The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 427 1,499 SH   SOLE   0 0 1,499
ISHARES TR CORE S&P MCP ETF 464287507 541 2,628 SH   SOLE   50 0 2,578
ISHARES TR S&P MC 400GR ETF 464287606 325 1,364 SH   SOLE   0 0 1,364
ISHARES TR CORE S&P SCP ETF 464287804 4,438 52,933 SH   SOLE   662 0 52,271
ISHARES TR S&P 500 VAL ETF 464287408 242 1,859 SH   SOLE   0 0 1,859
ISHARES TR CORE S&P500 ETF 464287200 144,532 447,136 SH   SOLE   34,208 0 412,928
ISHARES TR S&P 500 GRWT ETF 464287309 453 2,341 SH   SOLE   0 0 2,341
ISHARES TR RUS 1000 ETF 464287622 1,674 9,385 SH   SOLE   1,401 0 7,984
ISHARES TR RUS 1000 VAL ETF 464287598 4,331 31,735 SH   SOLE   962 0 30,773
ISHARES TR RUS 1000 GRW ETF 464287614 102,451 582,374 SH   SOLE   36,369 0 546,006
ISHARES TR RUSSELL 2000 ETF 464287655 17,085 103,124 SH   SOLE   3,861 0 99,263
ISHARES TR RUS 2000 VAL ETF 464287630 2,413 18,763 SH   SOLE   490 0 18,273
ISHARES TR RUSSELL 3000 ETF 464287689 417 2,213 SH   SOLE   880 0 1,333
ISHARES TR U.S. REAL ES ETF 464287739 384 4,123 SH   SOLE   0 0 4,123
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 311 829 SH   SOLE   0 0 829
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,222 25,545 SH   SOLE   1,262 0 24,283
ADOBE INC COM 00724F101 7,055 21,390 SH   SOLE   1,774 0 19,616
AMAZON COM INC COM 023135106 7,114 3,850 SH   SOLE   178 0 3,672
BRISTOL MYERS SQUIBB CO COM 110122108 7,895 122,997 SH   SOLE   7,463 0 115,534
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,740 34,174 SH   SOLE   2,397 0 31,777
ARCONIC INC COM 03965L100 276 8,970 SH   SOLE   0 0 8,970
EMERSON ELEC CO COM 291011104 447 5,861 SH   SOLE   400 0 5,461
BOEING CO COM 097023105 6,783 20,823 SH   SOLE   2,610 0 18,213
HERSHEY CO COM 427866108 1,033 7,030 SH   SOLE   0 0 7,030
INVESCO QQQ TR UNIT SER 1 46090E103 365 1,719 SH   SOLE   0 0 1,719
AMGEN INC COM 031162100 1,562 6,479 SH   SOLE   118 0 6,361
ABBOTT LABS COM 002824100 2,295 26,418 SH   SOLE   0 0 26,418
BP PLC SPONSORED ADR 055622104 739 19,591 SH   SOLE   0 0 19,591
EBAY INC COM 278642103 3,952 109,433 SH   SOLE   9,270 0 100,163
ALTRIA GROUP INC COM 02209S103 1,545 30,953 SH   SOLE   6,610 0 24,343
FEDEX CORP COM 31428X106 485 3,205 SH   SOLE   0 0 3,205
HORMEL FOODS CORP COM 440452100 372 8,256 SH   SOLE   0 0 8,256
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 938 19,961 SH   SOLE   0 0 19,961
GRAINGER W W INC COM 384802104 357 1,056 SH   SOLE   0 0 1,056
INTEL CORP COM 458140100 3,128 52,269 SH   SOLE   310 0 51,959
ILLINOIS TOOL WKS INC COM 452308109 256 1,426 SH   SOLE   0 0 1,426
ISHARES TR RUS 2000 GRW ETF 464287648 1,085 5,064 SH   SOLE   82 0 4,982
ORACLE CORP COM 68389X105 6,061 114,405 SH   SOLE   7,491 0 106,914
QUALCOMM INC COM 747525103 514 5,825 SH   SOLE   206 0 5,619
DISNEY WALT CO COM DISNEY 254687106 6,876 47,543 SH   SOLE   3,435 0 44,108
HONEYWELL INTL INC COM 438516106 6,325 35,735 SH   SOLE   2,388 0 33,347
SHERWIN WILLIAMS CO COM 824348106 1,269 2,174 SH   SOLE   100 0 2,074
SEMPRA ENERGY COM 816851109 224 1,476 SH   SOLE   0 0 1,476
SYSCO CORP COM 871829107 1,059 12,379 SH   SOLE   0 0 12,379
US BANCORP DEL COM NEW 902973304 1,504 25,366 SH   SOLE   0 0 25,366
JOHNSON & JOHNSON COM 478160104 14,743 101,070 SH   SOLE   2,926 0 98,144
MEDTRONIC PLC SHS G5960L103 275 2,422 SH   SOLE   0 0 2,422
PFIZER INC COM 717081103 4,598 117,356 SH   SOLE   2,894 0 114,462
KROGER CO COM 501044101 277 9,545 SH   SOLE   0 0 9,545
LOWES COS INC COM 548661107 2,049 17,106 SH   SOLE   3,815 0 13,291
ISHARES TR MSCI EAFE ETF 464287465 49,486 712,637 SH   SOLE   56,158 0 656,479
CHEVRON CORP NEW COM 166764100 6,753 56,039 SH   SOLE   3,249 0 52,790
MICROSOFT CORP COM 594918104 20,179 127,961 SH   SOLE   10,843 0 117,118
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 559 28,900 SH   SOLE   0 0 28,900
