The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SEAGATE TECHNOLOGY PLC SHS G7945M107 979 16,618 SH   SOLE 0 0 0 16,618
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 25,029 569,350 SH   SOLE 0 0 0 569,350
VICTORY PORTFOLIOS II VICTORYSHS SMLCP 92647N568 18,812 349,295 SH   SOLE 0 0 0 349,295
WISDOMTREE TR US DIVID EX FNCL 97717W406 41,538 452,105 SH   SOLE 0 0 0 452,105
GENERAL MTRS CO COM 37045V100 651 18,523 SH   SOLE 0 0 0 18,523
WISDOMTREE TR GLB US QTLY DIV 97717W844 7,377 112,585 SH   SOLE 0 0 0 112,585
VANECK VECTORS ETF TRUST MORNINGSTAR WIDE 92189F643 14,171 256,390 SH   SOLE 0 0 0 256,390
PRINCIPAL FINL GROUP INC COM 74251V102 762 13,768 SH   SOLE 0 0 0 13,768
VANECK VECTORS ETF TRUST FALLEN ANGEL HG 92189F437 12,484 416,833 SH   SOLE 0 0 0 416,833
JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 4,045 71,146 SH   SOLE 0 0 0 71,146
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,943 86,737 SH   SOLE 0 0 0 86,737
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 5,160 240,230 SH   SOLE 0 0 0 240,230
MICROSOFT CORP COM 594918104 504 3,196 SH   SOLE 0 0 0 3,196
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 5,764 267,830 SH   SOLE 0 0 0 267,830
EXXON MOBIL CORP COM 30231G102 245 3,481 SH   SOLE 0 0 0 3,481
VANGUARD GROUP DIV APP ETF 921908844 7,489 59,849 SH   SOLE 0 0 0 59,849
INVESCO EXCHNG TRADED FD TR S&P MIDCP LOW 46138E198 23,645 445,886 SH   SOLE 0 0 0 445,886
NEWELL BRANDS INC COM 651229106 723 38,077 SH   SOLE 0 0 0 38,077
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,628 126,140 SH   SOLE 0 0 0 126,140
VANGUARD INDEX FDS TOTAL STK MKT 922908769 40,374 246,035 SH   SOLE 0 0 0 246,035
ISHARES TR USA QUALITY FCTR 46432F339 96,323 946,852 SH   SOLE 0 0 0 946,852
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 7,998 270,126 SH   SOLE 0 0 0 270,126
ISHARES TR MLTFCTR INTL SML 46434V266 4,323 136,688 SH   SOLE 0 0 0 136,688
ISHARES TR FLTG RATE NT ETF 46429B655 15,731 308,701 SH   SOLE 0 0 0 308,701
ISHARES TR CORE S&P500 ETF 464287200 5,963 18,394 SH   SOLE 0 0 0 18,394
BERKSHIRE HATHAWAY INC DEL CL A 084670108 339 1 SH   SOLE 0 0 0 1
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 31,973 1,021,816 SH   SOLE 0 0 0 1,021,816
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 28,692 975,921 SH   SOLE 0 0 0 975,921
ISHARES TR CONSER ALLOC ETF 464289883 207 5,703 SH   SOLE 0 0 0 5,703
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,061 4,698 SH   SOLE 0 0 0 4,698
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 323 1,484 SH   SOLE 0 0 0 1,484
DISNEY WALT CO COM DISNEY 254687106 204 1,401 SH   SOLE 0 0 0 1,401
WESTROCK CO COM 96145D105 761 18,305 SH   SOLE 0 0 0 18,305
INVESCO LTD SHS G491BT108 692 38,974 SH   SOLE 0 0 0 38,974
ISHARES TR 3 7 YR TREAS BD 464288661 21,554 170,726 SH   SOLE 0 0 0 170,726
ISHARES TR CONV BD ETF 46435G102 7,275 114,274 SH   SOLE 0 0 0 114,274
