The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
OGE ENERGY CORP COMMON STOCK 670837103 6 135 SH   DFND   135 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 6 100 SH   OTR   0 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 8 65 SH   OTR   65 0 0
YUM! BRANDS INC COMMON STOCK 988498101 8 80 SH   OTR   80 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 9 100 SH   OTR   100 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 10 125 SH   OTR   0 0 0
FASTENAL CO COMMON STOCK 311900104 11 285 SH   OTR   285 0 0
ZOETIS INC COMMON STOCK 98978V103 13 100 SH   OTR   0 0 100
ECOLAB INC COMMON STOCK 278865100 15 76 SH   OTR   76 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 16 77 SH   OTR   77 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 17 50 SH   OTR   50 0 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 17 100 SH   OTR   100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 19 50 SH   OTR   50 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 21 250 SH   OTR   250 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 21 250 SH   OTR   0 0 0
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 22 7,149 SH   OTR   6,899 0 250
PARTY CITY HOLDCO INC COMMON STOCK 702149105 23 10,000 SH   DFND   10,000 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 24 411 SH   DFND   411 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 24 100 SH   OTR   0 0 0
SUNCOR ENERGY INC OTHER 867224107 28 850 SH   OTR   850 0 0
XILINX INC COMMON STOCK 983919101 33 335 SH   DFND   335 0 0
ALERIAN MLP ETF OTHER 00162Q866 33 3,925 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 34 105 SH   OTR   0 0 0
ISHARES MSCI UNITED KINGDOM ET OTHER 46435G334 34 1,000 SH   OTR   0 0 0
SPDR GOLD TRUST OTHER 78463V107 35 242 SH   OTR   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 35 375 SH   OTR   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 35 1,300 SH   OTR   0 0 0
LAZARD LTD CL A OTHER G54050102 36 900 SH   OTR   900 0 0
NOKIA CORP SPONS ADR COMMON STOCK 654902204 38 10,300 SH   OTR   10,300 0 0
ROSS STORES INC COMMON STOCK 778296103 42 360 SH   OTR   360 0 0
ALCON INC OTHER H01301128 42 736 SH   OTR   656 0 80
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 42 496 SH   OTR   0 0 0
CITIGROUP INC COMMON STOCK 172967424 43 536 SH   OTR   536 0 0
PROLOGIS INC REIT OTHER 74340W103 44 491 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 50 443 SH   OTR   0 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 53 90 SH   OTR   90 0 0
SEMPRA ENERGY COMMON STOCK 816851109 53 350 SH   OTR   350 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 54 2,548 SH   OTR   2,548 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 59 200 SH   OTR   200 0 0
AON PLC OTHER G0408V102 62 300 SH   OTR   300 0 0
BCE INC OTHER 05534B760 62 1,330 SH   OTR   330 840 160
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 62 1,400 SH   OTR   1,400 0 0
GOGO INC COMMON STOCK 38046C109 64 10,000 SH   DFND   10,000 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 68 330 SH   OTR   0 0 0
EATON CORP PLC OTHER G29183103 69 731 SH   OTR   0 0 731
KELLOGG CO COMMON STOCK 487836108 69 1,000 SH   OTR   1,000 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 74 800 SH   DFND   556 0 244
ISHARES RUSSELL 1000 ETF OTHER 464287622 76 425 SH   OTR   0 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 77 500 SH   OTR   500 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 77 1,430 SH   OTR   0 0 0
PAYCHEX INC COMMON STOCK 704326107 78 913 SH   OTR   913 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 78 2,540 SH   OTR   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 78 5,325 SH   DFND   0 0 0
BANCO BILBAO VIZCAYA SPONS ADR COMMON STOCK 05946K101 82 14,643 SH   DFND   0 0 14,643
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 83 715 SH   OTR   0 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 85 620 SH   OTR   620 0 0
ISHARES RUSSELL 2000 VALUE ETF OTHER 464287630 88 687 SH   OTR   0 0 0
ABB LTD SPONS ADR COMMON STOCK 000375204 89 3,700 SH   OTR   3,700 0 0
EQUIFAX INC COMMON STOCK 294429105 91 650 SH   OTR   650 0 0
DEERE & CO COMMON STOCK 244199105 95 550 SH   OTR   550 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 98 1,150 SH   OTR   150 0 1,000
CHURCH & DWIGHT INC COMMON STOCK 171340102 100 1,420 SH   OTR   0 880 540
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 100 1,550 SH   OTR   0 0 0
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 102 1,857 SH   OTR   1,857 0 0
CLOROX COMPANY COMMON STOCK 189054109 107 700 SH   OTR   700 0 0
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 111 1,913 SH   DFND   1,785 0 128
NOVO NORDISK AS SPONS ADR COMMON STOCK 670100205 113 1,950 SH   OTR   1,950 0 0
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 116 2,100 SH   OTR   2,100 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 118 800 SH   OTR   0 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 120 1,960 SH   OTR   1,960 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 123 750 SH   DFND   0 0 0
BAXTER INTL INC COMMON STOCK 071813109 125 1,500 SH   OTR   1,500 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 131 800 SH   OTR   0 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 132 3,330 SH   DFND   3,330 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 135 2,243 SH   DFND   1,252 0 991
NORTHERN TR CORP COMMON STOCK 665859104 135 1,275 SH   OTR   1,275 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 135 2,078 SH   OTR   2,078 0 0
ISHARES RUSSELL 2000 VALUE ETF OTHER 464287630 135 1,050 SH   DFND   0 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 136 66 SH   OTR   66 0 0
AMAZON.COM INC COMMON STOCK 023135106 139 75 SH   OTR   75 0 0
SIMON PROPERTY GROUP INC REIT OTHER 828806109 140 941 SH   OTR   0 0 0
GABELLI EQUITY TR INC OTHER 362397101 143 23,449 SH   DFND   0 0 0