UNITED PARCEL SERVICE INC CL B 911312106 802 6,850 SH   SOLE   135 0 6,715
AT&T INC COM 00206R102 4,207 107,662 SH   SOLE   1,495 0 106,167
PRUDENTIAL FINL INC COM 744320102 542 5,786 SH   SOLE   0 0 5,786
TRUIST FINL CORP COM 89832Q109 3,123 55,444 SH   SOLE   3,957 0 51,487
CITIGROUP INC COM NEW 172967424 555 6,947 SH   SOLE   0 0 6,947
CISCO SYS INC COM 17275R102 2,388 49,796 SH   SOLE   2,130 0 47,666
GRAPHIC PACKAGING HLDG CO COM 388689101 270 16,205 SH   SOLE   0 0 16,205
INTERNATIONAL BUSINESS MACHS COM 459200101 2,068 15,427 SH   SOLE   2,870 0 12,557
COCA COLA CO COM 191216100 3,579 64,661 SH   SOLE   1,038 0 63,623
LOCKHEED MARTIN CORP COM 539830109 1,704 4,375 SH   SOLE   0 0 4,375
PEPSICO INC COM 713448108 11,640 85,167 SH   SOLE   6,568 0 78,599
VERIZON COMMUNICATIONS INC COM 92343V104 9,206 149,927 SH   SOLE   7,784 0 142,143
ISHARES TR RUS MID CAP ETF 464287499 32,216 540,361 SH   SOLE   14,215 0 526,146
ISHARES TR RUS MD CP GR ETF 464287481 11,708 76,734 SH   SOLE   5,308 0 71,426
ISHARES TR RUS MDCP VAL ETF 464287473 18,453 194,717 SH   SOLE   5,851 0 188,866
ISHARES TR COHEN STEER REIT 464287564 267 2,278 SH   SOLE   0 0 2,278
ISHARES TR GLOBAL TECH ETF 464287291 3,015 14,326 SH   SOLE   0 0 14,326
THE CHARLES SCHWAB CORPORATI COM 808513105 5,001 105,150 SH   SOLE   8,781 0 96,369
WALGREENS BOOTS ALLIANCE INC COM 931427108 433 7,349 SH   SOLE   0 0 7,349
AMETEK INC NEW COM 031100100 301 3,021 SH   SOLE   200 0 2,821
DEERE & CO COM 244199105 974 5,622 SH   SOLE   316 0 5,306
BANK AMER CORP COM 060505104 6,352 180,341 SH   SOLE   19,715 0 160,626
STARBUCKS CORP COM 855244109 5,694 64,760 SH   SOLE   5,328 0 59,432
AUTOMATIC DATA PROCESSING IN COM 053015103 643 3,770 SH   SOLE   0 0 3,770
EXXON MOBIL CORP COM 30231G102 5,478 78,498 SH   SOLE   7,941 0 70,557
WALMART INC COM 931142103 2,338 19,674 SH   SOLE   3,102 0 16,572
APPLIED MATLS INC COM 038222105 308 5,047 SH   SOLE   320 0 4,727
ANTHEM INC COM 036752103 2,386 7,901 SH   SOLE   0 0 7,901
UNION PACIFIC CORP COM 907818108 1,316 7,279 SH   SOLE   0 0 7,279
UNILEVER PLC SPON ADR NEW 904767704 202 3,542 SH   SOLE   0 0 3,542
TEXAS INSTRS INC COM 882508104 10,166 79,245 SH   SOLE   0 0 79,245
TARGET CORP COM 87612E106 598 4,661 SH   SOLE   0 0 4,661
COLGATE PALMOLIVE CO COM 194162103 4,710 68,420 SH   SOLE   5,283 0 63,137
CAPITAL ONE FINL CORP COM 14040H105 1,598 15,528 SH   SOLE   0 0 15,528
COSTCO WHSL CORP NEW COM 22160K105 983 3,344 SH   SOLE   55 0 3,289
LILLY ELI & CO COM 532457108 1,877 14,281 SH   SOLE   250 0 14,031
CVS HEALTH CORP COM 126650100 389 5,236 SH   SOLE   203 0 5,033
DOMINION ENERGY INC COM 25746U109 2,581 31,169 SH   SOLE   332 0 30,837
DIAGEO P L C SPON ADR NEW 25243Q205 527 3,129 SH   SOLE   0 0 3,129
SCHLUMBERGER LTD COM 806857108 936 23,281 SH   SOLE   292 0 22,989
DANAHER CORPORATION COM 235851102 3,027 19,725 SH   SOLE   123 0 19,602
MERCK & CO INC COM 58933Y105 8,345 91,751 SH   SOLE   8,138 0 83,613
MICRON TECHNOLOGY INC COM 595112103 222 4,135 SH   SOLE   0 0 4,135
MORGAN STANLEY COM NEW 617446448 4,010 78,439 SH   SOLE   8,202 0 70,237
NOVARTIS A G SPONSORED ADR 66987V109 568 5,994 SH   SOLE   0 0 5,994
RAYTHEON CO COM NEW 755111507 305 1,386 SH   SOLE   69 0 1,317
PROCTER & GAMBLE CO COM 742718109 8,694 69,607 SH   SOLE   6,582 0 63,025
GENERAL ELECTRIC CO COM 369604103 819 73,386 SH   SOLE   3,090 0 70,296
KIMBERLY CLARK CORP COM 494368103 1,721 12,512 SH   SOLE   0 0 12,512
GOLDMAN SACHS GROUP INC COM 38141G104 258 1,121 SH   SOLE   0 0 1,121
HOME DEPOT INC COM 437076102 1,311 6,004 SH   SOLE   564 0 5,440
MCDONALDS CORP COM 580135101 907 4,592 SH   SOLE   10 0 4,582
NIKE INC CL B 654106103 375 3,701 SH   SOLE   0 0 3,701
JPMORGAN CHASE & CO COM 46625H100 2,974 21,336 SH   SOLE   4,286 0 17,050
SIRIUS XM HLDGS INC COM 82968B103 103 14,462 SH   SOLE   0 0 14,462
