The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CHURCH & DWIGHT INC COMMON STOCK 171340102 104 1,420 SH   OTR   0 880 540
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 136 1,361 SH   DFND   0 0 1,361
OGE ENERGY CORP COMMON STOCK 670837103 409 9,600 SH   OTR   0 0 9,600
XYLEM INC-W/I COMMON STOCK 98419M100 134 1,600 SH   OTR   0 0 1,600
ZOETIS INC COMMON STOCK 98978V103 11 100 SH   OTR   0 0 100
AMBEV SA SPONS ADR COMMON STOCK 02319V103 53 11,300 SH   DFND   0 0 11,300
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 148 2,391 SH   DFND   0 0 2,391
EATON CORP PLC OTHER G29183103 61 731 SH   OTR   0 0 731
BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 084670108 955 3 SH   DFND   3 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 15 8 SH   OTR   8 0 0
NOKIA CORP SPONS ADR COMMON STOCK 654902204 0 18 SH   DFND   18 0 0
NASDAQ INC COMMON STOCK 631103108 225 2,340 SH   DFND   31 0 2,309
LOCKHEED MARTIN CORP COMMON STOCK 539830109 18 50 SH   OTR   50 0 0
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 16 50 SH   OTR   50 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 15 60 SH   OTR   60 0 0
ECOLAB INC COMMON STOCK 278865100 15 76 SH   OTR   76 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106 20 77 SH   OTR   77 0 0
YUM! BRANDS INC COMMON STOCK 988498101 9 80 SH   OTR   80 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 47 90 SH   OTR   90 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 9 100 SH   OTR   100 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 7 100 SH   OTR   100 0 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 17 100 SH   OTR   100 0 0
AMAZON.COM INC COMMON STOCK 023135106 212 112 SH   OTR   112 0 0
INTUIT INC COMMON STOCK 461202103 269 1,031 SH   DFND   136 0 895
DISCOVER FINL SVCS COMMON STOCK 254709108 89 1,150 SH   OTR   150 0 1,000
ALBEMARLE CORP COMMON STOCK 012653101 12 175 SH   OTR   175 0 0
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 255 690 SH   DFND   272 0 418
INTUITIVE SURGICAL INC COMMON STOCK 46120E602 198 378 SH   DFND   293 0 85
L3 TECHNOLOGIES INC COMMON STOCK 502413107 74 300 SH   OTR   300 0 0
AON PLC OTHER G0408V102 58 300 SH   OTR   300 0 0
ROSS STORES INC COMMON STOCK 778296103 36 360 SH   OTR   360 0 0
ALPHABET INC CL C COMMON STOCK 02079K107 441 408 SH   OTR   408 0 0
CENTURYLINK INC COMMON STOCK 156700106 5 410 SH   OTR   410 0 0
BCE INC OTHER 05534B760 65 1,430 SH   OTR   430 840 160
SEMPRA ENERGY COMMON STOCK 816851109 62 450 SH   OTR   450 0 0
XILINX INC COMMON STOCK 983919101 54 461 SH   DFND   461 0 0
KANSAS CITY SOUTHERN COMMON STOCK 485170302 61 500 SH   OTR   500 0 0
DEERE & CO COMMON STOCK 244199105 91 550 SH   OTR   550 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 26 580 SH   OTR   580 0 0
SHERWIN WILLIAMS CO COMMON STOCK 824348106 345 753 SH   DFND   597 0 156
TELEFLEX INC COMMON STOCK 879369106 200 605 SH   DFND   605 0 0
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 243 663 SH   DFND   624 0 39
ROSS STORES INC COMMON STOCK 778296103 301 3,034 SH   DFND   630 0 2,404
NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 227 702 SH   DFND   645 0 57
EQUIFAX INC COMMON STOCK 294429105 88 650 SH   OTR   650 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 181 1,293 SH   OTR   653 0 640
STRYKER CORPORATION COMMON STOCK 863667101 136 660 SH   OTR   660 0 0
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 36 661 SH   DFND   661 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 52 678 SH   DFND   678 0 0
CINTAS CORP COMMON STOCK 172908105 226 954 SH   DFND   691 0 263
ZOETIS INC COMMON STOCK 98978V103 355 3,124 SH   DFND   700 0 2,424
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 207 705 SH   OTR   705 0 0
CITIGROUP INC COMMON STOCK 172967424 51 722 SH   OTR   722 0 0
XYLEM INC-W/I COMMON STOCK 98419M100 67 804 SH   DFND   804 0 0
MEDTRONIC PLC OTHER G5960L103 101 1,034 SH   OTR   834 0 200
SUNCOR ENERGY INC OTHER 867224107 26 850 SH   OTR   850 0 0
L3 TECHNOLOGIES INC COMMON STOCK 502413107 230 938 SH   DFND   851 0 87
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 163 890 SH   OTR   890 0 0
LAZARD LTD CL A OTHER G54050102 31 900 SH   OTR   900 0 0
SEMPRA ENERGY COMMON STOCK 816851109 156 1,137 SH   DFND   923 0 214
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 76 1,200 SH   DFND   928 0 272
PAYCHEX INC COMMON STOCK 704326107 80 975 SH   OTR   975 0 0
REGENERON PHARMACEUTICALS INC COMMON STOCK 75886F107 366 1,169 SH   DFND   976 0 193
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 153 1,020 SH   OTR   1,020 0 0
DOLLAR TREE INC COMMON STOCK 256746108 224 2,089 SH   DFND   1,044 0 1,045
NETFLIX INC COMMON STOCK 64110L106 393 1,070 SH   OTR   1,070 0 0
SAP SE SPONS ADR COMMON STOCK 803054204 426 3,115 SH   DFND   1,111 0 2,004
ARROW ELECTRONICS INC COMMON STOCK 042735100 82 1,150 SH   OTR   1,150 0 0
FIRST SOLAR INC COMMON STOCK 336433107 85 1,300 SH   OTR   1,150 0 150
CIGNA CORP COMMON STOCK 125523100 206 1,305 SH   OTR   1,175 0 130
LOCKHEED MARTIN CORP COMMON STOCK 539830109 523 1,440 SH   DFND   1,185 0 255
MASTERCARD INC CL A COMMON STOCK 57636Q104 746 2,821 SH   DFND   1,234 0 1,587
WEC ENERGY GROUP INC COMMON STOCK 92939U106 131 1,573 SH   DFND   1,251 0 322
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 92 1,647 SH   DFND   1,252 0 395
ARISTA NETWORKS INC COMMON STOCK 040413106 329 1,269 SH   DFND   1,269 0 0
NORTHERN TR CORP COMMON STOCK 665859104 133 1,475 SH   OTR   1,275 200 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 265 1,295 SH   OTR   1,295 0 0
DOVER CORP COMMON STOCK 260003108 130 1,300 SH   OTR   1,300 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 14 1,300 SH   OTR   1,300 0 0
SERVICENOW INC COMMON STOCK 81762P102 359 1,308 SH   DFND   1,308 0 0
DIAGEO PLC SPONS ADR COMMON STOCK 25243Q205 292 1,696 SH   DFND   1,321 0 375
NETFLIX INC COMMON STOCK 64110L106 601 1,635 SH   DFND   1,328 0 307