ISHARES TR IBOXX INV CP ETF 464287242 6,518 50,960 SH   SOLE 0 0 0 50,960
ISHARES TR MULTIFACTOR USA 46434V282 5,975 173,350 SH   SOLE 0 0 0 173,350
HANESBRANDS INC COM 410345102 766 52,542 SH   SOLE 0 0 0 52,542
CHEVRON CORP NEW COM 166764100 263 2,212 SH   SOLE 0 0 0 2,212
CARDINAL HEALTH INC COM 14149Y108 950 19,071 SH   SOLE 0 0 0 19,071
VERIZON COMMUNICATIONS INC COM 92343V104 819 13,750 SH   SOLE 0 0 0 13,750
DUKE ENERGY CORP NEW COM NEW 26441C204 742 8,216 SH   SOLE 0 0 0 8,216
DBX ETF TR XTRACK USD HIGH 233051432 3,155 62,519 SH   SOLE 0 0 0 62,519
ISHARES TR CORE S&P SCP ETF 464287804 13,318 159,878 SH   SOLE 0 0 0 159,878
ISHARES TR INTRM TR CRP ETF 464288638 462 7,943 SH   SOLE 0 0 0 7,943
AMGEN INC COM 031162100 311 1,305 SH   SOLE 0 0 0 1,305
AMAZON COM INC COM 023135106 665 349 SH   SOLE 0 0 0 349
NETFLIX INC COM 64110L106 477 1,443 SH   SOLE 0 0 0 1,443
SOUTHERN CO COM 842587107 1,085 17,331 SH   SOLE 0 0 0 17,331
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 12,800 139,973 SH   SOLE 0 0 0 139,973
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 15,461 122,026 SH   SOLE 0 0 0 122,026
MCKESSON CORP COM 58155Q103 235 1,705 SH   SOLE 0 0 0 1,705
CAMPBELL SOUP CO COM 134429109 1,070 22,206 SH   SOLE 0 0 0 22,206
ISHARES INC MIN VOL EMRG MKT 464286533 16,604 283,537 SH   SOLE 0 0 0 283,537
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 2,230 72,505 SH   SOLE 0 0 0 72,505
VANGUARD INDEX FDS GROWTH ETF 922908736 204 1,107 SH   SOLE 0 0 0 1,107
CONAGRA BRANDS INC COM 205887102 1,143 35,370 SH   SOLE 0 0 0 35,370
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597 344 2,526 SH   SOLE 0 0 0 2,526
AMERISOURCEBERGEN CORP COM 03073E105 233 2,755 SH   SOLE 0 0 0 2,755
ISHARES TR USA MOMENTUM FCT 46432F396 57,041 451,058 SH   SOLE 0 0 0 451,058
VALERO ENERGY CORP NEW COM 91913Y100 795 8,574 SH   SOLE 0 0 0 8,574
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,608 127,075 SH   SOLE 0 0 0 127,075
BOULDER GROWTH & INCOME FD I COM 101507101 199 16,894 SH   SOLE 0 0 0 16,894
ISHARES TR 0-5 YR TIPS ETF 46429B747 12,110 120,178 SH   SOLE 0 0 0 120,178
WISDOMTREE TR US LARGECAP FUND 97717W588 13,956 380,597 SH   SOLE 0 0 0 380,597
PPL CORP COM 69351T106 977 27,778 SH   SOLE 0 0 0 27,778
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 14,997 129,529 SH   SOLE 0 0 0 129,529
XEROX HOLDINGS CORP COM NEW 98421M106 943 26,229 SH   SOLE 0 0 0 26,229
ISHARES TR 20 YR TR BD ETF 464287432 2,451 17,804 SH   SOLE 0 0 0 17,804
ISHARES TR MULTIFACTOR USA 46434V290 2,072 48,655 SH   SOLE 0 0 0 48,655
ISHARES TR MODERT ALLOC ETF 464289875 8,339 207,283 SH   SOLE 0 0 0 207,283
ISHARES TR BARCLAYS 7 10 YR 464287440 11,171 100,471 SH   SOLE 0 0 0 100,471
MACYS INC COM 55616P104 600 33,955 SH   SOLE 0 0 0 33,955
CORNING INC COM 219350105 353 11,795 SH   SOLE 0 0 0 11,795
ISHARES TR SP SMCP600VL ETF 464287879 2,909 18,274 SH   SOLE 0 0 0 18,274
PROCTER & GAMBLE CO COM 742718109 2,973 24,370 SH   SOLE 0 0 0 24,370
