The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COMMON 88579Y101 3,885 22,410 SH   SOLE   22,410 0 0
ABBVIE INC COMMON 00287Y109 308 4,229 SH   SOLE   4,229 0 0
ACCENTURE PLC CLASS A G1151C101 16,584 89,352 SH   SOLE   89,352 0 0
ADOBE INC COMMON 00724F101 14,221 48,260 SH   SOLE   48,260 0 0
AKAMAI TECH INC COMMON 00971T101 1,494 18,641 SH   SOLE   18,641 0 0
ALIBABA GROUP HLDG SPN ADS 8 ORD SHS 01609W102 1,109 6,546 SH   SOLE   6,546 0 0
ALLISON TRANSMISSI COMMON 01973R101 900 19,422 SH   SOLE   19,422 0 0
ALLY FINL INC COMMON 02005N100 2,615 84,304 SH   SOLE   84,304 0 0
ALPHABET INC CLASS C 02079K107 1,068 988 SH   SOLE   988 0 0
ALPHABET INC CLASS A 02079K305 3,366 3,109 SH   SOLE   3,109 0 0
ALTRIA GROUP INC COMMON 02209S103 1,291 27,261 SH   SOLE   27,261 0 0
APTIV PLC ORDINARY SHARES G6095L109 546 6,760 SH   SOLE   6,760 0 0
ARGO GRUP INTL HLDGS COMMON G0464B107 480 6,477 SH   SOLE   6,477 0 0
AT&T INC COMMON 00206R102 1,422 42,425 SH   SOLE   42,425 0 0
BIOGEN INC COMMON 09062X103 2,463 10,527 SH   SOLE   10,527 0 0
BOOKING HLDGS INC COMMON 09857L108 1,239 661 SH   SOLE   661 0 0
BOSTON SCIENTIFIC COMMON 101137107 387 9,002 SH   SOLE   9,002 0 0
BRISTOL MYERS SQUIBB COMMON 110122108 1,272 28,001 SH   SOLE   28,001 0 0
BROADCOM INC COMMON 11135F101 540 1,875 SH   SOLE   1,875 0 0
CABOT OIL & GAS CORP COMMON 127097103 2,678 116,629 SH   SOLE   116,629 0 0
CADENCE DESIGN SYS COMMON 127387108 790 11,150 SH   SOLE   11,150 0 0
CAPITAL ONE FINL CO COMMON 14040H105 2,459 27,020 SH   SOLE   27,020 0 0
CBS CORPORATION CLASS B 124857202 915 18,318 SH   SOLE   18,318 0 0
CDN PACIFIC RAILWAY COMMON 13645T100 2,171 9,216 SH   SOLE   9,216 0 0
CHEMED CORP NEW COMMON 16359R103 3,085 8,543 SH   SOLE   8,543 0 0
CHEVRON CORP COMMON 166764100 27,729 222,324 SH   SOLE   222,324 0 0
CHINA MOBILE LTD REP(5 ORD HKD0.1) 16941M109 2,810 62,055 SH   SOLE   62,055 0 0
CHINA PETE & CHEM CO SP ADR (H SHS) 16941R108 3,385 49,527 SH   SOLE   49,527 0 0
CITIGROUP INC COMMON 172967424 19,277 274,820 SH   SOLE   274,820 0 0
CITRIX SYS INC COMMON 177376100 5,043 51,371 SH   SOLE   51,371 0 0
COCA-COLA EU PARTNRS PLC ORDINARY SHARES G25839104 454 8,041 SH   SOLE   8,041 0 0
COGNIZANT TECH SOLNS CLASS A 192446102 2,788 43,939 SH   SOLE   43,939 0 0
COMCAST CORP CLASS A 20030N101 1,377 32,564 SH   SOLE   32,564 0 0
COMFORT SYS USA INC COMMON 199908104 826 16,205 SH   SOLE   16,205 0 0
COMMVAULT SYSTEMS COMMON 204166102 513 10,341 SH   SOLE   10,341 0 0
