The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 398 229 SH   SOLE 0 0 229
APPLE INC COM 037833100 1,963 8,765 SH   SOLE 0 0 8,765
AT&T INC COM 00206R102 202 5,343 SH   SOLE 0 0 5,343
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 319 1,536 SH   SOLE 0 0 1,536
BOEING CO COM 097023105 248 651 SH   SOLE 0 0 651
CERNER CORP COM 156782104 375 5,494 SH   SOLE 0 0 5,494
EVERGY INC COM 30034W106 1,165 17,496 SH   SOLE 0 0 17,496
EXXON MOBIL CORP COM 30231G102 361 5,117 SH   SOLE 0 0 5,117
HENRY JACK & ASSOC INC COM 426281101 754 5,163 SH   SOLE 0 0 5,163
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 238 2,018 SH   SOLE 0 0 2,018
ISHARES TR SELECT DIVID ETF 464287168 6,113 59,957 SH   SOLE 0 0 59,957
ISHARES TR TIPS BD ETF 464287176 251 2,156 SH   SOLE 0 0 2,156
ISHARES TR CORE S&P500 ETF 464287200 1,792 6,002 SH   SOLE 0 0 6,002
ISHARES TR IBOXX INV CP ETF 464287242 36,740 288,200 SH   SOLE 0 0 288,200
ISHARES TR RUS MID CAP ETF 464287499 559 9,991 SH   SOLE 0 0 9,991
ISHARES TR CORE S&P MCP ETF 464287507 1,262 6,530 SH   SOLE 0 0 6,530
ISHARES TR RUS 1000 VAL ETF 464287598 258 2,013 SH   SOLE 0 0 2,013
ISHARES TR RUS 1000 GRW ETF 464287614 325 2,036 SH   SOLE 0 0 2,036
ISHARES TR RUS 1000 ETF 464287622 593 3,602 SH   SOLE 0 0 3,602
ISHARES TR RUSSELL 2000 ETF 464287655 792 5,236 SH   SOLE 0 0 5,236
ISHARES TR RUSSELL 3000 ETF 464287689 541 3,112 SH   SOLE 0 0 3,112
ISHARES TR CORE S&P SCP ETF 464287804 1,420 18,242 SH   SOLE 0 0 18,242
ISHARES TR JPMORGAN USD EMG 464288281 273 2,406 SH   SOLE 0 0 2,406
ISHARES TR NATIONAL MUN ETF 464288414 2,285 20,022 SH   SOLE 0 0 20,022
ISHARES TR INTL SEL DIV ETF 464288448 461 14,998 SH   SOLE 0 0 14,998
ISHARES TR MIN VOL USA ETF 46429B697 4,656 72,635 SH   SOLE 0 0 72,635
ISHARES TR MULTIFACTOR USA 46434V282 1,884 59,019 SH   SOLE 0 0 59,019
ISHARES TR ULTR SH TRM BD 46434V878 48,112 954,798 SH   SOLE 0 0 954,798
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 10,298 267,972 SH   SOLE 0 0 267,972
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 7,359 264,438 SH   SOLE 0 0 264,438
JP MORGAN EXCHANGE TRADED FD US MINMUM VOLT 46641Q787 49,049 1,624,665 SH   SOLE 0 0 1,624,665
KANSAS CITY SOUTHERN COM NEW 485170302 2,166 16,283 SH   SOLE 0 0 16,283
MICROSOFT CORP COM 594918104 1,166 8,387 SH   SOLE 0 0 8,387
OCCIDENTAL PETE CORP DEL COM 674599105 240 5,407 SH   SOLE 0 0 5,407
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,444 26,104 SH   SOLE 0 0 26,104
PROCTER AND GAMBLE CO COM 742718109 422 3,389 SH   SOLE 0 0 3,389
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 87,944 1,238,304 SH   SOLE 0 0 1,238,304
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,060 14,946 SH   SOLE 0 0 14,946
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,474 53,251 SH   SOLE 0 0 53,251
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 7,661 304,860 SH   SOLE 0 0 304,860
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 509 18,476 SH   SOLE 0 0 18,476
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 1,578 40,325 SH   SOLE 0 0 40,325
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 301 5,492 SH   SOLE 0 0 5,492
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 34,437 1,080,887 SH   SOLE 0 0 1,080,887
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 14,872 276,166 SH   SOLE 0 0 276,166
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,831 95,500 SH   SOLE 0 0 95,500
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 476 14,967 SH   SOLE 0 0 14,967
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 360 14,980 SH   SOLE 0 0 14,980
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 236 8,051 SH   SOLE 0 0 8,051
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,461 4,923 SH   SOLE 0 0 4,923
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 336 952 SH   SOLE 0 0 952
SPDR SER TR SSGA US LRG ETF 78468R804 354 3,171 SH   SOLE 0 0 3,171
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 297 8,406 SH   SOLE 0 0 8,406
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 294 9,928 SH   SOLE 0 0 9,928
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 682 18,551 SH   SOLE 0 0 18,551
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 5,356 158,042 SH   SOLE 0 0 158,042
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 118 10,000 SH   SOLE 0 0 10,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 81 13,000 SH   SOLE 0 0 13,000
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 587 7,268 SH   SOLE 0 0 7,268
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 567 6,720 SH   SOLE 0 0 6,720
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 266 4,526 SH   SOLE 0 0 4,526
VANGUARD GROUP DIV APP ETF 921908844 40,527 338,913 SH   SOLE 0 0 338,913
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 382 4,093 SH   SOLE 0 0 4,093
VANGUARD INDEX FDS GROWTH ETF 922908736 1,063 6,394 SH   SOLE 0 0 6,394
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 255 3,415 SH   SOLE 0 0 3,415
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 717 14,372 SH   SOLE 0 0 14,372
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 21,303 529,140 SH   SOLE 0 0 529,140
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 49,637 617,141 SH   SOLE 0 0 617,141
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,855 69,504 SH   SOLE 0 0 69,504