JM SMUCKER CO COMMON STOCK 832696405 144 1,385 SH   OTR   1,385 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 144 4,820 SH   OTR   0 0 0
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 146 2,482 SH   OTR   2,482 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 148 12,947 SH   DFND   12,947 0 0
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 151 4,980 SH   OTR   0 0 0
VIACOMCBS INC CL B COMMON STOCK 92556H206 153 3,656 SH   OTR   1,925 0 1,731
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 155 1,329 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 155 10,600 SH   OTR   0 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 156 3,935 SH   OTR   3,935 0 0
BGC PARTNERS INC CL A COMMON STOCK 05541T101 157 26,500 SH   DFND   26,500 0 0
MORGAN STANLEY COMMON STOCK 617446448 158 3,086 SH   OTR   1,550 0 1,536
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 163 2,967 SH   OTR   2,967 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 164 4,999 SH   OTR   0 0 0
SEMPRA ENERGY COMMON STOCK 816851109 165 1,087 SH   DFND   873 0 214
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 166 3,308 SH   OTR   3,308 0 0
EOG RES INC COMMON STOCK 26875P101 170 2,026 SH   OTR   2,026 0 0
BCE INC OTHER 05534B760 175 3,778 SH   DFND   3,778 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 177 2,720 SH   OTR   0 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 178 17,240 SH   OTR   17,240 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 179 3,030 SH   OTR   3,030 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 179 1,690 SH   OTR   0 0 0
PPL CORPORATION COMMON STOCK 69351T106 180 5,005 SH   OTR   5,005 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 181 5,850 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 182 2,920 SH   OTR   0 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 183 4,070 SH   OTR   4,070 0 0
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 184 890 SH   OTR   890 0 0
MEDTRONIC PLC OTHER G5960L103 185 1,634 SH   OTR   1,434 0 200
ISHARES MSCI UNITED KINGDOM ET OTHER 46435G334 191 5,600 SH   DFND   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 192 5,870 SH   DFND   0 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 193 9,125 SH   DFND   3,460 0 5,665
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 196 1,293 SH   OTR   653 0 640
WEYERHAEUSER CO REIT OTHER 962166104 202 6,696 SH   OTR   0 0 0
VANGUARD FTSE PACIFIC ETF OTHER 922042866 202 2,900 SH   DFND   0 0 0
BALCHEM CORP COMMON STOCK 057665200 203 2,000 SH   DFND   2,000 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 204 1,001 SH   DFND   1,001 0 0
HUMANA INC COMMON STOCK 444859102 205 560 SH   DFND   465 0 95
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 205 630 SH   OTR   630 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 205 6,845 SH   DFND   0 0 0
ISHARES S&P MIDCAP 400/VALUE E OTHER 464287705 205 1,199 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 207 2,212 SH   OTR   0 0 0
STANLEY BLACK & DECKER INC COMMON STOCK 854502101 208 1,253 SH   DFND   828 0 425
GARTNER INC CL A COMMON STOCK 366651107 210 1,363 SH   DFND   0 0 1,363
AUTOZONE INC COMMON STOCK 053332102 210 176 SH   DFND   98 0 78
ENTERGY CORP COMMON STOCK 29364G103 210 1,750 SH   DFND   1,700 0 50
TELEFLEX INC COMMON STOCK 879369106 212 562 SH   DFND   562 0 0
SCOTTS MIRACLE-GRO COMPANY CL COMMON STOCK 810186106 212 2,000 SH   DFND   2,000 0 0
SANOFI SPONS ADR COMMON STOCK 80105N105 212 4,214 SH   DFND   2,328 0 1,886
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 220 372 SH   DFND   293 0 79
WELLTOWER INC REIT OTHER 95040Q104 221 2,700 SH   OTR   0 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 223 21,636 SH   DFND   18,200 0 3,436
VANGUARD INTER TERM CORP BOND OTHER 92206C870 225 2,466 SH   DFND   0 0 0
CHARTER COMMUNICATIONS INC CL COMMON STOCK 16119P108 226 466 SH   DFND   294 0 172
WEYERHAEUSER CO REIT OTHER 962166104 227 7,526 SH   DFND   0 0 0
STATE STREET CORP COMMON STOCK 857477103 229 2,899 SH   DFND   1,177 0 1,722
NUSTAR ENERGY LP COMMON STOCK 67058H102 229 8,860 SH   DFND   8,860 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 230 6,083 SH   DFND   6,083 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 230 15,266 SH   DFND   11,152 4,114 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 231 1,374 SH   DFND   953 0 421
ISHARES DJ US TECHNOLOGY SEC E OTHER 464287721 233 1,000 SH   OTR   0 0 0
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 236 4,100 SH   OTR   4,100 0 0
CIGNA CORP COMMON STOCK 125523100 237 1,161 SH   OTR   1,031 0 130
EQUIFAX INC COMMON STOCK 294429105 238 1,700 SH   DFND   1,700 0 0
BAXTER INTL INC COMMON STOCK 071813109 238 2,848 SH   DFND   2,848 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 239 1,260 SH   OTR   1,260 0 0
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 240 4,389 SH   DFND   3,973 0 416
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 241 702 SH   DFND   645 0 57
TARGET CORP COMMON STOCK 87612E106 241 1,879 SH   OTR   1,879 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 241 6,389 SH   OTR   6,389 0 0
CORNING INC COMMON STOCK 219350105 241 8,290 SH   DFND   8,290 0 0
NASDAQ INC COMMON STOCK 631103108 242 2,258 SH   DFND   0 0 2,258
TRANSDIGM GROUP INC COMMON STOCK 893641100 242 433 SH   DFND   386 0 47
STRYKER CORPORATION COMMON STOCK 863667101 244 1,160 SH   OTR   1,160 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 244 3,550 SH   OTR   3,550 0 0
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 245 4,268 SH   DFND   2,297 0 1,971
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 246 3,949 SH   DFND   0 0 0
AMERICAN TOWER CORP REIT OTHER 03027X100 248 1,081 SH   DFND   0 0 0
KELLOGG CO COMMON STOCK 487836108 252 3,650 SH   DFND   3,650 0 0
CSX CORP COMMON STOCK 126408103 253 3,501 SH   DFND   3,103 0 398
