The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 253 1,542 SH   SOLE   0 0 1,542
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,388 22,816 SH   DFND 1 0 0 22,816
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,312 7,847 SH   DFND 1 0 0 7,847
ALPHABET INC CAP STK CL A 02079K305 2,039 1,670 SH   DFND 1 0 0 1,670
ALPHABET INC CAP STK CL A 02079K305 350 287 SH   SOLE   0 0 287
ALPHABET INC CAP STK CL C 02079K107 640 525 SH   DFND 1 0 0 525
ALPHABET INC CAP STK CL C 02079K107 521 428 SH   SOLE   0 0 428
ALTICE USA INC CL A 02156K103 1,308 45,612 SH   DFND 1 0 0 45,612
ANSYS INC COM 03662Q105 1,622 7,328 SH   DFND 1 0 0 7,328
AT&T INC COM 00206R102 878 23,220 SH   SOLE   0 0 23,220
BLACKROCK INC COM 09247X101 5,318 11,934 SH   DFND 1 0 0 11,934
BOOKING HLDGS INC COM 09857L108 1,485 757 SH   DFND 1 0 0 757
CHESAPEAKE ENERGY CORP COM 165167107 20 14,360 SH   SOLE   0 0 14,360
CHEVRON CORP NEW COM 166764100 3,969 33,472 SH   DFND 1 0 0 33,472
CHEVRON CORP NEW COM 166764100 221 1,870 SH   SOLE   0 0 1,870
CINEDIGM CORP COM NEW 172406209 8 10,000 SH   SOLE   0 0 10,000
CINTAS CORP COM 172908105 1,254 4,679 SH   DFND 1 0 0 4,679
CISCO SYS INC COM 17275R102 6,056 122,572 SH   DFND 1 0 0 122,572
CLOROX CO DEL COM 189054109 3,908 25,733 SH   DFND 1 0 0 25,733
COSTCO WHSL CORP NEW COM 22160K105 1,296 4,498 SH   DFND 1 0 0 4,498
CROWN CASTLE INTL CORP NEW COM 22822V101 4,393 31,608 SH   DFND 1 0 0 31,608
DISNEY WALT CO COM DISNEY 254687106 1,074 8,242 SH   DFND 1 0 0 8,242
DISNEY WALT CO COM DISNEY 254687106 209 1,607 SH   SOLE   0 0 1,607
DOMINION ENERGY INC COM 25746U109 4,330 53,440 SH   DFND 1 0 0 53,440
DOMINION ENERGY INC COM 25746U109 202 2,500 SH   SOLE   0 0 2,500
DTE ENERGY CO COM 233331107 4,931 37,089 SH   DFND 1 0 0 37,089
DTE ENERGY CO COM 233331107 611 4,601 SH   SOLE   0 0 4,601
ENTERGY CORP NEW COM 29364G103 4,701 40,057 SH   DFND 1 0 0 40,057
EQUINIX INC COM 29444U700 6,415 11,121 SH   DFND 1 0 0 11,121
EURONET WORLDWIDE INC COM 298736109 1,068 7,304 SH   DFND 1 0 0 7,304
EXXON MOBIL CORP COM 30231G102 483 6,843 SH   SOLE   0 0 6,843
FACEBOOK INC CL A 30303M102 3,145 17,663 SH   DFND 1 0 0 17,663
FACEBOOK INC CL A 30303M102 5,168 29,024 SH   SOLE   0 0 29,024
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 3,433 71,177 SH   DFND 1 0 0 71,177
FIVE BELOW INC COM 33829M101 1,416 11,230 SH   DFND 1 0 0 11,230
FLIR SYS INC COM 302445101 1,483 28,203 SH   DFND 1 0 0 28,203
FORD MTR CO DEL COM 345370860 515 56,287 SH   SOLE   0 0 56,287
GLOBAL PMTS INC COM 37940X102 1,535 9,654 SH   DFND 1 0 0 9,654
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 1,134 50,207 SH   DFND 1 0 0 50,207
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 434 4,323 SH   SOLE   0 0 4,323
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479 52,507 1,001,906 SH   DFND 1 0 0 1,001,906
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 17,890 632,398 SH   DFND 1 0 0 632,398