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 70 1,400 SH   OTR   1,400 0 0
ALCON INC OTHER H01301128 95 1,533 SH   OTR   1,453 0 80
BAXTER INTL INC COMMON STOCK 071813109 123 1,500 SH   OTR   1,500 0 0
PAYCOM SOFTWARE INC COMMON STOCK 70432V102 340 1,500 SH   OTR   1,500 0 0
UNILEVER PLC SPONS ADR COMMON STOCK 904767704 93 1,500 SH   OTR   1,500 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 297 1,510 SH   OTR   1,510 0 0
MCKESSON CORP COMMON STOCK 58155Q103 219 1,632 SH   DFND   1,518 0 114
MORGAN STANLEY COMMON STOCK 617446448 135 3,086 SH   OTR   1,550 0 1,536
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 364 3,170 SH   OTR   1,570 0 1,600
EQUIFAX INC COMMON STOCK 294429105 230 1,700 SH   DFND   1,700 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 3,429 1,829 SH   DFND   1,713 0 116
VODAFONE GROUP SPONS ADR COMMON STOCK 92857W308 60 3,644 SH   OTR   1,794 500 1,350
ALPHABET INC CL A COMMON STOCK 02079K305 2,024 1,869 SH   OTR   1,831 0 38
SALESFORCE.COM COMMON STOCK 79466L302 470 3,098 SH   DFND   1,851 0 1,247
TARGET CORP COMMON STOCK 87612E106 163 1,879 SH   OTR   1,879 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 290 2,070 SH   DFND   1,888 0 182
JM SMUCKER CO COMMON STOCK 832696405 219 1,900 SH   OTR   1,900 0 0
HARRIS CORP DEL COMMON STOCK 413875105 397 2,099 SH   OTR   1,935 0 164
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 200 2,000 SH   OTR   2,000 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 233 2,000 SH   OTR   2,000 0 0
EOG RES INC COMMON STOCK 26875P101 189 2,026 SH   OTR   2,026 0 0
LINDE PLC OTHER G5494J103 410 2,041 SH   OTR   2,041 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 127 2,078 SH   OTR   2,078 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 212 2,479 SH   DFND   2,083 0 396
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 117 2,100 SH   OTR   2,100 0 0
ADOBE INC COMMON STOCK 00724F101 915 3,104 SH   OTR   2,104 0 1,000
RAYTHEON COMPANY COMMON STOCK 755111507 414 2,382 SH   DFND   2,173 0 209
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 421 2,279 SH   DFND   2,179 0 100
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 138 2,184 SH   OTR   2,184 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 233 3,002 SH   DFND   2,213 0 789
FIRST SOLAR INC COMMON STOCK 336433107 146 2,230 SH   DFND   2,230 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 280 2,753 SH   DFND   2,235 0 518
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 477 2,238 SH   OTR   2,238 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 260 4,370 SH   DFND   2,244 0 2,126
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 155 2,557 SH   DFND   2,297 0 260
CIGNA CORP COMMON STOCK 125523100 418 2,650 SH   DFND   2,321 0 329
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 335 2,846 SH   OTR   2,340 0 506
KANSAS CITY SOUTHERN COMMON STOCK 485170302 319 2,621 SH   DFND   2,400 0 221
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 616 3,528 SH   OTR   2,402 0 1,126
BROADCOM INC COMMON STOCK 11135F101 835 2,901 SH   DFND   2,417 0 484
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 120 2,423 SH   OTR   2,423 0 0
CLEVELAND-CLIFFS INC COMMON STOCK 185899101 33 3,060 SH   OTR   2,460 0 600
KINDER MORGAN INC COMMON STOCK 49456B101 53 2,548 SH   OTR   2,548 0 0
CLOROX COMPANY COMMON STOCK 189054109 392 2,560 SH   OTR   2,560 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 518 2,600 SH   OTR   2,600 0 0
KELLOGG CO COMMON STOCK 487836108 140 2,610 SH   OTR   2,610 0 0
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 602 2,615 SH   OTR   2,615 0 0
CHUBB LTD OTHER H1467J104 525 3,565 SH   OTR   2,693 120 752
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 329 3,796 SH   DFND   2,746 0 1,050
KIMBERLY CLARK CORP COMMON STOCK 494368103 416 3,121 SH   OTR   2,775 0 346
PAYCHEX INC COMMON STOCK 704326107 286 3,470 SH   DFND   2,803 0 667
FIRST REPUBLIC BANK COMMON STOCK 33616C100 275 2,820 SH   OTR   2,820 0 0
ELECTRONIC ARTS INC COMMON STOCK 285512109 342 3,377 SH   DFND   2,892 0 485
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 160 2,967 SH   OTR   2,967 0 0
YUM! BRANDS INC COMMON STOCK 988498101 365 3,299 SH   DFND   2,970 0 329
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 667 3,348 SH   DFND   2,973 0 375
JM SMUCKER CO COMMON STOCK 832696405 459 3,986 SH   DFND   3,002 0 984
BIOGEN INC COMMON STOCK 09062X103 710 3,034 SH   DFND   3,003 0 31
WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 166 3,030 SH   OTR   3,030 0 0
PPG INDUSTRIES INC COMMON STOCK 693506107 371 3,181 SH   DFND   3,056 0 125
ALBEMARLE CORP COMMON STOCK 012653101 280 3,983 SH   DFND   3,071 0 912
MAGELLAN MIDSTREAM PARTNERS LP COMMON STOCK 559080106 365 5,702 SH   DFND   3,109 0 2,593
OGE ENERGY CORP COMMON STOCK 670837103 133 3,135 SH   DFND   3,135 0 0
XILINX INC COMMON STOCK 983919101 377 3,200 SH   OTR   3,200 0 0
SUNTRUST BANKS INC COMMON STOCK 867914103 219 3,487 SH   DFND   3,241 0 246
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 146 3,308 SH   OTR   3,308 0 0
PTC INC COMMON STOCK 69370C100 307 3,420 SH   OTR   3,420 0 0
BAXTER INTL INC COMMON STOCK 071813109 282 3,448 SH   DFND   3,448 0 0
WALMART INC COMMON STOCK 931142103 394 3,567 SH   OTR   3,567 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 241 3,572 SH   DFND   3,572 0 0
NORTHERN TR CORP COMMON STOCK 665859104 512 5,688 SH   DFND   3,578 0 2,110
AMERICAN ELEC PWR INC COMMON STOCK 025537101 350 3,980 SH   DFND   3,580 0 400
VISA INC CL A COMMON STOCK 92826C839 622 3,586 SH   OTR   3,586 0 0
GENUINE PARTS CO COMMON STOCK 372460105 377 3,639 SH   OTR   3,639 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 1,414 6,206 SH   DFND   3,646 0 2,560
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 620 3,656 SH   DFND   3,656 0 0
KELLOGG CO COMMON STOCK 487836108 196 3,664 SH   DFND   3,664 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 309 3,675 SH   OTR   3,675 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 717 3,714 SH   OTR   3,714 0 0
