The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 6,119 156,563 SH   SOLE   156,563 0 0
ABBOTT LABORATORIES COM 002824100 4,840 55,719 SH   SOLE   55,719 0 0
ABBVIE INC COM 00287Y109 315 3,557 SH   SOLE   3,557 0 0
ACTIVISION BLIZZARD INC COM 00507V109 3,833 64,506 SH   SOLE   64,506 0 0
ADOBE SYSTEMS INC COM 00724F101 4,856 14,725 SH   SOLE   14,725 0 0
ALERUS FINANCIAL CORP COM 01446U103 3,175 138,945 SH   SOLE   138,945 0 0
ALERUS FINANCIAL CORP COM 01446U103 42,445 1,857,547 SH   OTR   0 0 1,857,547
ALLETE COM COM 018522300 288 3,550 SH   SOLE   3,550 0 0
ALPHABET INC COM 02079K305 12,723 9,499 SH   SOLE   9,499 0 0
AMAZON .COM INC COM 023135106 11,100 6,007 SH   SOLE   6,007 0 0
AMERICAN ELECTRIC POWER COM 025537101 2,869 30,360 SH   SOLE   30,360 0 0
AMERICAN EXPRESS CO COM 025816109 6,138 49,307 SH   SOLE   49,307 0 0
AMERICAN TOWER CORP COM 03027X100 5,401 23,501 SH   SOLE   23,501 0 0
ANTHEM INC COM 036752103 853 2,823 SH   SOLE   2,823 0 0
APPLE COMPUTER COM 037833100 28,498 97,049 SH   SOLE   97,049 0 0
AUTODESK INC COM 052769106 871 4,745 SH   SOLE   4,745 0 0
BBX CAP CORP NEW CL A 05491N104 48 10,000 SH   SOLE   10,000 0 0
BALL CORPORATION COM 058498106 1,838 28,429 SH   SOLE   28,429 0 0
BANK OF AMERICA COM 060505104 8,829 250,690 SH   SOLE   250,690 0 0
BECTON DICKINSON & COMP COM 075887109 5,869 21,579 SH   SOLE   21,579 0 0
BERKSHIRE HATHAWAY CL A 084670108 340 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY CL B NEW 084670702 12,078 53,326 SH   SOLE   53,326 0 0
BLACKROCK INC COM 09247X101 659 1,310 SH   SOLE   1,310 0 0
BOEING COMPANY COM 097023105 582 1,786 SH   SOLE   1,786 0 0
BOOKING HLDGS INC COM 09857L108 341 166 SH   SOLE   166 0 0
BOSTON SCIENTIFIC COM 101137107 2,221 49,106 SH   SOLE   49,106 0 0
BROADCOM INC COM 11135F101 5,255 16,630 SH   SOLE   16,630 0 0
CF INDUSTRIES HOLDINGS COM 125269100 376 7,875 SH   SOLE   7,875 0 0
CME GROUP COM 12572Q105 247 1,230 SH   SOLE   1,230 0 0
CVS CORP COM 126650100 2,401 32,315 SH   SOLE   32,315 0 0
CHEMED CORP COM 16359R103 220 500 SH   SOLE   500 0 0
CHEVRON TEXACO COM 166764100 6,766 56,148 SH   SOLE   56,148 0 0
CISCO SYSTEMS COM 17275R102 3,460 72,141 SH   SOLE   72,141 0 0
CITIGROUP INC COM 172967424 756 9,461 SH   SOLE   9,461 0 0
COCA COLA COMPANY COM 191216100 606 10,954 SH   SOLE   10,954 0 0
COGNIZANT TECH SOLUTION COM 192446102 436 7,037 SH   SOLE   7,037 0 0
COLGATE-PALMOLIVE COM 194162103 3,142 45,649 SH   SOLE   45,649 0 0
COMCAST CORP COM 20030N101 6,108 135,826 SH   SOLE   135,826 0 0
CONAGRA FOOD INC COM 205887102 2,321 67,788 SH   SOLE   67,788 0 0
COSTCO WHSL CORP COM 22160K105 214 728 SH   SOLE   728 0 0
DANAHER CORPORATION COM 235851102 5,964 38,858 SH   SOLE   38,858 0 0
DISNEY COM 254687106 2,498 17,274 SH   SOLE   17,274 0 0
DOLLAR GEN CORP NEW COM 256677105 1,908 12,229 SH   SOLE   12,229 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 6,437 70,569 SH   SOLE   70,569 0 0
ECOLAB INC COM 278865100 2,842 14,724 SH   SOLE   14,724 0 0
ELECTRONIC ARTS INC DEL COM 285512109 2,131 19,822 SH   SOLE   19,822 0 0
EMERSON ELECTIC CO COM 291011104 7,161 93,908 SH   SOLE   93,908 0 0
EXXON MOBIL CORP COM 30231G102 2,086 29,897 SH   SOLE   29,897 0 0
FACEBOOK INC COM 30303M102 10,608 51,685 SH   SOLE   51,685 0 0
FORTIVE CORP COM 34959J108 2,299 30,102 SH   SOLE   30,102 0 0
GENERAL ELECTRIC COMPAN COM 369604103 209 18,700 SH   SOLE   18,700 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 2,735 58,196 SH   SOLE   58,196 0 0
HOME DEPOT INC COM 437076102 3,008 13,773 SH   SOLE   13,773 0 0
HONEYWELL INTL INC COM 438516106 7,001 39,553 SH   SOLE   39,553 0 0
INTEL INC COM 458140100 5,157 86,157 SH   SOLE   86,157 0 0
INTERCONTINENTAL EXCHAN COM 45866F104 6,530 70,552 SH   SOLE   70,552 0 0
