The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,327,530 8,075 SH   SOLE   0 0 0
Abbott Laboratories COM 002824100 235,365 2,813 SH   SOLE   0 0 0
Abbvie Inc COM 00287Y109 213,798 2,824 SH   SOLE   0 0 0
Albemarle Corp COM 012653101 1,943,084 27,950 SH   SOLE   0 0 0
Alibaba Group Hldg COM 01609W102 780,797 4,669 SH   SOLE   0 0 0
Alphabet Inc Class A COM 02079K305 2,546,077 2,085 SH   SOLE   0 0 0
Alphabet Inc Class C COM 02079K107 1,062,968 872 SH   SOLE   0 0 0
Amazon Com Inc COM 023135106 5,839,601 3,364 SH   SOLE   0 0 0
Apple Inc COM 037833100 4,357,166 19,454 SH   SOLE   0 0 0
Bank of America Corp COM 060505104 1,050,120 36,000 SH   SOLE   0 0 0
Blackrock Inc COM 09247X101 1,555,729 3,491 SH   SOLE   0 0 0
Boeing Co COM 097023105 2,146,992 5,643 SH   SOLE   0 0 0
Caterpillar Inc COM 149123101 1,437,660 11,382 SH   SOLE   0 0 0
Chevron Corp New Com COM 166764100 350,819 2,958 SH   SOLE   0 0 0
Coca Cola Co COM 191216100 517,180 9,500 SH   SOLE   0 0 0
ConocoPhillips COM 20825C104 529,990 9,301 SH   SOLE   0 0 0
Cvs/Caremark Corp COM 126650100 1,162,002 18,424 SH   SOLE   0 0 0
Deere & Co COM 244199105 1,814,659 10,758 SH   SOLE   0 0 0
Delta Air Lines Inc Del COM 247361702 1,632,787 28,347 SH   SOLE   0 0 0
Disney Walt Co COM 254687106 348,889 2,677 SH   SOLE   0 0 0
Dominion Res Inc Va New Com COM 25746U109 1,323,575 16,332 SH   SOLE   0 0 0
EOG Resources Inc COM 26875P101 963,153 12,977 SH   SOLE   0 0 0
Exxon Mobil Corp COM 30231G102 3,240,683 45,896 SH   SOLE   0 0 0
FLEXSHARES MORNINGSTAR GLOBAL COM 33939L407 2,234,470 71,733 SH   SOLE   0 0 0
General Electric Co COM 369604103 481,447 53,853 SH   SOLE   0 0 0
Goldman Sachs JUSt Us COM 381430396 485,724 11,388 SH   SOLE   0 0 0
Hershey Company COM 427866108 309,980 2,000 SH   SOLE   0 0 0
Home Depot Inc COM 437076102 3,211,621 13,842 SH   SOLE   0 0 0
Intel Corp COM 458140100 803,507 15,593 SH   SOLE   0 0 0
Intl Business Machines COM 459200101 799,810 5,500 SH   SOLE   0 0 0
Ishares 0-5 Year Tips COM 46429B747 396,273 3,956 SH   SOLE   0 0 0
iShares 10-20 Year Treasury Bo COM 464288653 8,225,080 55,025 SH   SOLE   0 0 0
Ishares 3-7 Year Trery COM 464288661 12,099,650 95,423 SH   SOLE   0 0 0
iShares Barclays MBS Bond COM 464288588 2,253,910 20,812 SH   SOLE   0 0 0
Ishares Core Msci COM 46434V696 561,494 9,991 SH   SOLE   0 0 0
iShares Core MSCI Emerging Mar COM 46434G103 964,174 19,669 SH   SOLE   0 0 0
Ishares Core Msci Europe COM 46434V738 3,250,559 71,066 SH   SOLE   0 0 0
iShares MSCI ACWI COM 464288257 352,127 4,775 SH   SOLE   0 0 0
iShares MSCI ACWI EX US COM 464288240 243,425 5,286 SH   SOLE   0 0 0
iShares MSCI Canada COM 464286509 206,714 7,153 SH   SOLE   0 0 0
Ishares Msci Eafe Esg COM 46435G516 341,118 5,320 SH   SOLE   0 0 0
iShares MSCI EAFE Small Cap COM 464288273 4,292,979 75,013 SH   SOLE   0 0 0
Ishares Msci Em Esg COM 46434G863 232,980 7,162 SH   SOLE   0 0 0
Ishares Msci Usa Esg COM 46435G425 1,067,231 16,326 SH   SOLE   0 0 0
iShares Russell 3000 COM 464287689 496,287 2,856 SH   SOLE   0 0 0
Ishares S&P 500 Growth COM 464287309 2,940,430 16,333 SH   SOLE   0 0 0
Ishares S&P 500 Value COM 464287408 2,647,886 22,225 SH   SOLE   0 0 0