THE HERSHEY COMPANY COMMON STOCK 427866108 575 4,289 SH   DFND   3,775 0 514
DEERE & CO COMMON STOCK 244199105 629 3,793 SH   DFND   3,793 0 0
DOVER CORP COMMON STOCK 260003108 406 4,056 SH   DFND   3,805 0 251
COMERICA INC COMMON STOCK 200340107 277 3,813 SH   OTR   3,813 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 158 3,850 SH   OTR   3,850 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 471 4,004 SH   DFND   3,858 0 146
ENBRIDGE INCORPORATED OTHER 29250N105 144 3,978 SH   DFND   3,978 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 691 4,585 SH   OTR   4,085 0 500
COLGATE PALMOLIVE CO COMMON STOCK 194162103 294 4,100 SH   OTR   4,100 0 0
UNILEVER NV NY SHARES ADR COMMON STOCK 904784709 249 4,100 SH   OTR   4,100 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 648 5,741 SH   DFND   4,146 0 1,595
ANTHEM INC COMMON STOCK 036752103 1,266 4,485 SH   DFND   4,173 0 312
KONTOOR BRANDS INC COMMON STOCK 50050N103 123 4,400 SH   OTR   4,300 0 100
AMERICAN ELEC PWR INC COMMON STOCK 025537101 388 4,408 SH   OTR   4,408 0 0
CDK GLOBAL HOLDINGS LLC COMMON STOCK 12508E101 239 4,831 SH   DFND   4,415 0 416
CITIGROUP INC COMMON STOCK 172967424 506 7,230 SH   DFND   4,477 0 2,753
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 304 4,676 SH   OTR   4,482 0 194
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 159 4,500 SH   OTR   4,500 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 212 10,166 SH   DFND   4,501 0 5,665
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 779 4,508 SH   OTR   4,508 0 0
PPL CORPORATION COMMON STOCK 69351T106 142 4,590 SH   OTR   4,590 0 0
ACCENTURE PLC CL A OTHER G1151C101 1,248 6,756 SH   DFND   4,628 0 2,128
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 378 4,810 SH   OTR   4,695 0 115
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,009 4,934 SH   DFND   4,696 0 238
BCE INC OTHER 05534B760 223 4,908 SH   DFND   4,908 0 0
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 347 4,920 SH   OTR   4,920 0 0
ENBRIDGE INCORPORATED OTHER 29250N105 178 4,935 SH   OTR   4,935 0 0
FORTIVE CORP COMMON STOCK 34959J108 419 5,142 SH   OTR   4,942 0 200
MICRON TECHNOLOGY INC COMMON STOCK 595112103 218 5,653 SH   DFND   5,100 0 553
DUKE ENERGY CORP COMMON STOCK 26441C204 477 5,406 SH   OTR   5,206 0 200
TE CONNECTIVITY LIMITED OTHER H84989104 507 5,290 SH   OTR   5,290 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106 724 8,688 SH   OTR   5,354 0 3,334
INGERSOLL-RAND PLC OTHER G47791101 693 5,473 SH   OTR   5,473 0 0
CLOROX COMPANY COMMON STOCK 189054109 839 5,481 SH   DFND   5,481 0 0
AMERICAN WATER WORKS CO INC COMMON STOCK 030420103 662 5,706 SH   DFND   5,643 0 63
ANADARKO PETROLEUM CORPORATION COMMON STOCK 032511107 623 8,830 SH   DFND   5,653 0 3,177
BLACKROCK INC CL A COMMON STOCK 09247X101 2,671 5,691 SH   OTR   5,691 0 0
EATON CORP PLC OTHER G29183103 527 6,324 SH   DFND   5,756 0 568
AMGEN INC COMMON STOCK 031162100 1,129 6,125 SH   OTR   5,825 0 300
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 636 6,248 SH   OTR   5,900 0 348
CUMMINS INC COMMON STOCK 231021106 1,040 6,070 SH   OTR   5,921 89 60
MCCORMICK & CO INC COMMON STOCK 579780206 958 6,178 SH   DFND   5,991 0 187
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 173 6,000 SH   OTR   6,000 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 257 6,070 SH   OTR   6,070 0 0
PTC INC COMMON STOCK 69370C100 549 6,118 SH   DFND   6,118 0 0
TARGET CORP COMMON STOCK 87612E106 615 7,105 SH   DFND   6,120 0 985
3M CO COMMON STOCK 88579Y101 1,122 6,473 SH   OTR   6,473 0 0
M & T BANK CORP COMMON STOCK 55261F104 1,131 6,648 SH   DFND   6,486 0 162
NRG ENERGY INC COMMON STOCK 629377508 238 6,777 SH   DFND   6,501 0 276
BP PLC SPONS ADR COMMON STOCK 055622104 272 6,534 SH   OTR   6,534 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 725 6,611 SH   DFND   6,611 0 0
BECTON DICKINSON COMMON STOCK 075887109 1,872 7,430 SH   OTR   6,930 0 500
CHUBB LTD OTHER H1467J104 1,268 8,610 SH   DFND   7,108 0 1,502
CELGENE CORP COMMON STOCK 151020104 682 7,379 SH   OTR   7,129 0 250
KROGER CO COMMON STOCK 501044101 221 10,157 SH   DFND   7,142 0 3,015
FEDEX CORPORATION COMMON STOCK 31428X106 1,196 7,284 SH   OTR   7,284 0 0
CORNING INC COMMON STOCK 219350105 242 7,290 SH   DFND   7,290 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 294 7,345 SH   OTR   7,345 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 1,530 7,470 SH   OTR   7,470 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 725 7,938 SH   OTR   7,538 0 400
CSX CORP COMMON STOCK 126408103 623 8,051 SH   DFND   7,603 0 448
AMERICAN EXPRESS CO COMMON STOCK 025816109 955 7,740 SH   OTR   7,740 0 0
ALLSTATE CORP COMMON STOCK 020002101 917 9,022 SH   OTR   7,910 0 1,112
SOUTHERN COMPANY COMMON STOCK 842587107 442 7,995 SH   OTR   7,995 0 0
ROYAL DUTCH SHELL PLC SPONS AD COMMON STOCK 780259107 577 8,779 SH   DFND   8,018 0 761
MEDTRONIC PLC OTHER G5960L103 1,023 10,509 SH   DFND   8,104 0 2,405
CATERPILLAR INC COMMON STOCK 149123101 1,381 10,132 SH   OTR   8,131 0 2,001
EOG RES INC COMMON STOCK 26875P101 879 9,433 SH   DFND   8,163 0 1,270
FISERV INC COMMON STOCK 337738108 822 9,015 SH   DFND   8,207 0 808
LINDE PLC OTHER G5494J103 1,797 8,950 SH   DFND   8,250 0 700
SUNCOR ENERGY INC OTHER 867224107 321 10,304 SH   DFND   8,302 0 2,002
SVB FINANCIAL GROUP COMMON STOCK 78486Q101 1,870 8,325 SH   DFND   8,325 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 407 8,590 SH   OTR   8,415 0 175
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,367 10,259 SH   DFND   8,444 0 1,815
ALCON INC OTHER H01301128 548 8,826 SH   DFND   8,563 0 263
TEXTRON INC COMMON STOCK 883203101 473 8,913 SH   DFND   8,700 0 213
CHURCH & DWIGHT INC COMMON STOCK 171340102 640 8,756 SH   DFND   8,756 0 0
SKYWORKS SOLUTIONS INC COMMON STOCK 83088M102 680 8,805 SH   OTR   8,805 0 0