HOME DEPOT INC COM 437076102 5,882 25,353 SH   DFND 1 0 0 25,353
HONEYWELL INTL INC COM 438516106 219 1,298 SH   SOLE   0 0 1,298
HUNTINGTON BANCSHARES INC COM 446150104 324 22,717 SH   SOLE   0 0 22,717
ILLINOIS TOOL WKS INC COM 452308109 203 1,299 SH   SOLE   0 0 1,299
INTEL CORP COM 458140100 258 5,013 SH   SOLE   0 0 5,013
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,237 13,413 SH   DFND 1 0 0 13,413
INVESCO DB US DLR INDEX TR BULLISH FD 46141D203 258 9,528 SH   DFND 1 0 0 9,528
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 385 2,727 SH   SOLE   0 0 2,727
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 30,562 625,125 SH   DFND 1 0 0 625,125
INVESCO EXCHNG TRADED FD TR S&P SMLCP LOW 46138G102 315 6,455 SH   SOLE   0 0 6,455
ISHARES GOLD TRUST ISHARES 464285105 3,450 244,694 SH   DFND 1 0 0 244,694
ISHARES INC CORE MSCI EMKT 46434G103 520 10,615 SH   DFND 1 0 0 10,615
ISHARES INC MIN VOL EMRG MKT 464286533 10,681 187,094 SH   DFND 1 0 0 187,094
ISHARES INC MSCI CDA ETF 464286509 265 9,186 SH   DFND 1 0 0 9,186
ISHARES TR 0-5 YR TIPS ETF 46429B747 539 5,387 SH   DFND 1 0 0 5,387
ISHARES TR 1 3 YR TREAS BD 464287457 870 10,262 SH   DFND 1 0 0 10,262
ISHARES TR 20 YR TR BD ETF 464287432 568 3,974 SH   DFND 1 0 0 3,974
ISHARES TR CORE S&P MCP ETF 464287507 994 5,148 SH   DFND 1 0 0 5,148
ISHARES TR CORE S&P MCP ETF 464287507 945 4,893 SH   SOLE   0 0 4,893
ISHARES TR CORE S&P SCP ETF 464287804 1,582 20,324 SH   DFND 1 0 0 20,324
ISHARES TR CORE S&P SCP ETF 464287804 480 6,166 SH   SOLE   0 0 6,166
ISHARES TR CORE S&P TTL STK 464287150 32,184 479,870 SH   DFND 1 0 0 479,870
ISHARES TR CORE S&P TTL STK 464287150 1,108 16,529 SH   SOLE   0 0 16,529
ISHARES TR CORE S&P500 ETF 464287200 913 3,061 SH   SOLE   0 0 3,061
ISHARES TR CORE US AGGBD ET 464287226 8,597 75,966 SH   DFND 1 0 0 75,966
ISHARES TR CORE US AGGBD ET 464287226 292 2,587 SH   SOLE   0 0 2,587
ISHARES TR CRE U S REIT ETF 464288521 3,559 64,080 SH   DFND 1 0 0 64,080
ISHARES TR IBONDS DEC 46435U697 493 18,770 SH   SOLE   0 0 18,770
ISHARES TR IBOXX INV CP ETF 464287242 746 5,855 SH   DFND 1 0 0 5,855
ISHARES TR JPMORGAN USD EMG 464288281 264 2,329 SH   DFND 1 0 0 2,329
ISHARES TR JPX NIKKEI 400 464287382 252 4,131 SH   DFND 1 0 0 4,131
ISHARES TR MSCI MIN VOL ETF 46429B697 27,637 431,156 SH   DFND 1 0 0 431,156
ISHARES TR MSCI MIN VOL ETF 46429B697 288 4,502 SH   SOLE   0 0 4,502
ISHARES TR U.S. CNSM SV ETF 464287580 207 953 SH   SOLE   0 0 953
ISHARES TR U.S. TECH ETF 464287721 209 1,025 SH   SOLE   0 0 1,025
JOHNSON & JOHNSON COM 478160104 3,906 30,197 SH   DFND 1 0 0 30,197
JOHNSON & JOHNSON COM 478160104 297 2,299 SH   SOLE   0 0 2,299
JPMORGAN CHASE & CO COM 46625H100 1,020 8,673 SH   SOLE   0 0 8,673
KEYSIGHT TECHNOLOGIES INC COM 49338L103 2,141 22,022 SH   DFND 1 0 0 22,022
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 12,457 446,827 SH   DFND 1 0 0 446,827