CONOCOPHILLIPS COMMON 20825C104 25,158 411,940 SH   SOLE   411,940 0 0
COTT CORP COMMON 22163N106 4,018 300,862 SH   SOLE   300,862 0 0
CRITEO S.A ADS REPR 1 ORD SPONS 226718104 1,446 84,041 SH   SOLE   84,041 0 0
CSX CORP COMMON 126408103 4,854 62,711 SH   SOLE   62,711 0 0
CYPRESS SEMICONDUCTR COMMON 232806109 450 20,215 SH   SOLE   20,215 0 0
DANAHER CORP COMMON 235851102 500 3,495 SH   SOLE   3,495 0 0
DIODES INC COMMON 254543101 502 13,800 SH   SOLE   13,800 0 0
DTE ENERGY CO COMMON 233331107 869 6,792 SH   SOLE   6,792 0 0
DXC TECHNOLOGY CO COMMON STOCK 23355L106 1,603 29,045 SH   SOLE   29,045 0 0
ETRADE FINANCIAL COMMON 269246401 5,688 127,459 SH   SOLE   127,459 0 0
EAST WEST BANCORP COMMON 27579R104 2,108 45,065 SH   SOLE   45,065 0 0
ECOLAB INC COMMON 278865100 729 3,693 SH   SOLE   3,693 0 0
EMERSON ELEC CO COMMON 291011104 1,054 15,757 SH   SOLE   15,757 0 0
EMPLOYERS HOLDINGS COMMON 292218104 923 21,819 SH   SOLE   21,819 0 0
EOG RESOURCES INC COMMON 26875P101 15,038 161,291 SH   SOLE   161,291 0 0
EQUINOR ASA SPON ADR 1 ORD SHS 29446M102 1,101 55,598 SH   SOLE   55,598 0 0
EXPEDIA GROUP INC COMMON 30212P303 31,578 237,182 SH   SOLE   237,182 0 0
EXXON MOBIL CORP COMMON 30231G102 1,464 19,104 SH   SOLE   19,104 0 0
F5 NETWORKS INC COMMON 315616102 28,667 196,848 SH   SOLE   196,848 0 0
FACEBOOK INC CLASS A 30303M102 3,042 15,763 SH   SOLE   15,763 0 0
FEDEX CORP COMMON 31428X106 1,306 7,956 SH   SOLE   7,956 0 0
FIDELITY COVINGTON MSCI COMMNTN SVC 316092873 1,283 38,680 SH   SOLE   38,680 0 0
FIDELITY NATL INFO COMMON 31620M106 5,884 47,929 SH   SOLE   47,929 0 0
FIDELITYCOVINGTON TR MSCI INDL INDX 316092709 694 17,446 SH   SOLE   17,446 0 0
FIDELITYCOVINGTON TR CONSMR STAPLES 316092303 997 28,648 SH   SOLE   28,648 0 0
FIDELITYCOVINGTON TR MSCI FINLS IDX 316092501 1,690 42,116 SH   SOLE   42,116 0 0
FIDELITYCOVINGTON TR MSCI CONSM DIS 316092204 2,048 44,771 SH   SOLE   44,771 0 0
FIDELITYCOVINGTON TR MSCI HLTH CARE I 316092600 2,367 52,556 SH   SOLE   52,556 0 0
FIDELITYCOVINGTON TR MSCI INFO TECH I 316092808 4,604 73,895 SH   SOLE   73,895 0 0
FIDELITYCOVINGTON TR MSCI ENERGY IDX 316092402 6,028 350,536 SH   SOLE   350,536 0 0
FIRST AMERICAN CORP COMMON 31847R102 1,387 25,780 SH   SOLE   25,780 0 0
FIRST BANCORP P R COMMON 318672706 2,562 232,041 SH   SOLE   232,041 0 0
FLAGSTAR BANCORP COMMON 337930705 509 15,365 SH   SOLE   15,365 0 0
FMC CORP COMMON 302491303 491 5,924 SH   SOLE   5,924 0 0
GLAXOSMITHKLINE PLC SP ADR (2 ORD) 37733W105 1,921 47,952 SH   SOLE   47,952 0 0
