The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FLEXSHARES TR COM 33939L837 13,071 538,143 SH   SOLE   538,143 0 0
SPDR S&P 500 ETF TR COM 78462F103 145,770 452,898 SH   SOLE   452,898 0 0
JP MORGAN EXCHANGE TRADED FD COM 46641Q696 616 23,670 SH   SOLE   23,670 0 0
JP MORGAN EXCHANGE TRADED FD COM 46641Q738 47,577 536,195 SH   SOLE   536,195 0 0
FLEXSHARES TR COM 33939L795 38,739 718,984 SH   SOLE   718,984 0 0
ISHARES TR COM 464288646 201 3,750 SH   SOLE   3,750 0 0
ISHARES TR COM 46429B697 7,238 110,335 SH   SOLE   110,335 0 0
FLEXSHARES TR COM 33939L860 30,148 621,868 SH   SOLE   621,868 0 0
ISHARES TR COM 464288612 8,913 79,115 SH   SOLE   79,115 0 0
ISHARES TR COM 464287804 56,224 670,525 SH   SOLE   670,525 0 0
SPDR SERIES TRUST COM 78464A375 508 14,400 SH   SOLE   14,400 0 0
ISHARES INC COM 46434G103 64,877 1,206,795 SH   SOLE   1,206,795 0 0
WISDOMTREE TR COM 97717W604 1,169 40,745 SH   SOLE   40,745 0 0
VANGUARD INDEX FDS COM 922908553 568 6,120 SH   SOLE   6,120 0 0
VANGUARD MALVERN FDS COM 922020805 36,956 749,921 SH   SOLE   749,921 0 0
INVESCO ACTIVELY MANAGD ETF COM 46090F100 12,680 765,690 SH   SOLE   765,690 0 0
VANGUARD SCOTTSDALE FDS COM 92206C409 651 8,040 SH   SOLE   8,040 0 0
SCHWAB STRATEGIC TR COM 808524870 15,082 266,330 SH   SOLE   266,330 0 0
ISHARES TR COM 46432F842 53,418 818,797 SH   SOLE   818,797 0 0
ISHARES TR COM 464287655 737 4,450 SH   SOLE   4,450 0 0
ISHARES TR COM 464287507 100,712 489,321 SH   SOLE   489,321 0 0
ISHARES TR COM 464287408 1,295 9,954 SH   SOLE   9,954 0 0
ISHARES TR COM 46429B689 2,028 27,210 SH   SOLE   27,210 0 0
UBS AG JERSEY BRH COM 902641778 13,607 910,163 SH   SOLE   910,163 0 0
SPDR SERIES TRUST COM 78468R739 4,149 84,475 SH   SOLE   84,475 0 0
ISHARES TR COM 464287465 78,199 1,126,144 SH   SOLE   1,126,144 0 0
WISDOMTREE TR COM 97717W505 2,346 61,680 SH   SOLE   61,680 0 0
ISHARES TR COM 464287200 57,410 177,607 SH   SOLE   177,607 0 0
VANGUARD WHITEHALL FDS INC COM 921946406 4,102 43,771 SH   SOLE   43,771 0 0
VANGUARD BD INDEX FD INC COM 921937835 101,587 1,211,392 SH   SOLE   1,211,392 0 0
ISHARES TR COM 464288679 7,426 67,231 SH   SOLE   67,231 0 0
VANGUARD CHARLOTTE FDS COM 92203J407 33,231 587,322 SH   SOLE   587,322 0 0
JP MORGAN EXCHANGE TRADED FD COM 46641Q803 2,106 89,103 SH   SOLE   89,103 0 0