The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHNG TRADED FD TR FTSE RAFI EMNG 46138E727 41,990 2,091,133 SH   DFND 1 0 2,091,133 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 44,466 1,082,423 SH   DFND 1 0 1,082,423 0
MOBILE TELESYSTEMS PJSC SPONSORED ADR 607409109 6,782 837,344 SH   DFND 1 0 837,344 0
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 4,490 776,733 SH   DFND 1 0 776,733 0
SPDR INDEX SHS FDS S&P GLBDIV ETF 78463X459 42,173 624,596 SH   DFND 1 0 624,596 0
BT GROUP PLC ADR 05577E101 5,504 508,145 SH   DFND 1 0 508,145 0
NIKE INC CL B 654106103 46,405 494,095 SH   DFND 1 0 494,095 0
ISHARES TR CORE US AGGBD ET 464287226 52,566 464,489 SH   DFND 1 0 464,489 0
WESTERN UN CO COM 959802109 10,611 457,949 SH   DFND 1 0 457,949 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 36,456 451,243 SH   DFND 1 0 451,243 0
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 18,945 444,410 SH   DFND 1 0 444,410 0
INFOSYS LTD SPONSORED ADR 456788108 4,730 416,051 SH   DFND 1 0 416,051 0
VEDANTA LTD SPONSORED ADR 92242Y100 3,262 375,853 SH   DFND 1 0 375,853 0
REDFIN CORP COM 75737F108 6,209 368,681 SH   DFND 1 0 368,681 0
VANGUARD STAR FD VG TL INTL STK F 921909768 18,477 357,662 SH   DFND 1 0 357,662 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 35,368 344,717 SH   DFND 1 0 344,717 0
HP INC COM 40434L105 6,371 336,758 SH   DFND 1 0 336,758 0
ECOPETROL S A SPONSORED ADS 279158109 5,700 334,681 SH   DFND 1 0 334,681 0
TRANSPORTADORA DE GAS SUR SPONSORED ADS B 893870204 2,699 317,914 SH   DFND 1 0 317,914 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,708 315,660 SH   DFND 1 0 315,660 0
ENERPLUS CORP COM 292766102 2,250 302,485 SH   DFND 1 0 302,485 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 83,492 281,335 SH   DFND 1 0 281,335 0
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 12,217 281,233 SH   DFND 1 0 281,233 0
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 3,616 279,253 SH   DFND 1 0 279,253 0
NIELSEN HLDGS PLC SHS EUR G6518L108 5,589 263,031 SH   DFND 1 0 263,031 0
BLOCK H & R INC COM 093671105 6,092 257,907 SH   DFND 1 0 257,907 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 1,753 256,279 SH   DFND 1 0 256,279 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 617 233,886 SH   DFND 1 0 233,886 0
TERNIUM SA SPONSORED ADS 880890108 4,269 222,482 SH   DFND 1 0 222,482 0
INTERPUBLIC GROUP COS INC COM 460690100 4,737 219,726 SH   DFND 1 0 219,726 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 8,970 217,142 SH   DFND 1 0 217,142 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 11,707 197,745 SH   DFND 1 0 197,745 0
BARCLAYS PLC ADR 06738E204 1,449 197,388 SH   DFND 1 0 197,388 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 7,776 187,821 SH   DFND 1 0 187,821 0
INTEL CORP COM 458140100 9,561 185,544 SH   DFND 1 0 185,544 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 7,553 176,957 SH   DFND 1 0 176,957 0
MICROSOFT CORP COM 594918104 2,524,422 175,393 SH   DFND 1 0 175,393 0
ORACLE CORP COM 68389X105 9,495 172,543 SH   DFND 1 0 172,543 0
HANESBRANDS INC COM 410345102 2,555 166,754 SH   DFND 1 0 166,754 0
VIACOM INC NEW CL B 92553P201 3,932 163,648 SH   DFND 1 0 163,648 0
NORBORD INC COM NEW 65548P403 3,601 150,339 SH   DFND 1 0 150,339 0