IBM COM 459200101 5,017 37,433 SH   SOLE   37,433 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 881 1,490 SH   SOLE   1,490 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 243 1,095 SH   SOLE   1,095 0 0
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 322 5,786 SH   SOLE   5,786 0 0
IQVIA HOLDINGS INC COM 46266C105 829 5,366 SH   SOLE   5,366 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499 14,052 235,698 SH   SOLE   235,698 0 0
ISHARES S&P 500 GROWTH ETF 464287309 1,156 5,969 SH   SOLE   5,969 0 0
ISHARES TRUST DJ SEL DIV INX 464287168 894 8,458 SH   SOLE   8,458 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 742 2,296 SH   SOLE   2,296 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226 65,893 586,389 SH   SOLE   586,389 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 327 7,290 SH   SOLE   7,290 0 0
ISHARES TRUST S & P 500 VAL ETF 464287408 203 1,561 SH   SOLE   1,561 0 0
ISHARES TRUST 20 YR TR BD ETF 464287432 4,313 31,838 SH   SOLE   31,838 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507 547 2,657 SH   SOLE   2,657 0 0
ISHARES TRUST NASDQ BIO INDX 464287556 687 5,698 SH   SOLE   5,698 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606 404 1,696 SH   SOLE   1,696 0 0
ISHARES TRUST RUS 2000 VAL ETF 464287630 10,639 82,739 SH   SOLE   82,739 0 0
ISHARES TRUST RUSSELL 2000 464287655 40,658 245,418 SH   SOLE   245,418 0 0
ISHARES TRUST S&P MC 400VL ETF 464287705 221 1,292 SH   SOLE   1,292 0 0
ISHARES TRUST US REAL ES ETF 464287739 1,616 17,359 SH   SOLE   17,359 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804 537 6,404 SH   SOLE   6,404 0 0
ISHARES TRUST 7-10 Y TR BD ETF 464287440 21,249 192,791 SH   SOLE   192,791 0 0
ISHARES TRUST US OIL GS EX ETF 464288851 1,158 20,847 SH   SOLE   20,847 0 0
ISHARES TRUST EAFE VALUE ETF 464288877 520 10,408 SH   SOLE   10,408 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885 610 7,060 SH   SOLE   7,060 0 0
JP MORGAN CHASE & CO COM 46625H100 18,201 130,568 SH   SOLE   130,568 0 0
JOHNSON AND JOHNSON COM 478160104 9,255 63,447 SH   SOLE   63,447 0 0
KRAFT HEINZ CO COM 500754106 1,970 61,326 SH   SOLE   61,326 0 0
LAS VEGAS SANDS CORP COM 517834107 3,712 53,761 SH   SOLE   53,761 0 0
LAUDER ESTEE COS INC CL A 518439104 2,627 12,718 SH   SOLE   12,718 0 0
LOCKHEED MARTIN CORP COM 539830109 5,048 12,963 SH   SOLE   12,963 0 0
LOWES COMPANIES INC COM 548661107 6,244 52,135 SH   SOLE   52,135 0 0
MARRIOTT INTERNATIONAL INC COM 571903202 4,003 26,434 SH   SOLE   26,434 0 0
MCCORMICK & CO COM 579780206 254 1,498 SH   SOLE   1,498 0 0
MCDONALDS CORP COM 580135101 4,634 23,452 SH   SOLE   23,452 0 0
MERCK & CO INC COM 58933Y105 10,063 110,641 SH   SOLE   110,641 0 0
METLIFE INC COM 59156R108 2,565 50,325 SH   SOLE   50,325 0 0
MICROSOFT INC COM 594918104 50,467 320,017 SH   SOLE   320,017 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 2,052 19,599 SH   SOLE   19,599 0 0
MONDELEZ INTL INC CL A 609207105 4,674 84,861 SH   SOLE   84,861 0 0
NETFLIX INC COM 64110L106 2,133 6,591 SH   SOLE   6,591 0 0
NEXTERA ENERGY INC COM 65339F101 719 2,970 SH   SOLE   2,970 0 0
NIKE INC COM 654106103 2,884 28,471 SH   SOLE   28,471 0 0
NORFOLK SOUTHERN CORP COM 655844108 4,890 25,189 SH   SOLE   25,189 0 0
NIVIDIA CORP COM 67066G104 3,308 14,057 SH   SOLE   14,057 0 0
ORACLE CORPORATION COM 68389X105 454 8,576 SH   SOLE   8,576 0 0
OTTERTAIL CORP COM 689648103 211 4,117 SH   SOLE   4,117 0 0
PAYPAL HLDGS INC COM 70450Y103 247 2,283 SH   SOLE   2,283 0 0
PEPSICO INC COM 713448108 666 4,870 SH   SOLE   4,870 0 0
PFIZER INC COM 717081103 7,625 194,623 SH   SOLE   194,623 0 0
PHILIP MORRIS COM 718172109 8,096 95,150 SH   SOLE   95,150 0 0
PROCTER AND GAMBLE COMP COM 742718109 4,643 37,176 SH   SOLE   37,176 0 0