GRACO INC COMMON 384109104 577 11,502 SH   SOLE   11,502 0 0
HARRIS CORP DEL COMMON 413875105 475 2,511 SH   SOLE   2,511 0 0
HARTFORD FINL SVCS COMMON 416515104 1,034 18,513 SH   SOLE   18,513 0 0
HCA HEALTHCARE COMMON 40412C101 18,274 135,059 SH   SOLE   135,059 0 0
HD SUPPLY INC COM 40416M105 21,671 538,006 SH   SOLE   538,006 0 0
HERBALIFE NUTRITION COM USD0.001 G4412G101 8,844 206,818 SH   SOLE   206,818 0 0
HILL-ROM HLDS INC COMMON 431475102 496 4,743 SH   SOLE   4,743 0 0
HILTON WRLDWDE HLDGS COMMON 43300A203 21,881 223,386 SH   SOLE   223,386 0 0
HP INC COMMON USD0.01 40434L105 22,831 1,097,663 SH   SOLE   1,097,663 0 0
HUMANA INC COMMON 444859102 232 873 SH   SOLE   873 0 0
HUNTINGTON INGALLS COMMON 446413106 22,499 99,973 SH   SOLE   99,973 0 0
IAC INTERACTIVECORP COMMON 44919P508 968 4,451 SH   SOLE   4,451 0 0
INCYTE CORPORATION COMMON 45337C102 5,989 70,492 SH   SOLE   70,492 0 0
INDEXIQ ETF TR IQ ARB MRG ETF 45409B800 4,780 151,509 SH   SOLE   151,509 0 0
INGREDION INCORPRTD COMMON 457187102 1,085 13,108 SH   SOLE   13,108 0 0
INTEL CORP COMMON 458140100 30,936 646,194 SH   SOLE   646,194 0 0
INTL BUSINESS MCHN COMMON 459200101 711 5,151 SH   SOLE   5,151 0 0
INTUIT COMMON 461202103 22,324 84,984 SH   SOLE   84,984 0 0
INTUITIVE SURGIC INC COMMON 46120E602 756 1,442 SH   SOLE   1,442 0 0
INVESCO EXCHNG TRADE SR LN ETF 46138G508 1,720 75,887 SH   SOLE   75,887 0 0
ISHARES MSCI ACWI US ETF 464288240 206 4,405 SH   SOLE   4,405 0 0
ISHARES 1-3 YR TR BD ETF 464287457 221 2,605 SH   SOLE   2,605 0 0
ISHARES MSCI NETHERL ETF 464286814 264 8,553 SH   SOLE   8,553 0 0
ISHARES HIGH DIVIDND ETF 46429B663 269 2,845 SH   SOLE   2,845 0 0
ISHARES MSCI STH AFR ETF 464286780 517 9,438 SH   SOLE   9,438 0 0
ISHARES RUSSELL 2000 ETF 464287655 2,218 14,264 SH   SOLE   14,264 0 0
ISHARES 20+ YR TR BD ETF 464287432 2,595 19,447 SH   SOLE   19,447 0 0
ISHARES EMERG MKTS ETF 464287234 4,964 115,682 SH   SOLE   115,682 0 0
ISHARES MRG RL ES CP ETF 46435G342 7,016 166,180 SH   SOLE   166,180 0 0
ISHARES GLB INFRASTR ETF 464288372 7,570 163,717 SH   SOLE   163,717 0 0
ISHARES 3-7 YR TR BD ETF 464288661 8,691 68,959 SH   SOLE   68,959 0 0
ISHARES 7-10 Y TR BD ETF 464287440 10,200 92,484 SH   SOLE   92,484 0 0
ISHARES MSCI ACWI ETF 464288257 13,344 181,039 SH   SOLE   181,039 0 0
ISHARES SELECT DIVID ETF 464287168 14,858 149,080 SH   SOLE   149,080 0 0
ISHARES MSCI EAFE ETF 464287465 14,894 226,587 SH   SOLE   226,587 0 0
ISHARES JP MOR EM MK ETF 464288281 17,884 157,612 SH   SOLE   157,612 0 0
