The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 421 1,878 SH   SOLE   0 0 1,878
DTE ENERGY CO Common Stock 233331107 870 6,496 SH   SOLE   0 0 6,496
Fidelity MSCI Real Estate Index ETF 316092857 5,766 206,694 SH   SOLE   0 0 206,694
iShares by Blackrock Core U.S. Aggregate Bond ETF 464287026 7,210 63,723 SH   SOLE   0 0 63,723
iShares iBoxx $ Investment Grade Corporate Bond ETF Exchange Traded Fund 464287242 1,070,283 8,395,692 SH   SOLE   0 0 8,395,692
iShares by Blackrock S&P Growth ETF 464287309 15,814 90,841 SH   SOLE   0 0 90,841
iShares by Blackrock S&P 500 Value ETF 464287408 82,939 144,807 SH   SOLE   0 0 144,807
iShares MSCI EAFE Exchange Traded Fund 464287465 142,766 2,189,321 SH   SOLE   0 0 2,189,321
iShares Core S&P Mid-Cap Exchange Traded Fund 464287507 817,280 4,229,574 SH   SOLE   0 0 4,229,574
iShares Russell 1000 Value Exchange Traded Fund 464287598 2,311,851 18,024,722 SH   SOLE   0 0 18,024,722
iShares S&P Mid-Cap 400 Growth Exchange Traded Fund 464287606 128,083 572,162 SH   SOLE   0 0 572,162
iShares Russell 2000 Growth Exchange Traded Fund 464287648 138,658 719,441 SH   SOLE   0 0 719,441
iShares S&P Mid-Cap 400 Value ETF Exchange Traded Fund 464287705 176,999 1,106,942 SH   SOLE   0 0 1,106,942
iShares Core S&P Small-Cap Exchange Traded Fund 464287804 2,446 31,433 SH   SOLE   0 0 31,433
iShares International Treasury Bond ETF Exchange Traded Fund 464288117 442 8,756 SH   SOLE   0 0 8,756
iShares National Muni Bond ETF Exchange Traded Fund 464288414 47,787 418,827 SH   SOLE   0 0 418,827
Ishares Tr Intrm Tr Crp Etf Exchange Traded Fund 464288638 354,798 6,125,671 SH   SOLE   0 0 6,125,671
iShares 3-7 Year Treasury Bond ETF Exchange Traded Fund 464288661 592,718 4,675,450 SH   SOLE   0 0 4,675,450
iShares by Blackrock Short Treasury Bond ETF 464288679 2,045 15,501 SH   SOLE   0 0 15,501
RAYTHEON CO Common Stock 755111507 229 1,169 SH   SOLE   0 0 1,169
Rockwell Automation Inc Common Stock 773903109 939 5,700 SH   SOLE   0 0 5,700
Ross Stores Inc Common Stock 778296103 400 3,638 SH   SOLE   0 0 3,638
Schwab US Large-Cap Growth ETF Exchange Traded Fund 808524300 993,744 11,828,889 SH   SOLE   0 0 11,828,889
Schwab US Large-Cap Value ETF Exchange Traded Fund 808524409 227,503 21,637,658 SH   SOLE   0 0 21,637,658
Schwab US Mid-Cap ETF Exchange Traded Fund 808524508 135,122 2,389,865 SH   SOLE   0 0 2,389,865
Schwab US Small-Cap ETF Exchange Traded Fund 808524607 35,118 503,631 SH   SOLE   0 0 503,631
Schwab Emerging Markets Equity ETF Exchange Traded Fund 808524706 500,489 19,916,017 SH   SOLE   0 0 19,916,017
Schwab 1000 ETF Exchange Traded Fund 808524722 353 12,111 SH   SOLE   0 0 12,111
Schwab International Equity ETF Exchange Traded Fund 808524805 1,766,344 55,440,820 SH   SOLE   0 0 55,440,820
Schwab US Aggregate Bond ETF Exchange Traded Fund 808524839 136,515 2,535,100 SH   SOLE   0 0 2,535,100
Schwab US REIT ETF Exchange Traded Fund 808524847 419,704 8,897,711 SH   SOLE   0 0 8,897,711
Schwab Short-Term US Treasury ETF Exchange Traded Fund 808524862 109,743 2,169,273 SH   SOLE   0 0 2,169,273
United Technologies Corp Common Stock 913017109 286 2,098 SH   SOLE   0 0 2,098
Vanguard Total Bond Market ETF Exchange Traded Fund 921937835 66,727 790,321 SH   SOLE   0 0 790,321
Vanguard REIT ETF Exchange Traded Fund 922908553 451,487 4,841,687 SH   SOLE   0 0 4,841,687
Vanguard Mid-Cap ETF Exchange Traded Fund 922908629 333 1,988 SH   SOLE   0 0 1,988