EQUINOR ASA SPONSORED ADR 29446M102 2,808 148,201 SH   DFND 1 0 148,201 0
ENCANA CORP COM 292505104 676 147,003 SH   DFND 1 0 147,003 0
CARDINAL HEALTH INC COM 14149Y108 6,796 144,005 SH   DFND 1 0 144,005 0
NOVO-NORDISK A S ADR 670100205 7,387 142,873 SH   DFND 1 0 142,873 0
BRISTOL MYERS SQUIBB CO COM 110122108 7,189 141,767 SH   DFND 1 0 141,767 0
SINOPEC SHANGHAI PETROCHEMIC SPON ADR H 82935M109 4,095 140,148 SH   DFND 1 0 140,148 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 21,094 139,692 SH   DFND 1 0 139,692 0
GENERAL MLS INC COM 370334104 7,501 136,092 SH   DFND 1 0 136,092 0
FALCON MINERALS CORP CL A COM 30607B109 761 132,326 SH   DFND 1 0 132,326 0
ALTRIA GROUP INC COM 02209S103 5,338 130,504 SH   DFND 1 0 130,504 0
BARRICK GOLD CORPORATION COM 067901108 2,191 126,449 SH   DFND 1 0 126,449 0
FRANKLIN RES INC COM 354613101 3,609 125,036 SH   DFND 1 0 125,036 0
CISCO SYS INC COM 17275R102 6,168 124,834 SH   DFND 1 0 124,834 0
GENTEX CORP COM 371901109 3,400 123,462 SH   DFND 1 0 123,462 0
XEROX HOLDINGS CORP COM NEW 98421M106 3,637 121,591 SH   DFND 1 0 121,591 0
MOMO INC ADR 60879B107 3,737 120,627 SH   DFND 1 0 120,627 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 2,047 118,994 SH   DFND 1 0 118,994 0
WPP PLC NEW ADR 92937A102 7,212 115,224 SH   DFND 1 0 115,224 0
QUALCOMM INC COM 747525103 8,504 111,484 SH   DFND 1 0 111,484 0
NIC INC COM 62914B100 2,268 109,838 SH   DFND 1 0 109,838 0
PENTAIR PLC SHS G7S00T104 4,094 108,308 SH   DFND 1 0 108,308 0
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106 3,236 107,478 SH   DFND 1 0 107,478 0
ORANGE SPONSORED ADR 684060106 1,667 107,060 SH   DFND 1 0 107,060 0
TAPESTRY INC COM 876030107 2,782 106,793 SH   DFND 1 0 106,793 0
FORD MTR CO DEL COM 345370860 965 105,375 SH   DFND 1 0 105,375 0
MAGNA INTL INC COM 559222401 5,619 105,367 SH   DFND 1 0 105,367 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 3,850 104,339 SH   DFND 1 0 104,339 0
ABB LTD SPONSORED ADR 000375204 2,041 103,784 SH   DFND 1 0 103,784 0
SILICON MOTION TECHNOLOGY CO SPONSORED ADR 82706C108 3,596 101,737 SH   DFND 1 0 101,737 0
MICHAELS COS INC COM 59408Q106 982 100,300 SH   DFND 1 0 100,300 0
APPLIED MATLS INC COM 038222105 4,991 100,020 SH   DFND 1 0 100,020 0
CVS HEALTH CORP COM 126650100 6,111 96,889 SH   DFND 1 0 96,889 0
STELLUS CAP INVT CORP COM 858568108 1,311 96,153 SH   DFND 1 0 96,153 0
ROBERT HALF INTL INC COM 770323103 5,299 95,197 SH   DFND 1 0 95,197 0
MSG NETWORK INC CL A 553573106 1,525 93,995 SH   DFND 1 0 93,995 0
HOLLYFRONTIER CORP COM 436106108 4,919 91,708 SH   DFND 1 0 91,708 0
PRUDENTIAL PLC ADR 74435K204 3,261 89,621 SH   DFND 1 0 89,621 0
GRUPO AEROPORTUARIO CTR NORT SPON ADR 400501102 4,223 88,819 SH   DFND 1 0 88,819 0
TEXAS INSTRS INC COM 882508104 11,436 88,487 SH   DFND 1 0 88,487 0
AUTOLIV INC COM 052800109 6,929 87,837 SH   DFND 1 0 87,837 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,499 85,618 SH   DFND 1 0 85,618 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 1,117 85,428 SH   DFND 1 0 85,428 0
PENNANTPARK FLOATING RATE CA COM 70806A106 987 85,045 SH   DFND 1 0 85,045 0
CORINDUS VASCULAR ROBOTICS I COM 218730109 361 84,375 SH   DFND 1 0 84,375 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 4,524 84,108 SH   DFND 1 0 84,108 0
SONY CORP SPONSORED ADR 835699307 4,929 83,355 SH   DFND 1 0 83,355 0