BRISTOL-MYERS SQU - RIGHTS 3 OTHER 110122157 254 84,271 SH   DFND   83,693 0 578
PTC INC COMMON STOCK 69370C100 256 3,420 SH   OTR   3,420 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 257 4,420 SH   DFND   680 0 3,740
INTUIT INC COMMON STOCK 461202103 258 986 SH   DFND   136 0 850
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 259 6,375 SH   OTR   6,375 0 0
ISHARES DJ U.S. REAL ESTATE ET OTHER 464287739 260 2,790 SH   DFND   0 0 0
CORTEVA INC COMMON STOCK 22052L104 261 8,816 SH   OTR   7,470 0 1,346
DISCOVER FINL SVCS COMMON STOCK 254709108 262 3,093 SH   DFND   2,206 0 887
ISHARES RUSSELL 3000 ETF OTHER 464287689 264 1,400 SH   DFND   0 0 0
VANGUARD INFO TECH ETF OTHER 92204A702 264 1,078 SH   DFND   0 0 0
PROLOGIS INC REIT OTHER 74340W103 266 2,983 SH   DFND   0 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 267 2,000 SH   OTR   2,000 0 0
SPDR DJIA TRUST OTHER 78467X109 268 940 SH   DFND   0 0 0
NRG ENERGY INC COMMON STOCK 629377508 269 6,777 SH   DFND   6,501 0 276
AFLAC INC COMMON STOCK 001055102 274 5,178 SH   DFND   2,640 0 2,538
FORD MOTOR CO DEL COMMON STOCK 345370860 274 29,429 SH   OTR   29,429 0 0
SPDR GOLD TRUST OTHER 78463V107 278 1,945 SH   DFND   0 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 280 5,560 SH   DFND   5,560 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 281 5,980 SH   OTR   5,980 0 0
PAYCHEX INC COMMON STOCK 704326107 282 3,317 SH   DFND   2,650 0 667
XILINX INC COMMON STOCK 983919101 285 2,920 SH   OTR   2,920 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 285 2,088 SH   OTR   0 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 291 2,723 SH   DFND   2,235 0 488
KIMBERLY CLARK CORP COMMON STOCK 494368103 292 2,121 SH   OTR   1,775 0 346
TESLA INC COMMON STOCK 88160R101 295 706 SH   DFND   706 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 295 1,945 SH   DFND   1,763 0 182
VALERO ENERGY CORP COMMON STOCK 91913Y100 296 3,159 SH   DFND   2,083 0 1,076
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 298 1,295 SH   OTR   1,295 0 0
PUBLIC STORAGE INC REIT OTHER 74460D109 298 1,401 SH   DFND   0 0 0
ISHARES EDGE MSCI MIN VOL USA OTHER 46429B697 300 4,577 SH   DFND   0 0 0
COMERICA INC COMMON STOCK 200340107 309 4,313 SH   OTR   4,313 0 0
YUM! BRANDS INC COMMON STOCK 988498101 313 3,108 SH   DFND   2,837 0 271
NEWMARK GROUP INC CL A COMMON STOCK 65158N102 313 23,277 SH   DFND   23,277 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 314 2,670 SH   OTR   2,670 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 318 2,126 SH   OTR   1,620 0 506
ISHARES PREFERRED & INCOME SEC OTHER 464288687 323 8,600 SH   OTR   0 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 325 6,034 SH   DFND   5,100 0 934
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 325 12,525 SH   OTR   12,525 0 0
KROGER CO COMMON STOCK 501044101 326 11,259 SH   DFND   7,142 0 4,117
SHERWIN WILLIAMS CO COMMON STOCK 824348106 329 564 SH   DFND   408 0 156
PPG INDUSTRIES INC COMMON STOCK 693506107 338 2,530 SH   DFND   2,405 0 125
SUNCOR ENERGY INC OTHER 867224107 338 10,296 SH   DFND   8,302 0 1,994
XCEL ENERGY INC COMMON STOCK 98389B100 340 5,350 SH   DFND   3,224 0 2,126
ROSS STORES INC COMMON STOCK 778296103 341 2,929 SH   DFND   630 0 2,299
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 341 7,590 SH   OTR   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 343 2,415 SH   OTR   0 0 0
NETFLIX INC COMMON STOCK 64110L106 346 1,070 SH   OTR   1,070 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 349 3,246 SH   DFND   2,892 0 354
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 349 2,781 SH   DFND   0 0 0
FORTIVE CORP COMMON STOCK 34959J108 359 4,696 SH   OTR   4,696 0 0
LAZARD LTD CL A OTHER G54050102 360 9,001 SH   DFND   9,001 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 366 3,253 SH   DFND   0 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 367 3,884 SH   DFND   3,511 0 373
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 368 840 SH   DFND   317 0 523
BLACKROCK MUNIHOLDINGS NJ QUAL OTHER 09254X101 370 25,794 SH   DFND   0 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 372 3,675 SH   OTR   3,675 0 0
SCHWAB US LARGE CAP VALUE OTHER 808524409 383 6,374 SH   DFND   0 0 0
TEXTRON INC COMMON STOCK 883203101 395 8,851 SH   DFND   8,700 0 151
PAYCOM SOFTWARE INC COMMON STOCK 70432V102 397 1,500 SH   OTR   1,500 0 0
NETFLIX INC COMMON STOCK 64110L106 400 1,235 SH   DFND   1,039 0 196
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 401 7,164 SH   OTR   7,164 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 401 3,938 SH   OTR   0 0 0
BLACKROCK MUNIYIELD NEW JERSEY OTHER 09254Y109 401 26,556 SH   DFND   0 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 407 3,170 SH   OTR   1,570 0 1,600
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 409 4,810 SH   OTR   4,695 0 115
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 410 17,750 SH   OTR   17,750 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 417 4,408 SH   OTR   4,408 0 0
OGE ENERGY CORP COMMON STOCK 670837103 427 9,600 SH   OTR   0 0 9,600
KANSAS CITY SOUTHERN COMMON STOCK 485170302 427 2,786 SH   DFND   2,450 0 336
SAP SE SPONS ADR COMMON STOCK 803054204 429 3,201 SH   DFND   1,111 0 2,090
ALTRIA GROUP INC COMMON STOCK 02209S103 429 8,590 SH   OTR   8,415 0 175
WALMART INC COMMON STOCK 931142103 434 3,655 SH   OTR   3,655 0 0
LINDE PLC OTHER G5494J103 435 2,041 SH   OTR   2,041 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 440 4,650 SH   OTR   4,250 0 400
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 446 7,560 SH   DFND   5,159 0 2,401
ISHARES MSCI EAFE ETF OTHER 464287465 453 6,517 SH   OTR   0 0 0
PTC INC COMMON STOCK 69370C100 454 6,065 SH   DFND   6,065 0 0
JM SMUCKER CO COMMON STOCK 832696405 459 4,407 SH   DFND   3,502 0 905
