The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI ACWI ETF 464288257 5,694 71,845 SH   SOLE   28,098 0 43,747
ISHARES TR CORE US AGGBD ET 464287226 33,357 296,853 SH   SOLE   104,626 0 192,227
ALPS ETF TR ALERIAN MLP 00162Q866 2,476 291,276 SH   SOLE   0 0 291,276
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,894 35,906 SH   SOLE   0 0 35,906
VANGUARD WORLD FD EXTENDED DUR 921910709 4,872 37,479 SH   SOLE   0 0 37,479
ISHARES TR EAFE VALUE ETF 464288877 1,919 38,433 SH   SOLE   0 0 38,433
VANGUARD WORLD FD ESG US STK ETF 921910733 7,163 126,619 SH   SOLE   0 0 126,619
ISHARES INC MSCI CDA ETF 464286509 965 32,290 SH   SOLE   0 0 32,290
ISHARES INC MSCI STH AFR ETF 464286780 9,911 202,064 SH   SOLE   0 0 202,064
SPDR GOLD TRUST GOLD SHS 78463V107 64,879 454,015 SH   SOLE   27,476 0 426,539
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 29,672 642,942 SH   SOLE   403,748 0 239,194
ISHARES TR US TREAS BD ETF 46429B267 10,383 400,285 SH   SOLE   0 0 400,285
ISHARES TR HDG MSCI EAFE 46434V803 2,856 93,577 SH   SOLE   93,577 0 0
ISHARES GOLD TRUST ISHARES 464285105 2,712 187,005 SH   SOLE   0 0 187,005
ISHARES TR BARCLAYS 7 10 YR 464287440 13,825 125,427 SH   SOLE   125,427 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,850 28,361 SH   SOLE   0 0 28,361
ISHARES INC CORE MSCI EMKT 46434G103 28,629 532,527 SH   SOLE   94,028 0 438,499
VANECK VECTORS ETF TRUST ISRAEL ETF 92189F635 547 15,615 SH   SOLE   0 0 15,615
ISHARES TR CORE S&P500 ETF 464287200 55,039 170,273 SH   SOLE   110,567 0 59,706
ISHARES TR RUS 1000 VAL ETF 464287598 1,723 12,627 SH   SOLE   0 0 12,627
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 5,866 15,627 SH   SOLE   15,627 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 4,431 80,666 SH   SOLE   0 0 80,666
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,690 14,570 SH   SOLE   0 0 14,570
ISHARES TR 0-5 YR TIPS ETF 46429B747 6,247 62,027 SH   SOLE   0 0 62,027
ISHARES TR TIPS BD ETF 464287176 4,953 42,493 SH   SOLE   0 0 42,493
ISHARES TR 10-20 YR TRS ETF 464288653 5,369 37,386 SH   SOLE   0 0 37,386
ISHARES INC MSCI WORLD ETF 464286392 2,797 28,314 SH   SOLE   0 0 28,314
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 4,528 44,675 SH   SOLE   0 0 44,675
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 193,603 4,394,081 SH   SOLE   590,817 0 3,803,264
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 7,925 120,181 SH   SOLE   0 0 120,181
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 18,492 222,078 SH   SOLE   0 0 222,078
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 23,831 256,822 SH   SOLE   98,196 0 158,626
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 11,088 75,185 SH   SOLE   0 0 75,185
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 13,326 111,192 SH   SOLE   0 0 111,192
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 69,398 262,845 SH   SOLE   16,548 0 246,297
VANGUARD WORLD FD ESG INTL STK ETF 921910725 4,565 85,390 SH   SOLE   0 0 85,390
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 123,408 1,523,745 SH   SOLE   280,895 0 1,242,850
VANGUARD INDEX FDS TOTAL STK MKT 922908769 18,336 112,065 SH   SOLE   0 0 112,065
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,566 254,997 SH   SOLE   0 0 254,997
VANGUARD INDEX FDS GROWTH ETF 922908736 37,941 208,275 SH   SOLE   101,368 0 106,907
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 19,553 439,681 SH   SOLE   37,576 0 402,105