BLACK STONE MINERALS L P COM UNIT 09225M101 1,139 80,000 SH   DFND 1 0 80,000 0
AFLAC INC COM 001055102 4,161 79,531 SH   DFND 1 0 79,531 0
KLA CORPORATION COM NEW 482480100 12,326 77,301 SH   DFND 1 0 77,301 0
PHILIP MORRIS INTL INC COM 718172109 5,836 76,866 SH   DFND 1 0 76,866 0
NUCOR CORP COM 670346105 3,895 76,511 SH   DFND 1 0 76,511 0
RICHMOND MUT BANCORPORATIN I COM 76525P100 1,055 75,380 SH   DFND 1 0 75,380 0
BANK AMER CORP COM 060505104 2,184 74,861 SH   DFND 1 0 74,861 0
APPLE INC COM 037833100 16,724 74,671 SH   DFND 1 0 74,671 0
PRINCIPAL FINL GROUP INC COM 74251V102 4,230 74,024 SH   DFND 1 0 74,024 0
GILEAD SCIENCES INC COM 375558103 4,645 73,288 SH   DFND 1 0 73,288 0
INTERCONTINENTAL HOTELS GROU SPONSORED ADS 45857P806 4,549 73,030 SH   DFND 1 0 73,030 0
AMERISOURCEBERGEN CORP COM 03073E105 5,999 72,870 SH   DFND 1 0 72,870 0
WELLS FARGO CO NEW COM 949746101 3,674 72,840 SH   DFND 1 0 72,840 0
MANULIFE FINL CORP COM 56501R106 1,327 72,270 SH   DFND 1 0 72,270 0
RELX PLC SPONSORED ADR 759530108 1,669 70,383 SH   DFND 1 0 70,383 0
PACCAR INC COM 693718108 4,897 69,942 SH   DFND 1 0 69,942 0
CENTRAL PUERTO S A SPONSORED ADR 155038201 205 69,568 SH   DFND 1 0 69,568 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,804 68,783 SH   DFND 1 0 68,783 0
GAP INC COM 364760108 1,183 68,131 SH   DFND 1 0 68,131 0
KINDER MORGAN INC DEL COM 49456B101 1,362 66,073 SH   DFND 1 0 66,073 0
BHP GROUP LTD SPONSORED ADS 088606108 3,225 65,317 SH   DFND 1 0 65,317 0
CGI INC CL A SUB VTG 12532H104 5,079 64,180 SH   DFND 1 0 64,180 0
PFIZER INC COM 717081103 2,291 63,751 SH   DFND 1 0 63,751 0
JOHNSON & JOHNSON COM 478160104 8,231 63,621 SH   DFND 1 0 63,621 0
CBS CORP NEW CL B 124857202 2,558 63,371 SH   DFND 1 0 63,371 0
ACTIVISION BLIZZARD INC COM 00507V109 3,230 61,040 SH   DFND 1 0 61,040 0
YY INC SPONSORED ADS A 98426T106 3,397 60,413 SH   DFND 1 0 60,413 0
MPLX LP COM UNIT REP LTD 55336V100 1,640 58,543 SH   DFND 1 0 58,543 0
L BRANDS INC COM 501797104 1,139 58,120 SH   DFND 1 0 58,120 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,387 56,112 SH   DFND 1 0 56,112 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 4,646 54,800 SH   DFND 1 0 54,800 0
ABBVIE INC COM 00287Y109 4,134 54,595 SH   DFND 1 0 54,595 0
MESABI TR CTF BEN INT 590672101 1,302 54,542 SH   DFND 1 0 54,542 0
COMCAST CORP NEW CL A 20030N101 2,456 54,475 SH   DFND 1 0 54,475 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 1,130 54,445 SH   DFND 1 0 54,445 0
ISHARES TR SHRT NAT MUN ETF 464288158 5,761 54,072 SH   DFND 1 0 54,072 0
SK TELECOM LTD SPONSORED ADR 78440P108 1,192 53,672 SH   DFND 1 0 53,672 0
ISHARES TR NATIONAL MUN ETF 464288414 5,998 52,567 SH   DFND 1 0 52,567 0
OMNICOM GROUP INC COM 681919106 4,085 52,165 SH   DFND 1 0 52,165 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,456 50,962 SH   DFND 1 0 50,962 0
CITIGROUP INC COM NEW 172967424 3,369 48,774 SH   DFND 1 0 48,774 0
ING GROEP N V SPONSORED ADR 456837103 504 48,260 SH   DFND 1 0 48,260 0
DASEKE INC COM 23753F107 119 47,770 SH   DFND 1 0 47,770 0
KELLOGG CO COM 487836108 3,033 47,135 SH   DFND 1 0 47,135 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 933 46,857 SH   DFND 1 0 46,857 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 5,280 46,729 SH   DFND 1 0 46,729 0