ISHARES LONG-TERM CRP BD ETF 464289511 22,974 360,033 SH   SOLE   360,033 0 0
ISHARES INTERM TR CRP BD ETF 464288638 26,499 464,940 SH   SOLE   464,940 0 0
ISHARES PAC EX JAPAN ETF 464286665 39,122 828,001 SH   SOLE   828,001 0 0
ISHARES GOLD TRUST GOLD TRUST 464285105 4,645 344,092 SH   SOLE   344,092 0 0
ISHARES INC MSCI RUSSIA CAPPED E 46434G798 201 5,107 SH   SOLE   5,107 0 0
ISHARES INC MSCI BRAZIL CAPPED E 464286400 308 7,045 SH   SOLE   7,045 0 0
ISHARES INC ETF - MSCI TURKEY FD 464286715 419 17,583 SH   SOLE   17,583 0 0
ISHARES INC MSCI ITALY CAPPED ET 46434G830 603 21,850 SH   SOLE   21,850 0 0
ISHARES INC MSCI AUST ETF 464286103 761 33,747 SH   SOLE   33,747 0 0
ISHARES INC MSCI SWEDEN CAPPED E 464286756 826 26,750 SH   SOLE   26,750 0 0
ISHARES INC MSCI EUROZONE 464286608 9,989 252,252 SH   SOLE   252,252 0 0
ISHARES INC MSCI CDA INDEX 464286509 19,004 663,647 SH   SOLE   663,647 0 0
ISHARES INC CORE MSCI EMKT 46434G103 42,269 821,372 SH   SOLE   821,372 0 0
ISHARES MSCI INDIA INDEX FUND 46429B598 261 7,385 SH   SOLE   7,385 0 0
ISHARES MSCI NORWAY CAPPED INVST 46429B499 637 26,119 SH   SOLE   26,119 0 0
ISHARES TR MSCI UK ETF 46435G334 283 8,717 SH   SOLE   8,717 0 0
ISHARES TR CORE S&P US ETF 464287671 298 4,756 SH   SOLE   4,756 0 0
ISHARES TR CORE MSCI EAFE 46432F842 363 5,911 SH   SOLE   5,911 0 0
ISHARES TR CORE S&P SMALL-CAP 464287804 938 11,981 SH   SOLE   11,981 0 0
ISHARES TR TIPS BD ETF 464287176 5,608 48,555 SH   SOLE   48,555 0 0
ISHARES TR CORE TR US BOND MRKT 464287226 18,402 165,264 SH   SOLE   165,264 0 0
ISHARES TR IBOXX H/Y CRP BOND 464288513 26,806 306,909 SH   SOLE   306,909 0 0
ISHARES TR MBS FIXED BDFD 464288588 46,545 431,985 SH   SOLE   431,985 0 0
ISHARES TRUST CORE S&P MID-CAP ETF 464287507 37,444 192,404 SH   SOLE   192,404 0 0
ISHARES TRUST CORE S&P 500 ETF 464287200 124,178 420,960 SH   SOLE   420,960 0 0
ISHARES TRUST CORE S&P TOTAL US STK MKT 464287150 1,208 18,123 SH   SOLE   18,123 0 0
ISHARES U S ETF TR IT RT HDG HGYL 46431W606 13,601 153,112 SH   SOLE   153,112 0 0
ISHARES US ETF TR INT RT HDLNG 46431W812 24,486 992,316 SH   SOLE   992,316 0 0
J P MORGAN EXCHANGE ULTRA SHRT INC 46641Q837 47,151 935,716 SH   SOLE   935,716 0 0
JAZZ PHARMA PLC COMMON G50871105 6,009 42,149 SH   SOLE   42,149 0 0
JOHNSON & JOHNSON COMMON 478160104 340 2,440 SH   SOLE   2,440 0 0
JPMORGAN CHASE & CO COMMON 46625H100 332 2,969 SH   SOLE   2,969 0 0
KANSAS CITY SOUTHERN COMMON 485170302 780 6,400 SH   SOLE   6,400 0 0
