The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 3,328 62,913 SH   SOLE   62,913 0 0
AGCO CORP COM 001084102 270 3,500 SH   SOLE   3,500 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,945 13,883 SH   SOLE   13,883 0 0
ALPHABET INC CAP STK CL A 02079K305 710 530 SH   SOLE   530 0 0
ALPHABET INC CAP STK CL C 02079K107 5,488 4,105 SH   SOLE   4,105 0 0
AMAZON COM INC COM 023135106 1,718 930 SH   SOLE   930 0 0
AMERICAN EXPRESS CO COM 025816109 3,611 29,010 SH   SOLE   29,010 0 0
AMGEN INC COM 031162100 5,069 21,026 SH   SOLE   21,026 0 0
APPLE INC COM 037833100 9,500 32,352 SH   SOLE   32,352 0 0
AT&T INC COM 00206R102 3,226 82,540 SH   SOLE   82,540 0 0
BANK AMER CORP COM 060505104 4,435 125,929 SH   SOLE   125,929 0 0
BECTON DICKINSON & CO COM 075887109 422 1,550 SH   SOLE   1,550 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 308 1,360 SH   SOLE   1,360 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 59 10,000 SH   SOLE   10,000 0 0
BP PLC SPONSORED ADR 055622104 2,443 64,724 SH   SOLE   64,724 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 819 12,753 SH   SOLE   12,753 0 0
CATERPILLAR INC DEL COM 149123101 349 2,360 SH   SOLE   2,360 0 0
CHEVRON CORP NEW COM 166764100 3,450 28,632 SH   SOLE   28,632 0 0
CIGNA CORP NEW COM 125523100 4,508 22,045 SH   SOLE   22,045 0 0
CISCO SYS INC COM 17275R102 3,908 81,492 SH   SOLE   81,492 0 0
CITIGROUP INC COM NEW 172967424 3,455 43,242 SH   SOLE   43,242 0 0
COSTCO WHSL CORP NEW COM 22160K105 236 803 SH   SOLE   803 0 0
CSX CORP COM 126408103 202 2,795 SH   SOLE   2,795 0 0
D R HORTON INC COM 23331A109 3,296 62,492 SH   SOLE   62,492 0 0
DISNEY WALT CO COM DISNEY 254687106 3,702 25,593 SH   SOLE   25,593 0 0
DOW INC COM 260557103 975 17,818 SH   SOLE   17,818 0 0
DUPONT DE NEMOURS INC COM 26614N102 1,533 23,873 SH   SOLE   23,873 0 0
EXXON MOBIL CORP COM 30231G102 3,007 43,092 SH   SOLE   43,092 0 0
FACEBOOK INC CL A 30303M102 5,308 25,861 SH   SOLE   25,861 0 0
FIRST TR DJS MICROCAP INDEX COM SHS ANNUAL 33718M105 235 4,608 SH   SOLE   4,608 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 12,515 256,515 SH   SOLE   256,515 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 386 10,482 SH   SOLE   10,482 0 0
GENERAL DYNAMICS CORP COM 369550108 2,799 15,873 SH   SOLE   15,873 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 22,278 222,467 SH   SOLE   222,467 0 0
HALLIBURTON CO COM 406216101 2,192 89,565 SH   SOLE   89,565 0 0
HOME DEPOT INC COM 437076102 3,683 16,864 SH   SOLE   16,864 0 0
INTEL CORP COM 458140100 4,108 68,644 SH   SOLE   68,644 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 333 2,488 SH   SOLE   2,488 0 0
INTUIT COM 461202103 1,362 5,200 SH   SOLE   5,200 0 0
ISHARES GOLD TRUST ISHARES 464285105 2,097 144,607 SH   SOLE   144,607 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,830 34,047 SH   SOLE   34,047 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 1,621 34,911 SH   SOLE   34,911 0 0
ISHARES TR COHEN STEER REIT 464287564 9,654 82,522 SH   SOLE   82,522 0 0
ISHARES TR CORE MSCI EAFE 46432F842 553 8,478 SH   SOLE   8,478 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,698 41,805 SH   SOLE   41,805 0 0
ISHARES TR U.S. REAL ES ETF 464287739 229 2,462 SH   SOLE   2,462 0 0
ISHARES TR INTRM TR CRP ETF 464288638 19,879 342,864 SH   SOLE   342,864 0 0
ISHARES TR SHORT TREAS BD 464288679 960 8,692 SH   SOLE   8,692 0 0
ISHARES TR TIPS BD ETF 464287176 294 2,520 SH   SOLE   2,520 0 0
ISHARES TR EAFE GRWTH ETF 464288885 5,427 62,760 SH   SOLE   62,760 0 0
ISHARES TR MSCI EAFE ETF 464287465 2,460 35,430 SH   SOLE   35,430 0 0
ISHARES TR EAFE SML CP ETF 464288273 19,030 305,558 SH   SOLE   305,558 0 0
ISHARES TR EAFE VALUE ETF 464288877 1,761 35,267 SH   SOLE   35,267 0 0
ISHARES TR MSCI INDIA ETF 46429B598 322 9,150 SH   SOLE   9,150 0 0