GLOBE LIFE INC COM 37959E102 4,469 46,670 SH   DFND 1 0 46,670 0
ARES CAP CORP COM 04010L103 859 46,105 SH   DFND 1 0 46,105 0
WILLIAMS COS INC DEL COM 969457100 1,085 45,098 SH   DFND 1 0 45,098 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,628 44,651 SH   DFND 1 0 44,651 0
BEST BUY INC COM 086516101 3,057 44,309 SH   DFND 1 0 44,309 0
HONEYWELL INTL INC COM 438516106 7,454 44,055 SH   DFND 1 0 44,055 0
GPO AEROPORTUARIO DEL PAC SA SPON ADR B 400506101 4,216 43,679 SH   DFND 1 0 43,679 0
RESTAURANT BRANDS INTL INC COM 76131D103 3,093 43,474 SH   DFND 1 0 43,474 0
PRUDENTIAL FINL INC COM 744320102 3,809 42,343 SH   DFND 1 0 42,343 0
COCA COLA CO COM 191216100 2,296 42,173 SH   DFND 1 0 42,173 0
MEDTRONIC PLC SHS G5960L103 4,568 42,053 SH   DFND 1 0 42,053 0
CIGNA CORP NEW COM 125523100 6,121 40,328 SH   DFND 1 0 40,328 0
AMERICAN EXPRESS CO COM 025816109 4,755 40,204 SH   DFND 1 0 40,204 0
RIO TINTO PLC SPONSORED ADR 767204100 2,064 39,624 SH   DFND 1 0 39,624 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7,575 39,381 SH   DFND 1 0 39,381 0
TIVITY HEALTH INC COM 88870R102 652 39,200 SH   DFND 1 0 39,200 0
STARBUCKS CORP COM 855244109 3,459 39,123 SH   DFND 1 0 39,123 0
AMGEN INC COM 031162100 7,561 39,074 SH   DFND 1 0 39,074 0
PRICE T ROWE GROUP INC COM 74144T108 4,414 38,637 SH   DFND 1 0 38,637 0
UNILEVER N V N Y SHS NEW 904784709 2,286 38,078 SH   DFND 1 0 38,078 0
NOVARTIS A G SPONSORED ADR 66987V109 3,273 37,663 SH   DFND 1 0 37,663 0
ALLISON TRANSMISSION HLDGS I COM 01973R101 1,760 37,399 SH   DFND 1 0 37,399 0
TRAVELERS COMPANIES INC COM 89417E109 5,545 37,291 SH   DFND 1 0 37,291 0
SUNCOR ENERGY INC NEW COM 867224107 1,173 37,143 SH   DFND 1 0 37,143 0
AT&T INC COM 00206R102 1,397 36,932 SH   DFND 1 0 36,932 0
ASTRAZENECA PLC SPONSORED ADR 046353108 1,628 36,531 SH   DFND 1 0 36,531 0
US BANCORP DEL COM NEW 902973304 1,973 35,661 SH   DFND 1 0 35,661 0
ABBOTT LABS COM 002824100 2,963 35,414 SH   DFND 1 0 35,414 0
ADVANCED ENERGY INDS COM 007973100 1,970 34,322 SH   DFND 1 0 34,322 0
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 404 34,151 SH   DFND 1 0 34,151 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,586 34,119 SH   DFND 1 0 34,119 0
DESPEGAR COM CORP ORD SHS G27358103 384 33,963 SH   DFND 1 0 33,963 0
AERCAP HOLDINGS NV SHS N00985106 1,832 33,456 SH   DFND 1 0 33,456 0
MICRO FOCUS INTERNATIONAL PL SPON ADR NEW 594837403 473 33,444 SH   DFND 1 0 33,444 0
HARLEY DAVIDSON INC COM 412822108 1,197 33,280 SH   DFND 1 0 33,280 0
BP PLC SPONSORED ADR 055622104 1,264 33,272 SH   DFND 1 0 33,272 0
MANPOWERGROUP INC COM 56418H100 2,796 33,193 SH   DFND 1 0 33,193 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 3,112 32,701 SH   DFND 1 0 32,701 0
DELUXE CORP COM 248019101 1,603 32,600 SH   DFND 1 0 32,600 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 2,891 32,318 SH   DFND 1 0 32,318 0
PEMBINA PIPELINE CORP COM 706327103 1,184 31,927 SH   DFND 1 0 31,927 0
MCKESSON CORP COM 58155Q103 4,331 31,695 SH   DFND 1 0 31,695 0
JPMORGAN CHASE & CO COM 46625H100 3,669 31,171 SH   DFND 1 0 31,171 0
UNITEDHEALTH GROUP INC COM 91324P102 6,660 30,647 SH   DFND 1 0 30,647 0
CHEVRON CORP NEW COM 166764100 3,556 29,980 SH   DFND 1 0 29,980 0
UBER TECHNOLOGIES INC COM 90353T100 13,088 29,944 SH   DFND 1 0 29,944 0