Vanguard Growth ETF Exchange Traded Fund 922908736 2,840,758 17,084,184 SH   SOLE   0 0 17,084,184
Vanguard Value ETF Exchange Traded Fund 922908744 752 6,738 SH   SOLE   0 0 6,738
Vanguard Total Stock Market ETF Exchange Traded Fund 922908769 112,246 743,354 SH   SOLE   0 0 743,354
AT&T Inc Common Stock 00206R102 536 14,152 SH   SOLE   0 0 14,152
ARK Industrial Innovation ETF Exchange Traded Fund 00214Q203 3,815 120,351 SH   SOLE   0 0 120,351
ARK Genomic Revolution Multi-Sector ETF Exchange Traded Fund 00214Q302 1,841 62,380 SH   SOLE   0 0 62,380
ABBOTT LABORATORIES COMMON STOCK COM 002824100 5,535 66,149 SH   SOLE   0 0 66,149
AbbVie Inc Common Stock 00287Y109 10,584 139,781 SH   SOLE   0 0 139,781
ALASKA AIR GROUP INC COM 011659109 2,760 42,525 SH   SOLE   0 0 42,525
ASTEC INDUSTRIES INC COM 046224101 222 7,147 SH   SOLE   0 0 7,147
BANK OF NEW YORK MELLON CORP COM 064058100 9,410 208,137 SH   SOLE   0 0 208,137
BAXTER COMMON STOCK FUND COM 071813109 3,299 37,719 SH   SOLE   0 0 37,719
BOEING CO COM 097023105 4,778 12,558 SH   SOLE   0 0 12,558
CARPENTER TECHNOLOGY CORP COM 144285103 650 12,578 SH   SOLE   0 0 12,578
CHEVRON CORP COM 166764100 456 3,847 SH   SOLE   0 0 3,847
CLEARWATER PAPER CORP COM 18538R103 432 20,456 SH   SOLE   0 0 20,456
CRANE CO COM 224399105 2,320 28,770 SH   SOLE   0 0 28,770
DAVITA INC COM 23918K108 1,751 30,674 SH   SOLE   0 0 30,674
DELTA AIR LINES INC COM NEW 247361702 1,784 30,973 SH   SOLE   0 0 30,973
ETFMG Prime Cyber Security ETF Exchange Traded Fund 26924G201 3,899 104,240 SH   SOLE   0 0 104,240
ETFMG Prime Mobile Payments ETF Exchange Traded Fund 26924G409 4,078 87,492 SH   SOLE   0 0 87,492
EDWARDS LIFSCI CORP COM STOCK COM 28176E108 4,894 22,255 SH   SOLE   0 0 22,255
EQUIFAX INC COM 294429105 1,299 9,237 SH   SOLE   0 0 9,237
Evergy Inc Common Stock 30034W106 1,453 21,833 SH   SOLE   0 0 21,833
Fortune Brands Home & Security Inc Common Stock 34964C106 598 10,941 SH   SOLE   0 0 10,941
HB FULLER CO COM 359694106 1,638 35,176 SH   SOLE   0 0 35,176
Global X Robotics & Artfcl Intllgnc ETF Exchange Traded Fund 37954Y715 4,163 207,947 SH   SOLE   0 0 207,947
GRACO INC COM 384109104 835 18,147 SH   SOLE   0 0 18,147
Invesco S&P 500 High Div Low Vol ETF Exchange Traded Fund 46138E362 114,242 2,679,848 SH   SOLE   0 0 2,679,848
Invesco Global Clean Energy ETF Exchange Traded Fund 46138G847 789 64,808 SH   SOLE   0 0 64,808
iShares by Blackrock ISHARES S&P SMALLCAP 600 VALUE ETF 464287879 4,224 28,131 SH   SOLE   0 0 28,131
iShares by Blackrock ISHARES TR S&P SMALL CAP 600 GROWTH ETF 464287887 3,004 15,818 SH   SOLE   0 0 15,818
iShares by Blackrock iShares MBS ETF 464288588 6,178 57,050 SH   SOLE   0 0 57,050
iShares Edge MSCI Min Vol EAFE ETF Exchange Traded Fund 46429B689 57,572 785,650 SH   SOLE   0 0 785,650
iShares by Blackrock Core MSCI EAFE ETF 46432F842 26,281 430,258 SH   SOLE   0 0 430,258
iShares Core MSCI Emerging Markets ETF Exchange Traded Fund 46434G103 120,355 6,912 SH   SOLE   0 0 6,912
iShares Exponential Technologies Exchange Traded Fund 46434V381 1,628,843 42,132,506 SH   SOLE   0 0 42,132,506
KELLOGG CO COM 487836108 1,222 18,986 SH   SOLE   0 0 18,986
Kinder Morgan Inc P Common Stock 49456B101 6,496 315,167 SH   SOLE   0 0 315,167
Legg Mason Low Volatility High Div ETF Exchange Traded Fund 52468L406 151,795 4,519,063 SH   SOLE   0 0 4,519,063
MICROSOFT CORP COM 594918104 403 2,900 SH   SOLE   0 0 2,900
NAVISTAR INTERNATIONAL CORP COM 63934E108 208 7,390 SH   SOLE   0 0 7,390