ISHARES TR MSCI USA ESG SLC 464288802 265 1,979 SH   SOLE   1,979 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,096 17,600 SH   SOLE   17,600 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,996 21,949 SH   SOLE   21,949 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,674 21,821 SH   SOLE   21,821 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 459 2,769 SH   SOLE   2,769 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 4,569 35,536 SH   SOLE   35,536 0 0
ISHARES TR MICRO-CAP ETF 464288869 18,165 182,586 SH   SOLE   182,586 0 0
ISHARES TR RUS MD CP GR ETF 464287481 17,220 112,860 SH   SOLE   112,860 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,358 22,780 SH   SOLE   22,780 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 15,970 168,510 SH   SOLE   168,510 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,937 9,087 SH   SOLE   9,087 0 0
ISHARES TR CALIF MUN BD ETF 464288356 2,793 45,620 SH   SOLE   45,620 0 0
ISHARES TR S&P MC 400GR ETF 464287606 726 3,048 SH   SOLE   3,048 0 0
ISHARES TR CORE S&P MCP ETF 464287507 474 2,301 SH   SOLE   2,301 0 0
ISHARES TR S&P MC 400VL ETF 464287705 1,290 7,556 SH   SOLE   7,556 0 0
ISHARES TR NATIONAL MUN ETF 464288414 18,224 159,988 SH   SOLE   159,988 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 39,051 365,716 SH   SOLE   365,716 0 0
ISHARES TR S&P SML 600 GWT 464287887 16,075 83,163 SH   SOLE   83,163 0 0
ISHARES TR CORE S&P SCP ETF 464287804 3,983 47,500 SH   SOLE   47,500 0 0
ISHARES TR SP SMCP600VL ETF 464287879 15,442 96,030 SH   SOLE   96,030 0 0
ISHARES TR SH TR CRPORT ETF 464288646 47,311 882,165 SH   SOLE   882,165 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 360 7,157 SH   SOLE   7,157 0 0
JOHNSON & JOHNSON COM 478160104 4,020 27,557 SH   SOLE   27,557 0 0
JPMORGAN CHASE & CO COM 46625H100 5,102 36,601 SH   SOLE   36,601 0 0
KIMBERLY CLARK CORP COM 494368103 3,238 23,541 SH   SOLE   23,541 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 3,273 67,066 SH   SOLE   67,066 0 0
MASTERCARD INC CL A 57636Q104 318 1,065 SH   SOLE   1,065 0 0
MCDONALDS CORP COM 580135101 359 1,819 SH   SOLE   1,819 0 0
MELLANOX TECHNOLOGIES LTD SHS M51363113 352 3,000 SH   SOLE   3,000 0 0
MERCK & CO INC COM 58933Y105 4,106 45,149 SH   SOLE   45,149 0 0
METLIFE INC COM 59156R108 2,913 57,151 SH   SOLE   57,151 0 0
MGE ENERGY INC COM 55277P104 315 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 6,951 44,077 SH   SOLE   44,077 0 0
NETFLIX INC COM 64110L106 972 3,005 SH   SOLE   3,005 0 0
NIKE INC CL B 654106103 331 3,272 SH   SOLE   3,272 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 4 10,000 SH   SOLE   10,000 0 0
NORTHROP GRUMMAN CORP COM 666807102 227 659 SH   SOLE   659 0 0
NVIDIA CORP COM 67066G104 4,144 17,612 SH   SOLE   17,612 0 0
ONEOK INC NEW COM 682680103 255 3,370 SH   SOLE   3,370 0 0
PAYPAL HLDGS INC COM 70450Y103 448 4,146 SH   SOLE   4,146 0 0
PEPSICO INC COM 713448108 613 4,485 SH   SOLE   4,485 0 0
PERKINELMER INC COM 714046109 379 3,901 SH   SOLE   3,901 0 0
PFIZER INC COM 717081103 3,471 88,604 SH   SOLE   88,604 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 258 4,681 SH   SOLE   4,681 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 769 7,131 SH   SOLE   7,131 0 0
PROCTER & GAMBLE CO COM 742718109 3,747 30,003 SH   SOLE   30,003 0 0
REGENERON PHARMACEUTICALS COM 75886F107 3,456 9,205 SH   SOLE   9,205 0 0
ROCKWELL AUTOMATION INC COM 773903109 221 1,089 SH   SOLE   1,089 0 0
RPM INTL INC COM 749685103 3,760 48,986 SH   SOLE   48,986 0 0
SALESFORCE COM INC COM 79466L302 221 1,360 SH   SOLE   1,360 0 0
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 25 10,000 SH   SOLE   10,000 0 0
SAP SE SPON ADR 803054204 2,339 17,460 SH   SOLE   17,460 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 877 32,047 SH   SOLE   32,047 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,692 80,062 SH   SOLE   80,062 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 689 12,886 SH   SOLE   12,886 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 590 7,670 SH   SOLE   7,670 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 374 4,873 SH   SOLE   4,873 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 6,644 71,512 SH   SOLE   71,512 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,031 150,224 SH   SOLE   150,224 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,347 22,398 SH   SOLE   22,398 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,514 20,017 SH   SOLE   20,017 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 232 4,095 SH   SOLE   4,095 0 0