KEYSIGHT TECHNOLOGS COMMON 49338L103 1,643 18,292 SH   SOLE   18,292 0 0
KONINKLIJKE PHIL NV ADR (1 ORD) 500472303 2,288 52,449 SH   SOLE   52,449 0 0
KROGER CO COMMON 501044101 3,788 174,457 SH   SOLE   174,457 0 0
KT CORPORATION ADR (0.5 ORD) 48268K101 2,808 227,005 SH   SOLE   227,005 0 0
KULICKE & SOFFA INDS COMMON 501242101 526 23,310 SH   SOLE   23,310 0 0
LANDSTAR SYS INC COMMON 515098101 1,545 14,290 SH   SOLE   14,290 0 0
LEAR CORPORATION COMMON 521865204 6,800 48,775 SH   SOLE   48,775 0 0
LIGAND PHARMACEUTIC COMMON 53220K504 454 3,980 SH   SOLE   3,980 0 0
LILLY ELI & CO COMMON 532457108 24,731 222,893 SH   SOLE   222,893 0 0
LOUISIANA PAC CORP COMMON 546347105 19,894 758,287 SH   SOLE   758,287 0 0
LPL FINANCIAL HLDGS COMMON 50212V100 1,183 14,491 SH   SOLE   14,491 0 0
MASTERCARD INC CLASS A 57636Q104 654 2,471 SH   SOLE   2,471 0 0
MCKESSON CORP COMMON 58155Q103 539 4,009 SH   SOLE   4,009 0 0
MEDTRONIC PLC SHS G5960L103 1,231 12,642 SH   SOLE   12,642 0 0
MERCK & CO INC COMMON 58933Y105 4,762 56,770 SH   SOLE   56,770 0 0
MERIDIAN BANCORP COMMON 58958U103 263 14,705 SH   SOLE   14,705 0 0
META FINL GROUP INC COMMON 59100U108 1,024 36,491 SH   SOLE   36,491 0 0
METLIFE INC COMMON 59156R108 2,074 41,703 SH   SOLE   41,703 0 0
MGIC INVT CORP COMMON 552848103 478 36,372 SH   SOLE   36,372 0 0
MICROSOFT CORP COMMON 594918104 13,544 101,102 SH   SOLE   101,102 0 0
MITSUBISHI UFJ FINL ADR (1 ORD) 606822104 2,443 514,381 SH   SOLE   514,381 0 0
MONDELEZ INTL INC COMMON 609207105 382 7,080 SH   SOLE   7,080 0 0
MONSTER BEVERAGE CRP COM USD0.005 61174X109 1,520 23,808 SH   SOLE   23,808 0 0
MORGAN STANLEY COMMON 617446448 1,686 38,431 SH   SOLE   38,431 0 0
MOTOROLA SOLUTIONS COMMON 620076307 21,186 127,069 SH   SOLE   127,069 0 0
MSC INDL DIRECT INC CLASS A 553530106 540 7,275 SH   SOLE   7,275 0 0
NATUS MEDICAL INC COMMON 639050103 355 13,830 SH   SOLE   13,830 0 0
NETAPP INC COM COMMON 64110D104 1,022 16,524 SH   SOLE   16,524 0 0
NEXTERA ENERGY INC COMMON 65339F101 315 1,536 SH   SOLE   1,536 0 0
NORTHROP GRUMMAN CO COMMON 666807102 1,622 5,020 SH   SOLE   5,020 0 0
NOVARTIS AG ADR (1 ORD) 66987V109 2,978 32,536 SH   SOLE   32,536 0 0
NOVO-NORDISK AS ADR (1 ORD B) 670100205 7,778 152,233 SH   SOLE   152,233 0 0
NRG ENERGY INC COMMON 629377508 13,010 370,163 SH   SOLE   370,163 0 0
NU SKIN ENTERPRISES CLASS A 67018T105 593 12,012 SH   SOLE   12,012 0 0
OLD REP INTL CORP COMMON 680223104 865 38,671 SH   SOLE   38,671 0 0