ABBVIE INC COM 00287Y109 780 8,771 SH   SOLE 0 0 0 8,771
ISHARES TR GRWT ALLOCAT ETF 464289867 1,025 21,400 SH   SOLE 0 0 0 21,400
VANGUARD INDEX FDS SM CP VAL ETF 922908611 16,247 119,704 SH   SOLE 0 0 0 119,704
ENTERGY CORP NEW COM 29364G103 1,162 9,758 SH   SOLE 0 0 0 9,758
PEPSICO INC COM 713448108 238 1,777 SH   SOLE 0 0 0 1,777
FORD MTR CO DEL COM 345370860 841 90,899 SH   SOLE 0 0 0 90,899
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,194 22,198 SH   SOLE 0 0 0 22,198
HARLEY DAVIDSON INC COM 412822108 698 19,366 SH   SOLE 0 0 0 19,366
JOHN HANCOCK ETF TRUST MULTIFACTOR MI 47804J206 229 5,840 SH   SOLE 0 0 0 5,840
ISHARES TR 0-5YR HI YL CP 46434V407 5,911 127,062 SH   SOLE 0 0 0 127,062
EDISON INTL COM 281020107 1,202 15,843 SH   SOLE 0 0 0 15,843
FACEBOOK INC CL A 30303M102 295 1,386 SH   SOLE 0 0 0 1,386
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 54,809 1,445,379 SH   SOLE 0 0 0 1,445,379
ISHARES TR MSCI MIN VOL ETF 46429B697 21,008 320,153 SH   SOLE 0 0 0 320,153
FIRST TR EXCHANGE-TRADED FD PFD SECS INC ETF 33739E108 19,264 954,589 SH   SOLE 0 0 0 954,589
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 5,741 269,923 SH   SOLE 0 0 0 269,923
CVS HEALTH CORP COM 126650100 234 3,176 SH   SOLE 0 0 0 3,176
GENERAL MLS INC COM 370334104 947 18,141 SH   SOLE 0 0 0 18,141
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 68,699 2,330,374 SH   SOLE 0 0 0 2,330,374
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 5,456 256,207 SH   SOLE 0 0 0 256,207
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 19,856 527,949 SH   SOLE 0 0 0 527,949
PEOPLES UTD FINL INC COM 712704105 720 43,917 SH   SOLE 0 0 0 43,917
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 15,221 430,329 SH   SOLE 0 0 0 430,329
SPDR SERIES TRUST BLOMBRG BRC INTL 78464A151 22,360 659,578 SH   SOLE 0 0 0 659,578
SPDR S&P 500 ETF TR TR UNIT 78462F103 223 691 SH   SOLE 0 0 0 691
WESTERN DIGITAL CORP COM 958102105 1,142 16,880 SH   SOLE 0 0 0 16,880
ISHARES TR AGGRES ALLOC ETF 464289859 12,218 210,331 SH   SOLE 0 0 0 210,331
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12,134 109,634 SH   SOLE 0 0 0 109,634
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 7,060 125,058 SH   SOLE 0 0 0 125,058
JP MORGAN EXCHANGE TRADED FD DIVERSFED RTRN 46641Q886 10,756 153,069 SH   SOLE 0 0 0 153,069
INTL PAPER CO COM 460146103 776 17,845 SH   SOLE 0 0 0 17,845
ISHARES US ETF TR SHT MAT BD ETF 46431W507 13,284 264,305 SH   SOLE 0 0 0 264,305
APPLE INC COM 037833100 1,674 5,610 SH   SOLE 0 0 0 5,610
AT&T INC COM 00206R102 1,032 26,287 SH   SOLE 0 0 0 26,287
WESTERN UN CO COM 959802109 951 36,636 SH   SOLE 0 0 0 36,636
ISHARES TR CORE S&P MCP ETF 464287507 16,566 81,008 SH   SOLE 0 0 0 81,008
INTERNATIONAL BUSINESS MACHS COM 459200101 852 6,346 SH   SOLE 0 0 0 6,346
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 753 8,278 SH   SOLE 0 0 0 8,278