QUEST DIAGNOSTICS INC COM 74834L100 3,192 29,825 SH   DFND 1 0 29,825 0
MERCK & CO INC COM 58933Y105 2,481 29,468 SH   DFND 1 0 29,468 0
TARGA RES CORP COM 87612G101 1,172 29,167 SH   DFND 1 0 29,167 0
ALLSTATE CORP COM 020002101 3,145 28,941 SH   DFND 1 0 28,941 0
RALPH LAUREN CORP CL A 751212101 2,716 28,453 SH   DFND 1 0 28,453 0
SAP SE SPON ADR 803054204 3,332 28,272 SH   DFND 1 0 28,272 0
ISHARES TR MSCI ACWI EX US 464288240 1,283 27,856 SH   DFND 1 0 27,856 0
SANOFI SPONSORED ADR 80105N105 1,276 27,533 SH   DFND 1 0 27,533 0
NORTH AMERN CONSTR GROUP LTD COM 656811106 317 27,500 SH   DFND 1 0 27,500 0
SEALED AIR CORP NEW COM 81211K100 1,137 27,403 SH   DFND 1 0 27,403 0
VISA INC COM CL A 92826C839 4,668 27,139 SH   DFND 1 0 27,139 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,899 26,814 SH   DFND 1 0 26,814 0
COLLIERS INTL GROUP INC SUB VTG SHS 194693107 1,975 26,321 SH   DFND 1 0 26,321 0
THE CHARLES SCHWAB CORPORATI COM 808513105 1,091 26,092 SH   DFND 1 0 26,092 0
WEYERHAEUSER CO COM 962166104 718 25,937 SH   DFND 1 0 25,937 0
TOTAL S A SPONSORED ADS 89151E109 1,336 25,699 SH   DFND 1 0 25,699 0
COSTCO WHSL CORP NEW COM 22160K105 7,395 25,669 SH   DFND 1 0 25,669 0
SNAP ON INC COM 833034101 3,995 25,520 SH   DFND 1 0 25,520 0
GILDAN ACTIVEWEAR INC COM 375916103 891 25,094 SH   DFND 1 0 25,094 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,797 24,670 SH   DFND 1 0 24,670 0
ISHARES TR MSCI ACWI ETF 464288257 1,806 24,488 SH   DFND 1 0 24,488 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 1,417 23,660 SH   DFND 1 0 23,660 0
PHILLIPS 66 PARTNERS LP COM UNIT REP INT 718549207 1,332 23,519 SH   DFND 1 0 23,519 0
NETAPP INC COM 64110D104 1,222 23,279 SH   DFND 1 0 23,279 0
BANK OF MARIN BANCORP COM 063425102 965 23,258 SH   DFND 1 0 23,258 0
PROCTER & GAMBLE CO COM 742718109 2,879 23,147 SH   DFND 1 0 23,147 0
FACEBOOK INC CL A 30303M102 4,113 23,099 SH   DFND 1 0 23,099 0
NEWMONT GOLDCORP CORPORATION COM 651639106 873 23,032 SH   DFND 1 0 23,032 0
PARKER HANNIFIN CORP COM 701094104 4,054 22,447 SH   DFND 1 0 22,447 0
LILLY ELI & CO COM 532457108 2,501 22,364 SH   DFND 1 0 22,364 0
TARGET CORP COM 87612E106 2,390 22,357 SH   DFND 1 0 22,357 0
FOOT LOCKER INC COM 344849104 964 22,340 SH   DFND 1 0 22,340 0
UNILEVER PLC SPON ADR NEW 904767704 1,337 22,245 SH   DFND 1 0 22,245 0
DISNEY WALT CO COM DISNEY 254687106 2,821 21,646 SH   DFND 1 0 21,646 0
NORDSTROM INC COM 655664100 721 21,412 SH   DFND 1 0 21,412 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 318 20,976 SH   DFND 1 0 20,976 0
ISHARES GOLD TRUST ISHARES 464285105 287 20,342 SH   DFND 1 0 20,342 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 286 19,968 SH   DFND 1 0 19,968 0
TARO PHARMACEUTICAL INDS LTD SHS M8737E108 1,499 19,871 SH   DFND 1 0 19,871 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,305 19,690 SH   DFND 1 0 19,690 0
EXXON MOBIL CORP COM 30231G102 1,389 19,675 SH   DFND 1 0 19,675 0
CNOOC LTD SPONSORED ADR 126132109 2,961 19,445 SH   DFND 1 0 19,445 0
AKAMAI TECHNOLOGIES INC COM 00971T101 1,751 19,166 SH   DFND 1 0 19,166 0
F5 NETWORKS INC COM 315616102 2,691 19,162 SH   DFND 1 0 19,162 0
ROCKWELL AUTOMATION INC COM 773903109 3,123 18,952 SH   DFND 1 0 18,952 0
PAYPAL HLDGS INC COM 70450Y103 1,870 18,048 SH   DFND 1 0 18,048 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 535 18,044 SH   DFND 1 0 18,044 0