ONEMAIN HOLDINGS INC COMMON 68268W103 1,153 34,076 SH   SOLE   34,076 0 0
ORIX CORP ADR (5 ORD) 686330101 2,965 39,526 SH   SOLE   39,526 0 0
ORTHOFIX MEDICAL INC COMMON 68752M108 429 8,114 SH   SOLE   8,114 0 0
PARKER HANNIFIN CORP COMMON 701094104 346 2,033 SH   SOLE   2,033 0 0
PAYCHEX INC COMMON 704326107 7,390 89,808 SH   SOLE   89,808 0 0
PETROLEO BRASILEIRO ADR (2 ORD) 71654V408 346 22,200 SH   SOLE   22,200 0 0
PFIZER INC COMMON 717081103 479 11,048 SH   SOLE   11,048 0 0
PHILIP MORRIS INTL COMMON 718172109 2,921 37,195 SH   SOLE   37,195 0 0
POPULAR INC COMMON 733174700 4,141 76,302 SH   SOLE   76,302 0 0
PREMIER INC COM USD0.01 CL'A' 74051N102 560 14,307 SH   SOLE   14,307 0 0
PROCTER & GAMBLE CO COMMON 742718109 1,171 10,678 SH   SOLE   10,678 0 0
PROGRESSIVE CORP COMMON 743315103 750 9,373 SH   SOLE   9,373 0 0
PULTEGROUP INC COMMON 745867101 1,095 34,584 SH   SOLE   34,584 0 0
QUEST DIAGNOSTICS COMMON 74834L100 1,239 12,129 SH   SOLE   12,129 0 0
RADWARE LTD ORDINARY M81873107 3,709 149,983 SH   SOLE   149,983 0 0
REALITY SHS ETF TR DIVS ETF 75605A108 2,206 82,975 SH   SOLE   82,975 0 0
REINSURANCE GRP COMMON 759351604 772 4,947 SH   SOLE   4,947 0 0
RMR GROUP INC COMMON CL A 74967R106 521 11,085 SH   SOLE   11,085 0 0
ROYAL DUTCH SHELL SPONS ADR A 780259206 1,983 30,409 SH   SOLE   30,409 0 0
SANOFI SPONSORED ADR 80105N105 1,874 43,305 SH   SOLE   43,305 0 0
SCHLUMBERGER LTD COMMON 806857108 230 5,787 SH   SOLE   5,787 0 0
SHAW COMMUNICATIONS CLASS B CONV 82028K200 1,911 93,703 SH   SOLE   93,703 0 0
SHERWIN WILLIAMS CO COMMON 824348106 1,045 2,280 SH   SOLE   2,280 0 0
SIMON PPTY INC COMMON 828806109 465 2,910 SH   SOLE   2,910 0 0
SNAP-ON INC COMMON 833034101 1,219 7,324 SH   SOLE   7,324 0 0
SONY CORP ADR (1 ORD) 835699307 30,428 580,258 SH   SOLE   580,258 0 0
SOUTHWEST AIRLS CO COMMON 844741108 18,551 365,315 SH   SOLE   365,315 0 0
SP PLUS CORP COMMON 78469C103 1,294 40,535 SH   SOLE   40,535 0 0
SPDR S&P 500 ETF TR UNITS SER 1 S&P 78462F103 319 1,089 SH   SOLE   1,089 0 0
SPIRIT AEROSYSTEMS CLASS A 848574109 7,825 96,162 SH   SOLE   96,162 0 0
SPROUTS FMRS MKT I COM USD0.001 85208M102 424 22,452 SH   SOLE   22,452 0 0
STARBUCKS CORP COMMON 855244109 540 6,439 SH   SOLE   6,439 0 0
STRYKER CORP COMMON 863667101 1,403 6,809 SH   SOLE   6,809 0 0
SUN LIFE FNCL INC COMMON 866796105 1,972 47,615 SH   SOLE   47,615 0 0
SUNCOR ENERGY INC COMMON 867224107 1,448 46,440 SH   SOLE   46,440 0 0
TELEPHONE & DATA SYS COMMON 879433829 387 12,726 SH   SOLE   12,726 0 0
