The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 996 11,904 SH   SOLE   11,904 0 0
ABBVIE INC COM 00287Y109 543 7,174 SH   SOLE   7,174 0 0
ACELRX PHARMACEUTICALS INC COM 00444T100 147 67,000 SH   SOLE   67,000 0 0
AKEBIA THERAPEUTICS INC COM 00972D105 80 20,516 SH   SOLE   20,516 0 0
ALLIANT ENERGY CORP COM 018802108 2,549 47,260 SH   SOLE   47,260 0 0
AMAZON COM INC COM 023135106 314 181 SH   SOLE   181 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,726 20,959 SH   SOLE   20,959 0 0
AMGEN INC COM 031162100 4,305 22,248 SH   SOLE   22,248 0 0
APPLE INC COM 037833100 6,367 28,428 SH   SOLE   28,428 0 0
BANK NEW YORK MELLON CORP COM 064058100 954 21,096 SH   SOLE   21,096 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 423 8,670 SH   SOLE   8,670 0 0
BOEING CO COM 097023105 1,483 3,899 SH   SOLE   3,899 0 0
CISCO SYS INC COM 17275R102 344 6,960 SH   SOLE   6,960 0 0
CITIZENS FINL GROUP INC COM 174610105 2,645 74,739 SH   SOLE   74,739 0 0
CORNING INC COM 219350105 287 10,070 SH   SOLE   10,070 0 0
CVS HEALTH CORP COM 126650100 5,167 81,927 SH   SOLE   81,927 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 6,358 106,161 SH   SOLE   106,161 0 0
HOLOGIC INC COM 436440101 247 4,900 SH   SOLE   4,900 0 0
INGERSOLL-RAND PLC SHS G47791101 1,658 13,456 SH   SOLE   13,456 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 552 25,898 SH   SOLE   25,898 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,059 16,237 SH   SOLE   16,237 0 0
ISHARES TR CORE S&P SCP ETF 464287804 533 6,844 SH   SOLE   6,844 0 0
ISHARES TR USA QUALITY FCTR 46432F339 7,975 86,312 SH   SOLE   86,312 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 1,928 16,164 SH   SOLE   16,164 0 0
ISHARES TR MULTIFACTOR INTL 46434V274 2,176 85,351 SH   SOLE   85,351 0 0
JPMORGAN CHASE & CO COM 46625H100 5,508 46,802 SH   SOLE   46,802 0 0
LOWES COS INC COM 548661107 3,097 28,167 SH   SOLE   28,167 0 0
MALLINCKRODT PUB LTD CO SHS G5785G107 48 20,000 SH   SOLE   20,000 0 0
MEDTRONIC PLC SHS G5960L103 529 4,868 SH   SOLE   4,868 0 0
MICROSOFT CORP COM 594918104 7,646 54,994 SH   SOLE   54,994 0 0
MONDELEZ INTL INC CL A 609207105 3,623 65,494 SH   SOLE   65,494 0 0
NETFLIX INC COM 64110L106 401 1,500 SH   SOLE   1,500 0 0
NEW YORK MTG TR INC COM PAR $.02 649604501 63 10,308 SH   SOLE   10,308 0 0
OLD REP INTL CORP COM 680223104 2,334 99,041 SH   SOLE   99,041 0 0
ORACLE CORP COM 68389X105 1,979 35,965 SH   SOLE   35,965 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,677 23,422 SH   SOLE   23,422 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,588 22,358 SH   SOLE   22,358 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,984 27,967 SH   SOLE   27,967 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,785 56,962 SH   SOLE   56,962 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 5,002 88,465 SH   SOLE   88,465 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,465 21,015 SH   SOLE   21,015 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,934 97,538 SH   SOLE   97,538 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,283 93,078 SH   SOLE   93,078 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,787 19,501 SH   SOLE   19,501 0 0
TEXTRON INC COM 883203101 2,744 56,049 SH   SOLE   56,049 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,804 8,300 SH   SOLE   8,300 0 0
VANGUARD GROUP DIV APP ETF 921908844 671 5,613 SH   SOLE   5,613 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,976 49,312 SH   SOLE   49,312 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 1,526 29,485 SH   SOLE   29,485 0 0