HOME DEPOT INC COM 437076102 4,156 17,911 SH   DFND 1 0 17,911 0
CHENIERE ENERGY INC COM NEW 16411R208 1,121 17,776 SH   DFND 1 0 17,776 0
IHS MARKIT LTD SHS G47567105 1,189 17,774 SH   DFND 1 0 17,774 0
ONEOK INC NEW COM 682680103 1,305 17,707 SH   DFND 1 0 17,707 0
CAPITAL ONE FINL CORP COM 14040H105 1,584 17,413 SH   DFND 1 0 17,413 0
NUTANIX INC CL A 67059N108 443 16,879 SH   DFND 1 0 16,879 0
MARATHON OIL CORP COM 565849106 204 16,641 SH   DFND 1 0 16,641 0
CBRE GROUP INC CL A 12504L109 880 16,602 SH   DFND 1 0 16,602 0
GENMAB A S SPONSORED ADS 372303206 327 16,138 SH   DFND 1 0 16,138 0
SALESFORCE COM INC COM 79466L302 2,370 15,967 SH   DFND 1 0 15,967 0
STATE STR CORP COM 857477103 915 15,457 SH   DFND 1 0 15,457 0
ZOETIS INC CL A 98978V103 1,903 15,272 SH   DFND 1 0 15,272 0
MONROE CAP CORP COM 610335101 155 14,717 SH   DFND 1 0 14,717 0
CATERPILLAR INC DEL COM 149123101 1,834 14,523 SH   DFND 1 0 14,523 0
RYANAIR HLDGS PLC SPONSORED ADS 783513203 931 14,019 SH   DFND 1 0 14,019 0
DOCUSIGN INC COM 256163106 833 13,459 SH   DFND 1 0 13,459 0
BOEING CO COM 097023105 5,063 13,306 SH   DFND 1 0 13,306 0
FEDEX CORP COM 31428X106 1,889 12,978 SH   DFND 1 0 12,978 0
SMARTSHEET INC COM CL A 83200N103 443 12,302 SH   DFND 1 0 12,302 0
CHUBB LIMITED COM H1467J104 1,972 12,218 SH   DFND 1 0 12,218 0
DOLLAR GEN CORP NEW COM 256677105 1,938 12,195 SH   DFND 1 0 12,195 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,547 12,179 SH   DFND 1 0 12,179 0
LINDE PLC SHS G5494J103 2,353 12,145 SH   DFND 1 0 12,145 0
DEERE & CO COM 244199105 2,025 12,007 SH   DFND 1 0 12,007 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,012 12,007 SH   DFND 1 0 12,007 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,329 11,911 SH   DFND 1 0 11,911 0
UNION PACIFIC CORP COM 907818108 1,924 11,880 SH   DFND 1 0 11,880 0
UNITED PARCEL SERVICE INC CL B 911312106 1,324 11,049 SH   DFND 1 0 11,049 0
SABRE CORP COM 78573M104 247 11,018 SH   DFND 1 0 11,018 0
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 48 11,000 SH   DFND 1 0 11,000 0
ADOBE INC COM 00724F101 3,029 10,963 SH   DFND 1 0 10,963 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,237 10,752 SH   DFND 1 0 10,752 0
MARATHON PETE CORP COM 56585A102 627 10,326 SH   DFND 1 0 10,326 0
1895 BANCORP OF WIS INC COM 28252W105 96 10,000 SH   DFND 1 0 10,000 0
AMAZON COM INC COM 023135106 16,752 9,650 SH   DFND 1 0 9,650 0
ALEXION PHARMACEUTICALS INC COM 015351109 916 9,353 SH   DFND 1 0 9,353 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,541 9,270 SH   DFND 1 0 9,270 0
SPLUNK INC COM 848637104 1,076 9,128 SH   DFND 1 0 9,128 0
INTERDIGITAL INC COM 45867G101 467 8,906 SH   DFND 1 0 8,906 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101 594 8,816 SH   DFND 1 0 8,816 0
CRANE CO COM 224399105 710 8,810 SH   DFND 1 0 8,810 0
AON PLC SHS CL A G0408V102 1,703 8,796 SH   DFND 1 0 8,796 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,444 8,729 SH   DFND 1 0 8,729 0
RETAIL VALUE INC COM 76133Q102 321 8,658 SH   DFND 1 0 8,658 0
ISHARES TR MSCI EAFE ETF 464287465 550 8,427 SH   DFND 1 0 8,427 0
FISERV INC COM 337738108 872 8,421 SH   DFND 1 0 8,421 0
STANLEY BLACK & DECKER INC COM 854502101 1,208 8,362 SH   DFND 1 0 8,362 0