LAZARD LTD CL A OTHER G54050102 310 9,001 SH   DFND   9,001 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104 843 9,813 SH   DFND   9,024 0 789
PERFORMANCE FOOD GROUP CO COMMON STOCK 71377A103 364 9,100 SH   DFND   9,100 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 1,280 9,322 SH   OTR   9,322 0 0
AMAZON.COM INC COMMON STOCK 023135106 18,753 9,903 SH   DFND   9,525 0 378
CONSOLIDATED EDISON INC COMMON STOCK 209115104 885 10,099 SH   DFND   9,777 0 322
NUCOR CORP COMMON STOCK 670346105 545 9,890 SH   OTR   9,890 0 0
EKSO BIONICS HOLDINGS INC COMMON STOCK 282644202 13 10,000 SH   DFND   10,000 0 0
GOGO INC COMMON STOCK 38046C109 40 10,000 SH   DFND   10,000 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 1,553 10,020 SH   OTR   10,020 0 0
BOEING CO COMMON STOCK 097023105 3,843 10,558 SH   OTR   10,158 100 300
BLACKSTONE GROUP LP COMMON STOCK 09253U108 451 10,164 SH   OTR   10,164 0 0
NOKIA CORP SPONS ADR COMMON STOCK 654902204 52 10,300 SH   OTR   10,300 0 0
MARATHON PETROLEUM CORPORATION COMMON STOCK 56585A102 578 10,343 SH   OTR   10,343 0 0
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 295 10,350 SH   OTR   10,350 0 0
METLIFE INC COMMON STOCK 59156R108 545 10,975 SH   OTR   10,975 0 0
SELECTIVE INS GROUP INC COMMON STOCK 816300107 824 11,000 SH   DFND   11,000 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 1,816 11,085 SH   DFND   11,014 0 71
AVERY DENNISON CORP COMMON STOCK 053611109 1,351 11,677 SH   OTR   11,677 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 485 11,826 SH   DFND   11,826 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 3,292 13,493 SH   DFND   11,877 0 1,616
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 1,824 12,199 SH   DFND   12,013 0 186
HARRIS CORP DEL COMMON STOCK 413875105 2,323 12,281 SH   DFND   12,041 0 240
SANOFI SPONS ADR COMMON STOCK 80105N105 616 14,237 SH   DFND   12,328 0 1,909
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 1,868 13,549 SH   OTR   12,399 0 1,150
FORTIVE CORP COMMON STOCK 34959J108 1,069 13,115 SH   DFND   12,498 0 617
DOW INC COMMON STOCK 260557103 705 14,303 SH   OTR   12,824 133 1,346
COCA COLA CO COMMON STOCK 191216100 661 12,985 SH   OTR   12,985 0 0
VALLEY NATL BANCORP COMMON STOCK 919794107 140 13,029 SH   DFND   13,029 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 299 13,250 SH   OTR   13,250 0 0
CORTEVA INC COMMON STOCK 22052L104 436 14,735 SH   OTR   13,256 133 1,346
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 1,519 13,269 SH   OTR   13,269 0 0
CVS HEALTH CORP COMMON STOCK 126650100 738 13,552 SH   OTR   13,552 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 1,141 15,194 SH   OTR   13,715 133 1,346
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 4,007 15,162 SH   OTR   13,897 500 765
ROYAL DUTCH SHELL SPONS ADR COMMON STOCK 780259206 1,140 17,515 SH   DFND   14,209 0 3,306
CLEVELAND-CLIFFS INC COMMON STOCK 185899101 155 14,500 SH   DFND   14,500 0 0
UNION PAC CORP COMMON STOCK 907818108 2,506 14,820 SH   OTR   14,820 0 0
GLAXO SMITHKLINE SPONS ADR COMMON STOCK 37733W105 597 14,910 SH   DFND   14,910 0 0
LILLY ELI & CO COMMON STOCK 532457108 1,668 15,054 SH   OTR   15,054 0 0
BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 669 15,144 SH   DFND   15,144 0 0
HOME DEPOT INC COMMON STOCK 437076102 3,358 16,147 SH   OTR   15,147 0 1,000
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 211 15,266 SH   OTR   15,266 0 0
LOWES COS INC COMMON STOCK 548661107 1,579 15,648 SH   OTR   15,648 0 0
GENERAL MLS INC COMMON STOCK 370334104 887 16,895 SH   OTR   15,655 1,060 180
CBS CORPORATION CLASS B COMMON STOCK 124857202 836 16,746 SH   OTR   15,661 0 1,085
DANAHER CORP COMMON STOCK 235851102 2,315 16,197 SH   OTR   15,797 0 400
SOUTHERN COMPANY COMMON STOCK 842587107 917 16,583 SH   DFND   15,834 0 749
ADOBE INC COMMON STOCK 00724F101 4,984 16,915 SH   DFND   15,927 0 988
STARBUCKS CORP COMMON STOCK 855244109 1,351 16,114 SH   OTR   16,114 0 0
VODAFONE GROUP SPONS ADR COMMON STOCK 92857W308 264 16,180 SH   DFND   16,180 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 2,684 17,795 SH   DFND   16,183 0 1,612
ALLEGHANY CORP COMMON STOCK 017175100 11,108 16,308 SH   DFND   16,308 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,457 16,511 SH   DFND   16,317 0 194
NEW JERSEY RESOURCES CORP COMMON STOCK 646025106 813 16,341 SH   DFND   16,341 0 0
AFLAC INC COMMON STOCK 001055102 1,060 19,335 SH   DFND   16,640 0 2,695
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 3,850 17,009 SH   OTR   16,709 0 300
PPL CORPORATION COMMON STOCK 69351T106 521 16,802 SH   DFND   16,802 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 735 16,957 SH   OTR   16,957 0 0
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 184 17,240 SH   OTR   17,240 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 5,244 17,857 SH   DFND   17,279 0 578
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 3,507 17,805 SH   DFND   17,751 0 54
ALPHABET INC CL C COMMON STOCK 02079K107 19,689 18,215 SH   DFND   17,768 0 447
GENERAL DYNAMICS CORP COMMON STOCK 369550108 3,362 18,491 SH   DFND   17,829 0 662
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 1,218 20,704 SH   OTR   17,842 0 2,862
ALTRIA GROUP INC COMMON STOCK 02209S103 917 19,375 SH   DFND   17,910 0 1,465
WELLS FARGO & CO COMMON STOCK 949746101 856 18,090 SH   OTR   18,090 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,348 18,534 SH   OTR   18,134 0 400
INFOSYS LTD SPONS ADR COMMON STOCK 456788108 230 21,514 SH   DFND   18,200 0 3,314
LAUDER ESTEE COS CL-A COMMON STOCK 518439104 3,371 18,412 SH   DFND   18,412 0 0
APPLE INC COMMON STOCK 037833100 3,695 18,668 SH   OTR   18,518 0 150
ABBOTT LABS COMMON STOCK 002824100 1,598 19,004 SH   OTR   18,604 0 400
DOMINION ENERGY INC COMMON STOCK 25746U109 1,534 19,842 SH   OTR   19,842 0 0
SOLAR CAPITAL LTD COMMON STOCK 83413U100 476 23,207 SH   DFND   20,000 0 3,207
SOLAR SENIOR CAPITAL LTD COMMON STOCK 83416M105 318 20,000 SH   DFND   20,000 0 0