MONDELEZ INTL INC CL A 609207105 1,707 30,984 SH   SOLE   3,500 0 27,484
BOOKING HLDGS INC COM 09857L108 339 165 SH   SOLE   0 0 165
WILLIS TOWERS WATSON PUB LTD SHS G96629103 593 2,938 SH   SOLE   0 0 2,938
WILLIAMS COS INC DEL COM 969457100 367 15,478 SH   SOLE   0 0 15,478
WELLS FARGO CO NEW COM 949746101 855 15,894 SH   SOLE   1,810 0 14,084
ISHARES TR 1 3 YR TREAS BD 464287457 8,067 95,322 SH   SOLE   7,819 0 87,503
ISHARES TR BARCLAYS 7 10 YR 464287440 341 3,091 SH   SOLE   0 0 3,091
ISHARES TR 20 YR TR BD ETF 464287432 312 2,304 SH   SOLE   0 0 2,304
ISHARES TR IBOXX INV CP ETF 464287242 645 5,043 SH   SOLE   100 0 4,943
PROGRESSIVE CORP OHIO COM 743315103 527 7,274 SH   SOLE   0 0 7,274
XCEL ENERGY INC COM 98389B100 259 4,076 SH   SOLE   0 0 4,076
FISERV INC COM 337738108 7,308 63,201 SH   SOLE   4,822 0 58,379
UNITEDHEALTH GROUP INC COM 91324P102 5,130 17,451 SH   SOLE   1,343 0 16,108
SOUTHWEST AIRLS CO COM 844741108 268 4,957 SH   SOLE   0 0 4,957
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 502 2,383 SH   SOLE   0 0 2,383
AMERICAN TOWER CORP NEW COM 03027X100 4,267 18,568 SH   SOLE   1,774 0 16,794
CROWN CASTLE INTL CORP NEW COM 22822V101 246 1,733 SH   SOLE   25 0 1,708
UNITED TECHNOLOGIES CORP COM 913017109 1,600 10,684 SH   SOLE   0 0 10,684
MARRIOTT INTL INC NEW CL A 571903202 303 2,004 SH   SOLE   250 0 1,754
MARSH & MCLENNAN COS INC COM 571748102 302 2,714 SH   SOLE   0 0 2,714
3M CO COM 88579Y101 1,078 6,113 SH   SOLE   0 0 6,113
OMNICOM GROUP INC COM 681919106 397 4,901 SH   SOLE   0 0 4,901
DOLLAR TREE INC COM 256746108 5,382 57,222 SH   SOLE   3,672 0 53,550
ALBEMARLE CORP COM 012653101 459 6,283 SH   SOLE   0 0 6,283
COMCAST CORP NEW CL A 20030N101 1,604 35,677 SH   SOLE   618 0 35,059
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,376 26,744 SH   SOLE   1,594 0 25,150
WASTE MGMT INC DEL COM 94106L109 4,909 43,075 SH   SOLE   2,882 0 40,193
UNILEVER N V N Y SHS NEW 904784709 565 9,834 SH   SOLE   0 0 9,834
SMUCKER J M CO COM NEW 832696405 283 2,722 SH   SOLE   0 0 2,722
NORFOLK SOUTHERN CORP COM 655844108 79,991 412,048 SH   SOLE   36,052 0 375,996
NEXTERA ENERGY INC COM 65339F101 2,118 8,747 SH   SOLE   252 0 8,495
DUKE ENERGY CORP NEW COM NEW 26441C204 1,929 21,149 SH   SOLE   2,077 0 19,072
CONSTELLATION BRANDS INC CL A 21036P108 227 1,198 SH   SOLE   0 0 1,198
CONOCOPHILLIPS COM 20825C104 4,264 65,572 SH   SOLE   5,188 0 60,384
CSX CORP COM 126408103 1,007 13,914 SH   SOLE   0 0 13,914
APPLE INC COM 037833100 28,391 96,685 SH   SOLE   2,355 0 94,330
AMERICAN AIRLS GROUP INC COM 02376R102 387 13,493 SH   SOLE   530 0 12,963
ALLSTATE CORP COM 020002101 358 3,188 SH   SOLE   0 0 3,188
CATERPILLAR INC DEL COM 149123101 14,265 96,597 SH   SOLE   0 0 96,597
INTL PAPER CO COM 460146103 300 6,506 SH   SOLE   0 0 6,506
KINDER MORGAN INC DEL COM 49456B101 489 23,083 SH   SOLE   0 0 23,083
ISHARES TR MSCI EMG MKT ETF 464287234 3,843 85,644 SH   SOLE   30,198 0 55,447
EQUIFAX INC COM 294429105 204 1,458 SH   SOLE   908 0 550
ECOLAB INC COM 278865100 218 1,132 SH   SOLE   0 0 1,132
ISHARES TR EXPANDED TECH 464287515 316 1,356 SH   SOLE   0 0 1,356
NETAPP INC COM 64110D104 205 3,290 SH   SOLE   0 0 3,290
AMERICAN EXPRESS CO COM 025816109 1,431 11,494 SH   SOLE   0 0 11,494
CRACKER BARREL OLD CTRY STOR COM 22410J106 875 5,692 SH   SOLE   0 0 5,692
OCCIDENTAL PETE CORP COM 674599105 663 16,083 SH   SOLE   0 0 16,083
SONY CORP SPONSORED ADR 835699307 240 3,535 SH   SOLE   301 0 3,234
ARCHER DANIELS MIDLAND CO COM 039483102 249 5,376 SH   SOLE   0 0 5,376
KELLOGG CO COM 487836108 4,499 65,055 SH   SOLE   0 0 65,055
LOEWS CORP COM 540424108 227 4,322 SH   SOLE   275 0 4,047
KLA CORPORATION COM NEW 482480100 262 1,468 SH   SOLE   0 0 1,468
SOUTHERN CO COM 842587107 2,682 42,100 SH   SOLE   4,750 0 37,350
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,572 327,674 SH   SOLE   20,019 0 307,655