LINCOLN ELEC HLDGS INC COM 533900106 1,262 14,547 SH   SOLE   0 0 14,547
LOCKHEED MARTIN CORP COM 539830109 4,728 12,123 SH   DFND 1 0 0 12,123
LULULEMON ATHLETICA INC COM 550021109 1,638 8,509 SH   DFND 1 0 0 8,509
MASTERCARD INC CL A 57636Q104 2,778 10,232 SH   DFND 1 0 0 10,232
MCDONALDS CORP COM 580135101 4,414 20,559 SH   DFND 1 0 0 20,559
MCDONALDS CORP COM 580135101 641 2,987 SH   SOLE   0 0 2,987
MERCADOLIBRE INC COM 58733R102 221 401 SH   SOLE   0 0 401
MERCK & CO INC COM 58933Y105 4,270 50,727 SH   DFND 1 0 0 50,727
MICROSOFT CORP COM 594918104 7,040 50,641 SH   DFND 1 0 0 50,641
MICROSOFT CORP COM 594918104 1,073 7,721 SH   SOLE   0 0 7,721
MONOLITHIC PWR SYS INC COM 609839105 1,509 9,697 SH   DFND 1 0 0 9,697
NETFLIX INC COM 64110L106 269 1,006 SH   SOLE   0 0 1,006
NEXTERA ENERGY INC COM 65339F101 351 1,508 SH   SOLE   0 0 1,508
NIKE INC CL B 654106103 1,308 13,928 SH   DFND 1 0 0 13,928
NIKE INC CL B 654106103 220 2,352 SH   SOLE   0 0 2,352
NOKIA CORP SPONSORED ADR 654902204 3,740 739,158 SH   DFND 1 0 0 739,158
NVIDIA CORP COM 67066G104 1,386 7,967 SH   DFND 1 0 0 7,967
NVIDIA CORP COM 67066G104 356 2,045 SH   SOLE   0 0 2,045
OASIS PETE INC NEW COM 674215108 62 18,023 SH   SOLE   0 0 18,023
ORACLE CORP COM 68389X105 242 4,411 SH   SOLE   0 0 4,411
PAYCHEX INC COM 704326107 4,195 50,689 SH   DFND 1 0 0 50,689
PAYPAL HLDGS INC COM 70450Y103 2,476 23,909 SH   DFND 1 0 0 23,909
PEPSICO INC COM 713448108 416 3,038 SH   SOLE   0 0 3,038
PFIZER INC COM 717081103 3,673 102,231 SH   DFND 1 0 0 102,231
PFIZER INC COM 717081103 252 7,028 SH   SOLE   0 0 7,028
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,763 17,332 SH   SOLE   0 0 17,332
PLANET FITNESS INC CL A 72703H101 841 14,544 SH   DFND 1 0 0 14,544
PRA HEALTH SCIENCES INC COM 69354M108 1,108 11,169 SH   DFND 1 0 0 11,169
PROCTER & GAMBLE CO COM 742718109 4,871 39,169 SH   DFND 1 0 0 39,169
PROCTER & GAMBLE CO COM 742718109 338 2,721 SH   SOLE   0 0 2,721
RAYTHEON CO COM NEW 755111507 5,611 28,603 SH   DFND 1 0 0 28,603
REPUBLIC SVCS INC COM 760759100 4,213 48,679 SH   DFND 1 0 0 48,679
SALESFORCE COM INC COM 79466L302 1,291 8,703 SH   DFND 1 0 0 8,703
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 951 14,700 SH   DFND 1 0 0 14,700
SHERWIN WILLIAMS CO COM 824348106 526 957 SH   SOLE   0 0 957
SIRIUS XM HLDGS INC COM 82968B103 225 36,053 SH   SOLE   0 0 36,053
SPDR GOLD TRUST GOLD SHS 78463V107 571 4,118 SH   SOLE   0 0 4,118
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,295 41,432 SH   SOLE   0 0 41,432
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 1,494 50,432 SH   DFND 1 0 0 50,432
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 3,103 75,637 SH   DFND 1 0 0 75,637
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 62,338 1,788,773 SH   DFND 1 0 0 1,788,773
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 488 14,004 SH   SOLE   0 0 14,004