TETRAPHASE PHARMACEUTICALS INC COMMON STOCK 88165N105 10 20,000 SH   DFND   20,000 0 0
KONTOOR BRANDS INC COMMON STOCK 50050N103 563 20,075 SH   DFND   20,052 0 23
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 3,645 22,049 SH   OTR   20,549 500 1,000
EMERSON ELEC CO COMMON STOCK 291011104 1,429 21,416 SH   OTR   20,616 0 800
MCDONALDS CORP COMMON STOCK 580135101 4,386 21,120 SH   OTR   20,620 0 500
US BANCORP NEW COMMON STOCK 902973304 1,082 20,658 SH   OTR   20,658 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 1,198 22,219 SH   DFND   20,660 0 1,559
BLACK KNIGHT INC COMMON STOCK 09215C105 1,275 21,194 SH   DFND   21,194 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 1,214 21,306 SH   OTR   21,306 0 0
QUALCOMM INC COMMON STOCK 747525103 1,734 22,791 SH   OTR   21,541 250 1,000
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 3,602 21,987 SH   OTR   21,987 0 0
CSX CORP COMMON STOCK 126408103 1,717 22,192 SH   OTR   22,192 0 0
SCHLUMBERGER LTD OTHER 806857108 938 23,606 SH   OTR   22,246 0 1,360
BLACKSTONE GROUP LP COMMON STOCK 09253U108 1,030 23,183 SH   DFND   23,074 0 109
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 5,381 23,384 SH   DFND   23,076 0 308
PFIZER INC COMMON STOCK 717081103 1,510 34,867 SH   OTR   23,803 0 11,064
BANK OF AMERICA CORP COMMON STOCK 060505104 701 24,180 SH   OTR   24,180 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 4,607 26,387 SH   DFND   24,301 0 2,086
WASTE MANAGEMENT INC COMMON STOCK 94106L109 2,898 25,120 SH   OTR   25,120 0 0
NIKE INC-CLASS B COMMON STOCK 654106103 2,267 27,005 SH   DFND   25,422 0 1,583
AMERICAN EXPRESS CO COMMON STOCK 025816109 3,347 27,111 SH   DFND   25,584 0 1,527
DUNKIN BRANDS GROUP INC COMMON STOCK 265504100 2,064 25,907 SH   DFND   25,907 0 0
ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 818 28,328 SH   DFND   26,028 0 2,300
METLIFE INC COMMON STOCK 59156R108 1,314 26,453 SH   DFND   26,453 0 0
BB&T CORPORATION COMMON STOCK 054937107 1,329 27,045 SH   OTR   27,045 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 29,982 27,689 SH   DFND   27,301 0 388
VIACOM INC-B COMMON STOCK 92553P201 849 28,413 SH   OTR   27,328 0 1,085
ECOLAB INC COMMON STOCK 278865100 5,591 28,316 SH   DFND   27,818 0 498
KEYCORP COMMON STOCK 493267108 495 27,904 SH   OTR   27,904 0 0
CUMMINS INC COMMON STOCK 231021106 4,946 28,869 SH   DFND   28,589 0 280
QUANTA SERVICES INCORPORATED COMMON STOCK 74762E102 1,097 28,712 SH   DFND   28,712 0 0
CENTURYLINK INC COMMON STOCK 156700106 341 29,000 SH   DFND   29,000 0 0
ARROW ELECTRONICS INC COMMON STOCK 042735100 2,123 29,793 SH   DFND   29,144 0 649
CATERPILLAR INC COMMON STOCK 149123101 4,051 29,722 SH   DFND   29,417 0 305
CHARLES SCHWAB CORP COMMON STOCK 808513105 1,194 29,714 SH   OTR   29,714 0 0
V.F. CORP COMMON STOCK 918204108 2,738 31,341 SH   OTR   30,641 0 700
SYSCO CORP COMMON STOCK 871829107 2,336 33,033 SH   OTR   30,873 1,500 660
BP PLC SPONS ADR COMMON STOCK 055622104 1,307 31,344 SH   DFND   31,344 0 0
TJX COS INC COMMON STOCK 872540109 1,750 33,089 SH   OTR   33,089 0 0
BECTON DICKINSON COMMON STOCK 075887109 8,837 35,065 SH   DFND   33,920 0 1,145
FORD MOTOR CO DEL COMMON STOCK 345370860 350 34,208 SH   OTR   34,208 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 5,938 36,163 SH   DFND   35,642 0 521
DISNEY WALT CO NEW COMMON STOCK 254687106 5,077 36,355 SH   OTR   35,655 0 700
COLGATE PALMOLIVE CO COMMON STOCK 194162103 3,682 51,375 SH   DFND   35,751 0 15,624
CONOCOPHILLIPS COMMON STOCK 20825C104 2,333 38,254 SH   DFND   36,365 0 1,889
MICROSOFT CORP COMMON STOCK 594918104 4,992 37,266 SH   OTR   36,666 0 600
AON PLC OTHER G0408V102 7,276 37,704 SH   DFND   36,771 0 933
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 6,776 52,041 SH   OTR   37,741 200 14,100
COMCAST CORP-CL A COMMON STOCK 20030N101 1,785 42,225 SH   DFND   39,540 0 2,685
FACEBOOK INC-A COMMON STOCK 30303M102 8,420 43,629 SH   DFND   40,071 0 3,558
WELLS FARGO & CO COMMON STOCK 949746101 2,047 43,266 SH   DFND   40,622 0 2,644
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 9,395 41,503 SH   DFND   41,067 0 436
BOEING CO COMMON STOCK 097023105 15,186 41,720 SH   DFND   41,197 0 523
FIRST REPUBLIC BANK COMMON STOCK 33616C100 4,231 43,331 SH   DFND   43,331 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 5,470 43,959 SH   OTR   43,539 0 420
TOTAL S.A. SPONS ADR COMMON STOCK 89151E109 2,434 43,630 SH   DFND   43,630 0 0
PEPSICO INC COMMON STOCK 713448108 6,160 46,980 SH   OTR   44,080 400 2,500
NEWMARK GROUP INC CL A COMMON STOCK 65158N102 398 44,340 SH   DFND   44,340 0 0
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 4,199 45,987 SH   DFND   44,515 0 1,472
COMERICA INC COMMON STOCK 200340107 3,289 45,282 SH   DFND   45,182 0 100
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 5,416 47,194 SH   DFND   46,442 0 752
PROCTER & GAMBLE CO COMMON STOCK 742718109 5,465 49,843 SH   OTR   47,158 760 1,925
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 3,073 53,796 SH   OTR   47,546 810 5,440
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 4,962 48,047 SH   DFND   47,559 0 488
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,685 49,054 SH   OTR   48,154 0 900
VISA INC CL A COMMON STOCK 92826C839 9,010 51,914 SH   DFND   48,364 0 3,550
AT&T INC COMMON STOCK 00206R102 2,042 60,950 SH   OTR   52,360 1,500 7,090
JOHNSON & JOHNSON COMMON STOCK 478160104 7,429 53,339 SH   OTR   52,939 0 400
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 7,920 57,434 SH   DFND   53,426 0 4,008
BLACKROCK INC CL A COMMON STOCK 09247X101 25,505 54,347 SH   DFND   53,845 0 502
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 2,701 59,558 SH   OTR   54,339 0 5,219
STRYKER CORPORATION COMMON STOCK 863667101 11,409 55,497 SH   DFND   55,497 0 0
DANAHER CORP COMMON STOCK 235851102 8,039 56,247 SH   DFND   55,508 0 739
JP MORGAN CHASE & CO COMMON STOCK 46625H100 6,679 59,745 SH   OTR   55,513 0 4,232