PRUDENTIAL FINANCIAL IN COM 744320102 3,824 40,791 SH   SOLE   40,791 0 0
QUALCOMM INC COM 747525103 266 3,011 SH   SOLE   3,011 0 0
RAYTHEON CO COM 755111507 4,245 19,319 SH   SOLE   19,319 0 0
ROSS STORES INC COM 778296103 3,989 34,262 SH   SOLE   34,262 0 0
ROYAL BANK CANADA COM 780087102 749 9,453 SH   SOLE   9,453 0 0
ROYAL DUTCH SHELL PLC SPONSORED ADR 780259206 1,497 25,389 SH   SOLE   25,389 0 0
SBA COMMUNICATIONS CL A 78410G104 1,642 6,815 SH   SOLE   6,815 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103 28,795 89,463 SH   SOLE   89,463 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 10,363 72,520 SH   SOLE   72,520 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 940 9,884 SH   SOLE   9,884 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 243 5,335 SH   SOLE   5,335 0 0
SALESFORCE.COM INC COM 79466L302 4,059 24,954 SH   SOLE   24,954 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 318 5,498 SH   SOLE   5,498 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,623 26,428 SH   SOLE   26,428 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 7,263 71,303 SH   SOLE   71,303 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,562 88,317 SH   SOLE   88,317 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 2,743 21,872 SH   SOLE   21,872 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 2,998 97,415 SH   SOLE   97,415 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 7,935 97,398 SH   SOLE   97,398 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,775 106,635 SH   SOLE   106,635 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 640 11,941 SH   SOLE   11,941 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,897 60,299 SH   SOLE   60,299 0 0
SOUTHERN COMPANY COM 842587107 5,393 84,666 SH   SOLE   84,666 0 0
SPECTRUM BRANDS HOLDINGS COM 84790A105 1,068 16,615 SH   SOLE   16,615 0 0
TJX COMPANIES COM 872540109 1,721 28,191 SH   SOLE   28,191 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109 2,059 16,815 SH   SOLE   16,815 0 0
TARGET CORP COM 87612E106 8,165 63,687 SH   SOLE   63,687 0 0
TEXAS INSTRUMENTS INC COM 882508104 5,284 41,189 SH   SOLE   41,189 0 0
THERMO FISHER SCIENTIFIC COM 883556102 3,955 12,173 SH   SOLE   12,173 0 0
TOTAL S A SPONSORED ADR 89151E109 2,925 52,887 SH   SOLE   52,887 0 0
US BANCORP DEL COM NEW 902973304 506 8,531 SH   SOLE   8,531 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,424 9,509 SH   SOLE   9,509 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,671 26,095 SH   SOLE   26,095 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 402 4,789 SH   SOLE   4,789 0 0
VANGUARD HIGH DIVIDEND D ETF 921946406 263 2,803 SH   SOLE   2,803 0 0
VANGUARD INDEX FDS REIT ETF 922908553 4,800 51,725 SH   SOLE   51,725 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,023 5,743 SH   SOLE   5,743 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 843 5,705 SH   SOLE   5,705 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363 69,139 233,734 SH   SOLE   233,734 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 7,711 52,288 SH   SOLE   52,288 0 0
VERIZON COMMUNICATION COM 92343V104 6,552 106,717 SH   SOLE   106,717 0 0
VISA INC COM CL A 92826C839 12,211 64,988 SH   SOLE   64,988 0 0
WELLS FARGO & CO NEW CO K COM 949746101 4,886 90,809 SH   SOLE   90,809 0 0
XCEL ENERGY INC COM 98389B100 1,043 16,425 SH   SOLE   16,425 0 0
ZIMMER HOLDINGS INC COM 98956P102 474 3,166 SH   SOLE   3,166 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,598 26,584 SH   SOLE   26,584 0 0
EATON CORP PLC SHS G29183103 4,933 52,076 SH   SOLE   52,076 0 0
LINDE PLC COM G5494J103 3,654 17,162 SH   SOLE   17,162 0 0
MEDTRONIC HLDG PLC SHS G5960L103 7,361 64,880 SH   SOLE   64,880 0 0