SEMPRA ENERGY COM 816851109 288 1,900 SH   SOLE   1,900 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 5,539 142,792 SH   SOLE   142,792 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 536 16,817 SH   SOLE   16,817 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,265 3,931 SH   SOLE   3,931 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 336 895 SH   SOLE   895 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 491 4,809 SH   SOLE   4,809 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 3,226 63,785 SH   SOLE   63,785 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 604 12,305 SH   SOLE   12,305 0 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 373 6,528 SH   SOLE   6,528 0 0
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 992 15,376 SH   SOLE   15,376 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 894 13,599 SH   SOLE   13,599 0 0
STARBUCKS CORP COM 855244109 574 6,532 SH   SOLE   6,532 0 0
SVB FINL GROUP COM 78486Q101 502 2,000 SH   SOLE   2,000 0 0
TARGET CORP COM 87612E106 4,104 32,013 SH   SOLE   32,013 0 0
TECK RESOURCES LTD CL B 878742204 2,613 150,417 SH   SOLE   150,417 0 0
TEXAS INSTRS INC COM 882508104 881 6,871 SH   SOLE   6,871 0 0
UNILEVER N V N Y SHS NEW 904784709 2,617 45,552 SH   SOLE   45,552 0 0
UNITEDHEALTH GROUP INC COM 91324P102 237 807 SH   SOLE   807 0 0
UNIVERSAL HEALTH RLTY INCM T SH BEN INT 91359E105 352 3,000 SH   SOLE   3,000 0 0
VANECK VECTORS ETF TRUST GOLD MINERS ETF 92189F106 2,079 70,990 SH   SOLE   70,990 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,374 13,030 SH   SOLE   13,030 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 648 4,383 SH   SOLE   4,383 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,359 13,238 SH   SOLE   13,238 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 302 1,900 SH   SOLE   1,900 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 997 10,748 SH   SOLE   10,748 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,762 16,673 SH   SOLE   16,673 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,522 15,415 SH   SOLE   15,415 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 279 2,325 SH   SOLE   2,325 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,659 37,299 SH   SOLE   37,299 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,408 63,402 SH   SOLE   63,402 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 469 7,636 SH   SOLE   7,636 0 0
VISA INC COM CL A 92826C839 401 2,135 SH   SOLE   2,135 0 0
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 87 14,000 SH   SOLE   14,000 0 0
VOYA NAT RES EQUITY INCOME F COM 92913C106 62 15,000 SH   SOLE   15,000 0 0
WALMART INC COM 931142103 3,187 26,817 SH   SOLE   26,817 0 0
WELLS FARGO CO NEW COM 949746101 472 8,776 SH   SOLE   8,776 0 0
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 2,559 97,360 SH   SOLE   97,360 0 0
WISDOMTREE TR E MKTS CNSMR GR 97717W539 9,115 388,019 SH   SOLE   388,019 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,097 23,961 SH   SOLE   23,961 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 5,321 213,786 SH   SOLE   213,786 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 4,110 62,537 SH   SOLE   62,537 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 3,205 45,067 SH   SOLE   45,067 0 0
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 9,378 357,252 SH   SOLE   357,252 0 0
WISDOMTREE TR INTL QULTY DIV 97717X131 32,915 1,030,314 SH   SOLE   1,030,314 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 32,447 669,424 SH   SOLE   669,424 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 656 6,195 SH   SOLE   6,195 0 0
XILINX INC COM 983919101 2,545 26,031 SH   SOLE   26,031 0 0