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 11,146 328,888 SH   DFND 1 0 0 328,888
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 13,261 341,010 SH   DFND 1 0 0 341,010
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 315 8,113 SH   SOLE   0 0 8,113
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 2,515 66,223 SH   DFND 1 0 0 66,223
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 2,681 83,890 SH   DFND 1 0 0 83,890
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 9,032 168,140 SH   DFND 1 0 0 168,140
SPDR SERIES TRUST SSGA US LRG ETF 78468R804 3,561 31,949 SH   DFND 1 0 0 31,949
SQUARE INC CL A 852234103 1,196 19,311 SH   DFND 1 0 0 19,311
SQUARE INC CL A 852234103 210 3,390 SH   SOLE   0 0 3,390
STARBUCKS CORP COM 855244109 1,238 14,008 SH   DFND 1 0 0 14,008
STORE CAP CORP COM 862121100 5,396 144,240 SH   DFND 1 0 0 144,240
STRYKER CORP COM 863667101 1,278 5,909 SH   DFND 1 0 0 5,909
STRYKER CORP COM 863667101 1,561 7,218 SH   SOLE   0 0 7,218
TEXAS ROADHOUSE INC COM 882681109 1,053 20,067 SH   DFND 1 0 0 20,067
TJX COS INC NEW COM 872540109 1,084 19,462 SH   DFND 1 0 0 19,462
TWITTER INC COM 90184L102 206 5,023 SH   SOLE   0 0 5,023
UNITED PARCEL SERVICE INC CL B 911312106 6,079 50,738 SH   SOLE   0 0 50,738
UNITEDHEALTH GROUP INC COM 91324P102 988 4,548 SH   DFND 1 0 0 4,548
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 25,505 302,085 SH   DFND 1 0 0 302,085
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,199 14,205 SH   SOLE   0 0 14,205
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 249 4,240 SH   DFND 1 0 0 4,240
VANGUARD GROUP DIV APP ETF 921908844 263 2,200 SH   SOLE   0 0 2,200
VANGUARD INDEX FDS GROWTH ETF 922908736 2,878 17,312 SH   DFND 1 0 0 17,312
VANGUARD INDEX FDS GROWTH ETF 922908736 496 2,985 SH   SOLE   0 0 2,985
VANGUARD INDEX FDS TOTAL STK MKT 922908769 255 1,692 SH   SOLE   0 0 1,692
VANGUARD INDEX FDS VALUE ETF 922908744 354 3,171 SH   SOLE   0 0 3,171
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 295 5,508 SH   SOLE   0 0 5,508
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 38,829 582,419 SH   DFND 1 0 0 582,419
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 38,525 723,353 SH   DFND 1 0 0 723,353
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 13,798 155,514 SH   DFND 1 0 0 155,514
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 373 4,211 SH   SOLE   0 0 4,211
VERIZON COMMUNICATIONS INC COM 92343V104 4,349 72,063 SH   DFND 1 0 0 72,063
VERIZON COMMUNICATIONS INC COM 92343V104 301 5,002 SH   SOLE   0 0 5,002
VISA INC COM CL A 92826C839 1,241 7,220 SH   DFND 1 0 0 7,220
WALMART INC COM 931142103 4,579 38,590 SH   DFND 1 0 0 38,590
WALMART INC COM 931142103 291 2,457 SH   SOLE   0 0 2,457
WEC ENERGY GROUP INC COM 92939U106 237 2,492 SH   SOLE   0 0 2,492
XILINX INC COM 983919101 1,146 11,960 SH   DFND 1 0 0 11,960