GENUINE PARTS CO COMMON STOCK 372460105 5,857 56,545 SH   DFND   55,535 0 1,010
AMGEN INC COMMON STOCK 031162100 11,387 61,790 SH   DFND   57,767 0 4,023
GENERAL DYNAMICS CORP COMMON STOCK 369550108 10,749 59,118 SH   OTR   59,118 0 0
NATIONAL BEVERAGE CORP COMMON STOCK 635017106 2,678 60,000 SH   DFND   60,000 0 0
CITIZENS FINANCIAL GROUP INC COMMON STOCK 174610105 2,187 61,859 SH   DFND   60,365 0 1,494
SCHLUMBERGER LTD OTHER 806857108 2,504 63,003 SH   DFND   60,868 0 2,135
DEVON ENERGY CORPORATION COMMON STOCK 25179M103 1,779 62,393 SH   DFND   61,490 0 903
APPLIED MATERIALS INC COMMON STOCK 038222105 2,831 63,027 SH   DFND   61,831 0 1,196
INTEL CORP COMMON STOCK 458140100 3,053 63,772 SH   OTR   61,882 890 1,000
EMERSON ELEC CO COMMON STOCK 291011104 4,161 62,358 SH   DFND   62,081 0 277
CORNING INC COMMON STOCK 219350105 2,119 63,770 SH   OTR   62,870 0 900
ALLSTATE CORP COMMON STOCK 020002101 6,545 64,358 SH   DFND   63,209 0 1,149
GENERAL ELECTRIC CORP COMMON STOCK 369604103 776 73,894 SH   OTR   64,894 0 9,000
WALMART INC COMMON STOCK 931142103 7,350 66,524 SH   DFND   65,812 0 712
NUCOR CORP COMMON STOCK 670346105 3,788 68,740 SH   DFND   67,878 0 862
LILLY ELI & CO COMMON STOCK 532457108 7,757 70,011 SH   DFND   68,194 0 1,817
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 18,288 69,205 SH   DFND   68,625 0 580
FNF GROUP COMMON STOCK 31620R303 2,786 69,124 SH   DFND   69,124 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 5,515 70,225 SH   DFND   69,175 0 1,050
COCA COLA CO COMMON STOCK 191216100 3,839 75,395 SH   DFND   70,458 0 4,937
TE CONNECTIVITY LIMITED OTHER H84989104 7,142 74,571 SH   DFND   73,609 0 962
CORTEVA INC COMMON STOCK 22052L104 2,200 74,412 SH   DFND   73,941 0 471
US BANCORP NEW COMMON STOCK 902973304 4,050 77,293 SH   DFND   76,738 0 555
DOMINION ENERGY INC COMMON STOCK 25746U109 6,208 80,296 SH   DFND   79,719 0 577
MERCK & CO INC COMMON STOCK 58933Y105 6,784 80,908 SH   OTR   79,928 0 980
DOLLAR GENERAL CORP COMMON STOCK 256677105 11,319 83,745 SH   DFND   81,781 0 1,964
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 6,207 82,680 SH   DFND   81,817 0 863
DOW INC COMMON STOCK 260557103 4,101 83,169 SH   DFND   82,301 0 868
CELGENE CORP COMMON STOCK 151020104 7,815 84,542 SH   DFND   83,621 0 921
WAYSIDE TECHNOLOGY GROUP INC COMMON STOCK 946760105 956 84,635 SH   DFND   84,635 0 0
ABBOTT LABS COMMON STOCK 002824100 7,662 91,104 SH   DFND   87,061 0 4,043
NEXTERA ENERGY INC COMMON STOCK 65339F101 17,931 87,528 SH   DFND   87,184 0 344
LABORATORY CORP AMERICA HOLDIN COMMON STOCK 50540R409 15,804 91,407 SH   DFND   91,006 0 401
EXXONMOBIL CORP COMMON STOCK 30231G102 8,538 111,416 SH   OTR   92,185 2,800 16,431
INGERSOLL-RAND PLC OTHER G47791101 11,875 93,751 SH   DFND   93,751 0 0
INTERPUBLIC GROUP OF COMPANIES COMMON STOCK 460690100 2,171 96,123 SH   DFND   94,209 0 1,914
QUALCOMM INC COMMON STOCK 747525103 7,228 95,014 SH   DFND   94,614 0 400
MCDONALDS CORP COMMON STOCK 580135101 19,808 95,385 SH   DFND   94,638 0 747
CBS CORPORATION CLASS B COMMON STOCK 124857202 4,765 95,484 SH   DFND   95,160 0 324
AVERY DENNISON CORP COMMON STOCK 053611109 11,223 97,018 SH   DFND   96,062 0 956
GENERAL ELECTRIC CORP COMMON STOCK 369604103 1,105 105,198 SH   DFND   96,298 0 8,900
BGC PARTNERS INC CL A COMMON STOCK 05541T101 515 98,500 SH   DFND   98,500 0 0
PUBLIC SERVICE ENTERPRISE GROU COMMON STOCK 744573106 5,951 101,169 SH   DFND   101,088 0 81
GENERAL MLS INC COMMON STOCK 370334104 5,422 103,232 SH   DFND   102,322 0 910
STARBUCKS CORP COMMON STOCK 855244109 10,001 119,299 SH   DFND   116,433 0 2,866
LOWES COS INC COMMON STOCK 548661107 12,307 121,960 SH   DFND   120,587 0 1,373
HOME DEPOT INC COMMON STOCK 437076102 26,212 126,036 SH   DFND   124,077 0 1,959
3M CO COMMON STOCK 88579Y101 21,890 126,286 SH   DFND   125,775 0 511
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 22,382 135,376 SH   DFND   132,539 0 2,837
FORD MOTOR CO DEL COMMON STOCK 345370860 1,403 137,188 SH   DFND   133,741 0 3,447
ABBVIE INC COMMON STOCK 00287Y109 10,025 137,853 SH   DFND   137,304 0 549
MORGAN STANLEY COMMON STOCK 617446448 6,154 140,481 SH   DFND   140,080 0 401
PACKAGING CORP OF AMERICA COMMON STOCK 695156109 13,445 141,046 SH   DFND   140,938 0 108
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 19,847 144,574 SH   DFND   143,507 0 1,067
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 19,219 147,611 SH   DFND   146,512 0 1,099
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 32,340 151,709 SH   DFND   148,341 0 3,368
CVS HEALTH CORP COMMON STOCK 126650100 8,805 161,581 SH   DFND   158,405 0 3,176
WASTE MANAGEMENT INC COMMON STOCK 94106L109 19,230 166,679 SH   DFND   166,525 0 154
V.F. CORP COMMON STOCK 918204108 15,574 178,294 SH   DFND   177,427 0 867
SYSCO CORP COMMON STOCK 871829107 12,774 180,622 SH   DFND   179,723 0 899
KEYCORP COMMON STOCK 493267108 3,529 198,807 SH   DFND   197,451 0 1,356
DISNEY WALT CO NEW COMMON STOCK 254687106 29,050 208,034 SH   DFND   204,661 0 3,373
PFIZER INC COMMON STOCK 717081103 9,905 228,658 SH   DFND   220,206 0 8,452
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 25,739 224,875 SH   DFND   221,203 0 3,672
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 13,452 235,466 SH   DFND   229,784 0 5,682
INTERNATIONAL PAPER CO COMMON STOCK 460146103 10,070 232,462 SH   DFND   231,778 0 684
CHEVRON CORPORATION COMMON STOCK 166764100 30,989 249,027 SH   DFND   244,561 0 4,466
ORACLE CORPORATION COMMON STOCK 68389X105 14,290 250,825 SH   DFND   245,309 0 5,516
UNION PAC CORP COMMON STOCK 907818108 43,568 257,632 SH   DFND   253,746 0 3,886
BANK OF AMERICA CORP COMMON STOCK 060505104 8,057 277,836 SH   DFND   267,769 0 10,067
BB&T CORPORATION COMMON STOCK 054937107 13,815 281,186 SH   DFND   277,682 0 3,504
PROCTER & GAMBLE CO COMMON STOCK 742718109 31,146 284,051 SH   DFND   280,609 0 3,442
MICROSOFT CORP COMMON STOCK 594918104 39,328 293,577 SH   DFND   281,578 0 11,999
