The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,769 21,141 SH   SOLE   21,141 0 0
ALPHABET INC CAP STK CL C 02079K107 212 174 SH   SOLE   174 0 0
ALTRIA GROUP INC COM 02209S103 1,305 31,921 SH   SOLE   31,921 0 0
AMAZON COM INC COM 023135106 224 128 SH   SOLE   128 0 0
APPLE INC COM 037833100 322 1,437 SH   SOLE   1,437 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,433 31,580 SH   SOLE   31,580 0 0
BECTON DICKINSON & CO COM 075887109 1,697 6,703 SH   SOLE   6,703 0 0
BLACKROCK INC COM 09247X101 1,656 3,719 SH   SOLE   3,719 0 0
CISCO SYS INC COM 17275R102 1,582 31,932 SH   SOLE   31,932 0 0
CME GROUP INC COM 12572Q105 1,737 8,220 SH   SOLE   8,220 0 0
COCA COLA CO COM 191216100 1,805 33,130 SH   SOLE   33,130 0 0
COLGATE PALMOLIVE CO COM 194162103 222 3,028 SH   SOLE   3,028 0 0
COMCAST CORP NEW CL A 20030N101 1,791 39,739 SH   SOLE   39,739 0 0
CORTEVA INC COM 22052L104 266 9,437 SH   SOLE   9,437 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,663 28,843 SH   SOLE   28,843 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,593 9,733 SH   SOLE   9,733 0 0
DISNEY WALT CO COM DISNEY 254687106 234 1,800 SH   SOLE   1,800 0 0
DOW INC COM 260557103 458 9,591 SH   SOLE   9,591 0 0
DUPONT DE NEMOURS INC COM 26614N102 702 9,837 SH   SOLE   9,837 0 0
EXXON MOBIL CORP COM 30231G102 1,195 16,899 SH   SOLE   16,899 0 0
HOME DEPOT INC COM 437076102 299 1,291 SH   SOLE   1,291 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,379 25,782 SH   SOLE   25,782 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,176 1,005,883 SH   SOLE   1,005,883 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,694 5,674 SH   SOLE   5,674 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 3,004 98,184 SH   SOLE   98,184 0 0
ISHARES TR CORE S&P MCP ETF 464287507 8,265 42,753 SH   SOLE   42,753 0 0
ISHARES TR S&P MC 400VL ETF 464287705 3,885 24,284 SH   SOLE   24,284 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,196 66,703 SH   SOLE   66,703 0 0
ISHARES TR SP SMCP600VL ETF 464287879 5,027 33,422 SH   SOLE   33,422 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 7,180 140,876 SH   SOLE   140,876 0 0
JOHNSON & JOHNSON COM 478160104 1,509 11,666 SH   SOLE   11,666 0 0
JPMORGAN CHASE & CO COM 46625H100 266 2,272 SH   SOLE   2,272 0 0
LOWES COS INC COM 548661107 270 2,461 SH   SOLE   2,461 0 0
MARKEL CORP COM 570535104 4,252 3,598 SH   SOLE   3,598 0 0
MICROSOFT CORP COM 594918104 431 3,100 SH   SOLE   3,100 0 0
MONDELEZ INTL INC CL A 609207105 1,842 33,288 SH   SOLE   33,288 0 0
NEWELL BRANDS INC COM 651229106 2,118 112,766 SH   SOLE   112,766 0 0
NEXTERA ENERGY INC COM 65339F101 562 2,410 SH   SOLE   2,410 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,600 18,391 SH   SOLE   18,391 0 0
OLD LINE BANCSHARES INC COM 67984M100 1,523 52,500 SH   SOLE   52,500 0 0
ORACLE CORP COM 68389X105 1,646 29,896 SH   SOLE   29,896 0 0
PFIZER INC COM 717081103 1,179 32,829 SH   SOLE   32,829 0 0
PHILIP MORRIS INTL INC COM 718172109 1,493 19,637 SH   SOLE   19,637 0 0
PROGRESSIVE CORP OHIO COM 743315103 1,621 20,985 SH   SOLE   20,985 0 0
QUEST DIAGNOSTICS INC COM 74834L100 1,818 16,950 SH   SOLE   16,950 0 0
REPUBLIC SVCS INC COM 760759100 1,740 20,148 SH   SOLE   20,148 0 0
SABRE CORP COM 78573M104 1,849 82,777 SH   SOLE   82,777 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 693 2,333 SH   SOLE   2,333 0 0
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 3,438 37,563 SH   SOLE   37,563 0 0
STARBUCKS CORP COM 855244109 251 2,847 SH   SOLE   2,847 0 0
TARGET CORP COM 87612E106 2,240 21,003 SH   SOLE   21,003 0 0
UNION PACIFIC CORP COM 907818108 1,571 9,684 SH   SOLE   9,684 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,892 15,824 SH   SOLE   15,824 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 428 2,832 SH   SOLE   2,832 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 226 4,528 SH   SOLE   4,528 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,577 19,425 SH   SOLE   19,425 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,746 28,925 SH   SOLE   28,925 0 0
VISA INC COM CL A 92826C839 205 1,184 SH   SOLE   1,184 0 0
WASTE MGMT INC DEL COM 94106L109 1,766 15,292 SH   SOLE   15,292 0 0
WELLS FARGO CO NEW COM 949746101 1,686 33,498 SH   SOLE   33,498 0 0