The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,914 22,000 SH   SOLE   22,000 0 0
ALPHABET INC CAP STK CL C 02079K107 243 182 SH   SOLE   182 0 0
ALTRIA GROUP INC COM 02209S103 1,692 33,895 SH   SOLE   33,895 0 0
AMAZON COM INC COM 023135106 287 156 SH   SOLE   156 0 0
APPLE INC COM 037833100 423 1,437 SH   SOLE   1,437 0 0
AT&T INC COM 00206R102 235 6,018 SH   SOLE   6,018 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,708 33,836 SH   SOLE   33,836 0 0
BECTON DICKINSON & CO COM 075887109 1,901 6,991 SH   SOLE   6,991 0 0
BLACKROCK INC COM 09247X101 1,976 3,889 SH   SOLE   3,889 0 0
CISCO SYS INC COM 17275R102 1,705 35,595 SH   SOLE   35,595 0 0
CME GROUP INC COM 12572Q105 1,744 8,709 SH   SOLE   8,709 0 0
COCA COLA CO COM 191216100 1,914 34,606 SH   SOLE   34,606 0 0
COLGATE PALMOLIVE CO COM 194162103 208 3,028 SH   SOLE   3,028 0 0
COMCAST CORP NEW CL A 20030N101 1,890 42,111 SH   SOLE   42,111 0 0
CORTEVA INC COM 22052L104 292 10,035 SH   SOLE   10,035 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,771 30,325 SH   SOLE   30,325 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,770 10,509 SH   SOLE   10,509 0 0
DISNEY WALT CO COM DISNEY 254687106 271 1,877 SH   SOLE   1,877 0 0
DOW INC COM 260557103 567 10,411 SH   SOLE   10,411 0 0
DUPONT DE NEMOURS INC COM 26614N102 685 10,589 SH   SOLE   10,589 0 0
EXXON MOBIL CORP COM 30231G102 1,316 18,858 SH   SOLE   18,858 0 0
FACEBOOK INC CL A 30303M102 221 1,083 SH   SOLE   1,083 0 0
HOME DEPOT INC COM 437076102 282 1,291 SH   SOLE   1,291 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,397 25,904 SH   SOLE   25,904 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,535 1,002,727 SH   SOLE   1,002,727 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,652 5,108 SH   SOLE   5,108 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 3,384 109,843 SH   SOLE   109,843 0 0
ISHARES TR CORE S&P MCP ETF 464287507 8,682 42,182 SH   SOLE   42,182 0 0
ISHARES TR S&P MC 400VL ETF 464287705 4,122 24,170 SH   SOLE   24,170 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,768 68,830 SH   SOLE   68,830 0 0
ISHARES TR SP SMCP600VL ETF 464287879 5,552 34,515 SH   SOLE   34,515 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 7,376 144,960 SH   SOLE   144,960 0 0
JOHNSON & JOHNSON COM 478160104 1,839 12,583 SH   SOLE   12,583 0 0
JPMORGAN CHASE & CO COM 46625H100 317 2,272 SH   SOLE   2,272 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 211 1,372 SH   SOLE   1,372 0 0
LOWES COS INC COM 548661107 305 2,555 SH   SOLE   2,555 0 0
MARKEL CORP COM 570535104 4,124 3,608 SH   SOLE   3,608 0 0
MARRIOTT INTL INC NEW CL A 571903202 226 1,487 SH   SOLE   1,487 0 0
MICROSOFT CORP COM 594918104 489 3,100 SH   SOLE   3,100 0 0
MONDELEZ INTL INC CL A 609207105 1,920 34,780 SH   SOLE   34,780 0 0
NEWELL BRANDS INC COM 651229106 2,219 115,888 SH   SOLE   115,888 0 0
NEXTERA ENERGY INC COM 65339F101 584 2,410 SH   SOLE   2,410 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,828 19,343 SH   SOLE   19,343 0 0
NVIDIA CORP COM 67066G104 228 973 SH   SOLE   973 0 0
ORACLE CORP COM 68389X105 1,688 31,928 SH   SOLE   31,928 0 0
PFIZER INC COM 717081103 1,291 32,954 SH   SOLE   32,954 0 0
PHILIP MORRIS INTL INC COM 718172109 1,756 20,682 SH   SOLE   20,682 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,638 22,656 SH   SOLE   22,656 0 0
QUEST DIAGNOSTICS INC COM 74834L100 1,889 17,643 SH   SOLE   17,643 0 0
REPUBLIC SVCS INC COM 760759100 1,892 21,092 SH   SOLE   21,092 0 0
SABRE CORP COM 78573M104 1,950 86,949 SH   SOLE   86,949 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 751 2,333 SH   SOLE   2,333 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 3,467 37,914 SH   SOLE   37,914 0 0
STARBUCKS CORP COM 855244109 206 2,357 SH   SOLE   2,357 0 0
STERICYCLE INC COM 858912108 206 3,249 SH   SOLE   3,249 0 0
TARGET CORP COM 87612E106 2,724 21,210 SH   SOLE   21,210 0 0
UNION PACIFIC CORP COM 907818108 1,918 10,596 SH   SOLE   10,596 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,919 16,375 SH   SOLE   16,375 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 464 2,832 SH   SOLE   2,832 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 243 4,528 SH   SOLE   4,528 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,829 19,425 SH   SOLE   19,425 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,889 30,704 SH   SOLE   30,704 0 0
VISA INC COM CL A 92826C839 234 1,244 SH   SOLE   1,244 0 0
WASTE MGMT INC DEL COM 94106L109 1,831 16,041 SH   SOLE   16,041 0 0
WELLS FARGO CO NEW COM 949746101 1,874 34,832 SH   SOLE   34,832 0 0
WESBANCO INC COM 950810101 1,556 41,181 SH   SOLE   41,181 0 0