NORDSTROM INC COM 655664100 3,749 111,340 SH   SOLE   0 0 111,340
OCCIDENTAL PETROLEUM CORP COM 674599105 470 10,580 SH   SOLE   0 0 10,580
OLD DOMINION FREIGHT LINE INC COM 679580100 11,019 64,828 SH   SOLE   0 0 64,828
OLIN CORP COM PAR $1 680665205 2,052 109,636 SH   SOLE   0 0 109,636
PIMCO ETF TRUST Inv Gr Crp Bnd 72201R817 1,039 9,473 SH   SOLE   0 0 9,473
POTLATCHDELTIC CORPORATION COM 737630103 227 5,514 SH   SOLE   0 0 5,514
Powershares ETF Trust II Senior Loan ETF 73936Q769 1,788 79,174 SH   SOLE   0 0 79,174
Powershares ETF Trust II Fundamental High Yield ETF 73936T557 899 47,265 SH   SOLE   0 0 47,265
SPDR S&P North American Natural Res ETF Exchange Traded Fund 78463X152 674,802 21,492,026 SH   SOLE   0 0 21,492,026
SPDR Portfolio Developed Wld ex-US ETF Exchange Traded Fund 78463X889 1,860 63,340 SH   SOLE   0 0 63,340
SPDR S&P 600 Small Cap Growth ETF Exchange Traded Fund 78464A201 100,355 1,684,089 SH   SOLE   0 0 1,684,089
SPDR S&P 600 Small Cap Value ETF Exchange Traded Fund 78464A300 316,645 5,168,869 SH   SOLE   0 0 5,168,869
SPDR Portfolio Mortgage Backed Bond ETF Exchange Traded Fund 78464A383 320,705 12,208,039 SH   SOLE   0 0 12,208,039
SPDR S&P 500 Growth Exchange Traded Fund 78464A409 459 11,792 SH   SOLE   0 0 11,792
SPDR Portfolio S&P 500 Value ETF Exchange Traded Fund 78464A508 2,784 87,121 SH   SOLE   0 0 87,121
SPDR Portfolio Long Term Treasury ETF Exchange Traded Fund 78464A664 22,787 555,381 SH   SOLE   0 0 555,381
SPDR Portfolio Intmdt Term Trs ETF Exchange Traded Fund 78464A672 525 16,787 SH   SOLE   0 0 16,787
SPDR S&P 400 Mid Cap Growth ETF Exchange Traded Fund 78464A821 18,442 363,287 SH   SOLE   0 0 363,287
SPDR S&P 400 Mid Cap Value ETF Exchange Traded Fund 78464A839 582,267 10,727,602 SH   SOLE   0 0 10,727,602
SPDR Portfolio Large Cap ETF Exchange Traded Fund 78464A854 732 20,996 SH   SOLE   0 0 20,996
SPDR S&P Kensho New Economies Comps ETF Exchange Traded Fund 78468R648 3,136 94,573 SH   SOLE   0 0 94,573
SPDR S&P Kensho Future Security ETF Exchange Traded Fund 78468R671 2,110 56,694 SH   SOLE   0 0 56,694
SPDR S&P Kensho Smart Mobility ETF Exchange Traded Fund 78468R689 1,977 74,819 SH   SOLE   0 0 74,819
SPDR S&P Kensho Intelligent Strctr ETF Exchange Traded Fund 78468R697 1,978 66,186 SH   SOLE   0 0 66,186
SPDR SERIES TRUST Nuv Bbg Barc Muni 78468R721 578,736 11,280,775 SH   SOLE   0 0 11,280,775
SPDR SERIES TRUST Nuv Bbg Barc ST Mun 78468R739 17,306 353,259 SH   SOLE   0 0 353,259
SCHWAB STRATEGIC TRUST Str:Fund EM LCI 808524730 1,763 64,390 SH   SOLE   0 0 64,390
SCHWAB STRATEGIC TRUST Str:IT US Tr ETF 808524854 9,393 169,055 SH   SOLE   0 0 169,055
SCHWAB STRATEGIC TRUST Str:Intl SCEq ETF 808524888 1,236 38,895 SH   SOLE   0 0 38,895
SONOCO PRODUCTS CO COM 835495102 726 12,468 SH   SOLE   0 0 12,468
SUN LIFE FINANCIAL INC COM 866796105 1,166 26,027 SH   SOLE   0 0 26,027
TITAN INTERNATIONAL INC COM 88830M102 157 58,296 SH   SOLE   0 0 58,296
TRINITY INDUSTRIES INC COM 896522109 386 19,615 SH   SOLE   0 0 19,615
VERIZON COMMUNICATIONS INC COM 92343V104 403 6,681 SH   SOLE   0 0 6,681
VIASAT INC COM 92552V100 2,451 32,535 SH   SOLE   0 0 32,535
VIACOM INC CL B 92553P201 441 18,349 SH   SOLE   0 0 18,349
WELLS FARGO & CO COM 949746101 388 7,702 SH   SOLE   0 0 7,702
AMCOR PLC ORD G0250X107 2,772 284,263 SH   SOLE   0 0 284,263
AON PLC SHS CL A G0408V102 7,890 40,759 SH   SOLE   0 0 40,759
PERRIGO CO PLC SHS G97822103 240 4,293 SH   SOLE   0 0 4,293
CHUBB LTD COM H1467J104 314 1,945 SH   SOLE   0 0 1,945