ZOETIS INC COMMON STOCK 98978V103 464 3,506 SH   DFND   625 0 2,881
PERFORMANCE FOOD GROUP CO COMMON STOCK 71377A103 468 9,100 SH   DFND   9,100 0 0
FIRST TRUST LARGE CAP CORE A OTHER 33734K109 476 7,301 SH   DFND   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 477 2,710 SH   OTR   0 0 0
SERVICENOW INC COMMON STOCK 81762P102 480 1,700 SH   DFND   1,308 0 392
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 484 2,076 SH   DFND   2,029 0 47
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 484 6,410 SH   DFND   6,410 0 0
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 485 1,292 SH   DFND   960 0 332
ALPHABET INC CL C COMMON STOCK 02079K107 492 368 SH   OTR   368 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 492 2,489 SH   OTR   2,325 0 164
DUKE ENERGY CORP COMMON STOCK 26441C204 493 5,406 SH   OTR   5,206 0 200
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 496 2,801 SH   OTR   1,675 0 1,126
VANGUARD REAL ESTATE ETF OTHER 922908553 499 5,374 SH   DFND   0 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 505 2,600 SH   OTR   2,600 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 507 2,238 SH   OTR   2,238 0 0
GENUINE PARTS CO COMMON STOCK 372460105 508 4,785 SH   OTR   4,785 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 509 7,995 SH   OTR   7,995 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 510 16,576 SH   DFND   0 0 0
TE CONNECTIVITY LIMITED OTHER H84989104 512 5,343 SH   OTR   5,343 0 0
ALCON INC OTHER H01301128 512 9,059 SH   DFND   8,615 175 269
RAYTHEON COMPANY COMMON STOCK 755111507 518 2,357 SH   DFND   2,148 0 209
LOCKHEED MARTIN CORP COMMON STOCK 539830109 520 1,336 SH   DFND   1,081 0 255
METLIFE INC COMMON STOCK 59156R108 527 10,345 SH   OTR   10,345 0 0
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 533 8,892 SH   DFND   8,018 0 874
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 536 2,760 SH   DFND   2,385 0 375
EOG RES INC COMMON STOCK 26875P101 550 6,564 SH   DFND   6,252 0 312
CITIGROUP INC COMMON STOCK 172967424 551 6,898 SH   DFND   3,105 43 3,750
WEC ENERGY GROUP INC COMMON STOCK 92939U106 552 5,988 SH   OTR   2,654 0 3,334
CHUBB LTD OTHER H1467J104 555 3,565 SH   OTR   2,693 120 752
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 558 11,884 SH   DFND   11,010 0 874
CIGNA CORP COMMON STOCK 125523100 560 2,740 SH   DFND   2,244 0 496
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 560 8,902 SH   DFND   6,309 0 2,593
NUCOR CORP COMMON STOCK 670346105 561 9,965 SH   OTR   9,965 0 0
EATON CORP PLC OTHER G29183103 571 6,024 SH   DFND   5,486 0 538
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 575 21,352 SH   DFND   0 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 576 4,620 SH   DFND   0 0 0
VANGUARD GROWTH ETF OTHER 922908736 587 3,225 SH   DFND   0 0 0
NORTHERN TR CORP COMMON STOCK 665859104 602 5,664 SH   DFND   3,500 0 2,164
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 605 9,608 SH   DFND   0 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 616 8,756 SH   DFND   8,756 0 0
KEYCORP COMMON STOCK 493267108 620 30,629 SH   OTR   30,629 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 623 10,343 SH   OTR   10,343 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 624 4,172 SH   DFND   3,905 0 267
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 631 3,262 SH   DFND   0 0 0
DOVER CORP COMMON STOCK 260003108 632 5,484 SH   DFND   5,105 0 379
WELLTOWER INC REIT OTHER 95040Q104 651 7,964 SH   DFND   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 653 10,007 SH   DFND   0 0 0
DEERE & CO COMMON STOCK 244199105 657 3,793 SH   DFND   3,793 0 0
ANTHEM INC COMMON STOCK 036752103 658 2,178 SH   DFND   1,931 0 247
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 666 14,951 SH   DFND   14,951 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 667 6,248 SH   OTR   5,900 0 348
VISA INC CL A COMMON STOCK 92826C839 674 3,586 SH   OTR   3,586 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 689 6,577 SH   DFND   5,608 0 969
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 691 5,623 SH   DFND   5,573 0 50
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 697 5,722 SH   DFND   5,722 0 0
SCHLUMBERGER LTD OTHER 806857108 703 17,498 SH   OTR   16,498 0 1,000
SELECTIVE INS GROUP INC COMMON STOCK 816300107 717 11,000 SH   DFND   11,000 0 0
DOW INC COMMON STOCK 260557103 717 13,109 SH   OTR   11,763 0 1,346
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 720 12,080 SH   OTR   0 0 0
INGERSOLL-RAND PLC OTHER G47791101 727 5,473 SH   OTR   5,473 0 0
GENERAL MLS INC COMMON STOCK 370334104 729 13,605 SH   OTR   12,765 660 180
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 731 2,615 SH   OTR   2,615 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 735 3,464 SH   DFND   3,464 0 0
COCA COLA CO COMMON STOCK 191216100 744 13,445 SH   OTR   13,445 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 748 8,572 SH   OTR   0 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 762 3,713 SH   OTR   3,713 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 762 68,269 SH   OTR   59,269 0 9,000
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 763 4,508 SH   OTR   4,508 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 763 5,192 SH   DFND   4,775 0 417
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 775 14,454 SH   DFND   0 0 0
VANGUARD VALUE ETF OTHER 922908744 777 6,480 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 781 17,716 SH   OTR   0 0 0
FISERV INC COMMON STOCK 337738108 788 6,815 SH   DFND   6,007 0 808
KKR REAL ESTATE FINANCE TRUST OTHER 48251K100 797 39,050 SH   DFND   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 805 9,886 SH   DFND   0 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 810 4,510 SH   OTR   4,010 0 500
BIOGEN INC COMMON STOCK 09062X103 812 2,737 SH   DFND   2,667 0 70
