST MERCHANTS CORP COM 320817109 361 13,622 SH   SOLE   0 0 13,622
PHILIP MORRIS INTL INC COM 718172109 259 3,549 SH   SOLE   0 0 3,549
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 21,557 900,446 SH   SOLE   0 0 900,446
SPDR SER TR PORTFOLIO AGRGTE 78464A649 11,427 378,131 SH   SOLE   0 0 378,131
XPEL INC COM 98379L100 441 44,000 SH   SOLE   0 0 44,000
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 391 6,234 SH   SOLE   0 0 6,234
ISHARES TR SHRT NAT MUN ETF 464288158 313 2,949 SH   SOLE   0 0 2,949
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,824 20,372 SH   SOLE   0 0 20,372
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 16,248 288,809 SH   SOLE   0 0 288,809
SPDR SER TR PORTFOLIO S&P600 78468R853 13,640 624,559 SH   SOLE   0 0 624,559