NORTHROP GRUMMAN CORP COM 666807102 4,947 14,381 SH   SOLE   1,131 0 13,250
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,754 14 SH   SOLE   0 0 14
CIGNA CORP NEW COM 125523100 725 3,543 SH   SOLE   189 0 3,354
NORDIC AMERICAN TANKERS LIMI COM G65773106 98 20,000 SH   SOLE   0 0 20,000
VALERO ENERGY CORP NEW COM 91913Y100 243 2,599 SH   SOLE   0 0 2,599
PNC FINL SVCS GROUP INC COM 693475105 3,192 19,998 SH   SOLE   0 0 19,998
NETFLIX INC COM 64110L106 262 811 SH   SOLE   0 0 811
CHESAPEAKE ENERGY CORP COM 165167107 9 10,525 SH   SOLE   0 0 10,525
ISHARES TR CORE US AGGBD ET 464287226 20,213 179,883 SH   SOLE   92,709 0 87,174
W P CAREY INC COM 92936U109 614 7,673 SH   SOLE   0 0 7,673
LABORATORY CORP AMER HLDGS COM NEW 50540R409 4,584 27,096 SH   SOLE   2,398 0 24,698
ISHARES TR SELECT DIVID ETF 464287168 434 4,104 SH   SOLE   0 0 4,104
ISHARES TR TIPS BD ETF 464287176 206 1,769 SH   SOLE   0 0 1,769
CLOROX CO DEL COM 189054109 839 5,465 SH   SOLE   0 0 5,465
HENRY SCHEIN INC COM 806407102 360 5,393 SH   SOLE   0 0 5,393
AIR PRODS & CHEMS INC COM 009158106 811 3,452 SH   SOLE   0 0 3,452
DOLLAR GEN CORP NEW COM 256677105 397 2,547 SH   SOLE   0 0 2,547
ALLSCRIPTS HEALTHCARE SOLUTN COM 01988P108 200 20,400 SH   SOLE   0 0 20,400
CONSOLIDATED EDISON INC COM 209115104 390 4,308 SH   SOLE   0 0 4,308
CENTURYLINK INC COM 156700106 1,283 97,155 SH   SOLE   1,288 0 95,867
CHECK POINT SOFTWARE TECH LT ORD M22465104 335 3,015 SH   SOLE   0 0 3,015
NVIDIA CORP COM 67066G104 5,388 22,898 SH   SOLE   2,202 0 20,696
VERTEX PHARMACEUTICALS INC COM 92532F100 626 2,861 SH   SOLE   0 0 2,861
MSA SAFETY INC COM 553498106 362 2,864 SH   SOLE   0 0 2,864
AMERICAN ELEC PWR CO INC COM 025537101 299 3,167 SH   SOLE   0 0 3,167
WEYERHAEUSER CO COM 962166104 435 14,407 SH   SOLE   0 0 14,407
RELIANCE STEEL & ALUMINUM CO COM 759509102 604 5,045 SH   SOLE   5,045 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 506 2,556 SH   SOLE   0 0 2,556
GALLAGHER ARTHUR J & CO COM 363576109 389 4,081 SH   SOLE   0 0 4,081
RAYONIER INC COM 754907103 473 14,425 SH   SOLE   0 0 14,425
UDR INC COM 902653104 207 4,431 SH   SOLE   0 0 4,431
KANSAS CITY SOUTHERN COM NEW 485170302 278 1,817 SH   SOLE   0 0 1,817
MOODYS CORP COM 615369105 225 949 SH   SOLE   0 0 949
SANOFI SPONSORED ADR 80105N105 2,264 45,103 SH   SOLE   0 0 45,103
BECTON DICKINSON & CO COM 075887109 693 2,548 SH   SOLE   0 0 2,548
METLIFE INC COM 59156R108 205 4,026 SH   SOLE   290 0 3,736
ALLIANCE DATA SYSTEMS CORP COM 018581108 441 3,933 SH   SOLE   166 0 3,767
ALPHABET INC CAP STK CL A 02079K305 7,311 5,459 SH   SOLE   324 0 5,135
SPDR GOLD TRUST GOLD SHS 78463V107 1,492 10,444 SH   SOLE   1,549 0 8,895
MARVELL TECHNOLOGY GROUP LTD ORD G5876H105 774 29,128 SH   SOLE   1,075 0 28,053
CBRE GROUP INC CL A 12504L109 5,851 95,461 SH   SOLE   7,693 0 87,768
VANGUARD INDEX FDS VALUE ETF 922908744 50,543 421,715 SH   SOLE   28,823 0 392,892
CELANESE CORP DEL COM 150870103 327 2,658 SH   SOLE   0 0 2,658
VANGUARD INDEX FDS MID CAP ETF 922908629 25,520 143,227 SH   SOLE   10,371 0 132,856
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,788 20,340 SH   SOLE   105 0 20,235
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 305 3,291 SH   SOLE   0 0 3,291
BLACKROCK INC COM 09247X101 285 566 SH   SOLE   0 0 566
PILGRIMS PRIDE CORP NEW COM 72147K108 250 7,645 SH   SOLE   0 0 7,645
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 238 4,007 SH   SOLE   0 0 4,007
VANGUARD INDEX FDS SMALL CP ETF 922908751 23,690 143,022 SH   SOLE   8,663 0 134,359
VANGUARD INDEX FDS GROWTH ETF 922908736 1,352 7,420 SH   SOLE   0 0 7,420
MARKEL CORP COM 570535104 657 575 SH   SOLE   14 0 561
CARMAX INC COM 143130102 497 5,668 SH   SOLE   0 0 5,668
VULCAN MATLS CO COM 929160109 613 4,259 SH   SOLE   0 0 4,259