TARGET CORP COMMON STOCK 87612E106 818 6,384 SH   DFND   5,580 0 804
ISHARES RUSSELL 2000 ETF OTHER 464287655 819 4,946 SH   DFND   0 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 830 6,665 SH   OTR   6,665 0 0
ISHARES SHORT TREASURY BOND ET OTHER 464288679 831 7,527 SH   DFND   0 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 842 16,879 SH   DFND   14,945 0 1,934
INTERNATIONAL PAPER CO COMMON STOCK 460146103 842 18,282 SH   OTR   18,282 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 847 7,131 SH   DFND   5,536 0 1,595
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 850 13,236 SH   OTR   11,890 0 1,346
BANK OF AMERICA CORP COMMON STOCK 060505104 852 24,180 SH   OTR   24,180 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 865 30,707 SH   DFND   28,407 0 2,300
ADOBE INC COMMON STOCK 00724F101 868 2,632 SH   OTR   1,632 0 1,000
PPL CORPORATION COMMON STOCK 69351T106 870 24,250 SH   DFND   24,250 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 882 9,746 SH   DFND   9,442 0 304
FORTIVE CORP COMMON STOCK 34959J108 884 11,572 SH   DFND   11,118 0 454
3M CO COMMON STOCK 88579Y101 889 5,038 SH   OTR   5,038 0 0
HEALTHCARE TRUST OF AMER CL A OTHER 42225P501 890 29,400 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 891 5,543 SH   DFND   0 0 0
MASTERCARD INC CL A COMMON STOCK 57636Q104 905 3,030 SH   DFND   1,249 0 1,781
GENERAL ELECTRIC CORP COMMON STOCK 369604103 961 86,111 SH   DFND   77,211 0 8,900
WELLS FARGO & CO COMMON STOCK 949746101 974 18,100 SH   OTR   18,100 0 0
BROADCOM INC COMMON STOCK 11135F101 985 3,117 SH   DFND   2,633 0 484
JPMORGAN ULTRA-SHORT INCOME ET OTHER 46641Q837 1,002 19,875 SH   OTR   0 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 1,009 18,313 SH   DFND   16,923 0 1,390
ALLSTATE CORP COMMON STOCK 020002101 1,015 9,022 SH   OTR   7,910 0 1,112
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 1,019 3 SH   DFND   3 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 1,020 8,815 SH   OTR   0 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 1,029 6,060 SH   DFND   5,896 0 164
SOUTHERN COMPANY COMMON STOCK 842587107 1,029 16,156 SH   DFND   15,407 0 749
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 1,060 34,231 SH   DFND   0 0 0
CLOROX COMPANY COMMON STOCK 189054109 1,063 6,921 SH   DFND   6,921 0 0
REALTY INCOME CORP REIT OTHER 756109104 1,071 14,545 SH   DFND   0 0 0
CUMMINS INC COMMON STOCK 231021106 1,074 6,002 SH   OTR   5,853 89 60
ORACLE CORPORATION COMMON STOCK 68389X105 1,075 20,296 SH   OTR   20,296 0 0
CVS HEALTH CORP COMMON STOCK 126650100 1,109 14,927 SH   OTR   14,927 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,114 23,414 SH   OTR   23,414 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 1,122 6,290 SH   DFND   0 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,131 4,919 SH   DFND   4,681 0 238
M & T BANK CORP COMMON STOCK 55261F104 1,140 6,718 SH   DFND   6,527 0 191
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 1,146 9,483 SH   DFND   9,483 0 0
UMH PROPERTIES INC REIT OTHER 903002103 1,148 72,951 SH   DFND   0 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 1,149 5,995 SH   OTR   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,154 8,453 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 1,161 17,967 SH   DFND   0 0 0
PFIZER INC COMMON STOCK 717081103 1,173 29,937 SH   OTR   18,833 0 11,104
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 1,176 19,907 SH   OTR   17,045 0 2,862
US BANCORP NEW COMMON STOCK 902973304 1,180 19,908 SH   OTR   19,908 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,192 13,464 SH   OTR   13,064 0 400
FEDEX CORPORATION COMMON STOCK 31428X106 1,239 8,191 SH   OTR   8,191 0 0
FORD MOTOR CO DEL COMMON STOCK 345370860 1,258 135,309 SH   DFND   129,897 1,965 3,447
EMERSON ELEC CO COMMON STOCK 291011104 1,268 16,621 SH   OTR   15,821 0 800
VANGUARD LARGE-CAP ETF OTHER 922908637 1,287 8,703 SH   DFND   0 0 0
ABBOTT LABS COMMON STOCK 002824100 1,295 14,904 SH   OTR   14,504 0 400
AMGEN INC COMMON STOCK 031162100 1,302 5,400 SH   OTR   5,100 0 300
LILLY ELI & CO COMMON STOCK 532457108 1,306 9,939 SH   OTR   9,939 0 0
ACCENTURE PLC CL A OTHER G1151C101 1,322 6,280 SH   DFND   4,262 0 2,018
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,326 9,641 SH   DFND   7,856 0 1,785
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,349 11,840 SH   DFND   0 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 1,357 20,862 SH   DFND   17,972 0 2,890
BLACK KNIGHT INC COMMON STOCK 09215C105 1,367 21,194 SH   DFND   21,194 0 0
METLIFE INC COMMON STOCK 59156R108 1,367 26,828 SH   DFND   26,828 0 0
WAYSIDE TECHNOLOGY GROUP INC COMMON STOCK 946760105 1,371 84,635 SH   DFND   84,635 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 1,371 13,455 SH   DFND   0 0 0
CHUBB LTD OTHER H1467J104 1,377 8,849 SH   DFND   7,033 0 1,816
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 1,381 8,652 SH   OTR   8,652 0 0
STARBUCKS CORP COMMON STOCK 855244109 1,384 15,744 SH   OTR   15,744 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,397 16,653 SH   DFND   0 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,422 13,145 SH   OTR   13,145 0 0
BLACKSTONE GROUP INC CL A COMMON STOCK 09260D107 1,445 25,838 SH   DFND   25,643 0 195
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,482 6,120 SH   OTR   6,120 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,483 16,261 SH   DFND   16,067 0 194
AVERY DENNISON CORP COMMON STOCK 053611109 1,499 11,457 SH   OTR   11,457 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 1,503 26,690 SH   OTR   26,690 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 1,523 7,398 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 1,524 12,645 SH   OTR   0 0 0
CORTEVA INC COMMON STOCK 22052L104 1,543 52,196 SH   DFND   51,013 0 1,183
