The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK CORE BD TR SHS BEN INT SHS BEN INT 09249E101 908 62,265 SH   SOLE   62,265 0 0
BLACKROCK CREDIT ALLOC INCOME TRUST COM 092508100 953 68,153 SH   SOLE   68,153 0 0
BLACKROCK LIMITED DURATION INCOME TRUST COM SHS 09249W101 936 57,122 SH   SOLE   57,122 0 0
COCA COLA CO COM COM 191216100 256 4,625 SH   SOLE   4,625 0 0
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 3,158 52,592 SH   SOLE   52,592 0 0
FINANCIAL SELECT SECTOR SPDR SBI INT-FINL 81369Y605 560 18,190 SH   SOLE   18,190 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND NO AMER ENERGY 33738D101 1,678 65,814 SH   SOLE   65,814 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 2,741 26,911 SH   SOLE   26,911 0 0
HOME DEPOT COM 437076102 311 1,426 SH   SOLE   1,426 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 3,803 90,402 SH   SOLE   90,402 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 13,757 210,872 SH   SOLE   210,872 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P500 ETF 464287507 11,915 57,890 SH   SOLE   57,890 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 16,646 130,085 SH   SOLE   130,085 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 6,262 71,209 SH   SOLE   71,209 0 0
ISHARES S&P 500 INDEX CORE S&P SCP ETF 464287200 37,332 115,491 SH   SOLE   115,491 0 0
ISHARES S&P SMALLCAP 600 ETF COM 464287804 5,615 66,961 SH   SOLE   66,961 0 0
NORFOLK SOUTHERN CRP COM 655844108 226 1,164 SH   SOLE   1,164 0 0
NUVEEN FLOATING RATEINCOME FD COM COM 67072T108 968 94,538 SH   SOLE   94,538 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS COM SHS 6706EN100 893 89,422 SH   SOLE   89,422 0 0
POWERSHARES GLOBAL PREFERRED ETF AGG PFD PTFL 46138E511 1,537 102,388 SH   SOLE   102,388 0 0
SOUTHERN CO COM COM 842587107 297 4,657 SH   SOLE   4,657 0 0
SPDR Barclays 1-3 Month T-Bill ETF BLMBRG BR 1 3 MT 78464A680 432 4,728 SH   SOLE   4,728 0 0
SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETF BLOOMBERG BRC INV 78468R200 2,935 95,499 SH   SOLE   95,499 0 0
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF PORTFLI INTRMDIT 78464A672 18,716 605,110 SH   SOLE   605,110 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 435 4,040 SH   SOLE   4,040 0 0
STREETTRACKS INDEX SHS FDS MSCI ACWI EX US ETF MSCI ACWI EXUS 78463X848 415 16,113 SH   SOLE   16,113 0 0
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 3,546 38,686 SH   SOLE   38,686 0 0
VANGUARD BOND INDEX FUND INC LONG TERM BD ETF LONG TERM BOND 921937793 2,197 21,900 SH   SOLE   21,900 0 0
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652 508 4,029 SH   SOLE   4,029 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,186 26,677 SH   SOLE   26,677 0 0
VANGUARD INTERMEDIATE-TERM BOND INTERMED TERM 921937819 3,528 40,451 SH   SOLE   40,451 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF INTL HIGH ETF 921946794 705 11,059 SH   SOLE   11,059 0 0
VANGUARD REIT INDEX ETF REIT ETF 922908553 13,422 144,653 SH   SOLE   144,653 0 0
VANGUARD SHORT TERM CORP BOND FD ETF SHRT TRM CORP BD 92206C409 250 3,091 SH   SOLE   3,091 0 0
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 3,035 37,655 SH   SOLE   37,655 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 7,041 83,957 SH   SOLE   83,957 0 0