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 514 8,180 SH   SOLE   0 0 8,180
ABIOMED INC COM 003654100 347 2,036 SH   SOLE   0 0 2,036
OPTICAL CABLE CORP COM NEW 683827208 402 123,651 SH   SOLE   0 0 123,651
MCCORMICK & CO INC COM NON VTG 579780206 1,385 8,160 SH   SOLE   0 0 8,160
PVH CORP COM 693656100 374 3,554 SH   SOLE   0 0 3,554
COPART INC COM 217204106 578 6,353 SH   SOLE   0 0 6,353
PARKER HANNIFIN CORP COM 701094104 624 3,031 SH   SOLE   0 0 3,031
JONES LANG LASALLE INC COM 48020Q107 454 2,610 SH   SOLE   118 0 2,492
ACUITY BRANDS INC COM 00508Y102 862 6,245 SH   SOLE   0 0 6,245
ABB LTD SPONSORED ADR 000375204 633 26,270 SH   SOLE   0 0 26,270
SPDR SERIES TRUST S&P DIVID ETF 78464A763 256 2,384 SH   SOLE   0 0 2,384
ISHARES GOLD TRUST ISHARES 464285105 297 20,498 SH   SOLE   0 0 20,498
THERMO FISHER SCIENTIFIC INC COM 883556102 658 2,026 SH   SOLE   0 0 2,026
ISHARES TR EAFE VALUE ETF 464288877 1,691 33,871 SH   SOLE   843 0 33,028
SALESFORCE COM INC COM 79466L302 4,785 29,422 SH   SOLE   2,409 0 27,013
SMITH A O CORP COM 831865209 332 6,979 SH   SOLE   0 0 6,979
EATON VANCE TXMGD GL BUYWR O COM 27829C105 106 10,269 SH   SOLE   0 0 10,269
ENBRIDGE INC COM 29250N105 348 8,753 SH   SOLE   183 0 8,570
COMPASS MINERALS INTL INC COM 20451N101 229 3,750 SH   SOLE   0 0 3,750
BROWN FORMAN CORP CL B 115637209 1,320 19,531 SH   SOLE   0 0 19,531
ROYAL BK CDA MONTREAL QUE COM 780087102 299 3,773 SH   SOLE   0 0 3,773
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 11,937 51,148 SH   SOLE   275 0 50,873
NEWMARKET CORP COM 651587107 1,601 3,291 SH   SOLE   0 0 3,291
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 1,712 34,866 SH   SOLE   11,179 0 23,687
VANECK VECTORS ETF TRUST GOLD MINERS ETF 92189F106 208 7,108 SH   SOLE   544 0 6,564
MASTERCARD INC CL A 57636Q104 7,243 24,258 SH   SOLE   1,911 0 22,347
PROSHARES TR PSHS ULT S&P 500 74347R107 505 3,350 SH   SOLE   0 0 3,350
MCGRATH RENTCORP COM 580589109 442 5,779 SH   SOLE   0 0 5,779
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,531 35,593 SH   SOLE   765 0 34,828
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 8,339 130,200 SH   SOLE   6,325 0 123,875
BLACKSTONE MTG TR INC COM CL A 09257W100 585 15,727 SH   SOLE   0 0 15,727
FNB CORP PA COM 302520101 900 70,897 SH   SOLE   0 0 70,897
WISDOMTREE TR INTL LRGCAP DV 97717W794 310 6,331 SH   SOLE   75 0 6,256
WISDOMTREE TR US LARGECAP DIVD 97717W307 28,564 269,650 SH   SOLE   11,973 0 257,677
WISDOMTREE TR US MIDCAP DIVID 97717W505 9,453 248,514 SH   SOLE   12,798 0 235,715
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,323 46,116 SH   SOLE   0 0 46,116
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 717 17,340 SH   SOLE   0 0 17,340
HANESBRANDS INC COM 410345102 208 14,026 SH   SOLE   0 0 14,026
AMERICAN NATL BANKSHARES INC COM 027745108 586 14,801 SH   SOLE   0 0 14,801
ARES CAP CORP COM 04010L103 666 35,729 SH   SOLE   0 0 35,729
VICTORY PORTFOLIOS II VCSHS US 500 ENH 92647N782 385 7,320 SH   SOLE   160 0 7,160
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V589 258 20,185 SH   SOLE   0 0 20,185
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 295 2,472 SH   SOLE   360 0 2,112
ISHARES TR GLOB UTILITS ETF 464288711 7,370 125,519 SH   SOLE   20,235 0 105,284
UMPQUA HLDGS CORP COM 904214103 699 39,469 SH   SOLE   0 0 39,469
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 442 8,230 SH   SOLE   1,113 0 7,117
VIASAT INC COM 92552V100 718 9,806 SH   SOLE   268 0 9,538
ISHARES TR SHORT TREAS BD 464288679 12,554 113,648 SH   SOLE   14,672 0 98,976
ISHARES TR IBOXX HI YD ETF 464288513 26,058 296,320 SH   SOLE   167,839 0 128,481
ISHARES TR SH TR CRPORT ETF 464288646 1,081 20,152 SH   SOLE   0 0 20,152
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 407 5,046 SH   SOLE   40 0 5,006
