The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK CORE BD TR SHS BEN INT SHS BEN INT 09249E101 916 63,398 SH   SOLE   63,398 0 0
BLACKROCK CREDIT ALLOC INCOME TRUST COM 092508100 955 70,138 SH   SOLE   70,138 0 0
BLACKROCK LIMITED DURATION INCOME TRUST COM SHS 09249W101 914 58,484 SH   SOLE   58,484 0 0
COCA COLA CO COM COM 191216100 252 4,625 SH   SOLE   4,625 0 0
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 3,169 53,531 SH   SOLE   53,531 0 0
FINANCIAL SELECT SECTOR SPDR SBI INT-FINL 81369Y605 535 19,102 SH   SOLE   19,102 0 0
FIRST TRUST NORTH AMERICAN ENERGY INFRASTRUCTURE FUND NO AMER ENERGY 33738D101 1,713 66,923 SH   SOLE   66,923 0 0
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 2,422 26,876 SH   SOLE   26,876 0 0
HOME DEPOT COM 437076102 331 1,425 SH   SOLE   1,425 0 0
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 3,340 85,342 SH   SOLE   85,342 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 13,025 213,279 SH   SOLE   213,279 0 0
ISHARES CORE S&P MID CAP ETF CORE S&P500 ETF 464287507 10,529 54,490 SH   SOLE   54,490 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 16,555 129,862 SH   SOLE   129,862 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 6,444 73,919 SH   SOLE   73,919 0 0
ISHARES S&P 500 INDEX CORE S&P SCP ETF 464287200 34,902 116,916 SH   SOLE   116,916 0 0
ISHARES S&P SMALLCAP 600 ETF COM 464287804 5,260 67,578 SH   SOLE   67,578 0 0
NORFOLK SOUTHERN CRP COM 655844108 209 1,164 SH   SOLE   1,164 0 0
NUVEEN FLOATING RATEINCOME FD COM COM 67072T108 929 95,582 SH   SOLE   95,582 0 0
NUVEEN FLTNG RTE INCM OPP FD COM SHS COM SHS 6706EN100 857 89,787 SH   SOLE   89,787 0 0
POWERSHARES GLOBAL PREFERRED ETF AGG PFD PTFL 46138E511 1,455 96,901 SH   SOLE   96,901 0 0
SPDR Barclays 1-3 Month T-Bill ETF BLMBRG BR 1 3 MT 78464A680 461 5,029 SH   SOLE   5,029 0 0
SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETF BLOOMBERG BRC INV 78468R200 2,801 91,056 SH   SOLE   91,056 0 0
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF PORTFLI INTRMDIT 78464A672 18,678 597,315 SH   SOLE   597,315 0 0
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 406 3,962 SH   SOLE   3,962 0 0
STREETTRACKS INDEX SHS FDS MSCI ACWI EX US ETF MSCI ACWI EXUS 78463X848 400 16,642 SH   SOLE   16,642 0 0
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 3,170 39,360 SH   SOLE   39,360 0 0
VANGUARD BOND INDEX FUND INC LONG TERM BD ETF LONG TERM BOND 921937793 2,139 20,836 SH   SOLE   20,836 0 0
VANGUARD EXTENDED MARKET ETF EXTEND MKT ETF 922908652 490 4,210 SH   SOLE   4,210 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 1,121 27,853 SH   SOLE   27,853 0 0
VANGUARD INTERMEDIATE-TERM BOND INTERMED TERM 921937819 3,384 38,452 SH   SOLE   38,452 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF INTL HIGH ETF 921946794 625 10,519 SH   SOLE   10,519 0 0
VANGUARD REIT INDEX ETF REIT ETF 922908553 13,457 144,308 SH   SOLE   144,308 0 0
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 2,885 35,710 SH   SOLE   35,710 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MKT 921937835 7,190 85,155 SH   SOLE   85,155 0 0