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,552 16,935 SH   OTR   0 0 0
CATERPILLAR INC COMMON STOCK 149123101 1,563 10,582 SH   OTR   8,581 0 2,001
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 1,575 35,094 SH   DFND   0 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,593 11,888 SH   OTR   10,738 0 1,150
CSX CORP COMMON STOCK 126408103 1,606 22,192 SH   OTR   22,192 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1,634 11,933 SH   DFND   11,673 0 260
DOMINION ENERGY INC COMMON STOCK 25746U109 1,638 19,782 SH   OTR   19,782 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 1,656 6,066 SH   DFND   3,546 0 2,520
FASTENAL CO COMMON STOCK 311900104 1,658 44,883 SH   DFND   44,883 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,678 17,709 SH   OTR   0 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 1,697 10,000 SH   OTR   10,000 0 0
CORNING INC COMMON STOCK 219350105 1,769 60,770 SH   OTR   59,870 0 900
SALESFORCE.COM COMMON STOCK 79466L302 1,777 10,929 SH   DFND   9,121 0 1,808
CROWN CASTLE INTL CORP REIT OTHER 22822V101 1,786 12,566 SH   DFND   0 0 0
LOWES COS INC COMMON STOCK 548661107 1,806 15,078 SH   OTR   15,078 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 1,812 30,399 SH   DFND   0 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 1,840 70,850 SH   DFND   69,947 0 903
BECTON DICKINSON COMMON STOCK 075887109 1,878 6,905 SH   OTR   6,405 0 500
LINDE PLC OTHER G5494J103 1,882 8,841 SH   DFND   8,100 0 741
ALERIAN MLP ETF OTHER 00162Q866 1,888 222,142 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,891 17,582 SH   OTR   0 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 1,897 9,997 SH   DFND   9,961 0 36
ISHARES S&P 500 GROWTH ETF OTHER 464287309 1,898 9,801 SH   OTR   0 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 1,906 42,378 SH   DFND   39,215 0 3,163
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 1,950 12,783 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 1,966 14,345 SH   OTR   0 0 0
MEDTRONIC PLC OTHER G5960L103 1,990 17,538 SH   DFND   14,889 0 2,649
AT&T INC COMMON STOCK 00206R102 2,022 51,740 SH   OTR   44,650 0 7,090
TJX COS INC COMMON STOCK 872540109 2,030 33,254 SH   OTR   33,254 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 2,046 22,316 SH   DFND   0 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 2,048 17,496 SH   DFND   16,605 0 891
QUALCOMM INC COMMON STOCK 747525103 2,055 23,291 SH   OTR   22,291 0 1,000
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,059 42,929 SH   OTR   42,029 0 900
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 2,091 8,331 SH   DFND   8,331 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 2,110 5,620 SH   OTR   0 0 0
DANAHER CORP COMMON STOCK 235851102 2,197 14,312 SH   OTR   13,912 0 400
SYSCO CORP COMMON STOCK 871829107 2,248 26,277 SH   OTR   24,117 1,500 660
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 2,279 41,210 SH   DFND   40,060 0 1,150
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 2,327 22,020 SH   DFND   0 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 2,369 20,788 SH   OTR   20,788 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 2,373 1,772 SH   OTR   1,734 0 38
WELLS FARGO & CO COMMON STOCK 949746101 2,389 44,414 SH   DFND   38,460 0 5,954
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,392 29,679 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 2,406 13,505 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 2,411 24,176 SH   DFND   0 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 2,428 28,647 SH   DFND   28,006 0 641
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 2,429 55,124 SH   DFND   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 2,431 12,234 SH   OTR   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 2,447 41,751 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 2,449 13,919 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 2,461 55,336 SH   OTR   0 0 0
UNION PAC CORP COMMON STOCK 907818108 2,471 13,670 SH   OTR   13,670 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 2,480 26,165 SH   DFND   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 2,586 19,882 SH   OTR   0 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 2,603 5,179 SH   OTR   5,179 0 0
V.F. CORP COMMON STOCK 918204108 2,725 27,341 SH   OTR   26,641 0 700
SCHLUMBERGER LTD OTHER 806857108 2,744 68,262 SH   DFND   65,939 0 2,323
COMERICA INC COMMON STOCK 200340107 2,792 38,914 SH   DFND   38,741 0 173
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 2,844 14,373 SH   DFND   13,997 0 376
NIKE INC-CLASS B COMMON STOCK 654106103 2,858 28,212 SH   DFND   26,152 0 2,060
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 2,925 31,603 SH   DFND   30,814 0 789
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 3,013 19,749 SH   DFND   0 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,023 49,230 SH   OTR   43,380 410 5,440
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 3,054 17,001 SH   DFND   15,690 0 1,311
NATIONAL BEVERAGE CORP COMMON STOCK 635017106 3,061 60,000 SH   DFND   60,000 0 0
FNF GROUP COMMON STOCK 31620R303 3,135 69,124 SH   DFND   69,124 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 3,148 136,298 SH   DFND   134,396 0 1,902
SIMON PROPERTY GROUP INC REIT OTHER 828806109 3,164 21,242 SH   DFND   0 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3,214 18,849 SH   OTR   17,849 0 1,000
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 3,223 38,439 SH   DFND   0 0 0
BOEING CO COMMON STOCK 097023105 3,228 9,908 SH   OTR   9,608 0 300
INTEL CORP COMMON STOCK 458140100 3,254 54,365 SH   OTR   52,475 890 1,000
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,294 26,459 SH   DFND   25,072 0 1,387
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 3,376 15,878 SH   OTR   0 0 0
HOME DEPOT INC COMMON STOCK 437076102 3,424 15,679 SH   OTR   14,679 0 1,000