DELTA AIR LINES INC DEL COM NEW 247361702 4,575 78,238 SH   SOLE   290 0 77,948
PROSHARES TR PSHS ULTRUSS2000 74347R842 238 3,085 SH   SOLE   0 0 3,085
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 10,134 120,845 SH   SOLE   38,827 0 82,018
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 9,566 254,492 SH   SOLE   27,025 0 227,467
BLACKSTONE GROUP INC COM CL A 09260D107 321 5,743 SH   SOLE   0 0 5,743
ISHARES TR PFD AND INCM SEC 464288687 464 12,338 SH   SOLE   380 0 11,958
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,984 10,019 SH   SOLE   2,346 0 7,673
ISHARES TR INTL SEL DIV ETF 464288448 560 16,677 SH   SOLE   0 0 16,677
ISHARES TR 3 7 YR TREAS BD 464288661 4,054 32,242 SH   SOLE   6,162 0 26,080
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 385 4,112 SH   SOLE   0 0 4,112
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,886 88,207 SH   SOLE   42 0 88,165
ISHARES TR NATIONAL MUN ETF 464288414 12,733 111,780 SH   SOLE   8,501 0 103,279
CONCHO RES INC COM 20605P101 975 11,133 SH   SOLE   270 0 10,863
RENASANT CORP COM 67076E107 694 19,580 SH   SOLE   0 0 19,580
TOWNEBANK PORTSMOUTH VA COM 89214P109 4,917 176,758 SH   SOLE   0 0 176,758
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 487 8,773 SH   SOLE   3,846 0 4,927
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 212 3,798 SH   SOLE   0 0 3,798
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 25,358 231,494 SH   SOLE   135,318 0 96,176
FIRST TR MULTI CAP GR ALPHAD COM SHS 33733F101 286 3,700 SH   SOLE   0 0 3,700
ISHARES TR GLB INFRASTR ETF 464288372 4,294 89,617 SH   SOLE   25,229 0 64,388
VISA INC COM CL A 92826C839 2,388 12,709 SH   SOLE   0 0 12,709
PHILIP MORRIS INTL INC COM 718172109 1,734 20,377 SH   SOLE   3,825 0 16,552
VANECK VECTORS ETF TR AMT FREE INT ETF 92189H201 7,164 142,633 SH   SOLE   19,365 0 123,268
ISHARES TR MSCI ACWI EX US 464288240 1,151 23,428 SH   SOLE   0 0 23,428
BARINGS BDC INC COM 06759L103 113 11,000 SH   SOLE   0 0 11,000
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 379 10,019 SH   SOLE   0 0 10,019
IRIDIUM COMMUNICATIONS INC COM 46269C102 791 32,100 SH   SOLE   657 0 31,443
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 41,225 1,314,996 SH   SOLE   168,042 0 1,146,954
INVESCO EXCHNG TRADED FD TR PFD ETF 46138E511 580 38,628 SH   SOLE   0 0 38,628
INVESCO EXCHNG TRADED FD TR FNDMNTL HY CRP 46138E719 9,282 481,909 SH   SOLE   235,621 0 246,288
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 1,875 12,849 SH   SOLE   3,741 0 9,108
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274 1,925 18,108 SH   SOLE   5,183 0 12,925
SOUTHERN NATL BANCORP OF VA COM 843395104 1,411 86,311 SH   SOLE   0 0 86,311
NEW YORK MTG TR INC COM PAR $.02 649604501 62 10,000 SH   SOLE   0 0 10,000
ISHARES TR MSCI ACWI ETF 464288257 512 6,461 SH   SOLE   15 0 6,446
FIRST CTZNS BANCSHARES INC N CL A 31946M103 206 388 SH   SOLE   150 0 238
CRH MEDICAL CORP COM 12626F105 121 35,000 SH   SOLE   0 0 35,000
PACWEST BANCORP DEL COM 695263103 474 12,390 SH   SOLE   0 0 12,390
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 3,137 101,856 SH   SOLE   6,203 0 95,653
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,463 81,710 SH   SOLE   25,876 0 55,834
STARWOOD PPTY TR INC COM 85571B105 672 27,018 SH   SOLE   0 0 27,018
BROADCOM INC COM 11135F101 696 2,203 SH   SOLE   0 0 2,203
MESOBLAST LTD SPONS ADR 590717104 184 25,025 SH   SOLE   0 0 25,025
VANECK VECTORS ETF TRUST JR GOLD MINERS E 92189F791 222 5,248 SH   SOLE   0 0 5,248
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,397 43,280 SH   SOLE   251 0 43,029
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,873 144,891 SH   SOLE   3,168 0 141,723
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 812 10,567 SH   SOLE   0 0 10,567
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 238 2,941 SH   SOLE   0 0 2,941