APPLE INC COMMON STOCK 037833100 56,618 286,064 SH   DFND   282,172 0 3,892
PEPSICO INC COMMON STOCK 713448108 40,697 310,358 SH   DFND   307,525 0 2,833
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 9,137 324,921 SH   OTR   309,615 0 15,306
CISCO SYSTEMS INC COMMON STOCK 17275R102 17,389 317,724 SH   DFND   310,901 0 6,823
TJX COS INC COMMON STOCK 872540109 16,733 316,442 SH   DFND   314,443 0 1,999
JOHNSON & JOHNSON COMMON STOCK 478160104 45,116 323,924 SH   DFND   318,481 0 5,443
CHARLES SCHWAB CORP COMMON STOCK 808513105 14,473 360,109 SH   DFND   355,294 0 4,815
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 16,680 367,809 SH   DFND   366,407 0 1,402
JP MORGAN CHASE & CO COMMON STOCK 46625H100 43,310 387,386 SH   DFND   382,860 0 4,526
INTEL CORP COMMON STOCK 458140100 19,482 406,968 SH   DFND   402,142 0 4,826
MERCK & CO INC COMMON STOCK 58933Y105 40,959 488,482 SH   DFND   482,854 0 5,628
AT&T INC COMMON STOCK 00206R102 17,519 522,786 SH   DFND   516,829 0 5,957
PEAPACK-GLADSTONE FINL CORP COMMON STOCK 704699107 16,213 576,572 SH   DFND   565,374 0 11,198
EXXONMOBIL CORP COMMON STOCK 30231G102 45,122 588,833 SH   DFND   578,306 0 10,527
AMERICAN TOWER CORP REIT OTHER 03027X100 221 1,080 SH   DFND   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 1,741 13,357 SH   DFND   0 0 0
CROWN CASTLE INTL CORP REIT OTHER 22822V101 230 1,765 SH   OTR   0 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 1,013 33,051 SH   DFND   0 0 0
MGM GROWTH PROPERTIES LLC REIT OTHER 55303A105 179 5,850 SH   OTR   0 0 0
PROLOGIS INC REIT OTHER 74340W103 220 2,742 SH   DFND   0 0 0
PROLOGIS INC REIT OTHER 74340W103 39 491 SH   OTR   0 0 0
REALTY INCOME CORP REIT OTHER 756109104 969 14,045 SH   DFND   0 0 0
UMH PROPERTIES INC REIT OTHER 903002103 905 72,951 SH   DFND   0 0 0
WELLTOWER INC REIT OTHER 95040Q104 669 8,209 SH   DFND   0 0 0
WELLTOWER INC REIT OTHER 95040Q104 147 1,800 SH   OTR   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 223 8,485 SH   DFND   0 0 0
WEYERHAEUSER CO REIT OTHER 962166104 176 6,696 SH   OTR   0 0 0
ALERIAN MLP ETF OTHER 00162Q866 2,201 223,476 SH   DFND   0 0 0
ALERIAN MLP ETF OTHER 00162Q866 52 5,250 SH   OTR   0 0 0
CONSUMER DISCRETIONARY SELT OTHER 81369Y407 317 2,656 SH   DFND   0 0 0
CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 587 10,108 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 927 14,545 SH   DFND   0 0 0
ENERGY SELECT SECTOR SPDR OTHER 81369Y506 70 1,093 SH   OTR   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 591 21,396 SH   DFND   0 0 0
FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 75 2,730 SH   OTR   0 0 0
FIRST TRUST LARGE CAP CORE A OTHER 33734K109 447 7,301 SH   DFND   0 0 0
GABELLI EQUITY TR INC OTHER 362397101 189 30,564 SH   DFND   0 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 1,253 13,525 SH   DFND   0 0 0
HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 405 4,375 SH   OTR   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 765 9,886 SH   DFND   0 0 0
INDUSTRIAL SELECT SECTOR SPDR OTHER 81369Y704 10 125 SH   OTR   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 65,227 349,294 SH   DFND   0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 3,152 16,879 SH   OTR   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 8,852 82,113 SH   DFND   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E OTHER 46137V357 937 8,695 SH   OTR   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 643 10,466 SH   DFND   0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 167 2,720 SH   OTR   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 1,451 7,468 SH   DFND   0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 64 330 SH   OTR   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 3,210 41,006 SH   DFND   0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 39 496 SH   OTR   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 2,969 10,073 SH   DFND   0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 31 105 SH   OTR   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 2,192 22,014 SH   DFND   0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 197 1,975 SH   OTR   0 0 0
ISHARES DJ U.S. REAL ESTATE ET OTHER 464287739 348 3,990 SH   DFND   0 0 0
ISHARES EDGE MSCI MIN VOL USA OTHER 46429B697 338 5,471 SH   DFND   0 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 245 8,545 SH   DFND   0 0 0
ISHARES MSCI CANADA ETF OTHER 464286509 138 4,820 SH   OTR   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 6,673 101,519 SH   DFND   0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 428 6,517 SH   OTR   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 226 3,930 SH   DFND   0 0 0
ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 168 2,920 SH   OTR   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 3,441 80,182 SH   DFND   0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 326 7,590 SH   OTR   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 180 5,870 SH   DFND   0 0 0
ISHARES MSCI FRANCE ETF OTHER 464286707 153 4,999 SH   OTR   0 0 0
ISHARES MSCI UNITED KINGDOM ET OTHER 46435G334 181 5,600 SH   DFND   0 0 0
ISHARES MSCI UNITED KINGDOM ET OTHER 46435G334 32 1,000 SH   OTR   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 4,785 43,859 SH   DFND   0 0 0
ISHARES NASDAQ BIOTECH ETF OTHER 464287556 1,531 14,035 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 1,872 33,511 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP ETF OTHER 464287499 682 12,200 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 2,827 19,825 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 1,923 13,483 SH   OTR   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 2,359 26,472 SH   DFND   0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 1,585 17,784 SH   OTR   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 972 5,971 SH   DFND   0 0 0