COLGATE PALMOLIVE CO COMMON STOCK 194162103 3,467 50,361 SH   DFND   34,737 0 15,624
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3,480 14,809 SH   OTR   14,509 0 300
ISHARES PREFERRED & INCOME SEC OTHER 464288687 3,496 92,999 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 3,597 11,127 SH   DFND   0 0 0
NUCOR CORP COMMON STOCK 670346105 3,692 65,600 SH   DFND   64,693 0 907
MCDONALDS CORP COMMON STOCK 580135101 3,779 19,122 SH   OTR   18,622 0 500
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 3,795 18,374 SH   DFND   18,374 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 3,809 21,601 SH   DFND   21,047 0 554
KEYCORP COMMON STOCK 493267108 3,852 190,296 SH   DFND   188,598 0 1,698
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,939 61,357 SH   OTR   55,888 0 5,469
EMERSON ELEC CO COMMON STOCK 291011104 3,965 51,992 SH   DFND   51,992 0 0
ECOLAB INC COMMON STOCK 278865100 4,003 20,741 SH   DFND   20,248 0 493
VANGUARD SMALL-CAP ETF OTHER 922908751 4,021 24,278 SH   OTR   0 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 4,063 13,822 SH   OTR   12,707 400 715
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 4,182 14,224 SH   DFND   12,400 0 1,824
ADOBE INC COMMON STOCK 00724F101 4,244 12,867 SH   DFND   11,663 0 1,204
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 4,358 107,318 SH   DFND   105,679 0 1,639
US BANCORP NEW COMMON STOCK 902973304 4,390 74,048 SH   DFND   73,626 0 422
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 4,425 36,721 SH   DFND   0 0 0
CATERPILLAR INC COMMON STOCK 149123101 4,427 29,977 SH   DFND   29,634 0 343
APPLIED MATERIALS INC COMMON STOCK 038222105 4,473 73,274 SH   DFND   72,116 0 1,158
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 4,484 47,851 SH   DFND   0 0 0
DOW INC COMMON STOCK 260557103 4,488 82,001 SH   DFND   81,463 0 538
MICROSOFT CORP COMMON STOCK 594918104 4,658 29,540 SH   OTR   28,940 0 600
SPDR S&P 500 ETF TRUST OTHER 78462F103 4,684 14,553 SH   OTR   0 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 4,693 49,562 SH   DFND   47,427 876 1,259
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 4,747 73,942 SH   DFND   72,632 0 1,310
COCA COLA CO COMMON STOCK 191216100 4,783 86,406 SH   DFND   81,675 0 4,731
DISNEY WALT CO NEW COMMON STOCK 254687106 4,879 33,736 SH   OTR   33,036 0 700
CHEVRON CORPORATION COMMON STOCK 166764100 4,983 41,350 SH   OTR   40,930 0 420
FIRST REPUBLIC BANK COMMON STOCK 33616C100 5,082 43,271 SH   DFND   43,271 0 0
VIACOMCBS INC CL B COMMON STOCK 92556H206 5,169 123,158 SH   DFND   107,854 14,980 324
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 5,171 29,215 SH   DFND   27,042 0 2,173
GENERAL MLS INC COMMON STOCK 370334104 5,308 99,097 SH   DFND   98,368 0 729
APPLE INC COMMON STOCK 037833100 5,337 18,173 SH   OTR   18,023 0 150
VANGUARD S&P 500 ETF OTHER 922908363 5,362 18,126 SH   OTR   0 0 0
CUMMINS INC COMMON STOCK 231021106 5,502 30,746 SH   DFND   30,433 0 313
BOOKING HOLDINGS INC COMMON STOCK 09857L108 5,689 2,770 SH   DFND   2,627 0 143
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,788 46,343 SH   OTR   44,058 360 1,925
PEPSICO INC COMMON STOCK 713448108 5,801 42,445 SH   OTR   39,945 0 2,500
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 5,898 69,319 SH   DFND   68,155 0 1,164
JOHNSON & JOHNSON COMMON STOCK 478160104 5,963 40,879 SH   OTR   40,479 0 400
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 6,020 18,530 SH   DFND   17,952 0 578
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 6,071 21,709 SH   DFND   21,414 0 295
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 6,145 104,056 SH   DFND   103,826 0 230
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 6,203 48,351 SH   DFND   47,599 0 752
MERCK & CO INC COMMON STOCK 58933Y105 6,254 68,758 SH   OTR   67,778 0 980
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6,544 43,699 SH   OTR   29,899 0 13,800
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 6,672 32,922 SH   DFND   32,851 0 71
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 6,754 49,273 SH   DFND   0 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 6,804 97,513 SH   OTR   80,982 0 16,531
GENUINE PARTS CO COMMON STOCK 372460105 6,999 65,889 SH   DFND   65,092 0 797
MORGAN STANLEY COMMON STOCK 617446448 7,014 137,200 SH   DFND   137,200 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 7,029 101,224 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 7,115 118,512 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 7,248 67,376 SH   DFND   0 0 0
ALLSTATE CORP COMMON STOCK 020002101 7,297 64,891 SH   DFND   64,122 0 769
JP MORGAN CHASE & CO COMMON STOCK 46625H100 7,357 52,775 SH   OTR   48,543 0 4,232
TE CONNECTIVITY LIMITED OTHER H84989104 7,421 77,435 SH   DFND   76,500 0 935
DOMINION ENERGY INC COMMON STOCK 25746U109 7,671 92,626 SH   DFND   92,081 0 545
ABBOTT LABS COMMON STOCK 002824100 7,699 88,638 SH   DFND   83,345 0 5,293
ISHARES S&P 500 GROWTH ETF OTHER 464287309 7,717 39,854 SH   DFND   0 0 0
AON PLC OTHER G0408V102 7,780 37,350 SH   DFND   36,596 0 754
WALMART INC COMMON STOCK 931142103 8,088 68,057 SH   DFND   67,378 0 679
QUALCOMM INC COMMON STOCK 747525103 8,100 91,801 SH   DFND   90,914 0 887
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 8,382 42,186 SH   DFND   0 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 8,413 62,765 SH   DFND   58,561 128 4,076
PFIZER INC COMMON STOCK 717081103 8,765 223,703 SH   DFND   215,308 0 8,395
DANAHER CORP COMMON STOCK 235851102 8,888 57,909 SH   DFND   57,170 0 739
FACEBOOK INC-A COMMON STOCK 30303M102 8,991 43,803 SH   DFND   39,945 0 3,858
DOLLAR GENERAL CORP COMMON STOCK 256677105 9,020 57,828 SH   DFND   55,781 0 2,047
LILLY ELI & CO COMMON STOCK 532457108 9,271 70,536 SH   DFND   68,684 0 1,852