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 813 24,479 SH   SOLE   3,118 0 21,361
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 300 3,969 SH   SOLE   0 0 3,969
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,186 55,818 SH   SOLE   220 0 55,598
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 292 4,849 SH   SOLE   0 0 4,849
PIMCO ETF TR INTER MUN BD ACT 72201R866 308 5,576 SH   SOLE   5,576 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 439 7,225 SH   SOLE   0 0 7,225
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 4,306 80,981 SH   SOLE   221 0 80,760
TESLA INC COM 88160R101 794 1,897 SH   SOLE   0 0 1,897
KKR & CO INC CL A 48251W104 397 13,609 SH   SOLE   0 0 13,609
ALPS ETF TR ALERIAN MLP 00162Q866 149 17,553 SH   SOLE   0 0 17,553
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,264 6,984 SH   SOLE   0 0 6,984
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 119,051 402,471 SH   SOLE   15,748 0 386,723
SHOPIFY INC CL A 82509L107 435 1,093 SH   SOLE   0 0 1,093
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,992 49,734 SH   SOLE   185 0 49,549
HUNTINGTON INGALLS INDS INC COM 446413106 359 1,430 SH   SOLE   0 0 1,430
VANECK VECTORS ETF TRUST INVT GRADE FLTG 92189F486 977 38,608 SH   SOLE   1,570 0 37,038
AMC NETWORKS INC CL A 00164V103 205 5,200 SH   SOLE   0 0 5,200
ISHARES TR FLTG RATE NT ETF 46429B655 7,531 147,890 SH   SOLE   192 0 147,698
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 241 4,154 SH   SOLE   0 0 4,154
ISHARES TR MSCI MIN VOL ETF 46429B697 1,544 23,529 SH   SOLE   3,047 0 20,482
ISHARES TR MIN VOL EAFE ETF 46429B689 309 4,146 SH   SOLE   0 0 4,146
ISHARES INC MIN VOL GBL ETF 464286525 14,895 155,432 SH   SOLE   24,953 0 130,479
WPX ENERGY INC COM 98212B103 237 17,234 SH   SOLE   0 0 17,234
PHILLIPS 66 COM 718546104 439 3,941 SH   SOLE   0 0 3,941
PIMCO ETF TR ACTIVE BD ETF 72201R775 5,804 53,831 SH   SOLE   26,497 0 27,334
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 360 12,010 SH   SOLE   0 0 12,010
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 727 34,160 SH   SOLE   0 0 34,160
FACEBOOK INC CL A 30303M102 1,602 7,805 SH   SOLE   0 0 7,805
VANECK VECTORS ETF TRUST FALLEN ANGEL HG 92189F437 10,021 335,726 SH   SOLE   159,808 0 175,918
VANECK VECTORS ETF TRUST EMERGING MKTS HI 92189F353 1,773 74,724 SH   SOLE   0 0 74,724
FLEETCOR TECHNOLOGIES INC COM 339041105 537 1,868 SH   SOLE   0 0 1,868
CARLYLE GROUP L P COM UTS LTD PTN 14309L102 1,014 31,610 SH   SOLE   3,125 0 28,485
ISHARES INC CORE MSCI EMKT 46434G103 4,298 79,950 SH   SOLE   1,123 0 78,827
ISHARES TR CORE MSCI EAFE 46432F842 662 10,151 SH   SOLE   550 0 9,601
INDEXIQ ETF TR IQ HEDGMKT NUT 45409B503 1,138 42,605 SH   SOLE   0 0 42,605
ABBVIE INC COM 00287Y109 2,642 29,836 SH   SOLE   0 0 29,836
ZOETIS INC CL A 98978V103 713 5,390 SH   SOLE   0 0 5,390
ORCHID IS CAP INC COM 68571X103 88 15,000 SH   SOLE   0 0 15,000
ARMADA HOFFLER PPTYS INC COM 04208T108 6,935 377,918 SH   SOLE   0 0 377,918
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,982 70,375 SH   SOLE   7,399 0 62,976
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 7,826 368,442 SH   SOLE   3,130 0 365,312
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 222 7,670 SH   SOLE   0 0 7,670
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 1,115 51,867 SH   SOLE   0 0 51,867
ISHARES TR USA QUALITY FCTR 46432F339 31,487 311,753 SH   SOLE   97,877 0 213,876
FIREEYE INC COM 31816Q101 270 16,335 SH   SOLE   0 0 16,335
PROSHARES TR S&P 500 DV ARIST 74348A467 3,103 41,050 SH   SOLE   0 0 41,050
COMMSCOPE HLDG CO INC COM 20337X109 624 43,977 SH   SOLE   1,813 0 42,164
ALLEGION PUB LTD CO ORD SHS G0176J109 450 3,611 SH   SOLE   0 0 3,611
EKSO BIONICS HLDGS INC COM NEW 282644202 4 10,000 SH   SOLE   0 0 10,000
