The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 470 2,098 SH   SOLE   0 0 470
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,930 9,280 SH   SOLE   0 0 1,930
COOPER COS INC COM NEW 216648402 285 958 SH   SOLE   0 0 285
ETF MANAGERS TR PRIME MOBILE PAY 26924G409 10,090 216,468 SH   SOLE   0 0 10,090
EXXON MOBIL CORP COM 30231G102 499 7,069 SH   SOLE   0 0 499
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 877 25,028 SH   SOLE   0 0 877
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 1,368 21,451 SH   SOLE   0 0 1,368
FIDELITY COVINGTON TR MSCI RL EST ETF 316092857 679 24,524 SH   SOLE   0 0 679
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100 5,802 103,422 SH   SOLE   0 0 5,802
FIRST TR NASDAQ100 TECH INDE SHS 337345102 3,628 41,448 SH   SOLE   0 0 3,628
INTERNATIONAL BUSINESS MACHS COM 459200101 226 1,554 SH   SOLE   0 0 226
INVESCO EXCHANGE TRADED FD T DWA UTILS MUMT 46137V795 15,145 432,575 SH   SOLE   0 0 15,145
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 7,840 134,628 SH   SOLE   0 0 7,840
INVESCO EXCHANGE TRADED FD T DYNMC LRG GWTH 46137V746 3,572 73,891 SH   SOLE   0 0 3,572
INVESCO EXCHANGE TRADED FD T DWA TECHNOLOGY 46137V811 1,503 21,911 SH   SOLE   0 0 1,503
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 7,992 138,165 SH   SOLE   0 0 7,992
INVESCO EXCHNG TRADED FD TR S&P 500 MOMNTM 46138E339 1,384 34,089 SH   SOLE   0 0 1,384
INVESCO QQQ TR UNIT SER 1 46090E103 232 1,230 SH   SOLE   0 0 232
ISHARES TR PHLX SEMICND ETF 464287523 8,894 42,107 SH   SOLE   0 0 8,894
ISHARES TR EXPANDED TECH 464287515 8,797 41,553 SH   SOLE   0 0 8,797
ISHARES TR CORE S&P US VLU 464287663 928 16,142 SH   SOLE   0 0 928
ISHARES TR MSCI MIN VOL ETF 46429B697 19,453 303,552 SH   SOLE   0 0 19,453
ISHARES TR GLB INFRASTR ETF 464288372 5,556 119,682 SH   SOLE   0 0 5,556
ISHARES TR CORE S&P US GWT 464287671 5,429 86,360 SH   SOLE   0 0 5,429
ISHARES TR S&P 500 GRWT ETF 464287309 5,588 31,038 SH   SOLE   0 0 5,588
ISHARES TR RESIDNL REAL EST 464288562 11,426 143,777 SH   SOLE   0 0 11,426
ISHARES TR USA MOMENTUM FCT 46432F396 1,393 11,682 SH   SOLE   0 0 1,393
ISHARES TR EXPND TEC SC ETF 464287549 2,025 9,350 SH   SOLE   0 0 2,025
ISHARES TR MRGSTR MD CP GRW 464288307 527 2,166 SH   SOLE   0 0 527
ISHARES TR RUS 1000 GRW ETF 464287614 1,286 8,055 SH   SOLE   0 0 1,286
ISHARES TR COHEN STEER REIT 464287564 704 5,902 SH   SOLE   0 0 704
ISHARES TR U.S. MED DVC ETF 464288810 4,352 17,602 SH   SOLE   0 0 4,352
ISHARES TR S&P 100 ETF 464287101 1,153 8,778 SH   SOLE   0 0 1,153
ISHARES TR US HOME CONS ETF 464288752 1,155 26,737 SH   SOLE   0 0 1,155
LINDE PLC SHS G5494J103 257 1,327 SH   SOLE   0 0 257
LOCKHEED MARTIN CORP COM 539830109 265 679 SH   SOLE   0 0 265
MICROSOFT CORP COM 594918104 303 2,181 SH   SOLE   0 0 303
NBT BANCORP INC COM 628778102 279 7,628 SH   SOLE   0 0 279
OSI ETF TR OSHARS FTSE US 67110P407 1,067 30,886 SH   SOLE   0 0 1,067
PENNYMAC CORP NOTE 5.375% 5/0 70932AAB9 55 55,000 SH   SOLE   0 0 55
PROSHARES TR S&P 500 DV ARIST 74348A467 2,536 35,496 SH   SOLE   0 0 2,536
PROSHARES TR LARGE CAP CRE 74347R248 747 10,533 SH   SOLE   0 0 747
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 12,281 312,253 SH   SOLE   0 0 12,281
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 8,427 137,248 SH   SOLE   0 0 8,427
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,423 21,981 SH   SOLE   0 0 1,423
SPDR S&P 500 ETF TR TR UNIT 78462F103 903 3,042 SH   SOLE   0 0 903
SPDR SERIES TRUST NYSE TECH ETF 78464A102 3,875 53,266 SH   SOLE   0 0 3,875
SPDR SERIES TRUST S&P SEMICNDCTR 78464A862 1,539 17,136 SH   SOLE   0 0 1,539
SPDR SERIES TRUST AEROSPACE DEF 78464A631 4,474 41,880 SH   SOLE   0 0 4,474
VANECK VECTORS ETF TR MORNINGSTAR WIDE 92189F643 1,175 23,438 SH   SOLE   0 0 1,175
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 702 4,274 SH   SOLE   0 0 702
VANGUARD WORLD FD MEGA GRWTH IND 921910816 555 4,187 SH   SOLE   0 0 555
VANGUARD WORLD FDS INF TECH ETF 92204A702 12,214 79,859 SH   SOLE   0 0 12,214