ELANCO ANIMAL HEALTH INC COM 28414H103 217 8,154 SH   DFND 1 0 8,154 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,192 8,041 SH   DFND 1 0 8,041 0
CANADIAN NATL RY CO COM 136375102 722 8,031 SH   DFND 1 0 8,031 0
ILLINOIS TOOL WKS INC COM 452308109 1,212 7,748 SH   DFND 1 0 7,748 0
KKR & CO INC CL A 48251W104 207 7,700 SH   DFND 1 0 7,700 0
BAIDU INC SPON ADR REP A 056752108 789 7,675 SH   DFND 1 0 7,675 0
ECOLAB INC COM 278865100 1,503 7,587 SH   DFND 1 0 7,587 0
HESS CORP COM 42809H107 454 7,500 SH   DFND 1 0 7,500 0
WALMART INC COM 931142103 880 7,414 SH   DFND 1 0 7,414 0
GRUBHUB INC COM 400110102 403 7,176 SH   DFND 1 0 7,176 0
ISHARES TR RUS MDCP VAL ETF 464287473 643 7,165 SH   DFND 1 0 7,165 0
NEXTERA ENERGY INC COM 65339F101 1,664 7,144 SH   DFND 1 0 7,144 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,071 7,078 SH   DFND 1 0 7,078 0
PAYCHEX INC COM 704326107 584 7,060 SH   DFND 1 0 7,060 0
BAXTER INTL INC COM 071813109 610 6,974 SH   DFND 1 0 6,974 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 618 6,625 SH   DFND 1 0 6,625 0
ISHARES TR RUS MD CP GR ETF 464287481 933 6,599 SH   DFND 1 0 6,599 0
DOW INC COM 260557103 312 6,545 SH   DFND 1 0 6,545 0
DUPONT DE NEMOURS INC COM 26614N102 467 6,545 SH   DFND 1 0 6,545 0
UNITED TECHNOLOGIES CORP COM 913017109 886 6,489 SH   DFND 1 0 6,489 0
PALO ALTO NETWORKS INC COM 697435105 1,296 6,358 SH   DFND 1 0 6,358 0
ISHARES TR MSCI USA ESG SLC 464288802 777 6,289 SH   DFND 1 0 6,289 0
PEPSICO INC COM 713448108 855 6,237 SH   DFND 1 0 6,237 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 309 6,193 SH   DFND 1 0 6,193 0
ALPHABET INC CAP STK CL A 02079K305 7,453 6,103 SH   DFND 1 0 6,103 0
NORFOLK SOUTHERN CORP COM 655844108 1,078 6,000 SH   DFND 1 0 6,000 0
ISHARES TR CORE S&P SCP ETF 464287804 448 5,757 SH   DFND 1 0 5,757 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 465 5,738 SH   DFND 1 0 5,738 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 326 5,547 SH   DFND 1 0 5,547 0
CONOCOPHILLIPS COM 20825C104 316 5,540 SH   DFND 1 0 5,540 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 908 5,432 SH   DFND 1 0 5,432 0
RAYTHEON CO COM NEW 755111507 1,044 5,321 SH   DFND 1 0 5,321 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,087 5,243 SH   DFND 1 0 5,243 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,847 5,239 SH   DFND 1 0 5,239 0
PIONEER NAT RES CO COM 723787107 658 5,234 SH   DFND 1 0 5,234 0
MCDONALDS CORP COM 580135101 1,067 4,972 SH   DFND 1 0 4,972 0
CDN IMPERIAL BK COMM TORONTO COM 136069101 404 4,891 SH   DFND 1 0 4,891 0
ISHARES TR RUS 1000 GRW ETF 464287614 739 4,629 SH   DFND 1 0 4,629 0
GRAINGER W W INC COM 384802104 1,357 4,567 SH   DFND 1 0 4,567 0
VMWARE INC CL A COM 928563402 681 4,537 SH   DFND 1 0 4,537 0
EATON CORP PLC SHS G29183103 377 4,533 SH   DFND 1 0 4,533 0
BIOGEN INC COM 09062X103 1,046 4,494 SH   DFND 1 0 4,494 0
NVIDIA CORP COM 67066G104 771 4,431 SH   DFND 1 0 4,431 0
ISHARES TR EAFE SML CP ETF 464288273 252 4,400 SH   DFND 1 0 4,400 0
KIMBERLY CLARK CORP COM 494368103 623 4,385 SH   DFND 1 0 4,385 0
ISHARES TR RUS 1000 ETF 464287622 705 4,285 SH   DFND 1 0 4,285 0
LHC GROUP INC COM 50187A107 473 4,165 SH   DFND 1 0 4,165 0
SANDSTORM GOLD LTD COM NEW 80013R206 16,926 4,000 SH   DFND 1 0 4,000 0
DANAHER CORPORATION COM 235851102 576 3,990 SH   DFND 1 0 3,990 0