ISHARES RUSSELL 1000 ETF OTHER 464287622 69 425 SH   OTR   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 2,188 13,909 SH   DFND   0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 426 2,710 SH   OTR   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 1,022 8,037 SH   DFND   0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 266 2,088 SH   OTR   0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 912 5,867 SH   DFND   0 0 0
ISHARES RUSSELL 2000 VALUE ETF OTHER 464287630 127 1,050 SH   DFND   0 0 0
ISHARES RUSSELL 2000 VALUE ETF OTHER 464287630 83 687 SH   OTR   0 0 0
ISHARES RUSSELL 3000 ETF OTHER 464287689 241 1,400 SH   DFND   0 0 0
ISHARES S&P SMALLCAP 600/VAL E OTHER 464287879 841 5,657 SH   DFND   0 0 0
ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 667 3,654 SH   DFND   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 8,583 47,884 SH   DFND   0 0 0
ISHARES S&P 500 GROWTH ETF OTHER 464287309 1,825 10,182 SH   OTR   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 11,452 98,244 SH   DFND   0 0 0
ISHARES S&P 500 VALUE ETF OTHER 464287408 2,401 20,596 SH   OTR   0 0 0
SCHWAB US LARGE CAP VALUE OTHER 808524409 390 6,944 SH   DFND   0 0 0
SPDR DJIA TRUST OTHER 78467X109 250 940 SH   DFND   0 0 0
SPDR GOLD TRUST OTHER 78463V107 355 2,663 SH   DFND   0 0 0
SPDR GOLD TRUST OTHER 78463V107 38 283 SH   OTR   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 6,539 64,816 SH   DFND   0 0 0
SPDR S&P DIVIDEND ETF OTHER 78464A763 1,859 18,427 SH   OTR   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 28,960 81,673 SH   DFND   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 2,044 5,765 SH   OTR   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 31,207 106,508 SH   DFND   0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 4,666 15,925 SH   OTR   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,755 22,485 SH   DFND   0 0 0
TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 1,331 17,055 SH   OTR   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 963 16,152 SH   DFND   0 0 0
UTILITIES SELECT SECTOR SPDR OTHER 81369Y886 126 2,110 SH   OTR   0 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 215 1,870 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 2,533 60,738 SH   DFND   0 0 0
VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 739 17,716 SH   OTR   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 22,308 524,513 SH   DFND   0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 2,361 55,523 SH   OTR   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 29,195 531,778 SH   DFND   0 0 0
VANGUARD FTSE EUROPE ETF OTHER 922042874 2,635 48,005 SH   OTR   0 0 0
VANGUARD GROWTH ETF OTHER 922908736 590 3,609 SH   DFND   0 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 24,219 139,238 SH   DFND   0 0 0
VANGUARD HEALTH CARE ETF OTHER 92204A504 1,069 6,145 SH   OTR   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 3,945 45,151 SH   DFND   0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 211 2,412 SH   OTR   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 26,309 157,386 SH   DFND   0 0 0
VANGUARD IND FD MID-CAP OTHER 922908629 2,258 13,511 SH   OTR   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 1,775 13,173 SH   DFND   0 0 0
VANGUARD LARGE-CAP ETF OTHER 922908637 108 800 SH   OTR   0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 390 4,464 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 51,620 191,788 SH   DFND   0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 4,370 16,237 SH   OTR   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 8,242 44,260 SH   DFND   0 0 0
VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 2,332 12,525 SH   OTR   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 6,148 47,095 SH   DFND   0 0 0
VANGUARD SMALL CAP VALUE ETF OTHER 922908611 1,897 14,530 SH   OTR   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 42,005 268,131 SH   DFND   0 0 0
VANGUARD SMALL-CAP ETF OTHER 922908751 3,898 24,882 SH   OTR   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 113 750 SH   DFND   0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 120 800 SH   OTR   0 0 0
VANGUARD VALUE ETF OTHER 922908744 791 7,127 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 153 1,329 SH   DFND   0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 83 715 SH   OTR   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 440 3,949 SH   DFND   0 0 0
ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 49 443 SH   OTR   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 3,388 91,942 SH   DFND   0 0 0
ISHARES PREFERRED & INCOME SEC OTHER 464288687 307 8,330 SH   OTR   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 772 14,454 SH   DFND   0 0 0
ISHARES SHORT-TERM CORPORATE B OTHER 464288646 76 1,430 SH   OTR   0 0 0
PIMCO 0-5 YEAR H/Y CORP BD IND OTHER 72201R783 2,427 24,176 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 602 22,117 SH   DFND   0 0 0
SPDR BLOOMBERG BARCLAYS S/T BD OTHER 78468R408 35 1,300 SH   OTR   0 0 0
VANGUARD INTER TERM CORP BOND OTHER 92206C870 222 2,466 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 11,158 128,998 SH   DFND   0 0 0
VANGUARD INTERMEDIATE-TERM BON OTHER 921937819 733 8,470 SH   OTR   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 18,019 223,758 SH   DFND   0 0 0
VANGUARD SHORT TERM BOND ETF OTHER 921937827 2,247 27,904 SH   OTR   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 1,383 16,653 SH   DFND   0 0 0
VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 21 250 SH   OTR   0 0 0
BLACKROCK MUNIHOLDINGS NJ QUAL OTHER 09254X101 387 27,794 SH   DFND   0 0 0
BLACKROCK MUNIYIELD NEW JERSEY OTHER 09254Y109 394 26,556 SH   DFND   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 1,354 11,971 SH   DFND   0 0 0
ISHARES NATIONAL MUNI BOND ETF OTHER 464288414 163 1,440 SH   OTR   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 75 5,325 SH   DFND   0 0 0
NUVEEN NEW JERSEY QUALITY MUNI OTHER 67069Y102 149 10,600 SH   OTR   0 0 0