TRIPLEPOINT VENTURE GROWTH B COM 89677Y100 171 12,000 SH   SOLE   0 0 12,000
ISHARES TR HDG MSCI EAFE 46434V803 229 7,506 SH   SOLE   0 0 7,506
ALPHABET INC CAP STK CL C 02079K107 3,306 2,473 SH   SOLE   22 0 2,451
ISHARES TR IBONDS SEP2020 46434V571 343 13,423 SH   SOLE   0 0 13,423
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 700 3,301 SH   SOLE   0 0 3,301
CITIZENS FINL GROUP INC COM 174610105 349 8,597 SH   SOLE   0 0 8,597
FLEXSHARES TR DISCP DUR MBS 33939L779 378 16,095 SH   SOLE   7,150 0 8,945
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,051 49,299 SH   SOLE   0 0 49,299
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,705 125,960 SH   SOLE   53,059 0 72,901
AXALTA COATING SYS LTD COM G0750C108 244 8,020 SH   SOLE   0 0 8,020
FLEXSHARES TR CR SCD US BD 33939L761 259 4,968 SH   SOLE   2,160 0 2,808
PORTFOLIO RECOVERY ASSOCS IN NOTE 3.000% 8/0 73640QAB1 249 250,000 PRN   SOLE   0 0 250,000
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,711 75,751 SH   SOLE   36,244 0 39,507
COMMUNITY HEALTHCARE TR INC COM 20369C106 257 6,000 SH   SOLE   0 0 6,000
WINGSTOP INC COM 974155103 384 4,457 SH   SOLE   4,457 0 0
WESTROCK CO COM 96145D105 244 5,695 SH   SOLE   0 0 5,695
KRAFT HEINZ CO COM 500754106 223 6,936 SH   SOLE   1,166 0 5,770
PAYPAL HLDGS INC COM 70450Y103 5,848 54,062 SH   SOLE   4,291 0 49,771
ISHARES TR IBONDS DEC2022 46435G755 513 19,620 SH   SOLE   0 0 19,620
ISHARES TR IBONDS DEC2021 46435G789 512 19,861 SH   SOLE   0 0 19,861
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206 306 8,910 SH   SOLE   0 0 8,910
HUBBELL INC COM 443510607 378 2,559 SH   SOLE   0 0 2,559
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 944 43,962 SH   SOLE   3,580 0 40,382
INVESCO ACTIVELY MANAGD ETF TOTAL RETURN 46090A804 639 11,787 SH   SOLE   3,463 0 8,324
FORTIVE CORP COM 34959J108 677 8,864 SH   SOLE   0 0 8,864
KINSALE CAP GROUP INC COM 49714P108 973 9,568 SH   SOLE   0 0 9,568
NUVEEN HIGH INCOME NOVEMBER COM 67077N106 100 10,000 SH   SOLE   0 0 10,000
THE TRADE DESK INC COM CL A 88339J105 208 800 SH   SOLE   0 0 800
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 685 33,337 SH   SOLE   6,200 0 27,137
FIRST TR SR FLOATING RATE 20 COM SHS 33740K101 164 17,807 SH   SOLE   0 0 17,807
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 7,047 142,074 SH   SOLE   12,427 0 129,647
CADENCE BANCORPORATION CL A 12739A100 225 12,400 SH   SOLE   0 0 12,400
ISHARES TR IBONDS DEC2023 46435G318 512 19,818 SH   SOLE   0 0 19,818
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 15,559 308,525 SH   SOLE   26,680 0 281,845
JBG SMITH PPTYS COM 46590V100 235 5,885 SH   SOLE   0 0 5,885
DUPONT DE NEMOURS INC COM 26614N102 382 5,957 SH   SOLE   666 0 5,291
TREMONT MTG TR COM 894789106 79 16,000 SH   SOLE   0 0 16,000
LEISURE ACQUISITION CORP UNIT 99/99/9999 52539T206 109 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC 46435U697 465 17,586 SH   SOLE   0 0 17,586
GRAFTECH INTL LTD COM 384313508 151 13,000 SH   SOLE   0 0 13,000
GREENSKY INC CL A 39572G100 133 14,900 SH   SOLE   0 0 14,900
EVERGY INC COM 30034W106 590 9,068 SH   SOLE   0 0 9,068
JP MORGAN EXCHANGE TRADED FD USD EMRNG MKT 46641Q746 1,728 33,678 SH   SOLE   0 0 33,678
INNOVATOR ETFS TR S&P 500 ULTRA 45782C839 261 10,349 SH   SOLE   0 0 10,349
LINDE PLC SHS G5494J103 418 1,961 SH   SOLE   0 0 1,961
ISHARES TR IBONDS DEC 25 46435U432 200 7,367 SH   SOLE   0 0 7,367
PACIFIC GLOBAL ETF TR US EQ INM ETF 69434K106 442 15,692 SH   SOLE   0 0 15,692
DOW INC COM 260557103 327 5,977 SH   SOLE   666 0 5,311
ALCON INC ORD SHS H01301128 394 6,963 SH   SOLE   0 0 6,963
NUVEEN MUN CR OPPORTUNITIES COM 670663103 155 10,000 SH   SOLE   0 0 10,000
GOGO INC COM 38046C109 11 10,000 SH Put SOLE   0 0 10,000
INNOVATOR ETFS TR S&P 500 PWR BU 45782C540 3,009 112,520 SH   SOLE   0 0 112,520