BROADCOM INC COM 11135F101 1,071 3,880 SH   DFND 1 0 3,880 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 219 3,860 SH   DFND 1 0 3,860 0
MCCORMICK & CO INC COM NON VTG 579780206 603 3,859 SH   DFND 1 0 3,859 0
AMERICAN INTL GROUP INC COM NEW 026874784 207 3,718 SH   DFND 1 0 3,718 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 779 3,665 SH   DFND 1 0 3,665 0
CONSOLIDATED EDISON INC COM 209115104 326 3,454 SH   DFND 1 0 3,454 0
PHILLIPS 66 COM 718546104 344 3,356 SH   DFND 1 0 3,356 0
ISHARES TR CORE S&P500 ETF 464287200 971 3,253 SH   DFND 1 0 3,253 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 257 3,058 SH   DFND 1 0 3,058 0
SKYWORKS SOLUTIONS INC COM 83088M102 241 3,036 SH   DFND 1 0 3,036 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 516 3,027 SH   DFND 1 0 3,027 0
BLACKROCK INC COM 09247X101 1,321 2,964 SH   DFND 1 0 2,964 0
FIDELITY NATL INFORMATION SV COM 31620M106 383 2,884 SH   DFND 1 0 2,884 0
ISHARES TR CORE S&P MCP ETF 464287507 531 2,748 SH   DFND 1 0 2,748 0
EQUINIX INC COM 29444U700 1,567 2,716 SH   DFND 1 0 2,716 0
NETFLIX INC COM 64110L106 107,657 2,675 SH   DFND 1 0 2,675 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 251 2,598 SH   DFND 1 0 2,598 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 201 2,502 SH   DFND 1 0 2,502 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 222 2,409 SH   DFND 1 0 2,409 0
MASTERCARD INC CL A 57636Q104 631 2,324 SH   DFND 1 0 2,324 0
RELIANCE STEEL & ALUMINUM CO COM 759509102 229 2,302 SH   DFND 1 0 2,302 0
ANALOG DEVICES INC COM 032654105 255 2,285 SH   DFND 1 0 2,285 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 214 2,202 SH   DFND 1 0 2,202 0
KRAFT HEINZ CO COM 500754106 14,014 2,090 SH   DFND 1 0 2,090 0
PETMED EXPRESS INC COM 716382106 18,038 2,000 SH   DFND 1 0 2,000 0
VULCAN MATLS CO COM 929160109 292 1,933 SH   DFND 1 0 1,933 0
INVESCO QQQ TR UNIT SER 1 46090E103 353 1,867 SH   DFND 1 0 1,867 0
ISHARES TR RUS 1000 VAL ETF 464287598 203 1,586 SH   DFND 1 0 1,586 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 1,320 1,571 SH   DFND 1 0 1,571 0
GLOBAL PMTS INC COM 37940X102 242 1,520 SH   DFND 1 0 1,520 0
S&P GLOBAL INC COM 78409V104 371 1,513 SH   DFND 1 0 1,513 0
OSISKO GOLD ROYALTIES LTD COM 68827L101 13,950 1,500 SH   DFND 1 0 1,500 0
ALPHABET INC CAP STK CL C 02079K107 1,551 1,272 SH   DFND 1 0 1,272 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 273 1,265 SH   DFND 1 0 1,265 0
PAPA JOHNS INTL INC COM 698813102 20,982 1,200 SH   DFND 1 0 1,200 0
STRYKER CORP COM 863667101 235 1,086 SH   DFND 1 0 1,086 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 281 1,045 SH   DFND 1 0 1,045 0
ISHARES TR U.S. TECH ETF 464287721 211 1,033 SH   DFND 1 0 1,033 0
TELARIA INC COM 879181105 6,910 1,000 SH   DFND 1 0 1,000 0
VILLAGE FARMS INTL INC COM 92707Y108 9,050 1,000 SH   DFND 1 0 1,000 0
NORTHROP GRUMMAN CORP COM 666807102 346 923 SH   DFND 1 0 923 0
SLACK TECHNOLOGIES INC COM CL A 83088V102 14,245 900 SH   DFND 1 0 900 0
KIRKLAND LAKE GOLD LTD COM 49741E100 35,840 800 SH   DFND 1 0 800 0
SMILEDIRECTCLUB INC CL A COM 83192H106 6,940 500 SH   DFND 1 0 500 0
BOOKING HLDGS INC COM 09857L108 932 475 SH   DFND 1 0 475 0
SHERWIN WILLIAMS CO COM 824348106 218 396 SH   DFND 1 0 396 0
ROKU INC COM CL A 77543R102 10,192 259 SH   DFND 1 0 259 0