The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 VAL ETF 464287408 948 7,285 SH   SOLE 0 0 0 7,285
ISHARES TR CORE S&P500 ETF 464287200 630 1,948 SH   SOLE 0 0 0 1,948
ISHARES TR MSCI EAFE ETF 464287465 324 4,672 SH   SOLE 0 0 0 4,672
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 2,301 57,718 SH   SOLE 0 0 0 57,718
ISHARES TR 1 3 YR TREAS BD 464287457 723 8,548 SH   SOLE 0 0 0 8,548
VANGUARD INDEX FDS TOTAL STK MKT 922908769 34,007 207,839 SH   SOLE 0 0 0 207,839
ISHARES TR MSCI EMG MKT ETF 464287234 233 5,196 SH   SOLE 0 0 0 5,196
ISHARES TR CORE US AGGBD ET 464287226 2,520 22,423 SH   SOLE 0 0 0 22,423
VANGUARD INDEX FDS SM CP VAL ETF 922908611 815 5,943 SH   SOLE 0 0 0 5,943
VANGUARD INDEX FDS SMALL CP ETF 922908751 528 3,189 SH   SOLE 0 0 0 3,189
ISHARES TR MICRO-CAP ETF 464288869 439 4,409 SH   SOLE 0 0 0 4,409
ISHARES TR EAFE VALUE ETF 464288877 750 15,023 SH   SOLE 0 0 0 15,023
ISHARES TR IBOXX HI YD ETF 464288513 1,040 11,829 SH   SOLE 0 0 0 11,829
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,080 13,397 SH   SOLE 0 0 0 13,397
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,395 63,715 SH   SOLE 0 0 0 63,715
ISHARES TR NATIONAL MUN ETF 464288414 8,150 71,548 SH   SOLE 0 0 0 71,548
ISHARES TR EAFE SML CP ETF 464288273 252 4,046 SH   SOLE 0 0 0 4,046
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 15,330 405,338 SH   SOLE 0 0 0 405,338
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11,395 363,482 SH   SOLE 0 0 0 363,482
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 6,720 228,717 SH   SOLE 0 0 0 228,717
ISHARES TR MSCI ACWI ETF 464288257 1,130 14,261 SH   SOLE 0 0 0 14,261
ISHARES TR GRWT ALLOCAT ETF 464289867 779 16,292 SH   SOLE 0 0 0 16,292
VANGUARD STAR FD VG TL INTL STK F 921909768 26,613 477,870 SH   SOLE 0 0 0 477,870
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 8,771 155,016 SH   SOLE 0 0 0 155,016
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 1,780 54,555 SH   SOLE 0 0 0 54,555
ISHARES TR CORE TOTAL USD 46434V613 13,512 259,292 SH   SOLE 0 0 0 259,292
ISHARES TR MULTIFACTOR INTL 46434V274 550 20,333 SH   SOLE 0 0 0 20,333
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 12,088 225,782 SH   SOLE 0 0 0 225,782
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 597 9,227 SH   SOLE 0 0 0 9,227
ISHARES TR CORE INTL AGGR 46435G672 5,254 95,892 SH   SOLE 0 0 0 95,892
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 356 11,782 SH   SOLE 0 0 0 11,782
ISHARES TR MULTIFACTOR USA 46434V282 897 26,023 SH   SOLE 0 0 0 26,023