iShares S&P Midcap 400 Growth COM 464287606 6,612,279 29,538 SH   SOLE   0 0 0
iShares S&P Midcap 400 Value COM 464287705 5,160,477 32,273 SH   SOLE   0 0 0
Ishares S&P Small Cap COM 464287879 3,970,971 26,440 SH   SOLE   0 0 0
iShares S&P Small-Cap 600 Grow COM 464287887 5,789,080 32,454 SH   SOLE   0 0 0
Ishrs Msci Usa Sml Cp COM 46435U663 387,844 14,526 SH   SOLE   0 0 0
Johnson & Johnson COM 478160104 1,422,971 10,998 SH   SOLE   0 0 0
JP Morgan Chase & Co. COM 46625H100 1,631,419 13,862 SH   SOLE   0 0 0
JPMorgan BetaBuilders Canada E COM 46641Q696 4,069,003 162,630 SH   SOLE   0 0 0
Lockheed Martin Corp COM 539830109 1,637,082 4,197 SH   SOLE   0 0 0
Mastercard Inc. COM 57636Q104 1,766,020 6,503 SH   SOLE   0 0 0
Merck & Co Inc COM 589331107 1,074,558 12,765 SH   SOLE   0 0 0
Microsoft Corp COM 594918104 2,784,354 20,027 SH   SOLE   0 0 0
Mkt Vctrs J P Mrgn Em COM 92189F494 3,619,040 109,668 SH   SOLE   0 0 0
Moody's Corp COM 615369105 2,200,284 10,742 SH   SOLE   0 0 0
NEWMARKET CORP COM 651587107 3,725,268 7,891 SH   SOLE   0 0 0
Norfolk Southern Corp. COM 655844108 269,490 1,500 SH   SOLE   0 0 0
Nucor Corp COM 670346105 285,096 5,600 SH   SOLE   0 0 0
Philip Morris Intl COM 718172109 230,372 3,034 SH   SOLE   0 0 0
Phillips COM 718546104 528,031 5,157 SH   SOLE   0 0 0
Pimco Exch Traded Fund COM 72201R775 401,540 3,687 SH   SOLE   0 0 0
PowerShares QQQ Trust Unit Ser COM 73935A104 686,746 3,637 SH   SOLE   0 0 0
Procter & Gamble Co COM 742718109 848,769 6,824 SH   SOLE   0 0 0
SALESFORCE.COM INC COM 79466L302 754,075 5,080 SH   SOLE   0 0 0
Spdr Doubleline Ttl Rtrn COM 78467V848 227,118 4,613 SH   SOLE   0 0 0
SPDR S&P 500 COM 78462F103 4,714,228 15,885 SH   SOLE   0 0 0
SPDR S&P Midcap 400 COM 595635103 800,568 2,271 SH   SOLE   0 0 0
Starbucks Corp COM 855244109 2,476,202 28,005 SH   SOLE   0 0 0
Unitedhealth Group Inc COM 91324P102 2,648,696 12,188 SH   SOLE   0 0 0
Vanguard Emerging Market COM 922042858 15,427,669 383,201 SH   SOLE   0 0 0
Vanguard European COM 922042874 16,029,932 299,010 SH   SOLE   0 0 0
Vanguard FTSE Pacific COM 922042866 11,474,238 173,720 SH   SOLE   0 0 0
Vanguard Growth COM 922908736 28,554,023 171,723 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX COM 922042775 432,804 8,673 SH   SOLE   0 0 0
Vanguard Mega Cap Value COM 921910840 2,882,569 35,395 SH   SOLE   0 0 0
Vanguard REIT COM 922908553 4,415,567 47,352 SH   SOLE   0 0 0
Vanguard S&P 500 Etf COM 922908363 1,365,185 5,008 SH   SOLE   0 0 0
Vanguard Short Term Corp Bond COM 92206C409 11,547,007 142,468 SH   SOLE   0 0 0
Vanguard Total Stock Market ET COM 922908769 725,171 4,802 SH   SOLE   0 0 0
Vanguard Total World Stock Ind COM 922042742 815,387 10,898 SH   SOLE   0 0 0
Vanguard Value COM 922908744 26,714,879 239,338 SH   SOLE   0 0 0
Vanguard World Fund Mega Cap G COM 921910840 11,248,026 84,788 SH   SOLE   0 0 0
Visa Inc COM 92826C839 3,081,731 17,916 SH   SOLE   0 0 0
Wells Fargo & Co. COM 949746101 1,010,515 20,034 SH   SOLE   0 0 0
WISDOMTREE TRUST BLMBRG FL TRF COM 97717X628 518,007 20,679 SH   SOLE   0 0 0
WISDOMTREE TRUST US DIVID GROW COM 97717X669 9,640,122 213,797 SH   SOLE   0 0 0