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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 48,959 164,007 SH   SOLE   0 0 164,007
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 43,736 1,064,650 SH   SOLE   0 0 1,064,650
ISHARES TR CORE S&P MCP ETF 464287507 24,549 127,047 SH   SOLE   0 0 127,047
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 23,955 407,186 SH   SOLE   0 0 407,186
ISHARES TR BARCLAYS 7 10 YR 464287440 22,486 199,928 SH   SOLE   0 0 199,928
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 14,099 264,725 SH   SOLE   0 0 264,725
ISHARES TR INTRM TR CRP ETF 464288638 13,801 238,280 SH   SOLE   0 0 238,280
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,435 259,193 SH   SOLE   0 0 259,193
ISHARES TR CORE S&P SCP ETF 464287804 7,816 100,409 SH   SOLE   0 0 100,409
ISHARES TR NATIONAL MUN ETF 464288414 3,474 30,450 SH   SOLE   0 0 30,450
ISHARES TR SH TR CRPORT ETF 464288646 498 9,277 SH   SOLE   0 0 9,277
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 330 3,722 SH   SOLE   0 0 3,722
VANGUARD WHITEHALL FDS INC INTL HIGH ETF 921946794 235 3,953 SH   SOLE   0 0 3,953