TERNIUM SA ADR (10 ORD) 880890108 3,241 144,427 SH   SOLE   144,427 0 0
TESLA INC COM 88160R101 404 1,806 SH   SOLE   1,806 0 0
TETRA TECH INC COMMON 88162G103 921 11,706 SH   SOLE   11,706 0 0
TEXAS INSTRUMENTS COMMON 882508104 325 2,830 SH   SOLE   2,830 0 0
TEXTRON INC COMMON 883203101 21,136 398,211 SH   SOLE   398,211 0 0
THE CHARLES SCHWAB COM 808513105 22,842 567,911 SH   SOLE   567,911 0 0
THERMO FISHER SCI COMMON 883556102 2,070 7,048 SH   SOLE   7,048 0 0
T-MOBILE US INC COMMON 872590104 1,060 14,297 SH   SOLE   14,297 0 0
TORO CO COMMON 891092108 772 11,540 SH   SOLE   11,540 0 0
TORONTO DOMINION BK COMMON 891160509 1,360 23,253 SH   SOLE   23,253 0 0
TOTAL SYS SVCS INC COMMON 891906109 637 4,962 SH   SOLE   4,962 0 0
TWILIO INC COMMON CLASS A 90138F102 591 4,338 SH   SOLE   4,338 0 0
UNITED TECHNOLOGIES COMMON 913017109 14,118 108,100 SH   SOLE   108,100 0 0
UNITEDHEALTH GRP INC COMMON 91324P102 31,236 127,906 SH   SOLE   127,906 0 0
UNUM GROUP COMMON 91529Y106 398 11,864 SH   SOLE   11,864 0 0
VALLEY NATL BANCORP COMMON 919794107 498 46,200 SH   SOLE   46,200 0 0
VANECK VECTORS GOLD MINER ETF 92189F106 2,836 110,957 SH   SOLE   110,957 0 0
VANECK VECTORS ETF HG YLD MUN 92189H409 29,740 465,808 SH   SOLE   465,808 0 0
VANGUARD INDEX TR TOTAL STOCK MARKET 922908769 767 5,109 SH   SOLE   5,109 0 0
VERIZON COMMUNICATIO COMMON 92343V104 503 8,792 SH   SOLE   8,792 0 0
VERTEX PHARMACEUTICL COMMON 92532F100 1,160 6,327 SH   SOLE   6,327 0 0
VIPSHOP HLDGS LTD SP ADR (0.20 ORD) 92763W103 349 40,400 SH   SOLE   40,400 0 0
VISA INC CLASS A 92826C839 868 5,003 SH   SOLE   5,003 0 0
WALGREENS BOOTS ALNC COMMON 931427108 1,707 31,171 SH   SOLE   31,171 0 0
WALT DISNEY CO COMMON 254687106 671 4,807 SH   SOLE   4,807 0 0
WELLS FARGO & CO COMMON 949746101 2,397 50,598 SH   SOLE   50,598 0 0
WHIRLPOOL CORP COMMON 963320106 14,732 103,191 SH   SOLE   103,191 0 0
WILLIS TOWERS WATSON COMMON G96629103 1,988 10,378 SH   SOLE   10,378 0 0
WIX COM LTD SHARES M98068105 512 3,600 SH   SOLE   3,600 0 0
WORLD WRESTLING ENT CLASS A 98156Q108 3,270 45,289 SH   SOLE   45,289 0 0
WPP PLC SP ADR (5 ORD) 92937A102 2,009 31,928 SH   SOLE   31,928 0 0
YELP INC COMMON 985817105 7,900 231,117 SH   SOLE   231,117 0 0
YUM BRANDS INC COMMON 988498101 9,481 85,591 SH   SOLE   85,591 0 0
YUM CHINA HOLDINGS COMMON STOCK 98850P109 1,102 23,842 SH   SOLE   23,842 0 0
ZIONS BANCORP N A COMMON 989701107 887 19,244 SH   SOLE   19,244 0 0
ZOETIS INC COMMON 98978V103 308 2,714 SH   SOLE   2,714 0 0