The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES GOLD TRUST ISHARES 464285105 785 55,700 SH   SOLE   0 0 55,700
JOHNSON & JOHNSON COM 478160104 332 2,569 SH   SOLE   0 0 2,569
ISHARES TR MSCI EMG MKT ETF 464287234 513 12,559 SH   SOLE   0 0 12,558
PROCTER & GAMBLE CO COM 742718109 1,682 13,519 SH   SOLE   0 0 13,519
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 248 2,662 SH   SOLE   0 0 2,662
NORWOOD FINANCIAL CORP COM 669549107 2,909 92,032 SH   SOLE   0 0 92,032
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 6,253 268,723 SH   SOLE   0 0 268,723
ARLINGTON ASSET INVT CORP CL A NEW 041356205 58 10,556 SH   SOLE   0 0 10,555
SPDR GOLD TRUST GOLD SHS 78463V107 361 2,603 SH   SOLE   0 0 2,603
ISHARES TR RUS 1000 GRW ETF 464287614 249 1,557 SH   SOLE   0 0 1,556
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 510 16,522 SH   SOLE   0 0 16,522
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 982 9,652 SH   SOLE   0 0 9,652
ISHARES TR CORE S&P SCP ETF 464287804 14,407 185,088 SH   SOLE   0 0 185,087
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 319 1,532 SH   SOLE   0 0 1,532
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,462 129,083 SH   SOLE   0 0 129,082
PIMCO HIGH INCOME FD COM SHS 722014107 165 21,306 SH   SOLE   0 0 21,306
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,656 6,075 SH   SOLE   0 0 6,075
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 6,496 110,873 SH   SOLE   0 0 110,873
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,506 116,725 SH   SOLE   0 0 116,724
ISHARES TR CORE HIGH DV ETF 46429B663 36,078 383,160 SH   SOLE   0 0 383,160
LIBERTY ALL-STAR GROWTH FD I COM 529900102 82 13,868 SH   SOLE   0 0 13,868
ISHARES TR SELECT DIVID ETF 464287168 2,141 21,001 SH   SOLE   0 0 21,001
SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 11,035 408,550 SH   SOLE   0 0 408,550
W P CAREY INC COM 92936U109 317 3,546 SH   SOLE   0 0 3,545
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,054 21,488 SH   SOLE   0 0 21,487
MARTIN MARIETTA MATLS INC COM 573284106 376 1,373 SH   SOLE   0 0 1,373
ISHARES TR SH TR CRPORT ETF 464288646 307 5,726 SH   SOLE   0 0 5,726
ISHARES TR SHORT TREAS BD 464288679 524 4,739 SH   SOLE   0 0 4,739
ABBVIE INC COM 00287Y109 202 2,671 SH   SOLE   0 0 2,671
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,081 32,754 SH   SOLE   0 0 32,753
ISHARES INC CORE MSCI EMKT 46434G103 460 9,377 SH   SOLE   0 0 9,376
ALLIANZGI CONV INCOME FD COM 018828103 57 10,105 SH   SOLE   0 0 10,104
ALLIANZGI CONV INCOME FD II COM 018825109 51 10,107 SH   SOLE   0 0 10,106
MCDONALDS CORP COM 580135101 429 1,999 SH   SOLE   0 0 1,999
AT&T INC COM 00206R102 267 7,066 SH   SOLE   0 0 7,065
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 298 10,066 SH   SOLE   0 0 10,065
ISHARES TR IBOXX HI YD ETF 464288513 744 8,530 SH   SOLE   0 0 8,530
ISHARES TR S&P SML 600 GWT 464287887 944 5,294 SH   SOLE   0 0 5,294
ISHARES US ETF TR SHT MAT BD ETF 46431W507 925 18,384 SH   SOLE   0 0 18,383
ISHARES TR S&P 500 VAL ETF 464287408 831 6,979 SH   SOLE   0 0 6,979
ISHARES TR CORE S&P500 ETF 464287200 62,015 207,741 SH   SOLE   0 0 207,740
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,072 245,190 SH   SOLE   0 0 245,190
SPDR SERIES TRUST S&P DIVID ETF 78464A763 34,863 339,795 SH   SOLE   0 0 339,794
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,713 340,600 SH   SOLE   0 0 340,599
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 6,118 68,951 SH   SOLE   0 0 68,950
VANGUARD GROUP DIV APP ETF 921908844 815 6,813 SH   SOLE   0 0 6,813
ISHARES TR EAFE SML CP ETF 464288273 21,173 369,962 SH   SOLE   0 0 369,962
WESTERN ASSET INTM MUNI FD I COM 958435109 128 13,950 SH   SOLE   0 0 13,949
ISHARES TR SP SMCP600VL ETF 464287879 7,572 50,415 SH   SOLE   0 0 50,415
WISDOMTREE TR EMG MKTS SMCAP 97717W281 7,211 162,784 SH   SOLE   0 0 162,783
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 473 5,861 SH   SOLE   0 0 5,860
ISHARES TR INTL DEV RE ETF 464288489 416 14,013 SH   SOLE   0 0 14,013
SPDR SERIES TRUST DJ REIT ETF 78464A607 6,845 65,461 SH   SOLE   0 0 65,460
ALTRIA GROUP INC COM 02209S103 332 8,108 SH   SOLE   0 0 8,108
LINCOLN NATL CORP IND COM 534187109 406 6,724 SH   SOLE   0 0 6,724
SOUTHWEST AIRLS CO COM 844741108 2,394 44,330 SH   SOLE   0 0 44,329
ISHARES TR CORE S&P MCP ETF 464287507 3,798 19,654 SH   SOLE   0 0 19,654
APPLE INC COM 037833100 256 1,142 SH   SOLE   0 0 1,141
ABBOTT LABS COM 002824100 328 3,915 SH   SOLE   0 0 3,915