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 9,421 81,412 SH   DFND   0 0 0
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 9,595 310,502 SH   OTR   296,665 0 13,837
GENERAL DYNAMICS CORP COMMON STOCK 369550108 9,683 54,908 SH   OTR   54,908 0 0
VISA INC CL A COMMON STOCK 92826C839 9,884 52,601 SH   DFND   48,618 0 3,983
BANK OF AMERICA CORP COMMON STOCK 060505104 10,204 289,735 SH   DFND   277,276 0 12,459
STARBUCKS CORP COMMON STOCK 855244109 10,352 117,739 SH   DFND   115,284 0 2,455
BECTON DICKINSON COMMON STOCK 075887109 10,365 38,109 SH   DFND   36,896 0 1,213
INTERNATIONAL PAPER CO COMMON STOCK 460146103 10,782 234,141 SH   DFND   233,389 0 752
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 11,452 48,734 SH   DFND   48,281 0 453
ISHARES S&P 500 VALUE ETF OTHER 464287408 11,927 91,686 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 12,039 138,026 SH   DFND   0 0 0
ABBVIE INC COMMON STOCK 00287Y109 12,048 136,069 SH   DFND   135,866 0 203
AVERY DENNISON CORP COMMON STOCK 053611109 12,319 94,170 SH   DFND   93,173 0 997
INGERSOLL-RAND PLC OTHER G47791101 12,424 93,466 SH   DFND   93,466 0 0
BOEING CO COMMON STOCK 097023105 12,896 39,587 SH   DFND   39,353 0 234
CVS HEALTH CORP COMMON STOCK 126650100 13,198 177,656 SH   DFND   173,129 0 4,527
ORACLE CORPORATION COMMON STOCK 68389X105 13,331 251,621 SH   DFND   249,147 0 2,474
STRYKER CORPORATION COMMON STOCK 863667101 13,378 63,722 SH   DFND   63,722 0 0
ALLEGHANY CORP COMMON STOCK 017175100 13,975 17,478 SH   DFND   17,478 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 14,511 236,328 SH   DFND   230,243 0 6,085
LOWES COS INC COMMON STOCK 548661107 14,593 121,853 SH   DFND   120,738 0 1,115
AMGEN INC COMMON STOCK 031162100 14,697 60,964 SH   DFND   57,496 0 3,468
SYSCO CORP COMMON STOCK 871829107 15,601 182,386 SH   DFND   181,389 0 997
CHARLES SCHWAB CORP COMMON STOCK 808513105 15,631 328,655 SH   DFND   327,096 0 1,559
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 15,653 277,933 SH   DFND   273,961 0 3,972
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 15,796 141,046 SH   DFND   140,938 0 108
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 15,823 93,532 SH   DFND   93,134 0 398
WASTE MANAGEMENT INC COMMON STOCK 94106L109 17,612 154,542 SH   DFND   154,379 0 163
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 17,708 573,090 SH   DFND   561,892 0 11,198
AMAZON.COM INC COMMON STOCK 023135106 17,793 9,629 SH   DFND   9,271 0 358
V.F. CORP COMMON STOCK 918204108 18,246 183,085 SH   DFND   182,154 0 931
MCDONALDS CORP COMMON STOCK 580135101 18,562 93,934 SH   DFND   93,220 0 714
VANGUARD SHORT TERM BOND ETF OTHER 921937827 18,947 235,046 SH   DFND   0 0 0
TJX COS INC COMMON STOCK 872540109 19,602 321,034 SH   DFND   319,043 0 1,991
CISCO SYSTEMS INC COMMON STOCK 17275R102 19,628 409,259 SH   DFND   403,225 0 6,034
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 20,076 68,303 SH   DFND   67,711 0 592
NEXTERA ENERGY INC COMMON STOCK 65339F101 20,343 84,006 SH   DFND   83,662 0 344
AT&T INC COMMON STOCK 00206R102 20,833 533,076 SH   DFND   526,737 0 6,339
3M CO COMMON STOCK 88579Y101 22,187 125,761 SH   DFND   125,144 0 617
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 22,438 131,599 SH   DFND   128,919 0 2,680
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 23,193 145,294 SH   DFND   144,283 0 1,011
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 23,523 157,069 SH   DFND   155,763 0 1,306
INTEL CORP COMMON STOCK 458140100 24,399 407,669 SH   DFND   402,939 0 4,730
ALPHABET INC CL C COMMON STOCK 02079K107 24,401 18,250 SH   DFND   17,748 0 502
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 25,293 233,829 SH   DFND   230,006 0 3,823
VANGUARD HEALTH CARE ETF OTHER 92204A504 26,226 136,781 SH   DFND   0 0 0
HOME DEPOT INC COMMON STOCK 437076102 26,719 122,350 SH   DFND   120,361 0 1,989
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 27,390 615,925 SH   DFND   0 0 0
BLACKROCK INC CL A COMMON STOCK 09247X101 27,902 55,504 SH   DFND   55,011 0 493
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 28,954 451,069 SH   DFND   449,192 0 1,877
VANGUARD IND FD MID-CAP OTHER 922908629 29,146 163,574 SH   DFND   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 29,182 497,989 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 30,236 80,548 SH   DFND   0 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 30,945 213,962 SH   DFND   210,659 0 3,303
PROCTER & GAMBLE CO COMMON STOCK 742718109 31,124 249,195 SH   DFND   245,468 0 3,727
CHEVRON CORPORATION COMMON STOCK 166764100 31,258 259,381 SH   DFND   255,457 0 3,924
SPDR S&P 500 ETF TRUST OTHER 78462F103 32,532 101,074 SH   DFND   0 0 0
EXXONMOBIL CORP COMMON STOCK 30231G102 33,085 474,135 SH   DFND   464,708 0 9,427
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 34,612 152,812 SH   DFND   149,134 0 3,678
ALPHABET INC CL A COMMON STOCK 02079K305 37,131 27,722 SH   DFND   27,259 0 463
PEPSICO INC COMMON STOCK 713448108 42,498 310,957 SH   DFND   308,273 0 2,684
MICROSOFT CORP COMMON STOCK 594918104 43,876 278,225 SH   DFND   265,657 0 12,568
MERCK & CO INC COMMON STOCK 58933Y105 44,622 490,624 SH   DFND   484,582 0 6,042
VANGUARD SMALL-CAP ETF OTHER 922908751 44,887 270,992 SH   DFND   0 0 0
UNION PAC CORP COMMON STOCK 907818108 46,302 256,107 SH   DFND   252,256 0 3,851
JOHNSON & JOHNSON COMMON STOCK 478160104 47,441 325,226 SH   DFND   321,115 0 4,111
JP MORGAN CHASE & CO COMMON STOCK 46625H100 53,352 382,728 SH   DFND   377,236 0 5,492
VANGUARD S&P 500 ETF OTHER 922908363 60,313 203,898 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 73,152 344,065 SH   DFND   0 0 0
APPLE INC COMMON STOCK 037833100 83,789 285,335 SH   DFND   281,385 0 3,950
ABB LTD SPONS ADR COMMON STOCK 000375204 120 4,989 SH   DFND   2,000 0 2,989
FEDEX CORPORATION COMMON STOCK 31428X106 4,410 29,164 SH   DFND   28,773 0 391